Annapolis Financial Services, LLC
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 17, 2024), Annapolis Financial Services, LLC reported 363 stock positions worth $308.7 million. Its top holding was Avantis International Equity (AVDE) at 6.2% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 5.2%) and VG Morningstar TS MKT ETF-US (VTI, 4.8%). Compared with Q1 2024, it opened 14 new positions, sold out of 8, added to 31 and reduced 54. The biggest buy was Dimensional GLBL Core PL Fix (DFGP, shares +85%) and the biggest sale Dimensional US Core Equity M (DFAU, shares −25%).
- Most Recent 13F
- Q3 2024
- Location
- ANNAPOLIS, MD
- CIK
- 0001843110
- Portfolio Value
- $308.7M (Q2 2024)
- SEC Filing
- 0001843110-24-000004 ↗ filed Jul 17, 2024
Holdings Value
Holdings 363 stocks · $308.7M
| AVDE Avantis International Equity | 6.23% | 309,077 | $19.2M | Add +11.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 5.19% | 99,920 | $16.0M | Reduce -4.0% |
| VTI VG Morningstar TS MKT ETF-US | 4.81% | 55,482 | $14.8M | Reduce -4.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 4.72% | 60,118 | $14.6M | Add +7.3% |
| VEA Vanguard Ftse Developed ETF | 4.34% | 271,054 | $13.4M | Reduce -3.8% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 3.85% | 60,312 | $11.9M | Add +9.1% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 3.79% | 77,841 | $11.7M | Add +6.6% |
| VCSH Vanguard S/T Corp. Bond ETF | 3.74% | 149,325 | $11.5M | Reduce -3.7% |
| SCHP Schwab U.S. Tips ETF | 3.19% | 189,203 | $9.8M | Add +7.0% |
| DFAS Dimensional US Small Cap ETF | 2.83% | 145,262 | $8.7M | Add +10.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 2.74% | 46,364 | $8.5M | Reduce -2.2% |
| AVEM Avantis Emerging Markets Eq | 2.67% | 135,065 | $8.3M | Add +14.1% |
| RSP Invesco S&P 500 Equal Weight | 2.44% | 45,815 | $7.5M | Reduce -3.0% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 2.19% | 57,151 | $6.8M | Add +14.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 2.18% | 30,929 | $6.7M | Reduce -4.2% |
| VOO Vanguard S&P 500 ETF | 2.13% | 13,155 | $6.6M | Reduce -0.7% |
| DFCF Dimensional Core Fixed Inc. | 2.11% | 157,110 | $6.5M | Add +46.5% |
| DFGP Dimensional GLBL Core PL Fix | 2.05% | 119,715 | $6.3M | Add +84.6% |
| VWO Vanguard Ftse Emerging Marke | 1.90% | 133,691 | $5.9M | Reduce -2.7% |
| IVV iShares Core S&P 500 ETF | 1.71% | 9,633 | $5.3M | Reduce -3.2% |
| VUSB Vanguard Ultra Short Bond Et | 1.63% | 101,336 | $5.0M | Reduce -4.9% |
| DFAU Dimensional US Core Equity M | 1.55% | 127,712 | $4.8M | Reduce -24.8% |
| VSS Vanguard Ftse All Wo X-US SC | 1.51% | 39,668 | $4.7M | Reduce -4.1% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.41% | 124,269 | $4.4M | Add +0.8% |
| DFSV Dimensional US Small Cap Val | 1.37% | 146,415 | $4.2M | Add +13.2% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.31% | 82,840 | $4.0M | Reduce -0.2% |
| GWX State Street SPDR S&P Intern | 1.24% | 120,853 | $3.8M | Add +0.3% |
| IJH iShares Core S&P Midcap ETF | 1.21% | 63,965 | $3.7M | Reduce -2.7% |
| SLYV SS SPDR S&P 600 SC Val ETF | 1.21% | 47,599 | $3.7M | Add +0.1% |
| MDYV SS SPDR S&P 400 MC Val ETF | 1.18% | 49,748 | $3.6M | Add +0.0% |
| EFA iShares MSCI Eafe ETF | 1.06% | 41,937 | $3.3M | Reduce -1.5% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 1.04% | 62,758 | $3.2M | Add +0.1% |
| VCIT Vanguard Int-Term Corporate | 1.01% | 39,021 | $3.1M | Reduce -9.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.89% | 37,721 | $2.7M | No change |
| DFAE Dimensional Emerging Core Eq | 0.72% | 86,298 | $2.2M | Reduce -9.7% |
| SCHV Schwab US Large-Cap Value | 0.71% | 29,652 | $2.2M | No change |
| IWS iShares Russell Mid-Cap Valu | 0.65% | 16,598 | $2.0M | Reduce -0.7% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.64% | 47,199 | $2.0M | Add +0.1% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.58% | 17,286 | $1.8M | No change |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.57% | 26,661 | $1.8M | Reduce -0.7% |
| DFAI Dimensional International Co. | 0.54% | 55,657 | $1.7M | Reduce -8.8% |
| IEMG iShares Core MSCI Emerging | 0.53% | 30,416 | $1.6M | Reduce -0.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.48% | 29,489 | $1.5M | No change |
| SPEM State Street SP PTF Em ETF | 0.46% | 38,013 | $1.4M | Reduce -0.1% |
