Ti-Trust, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 23, 2026), Ti-Trust, Inc. reported 129 stock positions worth $162.0 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 7.9% of the portfolio, followed by Vanguard Ftse All-World Ex-U (VEU, 5.4%) and State Street SPDR S&P Midcap (MDY, 3.5%). Compared with Q3 2025, it opened 1 new position, sold out of 3, added to 28 and reduced 38. The biggest buy was Exxon Mobil (XOM, shares +11%) and the biggest sale Microsoft (MSFT, shares −0%).

Most Recent 13F
Q2 2026
Location
QUINCY, IL
CIK
0001802284
Portfolio Value
$162.0M (Q4 2025)
SEC Filing
0001802284-26-000001 ↗ filed Jan 23, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q1 2024: $136.1M Q1 2024 Q2 2024: $129.7M Q2 2024 Q3 2024: $139.7M Q3 2024 Q4 2024: $149.3M Q4 2024 Q1 2025: $151.0M Q1 2025 Q2 2025: $149.2M Q2 2025 Q3 2025: $158.9M Q3 2025 Q4 2025: $162.0M $162.0M Q4 2025 Q1 2026: $168.2M Q1 2026 Q2 2026: $186.0M Q2 2026

Holdings 129 stocks · $162.0M
VTI VG Morningstar TS MKT ETF-US 7.89% 38,097 $12.8M Reduce -0.5%
VEU Vanguard Ftse All-World Ex-U 5.36% 118,070 $8.7M Reduce -0.5%
MDY State Street SPDR S&P Midcap 3.52% 9,456 $5.7M Add +0.1%
MSFT Microsoft Corp. 3.24% 10,865 $5.3M Reduce -0.1%
VB Vanguard Most SM-Cap ETF-Usd 3.15% 19,768 $5.1M Add +0.1%
AGG iShares Core U.S. Aggregate 2.75% 44,581 $4.5M Add +3.0%
BSV Vanguard Short-Term Bond ETF 2.64% 54,247 $4.3M Add +0.7%
AVGO Broadcom Inc. 2.42% 11,340 $3.9M Reduce -0.3%
BKLN Invesco Senior Loan ETF 2.03% 156,536 $3.3M No change
VWO Vanguard Ftse Emerging Marke 1.99% 59,880 $3.2M Reduce -0.2%
XOM Exxon Mobil Corp. 1.97% 26,528 $3.2M Add +11.1%
CAT Caterpillar Inc. 1.89% 5,356 $3.1M No change
ITW Illinois Tool Works 1.63% 10,733 $2.6M No change
JPM JPMorgan Chase & Co. 1.57% 7,907 $2.5M Reduce -0.5%
DUK Duke Energy Corp. 1.51% 20,837 $2.4M Add +0.2%
TIP iShares Tips Bond ETF 1.50% 22,099 $2.4M Add +0.8%
LLY Eli Lilly & Co. 1.48% 2,230 $2.4M Reduce -0.4%
JNK SS SPDR BB High Yield Bond 1.45% 24,145 $2.3M Add +0.8%
CVX Chevron Corp. 1.40% 14,840 $2.3M Add +0.2%
MRK Merck & Co. Inc. 1.25% 19,200 $2.0M Add +0.3%
BAB Invesco Taxable Municipal Bo 1.23% 73,462 $2.0M No change
CSCO Cisco Systems Inc. 1.13% 23,799 $1.8M Add +0.4%
EMR Emerson Electric Co. 1.12% 13,645 $1.8M Reduce -0.1%
MO Altria Group Inc. 1.11% 31,205 $1.8M No change
AAPL Apple Inc. 1.10% 6,580 $1.8M Reduce -0.9%
NEE Nextera Energy Inc. 1.08% 21,717 $1.7M Add +0.3%
AEE Ameren Corporation 1.02% 16,466 $1.6M No change
VYM Vanguard High DVD Yield ETF 0.94% 10,564 $1.5M Reduce -0.4%
VNQ Vanguard Real Estate ETF 0.92% 16,930 $1.5M Add +0.2%
