Bay Rivers Group

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 8, 2025), Bay Rivers Group reported 91 stock positions worth $237.5 million. Its top holding was Nvidia (NVDA) at 7.1% of the portfolio, followed by Apple (AAPL, 6.9%) and Broadcom (AVGO, 6.5%). Compared with Q2 2025, it opened 5 new positions, sold out of 4, added to 33 and reduced 35. The biggest buy was iShares Flex I A ETF-Usd (BINC, shares +87%) and the biggest sale an exit from Unitedhealth (UNH).

Most Recent 13F
Q2 2026
Location
Williamsburg, VA
CIK
0001798924
Portfolio Value
$237.5M (Q3 2025)
SEC Filing
0002085853-25-000021 ↗ filed Oct 8, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $182.1M Q1 2024 Q2 2024: $192.4M Q2 2024 Q3 2024: $201.3M Q3 2024 Q4 2024: $206.3M Q4 2024 Q1 2025: $190.7M Q1 2025 Q2 2025: $218.6M Q2 2025 Q3 2025: $237.5M $237.5M Q3 2025 Q4 2025: $247.3M Q4 2025 Q1 2026: $240.0M Q1 2026 Q2 2026: $292.6M Q2 2026

Holdings 91 stocks · $237.5M
NVDA Nvidia Corp. 7.12% 90,618 $16.9M Reduce -3.3%
AAPL Apple Inc. 6.86% 64,009 $16.3M Reduce -0.3%
AVGO Broadcom Inc. 6.46% 46,486 $15.3M Reduce -18.0%
USMV iShares MSCI USA Min Vol Fac 4.10% 102,372 $9.7M Add +1.4%
MSFT Microsoft Corp. 3.19% 14,614 $7.6M Reduce -0.6%
QQQ Invesco QQQ Trust Series 1 3.05% 12,081 $7.3M Reduce -0.4%
TLT iShares 20+ Year Treasury BD 2.98% 79,282 $7.1M Reduce -0.8%
META Meta Platforms Inc. Class A 2.89% 9,344 $6.9M Reduce -1.3%
VIG Vanguard Dividend Apprec ETF 2.77% 30,538 $6.6M Reduce -0.9%
SPY SS SPDR S&P 500 ETF Trust-US 2.72% 9,696 $6.5M Reduce -0.1%
GOOGL Alphabet Inc. Class A 2.67% 26,081 $6.3M Reduce -0.3%
SMH Vaneck Semiconductor ETF 2.55% 18,564 $6.1M Reduce -10.2%
VUG Vanguard Mrngstar GR ETF-Sui 2.48% 12,306 $5.9M Add +1.2%
BINC iShares Flex I A ETF-Usd Inc. 2.43% 108,435 $5.8M Add +87.2%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 2.36% 12,071 $5.6M Reduce -1.0%
COST Costco Wholesale Corp. 2.31% 5,915 $5.5M Add +0.5%
AMZN Amazon.com Inc. 2.23% 24,113 $5.3M Reduce -0.6%
BND Vanguard Total Bond Market 2.17% 69,312 $5.2M Add +0.1%
PLTR Palantir Technologies Inc. Class A 2.14% 27,880 $5.1M Reduce -0.7%
VBR Vngrd Mrngst SL-CP Val ETF-U 2.06% 23,430 $4.9M Reduce -1.4%
MDY State Street SPDR S&P Midcap 1.98% 7,895 $4.7M Add +0.4%
VCIT Vanguard Int-Term Corporate 1.94% 54,745 $4.6M Add +0.6%
NFLX Netflix Inc. 1.86% 3,677 $4.4M Add +2.5%
AMD Advanced Micro Devices 1.77% 25,960 $4.2M Reduce -0.8%
CLS Celestica Inc. 1.62% 15,608 $3.8M Reduce -20.5%
XLV SS Health Care Select Sector 1.47% 25,130 $3.5M Add +1.1%
BX Blackstone Inc. 1.34% 18,636 $3.2M Add +0.0%
XLF SS Financial Select Sector 1.27% 55,947 $3.0M Reduce -0.3%
