Arbor Investment Advisors, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 4, 2025), Arbor Investment Advisors, LLC reported 106 stock positions worth $709.7 million. Its top holding was iShares Russell 1000 ETF (IWB) at 15.7% of the portfolio, followed by Invesco Rafi US 1000 ETF (PRF, 12.5%) and iShares Treasury Floating Ra (TFLO, 10.4%). Compared with Q3 2024, it opened 8 new positions, sold out of 18, added to 29 and reduced 41. The biggest buy was Vanguard Short-Term Bond ETF (BSV, shares +4%) and the biggest sale Apple (AAPL, shares −58%).

Most Recent 13F
Q2 2026
Location
WINSTON SALEM, NC
CIK
0001590073
Portfolio Value
$709.7M (Q4 2024)
SEC Filing
0001590073-25-000002 ↗ filed Feb 4, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $683.0M Q1 2024 Q2 2024: $683.9M Q2 2024 Q3 2024: $755.1M Q3 2024 Q4 2024: $709.7M $709.7M Q4 2024 Q1 2025: $731.2M Q1 2025 Q2 2025: $780.4M Q2 2025 Q3 2025: $787.7M Q3 2025 Q4 2025: $759.9M Q4 2025 Q1 2026: $768.2M Q1 2026 Q2 2026: $883.5M Q2 2026

