Arbor Investment Advisors, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), Arbor Investment Advisors, LLC reported 127 stock positions worth $787.7 million. Its top holding was iShares Russell 1000 ETF (IWB) at 14.0% of the portfolio, followed by Invesco Rafi US 1000 ETF (PRF, 11.8%) and Vanguard Ftse Developed ETF (VEA, 11.2%). Compared with Q2 2025, it opened 26 new positions, sold out of 11, added to 32 and reduced 52. The biggest buy was Apple (AAPL, shares +151%) and the biggest sale iShares Russell 1000 ETF (IWB, shares −13%).

Most Recent 13F
Q2 2026
Location
WINSTON SALEM, NC
CIK
0001590073
Portfolio Value
$787.7M (Q3 2025)
SEC Filing
0001590073-25-000008 ↗ filed Oct 21, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $683.0M Q1 2024 Q2 2024: $683.9M Q2 2024 Q3 2024: $755.1M Q3 2024 Q4 2024: $709.7M Q4 2024 Q1 2025: $731.2M Q1 2025 Q2 2025: $780.4M Q2 2025 Q3 2025: $787.7M $787.7M Q3 2025 Q4 2025: $759.9M Q4 2025 Q1 2026: $768.2M Q1 2026 Q2 2026: $883.5M Q2 2026

Holdings 127 stocks · $787.7M
IWB iShares Russell 1000 ETF 14.00% 301,629 $110.2M Reduce -13.0%
PRF Invesco Rafi US 1000 ETF 11.82% 2,058,963 $93.1M Reduce -9.4%
VEA Vanguard Ftse Developed ETF 11.21% 1,473,187 $88.3M Reduce -5.9%
TFLO iShares Treasury Floating Ra 8.28% 1,289,754 $65.2M Reduce -4.5%
BSV Vanguard Short-Term Bond ETF 6.08% 607,397 $47.9M Add +0.3%
AGG iShares Core U.S. Aggregate 5.12% 402,623 $40.4M Add +0.9%
PRFZ Inv Rafi US 1500 SM-Usd Inc. 4.47% 775,675 $35.2M Reduce -13.7%
TIP iShares Tips Bond ETF 4.44% 314,320 $35.0M Reduce -0.0%
EFA iShares MSCI Eafe ETF 3.58% 302,380 $28.2M Reduce -14.1%
VWO Vanguard Ftse Emerging Marke 3.48% 505,230 $27.4M Reduce -6.2%
JPST JPMorgan Ultra-Short Income 2.68% 415,982 $21.1M Add +1.6%
VONE Vanguard Russell 1000 2.15% 56,141 $17.0M Reduce -16.5%
BND Vanguard Total Bond Market 1.96% 207,828 $15.5M Reduce -2.4%
AAPL Apple Inc. 1.74% 53,712 $13.7M Add +150.7%
IWM iShares Russell 2000 ETF 1.46% 47,397 $11.5M Reduce -13.0%
IWF iShares Russell 1000 Growth 1.45% 24,317 $11.4M Reduce -4.0%
IEFA iShares Core MSCI Eafe ETF 1.35% 121,754 $10.6M Reduce -8.7%
IWD iShares Russell 1000 Value E 0.96% 36,979 $7.5M Reduce -4.8%
EEM iShares MSCI Emerging Market 0.77% 114,295 $6.1M Reduce -27.6%
VT Vanguard Tot World STK ETF 0.74% 42,131 $5.8M Reduce -1.3%
LOW Lowe's Cos Inc. 0.66% 20,574 $5.2M Add +1679.8%
STPZ PIMCO 1-5 Year US Tips Index 0.61% 88,739 $4.8M Reduce -0.6%
IEMG iShares Core MSCI Emerging 0.57% 68,365 $4.5M Reduce -23.0%
IDEV iShares Core MSCI Dev MKTS 0.57% 56,206 $4.5M Reduce -3.8%
MSFT Microsoft Corp. 0.49% 7,493 $3.9M Reduce -12.7%
TFC Truist Financial Corp. 0.48% 82,718 $3.8M Add +1327.7%
EMXC iShares MSCI Emr MRK Ex Chna 0.33% 38,245 $2.6M Add +32.3%
