AF Advisors, Inc.

Name: AF Advisors, Inc. 13F holdings, Q4 2024
Creator: AF Advisors, Inc.
Published: 2025-02-12

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 12, 2025), AF Advisors, Inc. reported 21 stock positions worth $723.1 million. Its top holding was Fair Isaac (FICO) at 98.4% of the portfolio, followed by Wells Fargo (WFC, 0.3%) and VG Morningstar TS MKT ETF-US (VTI, 0.2%). Compared with Q3 2024, it opened 1 new position, sold out of 3, added to 4 and reduced 3. The biggest buy was a new position in Discover Financial Services (DFS) and the biggest sale an exit from Vanguard Total Intl Stock (VXUS).

Most Recent 13F: Q2 2026
Location: SACRAMENTO, CA
CIK: 0001818044
Portfolio Value: $723.1M (Q4 2024)
SEC Filing: 0001085146-25-001094 ↗ filed Feb 12, 2025

Holdings Value

Holdings 21 stocks · $723.1M


FICO Fair Isaac Corp.	98.38%	357,341	$711.4M	Reduce -0.4%
WFC Wells Fargo & Co.	0.31%	32,040	$2.3M	No change
VTI VG Morningstar TS MKT ETF-US	0.22%	5,518	$1.6M	Add +2.0%
CAT Caterpillar Inc.	0.10%	2,061	$748K	No change
VUG Vanguard Mrngstar GR ETF-Sui	0.10%	1,735	$712K	Add +3.0%
NVDA Nvidia Corp.	0.10%	5,280	$709K	No change
CVX Chevron Corp.	0.09%	4,370	$633K	No change
AMZN Amazon.com Inc.	0.09%	2,838	$623K	No change
SCHB Schwab US Broad Market ETF	0.08%	26,965	$612K	No change
TSLA Tesla Inc.	0.07%	1,218	$492K	No change
AAPL Apple Inc.	0.06%	1,794	$449K	Add +0.1%
ITOT iShares Core S&P Total U.S.	0.06%	3,379	$435K	Add +0.1%
DVY iShares Select Dividend ETF	0.05%	2,898	$380K	Reduce -3.1%
CLX Clorox Company	0.04%	2,000	$325K	No change
SPY SS SPDR S&P 500 ETF Trust-US	0.04%	550	$322K	Reduce -21.4%
VGT Vanguard Info Tech ETF	0.04%	442	$275K	No change
DFS Discover Financial Services	0.03%	1,405	$243K	New
VIG Vanguard Dividend Apprec ETF	0.03%	1,150	$225K	No change
VB Vanguard Most SM-Cap ETF-Usd	0.03%	936	$225K	No change
WABC Westamerica Bancorporation	0.03%	4,200	$220K	No change
MSFT Microsoft Corp.	0.03%	494	$208K	No change

Portfolio Sells Q3 2024 → Q4 2024


VXUS Vanguard Total Intl Stock	Sold out	0.00%	−0.03
MMM 3M Co.	Sold out	0.00%	−0.03
VT Vanguard Tot World STK ETF	Sold out	0.00%	−0.03
FICO Fair Isaac Corp.	Reduce -0.4%	98.38%	−0.02
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -21.4%	0.04%	−0.01
DVY iShares Select Dividend ETF	Reduce -3.1%	0.05%	−0.00

Portfolio Buys Q3 2024 → Q4 2024


DFS Discover Financial Services	New	0.03%	+0.03
VUG Vanguard Mrngstar GR ETF-Sui	Add +3.0%	0.10%	+0.01
VTI VG Morningstar TS MKT ETF-US	Add +2.0%	0.22%	+0.01
AAPL Apple Inc.	Add +0.1%	0.06%	+0.00
ITOT iShares Core S&P Total U.S.	Add +0.1%	0.06%	+0.00

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	30	$203.6M	FICO, VYM, SPSM, SPMD, WFC
Q1 2026	26	$180.9M	FICO, VYM, SPMD, SPSM, WFC
Q4 2025	29	$263.2M	FICO, VYM, SPMD, SPSM, WFC
Q3 2025	30	$246.2M	FICO, VYM, SPMD, SPSM, WFC
Q2 2025	28	$289.9M	FICO, VYM, SPMD, SPSM, WFC
Q1 2025	22	$528.5M	FICO, WFC, VTI, CVX, CAT
Q4 2024	21	$723.1M	FICO, WFC, VTI, CAT, VUG
Q3 2024	23	$708.4M	FICO, WFC, VTI, CAT, VUG
Q2 2024	21	$545.1M	FICO, WFC, VTI, CAT, CVX
Q1 2024	22	$461.2M	FICO, WFC, VTI, CAT, CVX