Wescott Financial Advisory Group, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 12, 2026), Wescott Financial Advisory Group, LLC reported 186 stock positions worth $1.1 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 15.6% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 7.9%) and Vanguard SH Term Tax-Ex Bond (VTES, 5.9%). Compared with Q3 2025, it opened 20 new positions, sold out of 11, added to 93 and reduced 60. The biggest buy was Dim US Large Cap Value ETF (DFLV, shares +16%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- Philadelphia, PA
- CIK
- 0001864880
- Portfolio Value
- $1.1B (Q4 2025)
- SEC Filing
- 0001172661-26-000655 ↗ filed Feb 12, 2026
Holdings Value
Holdings 186 stocks · $1.1B
| VOO Vanguard S&P 500 ETF | 15.56% | 284,296 | $178.3M | Reduce -3.1% |
| QQQ Invesco QQQ Trust Series 1 | 7.85% | 146,431 | $90.0M | Reduce -0.3% |
| VTES Vanguard SH Term Tax-Ex Bond | 5.93% | 668,567 | $67.9M | Add +5.1% |
| IVV iShares Core S&P 500 ETF | 4.24% | 70,865 | $48.5M | Add +2.9% |
| IEFA iShares Core MSCI Eafe ETF | 4.11% | 526,343 | $47.1M | Reduce -0.5% |
| IWP iShares Russell Mid-Cap Grow | 4.03% | 337,442 | $46.2M | Reduce -0.2% |
| DFIS Dimensional International SM | 3.72% | 1,294,191 | $42.6M | Reduce -2.0% |
| IEMG iShares Core MSCI Emerging | 3.56% | 606,379 | $40.8M | Reduce -3.0% |
| DFUV Dimensional US Marketwide Va | 3.13% | 770,002 | $35.9M | Reduce -9.4% |
| IWB iShares Russell 1000 ETF | 2.85% | 87,394 | $32.6M | Reduce -1.3% |
| IWS iShares Russell Mid-Cap Valu | 2.53% | 205,539 | $29.0M | Reduce -2.2% |
| BIV Vanguard Intermediate-Term B | 2.36% | 347,522 | $27.1M | Add +4.3% |
| DFGR Dim Global Real Estate ETF | 2.24% | 973,477 | $25.7M | Add +0.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 2.10% | 302,121 | $24.1M | Reduce -1.2% |
| DFLV Dim US Large Cap Value ETF | 2.03% | 679,626 | $23.2M | Add +16.0% |
| DFIV Dimensional International Va | 1.84% | 422,976 | $21.1M | Add +0.3% |
| AAPL Apple Inc. | 1.41% | 59,262 | $16.1M | Reduce -3.2% |
| DFAE Dimensional Emerging Core Eq | 1.36% | 477,142 | $15.5M | Add +0.5% |
| MRK Merck & Co. Inc. | 1.31% | 142,332 | $15.0M | Reduce -8.6% |
| DFAS Dimensional US Small Cap ETF | 1.13% | 186,450 | $13.0M | Add +3.7% |
| IJH iShares Core S&P Midcap ETF | 1.08% | 188,223 | $12.4M | Add +12.1% |
| IVW iShares S&P 500 Growth ETF | 1.00% | 93,077 | $11.5M | Add +6.2% |
| AGG iShares Core U.S. Aggregate | 0.93% | 106,819 | $10.7M | Add +5.5% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.93% | 217,815 | $10.6M | Add +10.2% |
| LLY Eli Lilly & Co. | 0.89% | 9,457 | $10.2M | Add +1.1% |
| IVE iShares S&P 500 Value ETF | 0.77% | 41,331 | $8.8M | Add +9.8% |
| SPTS SS SPDR P St Term TSY ETF | 0.69% | 269,595 | $7.9M | Reduce -0.8% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.66% | 10 | $7.5M | No change |
| ACWI iShares MSCI Acwi ETF | 0.57% | 46,447 | $6.6M | Add +9.1% |
| SUSB iShares ESG Aware 1-5 Year U | 0.54% | 243,655 | $6.1M | Add +11.2% |