BRK.B Berkshire Hathaway Inc. Class B 0.31% 4,838 $2.4M Reduce -14.8%
VTI VG Morningstar TS MKT ETF-US 0.30% 7,208 $2.4M Reduce -30.9%
VTIP Vanguard Short-Term Tips 0.30% 46,166 $2.3M Reduce -7.5%
CADE Cadence Bank 0.30% 61,926 $2.3M Reduce -13.9%
CSCO Cisco Systems Inc. 0.27% 31,089 $2.1M Reduce -0.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.25% 3,001 $2.0M Reduce -5.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.25% 10,357 $1.9M Reduce -4.7%
VTWO Vanguard Russell 2000 ETF 0.24% 19,681 $1.9M Reduce -23.0%
COST Costco Wholesale Corp. 0.21% 1,819 $1.7M Reduce -0.4%
VONV Vanguard Russell 1000 Value 0.21% 18,090 $1.6M Add +0.3%
IVV iShares Core S&P 500 ETF 0.19% 2,212 $1.5M Reduce -15.4%
HD Home Depot Inc. 0.18% 3,500 $1.4M Add +34.7%
DUK Duke Energy Corp. 0.17% 10,886 $1.3M Add +184.2%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.17% 6,449 $1.3M Add +0.9%
ESGV Vanguard ESG US Stock ETF 0.17% 11,185 $1.3M Add +0.1%
HALO Halozyme Therapeutics Inc. 0.17% 17,950 $1.3M New
MINT PIMCO Enhanced Short Maturit 0.16% 12,399 $1.2M Add +3.5%
MKC.V McCormick & Co. Inc. VTG Com 0.15% 17,374 $1.2M Add +53.6%
MS Morgan Stanley 0.13% 6,477 $1.0M Add +20.0%
ASML ASML Holding NV-NY Reg SHS 0.12% 965 $934K No change
IVW iShares S&P 500 Growth ETF 0.12% 7,685 $928K Reduce -12.8%
ALL Allstate Corp. 0.11% 4,041 $867K Add +19.6%
STIP iShares 0-5 Year Tips Bond E 0.10% 7,731 $799K Reduce -1.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.10% 15,477 $798K Add +88.2%
VOOV Vanguard S&P 500 Value ETF 0.10% 3,907 $779K Add +0.3%
BRK.A Berkshire Hathaway Inc. Class A 0.10% 1 $754K No change
GOOG Alphabet Inc. Class C 0.10% 3,087 $752K No change
MSI Motorola Solutions Inc. 0.09% 1,627 $744K No change
OKE Oneok Inc. 0.09% 10,000 $730K New
JPM JPMorgan Chase & Co. 0.09% 2,242 $707K Reduce -22.5%
XOM Exxon Mobil Corp. 0.09% 6,243 $704K Reduce -1.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.09% 2,478 $699K Add +132.5%
GLD SPDR Gold Shares 0.09% 1,941 $690K No change
PRK Park National Corp. 0.08% 4,092 $665K New
KEY Keycorp 0.08% 35,519 $664K New
WRB WR Berkley Corp. filed as BERKLEY W R CORP 0.08% 8,488 $650K New
COF Capital One Financial Corp. 0.08% 2,865 $609K Reduce -0.5%
TOWN Towne Bank 0.08% 17,462 $604K New
KO The Coca-Cola Co. 0.07% 8,853 $587K Add +40.8%
HCA HCA Healthcare Inc. 0.07% 1,274 $543K New
ORCL Oracle Corp. 0.07% 1,896 $533K Reduce -38.0%
JNJ Johnson & Johnson 0.07% 2,802 $520K Reduce -0.4%
VTHR Vanguard Russell 3000 0.06% 1,722 $507K Reduce -3.6%
AOA iShares Core 80/20 Aggressiv 0.06% 5,722 $504K Add +36.1%
BA The Boeing Co. 0.06% 2,324 $502K New
PEG Public Service Enterprise GP 0.06% 6,000 $501K New
AZO AutoZone Inc. 0.06% 115 $493K New
AMZN Amazon.com Inc. 0.06% 2,220 $487K Add +12.0%
