Upper Left Wealth Management, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 22, 2026), Upper Left Wealth Management, LLC reported 66 stock positions worth $164.0 million. Its top holding was iShares Gold Trust (IAU) at 9.2% of the portfolio, followed by Ste STR SPDR PT S&P 500 ETF (SPYM, 5.9%) and Vanguard Total Intl Bond ETF (BNDX, 4.0%). Compared with Q3 2025, it opened 2 new positions, added to 37 and reduced 23. The biggest buy was Ste STR SPDR PT S&P 500 ETF (SPYM, shares +7%) and the biggest sale Schwab Emrg Mrkts Eqty ETF (SCHE, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- TAMPA, FL
- CIK
- 0001911228
- Portfolio Value
- $164.0M (Q4 2025)
- SEC Filing
- 0002085853-26-000065 ↗ filed Jan 22, 2026
Holdings Value
Holdings 66 stocks · $164.0M
| IAU iShares Gold Trust | 9.20% | 185,956 | $15.1M | Reduce -8.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 5.89% | 120,443 | $9.7M | Add +7.5% |
| BNDX Vanguard Total Intl Bond ETF | 3.98% | 135,132 | $6.5M | Add +10.1% |
| GLDM SPDR Gold Minishares Trust | 3.86% | 74,215 | $6.3M | Reduce -5.8% |
| BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 3.78% | 317,269 | $6.2M | Add +5.1% |
| BWX SS SPDR BB Intl Treasury BD | 3.66% | 266,826 | $6.0M | Add +11.6% |
| IBIT iShares Bitcoin Trust ETF | 3.39% | 112,108 | $5.6M | Add +17.1% |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | 3.35% | 195,943 | $5.5M | Add +4.5% |
| SCHH Schwab US REIT ETF | 3.29% | 258,056 | $5.4M | Add +15.2% |
| MCHI iShares MSCI China ETF | 3.25% | 88,660 | $5.3M | Add +1.1% |
| SCHF Schwab Intl Equity ETF | 3.15% | 214,971 | $5.2M | Add +3.3% |
| VNQI Vanguard GLBL Ex-US Real Est | 2.97% | 106,409 | $4.9M | Add +1.5% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 2.95% | 147,746 | $4.8M | Reduce -0.5% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 2.90% | 52,125 | $4.8M | Add +8.5% |
| SCHA Schwab US Small-Cap ETF | 2.87% | 165,081 | $4.7M | Add +1.4% |
| SCHC Schwab Intl Small-Cap Equity | 2.73% | 98,352 | $4.5M | Reduce -1.9% |
| EMLC Vaneck JPM Em Local Curr BND | 2.55% | 162,253 | $4.2M | Add +3.4% |
| SCHR Schwab Intermediate-Term US | 2.55% | 166,767 | $4.2M | Add +9.8% |
| SCHP Schwab U.S. Tips ETF | 2.54% | 157,323 | $4.2M | Add +8.3% |
| VEU Vanguard Ftse All-World Ex-U | 2.30% | 51,309 | $3.8M | Reduce -6.0% |
| CTA Simplify Managed Futures St | 1.98% | 119,077 | $3.2M | Add +10.0% |
| VWO Vanguard Ftse Emerging Marke | 1.96% | 59,857 | $3.2M | Add +5.8% |
| FEZ State Street SPDR Euro Stoxx | 1.89% | 48,255 | $3.1M | Add +3.4% |
| IVV iShares Core S&P 500 ETF | 1.88% | 4,514 | $3.1M | Reduce -1.4% |
| VEA Vanguard Ftse Developed ETF | 1.68% | 43,986 | $2.7M | Add +1.7% |
| VXUS Vanguard Total Intl Stock | 1.52% | 33,011 | $2.5M | Add +8.4% |
| VSS Vanguard Ftse All Wo X-US SC | 1.48% | 16,961 | $2.4M | Add +5.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.12% | 2,693 | $1.8M | Reduce -1.4% |
| GLD SPDR Gold Shares | 1.00% | 4,127 | $1.6M | Reduce -10.5% |
| GBTC Grayscale Bitcoin Trust ETF | 0.87% | 20,957 | $1.4M | Add +0.1% |
| IYR iShares US Real Estate ETF | 0.82% | 14,254 | $1.3M | Reduce -0.3% |
| GWX State Street SPDR S&P Intern | 0.81% | 32,490 | $1.3M | Add +7.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.72% | 4,553 | $1.2M | Reduce -4.8% |
| RWX State Street SPDR Dow Jones | 0.68% | 39,664 | $1.1M | Add +5.8% |
| SPEM State Street SP PTF Em ETF | 0.67% | 23,372 | $1.1M | Reduce -0.6% |
| IEMG iShares Core MSCI Emerging | 0.61% | 14,970 | $1.0M | Reduce -4.1% |
