Arbor Investment Advisors, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 23, 2026), Arbor Investment Advisors, LLC reported 111 stock positions worth $759.9 million. Its top holding was iShares Russell 1000 ETF (IWB) at 14.3% of the portfolio, followed by Invesco Rafi US 1000 ETF (PRF, 12.5%) and Vanguard Ftse Developed ETF (VEA, 11.9%). Compared with Q3 2025, it opened 7 new positions, sold out of 23, added to 21 and reduced 55. The biggest buy was Vanguard Short-Term Bond ETF (BSV, shares +1%) and the biggest sale Apple (AAPL, shares −66%).

Most Recent 13F
Q2 2026
Location
WINSTON SALEM, NC
CIK
0001590073
Portfolio Value
$759.9M (Q4 2025)
SEC Filing
0001590073-26-000002 ↗ filed Jan 23, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $683.0M Q1 2024 Q2 2024: $683.9M Q2 2024 Q3 2024: $755.1M Q3 2024 Q4 2024: $709.7M Q4 2024 Q1 2025: $731.2M Q1 2025 Q2 2025: $780.4M Q2 2025 Q3 2025: $787.7M Q3 2025 Q4 2025: $759.9M $759.9M Q4 2025 Q1 2026: $768.2M Q1 2026 Q2 2026: $883.5M Q2 2026

Holdings 111 stocks · $759.9M
IWB iShares Russell 1000 ETF 14.31% 291,167 $108.7M Reduce -3.5%
PRF Invesco Rafi US 1000 ETF 12.52% 2,027,880 $95.1M Reduce -1.5%
VEA Vanguard Ftse Developed ETF 11.94% 1,452,866 $90.8M Reduce -1.4%
TFLO iShares Treasury Floating Ra 8.20% 1,235,075 $62.3M Reduce -4.2%
BSV Vanguard Short-Term Bond ETF 6.37% 614,693 $48.4M Add +1.2%
AGG iShares Core U.S. Aggregate 5.27% 400,886 $40.0M Reduce -0.4%
PRFZ Inv Rafi US 1500 SM-Usd Inc. 4.73% 784,081 $36.0M Add +1.1%
TIP iShares Tips Bond ETF 4.71% 325,970 $35.8M Add +3.7%
EFA iShares MSCI Eafe ETF 3.66% 289,862 $27.8M Reduce -4.1%
VWO Vanguard Ftse Emerging Marke 3.55% 501,853 $27.0M Reduce -0.7%
JPST JPMorgan Ultra-Short Income 2.76% 414,185 $21.0M Reduce -0.4%
VONE Vanguard Russell 1000 2.15% 52,932 $16.4M Reduce -5.7%
BND Vanguard Total Bond Market 1.96% 200,979 $14.9M Reduce -3.3%
IWF iShares Russell 1000 Growth 1.51% 24,290 $11.5M Reduce -0.1%
IWM iShares Russell 2000 ETF 1.46% 45,169 $11.1M Reduce -4.7%
IEFA iShares Core MSCI Eafe ETF 1.29% 109,840 $9.8M Reduce -9.8%
IWD iShares Russell 1000 Value E 1.03% 37,041 $7.8M Add +0.2%
VT Vanguard Tot World STK ETF 0.78% 41,918 $5.9M Reduce -0.5%
EEM iShares MSCI Emerging Market 0.77% 107,352 $5.9M Reduce -6.1%
STPZ PIMCO 1-5 Year US Tips Index 0.67% 94,534 $5.1M Add +6.5%
AAPL Apple Inc. 0.66% 18,358 $5.0M Reduce -65.8%
IDEV iShares Core MSCI Dev MKTS 0.61% 56,395 $4.7M Add +0.3%
IEMG iShares Core MSCI Emerging 0.60% 67,667 $4.5M Reduce -1.0%
MSFT Microsoft Corp. 0.45% 6,993 $3.4M Reduce -6.7%
EMXC iShares MSCI Emr MRK Ex Chna 0.43% 45,052 $3.3M Add +17.8%
VTV Vanguard Mrngstr Val ETF-Aui 0.33% 13,045 $2.5M Add +25.9%
BRK.B Berkshire Hathaway Inc. Class B 0.32% 4,838 $2.4M No change
CADE Cadence Bank 0.32% 56,597 $2.4M Reduce -8.6%
VTI VG Morningstar TS MKT ETF-US 0.32% 7,202 $2.4M Reduce -0.1%
