Bernardo Wealth Planning LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 22, 2025), Bernardo Wealth Planning LLC reported 127 stock positions worth $510.1 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 11.2% of the portfolio, followed by Vngrd Mrgstr MG CP GR ETF-Ui (MGK, 8.6%) and Vngrd Mrgstr MG CP VL ETF-Ui (MGV, 6.0%). Compared with Q2 2025, it opened 9 new positions, sold out of 1, added to 74 and reduced 28. The biggest buy was JPMorgan Equity Premium Inco (JEPI, shares +100%) and the biggest sale Vngrd Mrgstr MG CP GR ETF-Ui (MGK, shares −11%).

Most Recent 13F
Q2 2026
Location
HARLEYSVILLE, PA
CIK
0001765595
Portfolio Value
$510.1M (Q3 2025)
SEC Filing
0001765595-25-000007 ↗ filed Oct 22, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $359.6M Q1 2024 Q2 2024: $371.7M Q2 2024 Q3 2024: $412.4M Q3 2024 Q4 2024: $418.0M Q4 2024 Q1 2025: $417.9M Q1 2025 Q2 2025: $460.6M Q2 2025 Q3 2025: $510.1M $510.1M Q3 2025 Q4 2025: $524.8M Q4 2025 Q1 2026: $510.8M Q1 2026 Q2 2026: $585.4M Q2 2026

Holdings 127 stocks · $510.1M
IVV iShares Core S&P 500 ETF 11.19% 85,298 $57.1M Add +4.0%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 8.59% 108,862 $43.8M Reduce -11.0%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 5.97% 220,979 $30.4M Reduce -6.6%
VONV Vanguard Russell 1000 Value 5.89% 335,966 $30.0M Add +0.3%
CGCP Cap Group Core Plus Income 5.01% 1,125,315 $25.6M Add +6.3%
VONG Vanguard Russell 1000 Growth 4.80% 202,993 $24.5M Reduce -4.4%
ITOT iShares Core S&P Total U.S. 4.55% 159,339 $23.2M Add +13.3%
RSP Invesco S&P 500 Equal Weight 4.21% 113,317 $21.5M Add +5.1%
JEPI JPMorgan Equity Premium Inco 3.69% 329,739 $18.8M Add +99.6%
DFUS Dimensional US Eq MKT ETF 3.59% 253,126 $18.3M Add +4.2%
GOVT iShares US Treasury Bond ETF 2.75% 605,749 $14.0M Add +11.1%
VYM Vanguard High DVD Yield ETF 2.72% 98,459 $13.9M Reduce -0.8%
JPIE JPMorgan Income ETF 2.60% 285,922 $13.3M Add +30.0%
IGSB iShares 1-5Y Inv Grade Corp. 2.59% 248,757 $13.2M Add +9.1%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 2.58% 228,771 $13.2M Add +59.5%
MBB iShares MBS ETF 2.49% 133,494 $12.7M Add +24.2%
AAPL Apple Inc. 1.96% 39,327 $10.0M Add +0.8%
BIV Vanguard Intermediate-Term B 1.78% 116,368 $9.1M Add +47.3%
QQQ Invesco QQQ Trust Series 1 1.33% 11,272 $6.8M Add +2.5%
FTCS First Trust Capital Strength 1.07% 58,436 $5.5M Add +0.0%
QQQM Invesco Nasdaq 100 ETF 1.03% 21,177 $5.2M Reduce -46.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.01% 17,470 $5.1M Reduce -2.5%
VB Vanguard Most SM-Cap ETF-Usd 0.99% 19,927 $5.1M Reduce -0.0%
USFR Wisdomtree Floating Rate Tre 0.98% 99,447 $5.0M Reduce -33.6%
