Warner Financial, Inc.

Name: WARNER FINANCIAL, INC 13F holdings, Q1 2025
Creator: WARNER FINANCIAL, INC
Published: 2025-04-21

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 21, 2025), Warner Financial, Inc. reported 114 stock positions worth $226.1 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 12.4% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 10.3%) and Vanguard Ftse Developed ETF (VEA, 5.9%). Compared with Q4 2024, it opened 8 new positions, sold out of 7, added to 46 and reduced 34. The biggest buy was Vanguard Ftse Emerging Marke (VWO, shares +480%) and the biggest sale an exit from iShares MSCI Emr MRK Ex Chna (EMXC).

Most Recent 13F: Q2 2026
Location: BETHESDA, MD
CIK: 0001927175
Portfolio Value: $226.1M (Q1 2025)
SEC Filing: 0001927175-25-000002 ↗ filed Apr 21, 2025

Holdings Value

Holdings 114 stocks · $226.1M


VTV Vanguard Mrngstr Val ETF-Aui	12.37%	161,926	$28.0M	Reduce -1.0%
VUG Vanguard Mrngstar GR ETF-Sui	10.27%	62,600	$23.2M	Reduce -6.0%
VEA Vanguard Ftse Developed ETF	5.88%	261,567	$13.3M	Add +1.4%
VIG Vanguard Dividend Apprec ETF	3.67%	42,752	$8.3M	Reduce -5.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd	3.41%	29,825	$7.7M	Reduce -0.8%
SCHG Schwab US Large-Cap Growth	3.20%	289,251	$7.2M	Reduce -1.9%
QQQ Invesco QQQ Trust Series 1	3.19%	15,390	$7.2M	Reduce -4.7%
VOO Vanguard S&P 500 ETF	2.85%	12,522	$6.4M	Reduce -3.1%
QUAL iShares MSCI USA Quality Fac	2.11%	27,890	$4.8M	Add +0.2%
SCHF Schwab Intl Equity ETF	2.03%	231,821	$4.6M	Add +5.6%
VWO Vanguard Ftse Emerging Marke	1.81%	90,430	$4.1M	Add +480.3%
VXUS Vanguard Total Intl Stock	1.72%	62,445	$3.9M	Add +2.4%
XLF SS Financial Select Sector	1.71%	77,667	$3.9M	Reduce -3.9%
VB Vanguard Most SM-Cap ETF-Usd	1.62%	16,565	$3.7M	Reduce -7.7%
SCHV Schwab US Large-Cap Value	1.61%	137,043	$3.6M	Add +6.5%
SCHD Schwab US DVD Equity ETF	1.57%	126,577	$3.5M	Add +4.1%
AAPL Apple Inc.	1.51%	15,352	$3.4M	Reduce -2.6%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.47%	17,818	$3.3M	Reduce -0.9%
IQLT iShares MSCI International Q	1.44%	82,110	$3.3M	Add +1.9%
IEF iShares 7-10 Year Treasury B	1.42%	33,563	$3.2M	Add +33.8%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.41%	12,678	$3.2M	Reduce -0.7%
SPY SS SPDR S&P 500 ETF Trust-US	1.35%	5,474	$3.1M	Add +0.0%
VYM Vanguard High DVD Yield ETF	1.32%	23,103	$3.0M	Add +1.4%
BND Vanguard Total Bond Market	1.31%	40,324	$3.0M	Add +2.0%
IVV iShares Core S&P 500 ETF	1.23%	4,930	$2.8M	Reduce -13.2%
FNDX Schwab Fndmntl US LRG Co. ETF	1.21%	116,097	$2.7M	Add +0.8%
VXF Vanguard Extended Market ETF	1.16%	15,258	$2.6M	Reduce -5.6%
