Arbor Investment Advisors, LLC

Name: Arbor Investment Advisors, LLC 13F holdings, Q4 2025
Creator: Arbor Investment Advisors, LLC
Published: 2026-01-23

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 23, 2026), Arbor Investment Advisors, LLC reported 111 stock positions worth $759.9 million. Its top holding was iShares Russell 1000 ETF (IWB) at 14.3% of the portfolio, followed by Invesco Rafi US 1000 ETF (PRF, 12.5%) and Vanguard Ftse Developed ETF (VEA, 11.9%). Compared with Q3 2025, it opened 7 new positions, sold out of 23, added to 21 and reduced 55. The biggest buy was Vanguard Short-Term Bond ETF (BSV, shares +1%) and the biggest sale Apple (AAPL, shares −66%).

Most Recent 13F: Q2 2026
Location: WINSTON SALEM, NC
CIK: 0001590073
Portfolio Value: $759.9M (Q4 2025)
SEC Filing: 0001590073-26-000002 ↗ filed Jan 23, 2026

Holdings Value

Holdings 111 stocks · $759.9M


IWB iShares Russell 1000 ETF	14.31%	291,167	$108.7M	Reduce -3.5%
PRF Invesco Rafi US 1000 ETF	12.52%	2,027,880	$95.1M	Reduce -1.5%
VEA Vanguard Ftse Developed ETF	11.94%	1,452,866	$90.8M	Reduce -1.4%
TFLO iShares Treasury Floating Ra	8.20%	1,235,075	$62.3M	Reduce -4.2%
BSV Vanguard Short-Term Bond ETF	6.37%	614,693	$48.4M	Add +1.2%
AGG iShares Core U.S. Aggregate	5.27%	400,886	$40.0M	Reduce -0.4%
PRFZ Inv Rafi US 1500 SM-Usd Inc.	4.73%	784,081	$36.0M	Add +1.1%
TIP iShares Tips Bond ETF	4.71%	325,970	$35.8M	Add +3.7%
EFA iShares MSCI Eafe ETF	3.66%	289,862	$27.8M	Reduce -4.1%
VWO Vanguard Ftse Emerging Marke	3.55%	501,853	$27.0M	Reduce -0.7%
JPST JPMorgan Ultra-Short Income	2.76%	414,185	$21.0M	Reduce -0.4%
VONE Vanguard Russell 1000	2.15%	52,932	$16.4M	Reduce -5.7%
BND Vanguard Total Bond Market	1.96%	200,979	$14.9M	Reduce -3.3%
IWF iShares Russell 1000 Growth	1.51%	24,290	$11.5M	Reduce -0.1%
IWM iShares Russell 2000 ETF	1.46%	45,169	$11.1M	Reduce -4.7%
IEFA iShares Core MSCI Eafe ETF	1.29%	109,840	$9.8M	Reduce -9.8%
IWD iShares Russell 1000 Value E	1.03%	37,041	$7.8M	Add +0.2%
VT Vanguard Tot World STK ETF	0.78%	41,918	$5.9M	Reduce -0.5%
EEM iShares MSCI Emerging Market	0.77%	107,352	$5.9M	Reduce -6.1%
STPZ PIMCO 1-5 Year US Tips Index	0.67%	94,534	$5.1M	Add +6.5%
AAPL Apple Inc.	0.66%	18,358	$5.0M	Reduce -65.8%
IDEV iShares Core MSCI Dev MKTS	0.61%	56,395	$4.7M	Add +0.3%
IEMG iShares Core MSCI Emerging	0.60%	67,667	$4.5M	Reduce -1.0%
MSFT Microsoft Corp.	0.45%	6,993	$3.4M	Reduce -6.7%
EMXC iShares MSCI Emr MRK Ex Chna	0.43%	45,052	$3.3M	Add +17.8%
VTV Vanguard Mrngstr Val ETF-Aui	0.33%	13,045	$2.5M	Add +25.9%
BRK.B Berkshire Hathaway Inc. Class B	0.32%	4,838	$2.4M	No change
CADE Cadence Bank	0.32%	56,597	$2.4M	Reduce -8.6%
VTI VG Morningstar TS MKT ETF-US	0.32%	7,202	$2.4M	Reduce -0.1%
CSCO Cisco Systems Inc.	0.31%	30,589	$2.4M	Reduce -1.6%
VTIP Vanguard Short-Term Tips	0.30%	45,575	$2.3M	Reduce -1.3%
SPY SS SPDR S&P 500 ETF Trust-US	0.27%	2,971	$2.0M	Reduce -1.0%
VTWO Vanguard Russell 2000 ETF	0.23%	17,856	$1.8M	Reduce -9.3%
VONV Vanguard Russell 1000 Value	0.21%	17,234	$1.6M	Reduce -4.7%
COST Costco Wholesale Corp.	0.21%	1,809	$1.6M	Reduce -0.6%
IVV iShares Core S&P 500 ETF	0.20%	2,205	$1.5M	Reduce -0.3%
ESGV Vanguard ESG US Stock ETF	0.18%	11,210	$1.4M	Add +0.2%
VBR Vngrd Mrngst SL-CP Val ETF-U	0.18%	6,393	$1.4M	Reduce -0.9%
ASML ASML Holding NV-NY Reg SHS	0.14%	965	$1.0M	No change
DFAI Dimensional International Co.	0.14%	26,998	$1.0M	New
MINT PIMCO Enhanced Short Maturit	0.13%	9,534	$957K	Reduce -23.1%
GOOG Alphabet Inc. Class C	0.13%	3,034	$952K	Reduce -1.7%
IVW iShares S&P 500 Growth ETF	0.12%	7,685	$947K	No change
VOOV Vanguard S&P 500 Value ETF	0.11%	3,917	$802K	Add +0.3%
HD Home Depot Inc.	0.11%	2,326	$801K	Reduce -33.5%
JMUB JPMorgan Municipal ETF	0.10%	15,720	$794K	New
