Tandem Financial, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 14, 2026), Tandem Financial, LLC reported 99 stock positions worth $310.8 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 12.2% of the portfolio, followed by Vanguard Intermediate-Term B (BIV, 7.6%) and Vanguard Ftse Developed ETF (VEA, 5.8%). Compared with Q1 2026, it opened 7 new positions, sold out of 2, added to 40 and reduced 39. The biggest buy was Vanguard Ftse Developed ETF (VEA, shares +21%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −22%).
- Most Recent 13F
- Q2 2026
- Location
- GREENWOOD VILLAGE, CO
- CIK
- 0002049157
- Portfolio Value
- $310.8M (Q2 2026)
- SEC Filing
- 0001420506-26-001637 ↗ filed Aug 14, 2026
Holdings Value
Holdings 99 stocks · $310.8M
| IVV iShares Core S&P 500 ETF | 12.24% | 50,823 | $38.1M | Reduce -21.8% |
| BIV Vanguard Intermediate-Term B | 7.61% | 308,414 | $23.7M | Add +1.4% |
| VEA Vanguard Ftse Developed ETF | 5.78% | 251,962 | $18.0M | Add +20.9% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 4.52% | 354,450 | $14.1M | Add +7.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 4.39% | 18,217 | $13.6M | Add +4.3% |
| QQQ Invesco QQQ Trust Series 1 | 4.34% | 18,293 | $13.5M | Reduce -11.9% |
| GDX Vaneck Gold Miners ETF | 4.14% | 170,681 | $12.9M | Add +1.9% |
| IMCG iShares Morningstar Mid-Cap | 3.56% | 112,506 | $11.1M | Add +4.7% |
| CLOI Vaneck Clo ETF | 3.02% | 177,333 | $9.4M | Add +36.6% |
| PWR Quanta Services Inc. | 2.37% | 10,242 | $7.4M | Reduce -3.0% |
| ILCV iShares Morningstar Value Et | 2.16% | 66,287 | $6.7M | Reduce -18.0% |
| VGLT Vanguard Long-Term Treasury | 2.11% | 119,004 | $6.6M | Reduce -1.4% |
| JQUA JPMorgan US Quality Factor | 2.02% | 86,719 | $6.3M | Reduce -32.3% |
| IUS Invesco Rafi Strategic US Et | 1.97% | 93,281 | $6.1M | Add +5.3% |
| VWO Vanguard Ftse Emerging Marke | 1.88% | 97,845 | $5.8M | Add +58.9% |
| JBND JPMorgan Active Bond ETF | 1.87% | 108,756 | $5.8M | Add +0.5% |
| IWM iShares Russell 2000 ETF | 1.62% | 16,741 | $5.0M | Add +6.0% |
| BNDX Vanguard Total Intl Bond ETF | 1.59% | 101,802 | $4.9M | Reduce -0.1% |
| IWF iShares Russell 1000 Growth | 1.59% | 39,682 | $4.9M | Reduce -1.6% |
| IWD iShares Russell 1000 Value E | 1.46% | 18,731 | $4.5M | Reduce -3.3% |
| GPIQ GS Nasdaq-100 PR Inc. ETF-Usd | 1.38% | 72,476 | $4.3M | Add +6.7% |
| DFAU Dimensional US Core Equity M | 1.33% | 80,002 | $4.1M | Reduce -5.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.24% | 12,742 | $3.9M | Add +3.5% |
| GPIX GLDM SA S&P 500 PR in ETF-US | 1.22% | 68,093 | $3.8M | Add +7.8% |
| GLD SPDR Gold Shares | 1.21% | 10,175 | $3.7M | Add +0.8% |
