Topsail Wealth Management, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 4, 2026), Topsail Wealth Management, LLC reported 267 stock positions worth $682.6 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 25.0% of the portfolio, followed by Vanguard Tax-Exempt Bond ETF (VTEB, 8.1%) and Vanguard S&P 500 ETF (VOO, 7.8%). Compared with Q3 2025, it opened 15 new positions, sold out of 5, added to 94 and reduced 41. The biggest buy was Vanguard Ftse All-World Ex-U (VEU, shares +99%) and the biggest sale Cincinnati Financial (CINF, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- CHARLOTTE, NC
- CIK
- 0002056627
- Portfolio Value
- $682.6M (Q4 2025)
- SEC Filing
- 0001398344-26-002201 ↗ filed Feb 4, 2026
Holdings Value
Holdings 267 stocks · $682.6M
| VTI VG Morningstar TS MKT ETF-US | 24.95% | 508,061 | $170.3M | Add +12.8% |
| VTEB Vanguard Tax-Exempt Bond ETF | 8.15% | 1,105,980 | $55.6M | Add +1.0% |
| VOO Vanguard S&P 500 ETF | 7.84% | 85,292 | $53.5M | Add +39.7% |
| VXUS Vanguard Total Intl Stock | 7.46% | 674,934 | $50.9M | Add +5.5% |
| CINF Cincinnati Financial Corp. | 7.16% | 297,642 | $48.9M | Reduce -6.1% |
| VEU Vanguard Ftse All-World Ex-U | 6.99% | 648,987 | $47.7M | Add +99.3% |
| VCRM Vanguard Core Tax-Ex Bond | 3.62% | 326,854 | $24.7M | Add +63.4% |
| VEA Vanguard Ftse Developed ETF | 2.43% | 265,694 | $16.6M | Reduce -0.7% |
| VCIT Vanguard Int-Term Corporate | 2.29% | 186,512 | $15.6M | Add +5.6% |
| VXF Vanguard Extended Market ETF | 2.11% | 68,869 | $14.4M | Add +47.1% |
| BND Vanguard Total Bond Market | 1.85% | 170,111 | $12.6M | Add +21.9% |
| BNDX Vanguard Total Intl Bond ETF | 1.44% | 203,884 | $9.9M | Add +10.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.25% | 12,510 | $8.5M | No change |
| MSFT Microsoft Corp. | 1.24% | 17,506 | $8.5M | Add +6.0% |
| DFUS Dimensional US Eq MKT ETF | 1.11% | 101,967 | $7.6M | Add +2.8% |
| AAPL Apple Inc. | 1.03% | 25,753 | $7.0M | Add +4.8% |
| VTES Vanguard SH Term Tax-Ex Bond | 0.76% | 51,105 | $5.2M | Add +0.0% |
| MUB iShares National Muni Bond E | 0.53% | 33,634 | $3.6M | Add +0.3% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.51% | 13,935 | $3.5M | No change |
| GOOGL Alphabet Inc. Class A | 0.51% | 11,079 | $3.5M | Add +0.3% |
| SCHB Schwab US Broad Market ETF | 0.46% | 120,749 | $3.2M | Add +0.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.44% | 4 | $3.0M | No change |
| AMZN Amazon.com Inc. | 0.40% | 11,895 | $2.7M | Add +0.1% |
| DFAX Dimensional World Ex US Core | 0.38% | 78,419 | $2.6M | Add +1.5% |
| V Visa Inc. Class A | 0.36% | 7,011 | $2.5M | Reduce -2.4% |
| VSDM Vanguard Short Tax-Ex Bond | 0.36% | 32,136 | $2.5M | Add +1.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.34% | 29,487 | $2.4M | Reduce -1.5% |
| EFA iShares MSCI Eafe ETF | 0.34% | 24,154 | $2.3M | Add +2.5% |
| NVDA Nvidia Corp. | 0.34% | 12,425 | $2.3M | Add +0.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.33% | 11,739 | $2.2M | Reduce -13.2% |
