Urban Financial Advisory Corp
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 21, 2025), Urban Financial Advisory Corp reported 51 stock positions worth $214.7 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 44.1% of the portfolio, followed by iShares Core S&P Midcap ETF (IJH, 14.4%) and Invesco International Corpor (PICB, 10.0%). Compared with Q2 2025, it opened 3 new positions, added to 25 and reduced 15. The biggest buy was Schwab Fndmntl US LRG Co. ETF (FNDX, shares +19%) and the biggest sale Invesco International Corpor (PICB, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- CHICAGO, IL
- CIK
- 0002005378
- Portfolio Value
- $214.7M (Q3 2025)
- SEC Filing
- 0002005378-25-000006 ↗ filed Nov 21, 2025
Holdings Value
Holdings 51 stocks · $214.7M
| SPY SS SPDR S&P 500 ETF Trust-US | 44.10% | 142,098 | $94.7M | Add +0.4% |
| IJH iShares Core S&P Midcap ETF | 14.44% | 474,884 | $31.0M | Add +0.3% |
| PICB Invesco International Corpor | 10.05% | 905,331 | $21.6M | Reduce -0.6% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 8.61% | 702,603 | $18.5M | Add +18.6% |
| VCSH Vanguard S/T Corp. Bond ETF | 5.96% | 160,190 | $12.8M | Add +2.9% |
| IEFA iShares Core MSCI Eafe ETF | 4.40% | 108,266 | $9.5M | Add +2.1% |
| EEM iShares MSCI Emerging Market | 2.66% | 106,982 | $5.7M | Add +2.6% |
| IJR iShares Core S&P Small-Cap E | 2.09% | 37,699 | $4.5M | Add +0.9% |
| EFA iShares MSCI Eafe ETF | 1.24% | 28,399 | $2.7M | Add +4.6% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.66% | 29,722 | $1.4M | Reduce -11.1% |
| XLRE SS Real Estate Select Sector | 0.52% | 26,286 | $1.1M | Add +0.5% |
| FDM First Trust Dow J Select Mic | 0.41% | 11,657 | $883K | New |
| DMXF iShares ESG Advanc MSCI Eafe | 0.36% | 10,263 | $777K | No change |
| MDY State Street SPDR S&P Midcap | 0.34% | 1,233 | $735K | Add +0.3% |
| VOO Vanguard S&P 500 ETF | 0.32% | 1,131 | $692K | Reduce -1.4% |
| VEA Vanguard Ftse Developed ETF | 0.32% | 11,327 | $679K | Add +0.4% |
| IWM iShares Russell 2000 ETF | 0.27% | 2,422 | $586K | Reduce -5.5% |
| IWC iShares Micro-Cap ETF | 0.27% | 3,908 | $583K | Reduce -31.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.26% | 1,924 | $565K | Add +0.5% |
| GWX State Street SPDR S&P Intern | 0.25% | 13,466 | $541K | No change |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.22% | 5,115 | $482K | Add +0.2% |
| RWR SS SPDR Dow Jones REIT ETF | 0.22% | 4,677 | $469K | Reduce -0.3% |
| SPEM State Street SP PTF Em ETF | 0.21% | 9,723 | $455K | Add +10.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.20% | 1,649 | $419K | Add +1.4% |
| EFG iShares MSCI Eafe Growth ETF | 0.19% | 3,623 | $413K | Reduce -24.0% |
| VWO Vanguard Ftse Emerging Marke | 0.18% | 7,272 | $394K | Reduce -24.4% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.18% | 9,014 | $386K | Add +228.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.13% | 892 | $275K | Add +0.3% |
| EFV iShares MSCI Eafe Value ETF | 0.11% | 3,586 | $243K | No change |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.11% | 2,768 | $231K | Add +0.5% |
| SCHF Schwab Intl Equity ETF | 0.09% | 8,482 | $197K | No change |
| VCIT Vanguard Int-Term Corporate | 0.08% | 1,977 | $166K | Add +1.2% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.06% | 2,269 | $126K | Add +0.4% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.06% | 1,368 | $121K | Add +0.5% |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | 0.06% | 1,979 | $119K | Reduce -16.5% |
| VT Vanguard Tot World STK ETF | 0.05% | 852 | $117K | Reduce -10.5% |
| VNQ Vanguard Real Estate ETF | 0.05% | 1,266 | $116K | No change |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.05% | 1,120 | $103K | Add +0.2% |
| VSGX Vanguard ESG Intl Stock ETF | 0.04% | 1,374 | $95K | Reduce -20.1% |
| REET iShares Global REIT ETF | 0.03% | 2,789 | $71K | Add +6.7% |
| DFAS Dimensional US Small Cap ETF | 0.03% | 839 | $57K | No change |
| IEMG iShares Core MSCI Emerging | 0.02% | 785 | $52K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.02% | 131 | $43K | No change |
| ESGE iShares Inc. iShares ESG Awar | 0.02% | 942 | $41K | Reduce -24.3% |
| SPHY SS SPDR P High Yield ETF | 0.02% | 1,618 | $39K | Add +1.8% |
| IBND SS SPDR BB Intl Corp. BD ETF | 0.01% | 897 | $29K | Add +0.7% |
| NUMV Nuveen ESG Mid-Cap Value ETF | 0.01% | 571 | $22K | Reduce -16.3% |
| NUMG Nuveen ESG Mid-Cap Grow ETF | 0.01% | 449 | $22K | Reduce -20.1% |
| ESML iShares ESG Aware MSCI USA S | 0.00% | 1 | $37 | Reduce -99.9% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.00% | 1 | $37 | New |
| EEMX State Street SPDR MSCI Emerg | 0.00% | 1 | $25 | New |
Lines left out (1) · $10 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| EFAX State Street SPDR MSCI Eafe | ST STR MSCI EAFE | 0 | $10 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $214.7M.
