Annapolis Financial Services, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 16, 2024), Annapolis Financial Services, LLC reported 467 stock positions worth $337.8 million. Its top holding was Avantis International Equity (AVDE) at 7.1% of the portfolio, followed by Vngrd Mrngstr MD-Cap ETF-Usd (VO, 5.0%) and Vanguard Mrngstr Val ETF-Aui (VTV, 4.9%). Compared with Q2 2024, it opened 109 new positions, sold out of 6, added to 110 and reduced 36. The biggest buy was Avantis International Equity (AVDE, shares +16%) and the biggest sale Vanguard Ftse Developed ETF (VEA, shares −9%).
- Most Recent 13F
- Q3 2024
- Location
- ANNAPOLIS, MD
- CIK
- 0001843110
- Portfolio Value
- $337.8M (Q3 2024)
- SEC Filing
- 0001843110-24-000006 ↗ filed Oct 16, 2024
Holdings Value
Holdings 467 stocks · $337.8M
| AVDE Avantis International Equity | 7.11% | 358,364 | $24.0M | Add +15.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 4.97% | 63,607 | $16.8M | Add +5.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.88% | 94,389 | $16.5M | Reduce -5.5% |
| VTI VG Morningstar TS MKT ETF-US | 4.39% | 52,384 | $14.8M | Reduce -5.6% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 4.19% | 68,432 | $14.1M | Add +13.5% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 4.06% | 81,802 | $13.7M | Add +5.1% |
| VEA Vanguard Ftse Developed ETF | 3.87% | 247,325 | $13.1M | Reduce -8.8% |
| VCSH Vanguard S/T Corp. Bond ETF | 3.52% | 149,865 | $11.9M | Add +0.4% |
| SCHP Schwab U.S. Tips ETF | 3.18% | 200,291 | $10.7M | Add +5.9% |
| DFAS Dimensional US Small Cap ETF | 3.10% | 161,391 | $10.5M | Add +11.1% |
| AVEM Avantis Emerging Markets Eq | 2.91% | 152,317 | $9.8M | Add +12.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 2.62% | 44,080 | $8.9M | Reduce -4.9% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 2.59% | 68,105 | $8.7M | Add +19.2% |
| RSP Invesco S&P 500 Equal Weight | 2.39% | 45,089 | $8.1M | Reduce -1.6% |
| DFGP Dimensional GLBL Core PL Fix | 2.33% | 142,761 | $7.9M | Add +19.3% |
| DFCF Dimensional Core Fixed Inc. | 2.30% | 179,608 | $7.8M | Add +14.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.04% | 28,985 | $6.9M | Reduce -6.3% |
| VOO Vanguard S&P 500 ETF | 2.03% | 12,998 | $6.9M | Reduce -1.2% |
| VWO Vanguard Ftse Emerging Marke | 1.79% | 126,682 | $6.1M | Reduce -5.2% |
| DFSV Dimensional US Small Cap Val | 1.60% | 175,498 | $5.4M | Add +19.9% |
| IVV iShares Core S&P 500 ETF | 1.56% | 9,108 | $5.3M | Reduce -5.5% |
| VUSB Vanguard Ultra Short Bond Et | 1.50% | 101,307 | $5.1M | Reduce -0.0% |
| DFAU Dimensional US Core Equity M | 1.49% | 126,518 | $5.0M | Reduce -0.9% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.38% | 124,170 | $4.7M | Reduce -0.1% |
| VSS Vanguard Ftse All Wo X-US SC | 1.37% | 36,629 | $4.6M | Reduce -7.7% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.30% | 82,823 | $4.4M | Reduce -0.0% |
| SLYV SS SPDR S&P 600 SC Val ETF | 1.22% | 47,629 | $4.1M | Add +0.1% |
| GWX State Street SPDR S&P Intern | 1.21% | 119,352 | $4.1M | Reduce -1.2% |
| IJH iShares Core S&P Midcap ETF | 1.18% | 63,965 | $4.0M | No change |
