Auto-Owners Insurance Co

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed March 9, 2026), Auto-Owners Insurance Co reported 104 stock positions worth $4.8 billion. Its top holding was Ste STR SPDR PT DW Eu ETF (SPDW) at 18.3% of the portfolio, followed by iShares Core S&P Total U.S. (ITOT, 11.2%) and SS SPDR Nyse Tech ETF (XNTK, 8.5%). Compared with Q3 2025, it sold out of 2 and added to 42. The biggest buy was Ste STR SPDR PT DW Eu ETF (SPDW, shares +29%) and the biggest sale an exit from Coca-Cola Femsa Sab-SP ADR (KOF).

Most Recent 13F
Q2 2026
Location
LANSING, MI
CIK
0001964189
Portfolio Value
$4.8B (Q4 2025)
SEC Filing
0001964189-26-000002 ↗ filed Mar 9, 2026

Holdings Value

0$1.0B$2.0B$3.0B$4.0B$5.0B Q1 2024: $3.8B Q1 2024 Q2 2024: $3.8B Q2 2024 Q3 2024: $4.1B Q3 2024 Q4 2024: $4.4B Q4 2024 Q1 2025: $3.8B Q1 2025 Q2 2025: $4.5B Q2 2025 Q3 2025: $3.9B Q3 2025 Q4 2025: $4.8B $4.8B Q4 2025 Q1 2026: $4.8B Q1 2026 Q2 2026: $4.4B Q2 2026