| MSFT Microsoft Corp. | 0.51% | 12,083 | $5.8M | Reduce -7.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.50% | 11,794 | $5.8M | Reduce -15.2% |
| VXUS Vanguard Total Intl Stock | 0.48% | 73,502 | $5.5M | Reduce -25.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.48% | 16,421 | $5.5M | Reduce -2.9% |
| VEA Vanguard Ftse Developed ETF | 0.48% | 87,244 | $5.5M | Reduce -0.7% |
| LRGF iShares US Equity Factor ETF | 0.47% | 77,035 | $5.3M | Reduce -2.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.46% | 10,532 | $5.3M | Reduce -0.2% |
| NSC Norfolk Southern Corp. | 0.43% | 16,897 | $4.9M | Reduce -9.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.43% | 16,802 | $4.9M | Reduce -21.4% |
| IJR iShares Core S&P Small-Cap E | 0.41% | 38,922 | $4.7M | Reduce -0.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.38% | 22,914 | $4.4M | Add +0.5% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.35% | 36,826 | $4.1M | Add +11.6% |
| JNJ Johnson & Johnson | 0.35% | 19,421 | $4.0M | Reduce -0.2% |
| IXUS iShares Core Intl Stock ETF | 0.35% | 46,866 | $4.0M | Add +1.6% |
| DFNM Dimensional National Muni BD | 0.33% | 79,203 | $3.8M | Add +0.1% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.31% | 44,237 | $3.5M | Reduce -2.1% |
| PG The Procter & Gamble Co. | 0.29% | 23,096 | $3.3M | Add +0.4% |
| BSV Vanguard Short-Term Bond ETF | 0.29% | 41,874 | $3.3M | Add +0.5% |
| SHY iShares 1-3 Year Treasury Bo | 0.28% | 38,797 | $3.2M | Add +8.6% |
| SCHM Schwab US Mid Cap ETF | 0.27% | 103,209 | $3.1M | Add +0.4% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.27% | 60,718 | $3.1M | Add +10.8% |
| SCHK Schwab 1000 Index ETF | 0.26% | 90,623 | $3.0M | New |
| IWF iShares Russell 1000 Growth | 0.25% | 6,156 | $2.9M | Reduce -3.1% |
| XOM Exxon Mobil Corp. | 0.25% | 24,162 | $2.9M | Add +0.1% |
| ESGE iShares Inc. iShares ESG Awar | 0.24% | 63,103 | $2.8M | Add +1.5% |
| MMM 3M Co. | 0.22% | 15,771 | $2.5M | Add +0.1% |
| VGSH Vanguard Short-Term Treasury | 0.22% | 42,684 | $2.5M | Reduce -0.3% |
| NVDA Nvidia Corp. | 0.21% | 13,029 | $2.4M | Add +35.9% |
| GS Goldman Sachs Group Inc. | 0.21% | 2,730 | $2.4M | Add +3.8% |
| META Meta Platforms Inc. Class A | 0.20% | 3,532 | $2.3M | Add +11.6% |
| NUSC Nuveen ESG Small-Cap ETF | 0.20% | 51,982 | $2.3M | Add +2.1% |
| DFAI Dimensional International Co. | 0.20% | 59,577 | $2.3M | Add +0.2% |
| ESML iShares ESG Aware MSCI USA S | 0.20% | 49,289 | $2.3M | Add +1.0% |
| GOOGL Alphabet Inc. Class A | 0.20% | 7,169 | $2.2M | Add +20.4% |
| SUSA iShares ESG Optimized MSCI U | 0.19% | 15,969 | $2.2M | Add +7.7% |
| SCZ iShares MSCI Eafe Small-Cap | 0.18% | 27,228 | $2.1M | Add +7.8% |
| CSL Carlisle Cos Inc. | 0.18% | 6,412 | $2.1M | Add +0.1% |
| CB Chubb Ltd. | 0.17% | 6,080 | $1.9M | New |
| EAGG iShares ESG Aware US Aggrega | 0.16% | 37,748 | $1.8M | Add +5.5% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.15% | 15,578 | $1.7M | Add +1.3% |