LRCX Lam Research Corp. 1.27% 22,464 $3.0M Add +0.3%
HD Home Depot Inc. 1.25% 7,315 $3.0M Add +1.3%
AMGN Amgen Inc. 1.14% 9,606 $2.7M Add +0.5%
NOW ServiceNow Inc. 1.10% 2,844 $2.6M Add +1.1%
VNQ Vanguard Real Estate ETF 0.98% 25,512 $2.3M Reduce -0.5%
CRM Salesforce Inc. 0.98% 9,773 $2.3M Reduce -2.3%
VTI VG Morningstar TS MKT ETF-US 0.84% 6,058 $2.0M No change
JPM JPMorgan Chase & Co. 0.81% 6,068 $1.9M Reduce -1.1%
APP AppLovin Corp. Class A 0.72% 2,364 $1.7M Reduce -3.5%
TSLA Tesla Inc. 0.69% 3,670 $1.6M Reduce -6.1%
STRL Sterling Infrastructure Inc. 0.68% 4,772 $1.6M Reduce -0.3%
BA The Boeing Co. 0.67% 7,409 $1.6M Add +0.1%
WMT Walmart Inc. 0.54% 12,418 $1.3M Reduce -0.4%
O Realty Income Corp. 0.49% 19,289 $1.2M Reduce -2.7%
VOO Vanguard S&P 500 ETF 0.43% 1,649 $1.0M Add +67.1%
MOD Modine Manufacturing Co. 0.38% 6,270 $891K Add +0.2%
JNJ Johnson & Johnson 0.31% 3,948 $732K No change
RVT Royce Small-Cap Trust Inc. 0.31% 45,209 $729K Add +6.2%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.30% 13,736 $709K Add +0.1%
MHO M/I Homes Inc. 0.29% 4,771 $689K Reduce -1.6%
JEPI JPMorgan Equity Premium Inco 0.29% 12,026 $687K Add +13.6%
PEP Pepsico Inc. 0.28% 4,703 $660K Reduce -4.8%
POWL Powell Industries Inc. 0.26% 2,002 $610K Reduce -13.0%
TSM Taiwan Semiconductor-SP ADR 0.25% 2,159 $603K No change
TOWN Towne Bank 0.25% 17,378 $601K No change
VYM Vanguard High DVD Yield ETF 0.24% 3,968 $559K Add +0.6%
PG The Procter & Gamble Co. 0.23% 3,550 $545K Add +0.2%
GOOG Alphabet Inc. Class C 0.23% 2,220 $541K No change
TDG Transdigm Group Inc. 0.23% 410 $540K Add +4.3%
HEQT Simplify Hedged Equity ETF 0.22% 16,564 $517K Add +14.5%
D Dominion Energy Inc. 0.21% 8,263 $505K Reduce -4.2%
RTX RTX Corp. 0.21% 2,932 $491K Reduce -6.4%
SHY iShares 1-3 Year Treasury Bo 0.21% 5,878 $488K Add +6.1%
BKNG Booking Holdings Inc. 0.20% 90 $486K Add +3.5%
GE General Electric filed as GE AEROSPACE 0.20% 1,601 $482K Reduce -8.2%
MKL Markel Group Inc. 0.20% 245 $468K No change
PSIX Power Solutions Internationa 0.20% 4,730 $465K Add +31.4%
BP BP PLC-Spons ADR 0.19% 13,000 $448K No change
BRK.B Berkshire Hathaway Inc. Class B 0.18% 870 $437K Reduce -49.5%
XOM Exxon Mobil Corp. 0.17% 3,662 $413K No change
PANW Palo Alto Networks Inc. 0.17% 1,938 $395K No change
AGGH Simplify Aggregate Bond ETF 0.17% 18,973 $393K Add +12.2%
XLY SS Consumer Disc Select Sect 0.16% 1,596 $382K Add +0.9%
MTUM iShares MSCI USA Momentum Fa 0.16% 1,487 $381K Add +1.4%
LOW Lowe's Cos Inc. 0.16% 1,512 $380K No change
SPLV Invesco S&P 500 Low Volatili 0.15% 4,914 $361K Add +0.4%
ADBE Adobe Inc. 0.15% 1,016 $358K Reduce -2.2%
AFL Aflac Inc. 0.14% 2,948 $329K No change