MKC.V McCormick & Co. Inc. VTG Com	0.10%	11,310	$769K	Reduce -34.9%
BRK.A Berkshire Hathaway Inc. Class A	0.10%	1	$755K	No change
XOM Exxon Mobil Corp.	0.10%	6,260	$753K	Add +0.3%
MS Morgan Stanley	0.10%	4,175	$741K	Reduce -35.5%
JPM JPMorgan Chase & Co.	0.10%	2,242	$722K	No change
GLD SPDR Gold Shares	0.09%	1,782	$706K	Reduce -8.2%
VTES Vanguard SH Term Tax-Ex Bond	0.09%	6,644	$675K	New
STIP iShares 0-5 Year Tips Bond E	0.09%	6,426	$658K	Reduce -16.9%
MSI Motorola Solutions Inc.	0.08%	1,627	$624K	No change
CAT Caterpillar Inc.	0.08%	1,014	$581K	Reduce -0.3%
JNJ Johnson & Johnson	0.08%	2,801	$580K	Reduce -0.0%
BA The Boeing Co.	0.07%	2,324	$505K	No change
VTHR Vanguard Russell 3000	0.07%	1,653	$496K	Reduce -4.0%
RTX RTX Corp.	0.06%	2,684	$492K	No change
MCD McDonald's Corp.	0.06%	1,513	$462K	No change
URTH iShares MSCI World ETF	0.06%	2,476	$460K	Add +0.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.06%	8,221	$452K	Reduce -46.9%
DUK Duke Energy Corp.	0.06%	3,848	$451K	Reduce -64.7%
CMI Cummins Inc.	0.06%	846	$432K	No change
AMZN Amazon.com Inc.	0.06%	1,828	$422K	Reduce -17.7%
GOOGL Alphabet Inc. Class A	0.06%	1,344	$421K	Reduce -18.7%
PG The Procter & Gamble Co.	0.05%	2,808	$402K	Add +0.3%
AZO AutoZone Inc.	0.05%	115	$390K	No change
AOA iShares Core 80/20 Aggressiv	0.05%	4,262	$382K	Reduce -25.5%
ORCL Oracle Corp.	0.05%	1,896	$370K	No change
IWO iShares Russell 2000 Growth	0.05%	1,118	$361K	Reduce -0.2%
COF Capital One Financial Corp.	0.05%	1,482	$359K	Reduce -48.3%
DSI iShares ESG MSCI KLD 400 ETF	0.05%	2,779	$358K	Add +0.1%
MA Mastercard Inc. Class A	0.05%	616	$352K	No change
RJF Raymond James Financial Inc.	0.05%	2,181	$350K	No change
UNH Unitedhealth Group Inc.	0.05%	1,045	$345K	Reduce -23.8%
KO The Coca-Cola Co.	0.04%	4,796	$335K	Reduce -45.8%
ABBV Abbvie Inc.	0.04%	1,446	$330K	No change
RSPT Invesco S&P 500 Equal Weight	0.04%	7,184	$327K	Reduce -2.7%
ROST Ross Stores Inc.	0.04%	1,812	$326K	Reduce -4.4%
IYH iShares U.S. Healthcare ETF	0.04%	4,984	$324K	No change
DVY iShares Select Dividend ETF	0.04%	2,236	$316K	Reduce -9.8%
ALL Allstate Corp.	0.04%	1,491	$310K	Reduce -63.1%
XLF SS Financial Select Sector	0.04%	5,654	$310K	Add +6.9%
IWR iShares Russell Mid-Cap ETF	0.04%	3,099	$298K	No change
V Visa Inc. Class A	0.04%	851	$298K	No change
XLE SS Energy Select Sector	0.04%	6,660	$298K	Add +2.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.04%	939	$296K	No change
NVDA Nvidia Corp.	0.04%	1,568	$292K	No change
WMT Walmart Inc.	0.04%	2,610	$291K	No change
IWP iShares Russell Mid-Cap Grow	0.04%	2,102	$288K	No change
CVX Chevron Corp.	0.04%	1,856	$283K	Add +0.1%
TFC Truist Financial Corp.	0.04%	5,701	$281K	Reduce -93.1%
TSLA Tesla Inc.	0.04%	599	$269K	Add +12.4%
UNP Union Pacific Corp.	0.03%	1,140	$264K	No change
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.03%	919	$257K	No change
IAU iShares Gold Trust	0.03%	3,152	$256K	Reduce -10.2%
LLY Eli Lilly & Co.	0.03%	231	$248K	New
JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F	0.03%	4,700	$239K	New
VSGX Vanguard ESG Intl Stock ETF	0.03%	3,223	$231K	Add +0.6%
QCLN First Trust Nasdaq Clean Edg	0.03%	5,109	$228K	Add +0.1%
FNDX Schwab Fndmntl US LRG Co. ETF	0.03%	7,929	$216K	New
HON Honeywell International Inc.	0.03%	1,100	$215K	Reduce -14.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.03%	722	$214K	Reduce -70.9%
IWS iShares Russell Mid-Cap Valu	0.03%	1,497	$211K	No change
FMS Fresenius Medical Care-ADR	0.03%	8,850	$211K	No change
CVLC Calvert US L-C CR Resp Index	0.03%	2,466	$208K	New
F Ford Motor Co. filed as FORD MTR CO	0.03%	15,753	$207K	Add +2.1%
AHRT Ah Realty Trust Inc. filed as ARMADA HOFFLER PPTYS INC	0.03%	29,161	$193K	No change
CULP Culp Inc.	0.02%	41,934	$149K	No change