| MAR Marriott International Class A | 0.14% | 5,318 | $1.6M | Add +0.7% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.14% | 31,049 | $1.6M | Reduce -0.4% |
| IWO iShares Russell 2000 Growth | 0.14% | 4,819 | $1.6M | Add +24.8% |
| USMV iShares MSCI USA Min Vol Fac | 0.13% | 16,228 | $1.5M | Add +0.4% |
| DFAU Dimensional US Core Equity M | 0.13% | 32,609 | $1.5M | Add +0.1% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.13% | 5,462 | $1.5M | Add +1.1% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.13% | 8,542 | $1.5M | Reduce -0.2% |
| EFG iShares MSCI Eafe Growth ETF | 0.13% | 13,079 | $1.5M | Add +17.3% |
| HSY The Hershey Co. | 0.12% | 7,781 | $1.4M | Reduce -9.9% |
| GOOG Alphabet Inc. Class C | 0.12% | 4,469 | $1.4M | Add +19.8% |
| ITOT iShares Core S&P Total U.S. | 0.12% | 9,403 | $1.4M | Reduce -1.7% |
| ESGD iShares Trust iShares ESG Aw | 0.12% | 14,197 | $1.3M | Add +8.7% |
| SPSB SS SPDR P St C Corp. ETF | 0.11% | 41,639 | $1.3M | Reduce -3.5% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.11% | 12,827 | $1.3M | Add +7.0% |
| AMZN Amazon.com Inc. | 0.11% | 5,310 | $1.2M | Add +39.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.10% | 1,752 | $1.2M | Reduce -0.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.10% | 3,786 | $1.2M | Add +0.5% |
| GE General Electric filed as GE AEROSPACE | 0.10% | 3,838 | $1.2M | Reduce -3.6% |
| COR Cencora Inc. | 0.10% | 3,496 | $1.2M | Reduce -0.4% |
| SLQD iShares 0-5 YR Inv GRD Corp. | 0.10% | 22,520 | $1.1M | Add +0.3% |
| IAU iShares Gold Trust | 0.10% | 14,006 | $1.1M | No change |
| COST Costco Wholesale Corp. | 0.10% | 1,306 | $1.1M | Add +8.6% |
| AME Ametek Inc. | 0.10% | 5,466 | $1.1M | New |
| VEU Vanguard Ftse All-World Ex-U | 0.10% | 15,179 | $1.1M | Reduce -14.9% |
| NULV Nuveen ESG Large-Cap Val ETF | 0.10% | 24,183 | $1.1M | Add +12.0% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.09% | 4,234 | $1.1M | Add +0.5% |
| SCHV Schwab US Large-Cap Value | 0.09% | 35,130 | $1.0M | New |
| JPM JPMorgan Chase & Co. | 0.09% | 3,198 | $1.0M | Reduce -13.6% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.09% | 2,467 | $1.0M | Reduce -0.7% |
| TSLA Tesla Inc. | 0.09% | 2,262 | $1.0M | Add +12.7% |
Portfolio Sells Q3 2025 → Q4 2025
| VOO Vanguard S&P 500 ETF | Reduce -3.1% | 15.56% | −0.56 |
| IWP iShares Russell Mid-Cap Grow | Reduce -0.2% | 4.03% | −0.29 |
| DFUV Dimensional US Marketwide Va | Reduce -9.4% | 3.13% | −0.28 |
| VXUS Vanguard Total Intl Stock | Reduce -25.4% | 0.48% | −0.17 |
| IEMG iShares Core MSCI Emerging | Reduce -3.0% | 3.56% | −0.14 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -21.4% | 0.43% | −0.14 |
| IWS iShares Russell Mid-Cap Valu | Reduce -2.2% | 2.53% | −0.10 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -15.2% | 0.50% | −0.10 |
| MSFT Microsoft Corp. | Reduce -7.2% | 0.51% | −0.09 |
| LMT Lockheed Martin Corp. | Sold out | 0.00% | −0.09 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -1.2% | 2.10% | −0.09 |
