XML Financial, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 1, 2024), XML Financial, LLC reported 348 stock positions worth $1.1 billion. Its top holding was Schwab US Large-Cap Growth (SCHG) at 3.6% of the portfolio, followed by Schwab US Large-Cap Value (SCHV, 2.9%) and iShares Russell 1000 Growth (IWF, 2.8%). Compared with Q2 2024, it opened 22 new positions, sold out of 11, added to 162 and reduced 128. The biggest buy was a new position in SS Multi-Asset Real Ret ETF (RLY) and the biggest sale Microsoft (MSFT, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- BETHESDA, MD
- CIK
- 0001800465
- Portfolio Value
- $1.1B (Q3 2024)
- SEC Filing
- 0001725547-24-006074 ↗ filed Nov 1, 2024
Holdings Value
Holdings 348 stocks · $1.1B
| SCHG Schwab US Large-Cap Growth | 3.65% | 377,217 | $39.3M | Add +3.0% |
| SCHV Schwab US Large-Cap Value | 2.87% | 384,293 | $30.9M | Add +3.4% |
| IWF iShares Russell 1000 Growth | 2.83% | 81,094 | $30.4M | Add +0.8% |
| AAPL Apple Inc. | 2.81% | 129,840 | $30.3M | Reduce -1.0% |
| DGRO iShares Core Dividend Growth | 2.74% | 471,027 | $29.5M | Add +4.7% |
| IWB iShares Russell 1000 ETF | 2.42% | 83,096 | $26.1M | Add +0.7% |
| MSFT Microsoft Corp. | 2.38% | 59,677 | $25.7M | Reduce -4.3% |
| IWR iShares Russell Mid-Cap ETF | 2.28% | 279,287 | $24.6M | Add +2.5% |
| BND Vanguard Total Bond Market | 1.93% | 277,429 | $20.8M | Add +25.1% |
| PTY PIMCO Corporate & Income Opp | 1.87% | 1,402,406 | $20.2M | Add +7.1% |
| VGT Vanguard Info Tech ETF | 1.78% | 32,686 | $19.2M | Reduce -10.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.60% | 37,362 | $17.2M | Add +7.1% |
| IVV iShares Core S&P 500 ETF | 1.55% | 28,971 | $16.7M | Add +6.5% |
| IJR iShares Core S&P Small-Cap E | 1.53% | 141,105 | $16.5M | Add +2.5% |
| CWB SS SPDR BB Conv Sec ETF | 1.49% | 210,281 | $16.1M | Add +4.6% |
| CORP PIMCO Inv Grade Corp. BD ETF | 1.49% | 161,736 | $16.1M | Add +4.6% |
| IWD iShares Russell 1000 Value E | 1.22% | 69,312 | $13.2M | Add +3.7% |
| QCOM Qualcomm Inc. | 1.21% | 76,744 | $13.1M | Reduce -1.1% |
| MUNI PIMCO Intermediate Municipal | 1.12% | 227,275 | $12.0M | Add +37.6% |
| GSLC Goldman Activebeta US LC ETF | 1.11% | 106,266 | $12.0M | Add +0.5% |
| IYF iShares US Financials ETF | 1.08% | 111,605 | $11.6M | Add +4.0% |
| JNJ Johnson & Johnson | 1.04% | 69,117 | $11.2M | Add +1.5% |
| PSEC Prospect Capital Corp. | 1.02% | 2,044,448 | $10.9M | Add +8.1% |
| SCHD Schwab US DVD Equity ETF | 0.95% | 121,619 | $10.3M | Add +3.7% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.93% | 252,456 | $10.0M | Reduce -2.1% |
| JPM JPMorgan Chase & Co. | 0.92% | 47,245 | $10.0M | Reduce -4.1% |
| GLD SPDR Gold Shares | 0.92% | 40,577 | $9.9M | Add +4.0% |
| AMZN Amazon.com Inc. | 0.92% | 52,914 | $9.9M | Add +0.7% |
| IWP iShares Russell Mid-Cap Grow | 0.86% | 78,798 | $9.2M | Add +0.7% |
| COWZ Pacer US Cash Cows 100 ETF | 0.83% | 154,964 | $9.0M | Add +20.1% |