| JPM JPMorgan Chase & Co. | 0.32% | 6,856 | $2.2M | Add +10.2% |
| META Meta Platforms Inc. Class A | 0.32% | 3,321 | $2.2M | Reduce -0.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.31% | 3,426 | $2.1M | Add +1.0% |
| MDY State Street SPDR S&P Midcap | 0.31% | 3,481 | $2.1M | Add +0.6% |
| IWM iShares Russell 2000 ETF | 0.30% | 8,282 | $2.0M | Add +6.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.28% | 9,071 | $1.9M | No change |
| AKRE Akre Focus ETF filed as PROFESIONALLY MANAGED PORTFO | 0.28% | 28,735 | $1.9M | New |
| VCRB Vanguard Core Bond ETF | 0.28% | 24,121 | $1.9M | Reduce -3.1% |
| PG The Procter & Gamble Co. | 0.27% | 12,683 | $1.8M | Add +13.3% |
| RDVY First Trust Rising Dividend | 0.24% | 23,272 | $1.6M | Add +2.9% |
| VWO Vanguard Ftse Emerging Marke | 0.23% | 28,845 | $1.6M | Reduce -0.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.22% | 5,730 | $1.5M | Reduce -12.4% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.22% | 21,949 | $1.5M | No change |
| VCLT Vanguard Long-Term Corp. Bond | 0.22% | 19,359 | $1.5M | Reduce -19.8% |
| RSP Invesco S&P 500 Equal Weight | 0.21% | 7,632 | $1.5M | Add +2.8% |
| GOOG Alphabet Inc. Class C | 0.20% | 4,312 | $1.4M | No change |
| TXN Texas Instruments Inc. | 0.20% | 7,764 | $1.3M | Reduce -0.9% |
| APH Amphenol Corp. Class A | 0.18% | 9,031 | $1.2M | No change |
| IWF iShares Russell 1000 Growth | 0.17% | 2,486 | $1.2M | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.17% | 2,316 | $1.2M | Add +2.6% |
| VTC Vanguard Total Corporate BND | 0.17% | 14,813 | $1.2M | Add +1.4% |
| DFAI Dimensional International Co. | 0.16% | 28,250 | $1.1M | Add +0.2% |
| LLY Eli Lilly & Co. | 0.15% | 980 | $1.1M | Add +33.0% |
| ABBV Abbvie Inc. | 0.15% | 4,585 | $1.0M | Add +63.6% |
| VGT Vanguard Info Tech ETF | 0.15% | 1,386 | $1.0M | Add +1.4% |
| FV First Trust DW Focus 5 Fund | 0.14% | 15,294 | $962K | Reduce -0.7% |
| FVD First Trust Value Line DVD | 0.13% | 19,123 | $881K | Reduce -3.1% |
| IWB iShares Russell 1000 ETF | 0.13% | 2,334 | $872K | No change |
| FDN First Trust DJ Internet Ind | 0.12% | 3,159 | $850K | Add +2.4% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.12% | 8,691 | $842K | No change |
| HD Home Depot Inc. | 0.12% | 2,441 | $840K | Reduce -11.2% |
| VIG Vanguard Dividend Apprec ETF | 0.12% | 3,697 | $812K | Add +0.5% |
| UNH Unitedhealth Group Inc. | 0.12% | 2,459 | $812K | Add +0.2% |
| GRSD Grandstand Ltd. filed as GAMBLING COM GROUP LIMITED | 0.12% | 148,512 | $811K | No change |
| IWV iShares Russell 3000 ETF | 0.11% | 1,931 | $747K | No change |
| MS Morgan Stanley | 0.10% | 3,685 | $654K | No change |
| MCD McDonald's Corp. | 0.09% | 2,093 | $640K | Add +41.0% |
| IDXX Idexx Laboratories Inc. | 0.09% | 945 | $639K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.09% | 2,153 | $625K | No change |
| BX Blackstone Inc. | 0.09% | 4,005 | $617K | Add +102.6% |