EFV iShares MSCI Eafe Value ETF	1.02%	39,288	$2.3M	Add +0.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.85%	7,701	$1.9M	Add +6.5%
IEFA iShares Core MSCI Eafe ETF	0.79%	23,503	$1.8M	No change
IEI iShares 3-7 Year Treasury Bo	0.69%	13,137	$1.6M	Add +8.7%
VEU Vanguard Ftse All-World Ex-U	0.66%	24,502	$1.5M	Add +0.1%
SCHM Schwab US Mid Cap ETF	0.65%	55,894	$1.5M	Reduce -1.1%
IFRA iShares US Infrastructure	0.64%	31,961	$1.4M	Reduce -15.8%
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd	0.60%	15,531	$1.4M	Reduce -1.1%
SDY SS SPDR S&P Dividend ETF	0.58%	9,644	$1.3M	Add +0.1%
BRK.B Berkshire Hathaway Inc. Class B	0.56%	2,398	$1.3M	No change
VLUE iShares MSCI USA Value Facto	0.55%	11,690	$1.2M	No change
VNQ Vanguard Real Estate ETF	0.54%	13,502	$1.2M	Reduce -2.1%
MDY State Street SPDR S&P Midcap	0.53%	2,247	$1.2M	Reduce -0.6%
CGGR Cap Group Growth Equity	0.53%	34,991	$1.2M	Add +5.2%
TCAF T Rowe PRC Cap Appreciation	0.50%	34,769	$1.1M	Reduce -3.0%
MOAT Vaneck Morningstar Wide Moat	0.49%	12,573	$1.1M	Reduce -5.7%
MSFT Microsoft Corp.	0.47%	2,842	$1.1M	No change
MCD McDonald's Corp.	0.47%	3,393	$1.1M	No change
AMZN Amazon.com Inc.	0.46%	5,425	$1.0M	No change
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.44%	4,099	$1.0M	Add +2.5%
VIGI Vanguard Int Div App Indx FD	0.43%	11,634	$965K	Add +0.2%
VOE Vngrd Mrngstr MD-Cap Val ETF	0.41%	5,825	$935K	Add +3.3%
LLY Eli Lilly & Co.	0.41%	1,123	$927K	Add +129.2%
JNJ Johnson & Johnson	0.41%	5,583	$926K	Add +1.6%
VHT Vanguard Health Care ETF	0.40%	3,415	$904K	Add +4.7%
VTI VG Morningstar TS MKT ETF-US	0.38%	3,124	$859K	No change
VDE Vanguard Energy ETF	0.38%	6,609	$857K	Reduce -17.3%
DGRO iShares Core Dividend Growth	0.37%	13,524	$836K	No change
ITA iShares U.S. Aerospace & Def	0.36%	5,383	$824K	Add +0.0%
DVY iShares Select Dividend ETF	0.36%	6,121	$822K	Add +0.2%
FNDF Schwab Fndmn Intl LRG Co. ETF	0.36%	22,309	$806K	Reduce -9.3%
XLK SS Technology Select Sector	0.33%	3,655	$755K	Reduce -14.6%
IJH iShares Core S&P Midcap ETF	0.33%	12,591	$735K	Add +5.6%
DMXF iShares ESG Advanc MSCI Eafe	0.32%	10,590	$713K	Add +6.7%
LMT Lockheed Martin Corp.	0.31%	1,548	$692K	No change
VSS Vanguard Ftse All Wo X-US SC	0.30%	5,832	$674K	No change
AGG iShares Core U.S. Aggregate	0.30%	6,772	$670K	Add +3.2%
IWD iShares Russell 1000 Value E	0.29%	3,520	$662K	Add +0.4%
IWF iShares Russell 1000 Growth	0.29%	1,790	$647K	Reduce -0.3%
SCHA Schwab US Small-Cap ETF	0.28%	27,297	$640K	Add +4.7%
IYW iShares Ustechnology ETF	0.27%	4,313	$606K	No change
USMV iShares MSCI USA Min Vol Fac	0.23%	5,501	$515K	No change
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP	0.22%	6,033	$506K	New
