Bay Rivers Group

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 7, 2026), Bay Rivers Group reported 97 stock positions worth $247.3 million. Its top holding was Apple (AAPL) at 7.2% of the portfolio, followed by Nvidia (NVDA, 6.8%) and Broadcom (AVGO, 6.7%). Compared with Q3 2025, it opened 8 new positions, sold out of 2, added to 42 and reduced 31. The biggest buy was Alphabet Class A (GOOGL, shares +2%) and the biggest sale iShares 20+ Year Treasury BD (TLT, shares −13%).

Most Recent 13F
Q2 2026
Location
Williamsburg, VA
CIK
0001798924
Portfolio Value
$247.3M (Q4 2025)
SEC Filing
0002085853-26-000012 ↗ filed Jan 7, 2026

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $182.1M Q1 2024 Q2 2024: $192.4M Q2 2024 Q3 2024: $201.3M Q3 2024 Q4 2024: $206.3M Q4 2024 Q1 2025: $190.7M Q1 2025 Q2 2025: $218.6M Q2 2025 Q3 2025: $237.5M Q3 2025 Q4 2025: $247.3M $247.3M Q4 2025 Q1 2026: $240.0M Q1 2026 Q2 2026: $292.6M Q2 2026

Holdings 97 stocks · $247.3M
AAPL Apple Inc. 7.17% 65,190 $17.7M Add +1.9%
NVDA Nvidia Corp. 6.78% 89,848 $16.8M Reduce -0.8%
AVGO Broadcom Inc. 6.67% 47,671 $16.5M Add +2.5%
USMV iShares MSCI USA Min Vol Fac 3.93% 103,116 $9.7M Add +0.7%
GOOGL Alphabet Inc. Class A 3.36% 26,531 $8.3M Add +1.7%
BINC iShares Flex I A ETF-Usd Inc. 3.07% 143,897 $7.6M Add +32.7%
QQQ Invesco QQQ Trust Series 1 3.04% 12,231 $7.5M Add +1.2%
MSFT Microsoft Corp. 2.95% 15,085 $7.3M Add +3.2%
VIG Vanguard Dividend Apprec ETF 2.69% 30,242 $6.6M Reduce -1.0%
SPY SS SPDR S&P 500 ETF Trust-US 2.68% 9,711 $6.6M Add +0.1%
SMH Vaneck Semiconductor ETF 2.67% 18,362 $6.6M Reduce -1.1%
META Meta Platforms Inc. Class A 2.60% 9,726 $6.4M Add +4.1%
TLT iShares 20+ Year Treasury BD 2.42% 68,596 $6.0M Reduce -13.5%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 2.35% 12,110 $5.8M Add +0.3%
AMD Advanced Micro Devices 2.30% 26,573 $5.7M Add +2.4%
AMZN Amazon.com Inc. 2.27% 24,353 $5.6M Add +1.0%
VUG Vanguard Mrngstar GR ETF-Sui 2.19% 11,116 $5.4M Reduce -9.7%
COST Costco Wholesale Corp. 2.18% 6,246 $5.4M Add +5.6%
BND Vanguard Total Bond Market 2.11% 70,457 $5.2M Add +1.6%
VBR Vngrd Mrngst SL-CP Val ETF-U 2.08% 24,331 $5.2M Add +3.9%
PLTR Palantir Technologies Inc. Class A 2.00% 27,770 $4.9M Reduce -0.4%
MDY State Street SPDR S&P Midcap 1.95% 7,972 $4.8M Add +1.0%
VCIT Vanguard Int-Term Corporate 1.86% 54,960 $4.6M Add +0.4%
CLS Celestica Inc. 1.71% 14,317 $4.2M Reduce -8.3%
LRCX Lam Research Corp. 1.70% 24,618 $4.2M Add +9.6%
XLV SS Health Care Select Sector 1.63% 25,963 $4.0M Add +3.3%
NFLX Netflix Inc. 1.35% 35,612 $3.3M Reduce -3.1%
AMGN Amgen Inc. 1.26% 9,543 $3.1M Reduce -0.7%
XLF SS Financial Select Sector 1.17% 52,917 $2.9M Reduce -5.4%
BX Blackstone Inc. 1.16% 18,636 $2.9M No change
HD Home Depot Inc. 1.03% 7,398 $2.5M Add +1.1%
CRM Salesforce Inc. 1.01% 9,430 $2.5M Reduce -3.5%
VNQ Vanguard Real Estate ETF 0.91% 25,304 $2.2M Reduce -0.8%
NOW ServiceNow Inc. 0.86% 13,805 $2.1M Reduce -2.9%
VTI VG Morningstar TS MKT ETF-US 0.82% 6,029 $2.0M Reduce -0.5%
JPM JPMorgan Chase & Co. 0.79% 6,044 $1.9M Reduce -0.4%
TSLA Tesla Inc. 0.67% 3,673 $1.7M Add +0.1%
BA The Boeing Co. 0.66% 7,528 $1.6M Add +1.6%
STRL Sterling Infrastructure Inc. 0.62% 4,982 $1.5M Add +4.4%