HMOP Hartford Municipal Opp ETF 0.95% 124,010 $4.8M Add +2.3%
AMZN Amazon.com Inc. 0.75% 17,511 $3.8M Add +0.0%
IXN iShares Global Tech ETF 0.68% 33,785 $3.5M Reduce -0.5%
MMIT Nylim Mackay Muni Intermedia filed as NEW YORK LIFE INVTS ACTIVE E 0.68% 143,189 $3.5M Reduce -1.1%
HDV iShares Core High Dividend E 0.48% 20,095 $2.5M Reduce -0.1%
IVW iShares S&P 500 Growth ETF 0.48% 20,182 $2.4M No change
ISPY Proshares S&P High Incom ETF 0.46% 51,629 $2.3M Add +18.1%
MSFT Microsoft Corp. 0.41% 4,059 $2.1M Add +3.6%
GOOG Alphabet Inc. Class C 0.41% 8,595 $2.1M Add +4.6%
VTV Vanguard Mrngstr Val ETF-Aui 0.40% 10,809 $2.0M Reduce -0.2%
USMV iShares MSCI USA Min Vol Fac 0.39% 21,111 $2.0M Add +0.2%
IVE iShares S&P 500 Value ETF 0.38% 9,446 $2.0M No change
NVDA Nvidia Corp. 0.36% 9,888 $1.8M Add +12.9%
MUB iShares National Muni Bond E 0.35% 16,818 $1.8M Add +5.1%
VTI VG Morningstar TS MKT ETF-US 0.33% 5,111 $1.7M Add +6.5%
TSLA Tesla Inc. 0.32% 3,630 $1.6M Add +2.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.31% 2,384 $1.6M Add +13.2%
VTEB Vanguard Tax-Exempt Bond ETF 0.28% 28,705 $1.4M Add +7.5%
MRK Merck & Co. Inc. 0.28% 17,114 $1.4M Add +0.7%
JMUB JPMorgan Municipal ETF 0.27% 27,069 $1.4M Add +26.0%
VOO Vanguard S&P 500 ETF 0.26% 2,192 $1.3M Add +0.4%
IWV iShares Russell 3000 ETF 0.25% 3,411 $1.3M No change
QUAL iShares MSCI USA Quality Fac 0.25% 6,611 $1.3M Add +0.0%
JNJ Johnson & Johnson 0.24% 6,689 $1.2M Add +1.3%
SPTM SS SPDR P S&P 1500 Comp ETF 0.23% 14,467 $1.2M Reduce -4.3%
FMB First Trust Managed Municipa 0.23% 22,959 $1.2M Reduce -8.7%
META Meta Platforms Inc. Class A 0.17% 1,160 $852K Add +4.0%
SCHV Schwab US Large-Cap Value 0.16% 28,736 $837K Add +1.9%
SCHX Schwab US Large-Cap ETF 0.16% 31,725 $836K Add +0.2%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.16% 2,720 $799K No change
JPM JPMorgan Chase & Co. 0.15% 2,442 $770K Add +0.6%
PZA Invesco National Amt-Free Mu 0.15% 32,751 $756K Add +1.2%
MTUM iShares MSCI USA Momentum Fa 0.15% 2,942 $754K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.14% 1,518 $728K Add +1.3%
UVSP Univest Financial Corp. 0.14% 24,172 $726K Add +16.8%
WMT Walmart Inc. 0.14% 7,022 $724K Add +1.4%
NFLX Netflix Inc. 0.13% 555 $665K Add +2.0%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.13% 2,160 $665K No change
BRK.B Berkshire Hathaway Inc. Class B 0.13% 1,301 $654K Add +2.0%
XOM Exxon Mobil Corp. 0.13% 5,795 $653K Add +1.1%
SCHD Schwab US DVD Equity ETF 0.13% 23,887 $652K Add +20.6%
AGG iShares Core U.S. Aggregate 0.12% 6,216 $623K Add +0.6%
CVX Chevron Corp. 0.12% 4,001 $621K Add +3.9%
BX Blackstone Inc. 0.12% 3,608 $616K Reduce -6.8%