| ITA iShares U.S. Aerospace & Def | 1.01% | 12,927 | $3.1M | Add +0.4% |
| FLXR TCW Flexible Income ETF | 0.95% | 75,140 | $2.9M | Reduce -3.3% |
| DFAC Dimensional US Core Equity 2 | 0.94% | 65,535 | $2.9M | Add +2.7% |
| AAAU Goldman Sachs Physical Gold | 0.90% | 71,050 | $2.8M | Reduce -40.4% |
| MSFT Microsoft Corp. | 0.87% | 7,259 | $2.7M | Add +0.1% |
| DFIC Dimensional International Co. | 0.84% | 70,203 | $2.6M | Reduce -3.1% |
| PM Philip Morris International | 0.84% | 14,238 | $2.6M | No change |
| AAPL Apple Inc. | 0.81% | 8,712 | $2.5M | Reduce -2.1% |
| MP MP Materials Corp. | 0.76% | 42,076 | $2.4M | Add +0.5% |
| DFAE Dimensional Emerging Core Eq | 0.75% | 57,896 | $2.3M | Reduce -4.9% |
| UBND Victoryshares Core Plus Bond | 0.74% | 106,198 | $2.3M | Add +26.8% |
| URNM Sprott Uranium Miners ETF | 0.72% | 42,667 | $2.2M | Add +3.8% |
| AMLP Alerian MLP ETF | 0.59% | 35,267 | $1.8M | Reduce -1.0% |
| GOOGL Alphabet Inc. Class A | 0.49% | 4,273 | $1.5M | Reduce -2.9% |
| KNG FT Vest S&P 500 DVD Arst TRG | 0.48% | 29,851 | $1.5M | Reduce -10.0% |
| NUV Nuveen Municipal Value | 0.45% | 152,594 | $1.4M | Add +9.2% |
| JMUB JPMorgan Municipal ETF | 0.44% | 26,854 | $1.4M | Add +6.6% |
| GRNY Fundstr Gran SH US LRG Cap | 0.43% | 48,731 | $1.3M | Add +5.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.43% | 15,630 | $1.3M | Reduce -2.3% |
| DUHP Dimensional US High Profi Et | 0.42% | 31,595 | $1.3M | Reduce -4.2% |
| GOOG Alphabet Inc. Class C | 0.42% | 3,665 | $1.3M | Reduce -0.5% |
| EMLP First Trust North American E | 0.39% | 28,153 | $1.2M | Reduce -0.7% |
| MLPX Global X MLP & Energy Infras | 0.39% | 16,516 | $1.2M | Add +3.8% |
| PFXF Vaneck Pref Sec X-Financials | 0.39% | 67,946 | $1.2M | Add +1.3% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.37% | 3,185 | $1.2M | Add +1.9% |
| IJR iShares Core S&P Small-Cap E | 0.36% | 7,499 | $1.1M | Add +29.1% |
| DFIV Dimensional International Va | 0.32% | 18,403 | $994K | Add +4.1% |
| SPAB SS SPDR P Agg Bond ETF | 0.32% | 38,846 | $991K | Reduce -5.9% |
| DFGP Dimensional GLBL Core PL Fix | 0.31% | 17,570 | $957K | Reduce -12.2% |
| NEM Newmont Corp. | 0.30% | 10,145 | $948K | No change |
| DFEV Dimensional Emrg MRKT Val | 0.28% | 20,290 | $866K | Reduce -3.5% |
| IEF iShares 7-10 Year Treasury B | 0.27% | 9,035 | $854K | Reduce -6.6% |
| NVDA Nvidia Corp. | 0.25% | 3,935 | $787K | Reduce -4.3% |
| MDST Westwd Sat Encd Mdstr in ETF | 0.23% | 25,103 | $729K | Reduce -1.9% |
| CARR Carrier Global Corp. | 0.22% | 9,387 | $689K | Add +0.0% |
| VGSH Vanguard Short-Term Treasury | 0.22% | 11,709 | $681K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.21% | 2,987 | $651K | Add +0.1% |