CAT Caterpillar Inc. 0.06% 1,017 $485K No change
UNH Unitedhealth Group Inc. 0.06% 1,371 $473K Add +89.4%
WFC Wells Fargo & Co. 0.06% 5,507 $462K New
MCD McDonald's Corp. 0.06% 1,513 $460K Reduce -14.7%
RTX RTX Corp. 0.06% 2,684 $449K No change
URTH iShares MSCI World ETF 0.06% 2,458 $446K Reduce -12.0%
PG The Procter & Gamble Co. 0.05% 2,800 $430K Reduce -14.5%
GOOGL Alphabet Inc. Class A 0.05% 1,654 $402K Add +10.3%
HELO JPMorgan Hedged Equity ETF 0.05% 6,157 $400K Add +0.3%
DFAC Dimensional US Core Equity 2 0.05% 9,832 $379K New
RJF Raymond James Financial Inc. 0.05% 2,181 $376K Reduce -0.1%
IWO iShares Russell 2000 Growth 0.05% 1,120 $359K No change
CMI Cummins Inc. 0.05% 846 $357K Add +29.9%
DVY iShares Select Dividend ETF 0.04% 2,478 $352K Add +9.4%
MA Mastercard Inc. Class A 0.04% 616 $350K New
DSI iShares ESG MSCI KLD 400 ETF 0.04% 2,777 $350K Add +0.0%
ABBV Abbvie Inc. 0.04% 1,446 $335K Reduce -36.7%
RSPT Invesco S&P 500 Equal Weight 0.04% 7,381 $329K Reduce -11.3%
WMB Williams Cos Inc. 0.04% 5,000 $317K New
IWP iShares Russell Mid-Cap Grow 0.04% 2,102 $299K No change
IWR iShares Russell Mid-Cap ETF 0.04% 3,099 $299K No change
IYH iShares U.S. Healthcare ETF 0.04% 4,984 $293K Add +12.8%
NVDA Nvidia Corp. 0.04% 1,568 $293K Reduce -3.1%
XLE SS Energy Select Sector 0.04% 3,262 $291K Add +7.9%
V Visa Inc. Class A 0.04% 851 $290K New
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.04% 939 $289K No change
ROST Ross Stores Inc. 0.04% 1,895 $289K New
CVX Chevron Corp. 0.04% 1,855 $288K Add +5.7%
XLF SS Financial Select Sector 0.04% 5,289 $285K Reduce -15.1%
ABT Abbott Laboratories 0.03% 2,023 $271K No change
HON Honeywell International Inc. 0.03% 1,284 $270K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.03% 919 $270K No change
UNP Union Pacific Corp. 0.03% 1,140 $269K Reduce -22.7%
WMT Walmart Inc. 0.03% 2,610 $269K No change
IAU iShares Gold Trust 0.03% 3,511 $255K Reduce -45.6%
MKC McCormick & Co.-Non VTG SHRS 0.03% 3,545 $237K New
TSLA Tesla Inc. 0.03% 533 $237K New
FMS Fresenius Medical Care-ADR 0.03% 8,850 $233K No change
MORGAN STANLEY ETF TRUST 0.03% 3,114 $231K Reduce -5.0%
ORLY O'reilly Automotive Inc. 0.03% 2,115 $228K New
VSGX Vanguard ESG Intl Stock ETF 0.03% 3,204 $222K New
FAST Fastenal Co. 0.03% 4,506 $221K New
ENB Enbridge Inc. 0.03% 4,373 $221K Reduce -29.7%
JEPI JPMorgan Equity Premium Inco 0.03% 3,797 $217K New
QCLN First Trust Nasdaq Clean Edg 0.03% 5,106 $214K New
ITW Illinois Tool Works 0.03% 809 $211K Reduce -30.3%
PSX Phillips 66 0.03% 1,547 $210K Reduce -16.0%
IWS iShares Russell Mid-Cap Valu 0.03% 1,497 $209K New
AHRT Ah Realty Trust Inc. filed as ARMADA HOFFLER PPTYS INC 0.03% 29,161 $204K No change
OGS One Gas Inc. 0.03% 2,500 $202K New
CULP Culp Inc. 0.02% 41,934 $187K New