| WMT Walmart Inc. | 0.09% | 5,525 | $617K | Add +2.2% |
| Q Qnity Electronics Inc. | 0.09% | 7,492 | $612K | No change |
| DD Dupont DE Nemours Inc. | 0.09% | 14,988 | $603K | No change |
| BLK BlackRock Inc. | 0.09% | 544 | $582K | No change |
| IWP iShares Russell Mid-Cap Grow | 0.09% | 4,235 | $580K | Add +1.3% |
| NKE Nike Inc. Class B | 0.08% | 8,793 | $564K | Reduce -0.2% |
| BSJT Invesco Bulletshares 2029 HY | 0.08% | 26,147 | $562K | Add +25.4% |
| AVGO Broadcom Inc. | 0.08% | 1,601 | $554K | Add +0.5% |
| LMT Lockheed Martin Corp. | 0.08% | 1,134 | $548K | Add +1.0% |
| MRK Merck & Co. Inc. | 0.08% | 5,101 | $541K | Add +16.6% |
| JNJ Johnson & Johnson | 0.08% | 2,595 | $537K | Add +0.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.08% | 1,097 | $535K | No change |
| XLK SS Technology Select Sector | 0.08% | 3,612 | $520K | No change |
| TMO Thermo Fisher Scientific Inc. | 0.08% | 889 | $516K | Add +1.4% |
| RTX RTX Corp. | 0.08% | 2,801 | $514K | Add +1.0% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.07% | 3,660 | $482K | No change |
| XOM Exxon Mobil Corp. | 0.07% | 4,000 | $481K | Add +5.4% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.07% | 5,663 | $480K | No change |
| CSCO Cisco Systems Inc. | 0.07% | 6,111 | $471K | Add +4.5% |
| GE General Electric filed as GE AEROSPACE | 0.07% | 1,520 | $468K | Add +1.9% |
| BSJS Invesco Bulletshares 2028 HY | 0.07% | 21,160 | $466K | Add +25.5% |
| BSJR Invesco Bulletshares 2027 HY | 0.07% | 20,331 | $460K | Add +7.9% |
| SPGI S&P Global Inc. | 0.07% | 878 | $459K | Reduce -3.8% |
| ABT Abbott Laboratories | 0.07% | 3,644 | $457K | Reduce -8.0% |
| ACN Accenture PLC Class A | 0.07% | 1,695 | $455K | Add +7.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.07% | 1,534 | $454K | Add +74.5% |
| QCOM Qualcomm Inc. | 0.06% | 2,586 | $442K | Add +12.5% |
| IWS iShares Russell Mid-Cap Valu | 0.06% | 3,084 | $435K | No change |
| FDL First Trust Morn DVD Lead Inc. | 0.06% | 9,740 | $432K | Reduce -2.5% |
| CRH CRH PLC | 0.06% | 3,406 | $425K | Add +0.1% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $237K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 189 | $237K | No change |
Total filed on the 13F, all lines: $682.8M.
Portfolio Sells Q3 2025 → Q4 2025
| CINF Cincinnati Financial Corp. | Reduce -6.1% | 7.16% | −1.37 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.7% | 2.43% | −0.28 |
| VCLT Vanguard Long-Term Corp. Bond | Reduce -19.8% | 0.22% | −0.10 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -13.2% | 0.33% | −0.10 |
| META Meta Platforms Inc. Class A | Reduce -0.8% | 0.32% | −0.10 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -12.4% | 0.22% | −0.07 |
| HD Home Depot Inc. | Reduce -11.2% | 0.12% | −0.07 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -1.5% | 0.34% | −0.06 |
| VCRB Vanguard Core Bond ETF | Reduce -3.1% | 0.28% | −0.06 |
