Annapolis Financial Services, LLC

In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 17, 2024), Annapolis Financial Services, LLC reported 363 stock positions worth $308.7 million. Its top holding was Avantis International Equity (AVDE) at 6.2% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 5.2%) and VG Morningstar TS MKT ETF-US (VTI, 4.8%). Compared with Q1 2024, it opened 14 new positions, sold out of 8, added to 31 and reduced 54. The biggest buy was Dimensional GLBL Core PL Fix (DFGP, shares +85%) and the biggest sale Dimensional US Core Equity M (DFAU, shares −25%).

Most Recent 13F
Q3 2024
Location
ANNAPOLIS, MD
CIK
0001843110
Portfolio Value
$308.7M (Q2 2024)
SEC Filing
0001843110-24-000004 ↗ filed Jul 17, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $303.7M Q1 2024 Q2 2024: $308.7M $308.7M Q2 2024 Q3 2024: $337.8M Q3 2024

Holdings 363 stocks · $308.7M
AVDE Avantis International Equity 6.23% 309,077 $19.2M Add +11.2%
VTV Vanguard Mrngstr Val ETF-Aui 5.19% 99,920 $16.0M Reduce -4.0%
VTI VG Morningstar TS MKT ETF-US 4.81% 55,482 $14.8M Reduce -4.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 4.72% 60,118 $14.6M Add +7.3%
VEA Vanguard Ftse Developed ETF 4.34% 271,054 $13.4M Reduce -3.8%
MGC Vngrd Mrngstr MG Cap ETF-Usd 3.85% 60,312 $11.9M Add +9.1%
VOE Vngrd Mrngstr MD-Cap Val ETF 3.79% 77,841 $11.7M Add +6.6%
VCSH Vanguard S/T Corp. Bond ETF 3.74% 149,325 $11.5M Reduce -3.7%
SCHP Schwab U.S. Tips ETF 3.19% 189,203 $9.8M Add +7.0%
DFAS Dimensional US Small Cap ETF 2.83% 145,262 $8.7M Add +10.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 2.74% 46,364 $8.5M Reduce -2.2%
AVEM Avantis Emerging Markets Eq 2.67% 135,065 $8.3M Add +14.1%
RSP Invesco S&P 500 Equal Weight 2.44% 45,815 $7.5M Reduce -3.0%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 2.19% 57,151 $6.8M Add +14.1%
VB Vanguard Most SM-Cap ETF-Usd 2.18% 30,929 $6.7M Reduce -4.2%
VOO Vanguard S&P 500 ETF 2.13% 13,155 $6.6M Reduce -0.7%
DFCF Dimensional Core Fixed Inc. 2.11% 157,110 $6.5M Add +46.5%
DFGP Dimensional GLBL Core PL Fix 2.05% 119,715 $6.3M Add +84.6%
VWO Vanguard Ftse Emerging Marke 1.90% 133,691 $5.9M Reduce -2.7%
IVV iShares Core S&P 500 ETF 1.71% 9,633 $5.3M Reduce -3.2%
VUSB Vanguard Ultra Short Bond Et 1.63% 101,336 $5.0M Reduce -4.9%
DFAU Dimensional US Core Equity M 1.55% 127,712 $4.8M Reduce -24.8%
VSS Vanguard Ftse All Wo X-US SC 1.51% 39,668 $4.7M Reduce -4.1%
SPDW Ste STR SPDR PT DW Eu ETF 1.41% 124,269 $4.4M Add +0.8%
DFSV Dimensional US Small Cap Val 1.37% 146,415 $4.2M Add +13.2%
SPYV SS SPDR P S&P 500 Value ETF 1.31% 82,840 $4.0M Reduce -0.2%
GWX State Street SPDR S&P Intern 1.24% 120,853 $3.8M Add +0.3%
IJH iShares Core S&P Midcap ETF 1.21% 63,965 $3.7M Reduce -2.7%
SLYV SS SPDR S&P 600 SC Val ETF 1.21% 47,599 $3.7M Add +0.1%
MDYV SS SPDR S&P 400 MC Val ETF 1.18% 49,748 $3.6M Add +0.0%
EFA iShares MSCI Eafe ETF 1.06% 41,937 $3.3M Reduce -1.5%
SPMD SS SPDR P S&P 400 Midcap ETF 1.04% 62,758 $3.2M Add +0.1%
VCIT Vanguard Int-Term Corporate 1.01% 39,021 $3.1M Reduce -9.3%
IEFA iShares Core MSCI Eafe ETF 0.89% 37,721 $2.7M No change
DFAE Dimensional Emerging Core Eq 0.72% 86,298 $2.2M Reduce -9.7%
SCHV Schwab US Large-Cap Value 0.71% 29,652 $2.2M No change
IWS iShares Russell Mid-Cap Valu 0.65% 16,598 $2.0M Reduce -0.7%
SPSM SS SPDR P S&P 600 Small Cap 0.64% 47,199 $2.0M Add +0.1%
DSI iShares ESG MSCI KLD 400 ETF 0.58% 17,286 $1.8M No change
SPTM SS SPDR P S&P 1500 Comp ETF 0.57% 26,661 $1.8M Reduce -0.7%