Holdings 104 stocks · $4.8B
SPDW Ste STR SPDR PT DW Eu ETF 18.31% 19,637,666 $872.1M Add +28.9%
ITOT iShares Core S&P Total U.S. 11.22% 3,595,344 $534.6M Add +18.4%
XNTK SS SPDR Nyse Tech ETF 8.50% 1,456,600 $404.8M Add +11.4%
EFV iShares MSCI Eafe Value ETF 6.88% 4,588,000 $327.6M Add +15.8%
IDEV iShares Core MSCI Dev MKTS 4.50% 2,598,000 $214.3M Add +7.7%
GOOG Alphabet Inc. Class C 3.78% 573,092 $179.8M Add +22.7%
FNDF Schwab Fndmn Intl LRG Co. ETF 3.46% 3,640,000 $164.7M Add +34.7%
VYM Vanguard High DVD Yield ETF 3.12% 1,035,700 $148.6M Add +43.0%
IUSV iShares Core S&P U.S. Value 2.92% 1,354,000 $139.0M Add +56.7%
BRK.A Berkshire Hathaway Inc. Class A 2.65% 167 $126.1M Add +7.0%
SPYD SS SPDR P S&P 500 Hi Div ETF 2.50% 2,740,000 $118.8M Add +33.7%
META Meta Platforms Inc. Class A 2.21% 159,512 $105.3M Add +16.2%
AMZN Amazon.com Inc. 2.07% 426,518 $98.4M Add +19.0%
VWO Vanguard Ftse Emerging Marke 2.03% 1,794,716 $96.5M Add +36.9%
SPMD SS SPDR P S&P 400 Midcap ETF 1.62% 1,330,000 $77.0M Add +27.9%
VEA Vanguard Ftse Developed ETF 1.55% 1,178,750 $73.6M Add +12.7%
VB Vanguard Most SM-Cap ETF-Usd 1.53% 281,628 $72.6M Add +13.1%
JNJ Johnson & Johnson 1.46% 335,440 $69.4M Add +7.9%
GE General Electric filed as GE AEROSPACE 1.38% 213,360 $65.7M Add +69.9%
PII Polaris Inc. 1.37% 1,035,000 $65.5M No change
MSFT Microsoft Corp. 1.26% 124,305 $60.1M Add +16.3%
CSCO Cisco Systems Inc. 1.09% 674,444 $52.0M Add +14.5%
PEP Pepsico Inc. 1.03% 343,178 $49.3M Add +4.2%
DGRO iShares Core Dividend Growth 1.00% 689,500 $47.9M Add +34.0%
BDX Becton Dickinson and Co. 0.85% 209,775 $40.7M Add +15.0%
DOW Dow Inc. 0.79% 1,611,000 $37.7M No change
VCR Vanguard Consumer Discre ETF 0.77% 92,700 $36.7M Add +14.9%
GEV GE Vernova Inc. 0.73% 53,335 $34.9M Add +70.0%
GEHC GE Healthcare Technology 0.71% 414,321 $34.0M Add +17.4%
USB US Bancorp 0.70% 625,000 $33.4M No change
EPD Enterprise Products Partners 0.67% 1,000,000 $32.1M No change
XLRE SS Real Estate Select Sector 0.65% 766,565 $30.9M Add +31.3%
DVYE iShares Emerging Markets Div 0.54% 820,000 $25.6M Add +64.0%
IEMG iShares Core MSCI Emerging 0.51% 360,000 $24.2M No change
BAX Baxter International Inc. 0.42% 1,050,000 $20.1M No change
CCL Carnival Corp. 0.42% 650,000 $19.9M No change
DD Dupont DE Nemours Inc. 0.37% 436,627 $17.6M Add +8.8%
KHC The Kraft Heinz Co. 0.35% 679,464 $16.5M Add +29.2%
AMSF Amerisafe Inc. 0.34% 426,900 $16.4M No change
MMM 3M Co. 0.31% 90,890 $14.6M Add +54.6%
TFC Truist Financial Corp. 0.30% 288,000 $14.2M No change
VTI VG Morningstar TS MKT ETF-US 0.26% 36,600 $12.3M Add +74.3%
AVB Avalonbay Communities Inc. 0.25% 65,000 $11.8M No change
WDAY Workday Inc. Class A 0.21% 47,633 $10.2M Add +18.8%
RTX RTX Corp. 0.21% 55,087 $10.1M Add +35.4%
HMC Honda Motor Co. Ltd.-Spons ADR 0.18% 291,150 $8.6M Add +73.2%
ENB Enbridge Inc. 0.18% 179,110 $8.6M No change
FMC FMC Corp. 0.13% 450,000 $6.2M No change
BRK.B Berkshire Hathaway Inc. Class B 0.10% 9,661 $4.9M Add +0.8%
KO The Coca-Cola Co. 0.10% 68,400 $4.8M Add +56.5%
NVS Novartis AG-Sponsored ADR 0.10% 33,570 $4.6M No change
SCZ iShares MSCI Eafe Small-Cap 0.09% 52,300 $4.1M No change
AAPL Apple Inc. 0.08% 14,818 $4.0M No change
TD Toronto-Dominion Bank 0.08% 42,096 $4.0M No change
PG The Procter & Gamble Co. 0.07% 24,769 $3.5M No change
AMAT Applied Materials Inc. 0.07% 13,114 $3.4M Add +0.9%
INTC Intel Corp. 0.07% 88,908 $3.3M Add +65.2%
MSM MSC Industrial Direct Co. Class A 0.07% 38,700 $3.3M Add +46.0%
SYK Stryker Corp. 0.06% 8,293 $2.9M No change
HDV iShares Core High Dividend E 0.06% 23,800 $2.9M No change
ORCL Oracle Corp. 0.06% 14,500 $2.8M No change
TMO Thermo Fisher Scientific Inc. 0.05% 4,190 $2.4M No change
ZBH Zimmer Biomet Holdings Inc. 0.04% 22,350 $2.0M No change
CHRW C.H. Robinson Worldwide Inc. 0.03% 9,400 $1.5M No change
HWM Howmet Aerospace Inc. 0.03% 7,033 $1.4M No change
QCOM Qualcomm Inc. 0.03% 7,839 $1.3M No change
LIN Linde PLC 0.03% 3,100 $1.3M No change
BLK BlackRock Inc. 0.03% 1,200 $1.3M No change
UPS United Parcel Service Class B 0.03% 12,300 $1.2M No change
ABT Abbott Laboratories 0.02% 8,358 $1.0M No change
PNC PNC Financial Services Group 0.02% 5,000 $1.0M No change
SNA Snap-on Inc. 0.02% 2,975 $1.0M No change
ECL Ecolab Inc. 0.02% 3,600 $945K No change
AEM Agnico Eagle Mines Ltd. 0.02% 5,400 $915K No change
CTSH Cognizant Tech Solutions-A 0.02% 10,232 $849K No change
AVGO Broadcom Inc. 0.02% 2,390 $827K No change
SYY Sysco Corp. 0.02% 11,100 $818K No change
GM General Motors Co. 0.02% 9,800 $797K No change
MRK Merck & Co. Inc. 0.02% 7,300 $768K No change
RIO Rio Tinto PLC-Spon ADR 0.02% 9,600 $768K No change
DOV Dover Corp. 0.02% 3,900 $761K No change
GHM Graham Corp. 0.01% 11,000 $707K No change
WBD Warner Bros Discovery Inc. 0.01% 23,527 $679K No change
CARR Carrier Global Corp. 0.01% 12,787 $676K No change
ITW Illinois Tool Works 0.01% 2,550 $628K No change
EXPD Expeditors Intl Wash Inc. 0.01% 4,095 $610K No change
MDLZ Mondelez International Inc. Class A 0.01% 10,600 $571K No change
OTIS Otis Worldwide Corp. 0.01% 6,393 $558K No change
T AT&T Inc. 0.01% 22,053 $548K No change
CME Cme Group Inc. 0.01% 1,959 $535K No change
VOD Vodafone Group PLC-SP ADR 0.01% 39,733 $525K No change
DELL Dell Technologies -C 0.01% 4,147 $522K No change
CVS CVS Health Corp. 0.01% 5,811 $461K Add +2.7%
B Barrick Mining Corp. 0.01% 10,200 $444K No change
CL Colgate-Palmolive Co. 0.01% 5,600 $443K No change
MCO Moody's Corp. 0.01% 823 $420K No change
VZ Verizon Communications Inc. 0.01% 10,033 $409K No change
MT Arcelormittal-NY Registered 0.01% 8,066 $368K No change
COST Costco Wholesale Corp. 0.01% 405 $349K No change
ADI Analog Devices Inc. 0.01% 1,275 $346K No change
HI Hillenbrand Inc. 0.01% 10,500 $333K No change
FTV Fortive Corp. 0.01% 4,350 $240K No change
UNP Union Pacific Corp. 0.01% 1,022 $236K No change
PRLB Proto Labs Inc. 0.00% 4,500 $228K No change

