Warner Financial, Inc.

Name: WARNER FINANCIAL, INC 13F holdings, Q4 2024
Creator: WARNER FINANCIAL, INC
Published: 2025-01-22

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 22, 2025), Warner Financial, Inc. reported 113 stock positions worth $232.7 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 11.9% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 11.7%) and Vanguard Ftse Developed ETF (VEA, 5.3%). Compared with Q3 2024, it opened 5 new positions, sold out of 6, added to 80 and reduced 13. The biggest buy was Schwab US Large-Cap Growth (SCHG, shares +16%) and the biggest sale an exit from Schwab Amt Tax FR MNY-Ultra (SCTXX).

Most Recent 13F: Q2 2026
Location: BETHESDA, MD
CIK: 0001927175
Portfolio Value: $232.7M (Q4 2024)
SEC Filing: 0001927175-25-000001 ↗ filed Jan 22, 2025

Holdings Value

Holdings 113 stocks · $232.7M


VTV Vanguard Mrngstr Val ETF-Aui	11.90%	163,575	$27.7M	Add +3.2%
VUG Vanguard Mrngstar GR ETF-Sui	11.75%	66,592	$27.3M	Add +1.1%
VEA Vanguard Ftse Developed ETF	5.30%	257,836	$12.3M	Add +1.7%
VIG Vanguard Dividend Apprec ETF	3.80%	45,109	$8.8M	Add +0.9%
QQQ Invesco QQQ Trust Series 1	3.55%	16,145	$8.3M	Reduce -0.7%
SCHG Schwab US Large-Cap Growth	3.53%	294,725	$8.2M	Add +16.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd	3.41%	30,050	$7.9M	Add +2.0%
VOO Vanguard S&P 500 ETF	2.99%	12,923	$7.0M	Add +0.7%
QUAL iShares MSCI USA Quality Fac	2.13%	27,840	$5.0M	Add +17.0%
VB Vanguard Most SM-Cap ETF-Usd	1.85%	17,942	$4.3M	Add +2.1%
SCHF Schwab Intl Equity ETF	1.75%	219,561	$4.1M	Add +14.1%
AAPL Apple Inc.	1.70%	15,763	$3.9M	Add +19.8%
XLF SS Financial Select Sector	1.68%	80,804	$3.9M	Add +5.1%
EMXC iShares MSCI Emr MRK Ex Chna	1.55%	64,839	$3.6M	Add +3.0%
VXUS Vanguard Total Intl Stock	1.54%	60,987	$3.6M	Add +15.1%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.54%	12,772	$3.6M	Add +6.8%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.53%	17,978	$3.6M	Add +6.8%
SCHV Schwab US Large-Cap Value	1.44%	128,713	$3.4M	Add +25.0%
IVV iShares Core S&P 500 ETF	1.44%	5,677	$3.3M	Reduce -5.4%
SCHD Schwab US DVD Equity ETF	1.43%	121,551	$3.3M	Add +54.4%
SPY SS SPDR S&P 500 ETF Trust-US	1.38%	5,472	$3.2M	Reduce -1.6%
VXF Vanguard Extended Market ETF	1.32%	16,165	$3.1M	Add +4.2%
IQLT iShares MSCI International Q	1.29%	80,621	$3.0M	Add +6.0%
VYM Vanguard High DVD Yield ETF	1.25%	22,796	$2.9M	Add +0.7%
BND Vanguard Total Bond Market	1.22%	39,525	$2.8M	Add +14.5%
FNDX Schwab Fndmntl US LRG Co. ETF	1.17%	115,235	$2.7M	Add +20.3%
IEF iShares 7-10 Year Treasury B	1.00%	25,080	$2.3M	Add +32.1%
EFV iShares MSCI Eafe Value ETF	0.88%	38,971	$2.0M	Add +1.0%
IFRA iShares US Infrastructure	0.75%	37,934	$1.8M	Add +2.9%
IEFA iShares Core MSCI Eafe ETF	0.71%	23,503	$1.7M	Add +0.9%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.68%	7,234	$1.6M	Add +0.4%
SCHM Schwab US Mid Cap ETF	0.67%	56,522	$1.6M	Add +0.2%
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd	0.61%	15,709	$1.4M	Add +0.1%
VEU Vanguard Ftse All-World Ex-U	0.60%	24,489	$1.4M	Add +3.4%
IEI iShares 3-7 Year Treasury Bo	0.60%	12,084	$1.4M	Add +18.3%
MDY State Street SPDR S&P Midcap	0.55%	2,260	$1.3M	Add +1.8%
SDY SS SPDR S&P Dividend ETF	0.55%	9,636	$1.3M	Add +0.1%
CGGR Cap Group Growth Equity	0.53%	33,249	$1.2M	Add +36.5%
MOAT Vaneck Morningstar Wide Moat	0.53%	13,331	$1.2M	Add +5.6%
VLUE iShares MSCI USA Value Facto	0.53%	11,690	$1.2M	Add +0.5%
VNQ Vanguard Real Estate ETF	0.53%	13,790	$1.2M	Add +10.3%
MSFT Microsoft Corp.	0.51%	2,842	$1.2M	Add +2.7%
TCAF T Rowe PRC Cap Appreciation	0.51%	35,827	$1.2M	Add +17.0%
AMZN Amazon.com Inc.	0.51%	5,425	$1.2M	No change
BRK.B Berkshire Hathaway Inc. Class B	0.47%	2,398	$1.1M	Reduce -6.1%
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.44%	3,998	$1.0M	Add +29.2%
XLK SS Technology Select Sector	0.43%	4,282	$996K	Add +5.1%
MCD McDonald's Corp.	0.42%	3,393	$984K	Add +1.5%
