Warner Financial, Inc.

Name: WARNER FINANCIAL, INC 13F holdings, Q2 2025
Creator: WARNER FINANCIAL, INC
Published: 2025-07-21

Q2 2026Q1 2026Q4 2025Q3 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 21, 2025), Warner Financial, Inc. reported 115 stock positions worth $242.3 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 11.8% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 11.4%) and Vanguard Ftse Developed ETF (VEA, 6.5%). Compared with Q1 2025, it opened 4 new positions, sold out of 3, added to 47 and reduced 36. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +1%) and the biggest sale Apple (AAPL, shares −24%).

Most Recent 13F: Q2 2026
Location: BETHESDA, MD
CIK: 0001927175
Portfolio Value: $242.3M (Q2 2025)
SEC Filing: 0001927175-25-000005 ↗ filed Jul 21, 2025

Holdings Value

Holdings 115 stocks · $242.3M


VTV Vanguard Mrngstr Val ETF-Aui	11.82%	162,101	$28.6M	Add +0.1%
VUG Vanguard Mrngstar GR ETF-Sui	11.39%	62,951	$27.6M	Add +0.6%
VEA Vanguard Ftse Developed ETF	6.52%	277,185	$15.8M	Add +6.0%
VIG Vanguard Dividend Apprec ETF	3.56%	42,097	$8.6M	Reduce -1.5%
SCHG Schwab US Large-Cap Growth	3.55%	294,260	$8.6M	Add +1.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd	3.47%	30,039	$8.4M	Add +0.7%
QQQ Invesco QQQ Trust Series 1	3.47%	15,234	$8.4M	Reduce -1.0%
VOO Vanguard S&P 500 ETF	2.79%	11,903	$6.8M	Reduce -4.9%
SCHF Schwab Intl Equity ETF	2.08%	228,067	$5.0M	Reduce -1.6%
QUAL iShares MSCI USA Quality Fac	2.05%	27,125	$5.0M	Reduce -2.7%
VXUS Vanguard Total Intl Stock	1.96%	68,672	$4.7M	Add +10.0%
VWO Vanguard Ftse Emerging Marke	1.87%	91,635	$4.5M	Add +1.3%
VB Vanguard Most SM-Cap ETF-Usd	1.64%	16,808	$4.0M	Add +1.5%
XLF SS Financial Select Sector	1.64%	75,782	$4.0M	Reduce -2.4%
SCHV Schwab US Large-Cap Value	1.60%	140,145	$3.9M	Add +2.3%
IQLT iShares MSCI International Q	1.50%	83,911	$3.6M	Add +2.2%
IEF iShares 7-10 Year Treasury B	1.49%	37,767	$3.6M	Add +12.5%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.43%	12,519	$3.5M	Reduce -1.3%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.32%	16,456	$3.2M	Reduce -7.6%
SPY SS SPDR S&P 500 ETF Trust-US	1.31%	5,137	$3.2M	Reduce -6.2%
VYM Vanguard High DVD Yield ETF	1.30%	23,598	$3.1M	Add +2.1%
SCHD Schwab US DVD Equity ETF	1.27%	115,721	$3.1M	Reduce -8.6%
IVV iShares Core S&P 500 ETF	1.26%	4,921	$3.1M	Reduce -0.2%
BND Vanguard Total Bond Market	1.23%	40,638	$3.0M	Add +0.8%
VXF Vanguard Extended Market ETF	1.17%	14,740	$2.8M	Reduce -3.4%
EFV iShares MSCI Eafe Value ETF	1.15%	44,010	$2.8M	Add +12.0%
FNDX Schwab Fndmntl US LRG Co. ETF	1.15%	113,167	$2.8M	Reduce -2.5%
