Auto-Owners Insurance Co

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 14, 2025), Auto-Owners Insurance Co reported 106 stock positions worth $4.4 billion. Its top holding was Ste STR SPDR PT DW Eu ETF (SPDW) at 17.1% of the portfolio, followed by iShares Core S&P Total U.S. (ITOT, 9.6%) and Schwab Fndmn Intl LRG Co. ETF (FNDF, 7.0%). Compared with Q3 2024, it opened 6 new positions, sold out of 16, added to 38 and reduced 1. The biggest buy was iShares Core S&P Total U.S. (ITOT, shares +19%) and the biggest sale an exit from SS Financial Select Sector (XLF).

Most Recent 13F
Q2 2026
Location
LANSING, MI
CIK
0001964189
Portfolio Value
$4.4B (Q4 2024)
SEC Filing
0001964188-25-000003 ↗ filed Feb 14, 2025

Holdings Value

0$1.0B$2.0B$3.0B$4.0B$5.0B Q1 2024: $3.8B Q1 2024 Q2 2024: $3.8B Q2 2024 Q3 2024: $4.1B Q3 2024 Q4 2024: $4.4B $4.4B Q4 2024 Q1 2025: $3.8B Q1 2025 Q2 2025: $4.5B Q2 2025 Q3 2025: $3.9B Q3 2025 Q4 2025: $4.8B Q4 2025 Q1 2026: $4.8B Q1 2026 Q2 2026: $4.4B Q2 2026