PFE Pfizer Inc.	0.22%	19,719	$500K	Reduce -3.9%
FNDA Schwab Fndmntl US SM Co. ETF	0.22%	17,818	$488K	Add +4.6%
PG The Procter & Gamble Co.	0.21%	2,770	$472K	No change
XOM Exxon Mobil Corp.	0.20%	3,818	$454K	Add +1.3%
SPEM State Street SP PTF Em ETF	0.20%	11,544	$454K	No change
SUSA iShares ESG Optimized MSCI U	0.20%	3,942	$453K	Reduce -39.5%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.20%	1,077	$452K	Add +0.2%
PM Philip Morris International	0.20%	2,843	$451K	New
PPH Vaneck Pharmaceutical ETF	0.19%	4,608	$420K	No change
VOX Vanguard Communication Servi	0.18%	2,808	$417K	Reduce -1.1%
SUB iShares Short-Term National	0.18%	3,784	$400K	No change
IWM iShares Russell 2000 ETF	0.18%	1,993	$398K	Add +0.1%
IHAK iShares Cybersecurity & Tech	0.17%	8,365	$393K	Reduce -3.8%
DFLV Dim US Large Cap Value ETF	0.17%	12,601	$385K	Add +0.4%
TXN Texas Instruments Inc.	0.17%	2,131	$383K	Reduce -2.0%
FHLC Fidelity MSCI Health Care	0.16%	5,390	$368K	No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE	0.16%	10,242	$365K	Add +3.4%
COF Capital One Financial Corp.	0.16%	2,028	$364K	New
VGIT Vanguard Intermediate-Term T	0.15%	5,859	$348K	No change
ESGD iShares Trust iShares ESG Aw	0.15%	4,042	$330K	No change
FNDE Schwab Fndmntl Em MRK Eq ETF	0.14%	10,425	$321K	No change
IBB iShares Biotechnology ETF	0.14%	2,434	$311K	Reduce -2.3%
PFF iShares Preferred & Income S	0.14%	10,057	$309K	Add +0.8%
NVDA Nvidia Corp.	0.14%	2,845	$308K	No change
HON Honeywell International Inc.	0.13%	1,437	$304K	Reduce -2.8%
OGE Oge Energy Corp.	0.13%	6,315	$290K	No change
IJT iShares S&P Small-Cap 600 GR	0.12%	2,238	$279K	Add +0.1%
XLP SS Consumer Staples Sel Sect	0.12%	3,413	$279K	No change
MO Altria Group Inc.	0.12%	4,630	$278K	New
JPM JPMorgan Chase & Co.	0.12%	1,106	$271K	New
IJS iShares S&P Small-Cap 600 Va	0.12%	2,696	$263K	Add +0.1%
WMT Walmart Inc.	0.12%	2,984	$262K	No change
KO The Coca-Cola Co.	0.11%	3,613	$259K	No change
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED	0.11%	8,188	$254K	Add +12.6%
PEP Pepsico Inc.	0.11%	1,651	$248K	New
FVCB Fvcbankcorp Inc.	0.11%	23,190	$245K	No change
SPYG SS SPDR P S&P 500 Growth ETF	0.11%	3,031	$244K	Add +0.1%
SCHE Schwab Emrg Mrkts Eqty ETF	0.11%	8,865	$244K	Add +4.2%
CVX Chevron Corp.	0.10%	1,327	$222K	New
PAVE Global X US Infrastructure	0.10%	5,818	$220K	Reduce -23.9%
EFAV iShares MSCI Eafe Min Vol Fa	0.09%	2,737	$213K	New
IWO iShares Russell 2000 Growth	0.09%	824	$211K	Reduce -47.1%
PABU Ishr Par-Alnd Clim Opt Mue-U	0.09%	3,479	$208K	Add +0.1%
MGC Vngrd Mrngstr MG Cap ETF-Usd	0.09%	1,024	$206K	Add +0.3%