| XOM Exxon Mobil Corp. | 0.21% | 4,674 | $639K | Add +33.0% |
| DFSV Dimensional US Small Cap Val | 0.20% | 16,373 | $635K | Reduce -4.4% |
| DGRO iShares Core Dividend Growth | 0.20% | 8,195 | $621K | Add +0.3% |
| AMZN Amazon.com Inc. | 0.19% | 2,420 | $577K | Reduce -9.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.18% | 1,138 | $569K | No change |
| RIO Rio Tinto PLC-Spon ADR | 0.18% | 5,896 | $560K | Reduce -4.0% |
| VCLT Vanguard Long-Term Corp. Bond | 0.18% | 7,400 | $557K | Reduce -11.3% |
| CVX Chevron Corp. | 0.17% | 3,141 | $521K | Reduce -2.2% |
| VCRM Vanguard Core Tax-Ex Bond | 0.15% | 6,285 | $480K | Add +68.1% |
| SCHD Schwab US DVD Equity ETF | 0.15% | 15,043 | $477K | Reduce -4.6% |
| MO Altria Group Inc. | 0.15% | 6,188 | $452K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.13% | 7,969 | $403K | No change |
| SDSI Amer Cent SH Dur Strat Inc. | 0.13% | 7,644 | $393K | Add +10.2% |
| SCHV Schwab US Large-Cap Value | 0.13% | 11,213 | $390K | No change |
| VONE Vanguard Russell 1000 | 0.12% | 1,124 | $381K | No change |
| ORCL Oracle Corp. | 0.11% | 2,318 | $340K | Add +1.9% |
| NLY Annaly Capital Management Inc. | 0.11% | 14,441 | $334K | Reduce -25.9% |
| XLK SS Technology Select Sector | 0.10% | 1,682 | $320K | Reduce -33.3% |
| AVGO Broadcom Inc. | 0.10% | 832 | $314K | Reduce -1.6% |
| TSM Taiwan Semiconductor-SP ADR | 0.10% | 621 | $297K | Add +2.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.09% | 1,205 | $293K | No change |
| ESGV Vanguard ESG US Stock ETF | 0.09% | 2,164 | $286K | Add +0.2% |
| AMD Advanced Micro Devices | 0.09% | 492 | $286K | New |
| PZA Invesco National Amt-Free Mu | 0.09% | 11,967 | $281K | No change |
| TLT iShares 20+ Year Treasury BD | 0.09% | 3,084 | $267K | Reduce -2.1% |
| VT Vanguard Tot World STK ETF | 0.09% | 1,688 | $265K | Add +8.9% |
| VCTR Victory Capital Holding - A | 0.08% | 3,033 | $255K | New |
| COST Costco Wholesale Corp. | 0.08% | 260 | $243K | No change |
| WMT Walmart Inc. | 0.08% | 2,083 | $236K | No change |
| JNJ Johnson & Johnson | 0.07% | 887 | $225K | Add +2.1% |
| MUB iShares National Muni Bond E | 0.07% | 2,093 | $225K | No change |
| TSLA Tesla Inc. | 0.07% | 532 | $224K | Reduce -7.0% |
| QQQM Invesco Nasdaq 100 ETF | 0.07% | 732 | $222K | New |
| MLN Vaneck Long Muni ETF | 0.07% | 12,371 | $220K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.07% | 546 | $202K | New |
| HACK Amplify Cybersecurity ETF | 0.06% | 1,918 | $201K | New |
| DOUG Douglas Elliman Inc. | 0.01% | 13,500 | $24K | New |
Options reported separately and not counted above: QQQ puts ($21.2M), CRWD puts ($382K).
