American Financial & Tax Strategies Inc.

Name: AMERICAN FINANCIAL & TAX STRATEGIES INC 13F holdings, Q4 2025
Creator: AMERICAN FINANCIAL & TAX STRATEGIES INC
Published: 2026-01-30

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 30, 2026), American Financial & Tax Strategies Inc. reported 97 stock positions worth $200.7 million. Its top holding was Vanguard Total Intl Bond ETF (BNDX) at 5.7% of the portfolio, followed by Wisdmtree Emerg MKT Ex-St Ow (XSOE, 4.9%) and Vanguard Russell 1000 Growth (VONG, 4.9%). Compared with Q3 2025, it opened 4 new positions, added to 28 and reduced 44. The biggest buy was Vanguard Total Bond Market (BND, shares +13%) and the biggest sale Schwab US Large-Cap Value (SCHV, shares −17%).

Most Recent 13F: Q2 2026
Location: NEW YORK, NY
CIK: 0000911927
Portfolio Value: $200.7M (Q4 2025)
SEC Filing: 0000911927-26-000001 ↗ filed Jan 30, 2026

Holdings Value

Holdings 97 stocks · $200.7M


BNDX Vanguard Total Intl Bond ETF	5.65%	234,773	$11.3M	Add +4.1%
XSOE Wisdmtree Emerg MKT Ex-St Ow	4.88%	250,836	$9.8M	Reduce -3.8%
VONG Vanguard Russell 1000 Growth	4.88%	80,384	$9.8M	Reduce -0.3%
SPYV SS SPDR P S&P 500 Value ETF	3.95%	139,462	$7.9M	Reduce -5.8%
MGK Vngrd Mrgstr MG CP GR ETF-Ui	3.62%	17,602	$7.3M	Add +1.1%
COWZ Pacer US Cash Cows 100 ETF	3.34%	111,507	$6.7M	Add +2.6%
SPYG SS SPDR P S&P 500 Growth ETF	3.21%	60,402	$6.4M	Reduce -2.5%
SPLV Invesco S&P 500 Low Volatili	2.98%	83,767	$6.0M	Reduce -6.0%
VTEB Vanguard Tax-Exempt Bond ETF	2.86%	114,104	$5.7M	Reduce -0.6%
FREL Fidelity MSCI RL Est Indx	2.69%	200,845	$5.4M	Add +0.9%
ILCG iShares Morningstar Growth E	2.59%	49,926	$5.2M	Reduce -0.4%
VWOB Vanguard Emerg MKTS Gov BND	2.47%	73,568	$5.0M	Add +4.3%
COMB Graniteshares Bcom Broad STR	2.34%	222,771	$4.7M	Reduce -0.3%
VIGI Vanguard Int Div App Indx FD	2.20%	48,182	$4.4M	Add +5.7%
BND Vanguard Total Bond Market	2.18%	58,968	$4.4M	Add +13.4%
HDV iShares Core High Dividend E	2.12%	34,964	$4.3M	Add +7.0%
ICOW Pacer Developed Markets Inte	1.91%	98,888	$3.8M	Add +0.6%
FNDF Schwab Fndmn Intl LRG Co. ETF	1.72%	76,404	$3.5M	Reduce -2.6%
SCHV Schwab US Large-Cap Value	1.68%	113,800	$3.4M	Reduce -16.5%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.66%	15,718	$3.3M	Add +5.5%
VBK Van Morst SML-Cap Gro-Usd Inc.	1.65%	10,967	$3.3M	Reduce -1.0%