Portfolio Sells Q4 2024 → Q1 2025


EMXC iShares MSCI Emr MRK Ex Chna	Sold out	0.00%	−1.55
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -6.0%	10.27%	−1.48
QQQ Invesco QQQ Trust Series 1	Reduce -4.7%	3.19%	−0.36
SCHG Schwab US Large-Cap Growth	Reduce -1.9%	3.20%	−0.33
SPLV Invesco S&P 500 Low Volatili	Sold out	0.00%	−0.31
VB Vanguard Most SM-Cap ETF-Usd	Reduce -7.7%	1.62%	−0.23
IVV iShares Core S&P 500 ETF	Reduce -13.2%	1.23%	−0.21
AAPL Apple Inc.	Reduce -2.6%	1.51%	−0.19
VXF Vanguard Extended Market ETF	Reduce -5.6%	1.16%	−0.16
VOO Vanguard S&P 500 ETF	Reduce -3.1%	2.85%	−0.15
SUSA iShares ESG Optimized MSCI U	Reduce -39.5%	0.20%	−0.14
XBI SS SPDR S&P Biotech ETF	Sold out	0.00%	−0.14
VIG Vanguard Dividend Apprec ETF	Reduce -5.2%	3.67%	−0.13
VBK Van Morst SML-Cap Gro-Usd Inc.	Reduce -0.7%	1.41%	−0.13
IFRA iShares US Infrastructure	Reduce -15.8%	0.64%	−0.12
IWO iShares Russell 2000 Growth	Reduce -47.1%	0.09%	−0.10
XLK SS Technology Select Sector	Reduce -14.6%	0.33%	−0.09
XLU St Sr Utl SL SE SPDR ETF-Usd	Sold out	0.00%	−0.09
PNC PNC Financial Services Group	Sold out	0.00%	−0.09
GOOGL Alphabet Inc. Class A	Sold out	0.00%	−0.09
GOOG Alphabet Inc. Class C	Sold out	0.00%	−0.09
VBR Vngrd Mrngst SL-CP Val ETF-U	Reduce -0.9%	1.47%	−0.06
MOAT Vaneck Morningstar Wide Moat	Reduce -5.7%	0.49%	−0.04
VDE Vanguard Energy ETF	Reduce -17.3%	0.38%	−0.04
PAVE Global X US Infrastructure	Reduce -23.9%	0.10%	−0.04
SCHM Schwab US Mid Cap ETF	Reduce -1.1%	0.65%	−0.03
IWF iShares Russell 1000 Growth	Reduce -0.3%	0.29%	−0.02
MDY State Street SPDR S&P Midcap	Reduce -0.6%	0.53%	−0.02
TCAF T Rowe PRC Cap Appreciation	Reduce -3.0%	0.50%	−0.02
PFE Pfizer Inc.	Reduce -3.9%	0.22%	−0.01
HON Honeywell International Inc.	Reduce -2.8%	0.13%	−0.01
IHAK iShares Cybersecurity & Tech	Reduce -3.8%	0.17%	−0.01
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd	Reduce -1.1%	0.60%	−0.01
TXN Texas Instruments Inc.	Reduce -2.0%	0.17%	−0.01
VOX Vanguard Communication Servi	Reduce -1.1%	0.18%	−0.00
IBB iShares Biotechnology ETF	Reduce -2.3%	0.14%	−0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd	Reduce -0.8%	3.41%	−0.00
FNDF Schwab Fndmn Intl LRG Co. ETF	Reduce -9.3%	0.36%	+0.01
VNQ Vanguard Real Estate ETF	Reduce -2.1%	0.54%	+0.01
XLF SS Financial Select Sector	Reduce -3.9%	1.71%	+0.03
VTV Vanguard Mrngstr Val ETF-Aui	Reduce -1.0%	12.37%	+0.47

