Beacon Bank & Trust

Name: Beacon Bank & Trust 13F holdings, Q3 2025
Creator: Beacon Bank & Trust
Published: 2025-10-24

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 24, 2025), Beacon Bank & Trust reported 162 stock positions worth $464.5 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 10.2% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 6.8%) and JPMorgan Ultra-Short Income (JPST, 6.5%). Compared with Q2 2025, it opened 8 new positions, sold out of 7, added to 27 and reduced 94. The biggest buy was Vanguard SH Term Tax-Ex Bond (VTES, shares +228%) and the biggest sale iShares 0-1 Year Treasury Bo (SHV, shares −79%).

Most Recent 13F: Q2 2026
Location: Boston, MA
CIK: 0001831984
Portfolio Value: $464.5M (Q3 2025)
SEC Filing: 0001104659-25-102068 ↗ filed Oct 24, 2025

Holdings Value

Holdings 162 stocks · $464.5M


SPY SS SPDR S&P 500 ETF Trust-US	10.15%	70,776	$47.1M	Reduce -3.8%
IEFA iShares Core MSCI Eafe ETF	6.78%	360,499	$31.5M	Add +1.8%
JPST JPMorgan Ultra-Short Income	6.53%	598,172	$30.3M	Add +5.7%
IEI iShares 3-7 Year Treasury Bo	5.14%	199,905	$23.9M	Add +15.0%
MSFT Microsoft Corp.	4.49%	40,248	$20.8M	Reduce -3.1%
AAPL Apple Inc.	4.25%	77,562	$19.7M	Reduce -2.5%
NVDA Nvidia Corp.	3.78%	94,070	$17.6M	Reduce -2.4%
GOOGL Alphabet Inc. Class A	3.02%	57,697	$14.0M	Reduce -2.6%
USMV iShares MSCI USA Min Vol Fac	2.78%	135,943	$12.9M	Add +6.5%
JPM JPMorgan Chase & Co.	2.38%	34,974	$11.0M	Reduce -4.5%
VTES Vanguard SH Term Tax-Ex Bond	1.81%	82,413	$8.4M	Add +228.3%
V Visa Inc. Class A	1.61%	21,847	$7.5M	Reduce -4.0%
AMZN Amazon.com Inc.	1.57%	33,157	$7.3M	Reduce -3.9%
IVV iShares Core S&P 500 ETF	1.56%	10,840	$7.3M	Add +15.3%
WMT Walmart Inc.	1.56%	70,276	$7.2M	Reduce -5.0%
TJX TJX Companies Inc. filed as TJX COS INC NEW	1.38%	44,289	$6.4M	Reduce -2.9%
HD Home Depot Inc.	1.34%	15,345	$6.2M	Reduce -3.8%
CSCO Cisco Systems Inc.	1.32%	89,602	$6.1M	Reduce -5.2%
JNJ Johnson & Johnson	1.21%	30,287	$5.6M	Reduce -2.6%
XOM Exxon Mobil Corp.	1.15%	47,450	$5.3M	Reduce -3.8%
BLK BlackRock Inc.	1.08%	4,321	$5.0M	Reduce -5.2%
IWP iShares Russell Mid-Cap Grow	1.08%	35,247	$5.0M	Reduce -2.8%
PG The Procter & Gamble Co.	1.04%	31,435	$4.8M	Reduce -5.1%
VIG Vanguard Dividend Apprec ETF	1.01%	21,831	$4.7M	Add +34.2%
DHR Danaher Corp.	0.99%	23,092	$4.6M	Reduce -2.3%
IEMG iShares Core MSCI Emerging	0.92%	65,118	$4.3M	Add +2.3%
CB Chubb Ltd.	0.87%	14,299	$4.0M	Reduce -4.7%
UL Unilever PLC	0.83%	65,376	$3.9M	Reduce -3.0%
NEE Nextera Energy Inc.	0.80%	49,080	$3.7M	Reduce -3.0%
VEU Vanguard Ftse All-World Ex-U	0.78%	50,513	$3.6M	Add +3.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.77%	69,493	$3.6M	Reduce -3.8%
UNP Union Pacific Corp.	0.75%	14,651	$3.5M	Reduce -10.2%
CAT Caterpillar Inc.	0.71%	6,958	$3.3M	Reduce -4.0%
MET Metlife Inc.	0.70%	39,223	$3.2M	Reduce -4.6%
VZ Verizon Communications Inc.	0.69%	72,477	$3.2M	Reduce -4.0%
OC Owens Corning	0.68%	22,397	$3.2M	Reduce -2.7%
SYK Stryker Corp.	0.65%	8,176	$3.0M	Reduce -1.8%
TMUS T-Mobile US Inc.	0.63%	12,271	$2.9M	Reduce -2.6%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.58%	23,404	$2.7M	Reduce -2.4%
MRK Merck & Co. Inc.	0.57%	31,693	$2.7M	Reduce -8.3%
AXP American Express Co.	0.55%	7,650	$2.5M	Reduce -5.4%
CVX Chevron Corp.	0.51%	15,214	$2.4M	Reduce -4.6%
LLY Eli Lilly & Co.	0.51%	3,076	$2.3M	Reduce -6.7%