VOT Vngrd Mrngstr MC GRW ETF-Usd	1.60%	11,499	$3.2M	Reduce -5.4%
VOE Vngrd Mrngstr MD-Cap Val ETF	1.60%	18,071	$3.2M	Add +1.3%
FLMI Franklin Dynamic Municipal B	1.50%	120,697	$3.0M	Reduce -4.0%
FLBL Franklin Senior Loan ETF	1.44%	123,221	$2.9M	Add +0.7%
AGGY Wisdomtree Yield Enhanced US	1.41%	64,184	$2.8M	Add +2.0%
EFG iShares MSCI Eafe Growth ETF	1.34%	23,606	$2.7M	Reduce -13.9%
BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS	1.23%	125,922	$2.5M	Reduce -1.5%
BSV Vanguard Short-Term Bond ETF	1.13%	28,694	$2.3M	Reduce -1.7%
SLYG SS SPDR S&P 600 SC GR ETF	1.06%	22,651	$2.1M	Add +4.7%
SCZ iShares MSCI Eafe Small-Cap	1.05%	27,216	$2.1M	Reduce -12.8%
CALF PCR US SM CP CSH CWS ETF-Usd	1.02%	45,928	$2.0M	Add +1.9%
EFV iShares MSCI Eafe Value ETF	1.01%	28,327	$2.0M	Reduce -14.1%
IJT iShares S&P Small-Cap 600 GR	0.98%	13,896	$2.0M	Reduce -12.5%
VIOV Vanguard S&P Small-Cap 600 V	0.87%	17,848	$1.7M	Reduce -16.6%
SCHC Schwab Intl Small-Cap Equity	0.86%	37,914	$1.7M	Add +1.6%
PZT Invesco New York Amt-Free Mu	0.85%	76,773	$1.7M	Reduce -5.5%
MDYG SS SPDR S&P 400 MC GR ETF	0.81%	17,608	$1.6M	Reduce -0.5%
CSCO Cisco Systems Inc.	0.77%	19,980	$1.5M	Reduce -4.8%
XLB SS Materials Select Sector	0.72%	32,017	$1.5M	Reduce -0.6%
XOM Exxon Mobil Corp.	0.69%	11,558	$1.4M	No change
BAR Graniteshares Gold Trust	0.69%	32,678	$1.4M	Reduce -8.3%
IWF iShares Russell 1000 Growth	0.67%	2,824	$1.3M	Reduce -15.0%
SPEM State Street SP PTF Em ETF	0.66%	28,392	$1.3M	Reduce -1.4%
VNQ Vanguard Real Estate ETF	0.64%	14,523	$1.3M	Reduce -7.1%
MDYV SS SPDR S&P 400 MC Val ETF	0.63%	14,966	$1.3M	Add +8.2%
PM Philip Morris International	0.61%	7,647	$1.2M	No change
LQD Ishr Ibx Usd Invgd CB ETF-Ui	0.59%	10,789	$1.2M	Reduce -0.1%
AAPL Apple Inc.	0.56%	4,150	$1.1M	No change
SLYV SS SPDR S&P 600 SC Val ETF	0.55%	12,057	$1.1M	Add +0.2%
AMZN Amazon.com Inc.	0.52%	4,517	$1.0M	No change
HAUZ Xtrackers Intl Real Estate	0.52%	44,776	$1.0M	Reduce -0.3%
IVOV Vanguard S&P Mid-Cap 400 Val	0.47%	9,419	$951K	Reduce -27.8%
MO Altria Group Inc.	0.47%	16,447	$948K	No change
IAGG iShares Intl Aggregate Bond	0.44%	17,556	$878K	Add +1.4%
VTWG Vanguard Russell 2000 Growth	0.41%	3,511	$829K	Reduce -0.8%
VMC Vulcan Materials Co.	0.38%	2,688	$767K	No change
HYMB SS SPDR N Ice HY Muni ETF	0.38%	30,469	$760K	Add +114.6%
