WestHill Financial Advisors, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 14, 2025), WestHill Financial Advisors, Inc. reported 78 stock positions worth $510.3 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 18.3% of the portfolio, followed by Vanguard Russell 1000 Growth (VONG, 14.9%) and Vanguard Russell 1000 Value (VONV, 13.1%). Compared with Q2 2025, it opened 7 new positions, sold out of 1, added to 24 and reduced 28. The biggest buy was Vanguard Russell 2000 Value (VTWV, shares +3%) and the biggest sale Vanguard Ftse Developed ETF (VEA, shares −2%).

Most Recent 13F
Q2 2026
Location
San Rafael, CA
CIK
0001759641
Portfolio Value
$510.3M (Q3 2025)
SEC Filing
0002085853-25-000071 ↗ filed Oct 14, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $406.6M Q1 2024 Q2 2024: $412.1M Q2 2024 Q3 2024: $445.8M Q3 2024 Q4 2024: $446.4M Q4 2024 Q1 2025: $437.1M Q1 2025 Q2 2025: $471.4M Q2 2025 Q3 2025: $510.3M $510.3M Q3 2025 Q4 2025: $526.4M Q4 2025 Q1 2026: $523.0M Q1 2026 Q2 2026: $587.3M Q2 2026

Holdings 78 stocks · $510.3M
VOO Vanguard S&P 500 ETF 18.28% 152,353 $93.3M Add +1.0%
VONG Vanguard Russell 1000 Growth 14.87% 629,591 $75.9M Reduce -1.0%
VONV Vanguard Russell 1000 Value 13.07% 746,263 $66.7M Add +4.0%
VEA Vanguard Ftse Developed ETF 12.94% 1,102,027 $66.0M Reduce -1.9%
FBND Fidelity Total Bond ETF 7.31% 806,703 $37.3M Add +8.1%
SCHR Schwab Intermediate-Term US 5.61% 1,139,112 $28.6M Add +7.3%
VWO Vanguard Ftse Emerging Marke 2.94% 277,257 $15.0M Reduce -1.4%
SCHI Schwab 5-10 Year Corporate B 2.68% 593,251 $13.7M Add +6.7%
IWP iShares Russell Mid-Cap Grow 2.11% 75,771 $10.8M Add +1.9%
AAPL Apple Inc. 2.09% 41,971 $10.7M Reduce -4.9%
IWS iShares Russell Mid-Cap Valu 2.04% 74,350 $10.4M Add +4.3%
VTWG Vanguard Russell 2000 Growth 1.88% 40,993 $9.6M Add +2.8%
VTWV Vanguard Russell 2000 Value 1.80% 58,987 $9.2M Add +3.1%
MINT PIMCO Enhanced Short Maturit 1.49% 75,265 $7.6M Add +7.8%
VNQ Vanguard Real Estate ETF 1.38% 77,092 $7.0M Add +6.6%
IVV iShares Core S&P 500 ETF 0.80% 6,114 $4.1M Reduce -0.4%
DFAC Dimensional US Core Equity 2 0.66% 86,838 $3.3M No change
MSFT Microsoft Corp. 0.64% 6,295 $3.3M Reduce -0.1%
NRIX Nurix Therapeutics Inc. 0.41% 228,333 $2.1M No change
IWD iShares Russell 1000 Value E 0.41% 10,262 $2.1M Reduce -0.6%
AMZN Amazon.com Inc. 0.39% 8,954 $2.0M Reduce -1.1%
NVDA Nvidia Corp. 0.36% 9,836 $1.8M Reduce -1.2%
AGG iShares Core U.S. Aggregate 0.33% 16,663 $1.7M Add +8.6%
IWR iShares Russell Mid-Cap ETF 0.31% 16,484 $1.6M Add +3.6%
VTWO Vanguard Russell 2000 ETF 0.29% 14,872 $1.5M Add +2.4%
IWF iShares Russell 1000 Growth 0.28% 3,000 $1.4M Reduce -0.1%
COST Costco Wholesale Corp. 0.24% 1,342 $1.2M No change
PYLD PIMCO Multisector Bond Actv 0.22% 42,701 $1.1M Add +8.0%