F Ford Motor Co. filed as FORD MTR CO 0.02% 15,426 $184K Add +0.2%

Portfolio Sells Q2 2025 → Q3 2025
IWB iShares Russell 1000 ETF Reduce -13.0% 14.00% −1.09
PRF Invesco Rafi US 1000 ETF Reduce -9.4% 11.82% −0.49
TFLO iShares Treasury Floating Ra Reduce -4.5% 8.28% −0.48
EFA iShares MSCI Eafe ETF Reduce -14.1% 3.58% −0.45
VONE Vanguard Russell 1000 Reduce -16.5% 2.15% −0.26
VEA Vanguard Ftse Developed ETF Reduce -5.9% 11.21% −0.23
PRFZ Inv Rafi US 1500 SM-Usd Inc. Reduce -13.7% 4.47% −0.21
EEM iShares MSCI Emerging Market Reduce -27.6% 0.77% −0.20
IEMG iShares Core MSCI Emerging Reduce -23.0% 0.57% −0.11
VTI VG Morningstar TS MKT ETF-US Reduce -30.9% 0.30% −0.11
IEFA iShares Core MSCI Eafe ETF Reduce -8.7% 1.35% −0.08
VBIL Vanguard 0-3M T-Bill ETF Sold out 0.00% −0.06
MSFT Microsoft Corp. Reduce -12.7% 0.49% −0.05
AVGO Broadcom Inc. Sold out 0.00% −0.05
APO Apollo Global Management Inc. Sold out 0.00% −0.05
IWM iShares Russell 2000 ETF Reduce -13.0% 1.46% −0.05
GE General Electric Sold out 0.00% −0.05
BND Vanguard Total Bond Market Reduce -2.4% 1.96% −0.05
BRK.B Berkshire Hathaway Inc. Class B Reduce -14.8% 0.31% −0.04
VTWO Vanguard Russell 2000 ETF Reduce -23.0% 0.24% −0.04
TSM Taiwan Semiconductor-SP ADR Sold out 0.00% −0.04
GDX Vaneck Gold Miners ETF Sold out 0.00% −0.04
TMO Thermo Fisher Scientific Inc. Sold out 0.00% −0.03
FDS Factset Research Systems Inc. Sold out 0.00% −0.03
ACN Accenture PLC Class A Sold out 0.00% −0.03
BMY Bristol-Myers Squibb Co. Sold out 0.00% −0.03
ADI Analog Devices Inc. Sold out 0.00% −0.03
VTIP Vanguard Short-Term Tips Reduce -7.5% 0.30% −0.02
IVV iShares Core S&P 500 ETF Reduce -15.4% 0.19% −0.02
IAU iShares Gold Trust Reduce -45.6% 0.03% −0.02
ORCL Oracle Corp. Reduce -38.0% 0.07% −0.02
COST Costco Wholesale Corp. Reduce -0.4% 0.21% −0.02
JPM JPMorgan Chase & Co. Reduce -22.5% 0.09% −0.02
PG The Procter & Gamble Co. Reduce -14.5% 0.05% −0.01
ABBV Abbvie Inc. Reduce -36.7% 0.04% −0.01
IWD iShares Russell 1000 Value E Reduce -4.8% 0.96% −0.01
ITW Illinois Tool Works Reduce -30.3% 0.03% −0.01
UNP Union Pacific Corp. Reduce -22.7% 0.03% −0.01
ENB Enbridge Inc. Reduce -29.7% 0.03% −0.01
MCD McDonald's Corp. Reduce -14.7% 0.06% −0.01
CSCO Cisco Systems Inc. Reduce -0.2% 0.27% −0.01
IVW iShares S&P 500 Growth ETF Reduce -12.8% 0.12% −0.01
XLF SS Financial Select Sector Reduce -15.1% 0.04% −0.01
STPZ PIMCO 1-5 Year US Tips Index Reduce -0.6% 0.61% −0.01
URTH iShares MSCI World ETF Reduce -12.0% 0.06% −0.00
RSPT Invesco S&P 500 Equal Weight Reduce -11.3% 0.04% −0.00
STIP iShares 0-5 Year Tips Bond E Reduce -1.0% 0.10% −0.00
PSX Phillips 66 Reduce -16.0% 0.03% −0.00
COF Capital One Financial Corp. Reduce -0.5% 0.08% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Reduce -4.7% 0.25% −0.00