DFAI Dimensional International Co. 0.54% 55,657 $1.7M Reduce -8.8%
IEMG iShares Core MSCI Emerging 0.53% 30,416 $1.6M Reduce -0.9%
VTEB Vanguard Tax-Exempt Bond ETF 0.48% 29,489 $1.5M No change
SPEM State Street SP PTF Em ETF 0.46% 38,013 $1.4M Reduce -0.1%
AAPL Apple Inc. 0.43% 6,374 $1.3M No change
DFAC Dimensional US Core Equity 2 0.41% 38,776 $1.3M Reduce -2.4%
IJR iShares Core S&P Small-Cap E 0.40% 11,550 $1.2M Reduce -3.5%
META Meta Platforms Inc. Class A 0.40% 2,421 $1.2M No change
DFSD Dimensional Short Duration 0.37% 24,362 $1.1M Reduce -5.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.33% 1,892 $1.0M No change
VMBS Vanguard Mortgage-Backed Sec 0.33% 22,266 $1.0M Reduce -27.1%
MSFT Microsoft Corp. 0.32% 2,196 $982K Add +1.2%
JPIE JPMorgan Income ETF 0.30% 20,507 $932K New
BND Vanguard Total Bond Market 0.30% 12,931 $932K Reduce -15.8%
BNDX Vanguard Total Intl Bond ETF 0.26% 16,691 $812K Reduce -15.2%
BRK.B Berkshire Hathaway Inc. Class B 0.26% 1,959 $797K No change
SDG Ish MSCI Glob Sust Deve Goal 0.25% 10,400 $781K No change
DUHP Dimensional US High Profi Et 0.23% 22,431 $718K Reduce -4.0%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.23% 2,796 $698K Reduce -22.7%
BRK.A Berkshire Hathaway Inc. Class A 0.20% 1 $612K No change
AVUV Avantis US Small Cap Value 0.19% 6,657 $597K Reduce -2.0%
VEU Vanguard Ftse All-World Ex-U 0.17% 8,874 $520K Reduce -8.6%
SPXN Proshares S&P 500 Ex-Financi 0.16% 8,556 $508K No change
AMZN Amazon.com Inc. 0.15% 2,459 $475K No change
DFIP Dimensional Inflation-Protec 0.15% 11,237 $459K Reduce -2.0%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.15% 1,173 $459K Reduce -4.2%
AVUS Avantis U.S. Equity ETF 0.15% 4,992 $450K No change
IGV iShares Expanded Tech-Softwa 0.14% 5,130 $446K No change
GOOG Alphabet Inc. Class C 0.14% 2,420 $444K No change
IJS iShares S&P Small-Cap 600 Va 0.14% 4,562 $444K Reduce -2.6%
AVGE Avantis All Eqty Mrkts ETF 0.13% 5,951 $413K Add +135.1%
SCHC Schwab Intl Small-Cap Equity 0.13% 11,193 $398K No change
PNC PNC Financial Services Group 0.12% 2,434 $378K No change
DFAR Dimensional US Real Est ETF 0.11% 14,906 $329K Reduce -18.3%
XSD SS SPDR S&P Semiconductor 0.10% 1,306 $323K No change
DFUS Dimensional US Eq MKT ETF 0.10% 5,301 $312K No change
DFNM Dimensional National Muni BD 0.10% 6,520 $311K Add +68.6%
LLY Eli Lilly & Co. 0.10% 330 $299K Reduce -7.0%
LULU Lululemon Athletica Inc. 0.10% 1,000 $299K No change
AVDV Avantis Intl S/C Value ETF 0.10% 4,527 $294K Reduce -10.8%
HD Home Depot Inc. 0.09% 835 $287K No change
JPM JPMorgan Chase & Co. 0.09% 1,409 $285K Add +0.1%
XLK SS Technology Select Sector 0.09% 1,250 $283K No change
PLTR Palantir Technologies Inc. Class A 0.09% 11,023 $279K New
WMT Walmart Inc. 0.09% 3,942 $267K No change
HASI Ha Sustainable Infrastructur filed as HANNON ARMSTRONG SUST INFR C 0.08% 8,537 $253K No change
DIHP Dimensional International Hi 0.08% 9,502 $250K Reduce -4.6%
TROW T Rowe Price Group Inc. filed as PRICE T ROWE GROUP INC 0.08% 2,085 $240K New
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.08% 5,830 $232K Add +0.1%
BSV Vanguard Short-Term Bond ETF 0.07% 2,846 $218K Reduce -46.8%
DFAX Dimensional World Ex US Core 0.07% 8,435 $214K No change
IWR iShares Russell Mid-Cap ETF 0.07% 2,545 $206K Reduce -55.8%
VIG Vanguard Dividend Apprec ETF 0.07% 1,122 $205K No change
IWF iShares Russell 1000 Growth 0.06% 550 $200K No change
NEE Nextera Energy Inc. 0.06% 2,721 $193K No change
