United Financial Planning Group LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 11, 2026), United Financial Planning Group LLC reported 487 stock positions worth $164.8 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 18.0% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 17.2%) and Vanguard Ftse Developed ETF (VEA, 15.8%). Compared with Q3 2025, it opened 300 new positions, sold out of 28, added to 90 and reduced 43. The biggest buy was Vanguard Mrngstr Val ETF-Aui (VTV, shares +316571%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −96%).
- Most Recent 13F
- Q2 2026
- Location
- HAUPPAUGE, NY
- CIK
- 0002088337
- Portfolio Value
- $164.8M (Q4 2025)
- SEC Filing
- 0002088337-26-000002 ↗ filed Feb 11, 2026
Holdings Value
Holdings 487 stocks · $164.8M
| VTV Vanguard Mrngstr Val ETF-Aui | 17.98% | 155,169 | $29.6M | Add +316571.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 17.22% | 58,192 | $28.4M | Reduce -5.0% |
| VEA Vanguard Ftse Developed ETF | 15.84% | 417,953 | $26.1M | New |
| IJH iShares Core S&P Midcap ETF | 5.07% | 126,709 | $8.4M | Reduce -0.1% |
| IJR iShares Core S&P Small-Cap E | 4.14% | 56,717 | $6.8M | Add +2.2% |
| IEMG iShares Core MSCI Emerging | 4.11% | 100,808 | $6.8M | Reduce -3.4% |
| VNQ Vanguard Real Estate ETF | 3.33% | 62,007 | $5.5M | Add +4.8% |
| BNDX Vanguard Total Intl Bond ETF | 2.98% | 101,529 | $4.9M | Add +3.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 2.34% | 13,300 | $3.9M | New |
| BSV Vanguard Short-Term Bond ETF | 2.32% | 48,441 | $3.8M | Reduce -29.4% |
| VTI VG Morningstar TS MKT ETF-US | 1.37% | 6,733 | $2.3M | Reduce -96.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.35% | 42,168 | $2.2M | Add +9.7% |
| AAPL Apple Inc. | 1.29% | 7,817 | $2.1M | Add +13.9% |
| VXUS Vanguard Total Intl Stock | 1.24% | 27,116 | $2.0M | Add +0.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.21% | 7,759 | $2.0M | Reduce -10.4% |
| IDEV iShares Core MSCI Dev MKTS | 1.20% | 23,905 | $2.0M | Add +0.1% |
| VWO Vanguard Ftse Emerging Marke | 0.97% | 29,694 | $1.6M | Reduce -93.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.70% | 1,692 | $1.2M | Add +72.1% |
| BIV Vanguard Intermediate-Term B | 0.69% | 14,672 | $1.1M | New |
| GLD SPDR Gold Shares | 0.65% | 2,694 | $1.1M | Add +7.7% |
| SLV iShares Silver Trust | 0.63% | 16,147 | $1.0M | Add +7.8% |
| WMT Walmart Inc. | 0.63% | 9,254 | $1.0M | Reduce -3.2% |
| NVDA Nvidia Corp. | 0.57% | 5,067 | $945K | Add +33.5% |
| MSFT Microsoft Corp. | 0.49% | 1,685 | $815K | Add +39.0% |
| VOO Vanguard S&P 500 ETF | 0.49% | 1,285 | $806K | Reduce -60.5% |
| ED Consolidated Edison Inc. | 0.49% | 8,081 | $803K | Add +0.5% |
| B Barrick Mining Corp. | 0.48% | 18,324 | $798K | Reduce -29.2% |
| BND Vanguard Total Bond Market | 0.46% | 10,171 | $753K | Add +31.0% |
| NEM Newmont Corp. | 0.45% | 7,441 | $743K | Reduce -28.1% |
| AVGO Broadcom Inc. | 0.32% | 1,518 | $526K | Add +63.2% |
| VYM Vanguard High DVD Yield ETF | 0.32% | 3,635 | $522K | New |
| ORCL Oracle Corp. | 0.29% | 2,420 | $472K | Add +349.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.28% | 906 | $455K | New |
| MCO Moody's Corp. | 0.26% | 836 | $427K | Reduce -33.8% |
| GOOGL Alphabet Inc. Class A | 0.25% | 1,335 | $418K | Add +14.8% |
| V Visa Inc. Class A | 0.25% | 1,180 | $414K | Add +27.8% |
| AMZN Amazon.com Inc. | 0.22% | 1,606 | $371K | Add +48.3% |
| IWD iShares Russell 1000 Value E | 0.22% | 1,757 | $370K | New |