CSCO Cisco Systems Inc. 0.31% 30,589 $2.4M Reduce -1.6%
VTIP Vanguard Short-Term Tips 0.30% 45,575 $2.3M Reduce -1.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.27% 2,971 $2.0M Reduce -1.0%
VTWO Vanguard Russell 2000 ETF 0.23% 17,856 $1.8M Reduce -9.3%
VONV Vanguard Russell 1000 Value 0.21% 17,234 $1.6M Reduce -4.7%
COST Costco Wholesale Corp. 0.21% 1,809 $1.6M Reduce -0.6%
IVV iShares Core S&P 500 ETF 0.20% 2,205 $1.5M Reduce -0.3%
ESGV Vanguard ESG US Stock ETF 0.18% 11,210 $1.4M Add +0.2%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.18% 6,393 $1.4M Reduce -0.9%
ASML ASML Holding NV-NY Reg SHS 0.14% 965 $1.0M No change
DFAI Dimensional International Co. 0.14% 26,998 $1.0M New
MINT PIMCO Enhanced Short Maturit 0.13% 9,534 $957K Reduce -23.1%
GOOG Alphabet Inc. Class C 0.13% 3,034 $952K Reduce -1.7%
IVW iShares S&P 500 Growth ETF 0.12% 7,685 $947K No change
VOOV Vanguard S&P 500 Value ETF 0.11% 3,917 $802K Add +0.3%
HD Home Depot Inc. 0.11% 2,326 $801K Reduce -33.5%
JMUB JPMorgan Municipal ETF 0.10% 15,720 $794K New
MKC.V McCormick & Co. Inc. VTG Com 0.10% 11,310 $769K Reduce -34.9%
BRK.A Berkshire Hathaway Inc. Class A 0.10% 1 $755K No change
XOM Exxon Mobil Corp. 0.10% 6,260 $753K Add +0.3%
MS Morgan Stanley 0.10% 4,175 $741K Reduce -35.5%
JPM JPMorgan Chase & Co. 0.10% 2,242 $722K No change
GLD SPDR Gold Shares 0.09% 1,782 $706K Reduce -8.2%
VTES Vanguard SH Term Tax-Ex Bond 0.09% 6,644 $675K New
STIP iShares 0-5 Year Tips Bond E 0.09% 6,426 $658K Reduce -16.9%
MSI Motorola Solutions Inc. 0.08% 1,627 $624K No change
CAT Caterpillar Inc. 0.08% 1,014 $581K Reduce -0.3%
JNJ Johnson & Johnson 0.08% 2,801 $580K Reduce -0.0%
BA The Boeing Co. 0.07% 2,324 $505K No change
VTHR Vanguard Russell 3000 0.07% 1,653 $496K Reduce -4.0%
RTX RTX Corp. 0.06% 2,684 $492K No change
MCD McDonald's Corp. 0.06% 1,513 $462K No change
URTH iShares MSCI World ETF 0.06% 2,476 $460K Add +0.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.06% 8,221 $452K Reduce -46.9%
DUK Duke Energy Corp. 0.06% 3,848 $451K Reduce -64.7%
CMI Cummins Inc. 0.06% 846 $432K No change
AMZN Amazon.com Inc. 0.06% 1,828 $422K Reduce -17.7%
GOOGL Alphabet Inc. Class A 0.06% 1,344 $421K Reduce -18.7%
PG The Procter & Gamble Co. 0.05% 2,808 $402K Add +0.3%
AZO AutoZone Inc. 0.05% 115 $390K No change
AOA iShares Core 80/20 Aggressiv 0.05% 4,262 $382K Reduce -25.5%
ORCL Oracle Corp. 0.05% 1,896 $370K No change
IWO iShares Russell 2000 Growth 0.05% 1,118 $361K Reduce -0.2%
COF Capital One Financial Corp. 0.05% 1,482 $359K Reduce -48.3%
DSI iShares ESG MSCI KLD 400 ETF 0.05% 2,779 $358K Add +0.1%
MA Mastercard Inc. Class A 0.05% 616 $352K No change
RJF Raymond James Financial Inc. 0.05% 2,181 $350K No change
UNH Unitedhealth Group Inc. 0.05% 1,045 $345K Reduce -23.8%
KO The Coca-Cola Co. 0.04% 4,796 $335K Reduce -45.8%