PM Philip Morris International 0.11% 3,592 $583K Add +0.2%
MCD McDonald's Corp. 0.11% 1,861 $565K Reduce -0.8%
GOOGL Alphabet Inc. Class A 0.11% 2,240 $545K Add +8.3%
TSM Taiwan Semiconductor-SP ADR 0.10% 1,875 $524K No change
FVD First Trust Value Line DVD 0.10% 11,136 $515K Add +0.0%
INTU Intuit Inc. 0.10% 729 $498K Reduce -1.8%
PGR Progressive Corp. 0.09% 1,927 $476K Add +0.7%
ABBV Abbvie Inc. 0.09% 1,923 $445K Add +0.7%
WTRG Essential Utilities Inc. 0.09% 11,084 $442K Reduce -4.7%
TSLL Dirx DLY Tsla Bul 2X ETF-Aui 0.08% 19,970 $422K Reduce -4.8%
BSX Boston Scientific Corp. 0.08% 4,265 $416K Reduce -8.3%
SUB iShares Short-Term National 0.08% 3,856 $412K Reduce -0.8%
GLD SPDR Gold Shares 0.08% 1,132 $402K Add +10.2%
SPYM Ste STR SPDR PT S&P 500 ETF 0.08% 5,061 $396K Add +2.1%
AVGO Broadcom Inc. 0.08% 1,163 $384K Add +6.6%
IJH iShares Core S&P Midcap ETF 0.07% 5,726 $374K Reduce -1.4%
IWR iShares Russell Mid-Cap ETF 0.07% 3,805 $367K Reduce -0.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.07% 1,283 $362K Add +0.8%
IYE iShares U.S. Energy ETF 0.07% 7,428 $353K Reduce -0.3%
WFC Wells Fargo & Co. 0.07% 4,200 $352K Add +1.1%
ADP Automatic Data Processing 0.07% 1,188 $349K No change
HYMB SS SPDR N Ice HY Muni ETF 0.07% 13,723 $342K Add +27.8%
WDAY Workday Inc. Class A 0.07% 1,421 $342K Add +0.3%
ORCL Oracle Corp. 0.07% 1,214 $341K Add +0.3%
IUSG iShares Core S&P U.S. Growth 0.07% 2,059 $339K No change
SDY SS SPDR S&P Dividend ETF 0.06% 2,358 $330K No change
HD Home Depot Inc. 0.06% 814 $330K Add +0.9%
VIG Vanguard Dividend Apprec ETF 0.06% 1,526 $329K Reduce -21.9%
ABT Abbott Laboratories 0.06% 2,281 $305K Add +0.4%
RTX RTX Corp. 0.06% 1,797 $301K Add +3.2%
PG The Procter & Gamble Co. 0.06% 1,921 $295K Add +0.8%
SCHW Schwab (charles) Corp. 0.05% 2,913 $278K Add +1.6%
UNH Unitedhealth Group Inc. 0.05% 792 $274K Add +2.2%
LLY Eli Lilly & Co. 0.05% 347 $265K Add +18.4%
VEA Vanguard Ftse Developed ETF 0.05% 4,409 $264K Add +0.3%
VCR Vanguard Consumer Discre ETF 0.05% 660 $261K No change
IBIT iShares Bitcoin Trust ETF 0.05% 4,007 $260K Add +6.4%
VOOG Vanguard S&P 500 Growth ETF 0.05% 588 $256K No change
IHI iShares U.S. Medical Devices 0.05% 4,212 $253K No change
MSTR Strategy Inc. 0.05% 774 $249K Add +0.3%
WY Weyerhaeuser Co. 0.05% 9,700 $240K Add +0.7%
SPYG SS SPDR P S&P 500 Growth ETF 0.05% 2,245 $235K No change
PEG Public Service Enterprise GP 0.05% 2,803 $234K Add +0.5%
V Visa Inc. Class A 0.05% 680 $232K Add +6.6%
VCRM Vanguard Core Tax-Ex Bond 0.04% 3,053 $230K New
IJR iShares Core S&P Small-Cap E 0.04% 1,927 $229K Reduce -1.6%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.04% 1,931 $221K Reduce -1.8%