| UL Unilever PLC | 0.83% | 137,416 | $8.9M | Reduce -5.3% |
| CSCO Cisco Systems Inc. | 0.82% | 166,984 | $8.9M | Reduce -2.9% |
| SPHD Invesco S&P 500 High Dividen | 0.81% | 173,602 | $8.8M | Add +7.6% |
| IWM iShares Russell 2000 ETF | 0.79% | 38,532 | $8.5M | Add +2.4% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.79% | 120,859 | $8.5M | Add +37.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.74% | 156,657 | $8.0M | Add +0.9% |
| VYM Vanguard High DVD Yield ETF | 0.74% | 62,320 | $8.0M | Add +1.2% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.71% | 34,424 | $7.6M | Reduce -0.8% |
| UCON First Trust Smith Unconstrai | 0.70% | 299,625 | $7.5M | Add +0.5% |
| VZ Verizon Communications Inc. | 0.69% | 166,215 | $7.5M | Reduce -6.9% |
| AMGN Amgen Inc. | 0.67% | 22,528 | $7.3M | Add +0.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.67% | 27,436 | $7.2M | Add +2.9% |
| RTX RTX Corp. | 0.67% | 59,612 | $7.2M | Reduce -0.8% |
| MRK Merck & Co. Inc. | 0.66% | 62,574 | $7.1M | Reduce -2.0% |
| NVDA Nvidia Corp. | 0.66% | 58,496 | $7.1M | Add +10.6% |
| RLY SS Multi-Asset Real Ret ETF | 0.66% | 246,653 | $7.1M | New |
| KMI Kinder Morgan Inc. | 0.63% | 307,990 | $6.8M | Reduce -1.9% |
| CVX Chevron Corp. | 0.62% | 45,181 | $6.7M | Add +5.9% |
| SPTI SS SPDR P Int Term TSY ETF | 0.62% | 228,680 | $6.6M | Add +5.5% |
| GOOD Gladstone Commercial Corp. | 0.61% | 407,668 | $6.6M | Reduce -3.2% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.57% | 162,846 | $6.1M | Add +2.1% |
| RWO State Street SPDR Dow Jones | 0.56% | 126,572 | $6.0M | Add +5.9% |
| UPS United Parcel Service Class B | 0.54% | 42,994 | $5.9M | Add +5.2% |
| DJIA Global X Dow 30 Cov Call ETF | 0.54% | 252,741 | $5.8M | Add +4.8% |
| IWO iShares Russell 2000 Growth | 0.53% | 20,287 | $5.8M | Add +6.4% |
| XOM Exxon Mobil Corp. | 0.52% | 47,692 | $5.6M | Add +1.0% |
| IWS iShares Russell Mid-Cap Valu | 0.51% | 41,866 | $5.5M | Reduce -0.9% |
| IWN iShares Russell 2000 Value E | 0.49% | 31,781 | $5.3M | Reduce -0.8% |
| PFE Pfizer Inc. | 0.49% | 182,019 | $5.3M | Add +1.5% |
| LMT Lockheed Martin Corp. | 0.48% | 8,884 | $5.2M | Reduce -2.9% |
| DOW Dow Inc. | 0.48% | 94,795 | $5.2M | Reduce -1.2% |
| IVW iShares S&P 500 Growth ETF | 0.47% | 53,035 | $5.1M | Reduce -0.5% |
| CVS CVS Health Corp. | 0.47% | 80,251 | $5.0M | Reduce -4.9% |
| QYLD Global X Nasd 100 Cov Call | 0.46% | 276,700 | $5.0M | Add +7.2% |
| IGLD FT Vest Gold Strategy Target | 0.46% | 230,796 | $5.0M | Add +6.9% |
| T AT&T Inc. | 0.46% | 223,602 | $4.9M | Add +7.9% |
| EMR Emerson Electric Co. | 0.46% | 44,844 | $4.9M | Add +21.7% |
| VCIT Vanguard Int-Term Corporate | 0.44% | 57,110 | $4.8M | Add +5.2% |
| ICOW Pacer Developed Markets Inte | 0.44% | 148,465 | $4.7M | Add +2.5% |
| PFF iShares Preferred & Income S | 0.42% | 135,067 | $4.5M | Add +14.6% |
| DGRS Wisdomtree U.S. Smallcap Qua | 0.41% | 85,294 | $4.4M | Add +4.7% |