| V Visa Inc. Class A | Reduce -2.4% | 0.36% | −0.05 |
| TXN Texas Instruments Inc. | Reduce -0.9% | 0.20% | −0.05 |
| DE Deere & Co. | Sold out | 0.00% | −0.04 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.5% | 0.23% | −0.04 |
| ORCL Oracle Corp. | Reduce -0.5% | 0.05% | −0.04 |
| CTAS Cintas Corp. | Sold out | 0.00% | −0.04 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.03 |
| FVD First Trust Value Line DVD | Reduce -3.1% | 0.13% | −0.03 |
| ABT Abbott Laboratories | Reduce -8.0% | 0.07% | −0.02 |
| AGG iShares Core U.S. Aggregate | Reduce -19.6% | 0.05% | −0.02 |
| NKE Nike Inc. Class B | Reduce -0.2% | 0.08% | −0.02 |
| COST Costco Wholesale Corp. | Reduce -19.7% | 0.04% | −0.02 |
| FV First Trust DW Focus 5 Fund | Reduce -0.7% | 0.14% | −0.02 |
| DNOV FT Vest US Equity Deep Buffe | Reduce -66.2% | 0.01% | −0.02 |
| SJNK SS SPDR BB St Hi Yield ETF | Reduce -69.9% | 0.01% | −0.01 |
| APD Air Products & Chemicals Inc. | Reduce -11.8% | 0.03% | −0.01 |
| BSV Vanguard Short-Term Bond ETF | Reduce -2.5% | 0.06% | −0.01 |
| PLTR Palantir Technologies Inc. Class A | Reduce -1.1% | 0.05% | −0.01 |
| AMT American Tower Corp. | Reduce -3.4% | 0.03% | −0.01 |
| FDL First Trust Morn DVD Lead Inc. | Reduce -2.5% | 0.06% | −0.01 |
| LOW Lowe's Cos Inc. | Reduce -3.0% | 0.04% | −0.01 |
| FPE FT-Preferred Secur & Inc. ETF | Reduce -0.8% | 0.05% | −0.01 |
| HON Honeywell International Inc. | Reduce -2.4% | 0.03% | −0.01 |
| MA Mastercard Inc. Class A | Reduce -3.5% | 0.05% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -4.4% | 0.03% | −0.01 |
| SPGI S&P Global Inc. | Reduce -3.8% | 0.07% | −0.01 |
| PFF iShares Preferred & Income S | Reduce -31.8% | 0.01% | −0.01 |
| APO Apollo Global Management Inc. | Reduce -0.4% | 0.06% | −0.00 |
| FXH First Trust Health Care Alph | Reduce -6.7% | 0.02% | −0.00 |
| HYLS FT Tactical High Yield ETF | Reduce -7.5% | 0.01% | −0.00 |
| CRM Salesforce Inc. | Reduce -3.4% | 0.04% | −0.00 |
| FNOV FT Vest US Equity Buffer ETF | Sold out | 0.00% | −0.00 |
| OEF iShares S&P 100 ETF | Reduce -38.5% | 0.00% | −0.00 |
| QMAR FT Vest Nasdaq-100 Buffer Et | Reduce -20.0% | 0.00% | −0.00 |
| FMAR FT Vest US Equity Buffer ETF | Sold out | 0.00% | −0.00 |
| BKLN Invesco Senior Loan ETF | Reduce -15.2% | 0.00% | −0.00 |
| AMAT Applied Materials Inc. | Reduce -5.1% | 0.04% | +0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| VEU Vanguard Ftse All-World Ex-U | Add +99.3% | 6.99% | +3.06 |
| VOO Vanguard S&P 500 ETF | Add +39.7% | 7.84% | +1.49 |
| VCRM Vanguard Core Tax-Ex Bond | Add +63.4% | 3.62% | +1.07 |
| VXF Vanguard Extended Market ETF | Add +47.1% | 2.11% | +0.45 |
| AKRE Akre Focus ETF | New | 0.28% | +0.28 |
| BND Vanguard Total Bond Market | Add +21.9% | 1.85% | +0.09 |
| LLY Eli Lilly & Co. | Add +33.0% | 0.15% | +0.06 |
| GOOGL Alphabet Inc. Class A | Add +0.3% | 0.51% | +0.05 |
| KO The Coca-Cola Co. | New | 0.05% | +0.05 |
| ABBV Abbvie Inc. | Add +63.6% | 0.15% | +0.04 |