Portfolio Buys Q2 2025 → Q3 2025
AAPL Apple Inc. Add +150.7% 1.74% +1.17
LOW Lowe's Cos Inc. Add +1679.8% 0.66% +0.62
TFC Truist Financial Corp. Add +1327.7% 0.48% +0.45
HALO Halozyme Therapeutics Inc. New 0.17% +0.17
DUK Duke Energy Corp. Add +184.2% 0.17% +0.11
EMXC iShares MSCI Emr MRK Ex Chna Add +32.3% 0.33% +0.09
OKE Oneok Inc. New 0.09% +0.09
PRK Park National Corp. New 0.08% +0.08
KEY Keycorp New 0.08% +0.08
WRB WR Berkley Corp. New 0.08% +0.08
TOWN Towne Bank New 0.08% +0.08
HCA HCA Healthcare Inc. New 0.07% +0.07
BA The Boeing Co. New 0.06% +0.06
PEG Public Service Enterprise GP New 0.06% +0.06
AZO AutoZone Inc. New 0.06% +0.06
WFC Wells Fargo & Co. New 0.06% +0.06
HD Home Depot Inc. Add +34.7% 0.18% +0.06
BAC Bank of America Corp. Add +88.2% 0.10% +0.05
AGG iShares Core U.S. Aggregate Add +0.9% 5.12% +0.05
IBM Intl Business Machines Corp. Add +132.5% 0.09% +0.05
DFAC Dimensional US Core Equity 2 New 0.05% +0.05
MA Mastercard Inc. Class A New 0.04% +0.04
WMB Williams Cos Inc. New 0.04% +0.04
MKC.V McCormick & Co. Inc. VTG Com Add +53.6% 0.15% +0.04
V Visa Inc. Class A New 0.04% +0.04
ROST Ross Stores Inc. New 0.04% +0.04
MS Morgan Stanley Add +20.0% 0.13% +0.03
UNH Unitedhealth Group Inc. Add +89.4% 0.06% +0.03
MKC McCormick & Co.-Non VTG SHRS New 0.03% +0.03
TSLA Tesla Inc. New 0.03% +0.03
ORLY O'reilly Automotive Inc. New 0.03% +0.03
VSGX Vanguard ESG Intl Stock ETF New 0.03% +0.03
FAST Fastenal Co. New 0.03% +0.03
JEPI JPMorgan Equity Premium Inco New 0.03% +0.03
QCLN First Trust Nasdaq Clean Edg New 0.03% +0.03
IWS iShares Russell Mid-Cap Valu New 0.03% +0.03
OGS One Gas Inc. New 0.03% +0.03
CULP Culp Inc. New 0.02% +0.02
ALL Allstate Corp. Add +19.6% 0.11% +0.02
JPST JPMorgan Ultra-Short Income Add +1.6% 2.68% +0.02
AOA iShares Core 80/20 Aggressiv Add +36.1% 0.06% +0.02
CMI Cummins Inc. Add +29.9% 0.05% +0.02
KO The Coca-Cola Co. Add +40.8% 0.07% +0.02
GOOGL Alphabet Inc. Class A Add +10.3% 0.05% +0.02
ESGV Vanguard ESG US Stock ETF Add +0.1% 0.17% +0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.9% 0.17% +0.01
VONV Vanguard Russell 1000 Value Add +0.3% 0.21% +0.01
AMZN Amazon.com Inc. Add +12.0% 0.06% +0.01
DVY iShares Select Dividend ETF Add +9.4% 0.04% +0.01
IYH iShares U.S. Healthcare ETF Add +12.8% 0.04% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 145$883.5MIWB, PRF, VEA, TFLO, BSV
Q1 2026 114$768.2MIWB, PRF, VEA, TFLO, BSV
Q4 2025 111$759.9MIWB, PRF, VEA, TFLO, BSV
Q3 2025 127$787.7MIWB, PRF, VEA, TFLO, BSV
Q2 2025 112$780.4MIWB, PRF, VEA, TFLO, BSV
Q1 2025 113$731.2MIWB, PRF, VEA, TFLO, BSV
Q4 2024 106$709.7MIWB, PRF, TFLO, VEA, BSV
Q3 2024 116$755.1MIWB, PRF, TFLO, VEA, BSV
Q2 2024 101$683.9MIWB, PRF, TFLO, VEA, BSV
Q1 2024 111$683.0MIWB, PRF, VEA, TFLO, BSV