WoodTrust Financial Corp
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 28, 2025), WoodTrust Financial Corp reported 184 stock positions worth $839.4 million. Its top holding was iShares MSCI Eafe ETF (EFA) at 11.8% of the portfolio, followed by Vanguard Ftse Emerging Marke (VWO, 3.9%) and Microsoft (MSFT, 3.9%). Compared with Q2 2025, it opened 47 new positions, sold out of 8, added to 29 and reduced 57. The biggest buy was a new position in Vanguard Ftse Emerging Marke (VWO) and the biggest sale Bank of America (BAC, shares −89%).
- Most Recent 13F
- Q2 2026
- Location
- WISCONSIN RAPIDS, WI
- CIK
- 0001725247
- Portfolio Value
- $839.4M (Q3 2025)
- SEC Filing
- 0001725247-25-000011 ↗ filed Oct 28, 2025
Holdings Value
Holdings 184 stocks · $839.4M
| EFA iShares MSCI Eafe ETF | 11.78% | 1,058,687 | $98.8M | Add +4.4% |
| VWO Vanguard Ftse Emerging Marke | 3.93% | 608,172 | $33.0M | New |
| MSFT Microsoft Corp. | 3.89% | 63,052 | $32.7M | Reduce -2.0% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 3.80% | 108,703 | $31.9M | New |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 3.60% | 173,202 | $30.2M | New |
| BRK.B Berkshire Hathaway Inc. Class B | 3.46% | 57,836 | $29.1M | Reduce -24.4% |
| IWO iShares Russell 2000 Growth | 3.39% | 88,968 | $28.5M | Reduce -1.9% |
| IWN iShares Russell 2000 Value E | 3.34% | 158,488 | $28.0M | Reduce -1.4% |
| AMZN Amazon.com Inc. | 3.09% | 118,135 | $25.9M | Reduce -38.6% |
| JPM JPMorgan Chase & Co. | 2.97% | 79,041 | $24.9M | Reduce -2.0% |
| AAPL Apple Inc. | 2.94% | 97,027 | $24.7M | Reduce -12.1% |
| GOOGL Alphabet Inc. Class A | 2.50% | 86,177 | $20.9M | Reduce -5.6% |
| JNJ Johnson & Johnson | 2.49% | 112,557 | $20.9M | Add +0.3% |
| AMAT Applied Materials Inc. | 1.90% | 77,897 | $15.9M | Reduce -20.1% |
| WMT Walmart Inc. | 1.77% | 144,370 | $14.9M | Reduce -0.8% |
| BRK.A Berkshire Hathaway Inc. Class A | 1.71% | 19 | $14.3M | Reduce -99.8% |
| CRM Salesforce Inc. | 1.68% | 59,650 | $14.1M | Add +0.9% |
| AXP American Express Co. | 1.62% | 40,834 | $13.6M | Reduce -30.9% |
| GOOG Alphabet Inc. Class C | 1.49% | 51,451 | $12.5M | Reduce -8.3% |
| GS Goldman Sachs Group Inc. | 1.47% | 15,489 | $12.3M | Reduce -3.0% |
| HD Home Depot Inc. | 1.44% | 29,796 | $12.1M | Add +0.1% |
| VOO Vanguard S&P 500 ETF | 1.41% | 19,382 | $11.9M | New |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 1.35% | 98,780 | $11.3M | Reduce -1.3% |
| PYPL PayPal Holdings Inc. | 1.30% | 162,546 | $10.9M | Add +2.1% |
| PEP Pepsico Inc. | 1.30% | 77,468 | $10.9M | Add +6.0% |
| PFE Pfizer Inc. | 1.25% | 411,863 | $10.5M | Add +2.2% |
| COST Costco Wholesale Corp. | 1.24% | 11,219 | $10.4M | Reduce -1.2% |
| WM Waste Management Inc. | 1.12% | 42,461 | $9.4M | Add +1.3% |
| UNH Unitedhealth Group Inc. | 1.10% | 26,825 | $9.3M | Add +9.9% |
| NKE Nike Inc. Class B | 1.07% | 128,261 | $8.9M | Add +0.0% |
