Beacon Bank & Trust

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 17, 2026), Beacon Bank & Trust reported 160 stock positions worth $492.8 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 9.5% of the portfolio, followed by Vanguard Short-Term Treasury (VGSH, 7.3%) and iShares Core MSCI Eafe ETF (IEFA, 6.7%). Compared with Q3 2025, it opened 6 new positions, sold out of 9, added to 16 and reduced 104. The biggest buy was a new position in Vanguard Short-Term Treasury (VGSH) and the biggest sale iShares 3-7 Year Treasury Bo (IEI, shares −80%).

Most Recent 13F
Q2 2026
Location
Boston, MA
CIK
0001831984
Portfolio Value
$492.8M (Q4 2025)
SEC Filing
0001628280-26-008357 ↗ filed Feb 17, 2026

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $402.5M Q1 2024 Q2 2024: $397.8M Q2 2024 Q3 2024: $426.3M Q3 2024 Q4 2024: $430.0M Q4 2024 Q1 2025: $410.4M Q1 2025 Q2 2025: $438.1M Q2 2025 Q3 2025: $464.5M Q3 2025 Q4 2025: $492.8M $492.8M Q4 2025 Q1 2026: $487.7M Q1 2026 Q2 2026: $524.5M Q2 2026

Holdings 160 stocks · $492.8M
SPY SS SPDR S&P 500 ETF Trust-US 9.54% 68,979 $47.0M Reduce -2.5%
VGSH Vanguard Short-Term Treasury 7.25% 608,591 $35.7M New
IEFA iShares Core MSCI Eafe ETF 6.73% 370,805 $33.2M Add +2.9%
VGIT Vanguard Intermediate-Term T 4.37% 359,074 $21.5M New
JPST JPMorgan Ultra-Short Income 4.30% 419,166 $21.2M Reduce -29.9%
AAPL Apple Inc. 4.13% 74,900 $20.4M Reduce -3.4%
MSFT Microsoft Corp. 3.74% 38,097 $18.4M Reduce -5.3%
GOOGL Alphabet Inc. Class A 3.51% 55,202 $17.3M Reduce -4.3%
NVDA Nvidia Corp. 3.22% 85,014 $15.9M Reduce -9.6%
USMV iShares MSCI USA Min Vol Fac 2.81% 146,907 $13.8M Add +8.1%
JPM JPMorgan Chase & Co. 2.18% 33,366 $10.8M Reduce -4.6%
VTES Vanguard SH Term Tax-Ex Bond 1.87% 90,511 $9.2M Add +9.8%
WMT Walmart Inc. 1.57% 69,343 $7.7M Reduce -1.3%
AMZN Amazon.com Inc. 1.48% 31,656 $7.3M Reduce -4.5%
V Visa Inc. Class A 1.45% 20,354 $7.1M Reduce -6.8%
TJX TJX Companies Inc. filed as TJX COS INC NEW 1.30% 41,642 $6.4M Reduce -6.0%
CSCO Cisco Systems Inc. 1.27% 81,080 $6.2M Reduce -9.5%
JNJ Johnson & Johnson 1.25% 29,709 $6.1M Reduce -1.9%
XOM Exxon Mobil Corp. 1.15% 47,099 $5.7M Reduce -0.7%
IVV iShares Core S&P 500 ETF 1.06% 7,600 $5.2M Reduce -29.9%
VIG Vanguard Dividend Apprec ETF 1.04% 23,250 $5.1M Add +6.5%
DHR Danaher Corp. 1.00% 21,629 $5.0M Reduce -6.3%
HD Home Depot Inc. 1.00% 14,330 $4.9M Reduce -6.6%
IEI iShares 3-7 Year Treasury Bo 0.97% 39,911 $4.8M Reduce -80.0%
IWP iShares Russell Mid-Cap Grow 0.95% 34,195 $4.7M Reduce -3.0%
IEMG iShares Core MSCI Emerging 0.94% 69,212 $4.7M Add +6.3%
BLK BlackRock Inc. 0.91% 4,209 $4.5M Reduce -2.6%
PG The Procter & Gamble Co. 0.90% 30,793 $4.4M Reduce -2.0%
CB Chubb Ltd. 0.88% 13,893 $4.3M Reduce -2.8%
CAT Caterpillar Inc. 0.77% 6,647 $3.8M Reduce -4.5%
VEU Vanguard Ftse All-World Ex-U 0.77% 51,523 $3.8M Add +2.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.74% 66,628 $3.7M Reduce -4.1%
NEE Nextera Energy Inc. 0.73% 45,020 $3.6M Reduce -8.3%
UL Unilever PLC-Sponsored ADR 0.70% 52,848 $3.5M Reduce -9.0%
JPIE JPMorgan Income ETF 0.69% 73,029 $3.4M New
UNP Union Pacific Corp. 0.68% 14,432 $3.3M Reduce -1.5%
LLY Eli Lilly & Co. 0.67% 3,076 $3.3M No change
CSMD Congress Smid Growth ETF filed as PROFESIONALLY MANAGED PORTFO 0.67% 104,448 $3.3M New
MRK Merck & Co. Inc. 0.66% 30,810 $3.2M Reduce -2.8%
MET Metlife Inc. 0.61% 38,026 $3.0M Reduce -3.0%
SYK Stryker Corp. 0.57% 7,998 $2.8M Reduce -2.2%