Portfolio Buys Q4 2024 → Q1 2025


VWO Vanguard Ftse Emerging Marke	Add +480.3%	1.81%	+1.52
VEA Vanguard Ftse Developed ETF	Add +1.4%	5.88%	+0.58
IEF iShares 7-10 Year Treasury B	Add +33.8%	1.42%	+0.42
SCHF Schwab Intl Equity ETF	Add +5.6%	2.03%	+0.28
LLY Eli Lilly & Co.	Add +129.2%	0.41%	+0.25
BNY Bank of New York Mellon Corp.	New	0.22%	+0.22
PM Philip Morris International	New	0.20%	+0.20
VXUS Vanguard Total Intl Stock	Add +2.4%	1.72%	+0.17
SCHV Schwab US Large-Cap Value	Add +6.5%	1.61%	+0.17
IBM Intl Business Machines Corp.	Add +6.5%	0.85%	+0.16
COF Capital One Financial Corp.	New	0.16%	+0.16
IQLT iShares MSCI International Q	Add +1.9%	1.44%	+0.15
EFV iShares MSCI Eafe Value ETF	Add +0.8%	1.02%	+0.15
SCHD Schwab US DVD Equity ETF	Add +4.1%	1.57%	+0.14
MO Altria Group Inc.	New	0.12%	+0.12
JPM JPMorgan Chase & Co.	New	0.12%	+0.12
PEP Pepsico Inc.	New	0.11%	+0.11
CVX Chevron Corp.	New	0.10%	+0.10
EFAV iShares MSCI Eafe Min Vol Fa	New	0.09%	+0.09
BND Vanguard Total Bond Market	Add +2.0%	1.31%	+0.09
IEI iShares 3-7 Year Treasury Bo	Add +8.7%	0.69%	+0.09
JNJ Johnson & Johnson	Add +1.6%	0.41%	+0.07
VYM Vanguard High DVD Yield ETF	Add +1.4%	1.32%	+0.07
VEU Vanguard Ftse All-World Ex-U	Add +0.1%	0.66%	+0.05
VHT Vanguard Health Care ETF	Add +4.7%	0.40%	+0.04
DMXF iShares ESG Advanc MSCI Eafe	Add +6.7%	0.32%	+0.04
FNDX Schwab Fndmntl US LRG Co. ETF	Add +0.8%	1.21%	+0.04
SDY SS SPDR S&P Dividend ETF	Add +0.1%	0.58%	+0.03
ITA iShares U.S. Aerospace & Def	Add +0.0%	0.36%	+0.03
VIGI Vanguard Int Div App Indx FD	Add +0.2%	0.43%	+0.03
XOM Exxon Mobil Corp.	Add +1.3%	0.20%	+0.03
AGG iShares Core U.S. Aggregate	Add +3.2%	0.30%	+0.02
VOE Vngrd Mrngstr MD-Cap Val ETF	Add +3.3%	0.41%	+0.02
DVY iShares Select Dividend ETF	Add +0.2%	0.36%	+0.02
CGBL Cap Group Core Balanced	Add +12.6%	0.11%	+0.01
IWD iShares Russell 1000 Value E	Add +0.4%	0.29%	+0.01
CGDV Cap Group Dividend Value	Add +3.4%	0.16%	+0.01
SCHE Schwab Emrg Mrkts Eqty ETF	Add +4.2%	0.11%	+0.01
DFLV Dim US Large Cap Value ETF	Add +0.4%	0.17%	+0.01
VOT Vngrd Mrngstr MC GRW ETF-Usd	Add +2.5%	0.44%	+0.01
IJH iShares Core S&P Midcap ETF	Add +5.6%	0.33%	+0.01
DIA SS SPDR Dow Jones Indus Avg	Add +0.2%	0.20%	+0.00
PFF iShares Preferred & Income S	Add +0.8%	0.14%	+0.00
CGGR Cap Group Growth Equity	Add +5.2%	0.53%	−0.00
FNDA Schwab Fndmntl US SM Co. ETF	Add +4.6%	0.22%	−0.00
MGC Vngrd Mrngstr MG Cap ETF-Usd	Add +0.3%	0.09%	−0.00
PABU Ishr Par-Alnd Clim Opt Mue-U	Add +0.1%	0.09%	−0.01
SPYG SS SPDR P S&P 500 Growth ETF	Add +0.1%	0.11%	−0.01
SCHA Schwab US Small-Cap ETF	Add +4.7%	0.28%	−0.01
IJT iShares S&P Small-Cap 600 GR	Add +0.1%	0.12%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	145	$340.1M	VTV, VUG, VEA, QQQ, SCHG
Q1 2026	135	$291.6M	VTV, VUG, VEA, VO, QQQ
Q4 2025	132	$288.1M	VTV, VUG, VEA, SCHG, QQQ
Q3 2025	124	$267.8M	VTV, VUG, VEA, SCHG, QQQ
Q2 2025	115	$242.3M	VTV, VUG, VEA, VIG, SCHG
Q1 2025	114	$226.1M	VTV, VUG, VEA, VIG, VO
Q4 2024	113	$232.7M	VTV, VUG, VEA, VIG, QQQ
Q3 2024	114	$225.5M	VTV, VUG, VEA, VIG, QQQ
Q2 2024	111	$205.1M	VTV, VUG, VEA, VIG, QQQ
Q1 2024	108	$199.6M	VTV, VUG, VEA, VIG, QQQ