Warner Financial, Inc.

Name: WARNER FINANCIAL, INC 13F holdings, Q3 2025
Creator: WARNER FINANCIAL, INC
Published: 2025-10-20

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 20, 2025), Warner Financial, Inc. reported 124 stock positions worth $267.8 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 11.4% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 11.4%) and Vanguard Ftse Developed ETF (VEA, 6.5%). Compared with Q2 2025, it opened 10 new positions, sold out of 1, added to 65 and reduced 13. The biggest buy was Fidelity Enhanced Intl ETF (FENI, shares +611%) and the biggest sale Vanguard Dividend Apprec ETF (VIG, shares −1%).

Most Recent 13F: Q2 2026
Location: BETHESDA, MD
CIK: 0001927175
Portfolio Value: $267.8M (Q3 2025)
SEC Filing: 0001927175-25-000007 ↗ filed Oct 20, 2025

Holdings Value

Holdings 124 stocks · $267.8M


VTV Vanguard Mrngstr Val ETF-Aui	11.42%	163,950	$30.6M	Add +1.1%
VUG Vanguard Mrngstar GR ETF-Sui	11.39%	63,569	$30.5M	Add +1.0%
VEA Vanguard Ftse Developed ETF	6.55%	292,561	$17.5M	Add +5.5%
SCHG Schwab US Large-Cap Growth	3.52%	295,751	$9.4M	Add +0.5%
QQQ Invesco QQQ Trust Series 1	3.42%	15,238	$9.1M	Add +0.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd	3.40%	30,988	$9.1M	Add +3.2%
VIG Vanguard Dividend Apprec ETF	3.36%	41,756	$9.0M	Reduce -0.8%
VOO Vanguard S&P 500 ETF	2.83%	12,363	$7.6M	Add +3.9%
SCHF Schwab Intl Equity ETF	2.05%	236,259	$5.5M	Add +3.6%
VXUS Vanguard Total Intl Stock	1.97%	71,923	$5.3M	Add +4.7%
VWO Vanguard Ftse Emerging Marke	1.92%	94,667	$5.1M	Add +3.3%
QUAL iShares MSCI USA Quality Fac	1.91%	26,361	$5.1M	Reduce -2.8%
VB Vanguard Most SM-Cap ETF-Usd	1.68%	17,687	$4.5M	Add +5.2%
SCHV Schwab US Large-Cap Value	1.54%	141,973	$4.1M	Add +1.3%
XLF SS Financial Select Sector	1.53%	76,001	$4.1M	Add +0.3%
IEF iShares 7-10 Year Treasury B	1.50%	41,746	$4.0M	Add +10.5%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.42%	12,780	$3.8M	Add +2.1%
IQLT iShares MSCI International Q	1.40%	84,979	$3.8M	Add +1.3%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.32%	16,947	$3.5M	Add +3.0%
SPY SS SPDR S&P 500 ETF Trust-US	1.28%	5,138	$3.4M	Add +0.0%
VYM Vanguard High DVD Yield ETF	1.24%	23,638	$3.3M	Add +0.2%
IVV iShares Core S&P 500 ETF	1.23%	4,927	$3.3M	Add +0.1%
SCHD Schwab US DVD Equity ETF	1.16%	114,066	$3.1M	Reduce -1.4%
EFV iShares MSCI Eafe Value ETF	1.13%	44,765	$3.0M	Add +1.7%
BND Vanguard Total Bond Market	1.13%	40,755	$3.0M	Add +0.3%
VXF Vanguard Extended Market ETF	1.12%	14,367	$3.0M	Reduce -2.5%
FNDX Schwab Fndmntl US LRG Co. ETF	1.12%	113,713	$3.0M	Add +0.5%
AAPL Apple Inc.	1.12%	11,727	$3.0M	No change
FENI Fidelity Enhanced Intl ETF	0.85%	64,610	$2.3M	Add +610.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.81%	7,706	$2.2M	Add +0.0%
IEFA iShares Core MSCI Eafe ETF	0.77%	23,667	$2.1M	Add +0.1%
IEI iShares 3-7 Year Treasury Bo	0.74%	16,656	$2.0M	Add +22.2%
CGGR Cap Group Growth Equity	0.70%	42,649	$1.9M	Add +17.7%
VEU Vanguard Ftse All-World Ex-U	0.68%	25,419	$1.8M	Add +3.6%
IFRA iShares US Infrastructure	0.60%	30,404	$1.6M	Add +0.1%
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd	0.59%	15,468	$1.6M	Reduce -0.4%
SCHM Schwab US Mid Cap ETF	0.57%	51,556	$1.5M	Add +0.6%
MSFT Microsoft Corp.	0.55%	2,842	$1.5M	No change
VLUE iShares MSCI USA Value Facto	0.55%	11,690	$1.5M	No change
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.54%	4,919	$1.4M	Add +19.9%
TCAF T Rowe PRC Cap Appreciation	0.49%	34,770	$1.3M	Reduce -0.1%
SDY SS SPDR S&P Dividend ETF	0.48%	9,156	$1.3M	Add +0.0%