ABBV Abbvie Inc. 0.04% 1,446 $330K No change
RSPT Invesco S&P 500 Equal Weight 0.04% 7,184 $327K Reduce -2.7%
ROST Ross Stores Inc. 0.04% 1,812 $326K Reduce -4.4%
IYH iShares U.S. Healthcare ETF 0.04% 4,984 $324K No change
DVY iShares Select Dividend ETF 0.04% 2,236 $316K Reduce -9.8%
ALL Allstate Corp. 0.04% 1,491 $310K Reduce -63.1%
XLF SS Financial Select Sector 0.04% 5,654 $310K Add +6.9%
IWR iShares Russell Mid-Cap ETF 0.04% 3,099 $298K No change
V Visa Inc. Class A 0.04% 851 $298K No change
XLE SS Energy Select Sector 0.04% 6,660 $298K Add +2.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.04% 939 $296K No change
NVDA Nvidia Corp. 0.04% 1,568 $292K No change
WMT Walmart Inc. 0.04% 2,610 $291K No change
IWP iShares Russell Mid-Cap Grow 0.04% 2,102 $288K No change
CVX Chevron Corp. 0.04% 1,856 $283K Add +0.1%
TFC Truist Financial Corp. 0.04% 5,701 $281K Reduce -93.1%
TSLA Tesla Inc. 0.04% 599 $269K Add +12.4%
UNP Union Pacific Corp. 0.03% 1,140 $264K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.03% 919 $257K No change
IAU iShares Gold Trust 0.03% 3,152 $256K Reduce -10.2%
LLY Eli Lilly & Co. 0.03% 231 $248K New
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F 0.03% 4,700 $239K New

Show all 111 holdings

Portfolio Sells Q3 2025 → Q4 2025
AAPL Apple Inc. Reduce -65.8% 0.66% −1.08
LOW Lowe's Cos Inc. Sold out 0.00% −0.66
TFC Truist Financial Corp. Reduce -93.1% 0.04% −0.44
HALO Halozyme Therapeutics Inc. Sold out 0.00% −0.17
DUK Duke Energy Corp. Reduce -64.7% 0.06% −0.11
OKE Oneok Inc. Sold out 0.00% −0.09
PRK Park National Corp. Sold out 0.00% −0.08
KEY Keycorp Sold out 0.00% −0.08
WRB WR Berkley Corp. Sold out 0.00% −0.08
TFLO iShares Treasury Floating Ra Reduce -4.2% 8.20% −0.08
TOWN Towne Bank Sold out 0.00% −0.08
HD Home Depot Inc. Reduce -33.5% 0.11% −0.07
ALL Allstate Corp. Reduce -63.1% 0.04% −0.07
HCA HCA Healthcare Inc. Sold out 0.00% −0.07
PEG Public Service Enterprise GP Sold out 0.00% −0.06
IBM Intl Business Machines Corp. Reduce -70.9% 0.03% −0.06
WFC Wells Fargo & Co. Sold out 0.00% −0.06
IEFA iShares Core MSCI Eafe ETF Reduce -9.8% 1.29% −0.06
HELO JPMorgan Hedged Equity ETF Sold out 0.00% −0.05
DFAC Dimensional US Core Equity 2 Sold out 0.00% −0.05
MSFT Microsoft Corp. Reduce -6.7% 0.45% −0.05
MKC.V McCormick & Co. Inc. VTG Com Reduce -34.9% 0.10% −0.05
BAC Bank of America Corp. Reduce -46.9% 0.06% −0.04
WMB Williams Cos Inc. Sold out 0.00% −0.04
ABT Abbott Laboratories Sold out 0.00% −0.03
MS Morgan Stanley Reduce -35.5% 0.10% −0.03
MINT PIMCO Enhanced Short Maturit Reduce -23.1% 0.13% −0.03
KO The Coca-Cola Co. Reduce -45.8% 0.04% −0.03
MKC McCormick & Co.-Non VTG SHRS Sold out 0.00% −0.03
COF Capital One Financial Corp. Reduce -48.3% 0.05% −0.03
MORGAN STANLEY ETF TRUST Sold out 0.00% −0.03
ORLY O'reilly Automotive Inc. Sold out 0.00% −0.03