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.06% 1,661 $183K No change
GOOGL Alphabet Inc. Class A 0.06% 1,000 $182K No change
AVGO Broadcom Inc. 0.06% 109 $175K No change
BTEK BlackRock Future Tech ETF 0.06% 6,314 $173K No change
PFM Invesco Dividend Achievers E 0.06% 4,000 $171K No change
GLD SPDR Gold Shares 0.05% 715 $154K Add +157.2%
TRV The Travelers Cos Inc. 0.05% 743 $151K No change
DVY iShares Select Dividend ETF 0.05% 1,200 $145K No change
IPG Interpublic Group of Cos Inc. 0.05% 4,940 $144K No change
MRK Merck & Co. Inc. 0.05% 1,148 $142K No change
JPST JPMorgan Ultra-Short Income 0.04% 2,648 $134K New
CLOI Vaneck Clo ETF 0.04% 2,507 $133K New
NVDA Nvidia Corp. 0.04% 1,050 $130K No change
SYY Sysco Corp. 0.04% 1,767 $126K No change
GBTC Grayscale Bitcoin Trust ETF 0.04% 2,362 $126K No change
JNJ Johnson & Johnson 0.04% 857 $125K No change
AGG iShares Core U.S. Aggregate 0.04% 1,274 $124K No change
ESGV Vanguard ESG US Stock ETF 0.04% 1,210 $117K No change
V Visa Inc. Class A 0.04% 436 $114K No change
COST Costco Wholesale Corp. 0.04% 135 $114K No change
VNQ Vanguard Real Estate ETF 0.03% 1,279 $107K Reduce -12.3%
NFLX Netflix Inc. 0.03% 159 $107K No change
MBB iShares MBS ETF 0.03% 1,076 $99K No change
SPIB SS SPDR P Int C Corp. ETF 0.03% 2,960 $96K No change
EQT Eqt Corp. 0.03% 2,500 $92K No change
EPI Wisdomtree India Earnings 0.03% 1,834 $89K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.03% 872 $87K No change
IDU iShares US Utilities ETF 0.03% 974 $86K No change
DG Dollar General Corp. 0.03% 635 $84K No change
FAST Fastenal Co. 0.03% 1,286 $81K No change
AMGN Amgen Inc. 0.03% 250 $78K No change
ABBV Abbvie Inc. 0.03% 454 $78K No change
TCAF T Rowe PRC Cap Appreciation 0.03% 2,475 $78K New
CVX Chevron Corp. 0.03% 495 $77K No change
ICLN iShares Global Clean Energy 0.02% 5,763 $77K No change
RTX RTX Corp. 0.02% 763 $77K No change
PNQI Invesco Nasdaq Internet ETF 0.02% 1,800 $74K No change
ZTS Zoetis Inc. 0.02% 409 $71K No change
MOAT Vaneck Morningstar Wide Moat 0.02% 812 $70K New
WM Waste Management Inc. 0.02% 325 $69K No change
HON Honeywell International Inc. 0.02% 295 $63K No change
WFC Wells Fargo & Co. 0.02% 1,060 $63K Add +0.2%
RSPT Invesco S&P 500 Equal Weight 0.02% 1,681 $62K No change
UNH Unitedhealth Group Inc. 0.02% 120 $61K No change
BLK BlackRock Finance Inc. 0.02% 75 $59K No change
DHR Danaher Corp. 0.02% 232 $58K No change
CSCO Cisco Systems Inc. 0.02% 1,192 $57K No change
DGIN Vaneck Digital India ETF 0.02% 1,327 $54K New
WELL Welltower Inc. 0.02% 500 $52K No change
IVW iShares S&P 500 Growth ETF 0.02% 550 $51K No change
DE Deere & Co. 0.02% 136 $51K No change
EMXC iShares MSCI Emr MRK Ex Chna 0.02% 838 $50K No change
IMCB iShares Morningstar Mid-Cap 0.02% 700 $49K No change
CMCSA Comcast Corp. Class A 0.02% 1,223 $48K No change
QQQ Invesco QQQ Trust Series 1 0.02% 99 $48K No change
XLE SS Energy Select Sector 0.02% 520 $47K No change
AXP American Express Co. 0.01% 199 $46K No change
GD General Dynamics Corp. 0.01% 156 $45K No change
PM Philip Morris International 0.01% 440 $45K No change
FMS Fresenius Medical Care-ADR 0.01% 2,328 $44K No change
MCD McDonald's Corp. 0.01% 174 $44K No change
XLV SS Health Care Select Sector 0.01% 303 $44K No change
CB Chubb Ltd. 0.01% 173 $44K No change
CMG Chipotle Mexican Grill Inc. 0.01% 700 $44K No change
COF Capital One Financial Corp. 0.01% 316 $44K Add +0.3%
MS Morgan Stanley 0.01% 447 $43K No change
