Warner Financial, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 20, 2025), Warner Financial, Inc. reported 124 stock positions worth $267.8 million. Its top holding was Vanguard Mrngstr Val ETF-Aui (VTV) at 11.4% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 11.4%) and Vanguard Ftse Developed ETF (VEA, 6.5%). Compared with Q2 2025, it opened 10 new positions, sold out of 1, added to 65 and reduced 13. The biggest buy was Fidelity Enhanced Intl ETF (FENI, shares +611%) and the biggest sale Vanguard Dividend Apprec ETF (VIG, shares −1%).

Most Recent 13F
Q2 2026
Location
BETHESDA, MD
CIK
0001927175
Portfolio Value
$267.8M (Q3 2025)
SEC Filing
0001927175-25-000007 ↗ filed Oct 20, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $199.6M Q1 2024 Q2 2024: $205.1M Q2 2024 Q3 2024: $225.5M Q3 2024 Q4 2024: $232.7M Q4 2024 Q1 2025: $226.1M Q1 2025 Q2 2025: $242.3M Q2 2025 Q3 2025: $267.8M $267.8M Q3 2025 Q4 2025: $288.1M Q4 2025 Q1 2026: $291.6M Q1 2026 Q2 2026: $340.1M Q2 2026

Holdings 124 stocks · $267.8M
VTV Vanguard Mrngstr Val ETF-Aui 11.42% 163,950 $30.6M Add +1.1%
VUG Vanguard Mrngstar GR ETF-Sui 11.39% 63,569 $30.5M Add +1.0%
VEA Vanguard Ftse Developed ETF 6.55% 292,561 $17.5M Add +5.5%
SCHG Schwab US Large-Cap Growth 3.52% 295,751 $9.4M Add +0.5%
QQQ Invesco QQQ Trust Series 1 3.42% 15,238 $9.1M Add +0.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 3.40% 30,988 $9.1M Add +3.2%
VIG Vanguard Dividend Apprec ETF 3.36% 41,756 $9.0M Reduce -0.8%
VOO Vanguard S&P 500 ETF 2.83% 12,363 $7.6M Add +3.9%
SCHF Schwab Intl Equity ETF 2.05% 236,259 $5.5M Add +3.6%
VXUS Vanguard Total Intl Stock 1.97% 71,923 $5.3M Add +4.7%
VWO Vanguard Ftse Emerging Marke 1.92% 94,667 $5.1M Add +3.3%
QUAL iShares MSCI USA Quality Fac 1.91% 26,361 $5.1M Reduce -2.8%
VB Vanguard Most SM-Cap ETF-Usd 1.68% 17,687 $4.5M Add +5.2%
SCHV Schwab US Large-Cap Value 1.54% 141,973 $4.1M Add +1.3%
XLF SS Financial Select Sector 1.53% 76,001 $4.1M Add +0.3%
IEF iShares 7-10 Year Treasury B 1.50% 41,746 $4.0M Add +10.5%
VBK Van Morst SML-Cap Gro-Usd Inc. 1.42% 12,780 $3.8M Add +2.1%
IQLT iShares MSCI International Q 1.40% 84,979 $3.8M Add +1.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.32% 16,947 $3.5M Add +3.0%
SPY SS SPDR S&P 500 ETF Trust-US 1.28% 5,138 $3.4M Add +0.0%
VYM Vanguard High DVD Yield ETF 1.24% 23,638 $3.3M Add +0.2%
IVV iShares Core S&P 500 ETF 1.23% 4,927 $3.3M Add +0.1%
SCHD Schwab US DVD Equity ETF 1.16% 114,066 $3.1M Reduce -1.4%
EFV iShares MSCI Eafe Value ETF 1.13% 44,765 $3.0M Add +1.7%
BND Vanguard Total Bond Market 1.13% 40,755 $3.0M Add +0.3%
VXF Vanguard Extended Market ETF 1.12% 14,367 $3.0M Reduce -2.5%
FNDX Schwab Fndmntl US LRG Co. ETF 1.12% 113,713 $3.0M Add +0.5%
AAPL Apple Inc. 1.12% 11,727 $3.0M No change
FENI Fidelity Enhanced Intl ETF 0.85% 64,610 $2.3M Add +610.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.81% 7,706 $2.2M Add +0.0%
IEFA iShares Core MSCI Eafe ETF 0.77% 23,667 $2.1M Add +0.1%
IEI iShares 3-7 Year Treasury Bo 0.74% 16,656 $2.0M Add +22.2%
CGGR Cap Group Growth Equity 0.70% 42,649 $1.9M Add +17.7%
