Bernardo Wealth Planning LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 26, 2026), Bernardo Wealth Planning LLC reported 127 stock positions worth $524.8 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 11.1% of the portfolio, followed by Vngrd Mrgstr MG CP GR ETF-Ui (MGK, 8.4%) and Vngrd Mrgstr MG CP VL ETF-Ui (MGV, 5.9%). Compared with Q3 2025, it opened 6 new positions, sold out of 6, added to 73 and reduced 35. The biggest buy was a new position in Interdigital (IDCC) and the biggest sale JPMorgan Equity Premium Inco (JEPI, shares −2%).

Most Recent 13F
Q2 2026
Location
HARLEYSVILLE, PA
CIK
0001765595
Portfolio Value
$524.8M (Q4 2025)
SEC Filing
0001765595-26-000001 ↗ filed Jan 26, 2026

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $359.6M Q1 2024 Q2 2024: $371.7M Q2 2024 Q3 2024: $412.4M Q3 2024 Q4 2024: $418.0M Q4 2024 Q1 2025: $417.9M Q1 2025 Q2 2025: $460.6M Q2 2025 Q3 2025: $510.1M Q3 2025 Q4 2025: $524.8M $524.8M Q4 2025 Q1 2026: $510.8M Q1 2026 Q2 2026: $585.4M Q2 2026

Holdings 127 stocks · $524.8M
IVV iShares Core S&P 500 ETF 11.14% 85,320 $58.4M Add +0.0%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 8.44% 107,354 $44.3M Reduce -1.4%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 5.93% 220,480 $31.1M Reduce -0.2%
VONV Vanguard Russell 1000 Value 5.91% 336,028 $31.0M Add +0.0%
CGCP Cap Group Core Plus Income 5.00% 1,158,823 $26.2M Add +3.0%
VONG Vanguard Russell 1000 Growth 4.69% 201,944 $24.6M Reduce -0.5%
ITOT iShares Core S&P Total U.S. 4.60% 162,227 $24.1M Add +1.8%
RSP Invesco S&P 500 Equal Weight 4.14% 113,431 $21.7M Add +0.1%
DFUS Dimensional US Eq MKT ETF 3.65% 258,271 $19.2M Add +2.0%
JEPI JPMorgan Equity Premium Inco 3.54% 324,218 $18.6M Reduce -1.7%
GOVT iShares US Treasury Bond ETF 2.69% 613,487 $14.1M Add +1.3%
VYM Vanguard High DVD Yield ETF 2.66% 97,190 $13.9M Reduce -1.3%
JPIE JPMorgan Income ETF 2.62% 296,491 $13.7M Add +3.7%
IGSB iShares 1-5Y Inv Grade Corp. 2.60% 257,734 $13.6M Add +3.6%
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 2.55% 230,085 $13.4M Add +0.6%
MBB iShares MBS ETF 2.47% 136,324 $13.0M Add +2.1%
AAPL Apple Inc. 2.06% 39,750 $10.8M Add +1.1%
BIV Vanguard Intermediate-Term B 1.76% 118,415 $9.2M Add +1.8%
QQQ Invesco QQQ Trust Series 1 1.30% 11,105 $6.8M Reduce -1.5%
FTCS First Trust Capital Strength 1.02% 58,063 $5.4M Reduce -0.6%
QQQM Invesco Nasdaq 100 ETF 0.99% 20,494 $5.2M Reduce -3.2%
HMOP Hartford Municipal Opp ETF 0.96% 129,175 $5.1M Add +4.2%
VB Vanguard Most SM-Cap ETF-Usd 0.96% 19,548 $5.0M Reduce -1.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.95% 17,126 $5.0M Reduce -2.0%
USFR Wisdomtree Floating Rate Tre 0.92% 95,683 $4.8M Reduce -3.8%
AMZN Amazon.com Inc. 0.80% 18,186 $4.2M Add +3.9%