| AAPL Apple Inc. | 0.43% | 6,374 | $1.3M | No change |
| DFAC Dimensional US Core Equity 2 | 0.41% | 38,776 | $1.3M | Reduce -2.4% |
| IJR iShares Core S&P Small-Cap E | 0.40% | 11,550 | $1.2M | Reduce -3.5% |
| META Meta Platforms Inc. Class A | 0.40% | 2,421 | $1.2M | No change |
| DFSD Dimensional Short Duration | 0.37% | 24,362 | $1.1M | Reduce -5.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.33% | 1,892 | $1.0M | No change |
| VMBS Vanguard Mortgage-Backed Sec | 0.33% | 22,266 | $1.0M | Reduce -27.1% |
| MSFT Microsoft Corp. | 0.32% | 2,196 | $982K | Add +1.2% |
| JPIE JPMorgan Income ETF | 0.30% | 20,507 | $932K | New |
| BND Vanguard Total Bond Market | 0.30% | 12,931 | $932K | Reduce -15.8% |
| BNDX Vanguard Total Intl Bond ETF | 0.26% | 16,691 | $812K | Reduce -15.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.26% | 1,959 | $797K | No change |
| SDG Ish MSCI Glob Sust Deve Goal | 0.25% | 10,400 | $781K | No change |
| DUHP Dimensional US High Profi Et | 0.23% | 22,431 | $718K | Reduce -4.0% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.23% | 2,796 | $698K | Reduce -22.7% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.20% | 1 | $612K | No change |
| AVUV Avantis US Small Cap Value | 0.19% | 6,657 | $597K | Reduce -2.0% |
| VEU Vanguard Ftse All-World Ex-U | 0.17% | 8,874 | $520K | Reduce -8.6% |
| SPXN Proshares S&P 500 Ex-Financi | 0.16% | 8,556 | $508K | No change |
| AMZN Amazon.com Inc. | 0.15% | 2,459 | $475K | No change |
| DFIP Dimensional Inflation-Protec | 0.15% | 11,237 | $459K | Reduce -2.0% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.15% | 1,173 | $459K | Reduce -4.2% |
| AVUS Avantis U.S. Equity ETF | 0.15% | 4,992 | $450K | No change |
| IGV iShares Expanded Tech-Softwa | 0.14% | 5,130 | $446K | No change |
| GOOG Alphabet Inc. Class C | 0.14% | 2,420 | $444K | No change |
| IJS iShares S&P Small-Cap 600 Va | 0.14% | 4,562 | $444K | Reduce -2.6% |
| AVGE Avantis All Eqty Mrkts ETF | 0.13% | 5,951 | $413K | Add +135.1% |
| SCHC Schwab Intl Small-Cap Equity | 0.13% | 11,193 | $398K | No change |
| PNC PNC Financial Services Group | 0.12% | 2,434 | $378K | No change |
| DFAR Dimensional US Real Est ETF | 0.11% | 14,906 | $329K | Reduce -18.3% |
| XSD SS SPDR S&P Semiconductor | 0.10% | 1,306 | $323K | No change |
| DFUS Dimensional US Eq MKT ETF | 0.10% | 5,301 | $312K | No change |
| DFNM Dimensional National Muni BD | 0.10% | 6,520 | $311K | Add +68.6% |
| LLY Eli Lilly & Co. | 0.10% | 330 | $299K | Reduce -7.0% |
| LULU Lululemon Athletica Inc. | 0.10% | 1,000 | $299K | No change |
| AVDV Avantis Intl S/C Value ETF | 0.10% | 4,527 | $294K | Reduce -10.8% |
| HD Home Depot Inc. | 0.09% | 835 | $287K | No change |
| JPM JPMorgan Chase & Co. | 0.09% | 1,409 | $285K | Add +0.1% |
| XLK SS Technology Select Sector | 0.09% | 1,250 | $283K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.09% | 11,023 | $279K | New |
| WMT Walmart Inc. | 0.09% | 3,942 | $267K | No change |
| HASI Ha Sustainable Infrastructur filed as HANNON ARMSTRONG SUST INFR C | 0.08% | 8,537 | $253K | No change |
| DIHP Dimensional International Hi | 0.08% | 9,502 | $250K | Reduce -4.6% |
| TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC | 0.08% | 2,085 | $240K | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.08% | 5,830 | $232K | Add +0.1% |
| BSV Vanguard Short-Term Bond ETF | 0.07% | 2,846 | $218K | Reduce -46.8% |
| DFAX Dimensional World Ex US Core | 0.07% | 8,435 | $214K | No change |
| IWR iShares Russell Mid-Cap ETF | 0.07% | 2,545 | $206K | Reduce -55.8% |
| VIG Vanguard Dividend Apprec ETF | 0.07% | 1,122 | $205K | No change |
| IWF iShares Russell 1000 Growth | 0.06% | 550 | $200K | No change |
| NEE Nextera Energy Inc. | 0.06% | 2,721 | $193K | No change |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.06% | 1,661 | $183K | No change |
| GOOGL Alphabet Inc. Class A | 0.06% | 1,000 | $182K | No change |
| AVGO Broadcom Inc. | 0.06% | 109 | $175K | No change |
| BTEK BlackRock Future Tech ETF | 0.06% | 6,314 | $173K | No change |
| PFM Invesco Dividend Achievers E | 0.06% | 4,000 | $171K | No change |
Lines left out (1) · $6 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| CGGO Cap Group Global Growth | SHS CREAT UNIT | 0 | $6 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $308.7M.