Portfolio Sells Q3 2025 → Q4 2025
KOF Coca-Cola Femsa Sab-SP ADR Sold out 0.00% −0.54
K Kellanova Sold out 0.00% −0.07

Portfolio Buys Q3 2025 → Q4 2025
SPDW Ste STR SPDR PT DW Eu ETF Add +28.9% 18.31% +1.48
GOOG Alphabet Inc. Class C Add +22.7% 3.78% +0.84
IUSV iShares Core S&P U.S. Value Add +56.7% 2.92% +0.69
VYM Vanguard High DVD Yield ETF Add +43.0% 3.12% +0.49
FNDF Schwab Fndmn Intl LRG Co. ETF Add +34.7% 3.46% +0.46
GE General Electric Add +69.9% 1.38% +0.40
GEV GE Vernova Inc. Add +70.0% 0.73% +0.23
VWO Vanguard Ftse Emerging Marke Add +36.9% 2.03% +0.19
SPYD SS SPDR P S&P 500 Hi Div ETF Add +33.7% 2.50% +0.19
DVYE iShares Emerging Markets Div Add +64.0% 0.54% +0.15
DGRO iShares Core Dividend Growth Add +34.0% 1.00% +0.10
SPMD SS SPDR P S&P 400 Midcap ETF Add +27.9% 1.62% +0.08
VTI VG Morningstar TS MKT ETF-US Add +74.3% 0.26% +0.08
MMM 3M Co. Add +54.6% 0.31% +0.07
CSCO Cisco Systems Inc. Add +14.5% 1.09% +0.05
HMC Honda Motor Co. Ltd.-Spons ADR Add +73.2% 0.18% +0.05
RTX RTX Corp. Add +35.4% 0.21% +0.04
AMZN Amazon.com Inc. Add +19.0% 2.07% +0.04
GEHC GE Healthcare Technology Add +17.4% 0.71% +0.03
KO The Coca-Cola Co. Add +56.5% 0.10% +0.03
INTC Intel Corp. Add +65.2% 0.07% +0.02
XLRE SS Real Estate Select Sector Add +31.3% 0.65% +0.01
MSM MSC Industrial Direct Co. Class A Add +46.0% 0.07% +0.01
AMAT Applied Materials Inc. Add +0.9% 0.07% +0.00
CVS CVS Health Corp. Add +2.7% 0.01% −0.00
KHC The Kraft Heinz Co. Add +29.2% 0.35% −0.01
BRK.B Berkshire Hathaway Inc. Class B Add +0.8% 0.10% −0.02
BDX Becton Dickinson and Co. Add +15.0% 0.85% −0.03
JNJ Johnson & Johnson Add +7.9% 1.46% −0.03
WDAY Workday Inc. Class A Add +18.8% 0.21% −0.03
VCR Vanguard Consumer Discre ETF Add +14.9% 0.77% −0.05
EFV iShares MSCI Eafe Value ETF Add +15.8% 6.88% −0.06
VEA Vanguard Ftse Developed ETF Add +12.7% 1.55% −0.07
VB Vanguard Most SM-Cap ETF-Usd Add +13.1% 1.53% −0.11
PEP Pepsico Inc. Add +4.2% 1.03% −0.16
MSFT Microsoft Corp. Add +16.3% 1.26% −0.17
ITOT iShares Core S&P Total U.S. Add +18.4% 11.22% −0.20
BRK.A Berkshire Hathaway Inc. Class A Add +7.0% 2.65% −0.39
META Meta Platforms Inc. Class A Add +16.2% 2.21% −0.39
DD Dupont DE Nemours Inc. Add +8.8% 0.37% −0.44
IDEV iShares Core MSCI Dev MKTS Add +7.7% 4.50% −0.49
XNTK SS SPDR Nyse Tech ETF Add +11.4% 8.50% −0.69

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 95$4.4BSPDW, XNTK, ITOT, EFV, IDEV
Q1 2026 106$4.8BSPDW, ITOT, XNTK, EFV, IDEV
Q4 2025Amended 104$4.8BSPDW, ITOT, XNTK, EFV, IDEV
Q3 2025Amended 106$3.9BSPDW, ITOT, XNTK, EFV, IDEV
Q2 2025 107$4.5BSPDW, ITOT, XNTK, FNDF, EFV
Q1 2025 108$3.8BXLRE, DVYE, RIO, SNA, ITOT
Q4 2024 106$4.4BSPDW, ITOT, FNDF, XNTK, EFV
Q3 2024 116$4.1BSPDW, ITOT, FNDF, XNTK, EFV
Q2 2024 115$3.8BSPDW, ITOT, FNDF, XNTK, EFV
Q1 2024 113$3.8BSPDW, ITOT, FNDF, XNTK, EFV