AVGO Broadcom Inc.	0.51%	7,114	$2.3M	Reduce -2.5%
TXN Texas Instruments Inc.	0.47%	12,006	$2.2M	Reduce -8.1%
IWS iShares Russell Mid-Cap Valu	0.46%	15,258	$2.1M	Add +12.1%
ABT Abbott Laboratories	0.45%	15,661	$2.1M	Reduce -0.9%
XLRE SS Real Estate Select Sector	0.45%	49,183	$2.1M	Reduce -0.2%
IJH iShares Core S&P Midcap ETF	0.43%	30,830	$2.0M	No change
ACN Accenture PLC Class A	0.41%	7,782	$1.9M	Reduce -26.2%
BIL SS SPDR BB 1-3M T-Bill ETF	0.40%	20,329	$1.9M	Reduce -39.5%
D Dominion Energy Inc.	0.40%	30,362	$1.9M	Reduce -2.3%
NXPI NXP Semiconductors NV	0.38%	7,735	$1.8M	Reduce -2.6%
XLK SS Technology Select Sector	0.38%	6,234	$1.8M	No change
META Meta Platforms Inc. Class A	0.38%	2,379	$1.7M	Reduce -6.4%
HON Honeywell International Inc.	0.37%	8,136	$1.7M	Reduce -4.7%
DE Deere & Co.	0.35%	3,583	$1.6M	Reduce -0.0%
GOOG Alphabet Inc. Class C	0.34%	6,456	$1.6M	Reduce -3.9%
FDX FedEx Corp.	0.33%	6,584	$1.6M	Reduce -4.2%
CRM Salesforce Inc.	0.33%	6,385	$1.5M	Reduce -6.6%
PEP Pepsico Inc.	0.32%	10,606	$1.5M	Reduce -2.5%
QQQ Invesco QQQ Trust Series 1	0.32%	2,449	$1.5M	No change
GE General Electric filed as GE AEROSPACE	0.31%	4,817	$1.4M	Reduce -0.3%
ITW Illinois Tool Works	0.29%	5,183	$1.4M	Reduce -0.9%
HDV iShares Core High Dividend E	0.28%	10,704	$1.3M	Reduce -3.5%
COST Costco Wholesale Corp.	0.28%	1,398	$1.3M	Reduce -2.6%
GEV GE Vernova Inc.	0.28%	2,103	$1.3M	No change
STX Seagate Technology Holdings	0.25%	4,998	$1.2M	Reduce -2.1%
MS Morgan Stanley	0.25%	7,242	$1.2M	Reduce -3.9%
MA Mastercard Inc. Class A	0.24%	1,983	$1.1M	Reduce -14.7%
GD General Dynamics Corp.	0.24%	3,276	$1.1M	No change
SDG Ish MSCI Glob Sust Deve Goal	0.23%	12,924	$1.1M	Reduce -1.6%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE	0.22%	2,236	$1.0M	No change
IDXX Idexx Laboratories Inc.	0.21%	1,494	$955K	Reduce -4.5%
ABBV Abbvie Inc.	0.20%	3,970	$919K	No change
EFA iShares MSCI Eafe ETF	0.19%	9,523	$889K	Reduce -1.9%
MCD McDonald's Corp.	0.18%	2,703	$821K	Add +0.6%
SPYG SS SPDR P S&P 500 Growth ETF	0.17%	7,586	$793K	Reduce -8.5%
LOW Lowe's Cos Inc.	0.17%	3,080	$774K	Add +0.2%
ADP Automatic Data Processing	0.17%	2,634	$773K	Reduce -1.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.16%	2,565	$753K	No change
WM Waste Management Inc.	0.15%	3,257	$719K	Reduce -4.8%
ORCL Oracle Corp.	0.15%	2,533	$712K	Reduce -2.3%
XYL Xylem Inc.	0.15%	4,776	$704K	Reduce -2.1%
GLW Corning Inc.	0.15%	8,358	$686K	Add +1.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.14%	2,379	$671K	Reduce -3.4%
FAST Fastenal Co.	0.14%	13,586	$666K	Reduce -9.2%
LMT Lockheed Martin Corp.	0.14%	1,328	$663K	Reduce -11.2%
KLAC KLA Corp.	0.14%	604	$651K	Add +0.7%
SPYD SS SPDR P S&P 500 Hi Div ETF	0.14%	14,448	$636K	Reduce -2.4%
TSLA Tesla Inc.	0.13%	1,409	$627K	Reduce -4.2%
IDV iShares International Select	0.13%	17,044	$623K	Reduce -1.9%
QCOM Qualcomm Inc.	0.13%	3,631	$604K	Reduce -0.4%
PANW Palo Alto Networks Inc.	0.13%	2,882	$587K	No change
IJR iShares Core S&P Small-Cap E	0.12%	4,680	$556K	No change
NULG Nuveen ESG LRG-Cap GRW ETF	0.11%	5,355	$533K	Reduce -9.9%
BRK.B Berkshire Hathaway Inc. Class B	0.11%	1,019	$512K	Add +9.6%
SDY SS SPDR S&P Dividend ETF	0.11%	3,651	$511K	No change
APD Air Products & Chemicals Inc.	0.10%	1,768	$482K	No change
IWF iShares Russell 1000 Growth	0.10%	1,017	$476K	No change

