BetterWealth, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), BetterWealth, LLC reported 69 stock positions worth $420.0 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 25.5% of the portfolio, followed by Dimensional World Ex US Core (DFAX, 13.5%) and Vanguard Intermediate-Term B (BIV, 8.2%). Compared with Q2 2025, it opened 11 new positions, sold out of 5, added to 32 and reduced 18. The biggest buy was a new position in Vanguard 0-3M T-Bill ETF (VBIL) and the biggest sale Nvidia (NVDA, shares −54%).
- Most Recent 13F
- Q2 2026
- Location
- SAN JOSE, CA
- CIK
- 0001911702
- Portfolio Value
- $420.0M (Q3 2025)
- SEC Filing
- 0001911702-25-000002 ↗ filed Oct 21, 2025
Holdings Value
Holdings 69 stocks · $420.0M
| DFAC Dimensional US Core Equity 2 | 25.50% | 2,777,126 | $107.1M | Reduce -1.4% |
| DFAX Dimensional World Ex US Core | 13.46% | 1,801,189 | $56.5M | Reduce -1.6% |
| BIV Vanguard Intermediate-Term B | 8.19% | 440,389 | $34.4M | Add +3.2% |
| AAPL Apple Inc. | 8.05% | 132,793 | $33.8M | Reduce -8.2% |
| EBI Longview Advantage ETF | 7.65% | 586,082 | $32.1M | Add +0.4% |
| BSV Vanguard Short-Term Bond ETF | 4.89% | 260,446 | $20.6M | Add +6.2% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 3.77% | 534,884 | $15.8M | Add +1.8% |
| AVUV Avantis US Small Cap Value | 3.59% | 151,311 | $15.1M | Add +3.5% |
| AVRE Avantis Real Estate ETF | 3.35% | 316,649 | $14.1M | Add +0.8% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 2.23% | 223,209 | $9.4M | Add +1.8% |
| CGGR Cap Group Growth Equity | 2.11% | 201,332 | $8.8M | Add +0.1% |
| AVEM Avantis Emerging Markets Eq | 1.89% | 105,487 | $7.9M | Add +1.5% |
| DISV Dimensional International SM | 1.44% | 169,837 | $6.1M | Reduce -3.5% |
| DUHP Dimensional US High Profi Et | 1.22% | 135,665 | $5.1M | Reduce -7.7% |
| DIHP Dimensional International Hi | 1.22% | 168,351 | $5.1M | Reduce -2.5% |
| VCIT Vanguard Int-Term Corporate | 1.01% | 50,254 | $4.2M | Add +5.5% |
| DFEM Dimensional Emrg MRKT Core | 1.00% | 131,000 | $4.2M | Reduce -3.2% |
| GOOG Alphabet Inc. Class C | 0.95% | 16,334 | $4.0M | Reduce -3.3% |
| DFSV Dimensional US Small Cap Val | 0.78% | 103,033 | $3.3M | Reduce -8.6% |
| DFSU Dimensional US Sus CORE1 ETF | 0.63% | 62,308 | $2.6M | Add +4.1% |
| TSLA Tesla Inc. | 0.48% | 4,523 | $2.0M | Add +28.9% |
| JNJ Johnson & Johnson | 0.43% | 9,694 | $1.8M | Reduce -2.3% |
| VOO Vanguard S&P 500 ETF | 0.40% | 2,765 | $1.7M | Add +1.3% |
| NVDA Nvidia Corp. | 0.38% | 8,649 | $1.6M | Reduce -54.3% |
| VBIL Vanguard 0-3M T-Bill ETF | 0.37% | 20,626 | $1.6M | New |
| VCEB Vanguard ESG US Corp. Bond | 0.35% | 23,195 | $1.5M | Add +0.9% |
| ES Eversource Energy | 0.32% | 18,987 | $1.4M | New |
| DFSD Dimensional Short Duration | 0.28% | 24,505 | $1.2M | Reduce -5.4% |
| DFSI Dimensional Int Sus COR1 ETF | 0.28% | 28,613 | $1.2M | Add +4.8% |
| DFAT Dimensional US Target Value | 0.27% | 19,662 | $1.1M | Reduce -18.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.22% | 1,836 | $923K | Add +1.0% |
| DFUV Dimensional US Marketwide Va | 0.20% | 18,641 | $833K | Reduce -20.4% |
| DFSB Dim GLB Sustain Fix Inc. ETF | 0.19% | 14,651 | $780K | Add +3.7% |
| AMZN Amazon.com Inc. | 0.18% | 3,381 | $742K | Reduce -8.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.17% | 1,173 | $704K | Add +123.0% |
| MSFT Microsoft Corp. | 0.15% | 1,213 | $628K | Reduce -40.9% |