MMIT Nylim Mackay Muni Intermedia filed as NEW YORK LIFE INVTS ACTIVE E 0.70% 150,098 $3.7M Add +4.8%
IXN iShares Global Tech ETF 0.67% 33,491 $3.5M Reduce -0.9%
GOOG Alphabet Inc. Class C 0.53% 8,896 $2.8M Add +3.5%
IVW iShares S&P 500 Growth ETF 0.47% 20,014 $2.5M Reduce -0.8%
ISPY Proshares S&P High Incom ETF 0.47% 54,036 $2.5M Add +4.7%
HDV iShares Core High Dividend E 0.46% 19,840 $2.4M Reduce -1.3%
NVDA Nvidia Corp. 0.40% 11,383 $2.1M Add +15.1%
MUB iShares National Muni Bond E 0.39% 19,207 $2.1M Add +14.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.39% 10,753 $2.1M Reduce -0.5%
MSFT Microsoft Corp. 0.39% 4,194 $2.0M Add +3.3%
IVE iShares S&P 500 Value ETF 0.38% 9,495 $2.0M Add +0.5%
USMV iShares MSCI USA Min Vol Fac 0.38% 20,938 $2.0M Reduce -0.8%
MRK Merck & Co. Inc. 0.34% 17,173 $1.8M Add +0.3%
JMUB JPMorgan Municipal ETF 0.34% 35,737 $1.8M Add +32.0%
VTI VG Morningstar TS MKT ETF-US 0.33% 5,098 $1.7M Reduce -0.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.31% 2,358 $1.6M Reduce -1.1%
TSLA Tesla Inc. 0.30% 3,541 $1.6M Reduce -2.5%
VTEB Vanguard Tax-Exempt Bond ETF 0.28% 29,434 $1.5M Add +2.5%
JNJ Johnson & Johnson 0.27% 6,887 $1.4M Add +3.0%
QUAL iShares MSCI USA Quality Fac 0.26% 6,942 $1.4M Add +5.0%
VOO Vanguard S&P 500 ETF 0.26% 2,192 $1.4M No change
IWV iShares Russell 3000 ETF 0.25% 3,411 $1.3M No change
IDCC Interdigital Inc. 0.23% 3,862 $1.2M New
SPTM SS SPDR P S&P 1500 Comp ETF 0.23% 14,465 $1.2M Reduce -0.0%
FMB First Trust Managed Municipa 0.21% 21,386 $1.1M Reduce -6.8%
META Meta Platforms Inc. Class A 0.19% 1,498 $989K Add +29.1%
AVGO Broadcom Inc. 0.19% 2,830 $979K Add +143.3%
SCHX Schwab US Large-Cap ETF 0.16% 32,015 $862K Add +0.9%
SCHV Schwab US Large-Cap Value 0.16% 28,791 $853K Add +0.2%
PZA Invesco National Amt-Free Mu 0.16% 36,163 $839K Add +10.4%
BRK.B Berkshire Hathaway Inc. Class B 0.15% 1,595 $802K Add +22.6%
JPM JPMorgan Chase & Co. 0.15% 2,487 $801K Add +1.8%
WMT Walmart Inc. 0.15% 7,124 $794K Add +1.4%
UVSP Univest Financial Corp. 0.15% 23,512 $770K Reduce -2.7%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.14% 2,720 $759K No change
GOOGL Alphabet Inc. Class A 0.14% 2,407 $753K Add +7.5%
SCHD Schwab US DVD Equity ETF 0.14% 27,179 $746K Add +13.8%
MTUM iShares MSCI USA Momentum Fa 0.14% 2,947 $738K Add +0.2%
VUG Vanguard Mrngstar GR ETF-Sui 0.14% 1,507 $735K Reduce -0.7%
XOM Exxon Mobil Corp. 0.13% 5,859 $705K Add +1.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.13% 2,160 $680K No change
CVX Chevron Corp. 0.12% 4,213 $642K Add +5.3%
AGG iShares Core U.S. Aggregate 0.12% 6,286 $628K Add +1.1%
VCRM Vanguard Core Tax-Ex Bond 0.12% 8,196 $619K Add +168.5%
PM Philip Morris International 0.11% 3,610 $579K Add +0.5%
MCD McDonald's Corp. 0.11% 1,869 $571K Add +0.4%