FAST Fastenal Co. Sold out 0.00% −0.03
ENB Enbridge Inc. Sold out 0.00% −0.03
JEPI JPMorgan Equity Premium Inco Sold out 0.00% −0.03
ITW Illinois Tool Works Sold out 0.00% −0.03
PSX Phillips 66 Sold out 0.00% −0.03
OGS One Gas Inc. Sold out 0.00% −0.03
STIP iShares 0-5 Year Tips Bond E Reduce -16.9% 0.09% −0.01
UNH Unitedhealth Group Inc. Reduce -23.8% 0.05% −0.01
AOA iShares Core 80/20 Aggressiv Reduce -25.5% 0.05% −0.01
VTWO Vanguard Russell 2000 ETF Reduce -9.3% 0.23% −0.01
COST Costco Wholesale Corp. Reduce -0.6% 0.21% −0.01
AMZN Amazon.com Inc. Reduce -17.7% 0.06% −0.01
HON Honeywell International Inc. Reduce -14.3% 0.03% −0.01
BND Vanguard Total Bond Market Reduce -3.3% 1.96% −0.00
DVY iShares Select Dividend ETF Reduce -9.8% 0.04% −0.00
VONE Vanguard Russell 1000 Reduce -5.7% 2.15% −0.00
EEM iShares MSCI Emerging Market Reduce -6.1% 0.77% −0.00
VTIP Vanguard Short-Term Tips Reduce -1.3% 0.30% −0.00

Portfolio Buys Q3 2025 → Q4 2025
BSV Vanguard Short-Term Bond ETF Add +1.2% 6.37% +0.29
TIP iShares Tips Bond ETF Add +3.7% 4.71% +0.28
PRFZ Inv Rafi US 1500 SM-Usd Inc. Add +1.1% 4.73% +0.26
DFAI Dimensional International Co. New 0.14% +0.14
JMUB JPMorgan Municipal ETF New 0.10% +0.10
EMXC iShares MSCI Emr MRK Ex Chna Add +17.8% 0.43% +0.10
VTES Vanguard SH Term Tax-Ex Bond New 0.09% +0.09
VTV Vanguard Mrngstr Val ETF-Aui Add +25.9% 0.33% +0.08
IWD iShares Russell 1000 Value E Add +0.2% 1.03% +0.07
STPZ PIMCO 1-5 Year US Tips Index Add +6.5% 0.67% +0.06
IDEV iShares Core MSCI Dev MKTS Add +0.3% 0.61% +0.04
LLY Eli Lilly & Co. New 0.03% +0.03
JMST JPM Ultra-Short Muni Income New 0.03% +0.03
FNDX Schwab Fndmntl US LRG Co. ETF New 0.03% +0.03
CVLC Calvert US L-C CR Resp Index New 0.03% +0.03
ESGV Vanguard ESG US Stock ETF Add +0.2% 0.18% +0.01
XOM Exxon Mobil Corp. Add +0.3% 0.10% +0.01
VOOV Vanguard S&P 500 Value ETF Add +0.3% 0.11% +0.01
TSLA Tesla Inc. Add +12.4% 0.04% +0.01
XLF SS Financial Select Sector Add +6.9% 0.04% +0.00
URTH iShares MSCI World ETF Add +0.7% 0.06% +0.00
F Ford Motor Co. Add +2.1% 0.03% +0.00
QCLN First Trust Nasdaq Clean Edg Add +0.1% 0.03% +0.00
DSI iShares ESG MSCI KLD 400 ETF Add +0.1% 0.05% +0.00
XLE SS Energy Select Sector Add +2.1% 0.04% +0.00
VSGX Vanguard ESG Intl Stock ETF Add +0.6% 0.03% +0.00
CVX Chevron Corp. Add +0.1% 0.04% +0.00
PG The Procter & Gamble Co. Add +0.3% 0.05% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 145$883.5MIWB, PRF, VEA, TFLO, BSV
Q1 2026 114$768.2MIWB, PRF, VEA, TFLO, BSV
Q4 2025 111$759.9MIWB, PRF, VEA, TFLO, BSV
Q3 2025 127$787.7MIWB, PRF, VEA, TFLO, BSV
Q2 2025 112$780.4MIWB, PRF, VEA, TFLO, BSV
Q1 2025 113$731.2MIWB, PRF, VEA, TFLO, BSV
Q4 2024 106$709.7MIWB, PRF, TFLO, VEA, BSV
Q3 2024 116$755.1MIWB, PRF, TFLO, VEA, BSV
Q2 2024 101$683.9MIWB, PRF, TFLO, VEA, BSV
Q1 2024 111$683.0MIWB, PRF, VEA, TFLO, BSV