FSCO FS Credit Opportunities Corp. 0.01% 6,696 $43K No change
VTES Vanguard SH Term Tax-Ex Bond 0.01% 423 $42K Add +57.8%
CSX CSX Corp. 0.01% 1,233 $41K No change
GE General Electric filed as GE AEROSPACE 0.01% 253 $40K No change
VT Vanguard Tot World STK ETF 0.01% 356 $40K Add +0.3%
KO The Coca-Cola Co. 0.01% 622 $40K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.01% 103 $39K No change
QUAL iShares MSCI USA Quality Fac 0.01% 224 $38K No change
ABT Abbott Laboratories 0.01% 368 $38K Add +30.0%
BA The Boeing Co. 0.01% 206 $37K No change
TMSL T.rowe PRC Small-Mid Cap ETF 0.01% 1,185 $36K New
XLF SS Financial Select Sector 0.01% 855 $35K No change
IWM iShares Russell 2000 ETF 0.01% 172 $35K No change
HELO JPMorgan Hedged Equity ETF 0.01% 595 $35K New
UNP Union Pacific Corp. 0.01% 153 $35K No change
DFLV Dim US Large Cap Value ETF 0.01% 1,178 $34K No change
SHOP Shopify Inc. Class A 0.01% 504 $33K No change
MAR Marriott International Class A 0.01% 135 $33K No change
CDNS Cadence Design SYS Inc. 0.01% 104 $32K No change
VZ Verizon Communications Inc. 0.01% 775 $32K No change
NUV Nuveen Municipal Value 0.01% 3,700 $32K No change
PBW Invesco Wilderhill Clean Ene 0.01% 1,572 $32K No change
PEP Pepsico Inc. 0.01% 187 $31K No change
AMP Ameriprise Financial Inc. 0.01% 72 $31K No change
TMO Thermo Fisher Scientific Inc. 0.01% 55 $30K No change
TXN Texas Instruments Inc. 0.01% 156 $30K No change
LIN Linde PLC 0.01% 69 $30K No change
AMT American Tower Corp. 0.01% 155 $30K Reduce -24.0%
VRTX Vertex Pharmaceuticals Inc. 0.01% 64 $30K No change
UAA Under Armour Inc. Class A 0.01% 4,321 $29K No change
TGT Target Corp. 0.01% 191 $28K Add +0.5%
OCFC Oceanfirst Financial Corp. 0.01% 1,750 $28K No change
SHM SS SPDR N Ice St Muni ETF 0.01% 581 $27K No change
NOBL Proshares S&P 500 Dividend A 0.01% 284 $27K No change
PNR Pentair PLC 0.01% 350 $27K No change
TFC Truist Financial Corp. 0.01% 690 $27K No change
LOW Lowe's Cos Inc. 0.01% 121 $27K No change
MCK McKesson Corp. 0.01% 45 $26K No change
GM General Motors Co. 0.01% 550 $26K No change
MA Mastercard Inc. Class A 0.01% 57 $25K No change
SNAP Snap Inc. Class A 0.01% 1,500 $25K No change
CAT Caterpillar Inc. 0.01% 74 $25K No change
ICE Intercontinental Exchange Inc. 0.01% 179 $25K No change
USMV iShares MSCI USA Min Vol Fac 0.01% 290 $24K No change
ACN Accenture PLC Class A 0.01% 79 $24K No change
ADP Automatic Data Processing 0.01% 100 $24K No change
XOM Exxon Mobil Corp. 0.01% 199 $23K No change
MTB M & T Bank Corp. filed as M & T BK CORP 0.01% 150 $23K No change
HEI Heico Corp. 0.01% 99 $22K No change
PFE Pfizer Inc. 0.01% 789 $22K Reduce -38.8%
COP Conocophillips 0.01% 191 $22K No change
SCHF Schwab Intl Equity ETF 0.01% 534 $21K No change
IHI iShares U.S. Medical Devices 0.01% 366 $21K No change
NKE Nike Inc. Class B 0.01% 270 $20K No change
CMI Cummins Inc. 0.01% 72 $20K Reduce -10.0%
ORCL Oracle Corp. 0.01% 140 $20K No change
D Dominion Energy Inc. 0.01% 400 $20K Reduce -18.2%
EMN Eastman Chemical Co. 0.01% 200 $20K No change
STZ Constellation Brands Inc. Class A 0.01% 75 $19K No change
JCI Johnson Controls Internation 0.01% 290 $19K No change
OGE Oge Energy Corp. 0.01% 534 $19K No change
CARR Carrier Global Corp. 0.01% 300 $19K No change
INTC Intel Corp. 0.01% 602 $19K No change
SYF Synchrony Financial 0.01% 393 $19K No change
MMM 3M Co. 0.01% 175 $18K No change
MKC McCormick & Co.-Non VTG SHRS 0.01% 251 $18K New
NOC Northrop Grumman Corp. 0.01% 40 $17K No change