VDE Vanguard Energy ETF	0.42%	7,992	$969K	Reduce -11.5%
VIGI Vanguard Int Div App Indx FD	0.40%	11,607	$928K	Add +0.1%
VOE Vngrd Mrngstr MD-Cap Val ETF	0.39%	5,638	$912K	Add +34.5%
VTI VG Morningstar TS MKT ETF-US	0.39%	3,124	$905K	Add +2.4%
DGRO iShares Core Dividend Growth	0.36%	13,524	$830K	Add +0.6%
VHT Vanguard Health Care ETF	0.36%	3,263	$828K	Add +14.4%
FNDF Schwab Fndmn Intl LRG Co. ETF	0.35%	24,600	$817K	Add +22.9%
DVY iShares Select Dividend ETF	0.34%	6,111	$802K	Add +0.2%
JNJ Johnson & Johnson	0.34%	5,497	$795K	Add +0.5%
SUSA iShares ESG Optimized MSCI U	0.34%	6,518	$793K	Add +0.1%
ITA iShares U.S. Aerospace & Def	0.34%	5,382	$782K	Add +0.0%
LMT Lockheed Martin Corp.	0.32%	1,548	$752K	No change
IJH iShares Core S&P Midcap ETF	0.32%	11,925	$743K	Add +14.8%
SPLV Invesco S&P 500 Low Volatili	0.31%	10,450	$732K	No change
IWF iShares Russell 1000 Growth	0.31%	1,796	$721K	Add +0.1%
IYW iShares Ustechnology ETF	0.30%	4,313	$688K	Reduce -2.4%
VWO Vanguard Ftse Emerging Marke	0.29%	15,583	$686K	Add +2.8%
SCHA Schwab US Small-Cap ETF	0.29%	26,079	$674K	Add +9.0%
VSS Vanguard Ftse All Wo X-US SC	0.29%	5,832	$668K	Reduce -0.6%
IWD iShares Russell 1000 Value E	0.28%	3,507	$649K	Add +0.5%
DMXF iShares ESG Advanc MSCI Eafe	0.28%	9,922	$641K	Add +34.4%
AGG iShares Core U.S. Aggregate	0.27%	6,562	$636K	Reduce -5.2%
PFE Pfizer Inc.	0.23%	20,510	$544K	Reduce -46.9%
FNDA Schwab Fndmntl US SM Co. ETF	0.22%	17,040	$506K	No change
USMV iShares MSCI USA Min Vol Fac	0.21%	5,501	$488K	No change
PG The Procter & Gamble Co.	0.20%	2,770	$464K	Add +7.5%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.20%	1,075	$458K	Add +0.1%
IWO iShares Russell 2000 Growth	0.19%	1,557	$448K	No change
SPEM State Street SP PTF Em ETF	0.19%	11,544	$443K	Reduce -6.8%
IWM iShares Russell 2000 ETF	0.19%	1,992	$440K	Add +0.1%
VOX Vanguard Communication Servi	0.19%	2,838	$440K	Add +0.2%
IHAK iShares Cybersecurity & Tech	0.18%	8,691	$424K	Add +1.1%
TXN Texas Instruments Inc.	0.18%	2,175	$408K	Reduce -0.7%
XOM Exxon Mobil Corp.	0.17%	3,768	$405K	Add +1.2%
SUB iShares Short-Term National	0.17%	3,784	$399K	No change
PPH Vaneck Pharmaceutical ETF	0.17%	4,608	$398K	Add +0.9%
NVDA Nvidia Corp.	0.16%	2,845	$382K	No change
LLY Eli Lilly & Co.	0.16%	490	$378K	No change
DFLV Dim US Large Cap Value ETF	0.16%	12,549	$377K	Add +0.5%
FHLC Fidelity MSCI Health Care	0.15%	5,390	$352K	Add +0.4%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE	0.15%	9,901	$349K	Add +13.1%
VGIT Vanguard Intermediate-Term T	0.15%	5,859	$340K	Add +19.1%
HON Honeywell International Inc.	0.14%	1,478	$334K	No change
IBB iShares Biotechnology ETF	0.14%	2,491	$329K	Add +0.0%
XBI SS SPDR S&P Biotech ETF	0.14%	3,605	$325K	Reduce -21.1%
PFF iShares Preferred & Income S	0.14%	9,975	$314K	Add +1.6%
PAVE Global X US Infrastructure	0.13%	7,647	$309K	No change
ESGD iShares Trust iShares ESG Aw	0.13%	4,042	$308K	Add +0.2%
IJT iShares S&P Small-Cap 600 GR	0.13%	2,236	$303K	Add +0.1%
FNDE Schwab Fndmntl Em MRK Eq ETF	0.13%	10,425	$303K	Add +3.7%
IJS iShares S&P Small-Cap 600 Va	0.13%	2,693	$292K	Add +6.7%
FVCB Fvcbankcorp Inc.	0.13%	23,190	$291K	Add +26.7%
WMT Walmart Inc.	0.12%	2,984	$270K	No change
XLP SS Consumer Staples Sel Sect	0.12%	3,413	$268K	No change
SPYG SS SPDR P S&P 500 Growth ETF	0.11%	3,027	$266K	Add +0.2%
OGE Oge Energy Corp.	0.11%	6,315	$260K	No change
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED	0.10%	7,275	$227K	New
SCHE Schwab Emrg Mrkts Eqty ETF	0.10%	8,508	$227K	Add +2.7%
PABU Ishr Par-Alnd Clim Opt Mue-U	0.10%	3,474	$226K	New
KO The Coca-Cola Co.	0.10%	3,613	$225K	New
XLU St Sr Utl SL SE SPDR ETF-Usd	0.09%	2,886	$218K	Reduce -28.8%
MGC Vngrd Mrngstr MG Cap ETF-Usd	0.09%	1,021	$217K	Add +0.3%
PNC PNC Financial Services Group	0.09%	1,122	$216K	No change
GOOGL Alphabet Inc. Class A	0.09%	1,090	$206K	New
GOOG Alphabet Inc. Class C	0.09%	1,064	$203K	New