APP AppLovin Corp. Class A 0.59% 2,161 $1.5M Reduce -8.6%
WMT Walmart Inc. 0.56% 12,353 $1.4M Reduce -0.5%
VOO Vanguard S&P 500 ETF 0.50% 1,976 $1.2M Add +19.8%
O Realty Income Corp. 0.38% 16,752 $944K Reduce -13.2%
JEPI JPMorgan Equity Premium Inco 0.38% 16,342 $935K Add +35.9%
JNJ Johnson & Johnson 0.33% 3,948 $817K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.31% 13,986 $769K Add +1.8%
RVT Royce Small-Cap Trust Inc. 0.31% 46,975 $756K Add +3.9%
BE Bloom Energy Corp. Class A 0.27% 7,807 $678K New
PEP Pepsico Inc. 0.27% 4,697 $674K Reduce -0.1%
GOOG Alphabet Inc. Class C 0.27% 2,120 $665K Reduce -4.5%
TSM Taiwan Semiconductor-SP ADR 0.26% 2,134 $649K Reduce -1.2%
POWL Powell Industries Inc. 0.26% 2,002 $638K No change
HEQT Simplify Hedged Equity ETF 0.26% 19,762 $633K Add +19.3%
MOD Modine Manufacturing Co. 0.25% 4,590 $613K Reduce -26.8%
MHO M/I Homes Inc. 0.24% 4,735 $606K Reduce -0.8%
TOWN Towne Bank 0.23% 17,378 $580K No change
AGGH Simplify Aggregate Bond ETF 0.23% 27,802 $576K Add +46.5%
VYM Vanguard High DVD Yield ETF 0.23% 3,968 $570K No change
MTUM iShares MSCI USA Momentum Fa 0.22% 2,201 $551K Add +48.0%
GE General Electric filed as GE AEROSPACE 0.22% 1,765 $544K Add +10.2%
RTX RTX Corp. 0.22% 2,932 $538K No change
MKL Markel Group Inc. 0.21% 245 $527K No change
SHY iShares 1-3 Year Treasury Bo 0.21% 6,283 $520K Add +6.9%
TDG Transdigm Group Inc. 0.21% 388 $516K Reduce -5.4%
PG The Procter & Gamble Co. 0.21% 3,552 $509K Add +0.1%
D Dominion Energy Inc. 0.19% 8,161 $478K Reduce -1.2%
BKNG Booking Holdings Inc. 0.19% 88 $471K Reduce -2.2%
BP BP PLC-Spons ADR 0.18% 13,000 $451K No change
PSIX Power Solutions Internationa 0.18% 7,786 $445K Add +64.6%
XOM Exxon Mobil Corp. 0.18% 3,652 $439K Reduce -0.3%
BRK.B Berkshire Hathaway Inc. Class B 0.18% 874 $439K Add +0.5%
SCHD Schwab US DVD Equity ETF 0.16% 14,356 $394K Add +51.8%
XLY SS Consumer Disc Select Sect 0.15% 3,121 $373K Reduce -2.2%
LOW Lowe's Cos Inc. 0.15% 1,512 $365K No change
IBB iShares Biotechnology ETF 0.14% 2,122 $358K Reduce -0.9%
PANW Palo Alto Networks Inc. 0.14% 1,938 $357K No change
ADBE Adobe Inc. 0.14% 974 $341K Reduce -4.1%
AFL Aflac Inc. 0.13% 2,948 $325K No change
CRDO Credo Technology Group Holdi 0.12% 2,058 $296K Add +5.9%
CSCO Cisco Systems Inc. 0.12% 3,760 $290K Reduce -9.6%
RDDT Reddit Inc. Class A 0.11% 1,187 $273K No change
TWLO Twilio Inc. Class A 0.11% 1,908 $271K New
GD General Dynamics Corp. 0.10% 745 $251K Add +7.2%
IAUM iShares Gold Trust Micro 0.10% 5,771 $248K New
IWF iShares Russell 1000 Growth 0.10% 520 $246K No change
GCT Gigacloud Technology Inc. Class A 0.09% 5,937 $233K New
MRK Merck & Co. Inc. 0.09% 2,205 $232K New
CVX Chevron Corp. 0.09% 1,520 $232K No change
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.09% 3,921 $228K Add +0.1%
EPD Enterprise Products Partners 0.09% 7,000 $224K No change
MIND MEDICINE MINDMED INC 0.09% 16,001 $214K Add +14.3%
STX Seagate Technology Holdings 0.09% 776 $214K New
LMT Lockheed Martin Corp. 0.09% 440 $213K New
OPEN Opendoor Technologies Inc. 0.05% 21,361 $125K Add +52.1%
BBAI Bigbear.ai Holdings Inc. 0.02% 10,961 $59K No change
MIST Milestone Pharmaceuticals Inc. 0.02% 28,861 $58K Add +72.9%
FEMY Femasys Inc. 0.01% 33,333 $19K New