| MDYV SS SPDR S&P 400 MC Val ETF | 1.17% | 49,866 | $4.0M | Add +0.2% |
| EFA iShares MSCI Eafe ETF | 1.04% | 41,937 | $3.5M | No change |
| SPMD SS SPDR P S&P 400 Midcap ETF | 1.02% | 62,826 | $3.4M | Add +0.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.87% | 37,721 | $2.9M | No change |
| VCIT Vanguard Int-Term Corporate | 0.87% | 35,008 | $2.9M | Reduce -10.3% |
| SCHV Schwab US Large-Cap Value | 0.71% | 29,778 | $2.4M | Add +0.4% |
| DFAE Dimensional Emerging Core Eq | 0.68% | 83,847 | $2.3M | Reduce -2.8% |
| IWS iShares Russell Mid-Cap Valu | 0.65% | 16,644 | $2.2M | Add +0.3% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.64% | 47,290 | $2.2M | Add +0.2% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.56% | 17,286 | $1.9M | No change |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.55% | 26,639 | $1.9M | Reduce -0.1% |
| IEMG iShares Core MSCI Emerging | 0.52% | 30,317 | $1.7M | Reduce -0.3% |
| DFAI Dimensional International Co. | 0.47% | 49,891 | $1.6M | Reduce -10.4% |
| SPEM State Street SP PTF Em ETF | 0.46% | 37,571 | $1.6M | Reduce -1.2% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.45% | 29,543 | $1.5M | Add +0.2% |
| AAPL Apple Inc. | 0.44% | 6,404 | $1.5M | Add +0.5% |
| META Meta Platforms Inc. Class A | 0.41% | 2,415 | $1.4M | Reduce -0.3% |
| IJR iShares Core S&P Small-Cap E | 0.40% | 11,550 | $1.4M | No change |
| DFAC Dimensional US Core Equity 2 | 0.40% | 39,236 | $1.3M | Add +1.2% |
| JPIE JPMorgan Income ETF | 0.37% | 26,667 | $1.2M | Add +30.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.32% | 1,892 | $1.1M | No change |
| DFSD Dimensional Short Duration | 0.29% | 20,551 | $981K | Reduce -15.6% |
| MSFT Microsoft Corp. | 0.28% | 2,223 | $957K | Add +1.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.27% | 1,985 | $913K | Add +1.3% |
| SDG Ish MSCI Glob Sust Deve Goal | 0.26% | 10,400 | $882K | No change |
| BND Vanguard Total Bond Market | 0.25% | 11,103 | $834K | Reduce -14.1% |
| VMBS Vanguard Mortgage-Backed Sec | 0.25% | 17,563 | $829K | Reduce -21.1% |
| AVGE Avantis All Eqty Mrkts ETF | 0.23% | 10,457 | $772K | Add +75.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.22% | 2,796 | $736K | No change |
| DUHP Dimensional US High Profi Et | 0.22% | 21,463 | $731K | Reduce -4.3% |
| BNDX Vanguard Total Intl Bond ETF | 0.21% | 14,339 | $721K | Reduce -14.1% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.20% | 1 | $691K | No change |
| AVUV Avantis US Small Cap Value | 0.19% | 6,771 | $650K | Add +1.7% |
| DFIP Dimensional Inflation-Protec | 0.16% | 13,061 | $552K | Add +16.2% |
| VEU Vanguard Ftse All-World Ex-U | 0.16% | 8,571 | $540K | Reduce -3.4% |
| SPXN Proshares S&P 500 Ex-Financi | 0.16% | 8,556 | $530K | No change |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.15% | 1,173 | $496K | No change |
| IJS iShares S&P Small-Cap 600 Va | 0.15% | 4,562 | $491K | No change |
| AVUS Avantis U.S. Equity ETF | 0.14% | 4,992 | $475K | No change |
| AMZN Amazon.com Inc. | 0.14% | 2,511 | $468K | Add +2.1% |
| IGV iShares Expanded Tech-Softwa | 0.14% | 5,130 | $458K | No change |