| JPM JPMorgan Chase & Co. | 0.21% | 1,075 | $346K | Add +4.4% |
| VIG Vanguard Dividend Apprec ETF | 0.20% | 1,508 | $331K | New |
| GOOG Alphabet Inc. Class C | 0.20% | 1,025 | $322K | Add +32.9% |
| VPU Vanguard Utilities ETF | 0.19% | 1,691 | $313K | No change |
| BLV Vanguard Long-Term Bond ETF | 0.18% | 4,290 | $298K | Add +1.3% |
| XLE SS Energy Select Sector | 0.18% | 6,626 | $296K | Add +0.4% |
| SCHZ Schwab US Aggregate Bond ETF | 0.18% | 12,581 | $294K | Reduce -7.6% |
| XOM Exxon Mobil Corp. | 0.18% | 2,411 | $290K | Add +98.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.17% | 467 | $287K | Add +12.0% |
| IVV iShares Core S&P 500 ETF | 0.16% | 396 | $272K | Reduce -27.7% |
| META Meta Platforms Inc. Class A | 0.16% | 391 | $258K | Add +53.3% |
| MCD McDonald's Corp. | 0.15% | 814 | $249K | Add +4.0% |
| ABBV Abbvie Inc. | 0.15% | 1,083 | $247K | Add +18.1% |
| TSLA Tesla Inc. | 0.14% | 518 | $233K | Add +29.5% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.13% | 2,785 | $222K | Add +3.6% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.13% | 1,947 | $215K | Add +1.5% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.12% | 648 | $192K | Reduce -0.3% |
| MSI Motorola Solutions Inc. | 0.11% | 493 | $189K | No change |
| FDX FedEx Corp. | 0.11% | 634 | $183K | Add +1764.7% |
| ING ING Groep N.V.-Sponsored ADR | 0.11% | 6,330 | $177K | No change |
| AEM Agnico Eagle Mines Ltd. | 0.10% | 1,010 | $171K | No change |
| HD Home Depot Inc. | 0.10% | 468 | $161K | Add +2.4% |
| FBTC Fidelity Wise Origin Bitcoin | 0.10% | 2,074 | $158K | Reduce -5.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.09% | 1,669 | $149K | New |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.09% | 461 | $145K | Reduce -7.2% |
| BA The Boeing Co. | 0.08% | 612 | $133K | Add +9.9% |
| QCOM Qualcomm Inc. | 0.07% | 680 | $116K | Add +10.9% |
| XCHYX Calamos Convert & High Inc. | 0.07% | 10,000 | $113K | No change |
| PICK iShares MSCI Global Metals & | 0.06% | 2,057 | $106K | New |
| MS Morgan Stanley | 0.06% | 588 | $104K | No change |
| GS Goldman Sachs Group Inc. | 0.06% | 117 | $103K | Reduce -29.5% |
| IBB iShares Biotechnology ETF | 0.06% | 558 | $94K | New |
| PFE Pfizer Inc. | 0.05% | 3,526 | $88K | Add +624.0% |
| BX Blackstone Inc. | 0.05% | 560 | $86K | Add +5.7% |
| EFA iShares MSCI Eafe ETF | 0.05% | 841 | $81K | Add +24.8% |
| VXF Vanguard Extended Market ETF | 0.04% | 353 | $74K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.04% | 1,278 | $70K | No change |
| CAT Caterpillar Inc. | 0.04% | 122 | $70K | New |
| SCHG Schwab US Large-Cap Growth | 0.04% | 2,120 | $69K | Add +2.5% |
| SPGI S&P Global Inc. | 0.04% | 132 | $69K | Add +15.8% |
| BWX SS SPDR BB Intl Treasury BD | 0.04% | 3,042 | $69K | New |
| CGW Invesco S&P Global Water Ind | 0.04% | 1,060 | $67K | New |
| LIN Linde PLC | 0.04% | 154 | $66K | New |
| NVS Novartis AG-Sponsored ADR | 0.04% | 473 | $65K | Add +5.1% |
| STX Seagate Technology Holdings | 0.04% | 236 | $65K | Add +24.9% |
| CL Colgate-Palmolive Co. | 0.04% | 815 | $64K | Reduce -6.1% |
| SCHV Schwab US Large-Cap Value | 0.04% | 2,107 | $62K | Add +0.6% |
| ACN Accenture PLC Class A | 0.03% | 207 | $56K | Add +23.2% |
| PEP Pepsico Inc. | 0.03% | 382 | $55K | Add +8.2% |
| IWM iShares Russell 2000 ETF | 0.03% | 213 | $52K | No change |