MCHP Microchip Technology Inc. 0.01% 190 $17K Reduce -12.8%
NVS Novartis AG-Sponsored ADR 0.01% 161 $17K No change
TYL Tyler Technologies Inc. 0.01% 34 $17K No change
STGW Stagwell Inc. 0.01% 2,481 $17K No change
LUV Southwest Airlines Co. 0.01% 576 $16K No change
VRSK Verisk Analytics Inc. 0.01% 61 $16K No change
ADI Analog Devices Inc. 0.01% 72 $16K No change
KR Kroger Co. 0.01% 328 $16K Add +0.6%
GPC Genuine Parts Co. 0.01% 118 $16K No change
VMRK Vivmark Residential filed as EQUITY RESIDENTIAL 0.01% 233 $16K No change
DFAT Dimensional US Target Value 0.01% 310 $16K No change
EMR Emerson Electric Co. 0.01% 144 $16K New
SCHG Schwab US Large-Cap Growth 0.01% 156 $16K New
RBA RB Global Inc. 0.01% 206 $16K No change
CSGP Costar Group Inc. 0.01% 210 $16K No change
ONON On Holding AG Class A filed as ON HLDG AG 0.01% 400 $16K No change
LOPE Grand Canyon Education Inc. 0.01% 110 $15K No change
ICF iShares Select U.S. REIT ETF 0.01% 268 $15K No change
CRM Salesforce Inc. 0.00% 59 $15K No change
WST West Pharmaceutical Services 0.00% 46 $15K No change
GEHC GE Healthcare Technology 0.00% 193 $15K Reduce -44.5%
UDR Udr Inc. 0.00% 360 $15K No change
APO Apollo Global Management Inc. 0.00% 125 $15K No change
OTIS Otis Worldwide Corp. 0.00% 150 $14K No change
MPC Marathon Petroleum Corp. 0.00% 83 $14K No change
NOW ServiceNow Inc. 0.00% 18 $14K No change
FTI Technipfmc PLC 0.00% 529 $14K No change
SPGI S&P Global Inc. 0.00% 31 $14K No change
GLOB Globant SA 0.00% 77 $14K No change
MGA Magna International Inc. 0.00% 322 $13K No change
TD Toronto-Dominion Bank 0.00% 234 $13K No change
SCHB Schwab US Broad Market ETF 0.00% 204 $13K No change
MDLZ Mondelez International Inc. Class A 0.00% 194 $13K No change
CEG Constellation Energy 0.00% 62 $12K No change
DOW Dow Inc. 0.00% 233 $12K No change
VXF Vanguard Extended Market ETF 0.00% 72 $12K No change
EMB iShares JP Morgan Usd Emergi 0.00% 135 $12K No change
CI The Cigna Group 0.00% 35 $12K No change
PCG P G & E Corp. 0.00% 653 $11K No change
WEC WEC Energy Group Inc. 0.00% 145 $11K No change
ETN Eaton Corp. PLC 0.00% 36 $11K No change
SBUX Starbucks Corp. 0.00% 142 $11K No change
WMB Williams Cos Inc. 0.00% 252 $11K No change
MDY State Street SPDR S&P Midcap 0.00% 20 $11K No change
GEV GE Vernova Inc. 0.00% 62 $11K Reduce -2.0%
ANSS Ansys Inc. 0.00% 32 $10K No change
AIG American International Group 0.00% 138 $10K No change
IDXX Idexx Laboratories Inc. 0.00% 21 $10K No change
LH Labcorp Holdings Inc. 0.00% 50 $10K No change
AEP American Electric Power 0.00% 112 $10K No change
VEEV Veeva Systems Inc. Class A 0.00% 53 $10K No change
TFII Tfi International Inc. 0.00% 65 $9K No change
DD Dupont DE Nemours Inc. 0.00% 117 $9K No change
SYK Stryker Corp. 0.00% 27 $9K No change
UBS UBS Group AG-Reg 0.00% 309 $9K No change
RDIV Invesco S&P Ultra Dividend 0.00% 200 $9K No change
XLI SS Industrial Select Sector 0.00% 73 $9K No change
NAVI Navient Corp. 0.00% 609 $9K Add +1.2%
APTV Aptiv Irish Holdings Ltd. filed as APTIV PLC 0.00% 125 $9K No change
PGR Progressive Corp. 0.00% 42 $9K No change
FE Firstenergy Corp. 0.00% 227 $9K No change
DEO Diageo PLC-Sponsored ADR 0.00% 66 $8K No change
ET Energy Transfer LP 0.00% 513 $8K No change
TIDAL ETF TR 0.00% 398 $8K No change
VDC Vanguard Consumer Staple ETF 0.00% 38 $8K No change
MO Altria Group Inc. 0.00% 167 $8K No change
ARKK ARK Innovation ETF 0.00% 169 $7K No change
MET Metlife Inc. 0.00% 105 $7K No change