ED Consolidated Edison Inc. 0.90% 14,608 $1.5M Reduce -0.4%
HON Honeywell International Inc. 0.86% 7,159 $1.4M Reduce -0.1%
VMC Vulcan Materials Co. 0.85% 4,800 $1.4M No change
SPY SS SPDR S&P 500 ETF Trust-US 0.84% 2,002 $1.4M Reduce -0.2%
GOOG Alphabet Inc. Class C 0.83% 4,291 $1.3M No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.82% 4,495 $1.3M Add +0.1%
GWW WW Grainger Inc. 0.81% 1,300 $1.3M No change
OGE Oge Energy Corp. 0.81% 30,640 $1.3M No change
IWB iShares Russell 1000 ETF 0.79% 3,419 $1.3M No change
IJR iShares Core S&P Small-Cap E 0.78% 10,546 $1.3M Reduce -0.0%
SO The Southern Co. 0.76% 14,160 $1.2M No change
BRK.B Berkshire Hathaway Inc. Class B 0.76% 2,447 $1.2M No change
BMY Bristol-Myers Squibb Co. 0.76% 22,714 $1.2M Add +0.3%
NUE Nucor Corp. 0.75% 7,430 $1.2M No change
DE Deere & Co. 0.75% 2,600 $1.2M No change
BA The Boeing Co. 0.71% 5,277 $1.1M No change
SRE Sempra 0.66% 12,040 $1.1M No change
RY Royal Bank of Canada 0.63% 6,000 $1.0M No change
TD Toronto-Dominion Bank 0.59% 10,130 $954K Add +0.4%
ENB Enbridge Inc. 0.59% 19,876 $951K No change
CNP Centerpoint Energy Inc. 0.58% 24,690 $947K No change
WDC Western Digital Corp. 0.58% 5,450 $939K Reduce -0.8%
NVDA Nvidia Corp. 0.57% 4,950 $923K Reduce -2.0%
MCD McDonald's Corp. 0.55% 2,917 $892K Reduce -0.5%
PM Philip Morris International 0.55% 5,554 $891K Add +1.9%
BMO Bank of Montreal filed as BANK MONTREAL QUE 0.54% 6,692 $869K No change
INTC Intel Corp. 0.52% 22,664 $836K No change
JNJ Johnson & Johnson 0.51% 4,004 $829K No change
MMM 3M Co. 0.50% 5,040 $807K No change
NI Nisource Inc. 0.49% 18,950 $791K No change
GATX Gatx Corp. 0.48% 4,600 $780K No change
AEP American Electric Power 0.48% 6,713 $774K No change
HUBB Hubbell Inc. 0.48% 1,741 $773K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.48% 2,653 $770K Reduce -0.3%
EEM iShares MSCI Emerging Market 0.48% 14,072 $770K No change
T AT&T Inc. 0.46% 30,096 $748K Add +1.1%
IWM iShares Russell 2000 ETF 0.45% 2,933 $722K Reduce -5.5%
ETR Entergy Corp. 0.45% 7,800 $721K Reduce -0.6%
LMT Lockheed Martin Corp. 0.44% 1,464 $708K Add +0.5%
D Dominion Energy Inc. 0.43% 11,929 $699K No change
EFA iShares MSCI Eafe ETF 0.43% 7,276 $699K No change
DFAC Dimensional US Core Equity 2 0.42% 17,375 $688K Reduce -5.5%
WEC WEC Energy Group Inc. 0.42% 6,430 $678K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.40% 1,337 $652K Reduce -1.5%
PG The Procter & Gamble Co. 0.39% 4,460 $639K Reduce -0.5%
FPE FT-Preferred Secur & Inc. ETF 0.39% 34,798 $634K Add +5.5%
KO The Coca-Cola Co. 0.38% 8,788 $614K Add +0.8%
GD General Dynamics Corp. 0.37% 1,800 $606K Reduce -0.6%