| DFSE Dimensional Em Sus CORE1 ETF | 0.14% | 14,459 | $594K | Add +4.7% |
| CVX Chevron Corp. | 0.14% | 3,762 | $584K | Add +58.7% |
| IWF iShares Russell 1000 Growth | 0.12% | 1,096 | $513K | No change |
| LLY Eli Lilly & Co. | 0.11% | 592 | $452K | Add +2.4% |
| MAGS Roundhill Magnificent Seven | 0.09% | 5,825 | $378K | No change |
| META Meta Platforms Inc. Class A | 0.09% | 495 | $364K | New |
| GOOGL Alphabet Inc. Class A | 0.09% | 1,477 | $359K | Add +19.5% |
| EXPO Exponent Inc. | 0.08% | 4,687 | $326K | Add +0.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.08% | 1,728 | $322K | Reduce -27.9% |
| WMT Walmart Inc. | 0.08% | 3,102 | $320K | Add +1.4% |
| QCOM Qualcomm Inc. | 0.08% | 1,914 | $318K | Add +0.6% |
| VXUS Vanguard Total Intl Stock | 0.07% | 4,215 | $310K | No change |
| VEA Vanguard Ftse Developed ETF | 0.07% | 5,153 | $309K | Add +7.1% |
| WFC Wells Fargo & Co. | 0.07% | 3,538 | $297K | Add +3.4% |
| AMAT Applied Materials Inc. | 0.07% | 1,437 | $294K | Add +1.3% |
| CSCO Cisco Systems Inc. | 0.07% | 4,281 | $293K | Reduce -8.9% |
| NFLX Netflix Inc. | 0.07% | 244 | $293K | New |
| KLAC KLA Corp. | 0.07% | 268 | $289K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.07% | 426 | $284K | No change |
| INTU Intuit Inc. | 0.07% | 412 | $281K | Add +3.8% |
| ITOT iShares Core S&P Total U.S. | 0.06% | 1,845 | $269K | New |
| COST Costco Wholesale Corp. | 0.06% | 284 | $263K | Add +2.5% |
| XOM Exxon Mobil Corp. | 0.06% | 2,194 | $247K | Add +2.0% |
| SPTS SS SPDR P St Term TSY ETF | 0.05% | 7,796 | $229K | No change |
| VGUS Vanguard Ultra SHRT Treasury | 0.05% | 2,925 | $221K | New |
| TD Toronto-Dominion Bank | 0.05% | 2,755 | $220K | New |
| SBUX Starbucks Corp. | 0.05% | 2,599 | $220K | No change |
| AVBH Avidbank Holdings Inc. | 0.05% | 8,484 | $216K | New |
| JPM JPMorgan Chase & Co. | 0.05% | 675 | $213K | New |
| PHG Koninklijke Philips NVR- NY | 0.05% | 7,752 | $211K | New |
| IWV iShares Russell 3000 ETF | 0.05% | 551 | $209K | New |
| PCG P G & E Corp. | 0.05% | 13,731 | $207K | No change |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.05% | 18,113 | $193K | Add +7.1% |
Portfolio Sells Q2 2025 → Q3 2025
| NVDA Nvidia Corp. | Reduce -54.3% | 0.38% | −0.38 |
| DFAC Dimensional US Core Equity 2 | Reduce -1.4% | 25.50% | −0.35 |
| DFAX Dimensional World Ex US Core | Reduce -1.6% | 13.46% | −0.31 |
| SCHB Schwab US Broad Market ETF | Sold out | 0.00% | −0.12 |
| DUHP Dimensional US High Profi Et | Reduce -7.7% | 1.22% | −0.12 |
| MSFT Microsoft Corp. | Reduce -40.9% | 0.15% | −0.11 |
| VTI VG Morningstar TS MKT ETF-US | Sold out | 0.00% | −0.10 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Sold out | 0.00% | −0.10 |
| DIHP Dimensional International Hi | Reduce -2.5% | 1.22% | −0.09 |
| DFSV Dimensional US Small Cap Val | Reduce -8.6% | 0.78% | −0.07 |
| DFAT Dimensional US Target Value | Reduce -18.6% | 0.27% | −0.06 |
| VIG Vanguard Dividend Apprec ETF | Sold out | 0.00% | −0.06 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.06 |
| DFUV Dimensional US Marketwide Va | Reduce -20.4% | 0.20% | −0.06 |
| DISV Dimensional International SM | Reduce -3.5% | 1.44% | −0.04 |
| DFSD Dimensional Short Duration | Reduce -5.4% | 0.28% | −0.04 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -27.9% | 0.08% | −0.03 |
| AMZN Amazon.com Inc. | Reduce -8.1% | 0.18% | −0.03 |
| DFEM Dimensional Emrg MRKT Core | Reduce -3.2% | 1.00% | −0.03 |