FIVE Five Below 0.00% 67 $7K No change
VLTO Veralto Corp. 0.00% 75 $7K No change
EXC Exelon Corp. 0.00% 186 $6K No change
PLD Prologis Inc. 0.00% 56 $6K No change
PG The Procter & Gamble Co. 0.00% 38 $6K No change
BIL SS SPDR BB 1-3M T-Bill ETF 0.00% 64 $6K Reduce -61.0%
CNC Centene Corp. 0.00% 88 $6K No change
WY Weyerhaeuser Co. 0.00% 200 $6K No change
RY Royal Bank of Canada 0.00% 53 $6K No change
PAYC Paycom Software Inc. 0.00% 38 $5K No change
SHBI Shore Bancshares Inc. 0.00% 465 $5K No change
SAIC Science Applications Inte 0.00% 45 $5K No change
ORLY O'reilly Automotive Inc. 0.00% 5 $5K No change
HUM Humana Inc. 0.00% 14 $5K No change
SPEU State Street SPDR Portfolio 0.00% 120 $5K No change
TM Toyota Motor Corp. -Spon ADR 0.00% 24 $5K No change
FMC FMC Corp. 0.00% 85 $5K No change
MRNA Moderna Inc. 0.00% 39 $5K No change
CTVA Corteva Inc. 0.00% 85 $5K No change
BMY Bristol-Myers Squibb Co. 0.00% 106 $4K No change
EEM iShares MSCI Emerging Market 0.00% 100 $4K No change
GLBZ Glen Burnie Bancorp 0.00% 1,000 $4K No change
BHP BHP Group Ltd.-Spon ADR 0.00% 72 $4K No change
TKR Timken Co. 0.00% 51 $4K No change
STE Steris PLC 0.00% 18 $4K No change
GLW Corning Inc. 0.00% 100 $4K No change
UA Under Armour Inc. Class C 0.00% 580 $4K No change
PPG PPG Industries Inc. 0.00% 30 $4K No change
SCHD Schwab US DVD Equity ETF 0.00% 48 $4K No change
INFY Infosys Ltd.-SP ADR 0.00% 192 $4K No change
PH Parker Hannifin Corp. 0.00% 7 $4K Reduce -84.1%
ADBE Adobe Inc. 0.00% 6 $3K No change
RIO Rio Tinto PLC-Spon ADR 0.00% 49 $3K No change
ACWI iShares MSCI Acwi ETF 0.00% 28 $3K No change
PII Polaris Inc. 0.00% 39 $3K No change
GNRC Generac Holdings Inc. 0.00% 20 $3K No change
AXIAY Axia Energia-ADR filed as CENTRAIS ELETRICAS BRASILEIR 0.00% 397 $3K No change
RSG Republic Services Inc. 0.00% 13 $3K No change
WOLF Wolfspeed Inc. 0.00% 100 $2K No change
SOLV Solventum Corp. 0.00% 43 $2K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.00% 13 $2K No change
MRO Marathon Oil Corp. 0.00% 73 $2K No change
APYX Apyx Medical Corp. 0.00% 1,568 $2K No change
LYV Live Nation Entertainment Inc. 0.00% 20 $2K No change
ARKQ ARK Autonomous Tech & Robot 0.00% 30 $2K No change
F Ford Motor Co. filed as FORD MTR CO DEL 0.00% 130 $2K No change
WBD Warner Bros Discovery Inc. 0.00% 216 $2K No change
ELV Elevance Health Inc. 0.00% 3 $2K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.00% 6 $2K No change
WAB Wabtec Corp. 0.00% 9 $1K No change
VPU Vanguard Utilities ETF 0.00% 10 $1K Reduce -98.7%
TSLA Tesla Inc. 0.00% 6 $1K Reduce -98.0%
FTRE Fortrea Holdings Inc. 0.00% 50 $1K No change
IWD iShares Russell 1000 Value E 0.00% 6 $1K No change
OGN Organon & Co. 0.00% 50 $1K No change
LMT Lockheed Martin Corp. 0.00% 2 $991 No change
MU Micron Technology Inc. 0.00% 6 $790 No change
DKNG Draftkings Inc. Class A 0.00% 20 $764 No change
CVS CVS Health Corp. 0.00% 12 $716 No change
SFYX Sofi Next 500 ETF 0.00% 53 $707 No change
OPEN Opendoor Technologies Inc. 0.00% 300 $549 No change
TDC Teradata Corp. 0.00% 12 $415 No change
DM Desktop Metal Inc. Class A 0.00% 50 $207 No change
KD Kyndryl Holdings Inc. 0.00% 7 $185 No change
NATL NCR Atleos Corp. 0.00% 6 $163 No change
VYX NCR Voyix Corp. 0.00% 12 $149 No change
VTRS Viatris Inc. 0.00% 2 $25 No change
Lines left out (1) · $6 — a value with no share or principal amount
SecurityClassSharesValue
CGGO Cap Group Global Growth SHS CREAT UNIT0$6

Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.