IBB iShares Biotechnology ETF 0.13% 2,141 $309K Reduce -1.7%
CSCO Cisco Systems Inc. 0.12% 4,160 $285K No change
CRDO Credo Technology Group Holdi 0.12% 1,943 $283K New
ORCL Oracle Corp. 0.12% 987 $278K New
RDDT Reddit Inc. Class A 0.11% 1,187 $273K New
SCHD Schwab US DVD Equity ETF 0.11% 9,457 $258K New
IWF iShares Russell 1000 Growth 0.10% 520 $244K No change
GD General Dynamics Corp. 0.10% 695 $237K No change
CVX Chevron Corp. 0.10% 1,520 $236K No change
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.09% 3,915 $225K No change
EPD Enterprise Products Partners 0.09% 7,000 $219K No change
MIND MEDICINE MINDMED INC 0.07% 14,001 $165K Add +20.5%
OPEN Opendoor Technologies Inc. 0.05% 14,042 $112K New
BBAI Bigbear.ai Holdings Inc. 0.03% 10,961 $71K No change
MIST Milestone Pharmaceuticals Inc. 0.01% 16,691 $33K Add +16.6%

Portfolio Sells Q2 2025 → Q3 2025
UNH Unitedhealth Group Inc. Sold out 0.00% −0.83
AVGO Broadcom Inc. Reduce -18.0% 6.46% −0.69
META Meta Platforms Inc. Class A Reduce -1.3% 2.89% −0.31
CRM Salesforce Inc. Reduce -2.3% 0.98% −0.27
TLT iShares 20+ Year Treasury BD Reduce -0.8% 2.98% −0.24
AMZN Amazon.com Inc. Reduce -0.6% 2.23% −0.20
BRK.B Berkshire Hathaway Inc. Class B Reduce -49.5% 0.18% −0.20
MSFT Microsoft Corp. Reduce -0.6% 3.19% −0.16
VIG Vanguard Dividend Apprec ETF Reduce -0.9% 2.77% −0.11
TWLO Twilio Inc. Class A Sold out 0.00% −0.11
XLI SS Industrial Select Sector Sold out 0.00% −0.10
DIA SS SPDR Dow Jones Indus Avg Reduce -1.0% 2.36% −0.10
SMH Vaneck Semiconductor ETF Reduce -10.2% 2.55% −0.08
XLF SS Financial Select Sector Reduce -0.3% 1.27% −0.07
VNQ Vanguard Real Estate ETF Reduce -0.5% 0.98% −0.06
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -1.4% 2.06% −0.06
ADBE Adobe Inc. Reduce -2.2% 0.15% −0.03
O Realty Income Corp. Reduce -2.7% 0.49% −0.03
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.1% 2.72% −0.02
PEP Pepsico Inc. Reduce -4.8% 0.28% −0.02
WMT Walmart Inc. Reduce -0.4% 0.54% −0.02
D Dominion Energy Inc. Reduce -4.2% 0.21% −0.01
QQQ Invesco QQQ Trust Series 1 Reduce -0.4% 3.05% −0.01
JPM JPMorgan Chase & Co. Reduce -1.1% 0.81% −0.01
RTX RTX Corp. Reduce -6.4% 0.21% −0.00
GE General Electric Reduce -8.2% 0.20% −0.00
WOLF Wolfspeed Inc. Sold out 0.00% −0.00
IBB iShares Biotechnology ETF Reduce -1.7% 0.13% +0.00
POWL Powell Industries Inc. Reduce -13.0% 0.26% +0.04
MHO M/I Homes Inc. Reduce -1.6% 0.29% +0.04
AMD Advanced Micro Devices Reduce -0.8% 1.77% +0.07
TSLA Tesla Inc. Reduce -6.1% 0.69% +0.12
STRL Sterling Infrastructure Inc. Reduce -0.3% 0.68% +0.18
CLS Celestica Inc. Reduce -20.5% 1.62% +0.22
APP AppLovin Corp. Class A Reduce -3.5% 0.72% +0.32