VEU Vanguard Ftse All-World Ex-U 0.68% 25,419 $1.8M Add +3.6%
IFRA iShares US Infrastructure 0.60% 30,404 $1.6M Add +0.1%
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd 0.59% 15,468 $1.6M Reduce -0.4%
SCHM Schwab US Mid Cap ETF 0.57% 51,556 $1.5M Add +0.6%
MSFT Microsoft Corp. 0.55% 2,842 $1.5M No change
VLUE iShares MSCI USA Value Facto 0.55% 11,690 $1.5M No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.54% 4,919 $1.4M Add +19.9%
TCAF T Rowe PRC Cap Appreciation 0.49% 34,770 $1.3M Reduce -0.1%
SDY SS SPDR S&P Dividend ETF 0.48% 9,156 $1.3M Add +0.0%
AMZN Amazon.com Inc. 0.46% 5,622 $1.2M Add +3.6%
FNDF Schwab Fndmn Intl LRG Co. ETF 0.42% 26,312 $1.1M Add +12.8%
ITA iShares U.S. Aerospace & Def 0.42% 5,386 $1.1M Add +0.1%
VNQ Vanguard Real Estate ETF 0.41% 12,129 $1.1M Reduce -3.1%
MOAT Vaneck Morningstar Wide Moat 0.41% 11,173 $1.1M Reduce -8.4%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.41% 6,248 $1.1M Add +29.1%
DMXF iShares ESG Advanc MSCI Eafe 0.40% 14,007 $1.1M Add +6.8%
VIGI Vanguard Int Div App Indx FD 0.39% 11,638 $1.0M Reduce -0.3%
VTI VG Morningstar TS MKT ETF-US 0.39% 3,174 $1.0M Add +1.6%
BRK.B Berkshire Hathaway Inc. Class B 0.37% 1,951 $981K No change
XLK SS Technology Select Sector 0.36% 3,393 $956K Add +0.0%
DGRO iShares Core Dividend Growth 0.34% 13,552 $923K No change
MDY State Street SPDR S&P Midcap 0.33% 1,503 $896K Add +0.1%
DVY iShares Select Dividend ETF 0.33% 6,146 $873K Add +0.2%
VHT Vanguard Health Care ETF 0.32% 3,352 $870K Add +2.5%
LLY Eli Lilly & Co. 0.32% 1,123 $857K No change
IYW iShares Ustechnology ETF 0.32% 4,313 $845K No change
IWF iShares Russell 1000 Growth 0.31% 1,793 $840K Add +0.1%
VSS Vanguard Ftse All Wo X-US SC 0.31% 5,832 $831K No change
IJH iShares Core S&P Midcap ETF 0.31% 12,668 $827K Add +0.3%
SCHA Schwab US Small-Cap ETF 0.28% 27,347 $763K Reduce -4.8%
IWD iShares Russell 1000 Value E 0.27% 3,591 $731K Add +0.4%
TBIL F/M US Treasury 3 Month Bill 0.26% 13,905 $695K New
AGG iShares Core U.S. Aggregate 0.25% 6,778 $680K Add +0.0%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.25% 16,033 $674K Add +47.1%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.25% 6,033 $657K No change
VOX Vanguard Communication Servi 0.24% 3,372 $633K Add +16.1%
VSGX Vanguard ESG Intl Stock ETF 0.22% 8,418 $584K New
FNDA Schwab Fndmntl US SM Co. ETF 0.21% 18,246 $569K Add +0.0%
NVDA Nvidia Corp. 0.20% 2,911 $543K No change
SPEM State Street SP PTF Em ETF 0.20% 11,544 $540K No change
USMV iShares MSCI USA Min Vol Fac 0.20% 5,501 $523K No change
SUSA iShares ESG Optimized MSCI U 0.19% 3,705 $503K Add +0.1%
PFE Pfizer Inc. 0.19% 19,719 $502K No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.19% 1,079 $500K Add +0.1%
LMT Lockheed Martin Corp. 0.18% 948 $473K No change
IWM iShares Russell 2000 ETF 0.17% 1,901 $460K Reduce -2.1%
COF Capital One Financial Corp. 0.16% 2,028 $431K No change
PG The Procter & Gamble Co. 0.16% 2,770 $426K No change
PPH Vaneck Pharmaceutical ETF 0.16% 4,668 $422K Add +0.7%
DFLV Dim US Large Cap Value ETF 0.16% 12,716 $418K Add +0.4%
XOM Exxon Mobil Corp. 0.16% 3,698 $417K No change
JNJ Johnson & Johnson 0.15% 2,211 $410K No change