WM Waste Management Inc. 0.35% 2,603 $572K No change
CTVA Corteva Inc. 0.34% 8,272 $554K Reduce -0.5%
NSC Norfolk Southern Corp. 0.34% 1,920 $554K No change
MDT Medtronic PLC 0.32% 5,335 $512K Reduce -1.3%
EVRG Evergy Inc. 0.32% 7,047 $511K No change
USB US Bancorp 0.31% 9,474 $506K Add +0.7%
VZ Verizon Communications Inc. 0.31% 12,327 $502K Add +0.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.29% 8,646 $476K No change
IJH iShares Core S&P Midcap ETF 0.28% 6,860 $453K No change
FE Firstenergy Corp. 0.27% 9,865 $442K No change
MDLZ Mondelez International Inc. Class A 0.27% 8,112 $437K No change
SNDK Sandisk Corp. 0.27% 1,816 $431K Reduce -0.8%
BTI British American Tob-SP ADR 0.26% 7,522 $426K No change
SNY Sanofi-ADR 0.26% 8,733 $423K Reduce -0.3%
TFC Truist Financial Corp. 0.26% 8,453 $416K Reduce -0.6%
AMZN Amazon.com Inc. 0.26% 1,790 $413K Reduce -1.5%
KFFB Kentucky First Federal Banco 0.25% 87,688 $408K No change
RTX RTX Corp. 0.25% 2,219 $407K Reduce -1.7%
INFY Infosys Ltd.-SP ADR 0.25% 22,753 $405K No change
PFE Pfizer Inc. 0.24% 15,906 $396K No change
UL Unilever PLC-Sponsored ADR 0.24% 5,888 $385K Reduce -0.4%
SWX Southwest Gas Holdings Inc. 0.23% 4,615 $369K No change
VEA Vanguard Ftse Developed ETF 0.23% 5,853 $366K Reduce -0.3%

Show all 129 holdings

Portfolio Sells Q3 2025 → Q4 2025
MSFT Microsoft Corp. Reduce -0.1% 3.24% −0.30
BLV Vanguard Long-Term Bond ETF Sold out 0.00% −0.16
ETN Eaton Corp. PLC Sold out 0.00% −0.15
BSJP Invesco Bulletshares 2025 HY Sold out 0.00% −0.13
HON Honeywell International Inc. Reduce -0.1% 0.86% −0.09
VWO Vanguard Ftse Emerging Marke Reduce -0.2% 1.99% −0.06
PAYX Paychex Inc. Reduce -4.3% 0.21% −0.04
PG The Procter & Gamble Co. Reduce -0.5% 0.39% −0.04
ED Consolidated Edison Inc. Reduce -0.4% 0.90% −0.03
IWM iShares Russell 2000 ETF Reduce -5.5% 0.45% −0.03
NVDA Nvidia Corp. Reduce -2.0% 0.57% −0.02
DFAC Dimensional US Core Equity 2 Reduce -5.5% 0.42% −0.02
VTI VG Morningstar TS MKT ETF-US Reduce -0.5% 7.89% −0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.3% 0.48% −0.02
ETR Entergy Corp. Reduce -0.6% 0.45% −0.01
GD General Dynamics Corp. Reduce -0.6% 0.37% −0.01
CTVA Corteva Inc. Reduce -0.5% 0.34% −0.01
UL Unilever PLC-Sponsored ADR Reduce -0.4% 0.24% −0.01
EMR Emerson Electric Co. Reduce -0.1% 1.12% −0.01
MCD McDonald's Corp. Reduce -0.5% 0.55% −0.01
MDT Medtronic PLC Reduce -1.3% 0.32% −0.01
VUG Vanguard Mrngstar GR ETF-Sui Reduce -1.5% 0.40% −0.01
IJR iShares Core S&P Small-Cap E Reduce -0.0% 0.78% −0.01
JPM JPMorgan Chase & Co. Reduce -0.5% 1.57% −0.01
VYM Vanguard High DVD Yield ETF Reduce -0.4% 0.94% −0.00
V Visa Inc. Class A Reduce -2.1% 0.20% −0.00