TSM Taiwan Semiconductor-SP ADR 0.11% 1,875 $570K No change
BX Blackstone Inc. 0.11% 3,598 $555K Reduce -0.3%
NFLX Netflix Inc. 0.10% 5,523 $518K Reduce -0.5%
FVD First Trust Value Line DVD 0.10% 11,140 $513K Add +0.0%
INTU Intuit Inc. 0.09% 752 $498K Add +3.2%
HYMB SS SPDR N Ice HY Muni ETF 0.09% 18,214 $454K Add +32.7%
ABBV Abbvie Inc. 0.08% 1,947 $445K Add +1.3%
PGR Progressive Corp. 0.08% 1,904 $434K Reduce -1.2%
WTRG Essential Utilities Inc. 0.08% 11,103 $426K Add +0.2%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.08% 881 $424K Add +104.4%
WFC Wells Fargo & Co. 0.08% 4,491 $419K Add +6.9%
GLD SPDR Gold Shares 0.08% 1,041 $413K Reduce -8.0%
BSX Boston Scientific Corp. 0.08% 4,285 $409K Add +0.5%
SPYM Ste STR SPDR PT S&P 500 ETF 0.08% 5,085 $408K Add +0.5%
LLY Eli Lilly & Co. 0.08% 371 $399K Add +6.9%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.07% 1,312 $389K Add +2.3%
SUB iShares Short-Term National 0.07% 3,630 $387K Reduce -5.9%
TSLL Dirx DLY Tsla Bul 2X ETF-Aui 0.07% 19,970 $382K No change
IJH iShares Core S&P Midcap ETF 0.07% 5,727 $378K Add +0.0%
OLED Universal Display Corp. 0.07% 3,201 $374K New
AMD Advanced Micro Devices 0.07% 1,661 $356K New
IYE iShares U.S. Energy ETF 0.07% 7,346 $349K Reduce -1.1%
IUSG iShares Core S&P U.S. Growth 0.07% 2,059 $346K No change
IWR iShares Russell Mid-Cap ETF 0.06% 3,519 $339K Reduce -7.5%
VIG Vanguard Dividend Apprec ETF 0.06% 1,529 $336K Add +0.2%
RTX RTX Corp. 0.06% 1,820 $334K Add +1.3%
SDY SS SPDR S&P Dividend ETF 0.06% 2,358 $328K No change
WDAY Workday Inc. Class A 0.06% 1,423 $306K Add +0.1%
ORCL Oracle Corp. 0.06% 1,537 $300K Add +26.6%
ADP Automatic Data Processing 0.06% 1,162 $299K Reduce -2.2%
SCHW Schwab (charles) Corp. 0.06% 2,932 $293K Add +0.7%
ABT Abbott Laboratories 0.05% 2,276 $285K Reduce -0.2%
VEA Vanguard Ftse Developed ETF 0.05% 4,467 $279K Add +1.3%
HD Home Depot Inc. 0.05% 803 $276K Reduce -1.4%
PG The Procter & Gamble Co. 0.05% 1,919 $275K Reduce -0.1%
IHI iShares U.S. Medical Devices 0.05% 4,212 $262K No change
VOOG Vanguard S&P 500 Growth ETF 0.05% 588 $261K No change
VCR Vanguard Consumer Discre ETF 0.05% 660 $260K No change
SPYG SS SPDR P S&P 500 Growth ETF 0.05% 2,398 $256K Add +6.8%
V Visa Inc. Class A 0.05% 694 $243K Add +2.1%
PLTR Palantir Technologies Inc. Class A 0.05% 1,357 $241K Add +12.7%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.05% 4,300 $236K Add +2.7%
UNH Unitedhealth Group Inc. 0.04% 706 $233K Reduce -10.9%
IJR iShares Core S&P Small-Cap E 0.04% 1,927 $232K No change
LNKB Linkbancorp Inc. 0.04% 27,892 $230K Add +0.9%
PEG Public Service Enterprise GP 0.04% 2,821 $227K Add +0.6%
CEG Constellation Energy 0.04% 629 $222K Add +1.6%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.04% 1,932 $220K Add +0.1%