| PNC PNC Financial Services Group | 0.13% | 2,438 | $451K | Add +0.2% |
| SCHC Schwab Intl Small-Cap Equity | 0.13% | 11,193 | $431K | No change |
| GOOG Alphabet Inc. Class C | 0.12% | 2,424 | $405K | Add +0.2% |
| DFAR Dimensional US Real Est ETF | 0.11% | 14,840 | $380K | Reduce -0.4% |
| HD Home Depot Inc. | 0.10% | 837 | $339K | Add +0.2% |
| DFUS Dimensional US Eq MKT ETF | 0.10% | 5,301 | $330K | No change |
| WMT Walmart Inc. | 0.10% | 3,977 | $321K | Add +0.9% |
| AVDV Avantis Intl S/C Value ETF | 0.09% | 4,527 | $320K | No change |
| DFNM Dimensional National Muni BD | 0.09% | 6,520 | $316K | No change |
| XSD SS SPDR S&P Semiconductor | 0.09% | 1,306 | $314K | No change |
| JPM JPMorgan Chase & Co. | 0.09% | 1,426 | $301K | Add +1.2% |
| LLY Eli Lilly & Co. | 0.09% | 332 | $294K | Add +0.6% |
| HASI Ha Sustainable Infrastructur | 0.09% | 8,537 | $294K | No change |
| XLK SS Technology Select Sector | 0.08% | 1,261 | $285K | Add +0.9% |
| LULU Lululemon Athletica Inc. | 0.08% | 1,000 | $271K | No change |
| DIHP Dimensional International Hi | 0.08% | 9,502 | $263K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.07% | 5,885 | $234K | Add +0.9% |
| NEE Nextera Energy Inc. | 0.07% | 2,725 | $230K | Add +0.1% |
| DFAX Dimensional World Ex US Core | 0.07% | 8,435 | $228K | No change |
| TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC | 0.07% | 2,085 | $227K | No change |
| IWR iShares Russell Mid-Cap ETF | 0.07% | 2,545 | $224K | No change |
| BSV Vanguard Short-Term Bond ETF | 0.07% | 2,846 | $224K | No change |
| VIG Vanguard Dividend Apprec ETF | 0.07% | 1,122 | $222K | No change |
| IWF iShares Russell 1000 Growth | 0.07% | 588 | $221K | Add +6.9% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.06% | 1,661 | $195K | No change |
| AVGO Broadcom Inc. | 0.06% | 1,099 | $190K | Add +0.8% |
| PFM Invesco Dividend Achievers E | 0.06% | 4,000 | $186K | No change |
| TRV The Travelers Cos Inc. | 0.05% | 747 | $175K | Add +0.5% |
| GLD SPDR Gold Shares | 0.05% | 715 | $174K | No change |
| GOOGL Alphabet Inc. Class A | 0.05% | 1,023 | $170K | Add +2.3% |
Lines left out (19) · $2K — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| BKNG Booking Holdings Inc. | COM | 0 | $422 |
| AZO AutoZone Inc. | COM | 0 | $378 |
| TDG Transdigm Group Inc. | COM | 0 | $357 |
| ASML ASML Holding NV-NY Reg SHS | N Y REGISTRY SHS | 0 | $192 |
| MSCI MSCI Inc. | COM | 0 | $152 |
| HUBS HubSpot Inc. | COM | 0 | $145 |
| MPWR Monolithic Power Systems Inc. | COM | 0 | $130 |
| RH RH | COM | 0 | $94 |
| COIN Coinbase Global Inc. Class A | COM CL A | 0 | $74 |
| OKTA Okta Inc. | CL A | 0 | $37 |
| CF CF Industries Holdings Inc. | COM | 0 | $35 |
| ANF Abercrombie & Fitch Co. Class A | CL A | 0 | $28 |
| TSN Tyson Foods Inc. Class A | CL A | 0 | $17 |
| IMO Imperial Oil Ltd. | COM NEW | 0 | $16 |
| OVV Ovintiv Inc. | COM | 0 | $14 |
| VMC Vulcan Materials Co. | COM | 0 | $13 |
| CGGO Cap Group Global Growth | SHS CREAT UNIT | 0 | $7 |
| G Genpact Ltd. | SHS | 0 | $6 |
| EQNR Equinor ASA-Spon ADR | SPONSORED ADR | 0 | $2 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $337.8M.
