American Financial & Tax Strategies Inc.

Name: AMERICAN FINANCIAL & TAX STRATEGIES INC 13F holdings, Q4 2024
Creator: AMERICAN FINANCIAL & TAX STRATEGIES INC
Published: 2025-01-28

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 28, 2025), American Financial & Tax Strategies Inc. reported 90 stock positions worth $193.0 million. Its top holding was Vanguard Total Intl Bond ETF (BNDX) at 5.9% of the portfolio, followed by Vanguard Russell 1000 Growth (VONG, 4.8%) and SS SPDR P S&P 500 Growth ETF (SPYG, 4.7%). Compared with Q3 2024, it sold out of 2, added to 34 and reduced 28. The biggest buy was SS SPDR P S&P 500 Value ETF (SPYV, shares +21%) and the biggest sale an exit from SS SPDR Dow Jones Indus Avg (DIA).

Most Recent 13F: Q2 2026
Location: NEW YORK, NY
CIK: 0000911927
Portfolio Value: $193.0M (Q4 2024)
SEC Filing: 0000911927-25-000001 ↗ filed Jan 28, 2025

Holdings Value

Holdings 90 stocks · $193.0M


BNDX Vanguard Total Intl Bond ETF	5.86%	230,550	$11.3M	Add +1.5%
VONG Vanguard Russell 1000 Growth	4.81%	89,852	$9.3M	Reduce -0.6%
SPYG SS SPDR P S&P 500 Growth ETF	4.72%	103,715	$9.1M	Reduce -0.8%
XSOE Wisdmtree Emerg MKT Ex-St Ow	4.71%	297,930	$9.1M	Add +1.3%
SPYV SS SPDR P S&P 500 Value ETF	4.20%	158,620	$8.1M	Add +21.0%
SPLV Invesco S&P 500 Low Volatili	3.52%	97,006	$6.8M	Reduce -1.0%
MGK Vngrd Mrgstr MG CP GR ETF-Ui	3.25%	18,269	$6.3M	Add +1.5%
COWZ Pacer US Cash Cows 100 ETF	2.94%	100,521	$5.7M	Add +4.8%
VTEB Vanguard Tax-Exempt Bond ETF	2.80%	107,663	$5.4M	Add +2.8%
FREL Fidelity MSCI RL Est Indx	2.69%	192,230	$5.2M	Add +0.0%
ILCG iShares Morningstar Growth E	2.50%	53,797	$4.8M	Reduce -0.1%
VWOB Vanguard Emerg MKTS Gov BND	2.34%	71,419	$4.5M	Add +1.0%
COMB Graniteshares Bcom Broad STR	2.26%	218,614	$4.4M	Add +3.6%
SCHV Schwab US Large-Cap Value	2.10%	155,285	$4.0M	Reduce -0.1%
VIGI Vanguard Int Div App Indx FD	1.99%	48,124	$3.8M	Add +3.2%
HDV iShares Core High Dividend E	1.91%	32,749	$3.7M	Add +0.9%
FLMI Franklin Dynamic Municipal B	1.79%	141,460	$3.5M	Add +0.2%
FNDF Schwab Fndmn Intl LRG Co. ETF	1.72%	99,773	$3.3M	Reduce -0.3%
VOT Vngrd Mrngstr MC GRW ETF-Usd	1.69%	12,825	$3.3M	Add +0.5%
BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS	1.64%	160,439	$3.2M	Reduce -0.7%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.62%	15,756	$3.1M	Reduce -0.2%
EFG iShares MSCI Eafe Growth ETF	1.56%	31,157	$3.0M	No change
BND Vanguard Total Bond Market	1.55%	41,609	$3.0M	Add +8.9%
AGGY Wisdomtree Yield Enhanced US	1.55%	69,529	$3.0M	No change
VOE Vngrd Mrngstr MD-Cap Val ETF	1.53%	18,277	$3.0M	Add +0.3%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.48%	10,177	$2.9M	Add +1.1%
ICOW Pacer Developed Markets Inte	1.47%	97,380	$2.8M	Add +14.9%
PZT Invesco New York Amt-Free Mu	1.46%	124,048	$2.8M	Reduce -1.7%
BSV Vanguard Short-Term Bond ETF	1.45%	36,154	$2.8M	Add +0.1%
FLBL Franklin Senior Loan ETF	1.44%	114,289	$2.8M	Reduce -0.7%
IJT iShares S&P Small-Cap 600 GR	1.17%	16,636	$2.3M	Reduce -0.2%
EFV iShares MSCI Eafe Value ETF	1.12%	41,253	$2.2M	No change
VIOV Vanguard S&P Small-Cap 600 V	1.09%	22,494	$2.1M	No change
SCZ iShares MSCI Eafe Small-Cap	1.04%	33,172	$2.0M	No change
SLYG SS SPDR S&P 600 SC GR ETF	1.02%	21,719	$2.0M	Add +0.3%
MDYG SS SPDR S&P 400 MC GR ETF	0.83%	18,380	$1.6M	Add +1.6%