Portfolio Sells Q3 2024 → Q4 2024


SCTXX Schwab Amt Tax FR MNY-Ultra	Sold out	0.00%	−0.37
ICLN iShares Global Clean Energy	Sold out	0.00%	−0.26
PFE Pfizer Inc.	Reduce -46.9%	0.23%	−0.26
EFAV iShares MSCI Eafe Min Vol Fa	Sold out	0.00%	−0.13
PZA Invesco National Amt-Free Mu	Sold out	0.00%	−0.12
IVV iShares Core S&P 500 ETF	Reduce -5.4%	1.44%	−0.10
VGK Vanguard Ftse Europe ETF	Sold out	0.00%	−0.10
PEP Pepsico Inc.	Sold out	0.00%	−0.09
VDE Vanguard Energy ETF	Reduce -11.5%	0.42%	−0.07
XBI SS SPDR S&P Biotech ETF	Reduce -21.1%	0.14%	−0.06
BRK.B Berkshire Hathaway Inc. Class B	Reduce -6.1%	0.47%	−0.05
XLU St Sr Utl SL SE SPDR ETF-Usd	Reduce -28.8%	0.09%	−0.05
VSS Vanguard Ftse All Wo X-US SC	Reduce -0.6%	0.29%	−0.04
AGG iShares Core U.S. Aggregate	Reduce -5.2%	0.27%	−0.04
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -1.6%	1.38%	−0.04
SPEM State Street SP PTF Em ETF	Reduce -6.8%	0.19%	−0.04
TXN Texas Instruments Inc.	Reduce -0.7%	0.18%	−0.03
IYW iShares Ustechnology ETF	Reduce -2.4%	0.30%	−0.00
QQQ Invesco QQQ Trust Series 1	Reduce -0.7%	3.55%	+0.03