Holdings 106 stocks · $709.7M
IWB iShares Russell 1000 ETF 15.69% 345,708 $111.4M Reduce -1.3%
PRF Invesco Rafi US 1000 ETF 12.47% 2,193,879 $88.5M Reduce -1.4%
TFLO iShares Treasury Floating Ra 10.40% 1,462,316 $73.8M Reduce -12.7%
VEA Vanguard Ftse Developed ETF 10.21% 1,514,559 $72.4M Add +1.2%
BSV Vanguard Short-Term Bond ETF 6.25% 573,822 $44.3M Add +3.8%
PRFZ Inv Rafi US 1500 SM-Usd Inc. 5.06% 863,662 $35.9M Reduce -0.6%
TIP iShares Tips Bond ETF 4.42% 294,729 $31.4M Add +2.0%
AGG iShares Core U.S. Aggregate 3.92% 287,067 $27.8M Add +7.5%
EFA iShares MSCI Eafe ETF 3.79% 355,859 $26.9M Reduce -0.8%
VWO Vanguard Ftse Emerging Marke 3.35% 540,226 $23.8M Reduce -1.6%
JPST JPMorgan Ultra-Short Income 2.70% 380,437 $19.2M Add +1.9%
VONE Vanguard Russell 1000 2.02% 53,720 $14.3M Reduce -2.2%
BND Vanguard Total Bond Market 1.92% 189,306 $13.6M Add +22.8%
IWM iShares Russell 2000 ETF 1.56% 50,206 $11.1M Reduce -1.3%
IWF iShares Russell 1000 Growth 1.43% 25,358 $10.2M Add +0.0%
IEFA iShares Core MSCI Eafe ETF 1.31% 132,010 $9.3M Add +0.4%
IWD iShares Russell 1000 Value E 1.02% 39,235 $7.3M Add +0.8%
EEM iShares MSCI Emerging Market 0.96% 162,735 $6.8M Reduce -4.2%
AAPL Apple Inc. 0.89% 25,091 $6.3M Reduce -58.2%
VT Vanguard Tot World STK ETF 0.67% 40,669 $4.8M Reduce -4.0%
IEMG iShares Core MSCI Emerging 0.66% 89,187 $4.7M Reduce -5.3%
STPZ PIMCO 1-5 Year US Tips Index 0.64% 86,799 $4.5M Add +5.7%
IDEV iShares Core MSCI Dev MKTS 0.54% 59,340 $3.8M Add +20.4%
MSFT Microsoft Corp. 0.52% 8,792 $3.7M Reduce -3.3%
VTI VG Morningstar TS MKT ETF-US 0.40% 9,746 $2.8M Reduce -0.1%
BRK.B Berkshire Hathaway Inc. Class B 0.36% 5,687 $2.6M Reduce -0.3%
CADE Cadence Bank 0.35% 71,917 $2.5M Reduce -6.9%
VTIP Vanguard Short-Term Tips 0.33% 48,324 $2.3M Add +1.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.29% 3,570 $2.1M Add +5.2%
VTWO Vanguard Russell 2000 ETF 0.28% 21,929 $2.0M Add +17.2%
CSCO Cisco Systems Inc. 0.27% 32,772 $1.9M No change
VTV Vanguard Mrngstr Val ETF-Aui 0.24% 9,996 $1.7M Add +0.6%
COST Costco Wholesale Corp. 0.24% 1,829 $1.7M No change
IVV iShares Core S&P 500 ETF 0.22% 2,655 $1.6M No change
ESGV Vanguard ESG US Stock ETF 0.19% 12,997 $1.4M Add +0.3%
VONV Vanguard Russell 1000 Value 0.19% 16,605 $1.3M Add +0.2%
MINT PIMCO Enhanced Short Maturit 0.17% 11,973 $1.2M Add +44.4%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.17% 6,057 $1.2M Add +0.1%
STIP iShares 0-5 Year Tips Bond E 0.16% 11,351 $1.1M Add +32.1%
HD Home Depot Inc. 0.14% 2,598 $1.0M Reduce -0.5%
MKC.V McCormick & Co. Inc. VTG Com 0.14% 13,190 $1000K Reduce -32.4%
IVW iShares S&P 500 Growth ETF 0.13% 8,811 $895K No change
MSI Motorola Solutions Inc. 0.10% 1,562 $722K No change
ASML ASML Holding NV-NY Reg SHS 0.10% 1,034 $717K No change
JPM JPMorgan Chase & Co. 0.10% 2,888 $692K Reduce -1.1%
MS Morgan Stanley 0.10% 5,423 $682K Reduce -16.4%
XOM Exxon Mobil Corp. 0.10% 6,333 $681K Reduce -0.9%
BRK.A Berkshire Hathaway Inc. Class A 0.10% 1 $681K No change
ALL Allstate Corp. 0.09% 3,430 $661K Reduce -16.3%
GOOG Alphabet Inc. Class C 0.09% 3,398 $647K Reduce -10.9%
VTHR Vanguard Russell 3000 0.08% 2,263 $588K Add +0.0%
VOOV Vanguard S&P 500 Value ETF 0.08% 2,986 $551K Reduce -2.8%
MCD McDonald's Corp. 0.07% 1,817 $527K Reduce -0.6%
ORCL Oracle Corp. 0.07% 3,058 $510K No change
DFS Discover Financial Services 0.07% 2,940 $509K Reduce -0.4%
PG The Procter & Gamble Co. 0.07% 2,855 $479K Add +0.2%
APO Apollo Global Management Inc. 0.07% 2,800 $462K No change
JNJ Johnson & Johnson 0.06% 3,090 $447K No change
DUK Duke Energy Corp. 0.06% 4,075 $439K Reduce -63.4%
ABBV Abbvie Inc. 0.06% 2,453 $436K Reduce -0.9%
GLD SPDR Gold Shares 0.06% 1,734 $420K Add +24.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.06% 8,950 $393K Reduce -35.5%
GOOGL Alphabet Inc. Class A 0.05% 2,016 $382K No change
UNP Union Pacific Corp. 0.05% 1,642 $374K No change
UNH Unitedhealth Group Inc. 0.05% 738 $373K No change
DVY iShares Select Dividend ETF 0.05% 2,755 $362K Reduce -1.5%
IWR iShares Russell Mid-Cap ETF 0.05% 4,055 $358K Reduce -2.5%
AOA iShares Core 80/20 Aggressiv 0.05% 4,677 $358K Reduce -7.9%
IAU iShares Gold Trust 0.05% 7,107 $352K Reduce -4.8%
AVGO Broadcom Inc. 0.05% 1,490 $345K Reduce -3.9%
RJF Raymond James Financial Inc. 0.05% 2,181 $339K No change
TMO Thermo Fisher Scientific Inc. 0.05% 636 $331K No change
AMZN Amazon.com Inc. 0.05% 1,482 $325K No change
IWS iShares Russell Mid-Cap Valu 0.05% 2,497 $323K No change
IWO iShares Russell 2000 Growth 0.05% 1,120 $322K No change
KO The Coca-Cola Co. 0.04% 5,082 $316K Reduce -25.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.04% 1,145 $309K Add +21.9%
XLF SS Financial Select Sector 0.04% 6,370 $308K New
DSI iShares ESG MSCI KLD 400 ETF 0.04% 2,773 $306K Add +0.1%
URTH iShares MSCI World ETF 0.04% 1,942 $302K Reduce -1.4%
AHRT Ah Realty Trust Inc. filed as ARMADA HOFFLER PPTYS INC 0.04% 29,161 $298K No change
LOW Lowe's Cos Inc. 0.04% 1,156 $285K Reduce -94.5%
ENB Enbridge Inc. 0.04% 6,497 $276K Add +0.3%
IWP iShares Russell Mid-Cap Grow 0.04% 2,102 $266K No change
RTX RTX Corp. 0.04% 2,284 $264K No change
GPN Global Payments Inc. 0.04% 2,347 $263K No change
PEP Pepsico Inc. 0.04% 1,727 $263K Reduce -2.9%
RSPT Invesco S&P 500 Equal Weight 0.04% 6,968 $261K Add +1.0%
CVX Chevron Corp. 0.04% 1,732 $251K Reduce -0.7%
IYH iShares U.S. Healthcare ETF 0.04% 4,264 $248K Add +4.5%
ABT Abbott Laboratories 0.04% 2,193 $248K No change
ACN Accenture PLC Class A 0.03% 699 $246K No change
GE General Electric filed as GE AEROSPACE 0.03% 1,461 $244K Reduce -0.3%
XLE SS Energy Select Sector 0.03% 2,834 $243K New
FDS Factset Research Systems Inc. 0.03% 500 $240K No change
WMT Walmart Inc. 0.03% 2,604 $235K No change
CAT Caterpillar Inc. 0.03% 645 $234K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.03% 919 $233K No change
TSM Taiwan Semiconductor-SP ADR 0.03% 1,123 $222K New
NVDA Nvidia Corp. 0.03% 1,568 $211K New