| GD General Dynamics Corp. | 0.94% | 23,082 | $7.9M | Reduce -1.4% |
| IDXX Idexx Laboratories Inc. | 0.93% | 12,196 | $7.8M | Reduce -3.4% |
| NOC Northrop Grumman Corp. | 0.91% | 12,586 | $7.7M | Reduce -1.5% |
| DE Deere & Co. | 0.89% | 16,252 | $7.4M | Add +1.2% |
| CVX Chevron Corp. | 0.86% | 46,655 | $7.2M | Reduce -0.6% |
| VRSK Verisk Analytics Inc. | 0.78% | 26,087 | $6.6M | Add +3.2% |
| HON Honeywell International Inc. | 0.75% | 30,079 | $6.3M | Add +2.7% |
| SBUX Starbucks Corp. | 0.69% | 68,730 | $5.8M | Reduce -13.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.62% | 15,852 | $5.2M | New |
| VXUS Vanguard Total Intl Stock | 0.62% | 70,365 | $5.2M | New |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.56% | 9,840 | $4.7M | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.42% | 18,939 | $3.5M | New |
| RBA RB Global Inc. | 0.41% | 31,505 | $3.4M | Reduce -2.8% |
| FAST Fastenal Co. | 0.40% | 68,800 | $3.4M | No change |
| ECL Ecolab Inc. | 0.35% | 10,615 | $2.9M | No change |
| P Everpure Inc. Class A filed as PURE STORAGE INC | 0.33% | 33,495 | $2.8M | Reduce -0.6% |
| TDG Transdigm Group Inc. | 0.33% | 2,125 | $2.8M | Reduce -2.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.32% | 4,500 | $2.7M | Reduce -0.3% |
| GEV GE Vernova Inc. | 0.30% | 4,094 | $2.5M | Add +0.1% |
| APP AppLovin Corp. Class A | 0.30% | 3,485 | $2.5M | New |
| ORLY O'reilly Automotive Inc. | 0.29% | 22,275 | $2.4M | No change |
| LIN Linde PLC | 0.29% | 5,045 | $2.4M | No change |
| AON Aon PLC Class A | 0.26% | 6,085 | $2.2M | No change |
| ROK Rockwell Automation Inc. | 0.26% | 6,175 | $2.2M | No change |
| CSGP Costar Group Inc. | 0.26% | 25,540 | $2.2M | Add +1.4% |
| SYK Stryker Corp. | 0.26% | 5,824 | $2.2M | No change |
| LOW Lowe's Cos Inc. | 0.26% | 8,565 | $2.2M | No change |
| RMD Resmed Inc. | 0.25% | 7,755 | $2.1M | Add +1.0% |
| AMGN Amgen Inc. | 0.25% | 7,402 | $2.1M | Reduce -98.8% |
| BX Blackstone Inc. | 0.23% | 11,350 | $1.9M | No change |
| V Visa Inc. Class A | 0.23% | 5,591 | $1.9M | Add +0.9% |
| ISRG Intuitive Surgical Inc. | 0.22% | 4,160 | $1.9M | No change |
| BA The Boeing Co. | 0.22% | 8,435 | $1.8M | Reduce -2.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.22% | 6,434 | $1.8M | No change |
| UBER Uber Technologies Inc. | 0.22% | 18,500 | $1.8M | Reduce -26.9% |
| IRTC Irhythm Holdings Inc. | 0.20% | 10,000 | $1.7M | Reduce -6.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.20% | 2,540 | $1.7M | New |
| MDB Mongodb Inc. | 0.20% | 5,400 | $1.7M | No change |
| TOST Toast Inc. Class A | 0.20% | 45,000 | $1.6M | No change |
| ICE Intercontinental Exchange Inc. | 0.20% | 9,750 | $1.6M | No change |
| NVDA Nvidia Corp. | 0.20% | 8,775 | $1.6M | Reduce -0.3% |
| WDAY Workday Inc. Class A | 0.19% | 6,750 | $1.6M | No change |