DFUS Dimensional US Eq MKT ETF 0.21% 14,702 $1.1M Reduce -0.1%
JPM JPMorgan Chase & Co. 0.20% 3,218 $1.0M Add +0.1%
BRK.B Berkshire Hathaway Inc. Class B 0.20% 2,002 $1.0M No change
ACN Accenture PLC Class A 0.18% 3,828 $944K Reduce -2.1%
CVX Chevron Corp. 0.16% 5,318 $826K Reduce -0.3%
GOOG Alphabet Inc. Class C 0.16% 3,300 $804K Reduce -9.4%
SCHX Schwab US Large-Cap ETF 0.15% 28,492 $750K Reduce -3.3%
DFUV Dimensional US Marketwide Va 0.14% 15,726 $703K No change
QQQ Invesco QQQ Trust Series 1 0.14% 1,148 $689K No change
WAL Western Alliance Bancorp 0.12% 7,289 $632K No change
CAT Caterpillar Inc. 0.12% 1,232 $588K No change
EFA iShares MSCI Eafe ETF 0.10% 5,606 $523K Reduce -4.0%
META Meta Platforms Inc. Class A 0.10% 706 $518K Reduce -0.6%
SPY SS SPDR S&P 500 ETF Trust-US 0.10% 774 $516K Add +1.0%
V Visa Inc. Class A 0.10% 1,502 $513K Reduce -1.1%
ABBV Abbvie Inc. 0.10% 2,147 $497K Reduce -3.5%
MRSH Marsh & McLennan Cos 0.08% 2,132 $430K No change
PG The Procter & Gamble Co. 0.08% 2,781 $427K Reduce -3.3%
VTI VG Morningstar TS MKT ETF-US 0.08% 1,270 $417K Add +0.5%
GOOGL Alphabet Inc. Class A 0.08% 1,592 $387K Reduce -14.2%
PCG P G & E Corp. 0.07% 25,258 $381K No change
VST Vistra Corp. 0.07% 1,931 $378K Add +0.3%
UPS United Parcel Service Class B 0.07% 4,463 $373K Add +0.1%
IEI iShares 3-7 Year Treasury Bo 0.07% 3,099 $370K Add +1.5%
DHR Danaher Corp. 0.07% 1,736 $344K No change
PH Parker Hannifin Corp. 0.06% 433 $328K No change
ORCL Oracle Corp. 0.06% 1,142 $321K Reduce -4.6%
TMO Thermo Fisher Scientific Inc. 0.06% 661 $321K Add +0.8%
CSCO Cisco Systems Inc. 0.06% 4,404 $301K Reduce -4.7%
IJH iShares Core S&P Midcap ETF 0.06% 4,547 $297K Reduce -0.6%
XOM Exxon Mobil Corp. 0.06% 2,629 $296K Reduce -9.9%
STEW SRH Total Return Fund Inc. 0.06% 16,168 $294K No change
GLD SPDR Gold Shares 0.06% 803 $285K Add +7.5%
AVGO Broadcom Inc. 0.05% 818 $270K Reduce -1.1%
VYM Vanguard High DVD Yield ETF 0.05% 1,914 $270K No change
SDY SS SPDR S&P Dividend ETF 0.05% 1,822 $255K No change
QCOM Qualcomm Inc. 0.05% 1,493 $248K No change
TSLA Tesla Inc. 0.05% 555 $247K New
FICO Fair Isaac Corp. 0.05% 164 $245K No change
PLTR Palantir Technologies Inc. Class A 0.05% 1,324 $242K New
JNJ Johnson & Johnson 0.05% 1,279 $237K Reduce -10.4%
NEAR iShares SH Dba ETF Usd Inc. 0.04% 4,478 $230K Add +2.5%
ABT Abbott Laboratories 0.04% 1,683 $225K Reduce -1.3%
AMD Advanced Micro Devices 0.04% 1,392 $225K New
GEV GE Vernova Inc. 0.04% 348 $214K New
GE General Electric filed as GE AEROSPACE 0.04% 705 $212K New
HD Home Depot Inc. 0.04% 520 $211K New
DFAT Dimensional US Target Value 0.04% 3,513 $204K New
VCV Invesco Ca Val Muni Inc. TR 0.02% 11,925 $126K No change
CTMX Cytomx Therapeutics Inc. 0.01% 17,082 $54K No change