Show all 106 holdings

Options reported separately and not counted above: FXY calls ($2.8M).

Portfolio Sells Q3 2024 → Q4 2024
AAPL Apple Inc. Reduce -58.2% 0.89% −0.97
TFLO iShares Treasury Floating Ra Reduce -12.7% 10.40% −0.82
LOW Lowe's Cos Inc. Reduce -94.5% 0.04% −0.71
TFC Truist Financial Corp. Reduce -94.5% 0.03% −0.45
EFA iShares MSCI Eafe ETF Reduce -0.8% 3.79% −0.18
HALO Halozyme Therapeutics Inc. Sold out 0.00% −0.14
VWO Vanguard Ftse Emerging Marke Reduce -1.6% 3.35% −0.12
OKE Oneok Inc. Sold out 0.00% −0.12
DUK Duke Energy Corp. Reduce -63.4% 0.06% −0.11
PRK Park National Corp. Sold out 0.00% −0.09
TOWN Towne Bank Sold out 0.00% −0.08
EEM iShares MSCI Emerging Market Reduce -4.2% 0.96% −0.07
MKC.V McCormick & Co. Inc. VTG Com Reduce -32.4% 0.14% −0.07
PEG Public Service Enterprise GP Sold out 0.00% −0.07
HCA HCA Healthcare Inc. Sold out 0.00% −0.07
IEMG iShares Core MSCI Emerging Reduce -5.3% 0.66% −0.06
IBM Intl Business Machines Corp. Sold out 0.00% −0.06
WFC Wells Fargo & Co. Sold out 0.00% −0.05
DFAC Dimensional US Core Equity 2 Sold out 0.00% −0.04
MKC McCormick & Co.-Non VTG SHRS Sold out 0.00% −0.04
JEPI JPMorgan Equity Premium Inco Sold out 0.00% −0.03
WMB Williams Cos Inc. Sold out 0.00% −0.03
LOB Live Oak Bancshares Inc. Sold out 0.00% −0.03
VSGX Vanguard ESG Intl Stock ETF Sold out 0.00% −0.03
DHR Danaher Corp. Sold out 0.00% −0.03
LLY Eli Lilly & Co. Sold out 0.00% −0.03
TGT Target Corp. Sold out 0.00% −0.03
KO The Coca-Cola Co. Reduce -25.1% 0.04% −0.02
BAC Bank of America Corp. Reduce -35.5% 0.06% −0.02
AVDX Avidxchange Holdings Inc. Sold out 0.00% −0.01
ALL Allstate Corp. Reduce -16.3% 0.09% −0.01
ABBV Abbvie Inc. Reduce -0.9% 0.06% −0.00
XOM Exxon Mobil Corp. Reduce -0.9% 0.10% −0.00
PEP Pepsico Inc. Reduce -2.9% 0.04% −0.00
AOA iShares Core 80/20 Aggressiv Reduce -7.9% 0.05% −0.00
GE General Electric Reduce -0.3% 0.03% −0.00
VOOV Vanguard S&P 500 Value ETF Reduce -2.8% 0.08% 0.00
IAU iShares Gold Trust Reduce -4.8% 0.05% +0.00
MCD McDonald's Corp. Reduce -0.6% 0.07% +0.00
DVY iShares Select Dividend ETF Reduce -1.5% 0.05% +0.00
CVX Chevron Corp. Reduce -0.7% 0.04% +0.00
VT Vanguard Tot World STK ETF Reduce -4.0% 0.67% +0.00
URTH iShares MSCI World ETF Reduce -1.4% 0.04% +0.00
IWR iShares Russell Mid-Cap ETF Reduce -2.5% 0.05% +0.00
HD Home Depot Inc. Reduce -0.5% 0.14% +0.00
MSFT Microsoft Corp. Reduce -3.3% 0.52% +0.00
MS Morgan Stanley Reduce -16.4% 0.10% +0.01
GOOG Alphabet Inc. Class C Reduce -10.9% 0.09% +0.01
AVGO Broadcom Inc. Reduce -3.9% 0.05% +0.01
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.3% 0.36% +0.02