| TFC Truist Financial Corp. | 0.39% | 99,408 | $4.3M | Reduce -0.7% |
| GOOGL Alphabet Inc. Class A | 0.39% | 25,595 | $4.2M | Add +5.5% |
| AGG iShares Core U.S. Aggregate | 0.37% | 39,638 | $4.0M | Add +7.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.37% | 8,184 | $4.0M | Add +4.0% |
| BMY Bristol-Myers Squibb Co. | 0.36% | 74,485 | $3.9M | Reduce -5.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.33% | 20,475 | $3.6M | Add +8.1% |
| COST Costco Wholesale Corp. | 0.33% | 3,986 | $3.5M | Reduce -25.9% |
| EFA iShares MSCI Eafe ETF | 0.32% | 41,740 | $3.5M | Reduce -1.7% |
| CMI Cummins Inc. | 0.31% | 10,363 | $3.4M | Reduce -2.8% |
| GOOG Alphabet Inc. Class C | 0.30% | 19,238 | $3.2M | Reduce -2.9% |
| OHI Omega Healthcare Investors | 0.29% | 77,301 | $3.1M | Reduce -8.2% |
| EPD Enterprise Products Partners | 0.29% | 106,481 | $3.1M | Add +5.6% |
| PSA Public Storage | 0.29% | 8,449 | $3.1M | Add +1.4% |
| USB US Bancorp | 0.28% | 66,326 | $3.0M | Add +6.1% |
| D Dominion Energy Inc. | 0.28% | 52,430 | $3.0M | Reduce -9.3% |
| IP International Paper Co. | 0.27% | 60,641 | $3.0M | Reduce -2.5% |
| MOAT Vaneck Morningstar Wide Moat | 0.27% | 30,522 | $3.0M | Add +28.7% |
| ORCL Oracle Corp. | 0.27% | 17,238 | $2.9M | Reduce -7.0% |
| HD Home Depot Inc. | 0.27% | 7,206 | $2.9M | Add +1.1% |
| FDX FedEx Corp. | 0.27% | 10,541 | $2.9M | Reduce -6.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.27% | 5,018 | $2.9M | Add +1.3% |
| PRU Prudential Financial Inc. | 0.27% | 23,676 | $2.9M | Reduce -1.8% |
| NSA National Storage Affiliates | 0.26% | 58,990 | $2.8M | Reduce -1.6% |
| ABBV Abbvie Inc. | 0.26% | 14,194 | $2.8M | Reduce -1.1% |
| AMAT Applied Materials Inc. | 0.24% | 12,795 | $2.6M | Add +1.9% |
| LHX L3HARRIS Technologies Inc. | 0.23% | 10,502 | $2.5M | Add +15.1% |
| GD General Dynamics Corp. | 0.23% | 8,252 | $2.5M | Reduce -3.0% |
| GS Goldman Sachs Group Inc. | 0.23% | 5,033 | $2.5M | Reduce -2.3% |
| PEP Pepsico Inc. | 0.22% | 14,252 | $2.4M | Add +2.6% |
Portfolio Sells Q2 2024 → Q3 2024
| MSFT Microsoft Corp. | Reduce -4.3% | 2.38% | −0.42 |
| QCOM Qualcomm Inc. | Reduce -1.1% | 1.21% | −0.34 |
| VGT Vanguard Info Tech ETF | Reduce -10.6% | 1.78% | −0.34 |
| SPLV Invesco S&P 500 Low Volatili | Reduce -65.3% | 0.18% | −0.33 |
| ITM Vaneck Intermediate Muni ETF | Reduce -66.5% | 0.14% | −0.29 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -57.7% | 0.15% | −0.21 |
| INTC Intel Corp. | Reduce -20.1% | 0.18% | −0.14 |
| MRK Merck & Co. Inc. | Reduce -2.0% | 0.66% | −0.14 |
| COST Costco Wholesale Corp. | Reduce -25.9% | 0.33% | −0.13 |
| PM Philip Morris International | Reduce -77.2% | 0.04% | −0.11 |
| BAC Bank of America Corp. | Reduce -2.1% | 0.93% | −0.10 |
| JPM JPMorgan Chase & Co. | Reduce -4.1% | 0.92% | −0.08 |
| FDX FedEx Corp. | Reduce -6.8% | 0.27% | −0.07 |