XLB SS Materials Select Sector	0.82%	18,863	$1.6M	No change
VNQ Vanguard Real Estate ETF	0.81%	17,522	$1.6M	Reduce -0.2%
IWF iShares Russell 1000 Growth	0.77%	3,708	$1.5M	No change
IVOV Vanguard S&P Mid-Cap 400 Val	0.74%	14,904	$1.4M	Reduce -0.7%
CALF PCR US SM CP CSH CWS ETF-Usd	0.73%	31,865	$1.4M	Add +5.9%
LQD Ishr Ibx Usd Invgd CB ETF-Ui	0.72%	12,992	$1.4M	Reduce -0.1%
SCHC Schwab Intl Small-Cap Equity	0.70%	39,411	$1.4M	Add +5.8%
AAPL Apple Inc.	0.66%	5,113	$1.3M	No change
PM Philip Morris International	0.63%	10,059	$1.2M	No change
SLYV SS SPDR S&P 600 SC Val ETF	0.60%	13,265	$1.2M	Reduce -0.8%
SPEM State Street SP PTF Em ETF	0.58%	29,039	$1.1M	No change
MDYV SS SPDR S&P 400 MC Val ETF	0.57%	13,744	$1.1M	Add +4.3%
IAGG iShares Intl Aggregate Bond	0.53%	20,299	$1.0M	Reduce -4.4%
AMZN Amazon.com Inc.	0.52%	4,598	$1.0M	No change
BAR Graniteshares Gold Trust	0.51%	38,254	$990K	Reduce -0.2%
HAUZ Xtrackers Intl Real Estate	0.50%	48,342	$957K	Add +0.4%
VTWG Vanguard Russell 2000 Growth	0.48%	4,364	$917K	Reduce -2.7%
CEMB iShares JP Morgan Em Corpora	0.46%	19,804	$879K	Add +0.1%
MO Altria Group Inc.	0.45%	16,447	$860K	No change
VMC Vulcan Materials Co.	0.36%	2,688	$691K	No change
IDHQ Invesco S&P International DE	0.35%	23,920	$677K	No change
EMB iShares JP Morgan Usd Emergi	0.34%	7,468	$665K	Add +4.0%
VWO Vanguard Ftse Emerging Marke	0.32%	13,929	$613K	Reduce -1.0%
IJJ iShares S&P Mid-Cap 400 Valu	0.32%	4,881	$610K	No change
VUG Vanguard Mrngstar GR ETF-Sui	0.31%	1,474	$605K	No change
IVOG Vanguard S&P Mid-Cap 400 Gro	0.31%	5,268	$594K	Reduce -2.4%
TSLA Tesla Inc.	0.29%	1,368	$552K	Reduce -0.8%
MDLZ Mondelez International Inc. Class A	0.27%	8,579	$512K	No change
MSFT Microsoft Corp.	0.26%	1,207	$509K	Add +6.0%
CSCO Cisco Systems Inc.	0.26%	8,384	$496K	Reduce -70.8%
VB Vanguard Most SM-Cap ETF-Usd	0.26%	2,049	$492K	Reduce -0.3%
IJK iShares S&P Mid-Cap 400 Grow	0.25%	5,406	$492K	No change
XOM Exxon Mobil Corp.	0.23%	4,175	$449K	Add +2.9%
VNQI Vanguard GLBL Ex-US Real Est	0.23%	11,211	$444K	Add +0.7%
KO The Coca-Cola Co.	0.21%	6,477	$403K	Add +3.4%
BRK.B Berkshire Hathaway Inc. Class B	0.20%	868	$393K	No change
IWP iShares Russell Mid-Cap Grow	0.20%	3,072	$389K	No change
GDX Vaneck Gold Miners ETF	0.18%	10,470	$355K	No change
IWR iShares Russell Mid-Cap ETF	0.18%	3,835	$339K	Reduce -0.5%
NULG Nuveen ESG LRG-Cap GRW ETF	0.17%	3,935	$338K	Reduce -3.9%
SCHG Schwab US Large-Cap Growth	0.17%	12,080	$337K	Reduce -12.9%
DVY iShares Select Dividend ETF	0.17%	2,553	$335K	No change
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.15%	1,114	$294K	No change
EFAX State Street SPDR MSCI Eafe	0.15%	7,239	$288K	No change
SUSC iShares ESG Aware Usd Corpor	0.15%	12,571	$286K	Add +0.8%
GRNB Vaneck Green Bond ETF	0.14%	11,759	$279K	Add +0.4%
VTI VG Morningstar TS MKT ETF-US	0.14%	960	$278K	No change
SPSM SS SPDR P S&P 600 Small Cap	0.14%	6,042	$271K	Reduce -2.2%
VEU Vanguard Ftse All-World Ex-U	0.14%	4,563	$262K	Reduce -0.6%
ILCV iShares Morningstar Value Et	0.13%	3,200	$259K	No change
GOOGL Alphabet Inc. Class A	0.13%	1,281	$242K	No change
SCHM Schwab US Mid Cap ETF	0.12%	8,644	$240K	Add +0.8%
NULV Nuveen ESG Large-Cap Val ETF	0.12%	5,714	$225K	Add +0.6%
ICLN iShares Global Clean Energy	0.07%	12,654	$144K	No change