Total filed on the 13F, all lines: $308.7M.

Portfolio Sells Q1 2024 → Q2 2024
DFAU Dimensional US Core Equity M Reduce -24.8% 1.55% −0.49
VTV Vanguard Mrngstr Val ETF-Aui Reduce -4.0% 5.19% −0.39
VEA Vanguard Ftse Developed ETF Reduce -3.8% 4.34% −0.32
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -2.2% 2.74% −0.25
VB Vanguard Most SM-Cap ETF-Usd Reduce -4.2% 2.18% −0.24
CUBE Cubesmart Sold out 0.00% −0.24
VCSH Vanguard S/T Corp. Bond ETF Reduce -3.7% 3.74% −0.21
RSP Invesco S&P 500 Equal Weight Reduce -3.0% 2.44% −0.20
VTI VG Morningstar TS MKT ETF-US Reduce -4.0% 4.81% −0.14
VMBS Vanguard Mortgage-Backed Sec Reduce -27.1% 0.33% −0.13
VCIT Vanguard Int-Term Corporate Reduce -9.3% 1.01% −0.13
VUSB Vanguard Ultra Short Bond Et Reduce -4.9% 1.63% −0.11
IJH iShares Core S&P Midcap ETF Reduce -2.7% 1.21% −0.10
IWR iShares Russell Mid-Cap ETF Reduce -55.8% 0.07% −0.09
VSS Vanguard Ftse All Wo X-US SC Reduce -4.1% 1.51% −0.08
DFAI Dimensional International Co. Reduce -8.8% 0.54% −0.07
BND Vanguard Total Bond Market Reduce -15.8% 0.30% −0.07
BSV Vanguard Short-Term Bond ETF Reduce -46.8% 0.07% −0.06
SPYV SS SPDR P S&P 500 Value ETF Reduce -0.2% 1.31% −0.06
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -22.7% 0.23% −0.06
EFA iShares MSCI Eafe ETF Reduce -1.5% 1.06% −0.06
BNDX Vanguard Total Intl Bond ETF Reduce -15.2% 0.26% −0.06
DFAE Dimensional Emerging Core Eq Reduce -9.7% 0.72% −0.05
IWS iShares Russell Mid-Cap Valu Reduce -0.7% 0.65% −0.04
IJR iShares Core S&P Small-Cap E Reduce -3.5% 0.40% −0.04
VPU Vanguard Utilities ETF Reduce -98.7% 0.00% −0.03
DISV Dimensional International SM Sold out 0.00% −0.03
DFAR Dimensional US Real Est ETF Reduce -18.3% 0.11% −0.03
DFSD Dimensional Short Duration Reduce -5.2% 0.37% −0.03
VWOB Vanguard Emerg MKTS Gov BND Sold out 0.00% −0.02
VEU Vanguard Ftse All-World Ex-U Reduce -8.6% 0.17% −0.02
VTIP Vanguard Short-Term Tips Sold out 0.00% −0.02
TSLA Tesla Inc. Reduce -98.0% 0.00% −0.02
TIP iShares Tips Bond ETF Sold out 0.00% −0.02
AVUV Avantis US Small Cap Value Reduce -2.0% 0.19% −0.02
AVDV Avantis Intl S/C Value ETF Reduce -10.8% 0.10% −0.01
IVV iShares Core S&P 500 ETF Reduce -3.2% 1.71% −0.01
IJS iShares S&P Small-Cap 600 Va Reduce -2.6% 0.14% −0.01
DFAC Dimensional US Core Equity 2 Reduce -2.4% 0.41% −0.01
DIA SS SPDR Dow Jones Indus Avg Reduce -4.2% 0.15% −0.01
DUHP Dimensional US High Profi Et Reduce -4.0% 0.23% −0.01
DIHP Dimensional International Hi Reduce -4.6% 0.08% −0.01
DFIP Dimensional Inflation-Protec Reduce -2.0% 0.15% −0.01
PH Parker Hannifin Corp. Reduce -84.1% 0.00% −0.01
VNQ Vanguard Real Estate ETF Reduce -12.3% 0.03% −0.01
GEHC GE Healthcare Technology Reduce -44.5% 0.00% −0.01
PFE Pfizer Inc. Reduce -38.8% 0.01% −0.00