VZ Verizon Communications Inc. 0.52% 62,677 $2.6M Reduce -13.5%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.49% 21,184 $2.4M Reduce -9.5%
AXP American Express Co. 0.48% 6,456 $2.4M Reduce -15.6%
TMUS T-Mobile US Inc. 0.48% 11,707 $2.4M Reduce -4.6%
AVGO Broadcom Inc. 0.48% 6,834 $2.4M Reduce -3.9%
OC Owens Corning 0.47% 20,726 $2.3M Reduce -7.5%
CVX Chevron Corp. 0.45% 14,390 $2.2M Reduce -5.4%
IJH iShares Core S&P Midcap ETF 0.42% 31,255 $2.1M Add +1.4%
GOOG Alphabet Inc. Class C 0.41% 6,441 $2.0M Reduce -0.2%
IWS iShares Russell Mid-Cap Valu 0.41% 14,259 $2.0M Reduce -6.5%
ABT Abbott Laboratories 0.39% 15,498 $1.9M Reduce -1.0%
ACN Accenture PLC Class A 0.39% 7,208 $1.9M Reduce -7.4%
TXN Texas Instruments Inc. 0.37% 10,459 $1.8M Reduce -12.9%
XLK SS Technology Select Sector 0.36% 12,464 $1.8M No change
NXPI NXP Semiconductors NV 0.33% 7,452 $1.6M Reduce -3.7%
DE Deere & Co. 0.32% 3,369 $1.6M Reduce -6.0%
META Meta Platforms Inc. Class A 0.31% 2,345 $1.5M Reduce -1.4%
D Dominion Energy Inc. 0.31% 26,340 $1.5M Reduce -13.3%
XLRE SS Real Estate Select Sector 0.31% 38,088 $1.5M Reduce -22.6%
HON Honeywell International Inc. 0.31% 7,799 $1.5M Reduce -4.1%
PEP Pepsico Inc. 0.30% 10,364 $1.5M Reduce -2.3%
GE General Electric filed as GE AEROSPACE 0.30% 4,807 $1.5M Reduce -0.2%
QQQ Invesco QQQ Trust Series 1 0.29% 2,349 $1.4M Reduce -4.1%
GEV GE Vernova Inc. 0.28% 2,101 $1.4M Reduce -0.1%
CRM Salesforce Inc. 0.28% 5,136 $1.4M Reduce -19.6%
STX Seagate Technology Holdings 0.27% 4,831 $1.3M Reduce -3.3%
HDV iShares Core High Dividend E 0.27% 10,785 $1.3M Add +0.8%
FDX FedEx Corp. 0.26% 4,510 $1.3M Reduce -31.5%
BIL SS SPDR BB 1-3M T-Bill ETF 0.26% 13,908 $1.3M Reduce -31.6%
ITW Illinois Tool Works 0.24% 4,864 $1.2M Reduce -6.2%
MA Mastercard Inc. Class A 0.23% 1,973 $1.1M Reduce -0.5%
GD General Dynamics Corp. 0.22% 3,276 $1.1M No change
MS Morgan Stanley 0.22% 6,196 $1.1M Reduce -14.4%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.22% 2,236 $1.1M No change
EFA iShares MSCI Eafe ETF 0.19% 9,523 $914K No change
ABBV Abbvie Inc. 0.18% 3,969 $907K Reduce -0.0%
IDXX Idexx Laboratories Inc. 0.17% 1,255 $849K Reduce -16.0%
ORCL Oracle Corp. 0.17% 4,283 $835K Add +69.1%
MCD McDonald's Corp. 0.16% 2,658 $812K Reduce -1.7%
COST Costco Wholesale Corp. 0.16% 927 $799K Reduce -33.7%
SDG Ish MSCI Glob Sust Deve Goal 0.16% 9,182 $773K Reduce -28.9%
SPYG SS SPDR P S&P 500 Growth ETF 0.15% 7,085 $756K Reduce -6.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.15% 2,552 $741K Reduce -0.5%
LOW Lowe's Cos Inc. 0.15% 3,042 $734K Reduce -1.2%
KLAC KLA Corp. 0.15% 592 $719K Reduce -2.0%
GLW Corning Inc. 0.14% 7,993 $700K Reduce -4.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.14% 2,339 $693K Reduce -1.7%
IDV iShares International Select 0.14% 17,485 $690K Add +2.6%
ADP Automatic Data Processing 0.14% 2,592 $667K Reduce -1.6%
LMT Lockheed Martin Corp. 0.13% 1,315 $636K Reduce -1.0%
TSLA Tesla Inc. 0.13% 1,409 $634K No change
SPYD SS SPDR P S&P 500 Hi Div ETF 0.13% 14,428 $624K Reduce -0.1%
QCOM Qualcomm Inc. 0.13% 3,627 $620K Reduce -0.1%
IJR iShares Core S&P Small-Cap E 0.11% 4,555 $547K Reduce -2.7%
SDY SS SPDR S&P Dividend ETF 0.11% 3,824 $532K Add +4.7%
VEA Vanguard Ftse Developed ETF 0.11% 8,501 $531K Add +23.0%
PANW Palo Alto Networks Inc. 0.11% 2,882 $531K No change
NULG Nuveen ESG LRG-Cap GRW ETF 0.11% 5,310 $519K Reduce -0.8%
BRK.B Berkshire Hathaway Inc. Class B 0.10% 1,019 $512K No change