Holdings 106 stocks · $4.4B
SPDW Ste STR SPDR PT DW Eu ETF 17.06% 21,983,000 $750.3M Add +25.1%
ITOT iShares Core S&P Total U.S. 9.63% 3,293,450 $423.6M Add +19.0%
FNDF Schwab Fndmn Intl LRG Co. ETF 7.01% 9,290,000 $308.3M Add +11.2%
XNTK SS SPDR Nyse Tech ETF 6.03% 1,315,200 $265.4M Add +10.1%
EFV iShares MSCI Eafe Value ETF 5.47% 4,588,000 $240.7M Add +15.8%
IDEV iShares Core MSCI Dev MKTS 3.81% 2,598,000 $167.4M Add +7.7%
VYM Vanguard High DVD Yield ETF 3.00% 1,035,700 $132.1M Add +43.0%
GOOG Alphabet Inc. Class C 2.97% 686,800 $130.8M Add +18.3%
IUSV iShares Core S&P U.S. Value 2.85% 1,354,000 $125.2M Add +56.7%
SPYD SS SPDR P S&P 500 Hi Div ETF 2.69% 2,740,000 $118.1M Add +33.7%
BRK.A Berkshire Hathaway Inc. Class A 2.58% 167 $113.7M Add +7.0%
META Meta Platforms Inc. Class A 2.56% 192,450 $112.7M Add +13.0%
GE General Electric filed as GE AEROSPACE 2.24% 590,472 $98.5M Add +17.5%
AMZN Amazon.com Inc. 2.13% 426,300 $93.5M Add +19.0%
VWO Vanguard Ftse Emerging Marke 1.80% 1,794,716 $79.0M Add +36.9%
SPMD SS SPDR P S&P 400 Midcap ETF 1.65% 1,330,000 $72.7M Add +27.9%
VEA Vanguard Ftse Developed ETF 1.28% 1,178,750 $56.4M Add +12.7%
DVYE iShares Emerging Markets Div 1.22% 2,070,000 $53.5M Add +18.3%
MSFT Microsoft Corp. 1.20% 124,945 $52.7M Add +16.2%
PEP Pepsico Inc. 1.19% 343,178 $52.2M Add +4.2%
MMM 3M Co. 1.13% 386,590 $49.9M Add +9.1%
JNJ Johnson & Johnson 1.11% 337,260 $48.8M Add +7.8%
GEV GE Vernova Inc. 1.10% 147,613 $48.6M Add +17.5%
DGRO iShares Core Dividend Growth 0.96% 689,500 $42.3M Add +34.0%
CSCO Cisco Systems Inc. 0.91% 674,340 $39.9M Add +14.5%
RTX RTX Corp. 0.88% 332,719 $38.5M Add +4.5%
KO The Coca-Cola Co. 0.81% 574,900 $35.8M Add +4.5%
VCR Vanguard Consumer Discre ETF 0.77% 92,700 $33.8M Add +14.9%
EPD Enterprise Products Partners 0.71% 1,000,000 $31.4M No change
DOW Dow Inc. 0.71% 781,000 $31.3M New
GSK GSK PLC-Spon ADR 0.71% 923,000 $31.2M New
XLRE SS Real Estate Select Sector 0.71% 766,565 $31.2M Add +31.3%
BAX Baxter International Inc. 0.70% 1,050,000 $30.6M New
USB US Bancorp 0.68% 625,000 $29.9M No change
MSM MSC Industrial Direct Co. Class A 0.61% 358,200 $26.8M Add +3.5%
BDX Becton Dickinson and Co. 0.56% 108,475 $24.6M Add +14.4%
KOF Coca-Cola Femsa Sab-SP ADR 0.53% 300,000 $23.4M No change
HII Huntington Ingalls Industrie 0.52% 122,000 $23.1M New
PII Polaris Inc. 0.52% 400,000 $23.0M New
HMC Honda Motor Co. Ltd.-Spons ADR 0.51% 778,650 $22.2M Add +18.8%
AMSF Amerisafe Inc. 0.50% 426,900 $22.0M No change
FMC FMC Corp. 0.50% 450,000 $21.9M New
KHC The Kraft Heinz Co. 0.47% 679,464 $20.9M Add +29.2%
IEMG iShares Core MSCI Emerging 0.43% 360,000 $18.8M No change
CCL Carnival Corp. 0.37% 650,000 $16.2M No change
GEHC GE Healthcare Technology 0.35% 196,821 $15.4M Add +17.5%
DD Dupont DE Nemours Inc. 0.33% 189,877 $14.5M No change