NVDA Nvidia Corp. Reduce -3.3% 7.12% +0.35
PLTR Palantir Technologies Inc. Class A Reduce -0.7% 2.14% +0.39
GOOGL Alphabet Inc. Class A Reduce -0.3% 2.67% +0.56
AAPL Apple Inc. Reduce -0.3% 6.86% +0.84

Portfolio Buys Q2 2025 → Q3 2025
BINC iShares Flex I A ETF-Usd Inc. Add +87.2% 2.43% +1.03
LRCX Lam Research Corp. Add +0.3% 1.27% +0.27
VOO Vanguard S&P 500 ETF Add +67.1% 0.43% +0.17
CRDO Credo Technology Group Holdi New 0.12% +0.12
ORCL Oracle Corp. New 0.12% +0.12
RDDT Reddit Inc. Class A New 0.11% +0.11
SCHD Schwab US DVD Equity ETF New 0.11% +0.11
MOD Modine Manufacturing Co. Add +0.2% 0.38% +0.09
PSIX Power Solutions Internationa Add +31.4% 0.20% +0.09
BX Blackstone Inc. Add +0.0% 1.34% +0.07
VUG Vanguard Mrngstar GR ETF-Sui Add +1.2% 2.48% +0.05
OPEN Opendoor Technologies Inc. New 0.05% +0.05
HD Home Depot Inc. Add +1.3% 1.25% +0.04
MIND MEDICINE MINDMED INC Add +20.5% 0.07% +0.04
HEQT Simplify Hedged Equity ETF Add +14.5% 0.22% +0.02
RVT Royce Small-Cap Trust Inc. Add +6.2% 0.31% +0.01
JEPI JPMorgan Equity Premium Inco Add +13.6% 0.29% +0.01
AGGH Simplify Aggregate Bond ETF Add +12.2% 0.17% +0.01
XLY SS Consumer Disc Select Sect Add +0.9% 0.16% +0.00
BAC Bank of America Corp. Add +0.1% 0.30% +0.00
MIST Milestone Pharmaceuticals Inc. Add +16.6% 0.01% +0.00
MTUM iShares MSCI USA Momentum Fa Add +1.4% 0.16% −0.00
SHY iShares 1-3 Year Treasury Bo Add +6.1% 0.21% −0.00
VYM Vanguard High DVD Yield ETF Add +0.6% 0.24% −0.01
SPLV Invesco S&P 500 Low Volatili Add +0.4% 0.15% −0.01
BKNG Booking Holdings Inc. Add +3.5% 0.20% −0.03
PG The Procter & Gamble Co. Add +0.2% 0.23% −0.03
BA The Boeing Co. Add +0.1% 0.67% −0.04
TDG Transdigm Group Inc. Add +4.3% 0.23% −0.05
MDY State Street SPDR S&P Midcap Add +0.4% 1.98% −0.06
XLV SS Health Care Select Sector Add +1.1% 1.47% −0.06
AMGN Amgen Inc. Add +0.5% 1.14% −0.08
VCIT Vanguard Int-Term Corporate Add +0.6% 1.94% −0.12
BND Vanguard Total Bond Market Add +0.1% 2.17% −0.16
NOW ServiceNow Inc. Add +1.1% 1.10% −0.22
USMV iShares MSCI USA Min Vol Fac Add +1.4% 4.10% −0.23
NFLX Netflix Inc. Add +2.5% 1.86% −0.34
COST Costco Wholesale Corp. Add +0.5% 2.31% −0.36

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 125$292.6MAAPL, NVDA, AVGO, AMD, BINC
Q1 2026 109$240.0MAAPL, NVDA, AVGO, BINC, USMV
Q4 2025 97$247.3MAAPL, NVDA, AVGO, USMV, GOOGL
Q3 2025 91$237.5MNVDA, AAPL, AVGO, USMV, MSFT
Q2 2025 90$218.6MAVGO, NVDA, AAPL, USMV, MSFT
Q1 2025 81$190.7MAAPL, NVDA, AVGO, USMV, TLT
Q4 2024 83$206.3MAAPL, AVGO, NVDA, USMV, TLT
Q3 2024 84$201.3MAAPL, NVDA, AVGO, USMV, TLT
Q2 2024 80$192.4MAAPL, NVDA, AVGO, USMV, TLT
Q1 2024 80$182.1MAAPL, NVDA, AVGO, USMV, QQQ