Portfolio Sells Q2 2024 → Q3 2024
| VEA Vanguard Ftse Developed ETF | Reduce -8.8% | 3.87% | −0.47 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -5.6% | 4.39% | −0.42 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -5.5% | 4.88% | −0.31 |
| IVV iShares Core S&P 500 ETF | Reduce -5.5% | 1.56% | −0.15 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -6.3% | 2.04% | −0.15 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -7.7% | 1.37% | −0.14 |
| VCIT Vanguard Int-Term Corporate | Reduce -10.3% | 0.87% | −0.14 |
| VUSB Vanguard Ultra Short Bond Et | Reduce -0.0% | 1.50% | −0.13 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -4.9% | 2.62% | −0.12 |
| VOO Vanguard S&P 500 ETF | Reduce -1.2% | 2.03% | −0.10 |
| VWO Vanguard Ftse Emerging Marke | Reduce -5.2% | 1.79% | −0.10 |
| PLTR Palantir Technologies Inc. Class A | Sold out | 0.00% | −0.09 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -21.1% | 0.25% | −0.08 |
| DFSD Dimensional Short Duration | Reduce -15.6% | 0.29% | −0.08 |
| DFAI Dimensional International Co. | Reduce -10.4% | 0.47% | −0.07 |
| DFAU Dimensional US Core Equity M | Reduce -0.9% | 1.49% | −0.06 |
| BTEK BlackRock Future Tech ETF | Sold out | 0.00% | −0.06 |
| BND Vanguard Total Bond Market | Reduce -14.1% | 0.25% | −0.05 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -14.1% | 0.21% | −0.05 |
| RSP Invesco S&P 500 Equal Weight | Reduce -1.6% | 2.39% | −0.05 |
| DFAE Dimensional Emerging Core Eq | Reduce -2.8% | 0.68% | −0.04 |
| GWX State Street SPDR S&P Intern | Reduce -1.2% | 1.21% | −0.04 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -0.1% | 1.38% | −0.03 |
| EQT Eqt Corp. | Sold out | 0.00% | −0.03 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -0.1% | 0.55% | −0.02 |
| DUHP Dimensional US High Profi Et | Reduce -4.3% | 0.22% | −0.02 |
| IEMG iShares Core MSCI Emerging | Reduce -0.3% | 0.52% | −0.01 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -0.0% | 1.30% | −0.01 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -3.4% | 0.16% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -2.4% | 0.04% | −0.01 |
| DFLV Dim US Large Cap Value ETF | Reduce -55.8% | 0.00% | −0.01 |
| COST Costco Wholesale Corp. | Reduce -11.8% | 0.03% | −0.01 |
| DFAT Dimensional US Target Value | Sold out | 0.00% | −0.01 |
| SPEM State Street SP PTF Em ETF | Reduce -1.2% | 0.46% | −0.00 |
| MCK McKesson Corp. | Reduce -4.4% | 0.01% | −0.00 |
| NFLX Netflix Inc. | Reduce -0.6% | 0.03% | −0.00 |
| WOLF Wolfspeed Inc. | Sold out | 0.00% | −0.00 |
| PFE Pfizer Inc. | Reduce -3.2% | 0.01% | −0.00 |
| CVS CVS Health Corp. | Reduce -91.7% | 0.00% | −0.00 |
| VTRS Viatris Inc. | Sold out | 0.00% | 0.00 |
| DFAR Dimensional US Real Est ETF | Reduce -0.4% | 0.11% | +0.01 |
| META Meta Platforms Inc. Class A | Reduce -0.3% | 0.41% | +0.01 |
Portfolio Buys Q2 2024 → Q3 2024
| AVDE Avantis International Equity | Add +15.9% | 7.11% | +0.88 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +19.2% | 2.59% | +0.39 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +13.5% | 4.19% | +0.33 |
| DFGP Dimensional GLBL Core PL Fix | Add +19.3% | 2.33% | +0.28 |
| DFAS Dimensional US Small Cap ETF | Add +11.1% | 3.10% | +0.27 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +5.1% | 4.06% | +0.27 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +5.8% | 4.97% | +0.25 |
| AVEM Avantis Emerging Markets Eq | Add +12.8% | 2.91% | +0.24 |