| BSJU Invesco Bulletshares 2030 HY | New | 0.04% | +0.04 |
| MU Micron Technology Inc. | New | 0.04% | +0.04 |
| BX Blackstone Inc. | Add +102.6% | 0.09% | +0.03 |
| CAT Caterpillar Inc. | New | 0.03% | +0.03 |
| AXP American Express Co. | New | 0.03% | +0.03 |
| IBM Intl Business Machines Corp. | Add +74.5% | 0.07% | +0.02 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +767.5% | 0.02% | +0.02 |
| MCD McDonald's Corp. | Add +41.0% | 0.09% | +0.02 |
| MRK Merck & Co. Inc. | Add +16.6% | 0.08% | +0.02 |
| FTSL First Trust Senior Loan ETF | New | 0.01% | +0.01 |
| RDVI FT Vest Rising Dividend Achi | New | 0.01% | +0.01 |
| FDD First Trust Stoxx Europe | Add +29.5% | 0.05% | +0.01 |
| DFIC Dimensional International Co. | Add +143.3% | 0.01% | +0.01 |
| BSJT Invesco Bulletshares 2029 HY | Add +25.4% | 0.08% | +0.01 |
| DLTR Dollar Tree Inc. | Add +0.5% | 0.05% | +0.01 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +85.5% | 0.01% | +0.01 |
| ISRG Intuitive Surgical Inc. | Add +3.7% | 0.05% | +0.01 |
| BSJS Invesco Bulletshares 2028 HY | Add +25.5% | 0.07% | +0.01 |
| CWB SS SPDR BB Conv Sec ETF | Add +28.7% | 0.06% | +0.01 |
| XLV SS Health Care Select Sector | New | 0.00% | +0.00 |
| QDEC FT Vest Nasdaq-100 Buffer Et | Add +122.5% | 0.01% | +0.00 |
| FFEB FT Vest US Equity Buffer ETF | Add +333.3% | 0.01% | +0.00 |
| TMO Thermo Fisher Scientific Inc. | Add +1.4% | 0.08% | +0.00 |
| GDEC FT Vest US Equity Moderate B | Add +40.0% | 0.02% | +0.00 |
| DFEM Dimensional Emrg MRKT Core | Add +87.8% | 0.01% | +0.00 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | New | 0.00% | +0.00 |
| QCLN First Trust Nasdaq Clean Edg | New | 0.00% | +0.00 |
| FOCT FT Vest U.S. Equity Buffer E | Add +150.0% | 0.00% | +0.00 |
| FSEP FT Vest U.S. Equity Buffer E | Add +35.6% | 0.01% | +0.00 |
| CSCO Cisco Systems Inc. | Add +4.5% | 0.07% | +0.00 |
| FDEC FT Vest U.S. Equity Buffer E | New | 0.00% | +0.00 |
| TDEC FT Vest Em Buff ETF Dec | New | 0.00% | +0.00 |
| ACN Accenture PLC Class A | Add +7.1% | 0.07% | +0.00 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | New | 0.00% | +0.00 |
| SHY iShares 1-3 Year Treasury Bo | New | 0.00% | +0.00 |
| QCOM Qualcomm Inc. | Add +12.5% | 0.06% | +0.00 |
| BNDW Vanguard Total World Bond Et | Add +4.8% | 0.00% | 0.00 |
| VGSH Vanguard Short-Term Treasury | Add +11.9% | 0.02% | −0.00 |
| DIHP Dimensional International Hi | Add +0.4% | 0.01% | −0.00 |
| QQQJ Invesco Nasdaq Next Gen 100 | Add +7.8% | 0.02% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 296 | $783.0M | VTI, VXUS, VOO, CINF, VEU |
| Q1 2026 | 293 | $677.7M | VTI, VTEB, VXUS, VOO, VEU |
| Q4 2025 | 267 | $682.6M | VTI, VTEB, VOO, VXUS, CINF |
| Q3 2025 | 256 | $590.5M | VTI, VTEB, CINF, VXUS, VOO |
| Q2 2025 | 239 | $546.9M | VTI, VTEB, CINF, VXUS, VOO |
| Q1 2025 | 224 | $491.5M | VTI, VTEB, CINF, VXUS, VOO |
| Q4 2024 | 201 | $468.0M | VTI, VTEB, CINF, VXUS, VOO |