Portfolio Sells Q3 2025 → Q4 2025


AAPL Apple Inc.	Reduce -65.8%	0.66%	−1.08
LOW Lowe's Cos Inc.	Sold out	0.00%	−0.66
TFC Truist Financial Corp.	Reduce -93.1%	0.04%	−0.44
HALO Halozyme Therapeutics Inc.	Sold out	0.00%	−0.17
DUK Duke Energy Corp.	Reduce -64.7%	0.06%	−0.11
OKE Oneok Inc.	Sold out	0.00%	−0.09
PRK Park National Corp.	Sold out	0.00%	−0.08
KEY Keycorp	Sold out	0.00%	−0.08
WRB WR Berkley Corp.	Sold out	0.00%	−0.08
TFLO iShares Treasury Floating Ra	Reduce -4.2%	8.20%	−0.08
TOWN Towne Bank	Sold out	0.00%	−0.08
HD Home Depot Inc.	Reduce -33.5%	0.11%	−0.07
ALL Allstate Corp.	Reduce -63.1%	0.04%	−0.07
HCA HCA Healthcare Inc.	Sold out	0.00%	−0.07
PEG Public Service Enterprise GP	Sold out	0.00%	−0.06
IBM Intl Business Machines Corp.	Reduce -70.9%	0.03%	−0.06
WFC Wells Fargo & Co.	Sold out	0.00%	−0.06
IEFA iShares Core MSCI Eafe ETF	Reduce -9.8%	1.29%	−0.06
HELO JPMorgan Hedged Equity ETF	Sold out	0.00%	−0.05
DFAC Dimensional US Core Equity 2	Sold out	0.00%	−0.05
MSFT Microsoft Corp.	Reduce -6.7%	0.45%	−0.05
MKC.V McCormick & Co. Inc. VTG Com	Reduce -34.9%	0.10%	−0.05
BAC Bank of America Corp.	Reduce -46.9%	0.06%	−0.04
WMB Williams Cos Inc.	Sold out	0.00%	−0.04
ABT Abbott Laboratories	Sold out	0.00%	−0.03
MS Morgan Stanley	Reduce -35.5%	0.10%	−0.03
MINT PIMCO Enhanced Short Maturit	Reduce -23.1%	0.13%	−0.03
KO The Coca-Cola Co.	Reduce -45.8%	0.04%	−0.03
MKC McCormick & Co.-Non VTG SHRS	Sold out	0.00%	−0.03
COF Capital One Financial Corp.	Reduce -48.3%	0.05%	−0.03
MORGAN STANLEY ETF TRUST	Sold out	0.00%	−0.03
ORLY O'reilly Automotive Inc.	Sold out	0.00%	−0.03
FAST Fastenal Co.	Sold out	0.00%	−0.03
ENB Enbridge Inc.	Sold out	0.00%	−0.03
JEPI JPMorgan Equity Premium Inco	Sold out	0.00%	−0.03
ITW Illinois Tool Works	Sold out	0.00%	−0.03
PSX Phillips 66	Sold out	0.00%	−0.03
OGS One Gas Inc.	Sold out	0.00%	−0.03
STIP iShares 0-5 Year Tips Bond E	Reduce -16.9%	0.09%	−0.01
UNH Unitedhealth Group Inc.	Reduce -23.8%	0.05%	−0.01
AOA iShares Core 80/20 Aggressiv	Reduce -25.5%	0.05%	−0.01
VTWO Vanguard Russell 2000 ETF	Reduce -9.3%	0.23%	−0.01
COST Costco Wholesale Corp.	Reduce -0.6%	0.21%	−0.01
AMZN Amazon.com Inc.	Reduce -17.7%	0.06%	−0.01
HON Honeywell International Inc.	Reduce -14.3%	0.03%	−0.01
BND Vanguard Total Bond Market	Reduce -3.3%	1.96%	−0.00
DVY iShares Select Dividend ETF	Reduce -9.8%	0.04%	−0.00
VONE Vanguard Russell 1000	Reduce -5.7%	2.15%	−0.00
EEM iShares MSCI Emerging Market	Reduce -6.1%	0.77%	−0.00
VTIP Vanguard Short-Term Tips	Reduce -1.3%	0.30%	−0.00