| GOOG Alphabet Inc. Class C | Reduce -2.9% | 0.30% | −0.07 |
| SFBS Servisfirst Bancshares Inc. | Sold out | 0.00% | −0.06 |
| VZ Verizon Communications Inc. | Reduce -6.9% | 0.69% | −0.05 |
| XSD SS SPDR S&P Semiconductor | Sold out | 0.00% | −0.04 |
| BEPC Brookfield Renewable Cor-A | Reduce -22.5% | 0.17% | −0.04 |
| MMD Nylim Mackay Definedterm Mun | Reduce -9.3% | 0.21% | −0.04 |
| CVS CVS Health Corp. | Reduce -4.9% | 0.47% | −0.03 |
| DOW Dow Inc. | Reduce -1.2% | 0.48% | −0.03 |
| IVW iShares S&P 500 Growth ETF | Reduce -0.5% | 0.47% | −0.03 |
| WFC Wells Fargo & Co. | Reduce -7.9% | 0.10% | −0.02 |
| DELL Dell Technologies -C | Sold out | 0.00% | −0.02 |
| CRS Carpenter Technology | Reduce -50.0% | 0.04% | −0.02 |
| GM General Motors Co. | Reduce -6.9% | 0.10% | −0.02 |
| MCK McKesson Corp. | Sold out | 0.00% | −0.02 |
| EAGG iShares ESG Aware US Aggrega | Sold out | 0.00% | −0.02 |
| SMH Vaneck Semiconductor ETF | Sold out | 0.00% | −0.02 |
| ETX Eaton Vance Muni Inc. 2028 TM | Sold out | 0.00% | −0.02 |
| XLE SS Energy Select Sector | Sold out | 0.00% | −0.02 |
| INTU Intuit Inc. | Reduce -44.3% | 0.02% | −0.02 |
| TPYP Managed Portfolio Series | Reduce -8.9% | 0.21% | −0.02 |
| REGN Regeneron Pharmaceuticals | Reduce -8.3% | 0.11% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -5.1% | 0.21% | −0.02 |
| PRU Prudential Financial Inc. | Reduce -1.8% | 0.27% | −0.02 |
| GD General Dynamics Corp. | Reduce -3.0% | 0.23% | −0.02 |
| NCLH Norwegian Cruise Line Holdin | Reduce -33.0% | 0.03% | −0.02 |
| WBA Walgreens Boots Alliance Inc. | Reduce -17.4% | 0.02% | −0.01 |
| SUN Sunoco LP | Reduce -5.5% | 0.07% | −0.01 |
| CAT Caterpillar Inc. | Reduce -15.7% | 0.14% | −0.01 |
| MAR Marriott International Class A | Reduce -1.6% | 0.18% | −0.01 |
| RF Regions Financial Corp. | Reduce -19.3% | 0.08% | −0.01 |
| WM Waste Management Inc. | Reduce -2.0% | 0.09% | −0.01 |
| RQI Cohen & Steers Qual Inc. RLTY | Sold out | 0.00% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -5.9% | 0.14% | −0.01 |
| COR Cencora Inc. | Reduce -1.9% | 0.10% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -1.7% | 0.32% | −0.01 |
| BCE Bce Inc. | Reduce -16.6% | 0.05% | −0.01 |
| DAL Delta Air Lines Inc. | Reduce -24.1% | 0.03% | −0.01 |
Portfolio Buys Q2 2024 → Q3 2024
| RLY SS Multi-Asset Real Ret ETF | New | 0.66% | +0.66 |
| BND Vanguard Total Bond Market | Add +25.1% | 1.93% | +0.33 |
| MUNI PIMCO Intermediate Municipal | Add +37.6% | 1.12% | +0.25 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +37.1% | 0.79% | +0.20 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +7.1% | 1.60% | +0.17 |
| DGRO iShares Core Dividend Growth | Add +4.7% | 2.74% | +0.13 |
| COWZ Pacer US Cash Cows 100 ETF | Add +20.1% | 0.83% | +0.12 |
| SCHV Schwab US Large-Cap Value | Add +3.4% | 2.87% | +0.10 |
| SPHD Invesco S&P 500 High Dividen | Add +7.6% | 0.81% | +0.09 |
| GLD SPDR Gold Shares | Add +4.0% | 0.92% | +0.07 |