Show all 162 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $6K (not counted above)

Security	Class	Shares / Principal	Value	Change
LIDRW Aeye Inc. -CW27	*W EXP 09/30/202	35,500	$6K	No change

Total filed on the 13F, all lines: $464.5M.

Portfolio Sells Q2 2025 → Q3 2025


SHV iShares 0-1 Year Treasury Bo	Reduce -79.3%	0.09%	−0.38
ACN Accenture PLC Class A	Reduce -26.2%	0.41%	−0.31
BIL SS SPDR BB 1-3M T-Bill ETF	Reduce -39.5%	0.40%	−0.30
V Visa Inc. Class A	Reduce -4.0%	1.61%	−0.24
MSFT Microsoft Corp.	Reduce -3.1%	4.49%	−0.23
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -3.8%	10.15%	−0.22
DOW Dow Inc.	Sold out	0.00%	−0.19
CSCO Cisco Systems Inc.	Reduce -5.2%	1.32%	−0.18
PG The Procter & Gamble Co.	Reduce -5.1%	1.04%	−0.16
AMZN Amazon.com Inc.	Reduce -3.9%	1.57%	−0.16
TXN Texas Instruments Inc.	Reduce -8.1%	0.47%	−0.14
CB Chubb Ltd.	Reduce -4.7%	0.87%	−0.12
UNP Union Pacific Corp.	Reduce -10.2%	0.75%	−0.11
UL Unilever PLC	Reduce -3.0%	0.83%	−0.11
DIS The Walt Disney Co.	Reduce -2.4%	0.58%	−0.10
SYK Stryker Corp.	Reduce -1.8%	0.65%	−0.10
CRM Salesforce Inc.	Reduce -6.6%	0.33%	−0.10
WMT Walmart Inc.	Reduce -5.0%	1.56%	−0.09
HON Honeywell International Inc.	Reduce -4.7%	0.37%	−0.09
LLY Eli Lilly & Co.	Reduce -6.7%	0.51%	−0.08
DHR Danaher Corp.	Reduce -2.3%	0.99%	−0.08
IWP iShares Russell Mid-Cap Grow	Reduce -2.8%	1.08%	−0.07
DE Deere & Co.	Reduce -0.0%	0.35%	−0.06
XOM Exxon Mobil Corp.	Reduce -3.8%	1.15%	−0.06
MO Altria Group Inc.	Sold out	0.00%	−0.06
VZ Verizon Communications Inc.	Reduce -4.0%	0.69%	−0.06
BBT Beacon Financial Corp.	Sold out	0.00%	−0.06
MET Metlife Inc.	Reduce -4.6%	0.70%	−0.06
CNSWF Constellation Software Inc.	Sold out	0.00%	−0.06
MA Mastercard Inc. Class A	Reduce -14.7%	0.24%	−0.06
TMUS T-Mobile US Inc.	Reduce -2.6%	0.63%	−0.05
META Meta Platforms Inc. Class A	Reduce -6.4%	0.38%	−0.05
MRK Merck & Co. Inc.	Reduce -8.3%	0.57%	−0.05
PYPL PayPal Holdings Inc.	Sold out	0.00%	−0.05
JPM JPMorgan Chase & Co.	Reduce -4.5%	2.38%	−0.05
ADSK Autodesk Inc.	Sold out	0.00%	−0.05
KO The Coca-Cola Co.	Sold out	0.00%	−0.05
COST Costco Wholesale Corp.	Reduce -2.6%	0.28%	−0.05
AXP American Express Co.	Reduce -5.4%	0.55%	−0.04
OC Owens Corning	Reduce -2.7%	0.68%	−0.04
ABT Abbott Laboratories	Reduce -0.9%	0.45%	−0.04
WM Waste Management Inc.	Reduce -4.8%	0.15%	−0.02
FDX FedEx Corp.	Reduce -4.2%	0.33%	−0.02
INTU Intuit Inc.	Reduce -2.8%	0.09%	−0.02
ADP Automatic Data Processing	Reduce -1.2%	0.17%	−0.02
IBM Intl Business Machines Corp.	Reduce -3.4%	0.14%	−0.02
AMT American Tower Corp.	Reduce -7.4%	0.06%	−0.02
XLRE SS Real Estate Select Sector	Reduce -0.2%	0.45%	−0.02
SHW The Sherwin-Williams Co.	Reduce -10.8%	0.10%	−0.02
IXUS iShares Core Intl Stock ETF	Reduce -20.3%	0.07%	−0.02