AVB Avalonbay Communities Inc. 0.33% 65,000 $14.3M No change
K Kellanova 0.30% 160,800 $13.0M Add +19.0%
TFC Truist Financial Corp. 0.28% 288,000 $12.5M No change
WDAY Workday Inc. Class A 0.28% 47,600 $12.3M Add +18.7%
VTI VG Morningstar TS MKT ETF-US 0.24% 36,600 $10.6M Add +74.3%
INTC Intel Corp. 0.24% 525,508 $10.5M Add +7.2%
VB Vanguard Most SM-Cap ETF-Usd 0.18% 33,598 $8.1M No change
ENB Enbridge Inc. 0.17% 179,110 $7.6M No change
AAPL Apple Inc. 0.14% 25,000 $6.3M No change
NVS Novartis AG-Sponsored ADR 0.10% 45,143 $4.4M No change
PG The Procter & Gamble Co. 0.10% 26,109 $4.4M No change
BRK.B Berkshire Hathaway Inc. Class B 0.10% 9,580 $4.3M No change
T AT&T Inc. 0.07% 144,553 $3.3M No change
SCZ iShares MSCI Eafe Small-Cap 0.07% 52,300 $3.2M No change
SYK Stryker Corp. 0.07% 8,293 $3.0M No change
TD Toronto-Dominion Bank 0.06% 50,875 $2.7M No change
ORCL Oracle Corp. 0.06% 16,187 $2.7M No change
HDV iShares Core High Dividend E 0.06% 23,800 $2.7M No change
ZBH Zimmer Biomet Holdings Inc. 0.05% 22,350 $2.4M No change
TMO Thermo Fisher Scientific Inc. 0.05% 4,190 $2.2M No change
AMAT Applied Materials Inc. 0.05% 13,000 $2.1M No change
UPS United Parcel Service Class B 0.04% 12,300 $1.6M No change
LIN Linde PLC 0.03% 3,100 $1.3M No change
QCOM Qualcomm Inc. 0.03% 7,839 $1.2M No change
SNA Snap-on Inc. 0.02% 2,975 $1.0M No change
CHRW C.H. Robinson Worldwide Inc. 0.02% 9,400 $971K No change
PNC PNC Financial Services Group 0.02% 5,000 $964K No change
ABT Abbott Laboratories 0.02% 8,358 $945K No change
CARR Carrier Global Corp. 0.02% 12,787 $873K No change
SYY Sysco Corp. 0.02% 11,100 $849K No change
ECL Ecolab Inc. 0.02% 3,600 $844K No change
CTSH Cognizant Tech Solutions-A 0.02% 10,232 $787K No change
HWM Howmet Aerospace Inc. 0.02% 7,033 $769K No change
DOV Dover Corp. 0.02% 3,900 $732K No change
MRK Merck & Co. Inc. 0.02% 7,300 $726K No change
ITW Illinois Tool Works 0.01% 2,550 $647K No change
MDLZ Mondelez International Inc. Class A 0.01% 10,600 $633K No change
OTIS Otis Worldwide Corp. 0.01% 6,393 $592K No change
RIO Rio Tinto PLC-Spon ADR 0.01% 9,600 $565K No change
AVGO Broadcom Inc. 0.01% 2,390 $554K No change
GM General Motors Co. 0.01% 9,800 $522K No change
CL Colgate-Palmolive Co. 0.01% 5,600 $509K No change
GHM Graham Corp. 0.01% 11,000 $489K No change
DELL Dell Technologies -C 0.01% 4,147 $478K No change
CME Cme Group Inc. 0.01% 1,959 $455K No change
EXPD Expeditors Intl Wash Inc. 0.01% 4,095 $454K No change
WBA Walgreens Boots Alliance Inc. 0.01% 48,000 $448K No change
MCO Moody's Corp. 0.01% 933 $442K No change
AEM Agnico Eagle Mines Ltd. 0.01% 5,400 $422K No change
VZ Verizon Communications Inc. 0.01% 10,033 $401K No change
COST Costco Wholesale Corp. 0.01% 430 $394K Reduce -31.8%
ADI Analog Devices Inc. 0.01% 1,736 $369K No change
VOD Vodafone Group PLC-SP ADR 0.01% 39,733 $338K No change