IDHQ Invesco S&P International DE	0.36%	20,799	$731K	Reduce -2.0%
TSLA Tesla Inc.	0.36%	1,620	$729K	No change
CEMB iShares JP Morgan Em Corpora	0.35%	15,398	$706K	Add +1.0%
VWO Vanguard Ftse Emerging Marke	0.35%	13,046	$701K	Reduce -2.4%
EMB iShares JP Morgan Usd Emergi	0.35%	7,244	$697K	Reduce -0.8%
VUG Vanguard Mrngstar GR ETF-Sui	0.33%	1,366	$666K	Reduce -3.3%
IJJ iShares S&P Mid-Cap 400 Valu	0.32%	4,881	$642K	No change
GDX Vaneck Gold Miners ETF	0.32%	7,484	$642K	No change
SUSC iShares ESG Aware Usd Corpor	0.27%	23,082	$540K	Add +42.9%
IJK iShares S&P Mid-Cap 400 Grow	0.26%	5,406	$524K	No change
MUNY Vanguard NY Tax-Ex Bond	0.26%	5,000	$516K	Add +44.1%
NULV Nuveen ESG Large-Cap Val ETF	0.26%	11,400	$514K	Add +39.0%
IVOG Vanguard S&P Mid-Cap 400 Gro	0.24%	4,074	$490K	No change
MSFT Microsoft Corp.	0.23%	972	$470K	Reduce -1.0%
VB Vanguard Most SM-Cap ETF-Usd	0.23%	1,796	$463K	Reduce -2.5%
MDLZ Mondelez International Inc. Class A	0.23%	8,579	$462K	No change
KO The Coca-Cola Co.	0.20%	5,865	$410K	No change
GOOGL Alphabet Inc. Class A	0.20%	1,285	$402K	Reduce -2.9%
VNQI Vanguard GLBL Ex-US Real Est	0.20%	8,763	$402K	Reduce -9.0%
NULG Nuveen ESG LRG-Cap GRW ETF	0.20%	4,046	$396K	Add +22.6%
SCHG Schwab US Large-Cap Growth	0.19%	11,488	$375K	No change
DVY iShares Select Dividend ETF	0.18%	2,553	$360K	No change
IWP iShares Russell Mid-Cap Grow	0.18%	2,630	$360K	Reduce -0.5%
EFAX State Street SPDR MSCI Eafe	0.17%	6,932	$350K	Add +1.4%
IWR iShares Russell Mid-Cap ETF	0.17%	3,602	$347K	No change
GRNB Vaneck Green Bond ETF	0.16%	13,167	$320K	Add +3.7%
ESGD iShares Trust iShares ESG Aw	0.16%	3,355	$319K	New
VEU Vanguard Ftse All-World Ex-U	0.15%	4,119	$303K	Reduce -5.7%
ILCV iShares Morningstar Value Et	0.15%	3,200	$302K	No change
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.15%	1,031	$299K	Reduce -6.1%
BRK.B Berkshire Hathaway Inc. Class B	0.14%	545	$274K	No change
SPSM SS SPDR P S&P 600 Small Cap	0.13%	5,743	$269K	Reduce -4.0%
LRGE Clearbridge Large Cap Growth	0.13%	3,245	$267K	New
ICLN iShares Global Clean Energy	0.13%	15,583	$256K	Add +5.8%
GS Goldman Sachs Group Inc.	0.12%	277	$243K	No change
SCHM Schwab US Mid Cap ETF	0.12%	8,038	$242K	No change
NVDA Nvidia Corp.	0.12%	1,292	$241K	No change
GOOG Alphabet Inc. Class C	0.12%	755	$237K	New
SPMD SS SPDR P S&P 400 Midcap ETF	0.10%	3,499	$203K	New