AMZN Amazon.com Inc.	0.46%	5,622	$1.2M	Add +3.6%
FNDF Schwab Fndmn Intl LRG Co. ETF	0.42%	26,312	$1.1M	Add +12.8%
ITA iShares U.S. Aerospace & Def	0.42%	5,386	$1.1M	Add +0.1%
VNQ Vanguard Real Estate ETF	0.41%	12,129	$1.1M	Reduce -3.1%
MOAT Vaneck Morningstar Wide Moat	0.41%	11,173	$1.1M	Reduce -8.4%
VOE Vngrd Mrngstr MD-Cap Val ETF	0.41%	6,248	$1.1M	Add +29.1%
DMXF iShares ESG Advanc MSCI Eafe	0.40%	14,007	$1.1M	Add +6.8%
VIGI Vanguard Int Div App Indx FD	0.39%	11,638	$1.0M	Reduce -0.3%
VTI VG Morningstar TS MKT ETF-US	0.39%	3,174	$1.0M	Add +1.6%
BRK.B Berkshire Hathaway Inc. Class B	0.37%	1,951	$981K	No change
XLK SS Technology Select Sector	0.36%	3,393	$956K	Add +0.0%
DGRO iShares Core Dividend Growth	0.34%	13,552	$923K	No change
MDY State Street SPDR S&P Midcap	0.33%	1,503	$896K	Add +0.1%
DVY iShares Select Dividend ETF	0.33%	6,146	$873K	Add +0.2%
VHT Vanguard Health Care ETF	0.32%	3,352	$870K	Add +2.5%
LLY Eli Lilly & Co.	0.32%	1,123	$857K	No change
IYW iShares Ustechnology ETF	0.32%	4,313	$845K	No change
IWF iShares Russell 1000 Growth	0.31%	1,793	$840K	Add +0.1%
VSS Vanguard Ftse All Wo X-US SC	0.31%	5,832	$831K	No change
IJH iShares Core S&P Midcap ETF	0.31%	12,668	$827K	Add +0.3%
SCHA Schwab US Small-Cap ETF	0.28%	27,347	$763K	Reduce -4.8%
IWD iShares Russell 1000 Value E	0.27%	3,591	$731K	Add +0.4%
TBIL F/M US Treasury 3 Month Bill	0.26%	13,905	$695K	New
AGG iShares Core U.S. Aggregate	0.25%	6,778	$680K	Add +0.0%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE	0.25%	16,033	$674K	Add +47.1%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP	0.25%	6,033	$657K	No change
VOX Vanguard Communication Servi	0.24%	3,372	$633K	Add +16.1%
VSGX Vanguard ESG Intl Stock ETF	0.22%	8,418	$584K	New
FNDA Schwab Fndmntl US SM Co. ETF	0.21%	18,246	$569K	Add +0.0%
NVDA Nvidia Corp.	0.20%	2,911	$543K	No change
SPEM State Street SP PTF Em ETF	0.20%	11,544	$540K	No change
USMV iShares MSCI USA Min Vol Fac	0.20%	5,501	$523K	No change
SUSA iShares ESG Optimized MSCI U	0.19%	3,705	$503K	Add +0.1%
PFE Pfizer Inc.	0.19%	19,719	$502K	No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.19%	1,079	$500K	Add +0.1%
LMT Lockheed Martin Corp.	0.18%	948	$473K	No change
IWM iShares Russell 2000 ETF	0.17%	1,901	$460K	Reduce -2.1%
COF Capital One Financial Corp.	0.16%	2,028	$431K	No change
PG The Procter & Gamble Co.	0.16%	2,770	$426K	No change
PPH Vaneck Pharmaceutical ETF	0.16%	4,668	$422K	Add +0.7%
DFLV Dim US Large Cap Value ETF	0.16%	12,716	$418K	Add +0.4%
XOM Exxon Mobil Corp.	0.16%	3,698	$417K	No change
JNJ Johnson & Johnson	0.15%	2,211	$410K	No change
SUB iShares Short-Term National	0.15%	3,784	$404K	No change
TXN Texas Instruments Inc.	0.15%	2,131	$392K	No change
VGK Vanguard Ftse Europe ETF	0.14%	4,847	$387K	Add +85.1%
FNDE Schwab Fndmntl Em MRK Eq ETF	0.14%	10,441	$378K	Add +0.1%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED	0.14%	10,848	$377K	Add +48.8%
ESGD iShares Trust iShares ESG Aw	0.14%	4,056	$377K	No change
PM Philip Morris International	0.14%	2,322	$377K	No change
MCD McDonald's Corp.	0.14%	1,218	$370K	No change
FHLC Fidelity MSCI Health Care	0.13%	5,390	$360K	No change
D Dominion Energy Inc.	0.13%	5,828	$356K	New
IHAK iShares Cybersecurity & Tech	0.13%	6,747	$353K	No change
VGIT Vanguard Intermediate-Term T	0.13%	5,859	$352K	No change
JPM JPMorgan Chase & Co.	0.13%	1,106	$349K	No change
IBB iShares Biotechnology ETF	0.13%	2,379	$343K	No change
SPYG SS SPDR P S&P 500 Growth ETF	0.12%	3,040	$318K	Add +0.1%