| FANG Diamondback Energy Inc. | 0.19% | 11,350 | $1.6M | New |
| GE General Electric filed as GE AEROSPACE | 0.19% | 5,187 | $1.6M | No change |
| AME Ametek Inc. | 0.18% | 8,143 | $1.5M | Reduce -64.5% |
| LLY Eli Lilly & Co. | 0.18% | 1,932 | $1.5M | No change |
| SPGI S&P Global Inc. | 0.18% | 3,024 | $1.5M | No change |
| DXCM Dexcom Inc. | 0.16% | 20,550 | $1.4M | Reduce -3.1% |
| SSO Proshares Ultra S&P500 | 0.16% | 12,268 | $1.4M | New |
| BILL Bill Holdings Inc. | 0.16% | 25,700 | $1.4M | Reduce -40.2% |
| AVGO Broadcom Inc. | 0.15% | 3,905 | $1.3M | Add +1.3% |
| WAB Wabtec Corp. | 0.15% | 6,258 | $1.3M | Reduce -34.0% |
| GWRE Guidewire Software Inc. | 0.15% | 5,350 | $1.2M | Reduce -12.3% |
| HWM Howmet Aerospace Inc. | 0.14% | 6,133 | $1.2M | No change |
| ORCL Oracle Corp. | 0.14% | 4,275 | $1.2M | Add +1.1% |
| VSGX Vanguard ESG Intl Stock ETF | 0.14% | 16,826 | $1.2M | New |
| PG The Procter & Gamble Co. | 0.14% | 7,559 | $1.2M | Reduce -4.7% |
| ABBV Abbvie Inc. | 0.14% | 4,929 | $1.1M | Reduce -74.2% |
| GNRC Generac Holdings Inc. | 0.13% | 6,750 | $1.1M | No change |
| CSCO Cisco Systems Inc. | 0.12% | 15,074 | $1.0M | Add +5.4% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.12% | 8,166 | $1.0M | New |
| DSGX The Descartes Systems Grp | 0.12% | 10,900 | $1.0M | No change |
| RYAN Ryan Specialty Holdings Inc. | 0.12% | 17,850 | $1.0M | No change |
| WWD Woodward Inc. | 0.11% | 3,692 | $933K | No change |
| XOM Exxon Mobil Corp. | 0.11% | 8,159 | $920K | No change |
| PSBQ PSB Holdings Inc. filed as PSB HLDGS INC WIS | 0.11% | 35,373 | $902K | Add +2.9% |
| ZTS Zoetis Inc. | 0.11% | 6,140 | $898K | Reduce -21.6% |
| MCD McDonald's Corp. | 0.10% | 2,812 | $854K | No change |
| SPOT Spotify Technology SA | 0.10% | 1,195 | $834K | New |
| SEOAY Stora Enso Oyj-Spons ADR | 0.10% | 75,636 | $830K | Reduce -5.5% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $370K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | 300 | $370K | No change |
Total filed on the 13F, all lines: $839.8M.
Portfolio Sells Q2 2025 → Q3 2025
| BAC Bank of America Corp. | Reduce -88.8% | 0.09% | −4.07 |
| AMGN Amgen Inc. | Reduce -98.8% | 0.25% | −3.71 |
| ASB Associated Banc-Corp. | Reduce -90.6% | 0.06% | −3.69 |
| AMAT Applied Materials Inc. | Reduce -20.1% | 1.90% | −1.30 |
| AMZN Amazon.com Inc. | Reduce -38.6% | 3.09% | −0.89 |
| BILL Bill Holdings Inc. | Reduce -40.2% | 0.16% | −0.66 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -24.4% | 3.46% | −0.54 |
| BRK.A Berkshire Hathaway Inc. Class A | Reduce -99.8% | 1.71% | −0.50 |
| AXP American Express Co. | Reduce -30.9% | 1.62% | −0.24 |
| DIS The Walt Disney Co. | Reduce -1.3% | 1.35% | −0.23 |
| SBUX Starbucks Corp. | Reduce -13.2% | 0.69% | −0.23 |
| AME Ametek Inc. | Reduce -64.5% | 0.18% | −0.21 |
| SPDR S&P 500 ETF TR TR UNIT | Sold out | 0.00% | −0.19 |
