Vernal Point Advisors, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 14, 2025), Vernal Point Advisors, LLC reported 22 stock positions worth $231.9 million. Its top holding was Vanguard Tot World STK ETF (VT) at 48.2% of the portfolio, followed by Vanguard Short-Term Treasury (VGSH, 13.8%) and VG Morningstar TS MKT ETF-US (VTI, 10.3%). Compared with Q2 2025, it opened 4 new positions, sold out of 1, added to 5 and reduced 4. The biggest buy was Vanguard Tot World STK ETF (VT, shares +59%) and the biggest sale Vanguard Short-Term Treasury (VGSH, shares −18%).
- Most Recent 13F
- Q2 2026
- Location
- San Francisco, CA
- CIK
- 0001820363
- Portfolio Value
- $231.9M (Q3 2025)
- SEC Filing
- 0001820363-25-000005 ↗ filed Nov 14, 2025
Holdings Value
Holdings 22 stocks · $231.9M
| VT Vanguard Tot World STK ETF | 48.16% | 810,395 | $111.7M | Add +59.1% |
| VGSH Vanguard Short-Term Treasury | 13.82% | 544,563 | $32.0M | Reduce -17.9% |
| VTI VG Morningstar TS MKT ETF-US | 10.33% | 72,809 | $24.0M | Add +119.7% |
| VGIT Vanguard Intermediate-Term T | 5.31% | 205,240 | $12.3M | Reduce -0.8% |
| AGG iShares Core U.S. Aggregate | 3.78% | 87,445 | $8.8M | Reduce -3.1% |
| EMLP First Trust North American E | 3.71% | 224,602 | $8.6M | Add +0.7% |
| VXUS Vanguard Total Intl Stock | 3.22% | 101,788 | $7.5M | Add +130.3% |
| SHV iShares 0-1 Year Treasury Bo | 3.14% | 65,877 | $7.3M | Add +12.9% |
| IAU iShares Gold Trust | 2.66% | 84,629 | $6.2M | No change |
| SHY iShares 1-3 Year Treasury Bo | 1.13% | 31,705 | $2.6M | No change |
| IEI iShares 3-7 Year Treasury Bo | 1.07% | 20,710 | $2.5M | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.79% | 3,035 | $1.8M | No change |
| SCHX Schwab US Large-Cap ETF | 0.57% | 49,806 | $1.3M | No change |
| VNQ Vanguard Real Estate ETF | 0.54% | 13,805 | $1.3M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.53% | 1,844 | $1.2M | No change |
| MBB iShares MBS ETF | 0.40% | 9,795 | $932K | Reduce -7.1% |
| SPGM State Street SPDR Portfolio | 0.21% | 6,435 | $482K | No change |
| IJR iShares Core S&P Small-Cap E | 0.16% | 3,066 | $364K | New |
| SCHF Schwab Intl Equity ETF | 0.13% | 12,620 | $294K | No change |
| IJH iShares Core S&P Midcap ETF | 0.12% | 4,320 | $282K | New |
| IVE iShares S&P 500 Value ETF | 0.11% | 1,250 | $258K | New |
| IDV iShares International Select | 0.11% | 6,845 | $250K | New |
Portfolio Sells Q2 2025 → Q3 2025
Portfolio Buys Q2 2025 → Q3 2025
| VT Vanguard Tot World STK ETF | Add +59.1% | 48.16% | +9.98 |
| VTI VG Morningstar TS MKT ETF-US | Add +119.7% | 10.33% | +4.44 |
| VXUS Vanguard Total Intl Stock | Add +130.3% | 3.22% | +1.44 |
| IJR iShares Core S&P Small-Cap E | New | 0.16% | +0.16 |
| IJH iShares Core S&P Midcap ETF | New | 0.12% | +0.12 |
| IVE iShares S&P 500 Value ETF | New | 0.11% | +0.11 |
| IDV iShares International Select | New | 0.11% | +0.11 |
| SHV iShares 0-1 Year Treasury Bo | Add +12.9% | 3.14% | −0.62 |
| EMLP First Trust North American E | Add +0.7% | 3.71% | −1.17 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 20 | $296.2M | VT, VGSH, VTI, VGIT, EMLP |
| Q1 2026 | 21 | $246.0M | VT, VGSH, VTI, VGIT, EMLP |
| Q4 2025 | 23 | $242.5M | VT, VGSH, VTI, VGIT, EMLP |
| Q3 2025 | 22 | $231.9M | VT, VGSH, VTI, VGIT, AGG |
| Q2 2025 | 19 | $171.4M | VT, VGSH, VGIT, VTI, AGG |
| Q1 2025 | 19 | $150.9M | VT, VGSH, VGIT, AGG, VTI |
| Q4 2024 | 19 | $145.5M | VT, VGSH, VGIT, VTI, AGG |
| Q3 2024 | 20 | $129.2M | VT, VGSH, VGIT, VTI, AGG |
| Q2 2024 | 26 | $140.5M | VT, VGSH, VGIT, VTI, AGG |
| Q1 2024 | 30 | $117.0M | VGSH, VT, VGIT, VTI, AGG |