AMT American Tower Corp. Reduce -24.0% 0.01% −0.00
PLOW Douglas Dynamics Inc. Sold out 0.00% −0.00
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -61.0% 0.00% −0.00

Portfolio Buys Q1 2024 → Q2 2024
DFGP Dimensional GLBL Core PL Fix Add +84.6% 2.05% +0.91
DFCF Dimensional Core Fixed Inc. Add +46.5% 2.11% +0.63
MGC Vngrd Mrngstr MG Cap ETF-Usd Add +9.1% 3.85% +0.45
AVEM Avantis Emerging Markets Eq Add +14.1% 2.67% +0.41
AVDE Avantis International Equity Add +11.2% 6.23% +0.40
JPIE JPMorgan Income ETF New 0.30% +0.30
MGV Vngrd Mrgstr MG CP VL ETF-Ui Add +14.1% 2.19% +0.22
SCHP Schwab U.S. Tips ETF Add +7.0% 3.19% +0.15
DFAS Dimensional US Small Cap ETF Add +10.3% 2.83% +0.12
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +7.3% 4.72% +0.11
PLTR Palantir Technologies Inc. Class A New 0.09% +0.09
DFSV Dimensional US Small Cap Val Add +13.2% 1.37% +0.08
TROW T Rowe Price Group Inc. New 0.08% +0.08
AVGE Avantis All Eqty Mrkts ETF Add +135.1% 0.13% +0.08
VOE Vngrd Mrngstr MD-Cap Val ETF Add +6.6% 3.79% +0.05
JPST JPMorgan Ultra-Short Income New 0.04% +0.04
CLOI Vaneck Clo ETF New 0.04% +0.04
DFNM Dimensional National Muni BD Add +68.6% 0.10% +0.04
GLD SPDR Gold Shares Add +157.2% 0.05% +0.03
EPI Wisdomtree India Earnings New 0.03% +0.03
TCAF T Rowe PRC Cap Appreciation New 0.03% +0.03
MOAT Vaneck Morningstar Wide Moat New 0.02% +0.02
MSFT Microsoft Corp. Add +1.2% 0.32% +0.02
DGIN Vaneck Digital India ETF New 0.02% +0.02
TMSL T.rowe PRC Small-Mid Cap ETF New 0.01% +0.01
HELO JPMorgan Hedged Equity ETF New 0.01% +0.01
MKC McCormick & Co.-Non VTG SHRS New 0.01% +0.01
EMR Emerson Electric Co. New 0.01% +0.01
SCHG Schwab US Large-Cap Growth New 0.01% +0.01
VTES Vanguard SH Term Tax-Ex Bond Add +57.8% 0.01% +0.00
BAC Bank of America Corp. Add +0.1% 0.08% +0.00
ABT Abbott Laboratories Add +30.0% 0.01% +0.00
WFC Wells Fargo & Co. Add +0.2% 0.02% +0.00
VT Vanguard Tot World STK ETF Add +0.3% 0.01% +0.00
JPM JPMorgan Chase & Co. Add +0.1% 0.09% −0.00
NAVI Navient Corp. Add +1.2% 0.00% −0.00
KR Kroger Co. Add +0.6% 0.01% −0.00
COF Capital One Financial Corp. Add +0.3% 0.01% −0.00
TGT Target Corp. Add +0.5% 0.01% −0.00
SPSM SS SPDR P S&P 600 Small Cap Add +0.1% 0.64% −0.03
SPDW Ste STR SPDR PT DW Eu ETF Add +0.8% 1.41% −0.04
GWX State Street SPDR S&P Intern Add +0.3% 1.24% −0.05
SPMD SS SPDR P S&P 400 Midcap ETF Add +0.1% 1.04% −0.06
MDYV SS SPDR S&P 400 MC Val ETF Add +0.0% 1.18% −0.07
SLYV SS SPDR S&P 600 SC Val ETF Add +0.1% 1.21% −0.09

Notes & Other Activity Q1 2024 → Q2 2024
CGGO Cap Group Global Growth SHS CREAT UNIT New 0 $6

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q3 2024 467$337.8MAVDE, VO, VTV, VTI, MGC
Q2 2024 363$308.7MAVDE, VTV, VTI, VO, VEA
Q1 2024 355$303.7MAVDE, VTV, VTI, VEA, VO