AAPL Apple Inc.	0.99%	11,727	$2.4M	Reduce -23.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.94%	7,703	$2.3M	Add +0.0%
IEFA iShares Core MSCI Eafe ETF	0.81%	23,654	$2.0M	Add +0.6%
VEU Vanguard Ftse All-World Ex-U	0.68%	24,529	$1.6M	Add +0.1%
IEI iShares 3-7 Year Treasury Bo	0.67%	13,635	$1.6M	Add +3.8%
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd	0.63%	15,534	$1.5M	Add +0.0%
IFRA iShares US Infrastructure	0.62%	30,375	$1.5M	Reduce -5.0%
CGGR Cap Group Growth Equity	0.61%	36,227	$1.5M	Add +3.5%
SCHM Schwab US Mid Cap ETF	0.59%	51,265	$1.4M	Reduce -8.3%
MSFT Microsoft Corp.	0.58%	2,842	$1.4M	No change
VLUE iShares MSCI USA Value Facto	0.55%	11,690	$1.3M	No change
SDY SS SPDR S&P Dividend ETF	0.51%	9,154	$1.2M	Reduce -5.1%
TCAF T Rowe PRC Cap Appreciation	0.51%	34,804	$1.2M	Add +0.1%
AMZN Amazon.com Inc.	0.49%	5,425	$1.2M	No change
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.48%	4,102	$1.2M	Add +0.1%
MOAT Vaneck Morningstar Wide Moat	0.47%	12,203	$1.1M	Reduce -2.9%
VNQ Vanguard Real Estate ETF	0.46%	12,519	$1.1M	Reduce -7.3%
VIGI Vanguard Int Div App Indx FD	0.43%	11,670	$1.1M	Add +0.3%
ITA iShares U.S. Aerospace & Def	0.42%	5,383	$1.0M	No change
DMXF iShares ESG Advanc MSCI Eafe	0.40%	13,116	$976K	Add +23.9%
VTI VG Morningstar TS MKT ETF-US	0.39%	3,124	$950K	No change
BRK.B Berkshire Hathaway Inc. Class B	0.39%	1,951	$948K	Reduce -18.6%
FNDF Schwab Fndmn Intl LRG Co. ETF	0.39%	23,323	$933K	Add +4.5%
LLY Eli Lilly & Co.	0.36%	1,123	$875K	No change
DGRO iShares Core Dividend Growth	0.36%	13,552	$867K	Add +0.2%
XLK SS Technology Select Sector	0.35%	3,392	$859K	Reduce -7.2%
MDY State Street SPDR S&P Midcap	0.35%	1,502	$851K	Reduce -33.2%
DVY iShares Select Dividend ETF	0.34%	6,134	$815K	Add +0.2%
VHT Vanguard Health Care ETF	0.34%	3,271	$812K	Reduce -4.2%
VOE Vngrd Mrngstr MD-Cap Val ETF	0.33%	4,838	$796K	Reduce -16.9%
VSS Vanguard Ftse All Wo X-US SC	0.32%	5,832	$784K	No change
IJH iShares Core S&P Midcap ETF	0.32%	12,629	$783K	Add +0.3%
IWF iShares Russell 1000 Growth	0.31%	1,792	$761K	Add +0.1%
IYW iShares Ustechnology ETF	0.31%	4,313	$747K	No change
SCHA Schwab US Small-Cap ETF	0.30%	28,732	$727K	Add +5.3%
IWD iShares Russell 1000 Value E	0.29%	3,578	$695K	Add +1.6%
AGG iShares Core U.S. Aggregate	0.28%	6,775	$672K	Add +0.0%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP	0.23%	6,033	$550K	No change
FNDA Schwab Fndmntl US SM Co. ETF	0.22%	18,241	$523K	Add +2.4%
USMV iShares MSCI USA Min Vol Fac	0.21%	5,501	$516K	No change
VOX Vanguard Communication Servi	0.21%	2,905	$497K	Add +3.5%
SPEM State Street SP PTF Em ETF	0.20%	11,544	$493K	No change