Portfolio Sells Q3 2024 → Q4 2024


DIA SS SPDR Dow Jones Indus Avg	Sold out	0.00%	−0.76
CSCO Cisco Systems Inc.	Reduce -70.8%	0.26%	−0.52
FNDF Schwab Fndmn Intl LRG Co. ETF	Reduce -0.3%	1.72%	−0.18
NVDA Nvidia Corp.	Sold out	0.00%	−0.15
VNQ Vanguard Real Estate ETF	Reduce -0.2%	0.81%	−0.06
SPLV Invesco S&P 500 Low Volatili	Reduce -1.0%	3.52%	−0.05
PZT Invesco New York Amt-Free Mu	Reduce -1.7%	1.46%	−0.04
IAGG iShares Intl Aggregate Bond	Reduce -4.4%	0.53%	−0.03
BCI Abrdn Bloomberg All Commodit	Reduce -0.7%	1.64%	−0.03
LQD Ishr Ibx Usd Invgd CB ETF-Ui	Reduce -0.1%	0.72%	−0.03
VWO Vanguard Ftse Emerging Marke	Reduce -1.0%	0.32%	−0.02
SCHV Schwab US Large-Cap Value	Reduce -0.1%	2.10%	−0.02
IJT iShares S&P Small-Cap 600 GR	Reduce -0.2%	1.17%	−0.01
VEU Vanguard Ftse All-World Ex-U	Reduce -0.6%	0.14%	−0.01
SCHG Schwab US Large-Cap Growth	Reduce -12.9%	0.17%	−0.01
IVOG Vanguard S&P Mid-Cap 400 Gro	Reduce -2.4%	0.31%	−0.01
SPSM SS SPDR P S&P 600 Small Cap	Reduce -2.2%	0.14%	−0.00
IWR iShares Russell Mid-Cap ETF	Reduce -0.5%	0.18%	+0.00
NULG Nuveen ESG LRG-Cap GRW ETF	Reduce -3.9%	0.17%	+0.00
VTWG Vanguard Russell 2000 Growth	Reduce -2.7%	0.48%	+0.00
VB Vanguard Most SM-Cap ETF-Usd	Reduce -0.3%	0.26%	+0.01
BAR Graniteshares Gold Trust	Reduce -0.2%	0.51%	+0.01
IVOV Vanguard S&P Mid-Cap 400 Val	Reduce -0.7%	0.74%	+0.01
VBR Vngrd Mrngst SL-CP Val ETF-U	Reduce -0.2%	1.62%	+0.01
SLYV SS SPDR S&P 600 SC Val ETF	Reduce -0.8%	0.60%	+0.01
FLBL Franklin Senior Loan ETF	Reduce -0.7%	1.44%	+0.02
TSLA Tesla Inc.	Reduce -0.8%	0.29%	+0.10
ILCG iShares Morningstar Growth E	Reduce -0.1%	2.50%	+0.20
SPYG SS SPDR P S&P 500 Growth ETF	Reduce -0.8%	4.72%	+0.32
VONG Vanguard Russell 1000 Growth	Reduce -0.6%	4.81%	+0.38