| DFSV Dimensional US Small Cap Val | Add +19.9% | 1.60% | +0.24 |
| DFCF Dimensional Core Fixed Inc. | Add +14.3% | 2.30% | +0.18 |
| AVGE Avantis All Eqty Mrkts ETF | Add +75.7% | 0.23% | +0.10 |
| JPIE JPMorgan Income ETF | Add +30.0% | 0.37% | +0.06 |
| XOM Exxon Mobil Corp. | Add +284.9% | 0.03% | +0.02 |
| SLYV SS SPDR S&P 600 SC Val ETF | Add +0.1% | 1.22% | +0.02 |
| DFIP Dimensional Inflation-Protec | Add +16.2% | 0.16% | +0.01 |
| MTB M & T Bank Corp. | Add +150.7% | 0.02% | +0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.3% | 0.27% | +0.01 |
| PNC PNC Financial Services Group | Add +0.2% | 0.13% | +0.01 |
| DY Dycom Industries Inc. | New | 0.01% | +0.01 |
| WMT Walmart Inc. | Add +0.9% | 0.10% | +0.01 |
| HD Home Depot Inc. | Add +0.2% | 0.10% | +0.01 |
| AAPL Apple Inc. | Add +0.5% | 0.44% | +0.01 |
| CRM Salesforce Inc. | Add +135.6% | 0.01% | +0.01 |
| NEE Nextera Energy Inc. | Add +0.1% | 0.07% | +0.01 |
| ODFL Old Dominion Freight Line | New | 0.00% | +0.00 |
| ABBV Abbvie Inc. | Add +9.3% | 0.03% | +0.00 |
| BAH Booz Allen Hamilton Holdings | New | 0.00% | +0.00 |
| DHR Danaher Corp. | Add +15.1% | 0.02% | +0.00 |
| TSCO Tractor Supply Company | New | 0.00% | +0.00 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +31.7% | 0.02% | +0.00 |
| TRV The Travelers Cos Inc. | Add +0.5% | 0.05% | +0.00 |
| LSTR Landstar System Inc. | New | 0.00% | +0.00 |
| IWS iShares Russell Mid-Cap Valu | Add +0.3% | 0.65% | +0.00 |
| SKYW Skywest Inc. | New | 0.00% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +6.7% | 0.02% | +0.00 |
| VT Vanguard Tot World STK ETF | Add +20.5% | 0.02% | +0.00 |
| VNQ Vanguard Real Estate ETF | Add +0.1% | 0.04% | +0.00 |
| BLK BlackRock Finance Inc. | Add +1.3% | 0.02% | +0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +0.2% | 0.64% | +0.00 |
| AKAM Akamai Technologies Inc. | New | 0.00% | +0.00 |
| SBAC SBA Communications Corp. | New | 0.00% | +0.00 |
| WAB Wabtec Corp. | Add +388.9% | 0.00% | +0.00 |
| GE General Electric | Add +4.7% | 0.01% | +0.00 |
| MCD McDonald's Corp. | Add +2.9% | 0.02% | +0.00 |
| QUAL iShares MSCI USA Quality Fac | Add +18.3% | 0.01% | +0.00 |
| GEV GE Vernova Inc. | Add +4.8% | 0.00% | +0.00 |
| BIIB Biogen Inc. | New | 0.00% | +0.00 |
| LOW Lowe's Cos Inc. | Add +2.5% | 0.01% | +0.00 |
| CARR Carrier Global Corp. | Add +0.7% | 0.01% | +0.00 |
| PYPL PayPal Holdings Inc. | New | 0.00% | +0.00 |
Notes & Other Activity Q2 2024 → Q3 2024
| BKNG Booking Holdings Inc. | COM | New | 0 | $422 |
| AZO AutoZone Inc. | COM | New | 0 | $378 |
| TDG Transdigm Group Inc. | COM | New | 0 | $357 |
| ASML ASML Holding NV-NY Reg SHS | N Y REGISTRY SHS | New | 0 | $192 |
| MSCI MSCI Inc. | COM | New | 0 | $152 |
| HUBS HubSpot Inc. | COM | New | 0 | $145 |
| MPWR Monolithic Power Systems Inc. | COM | New | 0 | $130 |
| RH RH | COM | New | 0 | $94 |
| COIN Coinbase Global Inc. Class A | COM CL A | New | 0 | $74 |
| OKTA Okta Inc. | CL A | New | 0 | $37 |
| CF CF Industries Holdings Inc. | COM | New | 0 | $35 |
| ANF Abercrombie & Fitch Co. Class A | CL A | New | 0 | $28 |
| TSN Tyson Foods Inc. Class A | CL A | New | 0 | $17 |
| IMO Imperial Oil Ltd. | COM NEW | New | 0 | $16 |
| OVV Ovintiv Inc. | COM | New | 0 | $14 |
| VMC Vulcan Materials Co. | COM | New | 0 | $13 |
| G Genpact Ltd. | SHS | New | 0 | $6 |
| EQNR Equinor ASA-Spon ADR | SPONSORED ADR | New | 0 | $2 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.