Show all 160 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $3K (not counted above)
SecurityClassShares / PrincipalValueChange
LIDRW Aeye Inc. -CW27 *W EXP 09/30/202 35,500$3KNo change

Total filed on the 13F, all lines: $492.8M.

Portfolio Sells Q3 2025 → Q4 2025
IEI iShares 3-7 Year Treasury Bo Reduce -80.0% 0.97% −4.18
JPST JPMorgan Ultra-Short Income Reduce -29.9% 4.30% −2.23
MSFT Microsoft Corp. Reduce -5.3% 3.74% −0.75
SPY SS SPDR S&P 500 ETF Trust-US Reduce -2.5% 9.54% −0.61
NVDA Nvidia Corp. Reduce -9.6% 3.22% −0.56
IVV iShares Core S&P 500 ETF Reduce -29.9% 1.06% −0.51
HD Home Depot Inc. Reduce -6.6% 1.00% −0.34
OC Owens Corning Reduce -7.5% 0.47% −0.21
JPM JPMorgan Chase & Co. Reduce -4.6% 2.18% −0.19
BLK BlackRock Inc. Reduce -2.6% 0.91% −0.17
VZ Verizon Communications Inc. Reduce -13.5% 0.52% −0.17
V Visa Inc. Class A Reduce -6.8% 1.45% −0.16
TMUS T-Mobile US Inc. Reduce -4.6% 0.48% −0.15
PG The Procter & Gamble Co. Reduce -2.0% 0.90% −0.14
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -31.6% 0.26% −0.14
XLRE SS Real Estate Select Sector Reduce -22.6% 0.31% −0.13
UL Unilever PLC-Sponsored ADR Reduce -9.0% 0.70% −0.13
IWP iShares Russell Mid-Cap Grow Reduce -3.0% 0.95% −0.13
AAPL Apple Inc. Reduce -3.4% 4.13% −0.12
COST Costco Wholesale Corp. Reduce -33.7% 0.16% −0.12
TXN Texas Instruments Inc. Reduce -12.9% 0.37% −0.11
DIS The Walt Disney Co. Reduce -9.5% 0.49% −0.09
D Dominion Energy Inc. Reduce -13.3% 0.31% −0.09
MET Metlife Inc. Reduce -3.0% 0.61% −0.09
AMZN Amazon.com Inc. Reduce -4.5% 1.48% −0.08
SYK Stryker Corp. Reduce -2.2% 0.57% −0.08
TJX TJX Companies Inc. Reduce -6.0% 1.30% −0.08
SDG Ish MSCI Glob Sust Deve Goal Reduce -28.9% 0.16% −0.07
XYL Xylem Inc. Reduce -41.4% 0.08% −0.07
FAST Fastenal Co. Reduce -35.8% 0.07% −0.07
ADBE Adobe Inc. Sold out 0.00% −0.07
FDX FedEx Corp. Reduce -31.5% 0.26% −0.07
UNP Union Pacific Corp. Reduce -1.5% 0.68% −0.07
WM Waste Management Inc. Reduce -38.2% 0.09% −0.07
NEE Nextera Energy Inc. Reduce -8.3% 0.73% −0.06
CVX Chevron Corp. Reduce -5.4% 0.45% −0.06
AMT American Tower Corp. Sold out 0.00% −0.06
AXP American Express Co. Reduce -15.6% 0.48% −0.06
BALL Ball Corp. Sold out 0.00% −0.06
META Meta Platforms Inc. Class A Reduce -1.4% 0.31% −0.06
TGT Target Corp. Sold out 0.00% −0.06
HON Honeywell International Inc. Reduce -4.1% 0.31% −0.06
ABT Abbott Laboratories Reduce -1.0% 0.39% −0.06
IPG Interpublic Group of Cos Inc. Sold out 0.00% −0.05
CSCO Cisco Systems Inc. Reduce -9.5% 1.27% −0.05
NKE Nike Inc. Class B Sold out 0.00% −0.05
NXPI NXP Semiconductors NV Reduce -3.7% 0.33% −0.05
A Agilent Technologies Inc. Sold out 0.00% −0.05
IWS iShares Russell Mid-Cap Valu Reduce -6.5% 0.41% −0.05
CRM Salesforce Inc. Reduce -19.6% 0.28% −0.05