SUB iShares Short-Term National 0.15% 3,784 $404K No change
TXN Texas Instruments Inc. 0.15% 2,131 $392K No change
VGK Vanguard Ftse Europe ETF 0.14% 4,847 $387K Add +85.1%
FNDE Schwab Fndmntl Em MRK Eq ETF 0.14% 10,441 $378K Add +0.1%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.14% 10,848 $377K Add +48.8%
ESGD iShares Trust iShares ESG Aw 0.14% 4,056 $377K No change
PM Philip Morris International 0.14% 2,322 $377K No change
MCD McDonald's Corp. 0.14% 1,218 $370K No change
FHLC Fidelity MSCI Health Care 0.13% 5,390 $360K No change
D Dominion Energy Inc. 0.13% 5,828 $356K New
IHAK iShares Cybersecurity & Tech 0.13% 6,747 $353K No change
VGIT Vanguard Intermediate-Term T 0.13% 5,859 $352K No change
JPM JPMorgan Chase & Co. 0.13% 1,106 $349K No change
IBB iShares Biotechnology ETF 0.13% 2,379 $343K No change
SPYG SS SPDR P S&P 500 Growth ETF 0.12% 3,040 $318K Add +0.1%
IJT iShares S&P Small-Cap 600 GR 0.12% 2,242 $317K Add +0.1%
SCHE Schwab Emrg Mrkts Eqty ETF 0.12% 9,224 $308K Add +1.1%
WMT Walmart Inc. 0.12% 2,984 $308K No change
SCHX Schwab US Large-Cap ETF 0.11% 11,591 $305K New
HON Honeywell International Inc. 0.11% 1,437 $302K No change
IJS iShares S&P Small-Cap 600 Va 0.11% 2,705 $299K Add +0.1%
OGE Oge Energy Corp. 0.11% 6,315 $292K No change
SHY iShares 1-3 Year Treasury Bo 0.11% 3,395 $282K New
PAVE Global X US Infrastructure 0.10% 5,825 $277K Add +0.1%
XLP SS Consumer Staples Sel Sect 0.10% 3,413 $267K No change
ESGV Vanguard ESG US Stock ETF 0.10% 2,251 $267K Add +7.8%
USXF iShares ESG Advance MSCI USA 0.10% 4,640 $266K New
IWO iShares Russell 2000 Growth 0.10% 824 $264K No change
NULG Nuveen ESG LRG-Cap GRW ETF 0.10% 2,653 $264K New
PABU Ishr Par-Alnd Clim Opt Mue-U 0.10% 3,593 $258K Add +2.6%
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.09% 1,040 $254K Add +0.3%
KO The Coca-Cola Co. 0.09% 3,613 $240K No change
VDE Vanguard Energy ETF 0.09% 1,863 $234K Reduce -50.5%
PEP Pepsico Inc. 0.09% 1,651 $232K No change
EFAV iShares MSCI Eafe Min Vol Fa 0.08% 2,676 $227K No change
MO Altria Group Inc. 0.08% 3,250 $215K New
VGT Vanguard Info Tech ETF 0.08% 286 $214K New
PFF iShares Preferred & Income S 0.08% 6,375 $202K New
FVCB Fvcbankcorp Inc. 0.05% 10,984 $142K Reduce -52.6%

Portfolio Sells Q2 2025 → Q3 2025
VIG Vanguard Dividend Apprec ETF Reduce -0.8% 3.36% −0.19
QUAL iShares MSCI USA Quality Fac Reduce -2.8% 1.91% −0.13
SCHD Schwab US DVD Equity ETF Reduce -1.4% 1.16% −0.10
VDE Vanguard Energy ETF Reduce -50.5% 0.09% −0.10
VCSH Vanguard S/T Corp. Bond ETF Sold out 0.00% −0.08
FVCB Fvcbankcorp Inc. Reduce -52.6% 0.05% −0.06
MOAT Vaneck Morningstar Wide Moat Reduce -8.4% 0.41% −0.06
VXF Vanguard Extended Market ETF Reduce -2.5% 1.12% −0.05
VNQ Vanguard Real Estate ETF Reduce -3.1% 0.41% −0.05
VIGI Vanguard Int Div App Indx FD Reduce -0.3% 0.39% −0.04
QQQE Dirx Nasdaq-100EQ Wi ETF-Usd Reduce -0.4% 0.59% −0.04
TCAF T Rowe PRC Cap Appreciation Reduce -0.1% 0.49% −0.02
SCHA Schwab US Small-Cap ETF Reduce -4.8% 0.28% −0.01
IWM iShares Russell 2000 ETF Reduce -2.1% 0.17% −0.00

Portfolio Buys Q2 2025 → Q3 2025