Portfolio Buys Q3 2025 → Q4 2025


BSV Vanguard Short-Term Bond ETF	Add +1.2%	6.37%	+0.29
TIP iShares Tips Bond ETF	Add +3.7%	4.71%	+0.28
PRFZ Inv Rafi US 1500 SM-Usd Inc.	Add +1.1%	4.73%	+0.26
DFAI Dimensional International Co.	New	0.14%	+0.14
JMUB JPMorgan Municipal ETF	New	0.10%	+0.10
EMXC iShares MSCI Emr MRK Ex Chna	Add +17.8%	0.43%	+0.10
VTES Vanguard SH Term Tax-Ex Bond	New	0.09%	+0.09
VTV Vanguard Mrngstr Val ETF-Aui	Add +25.9%	0.33%	+0.08
IWD iShares Russell 1000 Value E	Add +0.2%	1.03%	+0.07
STPZ PIMCO 1-5 Year US Tips Index	Add +6.5%	0.67%	+0.06
IDEV iShares Core MSCI Dev MKTS	Add +0.3%	0.61%	+0.04
LLY Eli Lilly & Co.	New	0.03%	+0.03
JMST JPM Ultra-Short Muni Income	New	0.03%	+0.03
FNDX Schwab Fndmntl US LRG Co. ETF	New	0.03%	+0.03
CVLC Calvert US L-C CR Resp Index	New	0.03%	+0.03
ESGV Vanguard ESG US Stock ETF	Add +0.2%	0.18%	+0.01
XOM Exxon Mobil Corp.	Add +0.3%	0.10%	+0.01
VOOV Vanguard S&P 500 Value ETF	Add +0.3%	0.11%	+0.01
TSLA Tesla Inc.	Add +12.4%	0.04%	+0.01
XLF SS Financial Select Sector	Add +6.9%	0.04%	+0.00
URTH iShares MSCI World ETF	Add +0.7%	0.06%	+0.00
F Ford Motor Co.	Add +2.1%	0.03%	+0.00
QCLN First Trust Nasdaq Clean Edg	Add +0.1%	0.03%	+0.00
DSI iShares ESG MSCI KLD 400 ETF	Add +0.1%	0.05%	+0.00
XLE SS Energy Select Sector	Add +2.1%	0.04%	+0.00
VSGX Vanguard ESG Intl Stock ETF	Add +0.6%	0.03%	+0.00
CVX Chevron Corp.	Add +0.1%	0.04%	+0.00
PG The Procter & Gamble Co.	Add +0.3%	0.05%	−0.00

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	145	$883.5M	IWB, PRF, VEA, TFLO, BSV
Q1 2026	114	$768.2M	IWB, PRF, VEA, TFLO, BSV
Q4 2025	111	$759.9M	IWB, PRF, VEA, TFLO, BSV
Q3 2025	127	$787.7M	IWB, PRF, VEA, TFLO, BSV
Q2 2025	112	$780.4M	IWB, PRF, VEA, TFLO, BSV
Q1 2025	113	$731.2M	IWB, PRF, VEA, TFLO, BSV
Q4 2024	106	$709.7M	IWB, PRF, TFLO, VEA, BSV
Q3 2024	116	$755.1M	IWB, PRF, TFLO, VEA, BSV
Q2 2024	101	$683.9M	IWB, PRF, TFLO, VEA, BSV
Q1 2024	111	$683.0M	IWB, PRF, VEA, TFLO, BSV