Portfolio Buys Q3 2024 → Q4 2024


SCHG Schwab US Large-Cap Growth	Add +16.3%	3.53%	+0.60
VUG Vanguard Mrngstar GR ETF-Sui	Add +1.1%	11.75%	+0.53
SCHD Schwab US DVD Equity ETF	Add +54.4%	1.43%	+0.44
AAPL Apple Inc.	Add +19.8%	1.70%	+0.34
QUAL iShares MSCI USA Quality Fac	Add +17.0%	2.13%	+0.24
SCHV Schwab US Large-Cap Value	Add +25.0%	1.44%	+0.22
IEF iShares 7-10 Year Treasury B	Add +32.1%	1.00%	+0.17
FNDX Schwab Fndmntl US LRG Co. ETF	Add +20.3%	1.17%	+0.16
CGGR Cap Group Growth Equity	Add +36.5%	0.53%	+0.16
XLF SS Financial Select Sector	Add +5.1%	1.68%	+0.13
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +6.8%	1.54%	+0.12
VOT Vngrd Mrngstr MC GRW ETF-Usd	Add +29.2%	0.44%	+0.10
CGBL Cap Group Core Balanced	New	0.10%	+0.10
PABU Ishr Par-Alnd Clim Opt Mue-U	New	0.10%	+0.10
KO The Coca-Cola Co.	New	0.10%	+0.10
GOOGL Alphabet Inc. Class A	New	0.09%	+0.09
GOOG Alphabet Inc. Class C	New	0.09%	+0.09
VOE Vngrd Mrngstr MD-Cap Val ETF	Add +34.5%	0.39%	+0.08
BND Vanguard Total Bond Market	Add +14.5%	1.22%	+0.07
VXF Vanguard Extended Market ETF	Add +4.2%	1.32%	+0.07
TCAF T Rowe PRC Cap Appreciation	Add +17.0%	0.51%	+0.06
IEI iShares 3-7 Year Treasury Bo	Add +18.3%	0.60%	+0.06
DMXF iShares ESG Advanc MSCI Eafe	Add +34.4%	0.28%	+0.04
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +6.8%	1.53%	+0.03
IJH iShares Core S&P Midcap ETF	Add +14.8%	0.32%	+0.03
VXUS Vanguard Total Intl Stock	Add +15.1%	1.54%	+0.02
XLK SS Technology Select Sector	Add +5.1%	0.43%	+0.02
FNDF Schwab Fndmn Intl LRG Co. ETF	Add +22.9%	0.35%	+0.02
FVCB Fvcbankcorp Inc.	Add +26.7%	0.13%	+0.02
SCHA Schwab US Small-Cap ETF	Add +9.0%	0.29%	+0.02
VGIT Vanguard Intermediate-Term T	Add +19.1%	0.15%	+0.01
IWF iShares Russell 1000 Growth	Add +0.1%	0.31%	+0.01
CGDV Cap Group Dividend Value	Add +13.1%	0.15%	+0.01
VOX Vanguard Communication Servi	Add +0.2%	0.19%	+0.01
VTI VG Morningstar TS MKT ETF-US	Add +2.4%	0.39%	+0.01
IJS iShares S&P Small-Cap 600 Va	Add +6.7%	0.13%	+0.00
VB Vanguard Most SM-Cap ETF-Usd	Add +2.1%	1.85%	+0.00
SPYG SS SPDR P S&P 500 Growth ETF	Add +0.2%	0.11%	+0.00
PG The Procter & Gamble Co.	Add +7.5%	0.20%	+0.00
MGC Vngrd Mrngstr MG Cap ETF-Usd	Add +0.3%	0.09%	+0.00
VHT Vanguard Health Care ETF	Add +14.4%	0.36%	−0.00
IHAK iShares Cybersecurity & Tech	Add +1.1%	0.18%	−0.00
DIA SS SPDR Dow Jones Indus Avg	Add +0.1%	0.20%	−0.00
IWM iShares Russell 2000 ETF	Add +0.1%	0.19%	−0.01
SUSA iShares ESG Optimized MSCI U	Add +0.1%	0.34%	−0.01
MDY State Street SPDR S&P Midcap	Add +1.8%	0.55%	−0.01
IJT iShares S&P Small-Cap 600 GR	Add +0.1%	0.13%	−0.01
SCHF Schwab Intl Equity ETF	Add +14.1%	1.75%	−0.01
DFLV Dim US Large Cap Value ETF	Add +0.5%	0.16%	−0.01
PFF iShares Preferred & Income S	Add +1.6%	0.14%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	145	$340.1M	VTV, VUG, VEA, QQQ, SCHG
Q1 2026	135	$291.6M	VTV, VUG, VEA, VO, QQQ
Q4 2025	132	$288.1M	VTV, VUG, VEA, SCHG, QQQ
Q3 2025	124	$267.8M	VTV, VUG, VEA, SCHG, QQQ
Q2 2025	115	$242.3M	VTV, VUG, VEA, VIG, SCHG
Q1 2025	114	$226.1M	VTV, VUG, VEA, VIG, VO
Q4 2024	113	$232.7M	VTV, VUG, VEA, VIG, QQQ
Q3 2024	114	$225.5M	VTV, VUG, VEA, VIG, QQQ
Q2 2024	111	$205.1M	VTV, VUG, VEA, VIG, QQQ
Q1 2024	108	$199.6M	VTV, VUG, VEA, VIG, QQQ