Portfolio Sells Q1 2026 → Q2 2026
| IVV iShares Core S&P 500 ETF | Reduce -21.8% | 12.24% | −2.12 |
| AAAU Goldman Sachs Physical Gold | Reduce -40.4% | 0.90% | −0.96 |
| XSW SS SPDR S&P Soft & Serv ETF | Sold out | 0.00% | −0.93 |
| JQUA JPMorgan US Quality Factor | Reduce -32.3% | 2.02% | −0.64 |
| ILCV iShares Morningstar Value Et | Reduce -18.0% | 2.16% | −0.39 |
| VGLT Vanguard Long-Term Treasury | Reduce -1.4% | 2.11% | −0.15 |
| SLV iShares Silver Trust | Sold out | 0.00% | −0.09 |
| FLXR TCW Flexible Income ETF | Reduce -3.3% | 0.95% | −0.08 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -0.1% | 1.59% | −0.07 |
| KNG FT Vest S&P 500 DVD Arst TRG | Reduce -10.0% | 0.48% | −0.06 |
| DFGP Dimensional GLBL Core PL Fix | Reduce -12.2% | 0.31% | −0.06 |
| CVX Chevron Corp. | Reduce -2.2% | 0.17% | −0.06 |
| AMLP Alerian MLP ETF | Reduce -1.0% | 0.59% | −0.05 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -5.9% | 0.32% | −0.04 |
| IEF iShares 7-10 Year Treasury B | Reduce -6.6% | 0.27% | −0.04 |
| NLY Annaly Capital Management Inc. | Reduce -25.9% | 0.11% | −0.04 |
| VCLT Vanguard Long-Term Corp. Bond | Reduce -11.3% | 0.18% | −0.03 |
| DFIC Dimensional International Co. | Reduce -3.1% | 0.84% | −0.03 |
| EMLP First Trust North American E | Reduce -0.7% | 0.39% | −0.02 |
| RIO Rio Tinto PLC-Spon ADR | Reduce -4.0% | 0.18% | −0.02 |
| MDST Westwd Sat Encd Mdstr in ETF | Reduce -1.9% | 0.23% | −0.01 |
| XLK SS Technology Select Sector | Reduce -33.3% | 0.10% | −0.01 |
| SCHD Schwab US DVD Equity ETF | Reduce -4.6% | 0.15% | −0.01 |
| TLT iShares 20+ Year Treasury BD | Reduce -2.1% | 0.09% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -9.3% | 0.19% | −0.00 |
| TSLA Tesla Inc. | Reduce -7.0% | 0.07% | 0.00 |
| DFSV Dimensional US Small Cap Val | Reduce -4.4% | 0.20% | +0.00 |
| NVDA Nvidia Corp. | Reduce -4.3% | 0.25% | +0.01 |
| AVGO Broadcom Inc. | Reduce -1.6% | 0.10% | +0.01 |
| DUHP Dimensional US High Profi Et | Reduce -4.2% | 0.42% | +0.01 |
| DFEV Dimensional Emrg MRKT Val | Reduce -3.5% | 0.28% | +0.02 |
| DFAU Dimensional US Core Equity M | Reduce -5.7% | 1.33% | +0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -2.3% | 0.43% | +0.04 |
| AAPL Apple Inc. | Reduce -2.1% | 0.81% | +0.05 |
| DFAE Dimensional Emerging Core Eq | Reduce -4.9% | 0.75% | +0.05 |
| GOOG Alphabet Inc. Class C | Reduce -0.5% | 0.42% | +0.06 |
| IWD iShares Russell 1000 Value E | Reduce -3.3% | 1.46% | +0.06 |
| GOOGL Alphabet Inc. Class A | Reduce -2.9% | 0.49% | +0.06 |
| IWF iShares Russell 1000 Growth | Reduce -1.6% | 1.59% | +0.13 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -11.9% | 4.34% | +0.28 |
| PWR Quanta Services Inc. | Reduce -3.0% | 2.37% | +0.41 |
Portfolio Buys Q1 2026 → Q2 2026
| VEA Vanguard Ftse Developed ETF | Add +20.9% | 5.78% | +1.26 |
| VWO Vanguard Ftse Emerging Marke | Add +58.9% | 1.88% | +0.75 |
| CLOI Vaneck Clo ETF | Add +36.6% | 3.02% | +0.71 |
| IMCG iShares Morningstar Mid-Cap | Add +4.7% | 3.56% | +0.69 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +4.3% | 4.39% | +0.54 |
| IWM iShares Russell 2000 ETF | Add +6.0% | 1.62% | +0.29 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +7.8% | 4.52% | +0.27 |
| GPIQ GS Nasdaq-100 PR Inc. ETF-Usd | Add +6.7% | 1.38% | +0.25 |