IBIT iShares Bitcoin Trust ETF 0.04% 4,389 $218K Add +9.5%
AMGN Amgen Inc. 0.04% 640 $210K New
SPYV SS SPDR P S&P 500 Value ETF 0.04% 3,673 $209K Add +0.1%
SCHF Schwab Intl Equity ETF 0.04% 8,604 $207K New
LMT Lockheed Martin Corp. 0.04% 419 $202K Add +0.2%
LIEN Chicago Atlantic BDC Inc. 0.02% 10,278 $106K No change
LWLG Lightwave Logic Inc. 0.01% 10,200 $33K New

Portfolio Sells Q3 2025 → Q4 2025
JEPI JPMorgan Equity Premium Inco Reduce -1.7% 3.54% −0.15
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -1.4% 8.44% −0.14
VONG Vanguard Russell 1000 Growth Reduce -0.5% 4.69% −0.11
VYM Vanguard High DVD Yield ETF Reduce -1.3% 2.66% −0.06
USFR Wisdomtree Floating Rate Tre Reduce -3.8% 0.92% −0.06
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -2.0% 0.95% −0.06
FTCS First Trust Capital Strength Reduce -0.6% 1.02% −0.05
MSTR Strategy Inc. Sold out 0.00% −0.05
WY Weyerhaeuser Co. Sold out 0.00% −0.05
ETHE Grayscale Ethereum Staking E Sold out 0.00% −0.04
MO Altria Group Inc. Sold out 0.00% −0.04
ROP Roper Technologies Inc. Sold out 0.00% −0.04
QQQM Invesco Nasdaq 100 ETF Reduce -3.2% 0.99% −0.04
MGV Vngrd Mrgstr MG CP VL ETF-Ui Reduce -0.2% 5.93% −0.04
VB Vanguard Most SM-Cap ETF-Usd Reduce -1.9% 0.96% −0.03
NFLX Netflix Inc. Reduce -0.5% 0.10% −0.03
QQQ Invesco QQQ Trust Series 1 Reduce -1.5% 1.30% −0.03
HDV iShares Core High Dividend E Reduce -1.3% 0.46% −0.02
FMB First Trust Managed Municipa Reduce -6.8% 0.21% −0.02
USMV iShares MSCI USA Min Vol Fac Reduce -0.8% 0.38% −0.02
BX Blackstone Inc. Reduce -0.3% 0.11% −0.02
IXN iShares Global Tech ETF Reduce -0.9% 0.67% −0.01
TSLA Tesla Inc. Reduce -2.5% 0.30% −0.01
HD Home Depot Inc. Reduce -1.4% 0.05% −0.01
ADP Automatic Data Processing Reduce -2.2% 0.06% −0.01
PGR Progressive Corp. Reduce -1.2% 0.08% −0.01
UNH Unitedhealth Group Inc. Reduce -10.9% 0.04% −0.01
IVW iShares S&P 500 Growth ETF Reduce -0.8% 0.47% −0.01
IWR iShares Russell Mid-Cap ETF Reduce -7.5% 0.06% −0.01
SUB iShares Short-Term National Reduce -5.9% 0.07% −0.01
ABT Abbott Laboratories Reduce -0.2% 0.05% −0.01
PG The Procter & Gamble Co. Reduce -0.1% 0.05% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.1% 0.31% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.5% 0.39% −0.00
GERN Geron Corp. Sold out 0.00% −0.00
VTI VG Morningstar TS MKT ETF-US Reduce -0.3% 0.33% −0.00
IYE iShares U.S. Energy ETF Reduce -1.1% 0.07% −0.00
VUG Vanguard Mrngstar GR ETF-Sui Reduce -0.7% 0.14% −0.00
SPTM SS SPDR P S&P 1500 Comp ETF Reduce -0.0% 0.23% −0.00
GLD SPDR Gold Shares Reduce -8.0% 0.08% −0.00
UVSP Univest Financial Corp. Reduce -2.7% 0.15% +0.00

Portfolio Buys Q3 2025 → Q4 2025
IDCC Interdigital Inc. New 0.23% +0.23
GOOG Alphabet Inc. Class C Add +3.5% 0.53% +0.12
AVGO Broadcom Inc. Add +143.3% 0.19% +0.11
AAPL Apple Inc. Add +1.1% 2.06% +0.10