Show all 106 holdings

Portfolio Sells Q3 2024 → Q4 2024
XLF SS Financial Select Sector Sold out 0.00% −4.66
CB Chubb Ltd. Sold out 0.00% −0.92
WFC Wells Fargo & Co. Sold out 0.00% −0.88
BNY Bank of New York Mellon Corp. Sold out 0.00% −0.57
PRU Prudential Financial Inc. Sold out 0.00% −0.33
NTRS Northern Trust Corp. Sold out 0.00% −0.26
SOLV Solventum Corp. Sold out 0.00% −0.15
AXP American Express Co. Sold out 0.00% −0.13
CRGY Crescent Energy Inc. Class A Sold out 0.00% −0.09
BLK BlackRock Finance Inc. Sold out 0.00% −0.03
GS Goldman Sachs Group Inc. Sold out 0.00% −0.03
BAC Bank of America Corp. Sold out 0.00% −0.02
JPM JPMorgan Chase & Co. Sold out 0.00% −0.02
MS Morgan Stanley Sold out 0.00% −0.02
C Citigroup Inc. Sold out 0.00% −0.01
MT Arcelormittal-NY Registered Sold out 0.00% −0.01
COST Costco Wholesale Corp. Reduce -31.8% 0.01% −0.00

Portfolio Buys Q3 2024 → Q4 2024
ITOT iShares Core S&P Total U.S. Add +19.0% 9.63% +1.12
SPDW Ste STR SPDR PT DW Eu ETF Add +25.1% 17.06% +0.90
IUSV iShares Core S&P U.S. Value Add +56.7% 2.85% +0.83
VYM Vanguard High DVD Yield ETF Add +43.0% 3.00% +0.73
DOW Dow Inc. New 0.71% +0.71
GSK GSK PLC-Spon ADR New 0.71% +0.71
BAX Baxter International Inc. New 0.70% +0.70
GOOG Alphabet Inc. Class C Add +18.3% 2.97% +0.60
HII Huntington Ingalls Industrie New 0.52% +0.52
PII Polaris Inc. New 0.52% +0.52
FMC FMC Corp. New 0.50% +0.50
AMZN Amazon.com Inc. Add +19.0% 2.13% +0.49
SPYD SS SPDR P S&P 500 Hi Div ETF Add +33.7% 2.69% +0.39
GEV GE Vernova Inc. Add +17.5% 1.10% +0.32
SPMD SS SPDR P S&P 400 Midcap ETF Add +27.9% 1.65% +0.26
VWO Vanguard Ftse Emerging Marke Add +36.9% 1.80% +0.26
XNTK SS SPDR Nyse Tech ETF Add +10.1% 6.03% +0.26
META Meta Platforms Inc. Class A Add +13.0% 2.56% +0.18
DGRO iShares Core Dividend Growth Add +34.0% 0.96% +0.17
CSCO Cisco Systems Inc. Add +14.5% 0.91% +0.14
VTI VG Morningstar TS MKT ETF-US Add +74.3% 0.24% +0.10
VCR Vanguard Consumer Discre ETF Add +14.9% 0.77% +0.10
XLRE SS Real Estate Select Sector Add +31.3% 0.71% +0.07
MSFT Microsoft Corp. Add +16.2% 1.20% +0.06
WDAY Workday Inc. Class A Add +18.7% 0.28% +0.04
K Kellanova Add +19.0% 0.30% +0.03
KHC The Kraft Heinz Co. Add +29.2% 0.47% +0.02
BDX Becton Dickinson and Co. Add +14.4% 0.56% −0.00
HMC Honda Motor Co. Ltd.-Spons ADR Add +18.8% 0.51% −0.00
DVYE iShares Emerging Markets Div Add +18.3% 1.22% −0.01
GEHC GE Healthcare Technology Add +17.5% 0.35% −0.04
INTC Intel Corp. Add +7.2% 0.24% −0.04
MMM 3M Co. Add +9.1% 1.13% −0.05
BRK.A Berkshire Hathaway Inc. Class A Add +7.0% 2.58% −0.05
RTX RTX Corp. Add +4.5% 0.88% −0.07
VEA Vanguard Ftse Developed ETF Add +12.7% 1.28% −0.07
GE General Electric Add +17.5% 2.24% −0.08
EFV iShares MSCI Eafe Value ETF Add +15.8% 5.47% −0.11
MSM MSC Industrial Direct Co. Class A Add +3.5% 0.61% −0.12
JNJ Johnson & Johnson Add +7.8% 1.11% −0.13
KO The Coca-Cola Co. Add +4.5% 0.81% −0.15
PEP Pepsico Inc. Add +4.2% 1.19% −0.18
IDEV iShares Core MSCI Dev MKTS Add +7.7% 3.81% −0.37
FNDF Schwab Fndmn Intl LRG Co. ETF Add +11.2% 7.01% −0.63

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 95$4.4BSPDW, XNTK, ITOT, EFV, IDEV
Q1 2026 106$4.8BSPDW, ITOT, XNTK, EFV, IDEV
Q4 2025Amended 104$4.8BSPDW, ITOT, XNTK, EFV, IDEV
Q3 2025Amended 106$3.9BSPDW, ITOT, XNTK, EFV, IDEV
Q2 2025 107$4.5BSPDW, ITOT, XNTK, FNDF, EFV
Q1 2025 108$3.8BXLRE, DVYE, RIO, SNA, ITOT
Q4 2024 106$4.4BSPDW, ITOT, FNDF, XNTK, EFV
Q3 2024 116$4.1BSPDW, ITOT, FNDF, XNTK, EFV
Q2 2024 115$3.8BSPDW, ITOT, FNDF, XNTK, EFV
Q1 2024 113$3.8BSPDW, ITOT, FNDF, XNTK, EFV