PFE Pfizer Inc.	0.20%	19,719	$478K	No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.20%	1,078	$475K	Add +0.1%
SUSA iShares ESG Optimized MSCI U	0.19%	3,702	$469K	Reduce -6.1%
NVDA Nvidia Corp.	0.19%	2,911	$460K	Add +2.3%
VDE Vanguard Energy ETF	0.18%	3,761	$448K	Reduce -43.1%
TXN Texas Instruments Inc.	0.18%	2,131	$442K	No change
PG The Procter & Gamble Co.	0.18%	2,770	$441K	No change
LMT Lockheed Martin Corp.	0.18%	948	$439K	Reduce -38.8%
COF Capital One Financial Corp.	0.18%	2,028	$431K	No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE	0.18%	10,900	$430K	Add +6.4%
PM Philip Morris International	0.17%	2,322	$423K	Reduce -18.3%
IWM iShares Russell 2000 ETF	0.17%	1,942	$419K	Reduce -2.6%
PPH Vaneck Pharmaceutical ETF	0.17%	4,636	$408K	Add +0.6%
SUB iShares Short-Term National	0.17%	3,784	$402K	No change
XOM Exxon Mobil Corp.	0.16%	3,698	$399K	Reduce -3.1%
DFLV Dim US Large Cap Value ETF	0.16%	12,660	$393K	Add +0.5%
ESGD iShares Trust iShares ESG Aw	0.15%	4,056	$362K	Add +0.3%
IHAK iShares Cybersecurity & Tech	0.15%	6,747	$359K	Reduce -19.3%
MCD McDonald's Corp.	0.15%	1,218	$356K	Reduce -64.1%
VGIT Vanguard Intermediate-Term T	0.14%	5,859	$350K	No change
FHLC Fidelity MSCI Health Care	0.14%	5,390	$345K	No change
FNDE Schwab Fndmntl Em MRK Eq ETF	0.14%	10,427	$344K	Add +0.0%
JNJ Johnson & Johnson	0.14%	2,211	$338K	Reduce -60.4%
HON Honeywell International Inc.	0.14%	1,437	$335K	No change
JPM JPMorgan Chase & Co.	0.13%	1,106	$321K	No change
FENI Fidelity Enhanced Intl ETF	0.12%	9,092	$302K	New
IBB iShares Biotechnology ETF	0.12%	2,379	$301K	Reduce -2.3%
IJT iShares S&P Small-Cap 600 GR	0.12%	2,240	$298K	Add +0.1%
WMT Walmart Inc.	0.12%	2,984	$292K	No change
SPYG SS SPDR P S&P 500 Growth ETF	0.12%	3,036	$289K	Add +0.2%
OGE Oge Energy Corp.	0.12%	6,315	$280K	No change
XLP SS Consumer Staples Sel Sect	0.11%	3,413	$276K	No change
SCHE Schwab Emrg Mrkts Eqty ETF	0.11%	9,119	$275K	Add +2.9%
FVCB Fvcbankcorp Inc.	0.11%	23,190	$274K	No change
IJS iShares S&P Small-Cap 600 Va	0.11%	2,701	$269K	Add +0.2%
KO The Coca-Cola Co.	0.11%	3,613	$256K	No change
PAVE Global X US Infrastructure	0.10%	5,818	$254K	No change
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED	0.10%	7,289	$244K	Reduce -11.0%
IWO iShares Russell 2000 Growth	0.10%	824	$236K	No change
PABU Ishr Par-Alnd Clim Opt Mue-U	0.10%	3,503	$234K	Add +0.7%
MGC Vngrd Mrngstr MG Cap ETF-Usd	0.10%	1,037	$233K	Add +1.3%
ESGV Vanguard ESG US Stock ETF	0.09%	2,089	$229K	New
EFAV iShares MSCI Eafe Min Vol Fa	0.09%	2,676	$225K	Reduce -2.2%
PEP Pepsico Inc.	0.09%	1,651	$218K	No change
VGK Vanguard Ftse Europe ETF	0.08%	2,619	$203K	New
VCSH Vanguard S/T Corp. Bond ETF	0.08%	2,518	$200K	New