JMUB JPMorgan Municipal ETF Add +32.0% 0.34% +0.08
VCRM Vanguard Core Tax-Ex Bond Add +168.5% 0.12% +0.07
OLED Universal Display Corp. New 0.07% +0.07
AMD Advanced Micro Devices New 0.07% +0.07
MRK Merck & Co. Inc. Add +0.3% 0.34% +0.06
DFUS Dimensional US Eq MKT ETF Add +2.0% 3.65% +0.06
ITOT iShares Core S&P Total U.S. Add +1.8% 4.60% +0.05
AMZN Amazon.com Inc. Add +3.9% 0.80% +0.05
NVDA Nvidia Corp. Add +15.1% 0.40% +0.04
DIA SS SPDR Dow Jones Indus Avg Add +104.4% 0.08% +0.04
MUB iShares National Muni Bond E Add +14.2% 0.39% +0.04
AMGN Amgen Inc. New 0.04% +0.04
SCHF Schwab Intl Equity ETF New 0.04% +0.04
GOOGL Alphabet Inc. Class A Add +7.5% 0.14% +0.04
JNJ Johnson & Johnson Add +3.0% 0.27% +0.03
BRK.B Berkshire Hathaway Inc. Class B Add +22.6% 0.15% +0.02
LLY Eli Lilly & Co. Add +6.9% 0.08% +0.02
VONV Vanguard Russell 1000 Value Add +0.0% 5.91% +0.02
META Meta Platforms Inc. Class A Add +29.1% 0.19% +0.02
HYMB SS SPDR N Ice HY Muni ETF Add +32.7% 0.09% +0.02
HMOP Hartford Municipal Opp ETF Add +4.2% 0.96% +0.02
SCHD Schwab US DVD Equity ETF Add +13.8% 0.14% +0.01
JPIE JPMorgan Income ETF Add +3.7% 2.62% +0.01
MMIT Nylim Mackay Muni Intermedia Add +4.8% 0.70% +0.01
ISPY Proshares S&P High Incom ETF Add +4.7% 0.47% +0.01
PZA Invesco National Amt-Free Mu Add +10.4% 0.16% +0.01
IGSB iShares 1-5Y Inv Grade Corp. Add +3.6% 2.60% +0.01
QUAL iShares MSCI USA Quality Fac Add +5.0% 0.26% +0.01
WFC Wells Fargo & Co. Add +6.9% 0.08% +0.01
WMT Walmart Inc. Add +1.4% 0.15% +0.01
XOM Exxon Mobil Corp. Add +1.1% 0.13% +0.01
LWLG Lightwave Logic Inc. New 0.01% +0.01
LNKB Linkbancorp Inc. Add +0.9% 0.04% +0.01
RTX RTX Corp. Add +1.3% 0.06% +0.00
IBM Intl Business Machines Corp. Add +2.3% 0.07% +0.00
PLTR Palantir Technologies Inc. Class A Add +12.7% 0.05% +0.00
SPYG SS SPDR P S&P 500 Growth ETF Add +6.8% 0.05% +0.00
BAC Bank of America Corp. Add +2.7% 0.05% +0.00
CEG Constellation Energy Add +1.6% 0.04% +0.00
JPM JPMorgan Chase & Co. Add +1.8% 0.15% +0.00
VEA Vanguard Ftse Developed ETF Add +1.3% 0.05% +0.00
IVE iShares S&P 500 Value ETF Add +0.5% 0.38% +0.00
SCHW Schwab (charles) Corp. Add +0.7% 0.06% +0.00
V Visa Inc. Class A Add +2.1% 0.05% +0.00
CVX Chevron Corp. Add +5.3% 0.12% +0.00
SCHX Schwab US Large-Cap ETF Add +0.9% 0.16% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 139$585.4MIVV, MGK, VONV, MGV, CGCP
Q1 2026 129$510.8MIVV, MGK, VONV, MGV, CGCP
Q4 2025 127$524.8MIVV, MGK, MGV, VONV, CGCP
Q3 2025 127$510.1MIVV, MGK, MGV, VONV, CGCP
Q2 2025 119$460.6MIVV, MGK, MGV, VONV, CGCP
Q1 2025Amended 113$417.9MIVV, MGK, MGV, VONV, CGCP
Q4 2024 109$418.0MIVV, MGK, MGV, VONV, CGCP
Q3 2024 114$412.4MIVV, MGK, MGV, VONV, CGCP
Q2 2024 104$371.7MMGK, IVV, MGV, CGCP, VONV
Q1 2024 106$359.6MIVV, MGK, MGV, VONV, CGCP