| NSC Norfolk Southern Corp. | Reduce -9.1% | 0.43% | −0.08 |
| BNDX Vanguard Total Intl Bond ETF | Sold out | 0.00% | −0.07 |
| SUB iShares Short-Term National | Reduce -50.7% | 0.06% | −0.07 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.3% | 7.85% | −0.06 |
| IWB iShares Russell 1000 ETF | Reduce -1.3% | 2.85% | −0.05 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.5% | 4.11% | −0.03 |
| PULS Pgim Ultra Short Bond ETF | Sold out | 0.00% | −0.03 |
| GDX Vaneck Gold Miners ETF | Sold out | 0.00% | −0.03 |
| SPTS SS SPDR P St Term TSY ETF | Reduce -0.8% | 0.69% | −0.03 |
| DFIS Dimensional International SM | Reduce -2.0% | 3.72% | −0.03 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.02 |
| LRGF iShares US Equity Factor ETF | Reduce -2.3% | 0.47% | −0.02 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.02 |
| HSY The Hershey Co. | Reduce -9.9% | 0.12% | −0.02 |
| LVS Las Vegas Sands Corp. | Sold out | 0.00% | −0.02 |
| PEN Penumbra Inc. | Sold out | 0.00% | −0.02 |
| DGX Quest Diagnostics Inc. | Sold out | 0.00% | −0.02 |
| VCIT Vanguard Int-Term Corporate | Sold out | 0.00% | −0.02 |
| LHX L3HARRIS Technologies Inc. | Sold out | 0.00% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.9% | 0.48% | −0.02 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -14.9% | 0.10% | −0.02 |
| JPM JPMorgan Chase & Co. | Reduce -13.6% | 0.09% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.2% | 0.46% | −0.01 |
| IWF iShares Russell 1000 Growth | Reduce -3.1% | 0.25% | −0.01 |
| CVX Chevron Corp. | Reduce -15.2% | 0.05% | −0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -2.1% | 0.31% | −0.01 |
| UL Unilever PLC-Sponsored ADR | Reduce -14.4% | 0.03% | −0.01 |
| SPSB SS SPDR P St C Corp. ETF | Reduce -3.5% | 0.11% | −0.01 |
| VGSH Vanguard Short-Term Treasury | Reduce -0.3% | 0.22% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.1% | 0.41% | −0.01 |
| NOC Northrop Grumman Corp. | Reduce -0.1% | 0.06% | −0.01 |
| MUB iShares National Muni Bond E | Reduce -12.3% | 0.03% | −0.01 |
| XLK SS Technology Select Sector | Reduce -17.8% | 0.02% | −0.01 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -0.4% | 0.14% | −0.01 |
| OGN Organon & Co. | Reduce -10.8% | 0.01% | −0.01 |
| VGT Vanguard Info Tech ETF | Reduce -12.9% | 0.03% | −0.00 |
| GE General Electric | Reduce -3.6% | 0.10% | −0.00 |
| PFE Pfizer Inc. | Reduce -8.3% | 0.03% | −0.00 |
| CL Colgate-Palmolive Co. | Reduce -10.9% | 0.02% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| DFLV Dim US Large Cap Value ETF | Add +16.0% | 2.03% | +0.30 |
| SCHK Schwab 1000 Index ETF | New | 0.26% | +0.26 |
| LLY Eli Lilly & Co. | Add +1.1% | 0.89% | +0.25 |
| CB Chubb Ltd. | New | 0.17% | +0.17 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +5.1% | 5.93% | +0.11 |
| IJH iShares Core S&P Midcap ETF | Add +12.1% | 1.08% | +0.10 |
| IVV iShares Core S&P 500 ETF | Add +2.9% | 4.24% | +0.10 |
| AME Ametek Inc. | New | 0.10% | +0.10 |
| DFIV Dimensional International Va | Add +0.3% | 1.84% | +0.10 |