Portfolio Sells Q3 2025 → Q4 2025


SCHV Schwab US Large-Cap Value	Reduce -16.5%	1.68%	−0.30
SPLV Invesco S&P 500 Low Volatili	Reduce -6.0%	2.98%	−0.29
EFG iShares MSCI Eafe Growth ETF	Reduce -13.9%	1.34%	−0.22
VOT Vngrd Mrngstr MC GRW ETF-Usd	Reduce -5.4%	1.60%	−0.18
IVOV Vanguard S&P Mid-Cap 400 Val	Reduce -27.8%	0.47%	−0.18
BCI Abrdn Bloomberg All Commodit	Reduce -1.5%	1.23%	−0.15
VIOV Vanguard S&P Small-Cap 600 V	Reduce -16.6%	0.87%	−0.15
IJT iShares S&P Small-Cap 600 GR	Reduce -12.5%	0.98%	−0.14
SCZ iShares MSCI Eafe Small-Cap	Reduce -12.8%	1.05%	−0.14
SPYV SS SPDR P S&P 500 Value ETF	Reduce -5.8%	3.95%	−0.14
IWF iShares Russell 1000 Growth	Reduce -15.0%	0.67%	−0.11
EFV iShares MSCI Eafe Value ETF	Reduce -14.1%	1.01%	−0.11
COMB Graniteshares Bcom Broad STR	Reduce -0.3%	2.34%	−0.09
VNQ Vanguard Real Estate ETF	Reduce -7.1%	0.64%	−0.07
FLMI Franklin Dynamic Municipal B	Reduce -4.0%	1.50%	−0.06
XSOE Wisdmtree Emerg MKT Ex-St Ow	Reduce -3.8%	4.88%	−0.06
PZT Invesco New York Amt-Free Mu	Reduce -5.5%	0.85%	−0.05
VNQI Vanguard GLBL Ex-US Real Est	Reduce -9.0%	0.20%	−0.03
BSV Vanguard Short-Term Bond ETF	Reduce -1.7%	1.13%	−0.02
ILCG iShares Morningstar Growth E	Reduce -0.4%	2.59%	−0.02
MSFT Microsoft Corp.	Reduce -1.0%	0.23%	−0.02
SPYG SS SPDR P S&P 500 Growth ETF	Reduce -2.5%	3.21%	−0.02
VWO Vanguard Ftse Emerging Marke	Reduce -2.4%	0.35%	−0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd	Reduce -6.1%	0.15%	−0.01
SPEM State Street SP PTF Em ETF	Reduce -1.4%	0.66%	−0.01
HAUZ Xtrackers Intl Real Estate	Reduce -0.3%	0.52%	−0.01
VTEB Vanguard Tax-Exempt Bond ETF	Reduce -0.6%	2.86%	−0.01
IWP iShares Russell Mid-Cap Grow	Reduce -0.5%	0.18%	−0.01
LQD Ishr Ibx Usd Invgd CB ETF-Ui	Reduce -0.1%	0.59%	−0.01
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -3.3%	0.33%	−0.01
VEU Vanguard Ftse All-World Ex-U	Reduce -5.7%	0.15%	−0.00
SPSM SS SPDR P S&P 600 Small Cap	Reduce -4.0%	0.13%	−0.00
VB Vanguard Most SM-Cap ETF-Usd	Reduce -2.5%	0.23%	−0.00
VTWG Vanguard Russell 2000 Growth	Reduce -0.8%	0.41%	−0.00
EMB iShares JP Morgan Usd Emergi	Reduce -0.8%	0.35%	+0.00
MDYG SS SPDR S&P 400 MC GR ETF	Reduce -0.5%	0.81%	+0.00
XLB SS Materials Select Sector	Reduce -0.6%	0.72%	+0.00
VBK Van Morst SML-Cap Gro-Usd Inc.	Reduce -1.0%	1.65%	+0.00
IDHQ Invesco S&P International DE	Reduce -2.0%	0.36%	+0.01
BAR Graniteshares Gold Trust	Reduce -8.3%	0.69%	+0.01
VONG Vanguard Russell 1000 Growth	Reduce -0.3%	4.88%	+0.03
GOOGL Alphabet Inc. Class A	Reduce -2.9%	0.20%	+0.04
FNDF Schwab Fndmn Intl LRG Co. ETF	Reduce -2.6%	1.72%	+0.04
CSCO Cisco Systems Inc.	Reduce -4.8%	0.77%	+0.05