Portfolio Buys Q3 2025 → Q4 2025
VGSH Vanguard Short-Term Treasury New 7.25% +7.25
VGIT Vanguard Intermediate-Term T New 4.37% +4.37
JPIE JPMorgan Income ETF New 0.69% +0.69
CSMD Congress Smid Growth ETF New 0.67% +0.67
VTES Vanguard SH Term Tax-Ex Bond Add +9.8% 1.87% +0.06
MU Micron Technology Inc. New 0.05% +0.05
BBT Beacon Financial Corp. New 0.04% +0.04
OMC Omnicom Group Add +67.0% 0.10% +0.04
VIG Vanguard Dividend Apprec ETF Add +6.5% 1.04% +0.02
USMV iShares MSCI USA Min Vol Fac Add +8.1% 2.81% +0.02
IEMG iShares Core MSCI Emerging Add +6.3% 0.94% +0.02
VEA Vanguard Ftse Developed ETF Add +23.0% 0.11% +0.02
ORCL Oracle Corp. Add +69.1% 0.17% +0.02
OUNZ Vaneck Merk Gold ETF Add +1.6% 0.10% +0.01
IDV iShares International Select Add +2.6% 0.14% +0.01
VWO Vanguard Ftse Emerging Marke Add +13.6% 0.05% +0.00
SDY SS SPDR S&P Dividend ETF Add +4.7% 0.11% −0.00
TDIV FT Nasdaq Tech DVD Index FD Add +0.4% 0.09% −0.01
VEU Vanguard Ftse All-World Ex-U Add +2.0% 0.77% −0.01
IJH iShares Core S&P Midcap ETF Add +1.4% 0.42% −0.01
HDV iShares Core High Dividend E Add +0.8% 0.27% −0.02
IEFA iShares Core MSCI Eafe ETF Add +2.9% 6.73% −0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026Amended 159$524.5MSPY, VGSH, IEFA, VGIT, AAPL
Q1 2026 156$487.7MSPY, VGSH, IEFA, VGIT, JPST
Q4 2025 160$492.8MSPY, VGSH, IEFA, VGIT, JPST
Q3 2025 162$464.5MSPY, IEFA, JPST, IEI, MSFT
Q2 2025 161$438.1MSPY, IEFA, JPST, IEI, MSFT
Q1 2025 157$410.4MSPY, JPST, IEFA, IEI, AAPL
Q4 2024 159$430.0MSPY, JPST, IEFA, AAPL, IEI
Q3 2024 154$426.3MSPY, JPST, IEFA, IEI, AAPL
Q2 2024 141$397.8MSPY, JPST, IEFA, MSFT, IEI
Q1 2024 144$402.5MSPY, JPST, IEFA, IEI, MSFT