| IUS Invesco Rafi Strategic US Et | Add +5.3% | 1.97% | +0.23 |
| VGSH Vanguard Short-Term Treasury | New | 0.22% | +0.22 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +3.5% | 1.24% | +0.15 |
| GPIX GLDM SA S&P 500 PR in ETF-US | Add +7.8% | 1.22% | +0.15 |
| UBND Victoryshares Core Plus Bond | Add +26.8% | 0.74% | +0.13 |
| IJR iShares Core S&P Small-Cap E | Add +29.1% | 0.36% | +0.11 |
| DFAC Dimensional US Core Equity 2 | Add +2.7% | 0.94% | +0.10 |
| AMD Advanced Micro Devices | New | 0.09% | +0.09 |
| VCTR Victory Capital Holding - A | New | 0.08% | +0.08 |
| MP MP Materials Corp. | Add +0.5% | 0.76% | +0.07 |
| QQQM Invesco Nasdaq 100 ETF | New | 0.07% | +0.07 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.07% | +0.07 |
| HACK Amplify Cybersecurity ETF | New | 0.06% | +0.06 |
| GRNY Fundstr Gran SH US LRG Cap | Add +5.8% | 0.43% | +0.06 |
| VCRM Vanguard Core Tax-Ex Bond | Add +68.1% | 0.15% | +0.06 |
| ITA iShares U.S. Aerospace & Def | Add +0.4% | 1.01% | +0.06 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +1.9% | 0.37% | +0.06 |
| CARR Carrier Global Corp. | Add +0.0% | 0.22% | +0.04 |
| NUV Nuveen Municipal Value | Add +9.2% | 0.45% | +0.03 |
| TSM Taiwan Semiconductor-SP ADR | Add +2.5% | 0.10% | +0.03 |
| VT Vanguard Tot World STK ETF | Add +8.9% | 0.09% | +0.01 |
| JMUB JPMorgan Municipal ETF | Add +6.6% | 0.44% | +0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.1% | 0.21% | +0.01 |
| ESGV Vanguard ESG US Stock ETF | Add +0.2% | 0.09% | +0.01 |
| DOUG Douglas Elliman Inc. | New | 0.01% | +0.01 |
| SDSI Amer Cent SH Dur Strat Inc. | Add +10.2% | 0.13% | +0.01 |
| DGRO iShares Core Dividend Growth | Add +0.3% | 0.20% | +0.01 |
| DFIV Dimensional International Va | Add +4.1% | 0.32% | +0.00 |
| XOM Exxon Mobil Corp. | Add +33.0% | 0.21% | +0.00 |
| JNJ Johnson & Johnson | Add +2.1% | 0.07% | +0.00 |
| ORCL Oracle Corp. | Add +1.9% | 0.11% | −0.00 |
| MLPX Global X MLP & Energy Infras | Add +3.8% | 0.39% | −0.01 |
| PFXF Vaneck Pref Sec X-Financials | Add +1.3% | 0.39% | −0.01 |
| MSFT Microsoft Corp. | Add +0.1% | 0.87% | −0.04 |
| JBND JPMorgan Active Bond ETF | Add +0.5% | 1.87% | −0.10 |
| URNM Sprott Uranium Miners ETF | Add +3.8% | 0.72% | −0.16 |
| GLD SPDR Gold Shares | Add +0.8% | 1.21% | −0.26 |
| BIV Vanguard Intermediate-Term B | Add +1.4% | 7.61% | −0.34 |
| GDX Vaneck Gold Miners ETF | Add +1.9% | 4.14% | −1.06 |
Options Activity Q1 2026 → Q2 2026
| QQQ Invesco QQQ Trust Series 1 | put | Reduce -3.4% | 28,800 | $21.2M |
| TLT iShares 20+ Year Treasury BD | call | Sold out | 10,700 | $928Kbefore exit |
| SPY SS SPDR S&P 500 ETF Trust-US | call | Sold out | 600 | $390Kbefore exit |
| CRWD CrowdStrike Holdings Inc. Class A | put | New | 500 | $382K |
| QQQ Invesco QQQ Trust Series 1 | call | Sold out | 400 | $231Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 99 | $310.8M | IVV, BIV, VEA, FNDE, SPY |
| Q1 2026 | 94 | $295.6M | IVV, BIV, GDX, VEA, FNDE |
| Q4 2025 | 47 | $82.8M | VGLT, GDX, IWF, IWD, KNG |
| Q3 2025 | 88 | $268.5M | IVV, BIV, GDX, SPY, FNDE |
| Q2 2025 | 48 | $106.5M | GDX, SPY, FNDE, VGLT, IMCG |
| Q1 2025 | 47 | $91.8M | GDX, VGLT, IWD, IWF, KNG |
| Q4 2024 | 76 | $92.7M | VGLT, GDX, IWF, IWD, KNG |