Portfolio Sells Q1 2025 → Q2 2025


AAPL Apple Inc.	Reduce -23.6%	0.99%	−0.52
MCD McDonald's Corp.	Reduce -64.1%	0.15%	−0.32
SCHD Schwab US DVD Equity ETF	Reduce -8.6%	1.27%	−0.30
JNJ Johnson & Johnson	Reduce -60.4%	0.14%	−0.27
VDE Vanguard Energy ETF	Reduce -43.1%	0.18%	−0.19
MDY State Street SPDR S&P Midcap	Reduce -33.2%	0.35%	−0.18
BRK.B Berkshire Hathaway Inc. Class B	Reduce -18.6%	0.39%	−0.17
VBR Vngrd Mrngst SL-CP Val ETF-U	Reduce -7.6%	1.32%	−0.14
PFF iShares Preferred & Income S	Sold out	0.00%	−0.14
LMT Lockheed Martin Corp.	Reduce -38.8%	0.18%	−0.12
MO Altria Group Inc.	Sold out	0.00%	−0.12
VIG Vanguard Dividend Apprec ETF	Reduce -1.5%	3.56%	−0.11
CVX Chevron Corp.	Sold out	0.00%	−0.10
VOE Vngrd Mrngstr MD-Cap Val ETF	Reduce -16.9%	0.33%	−0.09
VNQ Vanguard Real Estate ETF	Reduce -7.3%	0.46%	−0.08
XLF SS Financial Select Sector	Reduce -2.4%	1.64%	−0.07
SDY SS SPDR S&P Dividend ETF	Reduce -5.1%	0.51%	−0.07
FNDX Schwab Fndmntl US LRG Co. ETF	Reduce -2.5%	1.15%	−0.07
VHT Vanguard Health Care ETF	Reduce -4.2%	0.34%	−0.06
QUAL iShares MSCI USA Quality Fac	Reduce -2.7%	2.05%	−0.06
VOO Vanguard S&P 500 ETF	Reduce -4.9%	2.79%	−0.06
SCHM Schwab US Mid Cap ETF	Reduce -8.3%	0.59%	−0.05
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -6.2%	1.31%	−0.04
XOM Exxon Mobil Corp.	Reduce -3.1%	0.16%	−0.04
IHAK iShares Cybersecurity & Tech	Reduce -19.3%	0.15%	−0.03
PM Philip Morris International	Reduce -18.3%	0.17%	−0.02
IFRA iShares US Infrastructure	Reduce -5.0%	0.62%	−0.02
MOAT Vaneck Morningstar Wide Moat	Reduce -2.9%	0.47%	−0.02
IBB iShares Biotechnology ETF	Reduce -2.3%	0.12%	−0.01
CGBL Cap Group Core Balanced	Reduce -11.0%	0.10%	−0.01
SUSA iShares ESG Optimized MSCI U	Reduce -6.1%	0.19%	−0.01
IWM iShares Russell 2000 ETF	Reduce -2.6%	0.17%	−0.00
EFAV iShares MSCI Eafe Min Vol Fa	Reduce -2.2%	0.09%	−0.00
VXF Vanguard Extended Market ETF	Reduce -3.4%	1.17%	+0.01
VBK Van Morst SML-Cap Gro-Usd Inc.	Reduce -1.3%	1.43%	+0.02
XLK SS Technology Select Sector	Reduce -7.2%	0.35%	+0.02
IVV iShares Core S&P 500 ETF	Reduce -0.2%	1.26%	+0.04
SCHF Schwab Intl Equity ETF	Reduce -1.6%	2.08%	+0.05
QQQ Invesco QQQ Trust Series 1	Reduce -1.0%	3.47%	+0.28