Portfolio Sells Q3 2025 → Q4 2025
TLT iShares 20+ Year Treasury BD Reduce -13.5% 2.42% −0.57
NFLX Netflix Inc. Reduce -3.1% 1.35% −0.51
NVDA Nvidia Corp. Reduce -0.8% 6.78% −0.34
VUG Vanguard Mrngstar GR ETF-Sui Reduce -9.7% 2.19% −0.29
NOW ServiceNow Inc. Reduce -2.9% 0.86% −0.25
SPLV Invesco S&P 500 Low Volatili Sold out 0.00% −0.15
PLTR Palantir Technologies Inc. Class A Reduce -0.4% 2.00% −0.14
MOD Modine Manufacturing Co. Reduce -26.8% 0.25% −0.13
APP AppLovin Corp. Class A Reduce -8.6% 0.59% −0.13
ORCL Oracle Corp. Sold out 0.00% −0.12
O Realty Income Corp. Reduce -13.2% 0.38% −0.11
XLF SS Financial Select Sector Reduce -5.4% 1.17% −0.10
VIG Vanguard Dividend Apprec ETF Reduce -1.0% 2.69% −0.09
VNQ Vanguard Real Estate ETF Reduce -0.8% 0.91% −0.08
MHO M/I Homes Inc. Reduce -0.8% 0.24% −0.05
VTI VG Morningstar TS MKT ETF-US Reduce -0.5% 0.82% −0.02
D Dominion Energy Inc. Reduce -1.2% 0.19% −0.02
TDG Transdigm Group Inc. Reduce -5.4% 0.21% −0.02
JPM JPMorgan Chase & Co. Reduce -0.4% 0.79% −0.02
BKNG Booking Holdings Inc. Reduce -2.2% 0.19% −0.01
ADBE Adobe Inc. Reduce -4.1% 0.14% −0.01
XLY SS Consumer Disc Select Sect Reduce -2.2% 0.15% −0.01
PEP Pepsico Inc. Reduce -0.1% 0.27% −0.01
CSCO Cisco Systems Inc. Reduce -9.6% 0.12% −0.00
XOM Exxon Mobil Corp. Reduce -0.3% 0.18% +0.00
TSM Taiwan Semiconductor-SP ADR Reduce -1.2% 0.26% +0.01
IBB iShares Biotechnology ETF Reduce -0.9% 0.14% +0.01
WMT Walmart Inc. Reduce -0.5% 0.56% +0.02
CRM Salesforce Inc. Reduce -3.5% 1.01% +0.04
GOOG Alphabet Inc. Class C Reduce -4.5% 0.27% +0.04
CLS Celestica Inc. Reduce -8.3% 1.71% +0.09
AMGN Amgen Inc. Reduce -0.7% 1.26% +0.12
SMH Vaneck Semiconductor ETF Reduce -1.1% 2.67% +0.12