Portfolio Buys Q3 2024 → Q4 2024
BSV Vanguard Short-Term Bond ETF Add +3.8% 6.25% +0.49
BND Vanguard Total Bond Market Add +22.8% 1.92% +0.39
AGG iShares Core U.S. Aggregate Add +7.5% 3.92% +0.34
TIP iShares Tips Bond ETF Add +2.0% 4.42% +0.20
JPST JPMorgan Ultra-Short Income Add +1.9% 2.70% +0.19
IWF iShares Russell 1000 Growth Add +0.0% 1.43% +0.17
IDEV iShares Core MSCI Dev MKTS Add +20.4% 0.54% +0.08
STPZ PIMCO 1-5 Year US Tips Index Add +5.7% 0.64% +0.07
MINT PIMCO Enhanced Short Maturit Add +44.4% 0.17% +0.06
VTWO Vanguard Russell 2000 ETF Add +17.2% 0.28% +0.05
IWD iShares Russell 1000 Value E Add +0.8% 1.02% +0.05
STIP iShares 0-5 Year Tips Bond E Add +32.1% 0.16% +0.05
XLF SS Financial Select Sector New 0.04% +0.04
SPY SS SPDR S&P 500 ETF Trust-US Add +5.2% 0.29% +0.04
XLE SS Energy Select Sector New 0.03% +0.03
TSM Taiwan Semiconductor-SP ADR New 0.03% +0.03
NVDA Nvidia Corp. New 0.03% +0.03
IYW iShares Ustechnology ETF New 0.03% +0.03
HON Honeywell International Inc. New 0.03% +0.03
QQQ Invesco QQQ Trust Series 1 New 0.03% +0.03
FMS Fresenius Medical Care-ADR New 0.03% +0.03
VTIP Vanguard Short-Term Tips Add +1.3% 0.33% +0.02
ESGV Vanguard ESG US Stock ETF Add +0.3% 0.19% +0.02
GLD SPDR Gold Shares Add +24.7% 0.06% +0.01
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +21.9% 0.04% +0.01
VTV Vanguard Mrngstr Val ETF-Aui Add +0.6% 0.24% +0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.1% 0.17% +0.01
VONV Vanguard Russell 1000 Value Add +0.2% 0.19% +0.01
VTHR Vanguard Russell 3000 Add +0.0% 0.08% +0.01
ENB Enbridge Inc. Add +0.3% 0.04% +0.00
DSI iShares ESG MSCI KLD 400 ETF Add +0.1% 0.04% +0.00
RSPT Invesco S&P 500 Equal Weight Add +1.0% 0.04% +0.00
PG The Procter & Gamble Co. Add +0.2% 0.07% +0.00
F Ford Motor Co. Add +0.2% 0.03% 0.00
IYH iShares U.S. Healthcare ETF Add +4.5% 0.04% −0.00
IEFA iShares Core MSCI Eafe ETF Add +0.4% 1.31% −0.05
VEA Vanguard Ftse Developed ETF Add +1.2% 10.21% −0.26

Options Activity Q3 2024 → Q4 2024
FXY Invesco Currencyshares Japan call New 47,900 $2.8M

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 145$883.5MIWB, PRF, VEA, TFLO, BSV
Q1 2026 114$768.2MIWB, PRF, VEA, TFLO, BSV
Q4 2025 111$759.9MIWB, PRF, VEA, TFLO, BSV
Q3 2025 127$787.7MIWB, PRF, VEA, TFLO, BSV
Q2 2025 112$780.4MIWB, PRF, VEA, TFLO, BSV
Q1 2025 113$731.2MIWB, PRF, VEA, TFLO, BSV
Q4 2024 106$709.7MIWB, PRF, TFLO, VEA, BSV
Q3 2024 116$755.1MIWB, PRF, TFLO, VEA, BSV
Q2 2024 101$683.9MIWB, PRF, TFLO, VEA, BSV
Q1 2024 111$683.0MIWB, PRF, VEA, TFLO, BSV