Show all 124 holdings

Portfolio Sells Q2 2025 → Q3 2025


VIG Vanguard Dividend Apprec ETF	Reduce -0.8%	3.36%	−0.19
QUAL iShares MSCI USA Quality Fac	Reduce -2.8%	1.91%	−0.13
SCHD Schwab US DVD Equity ETF	Reduce -1.4%	1.16%	−0.10
VDE Vanguard Energy ETF	Reduce -50.5%	0.09%	−0.10
VCSH Vanguard S/T Corp. Bond ETF	Sold out	0.00%	−0.08
FVCB Fvcbankcorp Inc.	Reduce -52.6%	0.05%	−0.06
MOAT Vaneck Morningstar Wide Moat	Reduce -8.4%	0.41%	−0.06
VXF Vanguard Extended Market ETF	Reduce -2.5%	1.12%	−0.05
VNQ Vanguard Real Estate ETF	Reduce -3.1%	0.41%	−0.05
VIGI Vanguard Int Div App Indx FD	Reduce -0.3%	0.39%	−0.04
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd	Reduce -0.4%	0.59%	−0.04
TCAF T Rowe PRC Cap Appreciation	Reduce -0.1%	0.49%	−0.02
SCHA Schwab US Small-Cap ETF	Reduce -4.8%	0.28%	−0.01
IWM iShares Russell 2000 ETF	Reduce -2.1%	0.17%	−0.00