Portfolio Buys Q2 2025 → Q3 2025


VTES Vanguard SH Term Tax-Ex Bond	Add +228.3%	1.81%	+1.23
IEI iShares 3-7 Year Treasury Bo	Add +15.0%	5.14%	+0.42
VIG Vanguard Dividend Apprec ETF	Add +34.2%	1.01%	+0.25
IVV iShares Core S&P 500 ETF	Add +15.3%	1.56%	+0.23
VOO Vanguard S&P 500 ETF	New	0.09%	+0.09
OUNZ Vaneck Merk Gold ETF	New	0.09%	+0.09
IEMG iShares Core MSCI Emerging	Add +2.3%	0.92%	+0.05
NOC Northrop Grumman Corp.	New	0.05%	+0.05
WSM Williams-Sonoma Inc.	New	0.05%	+0.05
USMV iShares MSCI USA Min Vol Fac	Add +6.5%	2.78%	+0.05
IWS iShares Russell Mid-Cap Valu	Add +12.1%	0.46%	+0.05
GLW Corning Inc.	Add +1.1%	0.15%	+0.05
BX Blackstone Inc.	New	0.05%	+0.05
VMC Vulcan Materials Co.	New	0.05%	+0.05
QQEW First TR Nasdaq-100 Sel Eq	New	0.04%	+0.04
CIBR First Trust Nasdaq Cybersecu	New	0.04%	+0.04
IEFA iShares Core MSCI Eafe ETF	Add +1.8%	6.78%	+0.03
VEU Vanguard Ftse All-World Ex-U	Add +3.3%	0.78%	+0.03
KLAC KLA Corp.	Add +0.7%	0.14%	+0.02
LOW Lowe's Cos Inc.	Add +0.2%	0.17%	+0.01
GPC Genuine Parts Co.	Add +1.4%	0.09%	+0.01
BRK.B Berkshire Hathaway Inc. Class B	Add +9.6%	0.11%	+0.01
RY Royal Bank of Canada	Add +0.9%	0.09%	+0.01
OMC Omnicom Group	Add +1.2%	0.06%	+0.00
VEA Vanguard Ftse Developed ETF	Add +6.3%	0.09%	+0.00
MDT Medtronic PLC	Add +0.3%	0.07%	+0.00
COP Conocophillips	Add +1.7%	0.08%	+0.00
KIM Kimco Realty Corp.	Add +1.3%	0.06%	−0.00
SO The Southern Co.	Add +0.7%	0.06%	−0.00
MCD McDonald's Corp.	Add +0.6%	0.18%	−0.00
SNY Sanofi-ADR	Add +1.4%	0.06%	−0.00
COF Capital One Financial Corp.	Add +0.7%	0.09%	−0.00
PEG Public Service Enterprise GP	Add +0.8%	0.09%	−0.01
JPST JPMorgan Ultra-Short Income	Add +5.7%	6.53%	−0.02
PAYX Paychex Inc.	Add +1.0%	0.10%	−0.02

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026Amended	159	$524.5M	SPY, VGSH, IEFA, VGIT, AAPL
Q1 2026	156	$487.7M	SPY, VGSH, IEFA, VGIT, JPST
Q4 2025	160	$492.8M	SPY, VGSH, IEFA, VGIT, JPST
Q3 2025	162	$464.5M	SPY, IEFA, JPST, IEI, MSFT
Q2 2025	161	$438.1M	SPY, IEFA, JPST, IEI, MSFT
Q1 2025	157	$410.4M	SPY, JPST, IEFA, IEI, AAPL
Q4 2024	159	$430.0M	SPY, JPST, IEFA, AAPL, IEI
Q3 2024	154	$426.3M	SPY, JPST, IEFA, IEI, AAPL
Q2 2024	141	$397.8M	SPY, JPST, IEFA, MSFT, IEI
Q1 2024	144	$402.5M	SPY, JPST, IEFA, IEI, MSFT