| FSSL FS Specialty Lending Fund | 0.03% | 3,651 | $52K | New |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.03% | 449 | $51K | Add +14.0% |
| PZA Invesco National Amt-Free Mu | 0.03% | 2,167 | $50K | Reduce -4.7% |
| XLK SS Technology Select Sector | 0.03% | 349 | $50K | Add +132.7% |
| TSM Taiwan Semiconductor-SP ADR | 0.03% | 159 | $48K | New |
| DHI D.R. Horton Inc. | 0.03% | 333 | $48K | No change |
| JNJ Johnson & Johnson | 0.03% | 230 | $48K | Add +283.3% |
| ONON On Holding AG Class A filed as ON HLDG AG | 0.03% | 1,000 | $46K | No change |
| VNQI Vanguard GLBL Ex-US Real Est | 0.03% | 1,000 | $46K | Add +4.2% |
| MRK Merck & Co. Inc. | 0.03% | 422 | $44K | Add +14.4% |
| LLY Eli Lilly & Co. | 0.03% | 39 | $42K | New |
| VGT Vanguard Info Tech ETF | 0.03% | 55 | $41K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -96.2% | 1.37% | −20.76 |
| VWO Vanguard Ftse Emerging Marke | Reduce -93.0% | 0.97% | −14.95 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -5.0% | 17.22% | −1.26 |
| VT Vanguard Tot World STK ETF | Sold out | 0.00% | −1.09 |
| BSV Vanguard Short-Term Bond ETF | Reduce -29.4% | 2.32% | −1.09 |
| VOO Vanguard S&P 500 ETF | Reduce -60.5% | 0.49% | −0.28 |
| IEMG iShares Core MSCI Emerging | Reduce -3.4% | 4.11% | −0.22 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -10.4% | 1.21% | −0.17 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.1% | 5.07% | −0.14 |
| REET iShares Global REIT ETF | Sold out | 0.00% | −0.12 |
| MCO Moody's Corp. | Reduce -33.8% | 0.26% | −0.12 |
| NEM Newmont Corp. | Reduce -28.1% | 0.45% | −0.10 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -95.3% | 0.01% | −0.09 |
| IVV iShares Core S&P 500 ETF | Reduce -27.7% | 0.16% | −0.06 |
| HDV iShares Core High Dividend E | Sold out | 0.00% | −0.06 |
| B Barrick Mining Corp. | Reduce -29.2% | 0.48% | −0.05 |
| DT Dynatrace Inc. | Reduce -72.6% | 0.01% | −0.05 |
| EMB iShares JP Morgan Usd Emergi | Sold out | 0.00% | −0.04 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -96.5% | 0.00% | −0.04 |
| IWF iShares Russell 1000 Growth | Reduce -98.0% | 0.00% | −0.04 |
| FBTC Fidelity Wise Origin Bitcoin | Reduce -5.1% | 0.10% | −0.04 |
| IVW iShares S&P 500 Growth ETF | Reduce -85.7% | 0.01% | −0.04 |
| LI Li Auto Inc. - ADR | Sold out | 0.00% | −0.04 |
| IYM iShares U.S. Basic Materials | Sold out | 0.00% | −0.04 |
| DGRO iShares Core Dividend Growth | Reduce -68.1% | 0.00% | −0.03 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -91.3% | 0.00% | −0.02 |
| MSIF MSC Income Fund Inc. | Sold out | 0.00% | −0.02 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -7.6% | 0.18% | −0.02 |
| EZU iShares MSCI Eurozone ETF | Sold out | 0.00% | −0.02 |
| GS Goldman Sachs Group Inc. | Reduce -29.5% | 0.06% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Sold out | 0.00% | −0.02 |
| ITOT iShares Core S&P Total U.S. | Sold out | 0.00% | −0.02 |
| THRO iShares U.S. Thematic Rotati | Reduce -96.1% | 0.00% | −0.02 |
| IYJ iShares U.S. Industrials ETF | Sold out | 0.00% | −0.01 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -55.0% | 0.01% | −0.01 |
| TLH iShares 10-20 Year Treasury | Reduce -93.4% | 0.00% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -44.3% | 0.01% | −0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -7.2% | 0.09% | −0.01 |
| MYN BlackRock Muniyield NY QLTY | Reduce -33.3% | 0.01% | −0.01 |
| MAS Masco Corp. | Sold out | 0.00% | −0.01 |
| SMLV SS SPDR US SC Low Vol Idx | Sold out | 0.00% | −0.01 |