Portfolio Buys Q3 2025 → Q4 2025


BND Vanguard Total Bond Market	Add +13.4%	2.18%	+0.25
COWZ Pacer US Cash Cows 100 ETF	Add +2.6%	3.34%	+0.23
HYMB SS SPDR N Ice HY Muni ETF	Add +114.6%	0.38%	+0.20
ESGD iShares Trust iShares ESG Aw	New	0.16%	+0.16
VIGI Vanguard Int Div App Indx FD	Add +5.7%	2.20%	+0.16
LRGE Clearbridge Large Cap Growth	New	0.13%	+0.13
HDV iShares Core High Dividend E	Add +7.0%	2.12%	+0.12
MGK Vngrd Mrgstr MG CP GR ETF-Ui	Add +1.1%	3.62%	+0.12
ICOW Pacer Developed Markets Inte	Add +0.6%	1.91%	+0.12
GOOG Alphabet Inc. Class C	New	0.12%	+0.12
VWOB Vanguard Emerg MKTS Gov BND	Add +4.3%	2.47%	+0.12
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +5.5%	1.66%	+0.11
SPMD SS SPDR P S&P 400 Midcap ETF	New	0.10%	+0.10
BNDX Vanguard Total Intl Bond ETF	Add +4.1%	5.65%	+0.09
SUSC iShares ESG Aware Usd Corpor	Add +42.9%	0.27%	+0.08
MUNY Vanguard NY Tax-Ex Bond	Add +44.1%	0.26%	+0.08
NULV Nuveen ESG Large-Cap Val ETF	Add +39.0%	0.26%	+0.08
MDYV SS SPDR S&P 400 MC Val ETF	Add +8.2%	0.63%	+0.06
SLYG SS SPDR S&P 600 SC GR ETF	Add +4.7%	1.06%	+0.04
VOE Vngrd Mrngstr MD-Cap Val ETF	Add +1.3%	1.60%	+0.04
NULG Nuveen ESG LRG-Cap GRW ETF	Add +22.6%	0.20%	+0.03
CALF PCR US SM CP CSH CWS ETF-Usd	Add +1.9%	1.02%	+0.03
AGGY Wisdomtree Yield Enhanced US	Add +2.0%	1.41%	+0.02
SLYV SS SPDR S&P 600 SC Val ETF	Add +0.2%	0.55%	+0.01
ICLN iShares Global Clean Energy	Add +5.8%	0.13%	+0.01
SCHC Schwab Intl Small-Cap Equity	Add +1.6%	0.86%	+0.01
EFAX State Street SPDR MSCI Eafe	Add +1.4%	0.17%	+0.01
GRNB Vaneck Green Bond ETF	Add +3.7%	0.16%	+0.00
CEMB iShares JP Morgan Em Corpora	Add +1.0%	0.35%	+0.00
IAGG iShares Intl Aggregate Bond	Add +1.4%	0.44%	−0.01
FLBL Franklin Senior Loan ETF	Add +0.7%	1.44%	−0.03
FREL Fidelity MSCI RL Est Indx	Add +0.9%	2.69%	−0.07

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	102	$221.3M	XSOE, BNDX, VONG, SPYV, MGK
Q1 2026	97	$205.8M	BNDX, XSOE, VONG, SPYV, COWZ
Q4 2025	97	$200.7M	BNDX, XSOE, VONG, SPYV, MGK
Q3 2025	93	$200.4M	BNDX, XSOE, VONG, SPYV, MGK
Q2 2025	91	$193.5M	BNDX, XSOE, VONG, SPYV, MGK
Q1 2025	91	$186.0M	BNDX, XSOE, VONG, SPYV, SPYG
Q4 2024	90	$193.0M	BNDX, VONG, SPYG, XSOE, SPYV
Q3 2024	92	$197.1M	BNDX, XSOE, VONG, SPYG, SPLV
Q2 2024	93	$189.7M	BNDX, XSOE, SPYG, VONG, SPLV
Q1 2024	91	$186.3M	BNDX, SPYG, XSOE, VONG, SPLV