| BTC Grayscale Bitcoin Mini ETF | 0.55% | 23,287 | $902K | Add +14.2% |
| IEI iShares 3-7 Year Treasury Bo | 0.52% | 7,186 | $858K | Reduce -0.7% |
| VNQ Vanguard Real Estate ETF | 0.52% | 9,689 | $857K | Add +10.4% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.49% | 18,068 | $802K | Reduce -3.4% |
| VOO Vanguard S&P 500 ETF | 0.46% | 1,192 | $748K | Add +0.3% |
| FBTC Fidelity Wise Origin Bitcoin | 0.45% | 9,667 | $737K | Add +11.4% |
| IGOV iShares International Treasu | 0.42% | 16,512 | $688K | Add +16.9% |
| IWM iShares Russell 2000 ETF | 0.41% | 2,699 | $664K | Reduce -4.4% |
| SGOL Abrdn Physical Gold Shares | 0.38% | 15,065 | $619K | Reduce -2.9% |
| EZU iShares MSCI Eurozone ETF | 0.37% | 9,506 | $609K | Reduce -1.0% |
| IJR iShares Core S&P Small-Cap E | 0.35% | 4,735 | $569K | Reduce -2.3% |
| PDBC Invesco Optimum Yield Divers | 0.34% | 41,708 | $553K | Reduce -2.0% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 0.34% | 12,403 | $553K | No change |
| EBND State Street SPDR Bloomberg | 0.33% | 25,334 | $541K | Reduce -0.9% |
| IAGG iShares Intl Aggregate Bond | 0.33% | 10,787 | $539K | Add +1.6% |
| TIP iShares Tips Bond ETF | 0.33% | 4,871 | $535K | Add +14.1% |
| USRT iShares Core US REIT ETF | 0.24% | 7,045 | $401K | Add +47.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.24% | 648 | $398K | Add +1.9% |
| PEGA Pegasystems Inc. | 0.22% | 6,000 | $358K | No change |
| EWH iShares MSCI Hong Kong ETF | 0.21% | 15,896 | $338K | Add +1.4% |
| GBIL Goldman Sachs Access Treasur | 0.19% | 3,148 | $315K | Reduce -3.7% |
| FXI iShares China Large-Cap ETF | 0.19% | 8,052 | $308K | Add +29.3% |
| VHT Vanguard Health Care ETF | 0.18% | 1,050 | $302K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.18% | 3,274 | $293K | No change |
| SCZ iShares MSCI Eafe Small-Cap | 0.17% | 3,551 | $275K | Add +7.5% |
| BITB Bitwise Bitcoin ETF | 0.16% | 5,627 | $268K | New |
| MU Micron Technology Inc. | 0.16% | 933 | $266K | New |
| VGK Vanguard Ftse Europe ETF | 0.15% | 3,024 | $253K | Reduce -2.3% |
| EMB iShares JP Morgan Usd Emergi | 0.14% | 2,356 | $227K | Reduce -0.7% |
| REET iShares Global REIT ETF | 0.14% | 9,039 | $226K | Add +7.5% |
Options reported separately and not counted above: IBIT calls ($40K).
Portfolio Sells Q3 2025 → Q4 2025
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -0.5% | 2.95% | −0.16 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -6.0% | 2.30% | −0.14 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -1.9% | 2.73% | −0.13 |
| IAU iShares Gold Trust | Reduce -8.3% | 9.20% | −0.06 |
| IYR iShares US Real Estate ETF | Reduce -0.3% | 0.82% | −0.06 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -4.8% | 0.72% | −0.05 |
| IVV iShares Core S&P 500 ETF | Reduce -1.4% | 1.88% | −0.04 |
| GLD SPDR Gold Shares | Reduce -10.5% | 1.00% | −0.03 |
| IEMG iShares Core MSCI Emerging | Reduce -4.1% | 0.61% | −0.03 |
| SPEM State Street SP PTF Em ETF | Reduce -0.6% | 0.67% | −0.02 |
| IWM iShares Russell 2000 ETF | Reduce -4.4% | 0.41% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.4% | 1.12% | −0.02 |
| PDBC Invesco Optimum Yield Divers | Reduce -2.0% | 0.34% | −0.02 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -0.7% | 0.52% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.3% | 0.35% | −0.01 |
| GBIL Goldman Sachs Access Treasur | Reduce -3.7% | 0.19% | −0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -3.4% | 0.49% | −0.01 |