Portfolio Sells Q1 2024 → Q2 2024
| DFAU Dimensional US Core Equity M | Reduce -24.8% | 1.55% | −0.49 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -4.0% | 5.19% | −0.39 |
| VEA Vanguard Ftse Developed ETF | Reduce -3.8% | 4.34% | −0.32 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -2.2% | 2.74% | −0.25 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -4.2% | 2.18% | −0.24 |
| CUBE Cubesmart | Sold out | 0.00% | −0.24 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -3.7% | 3.74% | −0.21 |
| RSP Invesco S&P 500 Equal Weight | Reduce -3.0% | 2.44% | −0.20 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.0% | 4.81% | −0.14 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -27.1% | 0.33% | −0.13 |
| VCIT Vanguard Int-Term Corporate | Reduce -9.3% | 1.01% | −0.13 |
| VUSB Vanguard Ultra Short Bond Et | Reduce -4.9% | 1.63% | −0.11 |
| IJH iShares Core S&P Midcap ETF | Reduce -2.7% | 1.21% | −0.10 |
| IWR iShares Russell Mid-Cap ETF | Reduce -55.8% | 0.07% | −0.09 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -4.1% | 1.51% | −0.08 |
| DFAI Dimensional International Co. | Reduce -8.8% | 0.54% | −0.07 |
| BND Vanguard Total Bond Market | Reduce -15.8% | 0.30% | −0.07 |
| BSV Vanguard Short-Term Bond ETF | Reduce -46.8% | 0.07% | −0.06 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -0.2% | 1.31% | −0.06 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -22.7% | 0.23% | −0.06 |
| EFA iShares MSCI Eafe ETF | Reduce -1.5% | 1.06% | −0.06 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -15.2% | 0.26% | −0.06 |
| DFAE Dimensional Emerging Core Eq | Reduce -9.7% | 0.72% | −0.05 |
| IWS iShares Russell Mid-Cap Valu | Reduce -0.7% | 0.65% | −0.04 |
| IJR iShares Core S&P Small-Cap E | Reduce -3.5% | 0.40% | −0.04 |
| VPU Vanguard Utilities ETF | Reduce -98.7% | 0.00% | −0.03 |
| DISV Dimensional International SM | Sold out | 0.00% | −0.03 |
| DFAR Dimensional US Real Est ETF | Reduce -18.3% | 0.11% | −0.03 |
| DFSD Dimensional Short Duration | Reduce -5.2% | 0.37% | −0.03 |
| VWOB Vanguard Emerg MKTS Gov BND | Sold out | 0.00% | −0.02 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -8.6% | 0.17% | −0.02 |
| VTIP Vanguard Short-Term Tips | Sold out | 0.00% | −0.02 |
| TSLA Tesla Inc. | Reduce -98.0% | 0.00% | −0.02 |
| TIP iShares Tips Bond ETF | Sold out | 0.00% | −0.02 |
| AVUV Avantis US Small Cap Value | Reduce -2.0% | 0.19% | −0.02 |
| AVDV Avantis Intl S/C Value ETF | Reduce -10.8% | 0.10% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -3.2% | 1.71% | −0.01 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -2.6% | 0.14% | −0.01 |
| DFAC Dimensional US Core Equity 2 | Reduce -2.4% | 0.41% | −0.01 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -4.2% | 0.15% | −0.01 |
| DUHP Dimensional US High Profi Et | Reduce -4.0% | 0.23% | −0.01 |
| DIHP Dimensional International Hi | Reduce -4.6% | 0.08% | −0.01 |
| DFIP Dimensional Inflation-Protec | Reduce -2.0% | 0.15% | −0.01 |
| PH Parker Hannifin Corp. | Reduce -84.1% | 0.00% | −0.01 |
| VNQ Vanguard Real Estate ETF | Reduce -12.3% | 0.03% | −0.01 |
| GEHC GE Healthcare Technology | Reduce -44.5% | 0.00% | −0.01 |