Portfolio Buys Q2 2025 → Q3 2025


FENI Fidelity Enhanced Intl ETF	Add +610.6%	0.85%	+0.73
TBIL F/M US Treasury 3 Month Bill	New	0.26%	+0.26
VSGX Vanguard ESG Intl Stock ETF	New	0.22%	+0.22
D Dominion Energy Inc.	New	0.13%	+0.13
SCHX Schwab US Large-Cap ETF	New	0.11%	+0.11
SHY iShares 1-3 Year Treasury Bo	New	0.11%	+0.11
USXF iShares ESG Advance MSCI USA	New	0.10%	+0.10
NULG Nuveen ESG LRG-Cap GRW ETF	New	0.10%	+0.10
CGGR Cap Group Growth Equity	Add +17.7%	0.70%	+0.09
MO Altria Group Inc.	New	0.08%	+0.08
VGT Vanguard Info Tech ETF	New	0.08%	+0.08
VOE Vngrd Mrngstr MD-Cap Val ETF	Add +29.1%	0.41%	+0.08
PFF iShares Preferred & Income S	New	0.08%	+0.08
CGDV Cap Group Dividend Value	Add +47.1%	0.25%	+0.07
IEI iShares 3-7 Year Treasury Bo	Add +22.2%	0.74%	+0.07
VGK Vanguard Ftse Europe ETF	Add +85.1%	0.14%	+0.06
VOT Vngrd Mrngstr MC GRW ETF-Usd	Add +19.9%	0.54%	+0.06
VWO Vanguard Ftse Emerging Marke	Add +3.3%	1.92%	+0.05
CGBL Cap Group Core Balanced	Add +48.8%	0.14%	+0.04
VOO Vanguard S&P 500 ETF	Add +3.9%	2.83%	+0.04
FNDF Schwab Fndmn Intl LRG Co. ETF	Add +12.8%	0.42%	+0.04
VB Vanguard Most SM-Cap ETF-Usd	Add +5.2%	1.68%	+0.04
VOX Vanguard Communication Servi	Add +16.1%	0.24%	+0.03
VEA Vanguard Ftse Developed ETF	Add +5.5%	6.55%	+0.03
VXUS Vanguard Total Intl Stock	Add +4.7%	1.97%	+0.01
IEF iShares 7-10 Year Treasury B	Add +10.5%	1.50%	+0.01
ESGV Vanguard ESG US Stock ETF	Add +7.8%	0.10%	+0.01
XLK SS Technology Select Sector	Add +0.0%	0.36%	+0.00
ITA iShares U.S. Aerospace & Def	Add +0.1%	0.42%	+0.00
SCHE Schwab Emrg Mrkts Eqty ETF	Add +1.1%	0.12%	+0.00
IJS iShares S&P Small-Cap 600 Va	Add +0.1%	0.11%	+0.00
PABU Ishr Par-Alnd Clim Opt Mue-U	Add +2.6%	0.10%	−0.00
IWF iShares Russell 1000 Growth	Add +0.1%	0.31%	−0.00
SPYG SS SPDR P S&P 500 Growth ETF	Add +0.1%	0.12%	−0.00
FNDE Schwab Fndmntl Em MRK Eq ETF	Add +0.1%	0.14%	−0.00
MGC Vngrd Mrngstr MG Cap ETF-Usd	Add +0.3%	0.09%	−0.00
PAVE Global X US Infrastructure	Add +0.1%	0.10%	−0.00
VUG Vanguard Mrngstar GR ETF-Sui	Add +1.0%	11.39%	−0.00
VTI VG Morningstar TS MKT ETF-US	Add +1.6%	0.39%	−0.00
VEU Vanguard Ftse All-World Ex-U	Add +3.6%	0.68%	−0.00
FNDA Schwab Fndmntl US SM Co. ETF	Add +0.0%	0.21%	−0.00
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +3.0%	1.32%	−0.00
IJT iShares S&P Small-Cap 600 GR	Add +0.1%	0.12%	−0.00
SUSA iShares ESG Optimized MSCI U	Add +0.1%	0.19%	−0.01
DFLV Dim US Large Cap Value ETF	Add +0.4%	0.16%	−0.01
DMXF iShares ESG Advanc MSCI Eafe	Add +6.8%	0.40%	−0.01
DIA SS SPDR Dow Jones Indus Avg	Add +0.1%	0.19%	−0.01
VHT Vanguard Health Care ETF	Add +2.5%	0.32%	−0.01
DVY iShares Select Dividend ETF	Add +0.2%	0.33%	−0.01
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +2.1%	1.42%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	145	$340.1M	VTV, VUG, VEA, QQQ, SCHG
Q1 2026	135	$291.6M	VTV, VUG, VEA, VO, QQQ
Q4 2025	132	$288.1M	VTV, VUG, VEA, SCHG, QQQ
Q3 2025	124	$267.8M	VTV, VUG, VEA, SCHG, QQQ
Q2 2025	115	$242.3M	VTV, VUG, VEA, VIG, SCHG
Q1 2025	114	$226.1M	VTV, VUG, VEA, VIG, VO
Q4 2024	113	$232.7M	VTV, VUG, VEA, VIG, QQQ
Q3 2024	114	$225.5M	VTV, VUG, VEA, VIG, QQQ
Q2 2024	111	$205.1M	VTV, VUG, VEA, VIG, QQQ
Q1 2024	108	$199.6M	VTV, VUG, VEA, VIG, QQQ