Portfolio Buys Q1 2025 → Q2 2025


VUG Vanguard Mrngstar GR ETF-Sui	Add +0.6%	11.39%	+1.12
VEA Vanguard Ftse Developed ETF	Add +6.0%	6.52%	+0.64
SCHG Schwab US Large-Cap Growth	Add +1.7%	3.55%	+0.34
VXUS Vanguard Total Intl Stock	Add +10.0%	1.96%	+0.24
EFV iShares MSCI Eafe Value ETF	Add +12.0%	1.15%	+0.13
FENI Fidelity Enhanced Intl ETF	New	0.12%	+0.12
ESGV Vanguard ESG US Stock ETF	New	0.09%	+0.09
IBM Intl Business Machines Corp.	Add +0.0%	0.94%	+0.09
DMXF iShares ESG Advanc MSCI Eafe	Add +23.9%	0.40%	+0.09
VGK Vanguard Ftse Europe ETF	New	0.08%	+0.08
VCSH Vanguard S/T Corp. Bond ETF	New	0.08%	+0.08
CGGR Cap Group Growth Equity	Add +3.5%	0.61%	+0.08
IEF iShares 7-10 Year Treasury B	Add +12.5%	1.49%	+0.08
VWO Vanguard Ftse Emerging Marke	Add +1.3%	1.87%	+0.06
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +0.7%	3.47%	+0.06
IQLT iShares MSCI International Q	Add +2.2%	1.50%	+0.06
NVDA Nvidia Corp.	Add +2.3%	0.19%	+0.05
VOT Vngrd Mrngstr MC GRW ETF-Usd	Add +0.1%	0.48%	+0.04
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd	Add +0.0%	0.63%	+0.03
IEFA iShares Core MSCI Eafe ETF	Add +0.6%	0.81%	+0.03
FNDF Schwab Fndmn Intl LRG Co. ETF	Add +4.5%	0.39%	+0.03
IWF iShares Russell 1000 Growth	Add +0.1%	0.31%	+0.03
VEU Vanguard Ftse All-World Ex-U	Add +0.1%	0.68%	+0.02
VOX Vanguard Communication Servi	Add +3.5%	0.21%	+0.02
VB Vanguard Most SM-Cap ETF-Usd	Add +1.5%	1.64%	+0.02
SCHA Schwab US Small-Cap ETF	Add +5.3%	0.30%	+0.02
CGDV Cap Group Dividend Value	Add +6.4%	0.18%	+0.02
SPYG SS SPDR P S&P 500 Growth ETF	Add +0.2%	0.12%	+0.01
TCAF T Rowe PRC Cap Appreciation	Add +0.1%	0.51%	+0.01
VIGI Vanguard Int Div App Indx FD	Add +0.3%	0.43%	+0.01
SCHE Schwab Emrg Mrkts Eqty ETF	Add +2.9%	0.11%	+0.01
MGC Vngrd Mrngstr MG Cap ETF-Usd	Add +1.3%	0.10%	+0.01
PABU Ishr Par-Alnd Clim Opt Mue-U	Add +0.7%	0.10%	+0.00
ESGD iShares Trust iShares ESG Aw	Add +0.3%	0.15%	+0.00
FNDE Schwab Fndmntl Em MRK Eq ETF	Add +0.0%	0.14%	0.00
FNDA Schwab Fndmntl US SM Co. ETF	Add +2.4%	0.22%	0.00
IJT iShares S&P Small-Cap 600 GR	Add +0.1%	0.12%	−0.00
IJH iShares Core S&P Midcap ETF	Add +0.3%	0.32%	−0.00
DIA SS SPDR Dow Jones Indus Avg	Add +0.1%	0.20%	−0.00
IJS iShares S&P Small-Cap 600 Va	Add +0.2%	0.11%	−0.01
IWD iShares Russell 1000 Value E	Add +1.6%	0.29%	−0.01
DFLV Dim US Large Cap Value ETF	Add +0.5%	0.16%	−0.01
SCHV Schwab US Large-Cap Value	Add +2.3%	1.60%	−0.01
DGRO iShares Core Dividend Growth	Add +0.2%	0.36%	−0.01
IEI iShares 3-7 Year Treasury Bo	Add +3.8%	0.67%	−0.02
PPH Vaneck Pharmaceutical ETF	Add +0.6%	0.17%	−0.02
AGG iShares Core U.S. Aggregate	Add +0.0%	0.28%	−0.02
VYM Vanguard High DVD Yield ETF	Add +2.1%	1.30%	−0.02
DVY iShares Select Dividend ETF	Add +0.2%	0.34%	−0.03
BND Vanguard Total Bond Market	Add +0.8%	1.23%	−0.08

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	145	$340.1M	VTV, VUG, VEA, QQQ, SCHG
Q1 2026	135	$291.6M	VTV, VUG, VEA, VO, QQQ
Q4 2025	132	$288.1M	VTV, VUG, VEA, SCHG, QQQ
Q3 2025	124	$267.8M	VTV, VUG, VEA, SCHG, QQQ
Q2 2025	115	$242.3M	VTV, VUG, VEA, VIG, SCHG
Q1 2025	114	$226.1M	VTV, VUG, VEA, VIG, VO
Q4 2024	113	$232.7M	VTV, VUG, VEA, VIG, QQQ
Q3 2024	114	$225.5M	VTV, VUG, VEA, VIG, QQQ
Q2 2024	111	$205.1M	VTV, VUG, VEA, VIG, QQQ
Q1 2024	108	$199.6M	VTV, VUG, VEA, VIG, QQQ