| BAI Ishrs AI in and Tech Act ETF | Reduce -95.8% | 0.00% | −0.01 |
| MHN BlackRock Muniholding NY QLT | Reduce -33.3% | 0.01% | −0.01 |
| SLB SLB Ltd. | Sold out | 0.00% | −0.01 |
| IAGG iShares Intl Aggregate Bond | Reduce -94.3% | 0.00% | −0.01 |
| IEV iShares Europe ETF | Sold out | 0.00% | −0.01 |
| SCHC Schwab Intl Small-Cap Equity | Sold out | 0.00% | −0.01 |
| TLT iShares 20+ Year Treasury BD | Reduce -71.0% | 0.00% | −0.01 |
| AGGM iShares 1-10 Year U.S. Aggre | Sold out | 0.00% | −0.01 |
| CL Colgate-Palmolive Co. | Reduce -6.1% | 0.04% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| VTV Vanguard Mrngstr Val ETF-Aui | Add +316571.4% | 17.98% | +17.97 |
| VEA Vanguard Ftse Developed ETF | New | 15.84% | +15.84 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | New | 2.34% | +2.34 |
| BIV Vanguard Intermediate-Term B | New | 0.69% | +0.69 |
| VYM Vanguard High DVD Yield ETF | New | 0.32% | +0.32 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +72.1% | 0.70% | +0.29 |
| BRK.B Berkshire Hathaway Inc. Class B | New | 0.28% | +0.28 |
| SLV iShares Silver Trust | Add +7.8% | 0.63% | +0.23 |
| IWD iShares Russell 1000 Value E | New | 0.22% | +0.22 |
| VIG Vanguard Dividend Apprec ETF | New | 0.20% | +0.20 |
| ORCL Oracle Corp. | Add +349.0% | 0.29% | +0.19 |
| AAPL Apple Inc. | Add +13.9% | 1.29% | +0.19 |
| NVDA Nvidia Corp. | Add +33.5% | 0.57% | +0.13 |
| AVGO Broadcom Inc. | Add +63.2% | 0.32% | +0.13 |
| FDX FedEx Corp. | Add +1764.7% | 0.11% | +0.11 |
| MSFT Microsoft Corp. | Add +39.0% | 0.49% | +0.10 |
| BND Vanguard Total Bond Market | Add +31.0% | 0.46% | +0.09 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.09% | +0.09 |
| XOM Exxon Mobil Corp. | Add +98.8% | 0.18% | +0.09 |
| GLD SPDR Gold Shares | Add +7.7% | 0.65% | +0.09 |
| GOOG Alphabet Inc. Class C | Add +32.9% | 0.20% | +0.08 |
| GOOGL Alphabet Inc. Class A | Add +14.8% | 0.25% | +0.08 |
| AMZN Amazon.com Inc. | Add +48.3% | 0.22% | +0.08 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +9.7% | 1.35% | +0.07 |
| PICK iShares MSCI Global Metals & | New | 0.06% | +0.06 |
| IBB iShares Biotechnology ETF | New | 0.06% | +0.06 |
| V Visa Inc. Class A | Add +27.8% | 0.25% | +0.05 |
| PFE Pfizer Inc. | Add +624.0% | 0.05% | +0.05 |
| CAT Caterpillar Inc. | New | 0.04% | +0.04 |
| BWX SS SPDR BB Intl Treasury BD | New | 0.04% | +0.04 |
| CGW Invesco S&P Global Water Ind | New | 0.04% | +0.04 |
| LIN Linde PLC | New | 0.04% | +0.04 |
| META Meta Platforms Inc. Class A | Add +53.3% | 0.16% | +0.04 |
| FSSL FS Specialty Lending Fund | New | 0.03% | +0.03 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.03% | +0.03 |
| TSLA Tesla Inc. | Add +29.5% | 0.14% | +0.03 |
| LLY Eli Lilly & Co. | New | 0.03% | +0.03 |
| SMA Smartstop Self Storage REIT | New | 0.03% | +0.03 |
| JNJ Johnson & Johnson | Add +283.3% | 0.03% | +0.02 |
| VEGI iShares MSCI Agriculture Pro | New | 0.02% | +0.02 |
| NFLX Netflix Inc. | New | 0.02% | +0.02 |
| XLK SS Technology Select Sector | Add +132.7% | 0.03% | +0.02 |
| ABBV Abbvie Inc. | Add +18.1% | 0.15% | +0.02 |
| QQQ Invesco QQQ Trust Series 1 | Add +12.0% | 0.17% | +0.02 |
| IHI iShares U.S. Medical Devices | Add +1076.5% | 0.02% | +0.02 |
| MDT Medtronic PLC | New | 0.01% | +0.01 |
| SHOP Shopify Inc. Class A | New | 0.01% | +0.01 |
| SPOT Spotify Technology SA | New | 0.01% | +0.01 |
| BLK BlackRock Inc. | New | 0.01% | +0.01 |
| ADSK Autodesk Inc. | New | 0.01% | +0.01 |