| MOAT Vaneck Morningstar Wide Moat | Add +28.7% | 0.27% | +0.07 |
| UTG Reaves Utility Income Fund | Add +116.9% | 0.12% | +0.07 |
| VOO Vanguard S&P 500 ETF | Add +77.5% | 0.15% | +0.06 |
| IWR iShares Russell Mid-Cap ETF | Add +2.5% | 2.28% | +0.06 |
| KVUE Kenvue Inc. | New | 0.06% | +0.06 |
| RWO State Street SPDR Dow Jones | Add +5.9% | 0.56% | +0.06 |
| T AT&T Inc. | Add +7.9% | 0.46% | +0.06 |
| IYF iShares US Financials ETF | Add +4.0% | 1.08% | +0.06 |
| IJR iShares Core S&P Small-Cap E | Add +2.5% | 1.53% | +0.05 |
| IVV iShares Core S&P 500 ETF | Add +6.5% | 1.55% | +0.05 |
| IWD iShares Russell 1000 Value E | Add +3.7% | 1.22% | +0.05 |
| EMR Emerson Electric Co. | Add +21.7% | 0.46% | +0.05 |
| PSA Public Storage | Add +1.4% | 0.29% | +0.04 |
| PFF iShares Preferred & Income S | Add +14.6% | 0.42% | +0.04 |
| JNJ Johnson & Johnson | Add +1.5% | 1.04% | +0.04 |
| CWB SS SPDR BB Conv Sec ETF | Add +4.6% | 1.49% | +0.04 |
| SCHD Schwab US DVD Equity ETF | Add +3.7% | 0.95% | +0.04 |
| SOXX iShares Semiconductor ETF | New | 0.03% | +0.03 |
| USB US Bancorp | Add +6.1% | 0.28% | +0.03 |
| IWO iShares Russell 2000 Growth | Add +6.4% | 0.53% | +0.03 |
| CEFS Saba Opport Hedg Cef ETF-Usd | Add +79.1% | 0.07% | +0.03 |
| TSLA Tesla Inc. | Add +1.0% | 0.15% | +0.03 |
| IGLD FT Vest Gold Strategy Target | Add +6.9% | 0.46% | +0.03 |
| KBE SS SPDR S&P Bank ETF | New | 0.03% | +0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +8.1% | 0.33% | +0.03 |
| LHX L3HARRIS Technologies Inc. | Add +15.1% | 0.23% | +0.03 |
| JEPQ JPM Nasdaq Equity Premium | New | 0.02% | +0.02 |
| TLT iShares 20+ Year Treasury BD | New | 0.02% | +0.02 |
| HD Home Depot Inc. | Add +1.1% | 0.27% | +0.02 |
| XRNPX Cohen & Steers REIT and Pref | Add +85.6% | 0.05% | +0.02 |
| PLTR Palantir Technologies Inc. Class A | New | 0.02% | +0.02 |
| PPL PPL Corp. | New | 0.02% | +0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +2.9% | 0.67% | +0.02 |
| NKE Nike Inc. Class B | New | 0.02% | +0.02 |
| IWM iShares Russell 2000 ETF | Add +2.4% | 0.79% | +0.02 |
| DGRS Wisdomtree U.S. Smallcap Qua | Add +4.7% | 0.41% | +0.02 |
| WELL Welltower Inc. | New | 0.02% | +0.02 |
| CAG Conagra Brands Inc. | New | 0.02% | +0.02 |
| O Realty Income Corp. | Add +58.0% | 0.05% | +0.02 |
| URI United Rentals Inc. | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 446 | $1.4B | SCHG, DGRO, SCHV, VGT, IWF |
| Q1 2026 | 420 | $1.2B | SCHG, DGRO, SCHV, IWF, IWB |
| Q4 2025 | 441 | $1.2B | SCHG, IWF, DGRO, SCHV, AAPL |
| Q3 2025 | 391 | $1.2B | SCHG, IWF, SCHV, DGRO, MSFT |
| Q2 2025 | 374 | $1.2B | SCHG, IWF, SCHV, DGRO, MSFT |
| Q1 2025 | 357 | $1.1B | SCHG, SCHV, DGRO, AAPL, IWF |
| Q4 2024 | 356 | $1.1B | SCHG, AAPL, IWF, SCHV, DGRO |
| Q3 2024 | 348 | $1.1B | SCHG, SCHV, IWF, AAPL, DGRO |
| Q2 2024 | 337 | $993.7M | SCHG, IWF, MSFT, AAPL, SCHV |
| Q1 2024 | 340 | $976.5M | SCHG, SCHV, MSFT, IWF, DGRO |