Portfolio Sells Q2 2025 → Q3 2025
VEA Vanguard Ftse Developed ETF Reduce -1.9% 12.94% −0.64
ACN Accenture PLC Class A Reduce -2.1% 0.18% −0.06
DIS The Walt Disney Co. Sold out 0.00% −0.06
AMZN Amazon.com Inc. Reduce -1.1% 0.39% −0.04
MSFT Microsoft Corp. Reduce -0.1% 0.64% −0.03
IWD iShares Russell 1000 Value E Reduce -0.6% 0.41% −0.02
V Visa Inc. Class A Reduce -1.1% 0.10% −0.01
PG The Procter & Gamble Co. Reduce -3.3% 0.08% −0.01
META Meta Platforms Inc. Class A Reduce -0.6% 0.10% −0.01
CSCO Cisco Systems Inc. Reduce -4.7% 0.06% −0.01
XOM Exxon Mobil Corp. Reduce -9.9% 0.06% −0.01
EFA iShares MSCI Eafe ETF Reduce -4.0% 0.10% −0.01
VWO Vanguard Ftse Emerging Marke Reduce -1.4% 2.94% −0.01
IVV iShares Core S&P 500 ETF Reduce -0.4% 0.80% −0.01
SCHX Schwab US Large-Cap ETF Reduce -3.3% 0.15% −0.01
ABT Abbott Laboratories Reduce -1.3% 0.04% −0.01
IJH iShares Core S&P Midcap ETF Reduce -0.6% 0.06% −0.00
DFUS Dimensional US Eq MKT ETF Reduce -0.1% 0.21% −0.00
CVX Chevron Corp. Reduce -0.3% 0.16% −0.00
JNJ Johnson & Johnson Reduce -10.4% 0.05% +0.00
AVGO Broadcom Inc. Reduce -1.1% 0.05% +0.00
IWF iShares Russell 1000 Growth Reduce -0.1% 0.28% +0.00
GOOGL Alphabet Inc. Class A Reduce -14.2% 0.08% +0.01
ORCL Oracle Corp. Reduce -4.6% 0.06% +0.01
ABBV Abbvie Inc. Reduce -3.5% 0.10% +0.01
GOOG Alphabet Inc. Class C Reduce -9.4% 0.16% +0.02
NVDA Nvidia Corp. Reduce -1.2% 0.36% +0.03
VONG Vanguard Russell 1000 Growth Reduce -1.0% 14.87% +0.13
AAPL Apple Inc. Reduce -4.9% 2.09% +0.17

Portfolio Buys Q2 2025 → Q3 2025
VTWV Vanguard Russell 2000 Value Add +3.1% 1.80% +0.11
VTWG Vanguard Russell 2000 Growth Add +2.8% 1.88% +0.11
VOO Vanguard S&P 500 ETF Add +1.0% 18.28% +0.10
VONV Vanguard Russell 1000 Value Add +4.0% 13.07% +0.10
FBND Fidelity Total Bond ETF Add +8.1% 7.31% +0.07
TSLA Tesla Inc. New 0.05% +0.05
PLTR Palantir Technologies Inc. Class A New 0.05% +0.05
AMD Advanced Micro Devices New 0.04% +0.04
GEV GE Vernova Inc. New 0.04% +0.04
GE General Electric New 0.04% +0.04
HD Home Depot Inc. New 0.04% +0.04
DFAT Dimensional US Target Value New 0.04% +0.04
IWS iShares Russell Mid-Cap Valu Add +4.3% 2.04% +0.04
VTWO Vanguard Russell 2000 ETF Add +2.4% 0.29% +0.02
VNQ Vanguard Real Estate ETF Add +6.6% 1.38% +0.01
GLD SPDR Gold Shares Add +7.5% 0.06% +0.01
TMO Thermo Fisher Scientific Inc. Add +0.8% 0.06% +0.01
AGG iShares Core U.S. Aggregate Add +8.6% 0.33% +0.00
PYLD PIMCO Multisector Bond Actv Add +8.0% 0.22% +0.00
IWR iShares Russell Mid-Cap ETF Add +3.6% 0.31% +0.00
JPM JPMorgan Chase & Co. Add +0.1% 0.20% +0.00
SPY SS SPDR S&P 500 ETF Trust-US Add +1.0% 0.10% +0.00
VTI VG Morningstar TS MKT ETF-US Add +0.5% 0.08% +0.00
SCHI Schwab 5-10 Year Corporate B Add +6.7% 2.68% −0.00
NEAR iShares SH Dba ETF Usd Inc. Add +2.5% 0.04% −0.00
MINT PIMCO Enhanced Short Maturit Add +7.8% 1.49% −0.00
IEI iShares 3-7 Year Treasury Bo Add +1.5% 0.07% −0.00
VST Vistra Corp. Add +0.3% 0.07% −0.01
UPS United Parcel Service Class B Add +0.1% 0.07% −0.02
SCHR Schwab Intermediate-Term US Add +7.3% 5.61% −0.02
IWP iShares Russell Mid-Cap Grow Add +1.9% 2.11% −0.07

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 82$587.3MVOO, VONG, VONV, VEA, FBND
Q1 2026 76$523.0MVOO, VONG, VONV, VEA, FBND
Q4 2025 81$526.4MVOO, VONG, VEA, VONV, FBND
Q3 2025 78$510.3MVOO, VONG, VONV, VEA, FBND
Q2 2025 72$471.4MVOO, VONG, VEA, VONV, FBND
Q1 2025 73$437.1MVOO, VONG, VONV, VEA, FBND
Q4 2024 78$446.4MVOO, VONG, VONV, VEA, FBND
Q3 2024 75$445.8MVOO, VONG, VONV, VEA, FBND
Q2 2024 70$412.1MVOO, VONG, VONV, VEA, FBND
Q1 2024 76$406.6MVOO, VONG, VONV, VEA, FBND