| EBND State Street SPDR Bloomberg | Reduce -0.9% | 0.33% | −0.01 |
| EMB iShares JP Morgan Usd Emergi | Reduce -0.7% | 0.14% | −0.00 |
| EZU iShares MSCI Eurozone ETF | Reduce -1.0% | 0.37% | −0.00 |
| VGK Vanguard Ftse Europe ETF | Reduce -2.3% | 0.15% | −0.00 |
| SGOL Abrdn Physical Gold Shares | Reduce -2.9% | 0.38% | +0.02 |
| GLDM SPDR Gold Minishares Trust | Reduce -5.8% | 3.86% | +0.08 |
Portfolio Buys Q3 2025 → Q4 2025
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +7.5% | 5.89% | +0.38 |
| SCHH Schwab US REIT ETF | Add +15.2% | 3.29% | +0.25 |
| BWX SS SPDR BB Intl Treasury BD | Add +11.6% | 3.66% | +0.21 |
| BNDX Vanguard Total Intl Bond ETF | Add +10.1% | 3.98% | +0.17 |
| BITB Bitwise Bitcoin ETF | New | 0.16% | +0.16 |
| MU Micron Technology Inc. | New | 0.16% | +0.16 |
| SCHR Schwab Intermediate-Term US | Add +9.8% | 2.55% | +0.15 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +8.5% | 2.90% | +0.14 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | Add +4.5% | 3.35% | +0.13 |
| VXUS Vanguard Total Intl Stock | Add +8.4% | 1.52% | +0.11 |
| SCHF Schwab Intl Equity ETF | Add +3.3% | 3.15% | +0.11 |
| SCHP Schwab U.S. Tips ETF | Add +8.3% | 2.54% | +0.08 |
| CTA Simplify Managed Futures St | Add +10.0% | 1.98% | +0.08 |
| FEZ State Street SPDR Euro Stoxx | Add +3.4% | 1.89% | +0.07 |
| USRT iShares Core US REIT ETF | Add +47.4% | 0.24% | +0.07 |
| VEA Vanguard Ftse Developed ETF | Add +1.7% | 1.68% | +0.05 |
| GWX State Street SPDR S&P Intern | Add +7.4% | 0.81% | +0.05 |
| VSS Vanguard Ftse All Wo X-US SC | Add +5.6% | 1.48% | +0.04 |
| IGOV iShares International Treasu | Add +16.9% | 0.42% | +0.04 |
| EMLC Vaneck JPM Em Local Curr BND | Add +3.4% | 2.55% | +0.04 |
| VWO Vanguard Ftse Emerging Marke | Add +5.8% | 1.96% | +0.04 |
| TIP iShares Tips Bond ETF | Add +14.1% | 0.33% | +0.03 |
| FXI iShares China Large-Cap ETF | Add +29.3% | 0.19% | +0.03 |
| RWX State Street SPDR Dow Jones | Add +5.8% | 0.68% | +0.02 |
| VNQ Vanguard Real Estate ETF | Add +10.4% | 0.52% | +0.02 |
| SCHA Schwab US Small-Cap ETF | Add +1.4% | 2.87% | +0.01 |
| SCZ iShares MSCI Eafe Small-Cap | Add +7.5% | 0.17% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.9% | 0.24% | +0.00 |
| REET iShares Global REIT ETF | Add +7.5% | 0.14% | +0.00 |
| VOO Vanguard S&P 500 ETF | Add +0.3% | 0.46% | −0.00 |
| EWH iShares MSCI Hong Kong ETF | Add +1.4% | 0.21% | −0.01 |
| IAGG iShares Intl Aggregate Bond | Add +1.6% | 0.33% | −0.01 |
| FBTC Fidelity Wise Origin Bitcoin | Add +11.4% | 0.45% | −0.09 |
| BTC Grayscale Bitcoin Mini ETF | Add +14.2% | 0.55% | −0.10 |
| VNQI Vanguard GLBL Ex-US Real Est | Add +1.5% | 2.97% | −0.17 |
| BCI Abrdn Bloomberg All Commodit | Add +5.1% | 3.78% | −0.30 |
| GBTC Grayscale Bitcoin Trust ETF | Add +0.1% | 0.87% | −0.31 |
| MCHI iShares MSCI China ETF | Add +1.1% | 3.25% | −0.38 |
| IBIT iShares Bitcoin Trust ETF | Add +17.1% | 3.39% | −0.51 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 73 | $180.5M | IAU, SPYM, BCI, BNDX, SCHH |
| Q1 2026 | 68 | $169.4M | IAU, SPYM, BCI, BNDX, BWX |
| Q4 2025 | 66 | $164.0M | IAU, SPYM, BNDX, GLDM, BCI |
| Q3 2025 | 64 | $159.3M | IAU, SPYM, BCI, IBIT, BNDX |
| Q2 2025 | 64 | $149.9M | IAU, SPYM, BCI, IBIT, BNDX |
| Q1 2025 | 61 | $139.4M | IAU, SPYM, BCI, BNDX, GLDM |
| Q4 2024 | 57 | $116.9M | IAU, SCHE, BCI, SPYM, SCHA |
| Q3 2024 | 58 | $114.1M | IAU, SCHE, BCI, VNQI, SCHA |
| Q2 2024 | 60 | $110.3M | IAU, SCHE, BCI, SPYM, WIP |
| Q1 2024 | 57 | $107.9M | IAU, SCHE, BCI, VEU, WIP |