Portfolio Buys Q3 2024 → Q4 2024


SPYV SS SPDR P S&P 500 Value ETF	Add +21.0%	4.20%	+0.69
MGK Vngrd Mrgstr MG CP GR ETF-Ui	Add +1.5%	3.25%	+0.31
COWZ Pacer US Cash Cows 100 ETF	Add +4.8%	2.94%	+0.13
ICOW Pacer Developed Markets Inte	Add +14.9%	1.47%	+0.11
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +1.1%	1.48%	+0.11
VOT Vngrd Mrngstr MC GRW ETF-Usd	Add +0.5%	1.69%	+0.11
BND Vanguard Total Bond Market	Add +8.9%	1.55%	+0.09
VTEB Vanguard Tax-Exempt Bond ETF	Add +2.8%	2.80%	+0.08
COMB Graniteshares Bcom Broad STR	Add +3.6%	2.26%	+0.07
BNDX Vanguard Total Intl Bond ETF	Add +1.5%	5.86%	+0.07
MDYV SS SPDR S&P 400 MC Val ETF	Add +4.3%	0.57%	+0.04
MDYG SS SPDR S&P 400 MC GR ETF	Add +1.6%	0.83%	+0.02
CALF PCR US SM CP CSH CWS ETF-Usd	Add +5.9%	0.73%	+0.02
MSFT Microsoft Corp.	Add +6.0%	0.26%	+0.01
BSV Vanguard Short-Term Bond ETF	Add +0.1%	1.45%	+0.00
EMB iShares JP Morgan Usd Emergi	Add +4.0%	0.34%	+0.00
SCHM Schwab US Mid Cap ETF	Add +0.8%	0.12%	+0.00
FLMI Franklin Dynamic Municipal B	Add +0.2%	1.79%	−0.00
GRNB Vaneck Green Bond ETF	Add +0.4%	0.14%	−0.00
SUSC iShares ESG Aware Usd Corpor	Add +0.8%	0.15%	−0.00
NULV Nuveen ESG Large-Cap Val ETF	Add +0.6%	0.12%	−0.00
CEMB iShares JP Morgan Em Corpora	Add +0.1%	0.46%	−0.01
SLYG SS SPDR S&P 600 SC GR ETF	Add +0.3%	1.02%	−0.01
XOM Exxon Mobil Corp.	Add +2.9%	0.23%	−0.01
VOE Vngrd Mrngstr MD-Cap Val ETF	Add +0.3%	1.53%	−0.02
KO The Coca-Cola Co.	Add +3.4%	0.21%	−0.02
SCHC Schwab Intl Small-Cap Equity	Add +5.8%	0.70%	−0.03
HDV iShares Core High Dividend E	Add +0.9%	1.91%	−0.03
VNQI Vanguard GLBL Ex-US Real Est	Add +0.7%	0.23%	−0.04
VWOB Vanguard Emerg MKTS Gov BND	Add +1.0%	2.34%	−0.05
HAUZ Xtrackers Intl Real Estate	Add +0.4%	0.50%	−0.08
VIGI Vanguard Int Div App Indx FD	Add +3.2%	1.99%	−0.09
FREL Fidelity MSCI RL Est Indx	Add +0.0%	2.69%	−0.18
XSOE Wisdmtree Emerg MKT Ex-St Ow	Add +1.3%	4.71%	−0.23

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	102	$221.3M	XSOE, BNDX, VONG, SPYV, MGK
Q1 2026	97	$205.8M	BNDX, XSOE, VONG, SPYV, COWZ
Q4 2025	97	$200.7M	BNDX, XSOE, VONG, SPYV, MGK
Q3 2025	93	$200.4M	BNDX, XSOE, VONG, SPYV, MGK
Q2 2025	91	$193.5M	BNDX, XSOE, VONG, SPYV, MGK
Q1 2025	91	$186.0M	BNDX, XSOE, VONG, SPYV, SPYG
Q4 2024	90	$193.0M	BNDX, VONG, SPYG, XSOE, SPYV
Q3 2024	92	$197.1M	BNDX, XSOE, VONG, SPYG, SPLV
Q2 2024	93	$189.7M	BNDX, XSOE, SPYG, VONG, SPLV
Q1 2024	91	$186.3M	BNDX, SPYG, XSOE, VONG, SPLV