| COST Costco Wholesale Corp. | Reduce -1.2% | 1.24% | −0.19 |
| MSFT Microsoft Corp. | Reduce -2.0% | 3.89% | −0.18 |
| AIR Aar Corp. | Reduce -66.2% | 0.07% | −0.17 |
| ABBV Abbvie Inc. | Reduce -74.2% | 0.14% | −0.17 |
| SG Sweetgreen Inc. Class A | Sold out | 0.00% | −0.14 |
| WAB Wabtec Corp. | Reduce -34.0% | 0.15% | −0.10 |
| TDG Transdigm Group Inc. | Reduce -2.3% | 0.33% | −0.09 |
| UBER Uber Technologies Inc. | Reduce -26.9% | 0.22% | −0.08 |
| DXCM Dexcom Inc. | Reduce -3.1% | 0.16% | −0.07 |
| ABT Abbott Laboratories | Reduce -57.8% | 0.10% | −0.07 |
| BNY Bank of New York Mellon Corp. | Reduce -51.2% | 0.03% | −0.06 |
| BMO Bank of Montreal | Reduce -40.1% | 0.04% | −0.06 |
| ZTS Zoetis Inc. | Reduce -21.6% | 0.11% | −0.05 |
| RELY Remitly Global Inc. | Sold out | 0.00% | −0.04 |
| NOVT Novanta Inc. | Sold out | 0.00% | −0.04 |
| WMT Walmart Inc. | Reduce -0.8% | 1.77% | −0.04 |
| GWRE Guidewire Software Inc. | Reduce -12.3% | 0.15% | −0.04 |
| WING Wingstop Inc. | Sold out | 0.00% | −0.03 |
| RBA RB Global Inc. | Reduce -2.8% | 0.41% | −0.03 |
| CARR Carrier Global Corp. | Sold out | 0.00% | −0.03 |
| CWAN Clearwater Analytics HDS-A | Sold out | 0.00% | −0.03 |
| CI The Cigna Group | Sold out | 0.00% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -4.7% | 0.14% | −0.02 |
| AVAV Aerovironment Inc. | Reduce -22.2% | 0.07% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -37.0% | 0.03% | −0.02 |
| CB Chubb Ltd. | Reduce -31.5% | 0.02% | −0.01 |
| BA The Boeing Co. | Reduce -2.3% | 0.22% | −0.01 |
| SEOAY Stora Enso Oyj-Spons ADR | Reduce -5.5% | 0.10% | −0.01 |
| WEC WEC Energy Group Inc. | Reduce -18.3% | 0.06% | −0.01 |
| RTX RTX Corp. | Reduce -32.4% | 0.03% | −0.01 |
| FIS Fidelity National Info Serv | Reduce -0.1% | 0.03% | −0.01 |
| MDLZ Mondelez International Inc. Class A | Reduce -12.8% | 0.02% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -2.0% | 2.97% | −0.01 |
| TTE Totalenergies SE -Spon ADR | Reduce -2.1% | 0.04% | −0.01 |
| GILD Gilead Sciences Inc. | Reduce -0.9% | 0.06% | −0.00 |
| IRTC Irhythm Holdings Inc. | Reduce -6.3% | 0.20% | −0.00 |
| VZ Verizon Communications Inc. | Reduce -5.9% | 0.03% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| VWO Vanguard Ftse Emerging Marke | New | 3.93% | +3.93 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | New | 3.80% | +3.80 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | New | 3.60% | +3.60 |
| VOO Vanguard S&P 500 ETF | New | 1.41% | +1.41 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.62% | +0.62 |
| VXUS Vanguard Total Intl Stock | New | 0.62% | +0.62 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.56% | +0.56 |
| VTV Vanguard Mrngstr Val ETF-Aui | New | 0.42% | +0.42 |
| JNJ Johnson & Johnson | Add +0.3% | 2.49% | +0.31 |
| APP AppLovin Corp. Class A | New | 0.30% | +0.30 |