SHEL Shell PLC-ADR Reduce -0.6% 0.22% +0.00
WMT Walmart Inc. Reduce -5.2% 0.15% +0.00
SNY Sanofi-ADR Reduce -0.3% 0.26% +0.00
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.2% 0.84% +0.00
AMZN Amazon.com Inc. Reduce -1.5% 0.26% +0.00
VEA Vanguard Ftse Developed ETF Reduce -0.3% 0.23% +0.00
TFC Truist Financial Corp. Reduce -0.6% 0.26% +0.01
RTX RTX Corp. Reduce -1.7% 0.25% +0.01
GOOGL Alphabet Inc. Class A Reduce -6.8% 0.18% +0.03
VEU Vanguard Ftse All-World Ex-U Reduce -0.5% 5.36% +0.03
AAPL Apple Inc. Reduce -0.9% 1.10% +0.04
AVGO Broadcom Inc. Reduce -0.3% 2.42% +0.06
SNDK Sandisk Corp. Reduce -0.8% 0.27% +0.14
WDC Western Digital Corp. Reduce -0.8% 0.58% +0.16
LLY Eli Lilly & Co. Reduce -0.4% 1.48% +0.40

Portfolio Buys Q3 2025 → Q4 2025
XOM Exxon Mobil Corp. Add +11.1% 1.97% +0.28
MRK Merck & Co. Inc. Add +0.3% 1.25% +0.24
MCO Moody's Corp. New 0.13% +0.13
BMY Bristol-Myers Squibb Co. Add +0.3% 0.76% +0.11
CSCO Cisco Systems Inc. Add +0.4% 1.13% +0.11
TD Toronto-Dominion Bank Add +0.4% 0.59% +0.08
NEE Nextera Energy Inc. Add +0.3% 1.08% +0.05
USB US Bancorp Add +0.7% 0.31% +0.03
IBM Intl Business Machines Corp. Add +0.1% 0.82% +0.02
UPS United Parcel Service Class B Add +1.1% 0.16% +0.02
AGG iShares Core U.S. Aggregate Add +3.0% 2.75% +0.02
KO The Coca-Cola Co. Add +0.8% 0.38% +0.02
FPE FT-Preferred Secur & Inc. ETF Add +5.5% 0.39% +0.01
VCIT Vanguard Int-Term Corporate Add +7.4% 0.18% +0.01
ABBV Abbvie Inc. Add +1.6% 0.22% −0.00
PM Philip Morris International Add +1.9% 0.55% −0.01
VB Vanguard Most SM-Cap ETF-Usd Add +0.1% 3.15% −0.01
LMT Lockheed Martin Corp. Add +0.5% 0.44% −0.02
MDY State Street SPDR S&P Midcap Add +0.1% 3.52% −0.02
JNK SS SPDR BB High Yield Bond Add +0.8% 1.45% −0.03
VZ Verizon Communications Inc. Add +0.7% 0.31% −0.03
TIP iShares Tips Bond ETF Add +0.8% 1.50% −0.03
BSV Vanguard Short-Term Bond ETF Add +0.7% 2.64% −0.03
IP International Paper Co. Add +1.0% 0.20% −0.04
KMB Kimberly-Clark Corp. Add +0.9% 0.17% −0.04
VNQ Vanguard Real Estate ETF Add +0.2% 0.92% −0.05
CVX Chevron Corp. Add +0.2% 1.40% −0.05
T AT&T Inc. Add +1.1% 0.46% −0.07
DUK Duke Energy Corp. Add +0.2% 1.51% −0.11

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 132$186.0MVTI, VEU, MDY, VB, CAT
Q1 2026 128$168.2MVTI, VEU, MDY, VB, AGG
Q4 2025 129$162.0MVTI, VEU, MDY, MSFT, VB
Q3 2025 130$158.9MVTI, VEU, MSFT, MDY, VB
Q2 2025 128$149.2MVTI, VEU, MSFT, MDY, VB
Q1 2025 126$151.0MHURN, VTI, VEU, MDY, VB
Q4 2024 125$149.3MHURN, VTI, VEU, MDY, MSFT
Q3 2024 125$139.7MVTI, VEU, MDY, MSFT, VB
Q2 2024 122$129.7MVTI, VEU, MSFT, MDY, VB
Q1 2024 133$136.1MVTI, VEU, MSFT, MDY, VB