AF Advisors, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 6, 2026), AF Advisors, Inc. reported 29 stock positions worth $263.2 million. Its top holding was Fair Isaac (FICO) at 82.3% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 6.5%) and SS SPDR P S&P 400 Midcap ETF (SPMD, 2.8%). Compared with Q3 2025, it opened 3 new positions, sold out of 4, added to 6 and reduced 8. The biggest buy was Vanguard High DVD Yield ETF (VYM, shares +51%) and the biggest sale Fair Isaac (FICO, shares −8%).
- Most Recent 13F
- Q2 2026
- Location
- SACRAMENTO, CA
- CIK
- 0001818044
- Portfolio Value
- $263.2M (Q4 2025)
- SEC Filing
- 0001818044-26-000001 ↗ filed Feb 6, 2026
Holdings Value
Holdings 29 stocks · $263.2M
| FICO Fair Isaac Corp. | 82.30% | 128,134 | $216.6M | Reduce -8.3% |
| VYM Vanguard High DVD Yield ETF | 6.48% | 118,864 | $17.1M | Add +50.7% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 2.82% | 128,000 | $7.4M | No change |
| SPSM SS SPDR P S&P 600 Small Cap | 2.67% | 150,000 | $7.0M | Add +66.7% |
| WFC Wells Fargo & Co. | 1.13% | 32,040 | $3.0M | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.66% | 5,150 | $1.7M | Add +0.0% |
| CAT Caterpillar Inc. | 0.45% | 2,063 | $1.2M | Add +0.1% |
| NVDA Nvidia Corp. | 0.41% | 5,801 | $1.1M | Reduce -0.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.30% | 1,635 | $798K | No change |
| SCHB Schwab US Broad Market ETF | 0.27% | 26,935 | $706K | Add +0.0% |
| AMZN Amazon.com Inc. | 0.25% | 2,870 | $662K | Reduce -0.3% |
| CVX Chevron Corp. | 0.25% | 4,255 | $649K | Reduce -2.4% |
| TSLA Tesla Inc. | 0.21% | 1,234 | $555K | Reduce -0.2% |
| ITOT iShares Core S&P Total U.S. | 0.19% | 3,379 | $502K | No change |
| AAPL Apple Inc. | 0.18% | 1,741 | $473K | Reduce -0.5% |
| DVY iShares Select Dividend ETF | 0.15% | 2,823 | $398K | Reduce -3.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.14% | 550 | $375K | No change |
| COF Capital One Financial Corp. | 0.13% | 1,465 | $355K | No change |
| AXON Axon Enterprise Inc. | 0.11% | 532 | $302K | New |
| VGT Vanguard Info Tech ETF | 0.10% | 342 | $258K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.10% | 1,150 | $253K | No change |
| MSFT Microsoft Corp. | 0.09% | 506 | $245K | Add +0.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.09% | 936 | $242K | No change |
| MMM 3M Co. | 0.09% | 1,500 | $240K | No change |
| ROST Ross Stores Inc. | 0.09% | 1,311 | $236K | New |
| ABBV Abbvie Inc. | 0.08% | 960 | $219K | No change |
| VT Vanguard Tot World STK ETF | 0.08% | 1,521 | $215K | Reduce -9.5% |
| VXF Vanguard Extended Market ETF | 0.08% | 1,000 | $209K | No change |
| GOOG Alphabet Inc. Class C | 0.08% | 660 | $207K | New |
Portfolio Sells Q3 2025 → Q4 2025
| FICO Fair Isaac Corp. | Reduce -8.3% | 82.30% | −2.59 |
| CLX Clorox Company | Sold out | 0.00% | −0.10 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.09 |
| T AT&T Inc. | Sold out | 0.00% | −0.09 |
| WABC Westamerica Bancorporation | Sold out | 0.00% | −0.09 |
| NVDA Nvidia Corp. | Reduce -0.4% | 0.41% | −0.03 |
| CVX Chevron Corp. | Reduce -2.4% | 0.25% | −0.03 |
| DVY iShares Select Dividend ETF | Reduce -3.2% | 0.15% | −0.02 |
| TSLA Tesla Inc. | Reduce -0.2% | 0.21% | −0.01 |
| VT Vanguard Tot World STK ETF | Reduce -9.5% | 0.08% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -0.3% | 0.25% | −0.00 |
| AAPL Apple Inc. | Reduce -0.5% | 0.18% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| VYM Vanguard High DVD Yield ETF | Add +50.7% | 6.48% | +1.97 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +66.7% | 2.67% | +0.98 |
| AXON Axon Enterprise Inc. | New | 0.11% | +0.11 |
| ROST Ross Stores Inc. | New | 0.09% | +0.09 |
| GOOG Alphabet Inc. Class C | New | 0.08% | +0.08 |
| CAT Caterpillar Inc. | Add +0.1% | 0.45% | +0.05 |
| SCHB Schwab US Broad Market ETF | Add +0.0% | 0.27% | −0.01 |
| MSFT Microsoft Corp. | Add +0.4% | 0.09% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.0% | 0.66% | −0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 30 | $203.6M | FICO, VYM, SPSM, SPMD, WFC |
| Q1 2026 | 26 | $180.9M | FICO, VYM, SPMD, SPSM, WFC |
| Q4 2025 | 29 | $263.2M | FICO, VYM, SPMD, SPSM, WFC |
| Q3 2025 | 30 | $246.2M | FICO, VYM, SPMD, SPSM, WFC |
| Q2 2025 | 28 | $289.9M | FICO, VYM, SPMD, SPSM, WFC |
| Q1 2025 | 22 | $528.5M | FICO, WFC, VTI, CVX, CAT |
| Q4 2024 | 21 | $723.1M | FICO, WFC, VTI, CAT, VUG |
| Q3 2024 | 23 | $708.4M | FICO, WFC, VTI, CAT, VUG |
| Q2 2024 | 21 | $545.1M | FICO, WFC, VTI, CAT, CVX |
| Q1 2024 | 22 | $461.2M | FICO, WFC, VTI, CAT, CVX |