FENI Fidelity Enhanced Intl ETF Add +610.6% 0.85% +0.73
TBIL F/M US Treasury 3 Month Bill New 0.26% +0.26
VSGX Vanguard ESG Intl Stock ETF New 0.22% +0.22
D Dominion Energy Inc. New 0.13% +0.13
SCHX Schwab US Large-Cap ETF New 0.11% +0.11
SHY iShares 1-3 Year Treasury Bo New 0.11% +0.11
USXF iShares ESG Advance MSCI USA New 0.10% +0.10
NULG Nuveen ESG LRG-Cap GRW ETF New 0.10% +0.10
CGGR Cap Group Growth Equity Add +17.7% 0.70% +0.09
MO Altria Group Inc. New 0.08% +0.08
VGT Vanguard Info Tech ETF New 0.08% +0.08
VOE Vngrd Mrngstr MD-Cap Val ETF Add +29.1% 0.41% +0.08
PFF iShares Preferred & Income S New 0.08% +0.08
CGDV Cap Group Dividend Value Add +47.1% 0.25% +0.07
IEI iShares 3-7 Year Treasury Bo Add +22.2% 0.74% +0.07
VGK Vanguard Ftse Europe ETF Add +85.1% 0.14% +0.06
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +19.9% 0.54% +0.06
VWO Vanguard Ftse Emerging Marke Add +3.3% 1.92% +0.05
CGBL Cap Group Core Balanced Add +48.8% 0.14% +0.04
VOO Vanguard S&P 500 ETF Add +3.9% 2.83% +0.04
FNDF Schwab Fndmn Intl LRG Co. ETF Add +12.8% 0.42% +0.04
VB Vanguard Most SM-Cap ETF-Usd Add +5.2% 1.68% +0.04
VOX Vanguard Communication Servi Add +16.1% 0.24% +0.03
VEA Vanguard Ftse Developed ETF Add +5.5% 6.55% +0.03
VXUS Vanguard Total Intl Stock Add +4.7% 1.97% +0.01
IEF iShares 7-10 Year Treasury B Add +10.5% 1.50% +0.01
ESGV Vanguard ESG US Stock ETF Add +7.8% 0.10% +0.01
XLK SS Technology Select Sector Add +0.0% 0.36% +0.00
ITA iShares U.S. Aerospace & Def Add +0.1% 0.42% +0.00
SCHE Schwab Emrg Mrkts Eqty ETF Add +1.1% 0.12% +0.00
IJS iShares S&P Small-Cap 600 Va Add +0.1% 0.11% +0.00
PABU Ishr Par-Alnd Clim Opt Mue-U Add +2.6% 0.10% −0.00
IWF iShares Russell 1000 Growth Add +0.1% 0.31% −0.00
SPYG SS SPDR P S&P 500 Growth ETF Add +0.1% 0.12% −0.00
FNDE Schwab Fndmntl Em MRK Eq ETF Add +0.1% 0.14% −0.00
MGC Vngrd Mrngstr MG Cap ETF-Usd Add +0.3% 0.09% −0.00
PAVE Global X US Infrastructure Add +0.1% 0.10% −0.00
VUG Vanguard Mrngstar GR ETF-Sui Add +1.0% 11.39% −0.00
VTI VG Morningstar TS MKT ETF-US Add +1.6% 0.39% −0.00
VEU Vanguard Ftse All-World Ex-U Add +3.6% 0.68% −0.00
FNDA Schwab Fndmntl US SM Co. ETF Add +0.0% 0.21% −0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Add +3.0% 1.32% −0.00
IJT iShares S&P Small-Cap 600 GR Add +0.1% 0.12% −0.00
SUSA iShares ESG Optimized MSCI U Add +0.1% 0.19% −0.01
DFLV Dim US Large Cap Value ETF Add +0.4% 0.16% −0.01
DMXF iShares ESG Advanc MSCI Eafe Add +6.8% 0.40% −0.01
DIA SS SPDR Dow Jones Indus Avg Add +0.1% 0.19% −0.01
VHT Vanguard Health Care ETF Add +2.5% 0.32% −0.01
DVY iShares Select Dividend ETF Add +0.2% 0.33% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Add +2.1% 1.42% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 145$340.1MVTV, VUG, VEA, QQQ, SCHG
Q1 2026 135$291.6MVTV, VUG, VEA, VO, QQQ
Q4 2025 132$288.1MVTV, VUG, VEA, SCHG, QQQ
Q3 2025 124$267.8MVTV, VUG, VEA, SCHG, QQQ
Q2 2025 115$242.3MVTV, VUG, VEA, VIG, SCHG
Q1 2025 114$226.1MVTV, VUG, VEA, VIG, VO
Q4 2024 113$232.7MVTV, VUG, VEA, VIG, QQQ
Q3 2024 114$225.5MVTV, VUG, VEA, VIG, QQQ
Q2 2024 111$205.1MVTV, VUG, VEA, VIG, QQQ
Q1 2024 108$199.6MVTV, VUG, VEA, VIG, QQQ