Portfolio Buys Q3 2025 → Q4 2025
GOOGL Alphabet Inc. Class A Add +1.7% 3.36% +0.69
BINC iShares Flex I A ETF-Usd Inc. Add +32.7% 3.07% +0.64
AMD Advanced Micro Devices Add +2.4% 2.30% +0.53
LRCX Lam Research Corp. Add +9.6% 1.70% +0.44
AAPL Apple Inc. Add +1.9% 7.17% +0.31
BE Bloom Energy Corp. Class A New 0.27% +0.27
AVGO Broadcom Inc. Add +2.5% 6.67% +0.22
XLV SS Health Care Select Sector Add +3.3% 1.63% +0.15
TWLO Twilio Inc. Class A New 0.11% +0.11
IAUM iShares Gold Trust Micro New 0.10% +0.10
GCT Gigacloud Technology Inc. Class A New 0.09% +0.09
MRK Merck & Co. Inc. New 0.09% +0.09
JEPI JPMorgan Equity Premium Inco Add +35.9% 0.38% +0.09
STX Seagate Technology Holdings New 0.09% +0.09
LMT Lockheed Martin Corp. New 0.09% +0.09
VOO Vanguard S&P 500 ETF Add +19.8% 0.50% +0.08
AGGH Simplify Aggregate Bond ETF Add +46.5% 0.23% +0.07
MTUM iShares MSCI USA Momentum Fa Add +48.0% 0.22% +0.06
SCHD Schwab US DVD Equity ETF Add +51.8% 0.16% +0.05
AMZN Amazon.com Inc. Add +1.0% 2.27% +0.04
HEQT Simplify Hedged Equity ETF Add +19.3% 0.26% +0.04
VBR Vngrd Mrngst SL-CP Val ETF-U Add +3.9% 2.08% +0.03
GE General Electric Add +10.2% 0.22% +0.02
MIND MEDICINE MINDMED INC Add +14.3% 0.09% +0.02
BAC Bank of America Corp. Add +1.8% 0.31% +0.01
MIST Milestone Pharmaceuticals Inc. Add +72.9% 0.02% +0.01
FEMY Femasys Inc. New 0.01% +0.01
SHY iShares 1-3 Year Treasury Bo Add +6.9% 0.21% +0.01
OPEN Opendoor Technologies Inc. Add +52.1% 0.05% +0.00
GD General Dynamics Corp. Add +7.2% 0.10% +0.00
CRDO Credo Technology Group Holdi Add +5.9% 0.12% +0.00
RVT Royce Small-Cap Trust Inc. Add +3.9% 0.31% −0.00
JEPQ JPM Nasdaq Equity Premium Add +0.1% 0.09% −0.00
DIA SS SPDR Dow Jones Indus Avg Add +0.3% 2.35% −0.00
BRK.B Berkshire Hathaway Inc. Class B Add +0.5% 0.18% −0.01
BA The Boeing Co. Add +1.6% 0.66% −0.01
QQQ Invesco QQQ Trust Series 1 Add +1.2% 3.04% −0.02
PSIX Power Solutions Internationa Add +64.6% 0.18% −0.02
TSLA Tesla Inc. Add +0.1% 0.67% −0.02
PG The Procter & Gamble Co. Add +0.1% 0.21% −0.02
MDY State Street SPDR S&P Midcap Add +1.0% 1.95% −0.04
SPY SS SPDR S&P 500 ETF Trust-US Add +0.1% 2.68% −0.04
BND Vanguard Total Bond Market Add +1.6% 2.11% −0.06
STRL Sterling Infrastructure Inc. Add +4.4% 0.62% −0.07
VCIT Vanguard Int-Term Corporate Add +0.4% 1.86% −0.08
COST Costco Wholesale Corp. Add +5.6% 2.18% −0.13
USMV iShares MSCI USA Min Vol Fac Add +0.7% 3.93% −0.17
HD Home Depot Inc. Add +1.1% 1.03% −0.22
MSFT Microsoft Corp. Add +3.2% 2.95% −0.24
META Meta Platforms Inc. Class A Add +4.1% 2.60% −0.29

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 125$292.6MAAPL, NVDA, AVGO, AMD, BINC
Q1 2026 109$240.0MAAPL, NVDA, AVGO, BINC, USMV
Q4 2025 97$247.3MAAPL, NVDA, AVGO, USMV, GOOGL
Q3 2025 91$237.5MNVDA, AAPL, AVGO, USMV, MSFT
Q2 2025 90$218.6MAVGO, NVDA, AAPL, USMV, MSFT
Q1 2025 81$190.7MAAPL, NVDA, AVGO, USMV, TLT
Q4 2024 83$206.3MAAPL, AVGO, NVDA, USMV, TLT
Q3 2024 84$201.3MAAPL, NVDA, AVGO, USMV, TLT
Q2 2024 80$192.4MAAPL, NVDA, AVGO, USMV, TLT
Q1 2024 80$182.1MAAPL, NVDA, AVGO, USMV, QQQ