PLTR Palantir Technologies Inc. Class A 0.04% 1,204 $220K New
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.04% 4,188 $216K New
ETHE Grayscale Ethereum Staking E 0.04% 6,100 $209K New
LMT Lockheed Martin Corp. 0.04% 418 $208K New
MO Altria Group Inc. 0.04% 3,130 $207K New
CEG Constellation Energy 0.04% 619 $204K New
ROP Roper Technologies Inc. 0.04% 408 $204K Reduce -0.7%
SPYV SS SPDR P S&P 500 Value ETF 0.04% 3,670 $203K New
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.04% 431 $200K New
LNKB Linkbancorp Inc. 0.04% 27,647 $197K Add +1.1%
LIEN Chicago Atlantic BDC Inc. 0.02% 10,278 $108K No change
GERN Geron Corp. 0.00% 11,650 $16K No change

Portfolio Sells Q2 2025 → Q3 2025
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -11.0% 8.59% −1.14
QQQM Invesco Nasdaq 100 ETF Reduce -46.7% 1.03% −0.93
MGV Vngrd Mrgstr MG CP VL ETF-Ui Reduce -6.6% 5.97% −0.78
USFR Wisdomtree Floating Rate Tre Reduce -33.6% 0.98% −0.66
VONG Vanguard Russell 1000 Growth Reduce -4.4% 4.80% −0.24
VYM Vanguard High DVD Yield ETF Reduce -0.8% 2.72% −0.15
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -2.5% 1.01% −0.08
MMIT Nylim Mackay Muni Intermedia Reduce -1.1% 0.68% −0.07
FMB First Trust Managed Municipa Reduce -8.7% 0.23% −0.04
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.0% 0.99% −0.03
HDV iShares Core High Dividend E Reduce -0.1% 0.48% −0.03
INTU Intuit Inc. Reduce -1.8% 0.10% −0.03
BSX Boston Scientific Corp. Reduce -8.3% 0.08% −0.03
VIG Vanguard Dividend Apprec ETF Reduce -21.9% 0.06% −0.02
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.2% 0.40% −0.02
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -4.3% 0.23% −0.02
ROP Roper Technologies Inc. Reduce -0.7% 0.04% −0.01
DIS The Walt Disney Co. Reduce -1.8% 0.04% −0.01
SUB iShares Short-Term National Reduce -0.8% 0.08% −0.01
MCD McDonald's Corp. Reduce -0.8% 0.11% −0.01
WTRG Essential Utilities Inc. Reduce -4.7% 0.09% −0.01
IJH iShares Core S&P Midcap ETF Reduce -1.4% 0.07% −0.00
BX Blackstone Inc. Reduce -6.8% 0.12% −0.00
IWR iShares Russell Mid-Cap ETF Reduce -0.8% 0.07% −0.00
VXRT Vaxart Inc. Sold out 0.00% −0.00
IYE iShares U.S. Energy ETF Reduce -0.3% 0.07% −0.00
IJR iShares Core S&P Small-Cap E Reduce -1.6% 0.04% −0.00
IXN iShares Global Tech ETF Reduce -0.5% 0.68% +0.00
TSLL Dirx DLY Tsla Bul 2X ETF-Aui Reduce -4.8% 0.08% +0.03

Portfolio Buys Q2 2025 → Q3 2025
JEPI JPMorgan Equity Premium Inco Add +99.6% 3.69% +1.65
JEPQ JPM Nasdaq Equity Premium Add +59.5% 2.58% +0.89
BIV Vanguard Intermediate-Term B Add +47.3% 1.78% +0.46
ITOT iShares Core S&P Total U.S. Add +13.3% 4.55% +0.43
JPIE JPMorgan Income ETF Add +30.0% 2.60% +0.39