| EFA iShares MSCI Eafe ETF | Add +4.4% | 11.78% | +0.25 |
| SPY SS SPDR S&P 500 ETF Trust-US | New | 0.20% | +0.20 |
| FANG Diamondback Energy Inc. | New | 0.19% | +0.19 |
| SSO Proshares Ultra S&P500 | New | 0.16% | +0.16 |
| VSGX Vanguard ESG Intl Stock ETF | New | 0.14% | +0.14 |
| UNH Unitedhealth Group Inc. | Add +9.9% | 1.10% | +0.13 |
| DSI iShares ESG MSCI KLD 400 ETF | New | 0.12% | +0.12 |
| SPOT Spotify Technology SA | New | 0.10% | +0.10 |
| VCSH Vanguard S/T Corp. Bond ETF | New | 0.10% | +0.10 |
| BSV Vanguard Short-Term Bond ETF | New | 0.09% | +0.09 |
| VYM Vanguard High DVD Yield ETF | New | 0.09% | +0.09 |
| BND Vanguard Total Bond Market | New | 0.08% | +0.08 |
| BIV Vanguard Intermediate-Term B | New | 0.08% | +0.08 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | New | 0.07% | +0.07 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | New | 0.07% | +0.07 |
| PEP Pepsico Inc. | Add +6.0% | 1.30% | +0.07 |
| SUSA iShares ESG Optimized MSCI U | New | 0.06% | +0.06 |
| DVN Devon Energy Corp. | New | 0.06% | +0.06 |
| HD Home Depot Inc. | Add +0.1% | 1.44% | +0.05 |
| SHW The Sherwin-Williams Co. | New | 0.05% | +0.05 |
| BNDX Vanguard Total Intl Bond ETF | New | 0.04% | +0.04 |
| TSLA Tesla Inc. | New | 0.04% | +0.04 |
| IVW iShares S&P 500 Growth ETF | New | 0.04% | +0.04 |
| XLK SS Technology Select Sector | New | 0.04% | +0.04 |
| CACI Caci International Inc. Class A | New | 0.04% | +0.04 |
| IBIT iShares Bitcoin Trust ETF | New | 0.03% | +0.03 |
| WAY Waystar Holding Corp. | New | 0.03% | +0.03 |
| VNOM Viper Energy Inc. Class A | New | 0.03% | +0.03 |
| CELC Celcuity Inc. | New | 0.03% | +0.03 |
| FSV Firstservice Corp. | New | 0.03% | +0.03 |
| SDY SS SPDR S&P Dividend ETF | New | 0.03% | +0.03 |
| TTAN Servicetitan Inc. Class A | New | 0.03% | +0.03 |
| COWZ Pacer US Cash Cows 100 ETF | New | 0.03% | +0.03 |
| IVE iShares S&P 500 Value ETF | New | 0.03% | +0.03 |
| RBC RBC Bearings Inc. | New | 0.03% | +0.03 |
| VIG Vanguard Dividend Apprec ETF | New | 0.03% | +0.03 |
| ORCL Oracle Corp. | Add +1.1% | 0.14% | +0.03 |
| TREX Trex Company Inc. | New | 0.02% | +0.02 |
| GEV GE Vernova Inc. | Add +0.1% | 0.30% | +0.02 |
| XPO Xpo Inc. | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 178 | $841.4M | EFA, AMAT, VWO, BRK.B, IWN |
| Q1 2026 | 173 | $774.3M | EFA, VWO, VOE, IWN, VOT |
| Q4 2025 | 179 | $856.4M | EFA, VWO, MSFT, VOE, VOT |
| Q3 2025 | 184 | $839.4M | EFA, VWO, MSFT, VOT, VOE |
| Q2 2025 | 145 | $786.3M | EFA, BAC, MSFT, BRK.B, AMZN |
| Q1 2025 | 163 | $713.9M | EFA, BRK.B, VOE, VOT, IWN |
| Q4 2024 | 177 | $710.8M | EFA, VOT, VOE, IWN, MSFT |
| Q3 2024 | 185 | $703.4M | EFA, VOE, BRK.B, VOT, MSFT |
| Q2 2024 | 165 | $643.2M | EFA, MSFT, VOE, VOT, IWN |
| Q1 2024 | 168 | $631.3M | ISHARES TR MSCI EAFE ETF, MSFT, VANGUARD INDEX FDS MCAP VL IDXVIP, BRK.B, VANGUARD INDEX FDS MCAP GR IDXVIP |