| SCHV Schwab US Large-Cap Value | New | 0.09% | +0.09 |
| SCMB Schwab Municipal Bond ETF | New | 0.07% | +0.07 |
| IVE iShares S&P 500 Value ETF | Add +9.8% | 0.77% | +0.07 |
| GOOGL Alphabet Inc. Class A | Add +20.4% | 0.20% | +0.07 |
| ISTB iShares Core 1-5 Year Usd Bo | Add +10.2% | 0.93% | +0.06 |
| IVW iShares S&P 500 Growth ETF | Add +6.2% | 1.00% | +0.05 |
| NVDA Nvidia Corp. | Add +35.9% | 0.21% | +0.05 |
| ACWI iShares MSCI Acwi ETF | Add +9.1% | 0.57% | +0.05 |
| GOOG Alphabet Inc. Class C | Add +19.8% | 0.12% | +0.04 |
| GII State Street SPDR S&P Global | New | 0.04% | +0.04 |
| SUSB iShares ESG Aware 1-5 Year U | Add +11.2% | 0.54% | +0.04 |
| SPSM SS SPDR P S&P 600 Small Cap | New | 0.04% | +0.04 |
| AMZN Amazon.com Inc. | Add +39.8% | 0.11% | +0.03 |
| ET Energy Transfer LP | New | 0.03% | +0.03 |
| CAT Caterpillar Inc. | Add +54.9% | 0.07% | +0.03 |
| SPEM State Street SP PTF Em ETF | New | 0.03% | +0.03 |
| DFAS Dimensional US Small Cap ETF | Add +3.7% | 1.13% | +0.03 |
| SPMD SS SPDR P S&P 400 Midcap ETF | New | 0.03% | +0.03 |
| SCHG Schwab US Large-Cap Growth | New | 0.03% | +0.03 |
| BIV Vanguard Intermediate-Term B | Add +4.3% | 2.36% | +0.03 |
| RTX RTX Corp. | Add +34.1% | 0.09% | +0.03 |
| IWO iShares Russell 2000 Growth | Add +24.8% | 0.14% | +0.03 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +11.6% | 0.35% | +0.02 |
| GS Goldman Sachs Group Inc. | Add +3.8% | 0.21% | +0.02 |
| ISRG Intuitive Surgical Inc. | New | 0.02% | +0.02 |
| AMAT Applied Materials Inc. | New | 0.02% | +0.02 |
| SLV iShares Silver Trust | New | 0.02% | +0.02 |
| MAR Marriott International Class A | Add +0.7% | 0.14% | +0.02 |
| AGG iShares Core U.S. Aggregate | Add +5.5% | 0.93% | +0.02 |
| BLK BlackRock Inc. | New | 0.02% | +0.02 |
| SCHF Schwab Intl Equity ETF | Add +47.6% | 0.06% | +0.02 |
| AMGN Amgen Inc. | New | 0.02% | +0.02 |
| AVGO Broadcom Inc. | Add +32.1% | 0.08% | +0.02 |
| TD Toronto-Dominion Bank | New | 0.02% | +0.02 |
| TJX TJX Companies Inc. | New | 0.02% | +0.02 |
| NEAR iShares SH Dba ETF Usd Inc. | Add +10.8% | 0.27% | +0.02 |
| DFAX Dimensional World Ex US Core | New | 0.02% | +0.02 |
| MCK McKesson Corp. | New | 0.02% | +0.02 |
| IBM Intl Business Machines Corp. | Add +24.4% | 0.08% | +0.02 |
| EFG iShares MSCI Eafe Growth ETF | Add +17.3% | 0.13% | +0.02 |
| SHY iShares 1-3 Year Treasury Bo | Add +8.6% | 0.28% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 200 | $1.3B | VOO, QQQ, VTES, IVV, IEFA |
| Q1 2026 | 192 | $1.1B | VOO, QQQ, VTES, IVV, IEFA |
| Q4 2025 | 186 | $1.1B | VOO, QQQ, VTES, IVV, IEFA |
| Q3 2025 | 177 | $1.1B | VOO, QQQ, VTES, IWP, IEFA |
| Q2 2025 | 174 | $1.0B | VOO, QQQ, VTES, IWP, IEFA |
| Q1 2025 | 172 | $964.6M | VOO, QQQ, VTES, IWP, IEFA |
| Q4 2024 | 174 | $965.0M | VOO, QQQ, VTES, IWP, IVV |
| Q3 2024 | 170 | $930.1M | VOO, QQQ, VTES, IEFA, IVV |
| Q2 2024 | 164 | $861.0M | VOO, QQQ, VTES, IEFA, IVV |
| Q1 2024 | 158 | $804.1M | VOO, QQQ, VTES, DFUV, IWS |