MBB iShares MBS ETF Add +24.2% 2.49% +0.30
AAPL Apple Inc. Add +0.8% 1.96% +0.22
IVV iShares Core S&P 500 ETF Add +4.0% 11.19% +0.14
GOOG Alphabet Inc. Class C Add +4.6% 0.41% +0.09
TSLA Tesla Inc. Add +2.5% 0.32% +0.07
NVDA Nvidia Corp. Add +12.9% 0.36% +0.06
DFUS Dimensional US Eq MKT ETF Add +4.2% 3.59% +0.06
ISPY Proshares S&P High Incom ETF Add +18.1% 0.46% +0.05
VCRM Vanguard Core Tax-Ex Bond New 0.04% +0.04
PLTR Palantir Technologies Inc. Class A New 0.04% +0.04
BAC Bank of America Corp. New 0.04% +0.04
ETHE Grayscale Ethereum Staking E New 0.04% +0.04
LMT Lockheed Martin Corp. New 0.04% +0.04
MO Altria Group Inc. New 0.04% +0.04
CEG Constellation Energy New 0.04% +0.04
SPYV SS SPDR P S&P 500 Value ETF New 0.04% +0.04
DIA SS SPDR Dow Jones Indus Avg New 0.04% +0.04
JMUB JPMorgan Municipal ETF Add +26.0% 0.27% +0.04
SPY SS SPDR S&P 500 ETF Trust-US Add +13.2% 0.31% +0.03
GOOGL Alphabet Inc. Class A Add +8.3% 0.11% +0.03
GOVT iShares US Treasury Bond ETF Add +11.1% 2.75% +0.02
JNJ Johnson & Johnson Add +1.3% 0.24% +0.02
SCHD Schwab US DVD Equity ETF Add +20.6% 0.13% +0.01
VTI VG Morningstar TS MKT ETF-US Add +6.5% 0.33% +0.01
GLD SPDR Gold Shares Add +10.2% 0.08% +0.01
ABBV Abbvie Inc. Add +0.7% 0.09% +0.01
AVGO Broadcom Inc. Add +6.6% 0.08% +0.01
QQQ Invesco QQQ Trust Series 1 Add +2.5% 1.33% +0.01
ORCL Oracle Corp. Add +0.3% 0.07% +0.01
HYMB SS SPDR N Ice HY Muni ETF Add +27.8% 0.07% +0.01
UVSP Univest Financial Corp. Add +16.8% 0.14% +0.01
RTX RTX Corp. Add +3.2% 0.06% +0.00
LLY Eli Lilly & Co. Add +18.4% 0.05% +0.00
CVX Chevron Corp. Add +3.9% 0.12% +0.00
UNH Unitedhealth Group Inc. Add +2.2% 0.05% +0.00
IBIT iShares Bitcoin Trust ETF Add +6.4% 0.05% +0.00
HD Home Depot Inc. Add +0.9% 0.06% +0.00
VUG Vanguard Mrngstar GR ETF-Sui Add +1.3% 0.14% +0.00
SPYM Ste STR SPDR PT S&P 500 ETF Add +2.1% 0.08% −0.00
JPM JPMorgan Chase & Co. Add +0.6% 0.15% −0.00
SCHW Schwab (charles) Corp. Add +1.6% 0.05% −0.00
VTEB Vanguard Tax-Exempt Bond ETF Add +7.5% 0.28% −0.00
VEA Vanguard Ftse Developed ETF Add +0.3% 0.05% −0.00
WFC Wells Fargo & Co. Add +1.1% 0.07% −0.00
V Visa Inc. Class A Add +6.6% 0.05% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 139$585.4MIVV, MGK, VONV, MGV, CGCP
Q1 2026 129$510.8MIVV, MGK, VONV, MGV, CGCP
Q4 2025 127$524.8MIVV, MGK, MGV, VONV, CGCP
Q3 2025 127$510.1MIVV, MGK, MGV, VONV, CGCP
Q2 2025 119$460.6MIVV, MGK, MGV, VONV, CGCP
Q1 2025Amended 113$417.9MIVV, MGK, MGV, VONV, CGCP
Q4 2024 109$418.0MIVV, MGK, MGV, VONV, CGCP
Q3 2024 114$412.4MIVV, MGK, MGV, VONV, CGCP
Q2 2024 104$371.7MMGK, IVV, MGV, CGCP, VONV
Q1 2024 106$359.6MIVV, MGK, MGV, VONV, CGCP