| CSCO Cisco Systems Inc. | Reduce -8.9% | 0.07% | −0.01 |
| JNJ Johnson & Johnson | Reduce -2.3% | 0.43% | +0.04 |
| GOOG Alphabet Inc. Class C | Reduce -3.3% | 0.95% | +0.18 |
| AAPL Apple Inc. | Reduce -8.2% | 8.05% | +0.45 |
Portfolio Buys Q2 2025 → Q3 2025
| VBIL Vanguard 0-3M T-Bill ETF | New | 0.37% | +0.37 |
| ES Eversource Energy | New | 0.32% | +0.32 |
| TSLA Tesla Inc. | Add +28.9% | 0.48% | +0.19 |
| AVUV Avantis US Small Cap Value | Add +3.5% | 3.59% | +0.18 |
| CGXU Cap Group Intl Focus | Add +1.8% | 3.77% | +0.12 |
| QQQ Invesco QQQ Trust Series 1 | Add +123.0% | 0.17% | +0.09 |
| META Meta Platforms Inc. Class A | New | 0.09% | +0.09 |
| NFLX Netflix Inc. | New | 0.07% | +0.07 |
| ITOT iShares Core S&P Total U.S. | New | 0.06% | +0.06 |
| AVEM Avantis Emerging Markets Eq | Add +1.5% | 1.89% | +0.06 |
| VGUS Vanguard Ultra SHRT Treasury | New | 0.05% | +0.05 |
| TD Toronto-Dominion Bank | New | 0.05% | +0.05 |
| CVX Chevron Corp. | Add +58.7% | 0.14% | +0.05 |
| AVBH Avidbank Holdings Inc. | New | 0.05% | +0.05 |
| JPM JPMorgan Chase & Co. | New | 0.05% | +0.05 |
| PHG Koninklijke Philips NVR- NY | New | 0.05% | +0.05 |
| IWV iShares Russell 3000 ETF | New | 0.05% | +0.05 |
| EBI Longview Advantage ETF | Add +0.4% | 7.65% | +0.04 |
| GOOGL Alphabet Inc. Class A | Add +19.5% | 0.09% | +0.03 |
| DFSU Dimensional US Sus CORE1 ETF | Add +4.1% | 0.63% | +0.03 |
| CGDV Cap Group Dividend Value | Add +1.8% | 2.23% | +0.01 |
| CGGR Cap Group Growth Equity | Add +0.1% | 2.11% | +0.01 |
| DFSE Dimensional Em Sus CORE1 ETF | Add +4.7% | 0.14% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +1.3% | 0.40% | +0.01 |
| AMAT Applied Materials Inc. | Add +1.3% | 0.07% | +0.00 |
| DFSI Dimensional Int Sus COR1 ETF | Add +4.8% | 0.28% | +0.00 |
| VEA Vanguard Ftse Developed ETF | Add +7.1% | 0.07% | +0.00 |
| VGSR Vert GLB Sust Re ETF | Add +7.1% | 0.05% | +0.00 |
| WFC Wells Fargo & Co. | Add +3.4% | 0.07% | +0.00 |
| XOM Exxon Mobil Corp. | Add +2.0% | 0.06% | −0.00 |
| WMT Walmart Inc. | Add +1.4% | 0.08% | −0.00 |
| QCOM Qualcomm Inc. | Add +0.6% | 0.08% | −0.00 |
| DFSB Dim GLB Sustain Fix Inc. ETF | Add +3.7% | 0.19% | −0.00 |
| VCIT Vanguard Int-Term Corporate | Add +5.5% | 1.01% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.0% | 0.22% | −0.01 |
| COST Costco Wholesale Corp. | Add +2.5% | 0.06% | −0.01 |
| LLY Eli Lilly & Co. | Add +2.4% | 0.11% | −0.01 |
| EXPO Exponent Inc. | Add +0.5% | 0.08% | −0.01 |
| INTU Intuit Inc. | Add +3.8% | 0.07% | −0.01 |
| VCEB Vanguard ESG US Corp. Bond | Add +0.9% | 0.35% | −0.02 |
| BSV Vanguard Short-Term Bond ETF | Add +6.2% | 4.89% | −0.05 |
| AVRE Avantis Real Estate ETF | Add +0.8% | 3.35% | −0.20 |
| BIV Vanguard Intermediate-Term B | Add +3.2% | 8.19% | −0.26 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $565.3M | DFAC, DFAX, VBIL, AAPL, BIV |
| Q1 2026 | 85 | $509.8M | DFAC, DFAX, VBIL, AAPL, BIV |
| Q4 2025 | 70 | $438.6M | DFAC, DFAX, BIV, AAPL, EBI |
| Q3 2025 | 69 | $420.0M | DFAC, DFAX, BIV, AAPL, EBI |
| Q2 2025 | 63 | $390.4M | DFAC, DFAX, BIV, EBI, AAPL |
| Q1 2025 | 61 | $356.4M | DFAC, DFAX, AAPL, BIV, EBI |
| Q4 2024 | 68 | $363.0M | DFAC, AAPL, DFAX, BIV, BSV |
| Q3 2024 | 63 | $338.4M | DFAC, AAPL, DUHP, DFAX, DFSV |
| Q2 2024 | 61 | $313.8M | DFAC, AAPL, DUHP, DFAX, DFSV |
| Q1 2024 | 63 | $307.0M | DFAC, AAPL, DUHP, DFAX, DFSV |