| PFE Pfizer Inc. | Reduce -38.8% | 0.01% | −0.00 |
| AMT American Tower Corp. | Reduce -24.0% | 0.01% | −0.00 |
| PLOW Douglas Dynamics Inc. | Sold out | 0.00% | −0.00 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -61.0% | 0.00% | −0.00 |
Portfolio Buys Q1 2024 → Q2 2024
| DFGP Dimensional GLBL Core PL Fix | Add +84.6% | 2.05% | +0.91 |
| DFCF Dimensional Core Fixed Inc. | Add +46.5% | 2.11% | +0.63 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +9.1% | 3.85% | +0.45 |
| AVEM Avantis Emerging Markets Eq | Add +14.1% | 2.67% | +0.41 |
| AVDE Avantis International Equity | Add +11.2% | 6.23% | +0.40 |
| JPIE JPMorgan Income ETF | New | 0.30% | +0.30 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +14.1% | 2.19% | +0.22 |
| SCHP Schwab U.S. Tips ETF | Add +7.0% | 3.19% | +0.15 |
| DFAS Dimensional US Small Cap ETF | Add +10.3% | 2.83% | +0.12 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +7.3% | 4.72% | +0.11 |
| PLTR Palantir Technologies Inc. Class A | New | 0.09% | +0.09 |
| DFSV Dimensional US Small Cap Val | Add +13.2% | 1.37% | +0.08 |
| TROW T Rowe Price Group Inc. | New | 0.08% | +0.08 |
| AVGE Avantis All Eqty Mrkts ETF | Add +135.1% | 0.13% | +0.08 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +6.6% | 3.79% | +0.05 |
| JPST JPMorgan Ultra-Short Income | New | 0.04% | +0.04 |
| CLOI Vaneck Clo ETF | New | 0.04% | +0.04 |
| DFNM Dimensional National Muni BD | Add +68.6% | 0.10% | +0.04 |
| GLD SPDR Gold Shares | Add +157.2% | 0.05% | +0.03 |
| EPI Wisdomtree India Earnings | New | 0.03% | +0.03 |
| TCAF T Rowe PRC Cap Appreciation | New | 0.03% | +0.03 |
| MOAT Vaneck Morningstar Wide Moat | New | 0.02% | +0.02 |
| MSFT Microsoft Corp. | Add +1.2% | 0.32% | +0.02 |
| DGIN Vaneck Digital India ETF | New | 0.02% | +0.02 |
| TMSL T.rowe PRC Small-Mid Cap ETF | New | 0.01% | +0.01 |
| HELO JPMorgan Hedged Equity ETF | New | 0.01% | +0.01 |
| MKC McCormick & Co.-Non VTG SHRS | New | 0.01% | +0.01 |
| EMR Emerson Electric Co. | New | 0.01% | +0.01 |
| SCHG Schwab US Large-Cap Growth | New | 0.01% | +0.01 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +57.8% | 0.01% | +0.00 |
| BAC Bank of America Corp. | Add +0.1% | 0.08% | +0.00 |
| ABT Abbott Laboratories | Add +30.0% | 0.01% | +0.00 |
| WFC Wells Fargo & Co. | Add +0.2% | 0.02% | +0.00 |
| VT Vanguard Tot World STK ETF | Add +0.3% | 0.01% | +0.00 |
| JPM JPMorgan Chase & Co. | Add +0.1% | 0.09% | −0.00 |
| NAVI Navient Corp. | Add +1.2% | 0.00% | −0.00 |
| KR Kroger Co. | Add +0.6% | 0.01% | −0.00 |
| COF Capital One Financial Corp. | Add +0.3% | 0.01% | −0.00 |
| TGT Target Corp. | Add +0.5% | 0.01% | −0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +0.1% | 0.64% | −0.03 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +0.8% | 1.41% | −0.04 |
| GWX State Street SPDR S&P Intern | Add +0.3% | 1.24% | −0.05 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +0.1% | 1.04% | −0.06 |
| MDYV SS SPDR S&P 400 MC Val ETF | Add +0.0% | 1.18% | −0.07 |
| SLYV SS SPDR S&P 600 SC Val ETF | Add +0.1% | 1.21% | −0.09 |
Notes & Other Activity Q1 2024 → Q2 2024
| CGGO Cap Group Global Growth | SHS CREAT UNIT | New | 0 | $6 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.