Portfolio Sells Q2 2025 → Q3 2025
| PICB Invesco International Corpor | Reduce -0.6% | 10.05% | −1.02 |
| VNQI Vanguard GLBL Ex-US Real Est | Reduce -11.1% | 0.66% | −0.11 |
| IWC iShares Micro-Cap ETF | Reduce -31.5% | 0.27% | −0.09 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -24.0% | 0.19% | −0.08 |
| VWO Vanguard Ftse Emerging Marke | Reduce -24.4% | 0.18% | −0.06 |
| ESML iShares ESG Aware MSCI USA S | Reduce -99.9% | 0.00% | −0.02 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -20.1% | 0.04% | −0.01 |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | Reduce -16.5% | 0.06% | −0.01 |
| RWR SS SPDR Dow Jones REIT ETF | Reduce -0.3% | 0.22% | −0.01 |
| VT Vanguard Tot World STK ETF | Reduce -10.5% | 0.05% | −0.01 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -24.3% | 0.02% | −0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -1.4% | 0.32% | −0.01 |
| IWM iShares Russell 2000 ETF | Reduce -5.5% | 0.27% | −0.00 |
| NUMG Nuveen ESG Mid-Cap Grow ETF | Reduce -20.1% | 0.01% | −0.00 |
| NUMV Nuveen ESG Mid-Cap Value ETF | Reduce -16.3% | 0.01% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +18.6% | 8.61% | +1.30 |
| FDM First Trust Dow J Select Mic | New | 0.41% | +0.41 |
| EEM iShares MSCI Emerging Market | Add +2.6% | 2.66% | +0.13 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.4% | 44.10% | +0.12 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +228.1% | 0.18% | +0.12 |
| IJR iShares Core S&P Small-Cap E | Add +0.9% | 2.09% | +0.03 |
| SPEM State Street SP PTF Em ETF | Add +10.0% | 0.21% | +0.02 |
| EFA iShares MSCI Eafe ETF | Add +4.6% | 1.24% | +0.01 |
| SLYV SS SPDR S&P 600 SC Val ETF | Add +0.5% | 0.06% | +0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.4% | 0.20% | +0.00 |
| REET iShares Global REIT ETF | Add +6.7% | 0.03% | +0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +0.3% | 0.13% | +0.00 |
| XJH Ishare ESG SS S&P Midcap ETF | New | 0.00% | 0.00 |
| EEMX State Street SPDR MSCI Emerg | New | 0.00% | 0.00 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +0.4% | 0.06% | −0.00 |
| MDYG SS SPDR S&P 400 MC GR ETF | Add +0.2% | 0.05% | −0.00 |
| SPHY SS SPDR P High Yield ETF | Add +1.8% | 0.02% | −0.00 |
| IBND SS SPDR BB Intl Corp. BD ETF | Add +0.7% | 0.01% | −0.00 |
| MDYV SS SPDR S&P 400 MC Val ETF | Add +0.5% | 0.11% | −0.00 |
| SLYG SS SPDR S&P 600 SC GR ETF | Add +0.2% | 0.22% | −0.00 |
| VCIT Vanguard Int-Term Corporate | Add +1.2% | 0.08% | −0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.5% | 0.26% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Add +0.4% | 0.32% | −0.01 |
| MDY State Street SPDR S&P Midcap | Add +0.3% | 0.34% | −0.01 |
| XLRE SS Real Estate Select Sector | Add +0.5% | 0.52% | −0.03 |
| IEFA iShares Core MSCI Eafe ETF | Add +2.1% | 4.40% | −0.05 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +2.9% | 5.96% | −0.26 |
| IJH iShares Core S&P Midcap ETF | Add +0.3% | 14.44% | −0.33 |
Notes & Other Activity Q2 2025 → Q3 2025
| EFAX State Street SPDR MSCI Eafe | ST STR MSCI EAFE | New | 0 | $10 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 54 | $362.9M | SPY, IJR, IJH, FNDX, IEFA |
| Q1 2026 | 56 | $282.9M | SPY, IJR, IJH, FNDX, AKRE |
| Q4 2025 | 53 | $254.7M | SPY, IJH, AKRE, PICB, FNDX |
| Q3 2025 | 51 | $214.7M | SPY, IJH, PICB, FNDX, VCSH |
| Q2 2025 | 48 | $199.0M | SPY, IJH, PICB, FNDX, VCSH |
| Q1 2025 | 52 | $181.0M | SPY, IJH, PICB, VCSH, FNDX |
| Q4 2024 | 51 | $182.0M | SPY, IJH, PICB, VCSH, FNDX |
| Q3 2024 | 49 | $181.3M | SPY, IJH, PICB, VCSH, FNDX |
| Q2 2024 | 24 | $163.9M | SPY, IJH, PICB, VCSH, FNDX |
| Q1 2024 | 25 | $162.9M | SPY, IJH, PICB, VCSH, IEFA |