BetterWealth, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 15, 2026), BetterWealth, LLC reported 70 stock positions worth $438.6 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 25.3% of the portfolio, followed by Dimensional World Ex US Core (DFAX, 13.6%) and Vanguard Intermediate-Term B (BIV, 8.3%). Compared with Q3 2025, it opened 4 new positions, sold out of 3, added to 18 and reduced 35. The biggest buy was Avantis US Small Cap Value (AVUV, shares +6%) and the biggest sale Longview Advantage ETF (EBI, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- SAN JOSE, CA
- CIK
- 0001911702
- Portfolio Value
- $438.6M (Q4 2025)
- SEC Filing
- 0001911702-26-000001 ↗ filed Jan 15, 2026
Holdings Value
Holdings 70 stocks · $438.6M
| DFAC Dimensional US Core Equity 2 | 25.29% | 2,801,085 | $110.9M | Add +0.9% |
| DFAX Dimensional World Ex US Core | 13.59% | 1,820,653 | $59.6M | Add +1.1% |
| BIV Vanguard Intermediate-Term B | 8.26% | 464,919 | $36.2M | Add +5.6% |
| AAPL Apple Inc. | 8.19% | 132,081 | $35.9M | Reduce -0.5% |
| EBI Longview Advantage ETF | 7.51% | 582,018 | $32.9M | Reduce -0.7% |
| BSV Vanguard Short-Term Bond ETF | 4.94% | 274,869 | $21.7M | Add +5.5% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 3.74% | 555,653 | $16.4M | Add +3.9% |
| AVUV Avantis US Small Cap Value | 3.73% | 160,295 | $16.3M | Add +5.9% |
| AVRE Avantis Real Estate ETF | 3.29% | 331,488 | $14.4M | Add +4.7% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 2.34% | 235,393 | $10.3M | Add +5.5% |
| CGGR Cap Group Growth Equity | 2.09% | 205,726 | $9.1M | Add +2.2% |
| AVEM Avantis Emerging Markets Eq | 1.91% | 108,672 | $8.4M | Add +3.0% |
| DISV Dimensional International SM | 1.45% | 167,429 | $6.4M | Reduce -1.4% |
| DIHP Dimensional International Hi | 1.20% | 166,572 | $5.3M | Reduce -1.1% |
| DUHP Dimensional US High Profi Et | 1.16% | 133,529 | $5.1M | Reduce -1.6% |
| GOOG Alphabet Inc. Class C | 1.15% | 16,135 | $5.1M | Reduce -1.2% |
| VCIT Vanguard Int-Term Corporate | 1.04% | 54,599 | $4.6M | Add +8.7% |
| DFEM Dimensional Emrg MRKT Core | 0.97% | 129,130 | $4.3M | Reduce -1.4% |
| DFSV Dimensional US Small Cap Val | 0.75% | 100,323 | $3.3M | Reduce -2.6% |
| DFSU Dimensional US Sus CORE1 ETF | 0.55% | 55,833 | $2.4M | Reduce -10.4% |
| TSLA Tesla Inc. | 0.46% | 4,480 | $2.0M | Reduce -0.9% |
| NVDA Nvidia Corp. | 0.43% | 10,192 | $1.9M | Add +17.8% |
| JNJ Johnson & Johnson | 0.43% | 9,181 | $1.9M | Reduce -5.3% |
| VOO Vanguard S&P 500 ETF | 0.40% | 2,766 | $1.7M | Add +0.0% |
| VCEB Vanguard ESG US Corp. Bond | 0.36% | 25,027 | $1.6M | Add +7.9% |
| VBIL Vanguard 0-3M T-Bill ETF | 0.36% | 21,002 | $1.6M | Add +1.8% |
| DFSD Dimensional Short Duration | 0.33% | 29,952 | $1.4M | Add +22.2% |
| DFSI Dimensional Int Sus COR1 ETF | 0.26% | 26,606 | $1.1M | Reduce -7.0% |
| DFAT Dimensional US Target Value | 0.25% | 18,348 | $1.1M | Reduce -6.7% |
| ES Eversource Energy | 0.24% | 15,499 | $1.0M | Reduce -18.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.21% | 1,818 | $914K | Reduce -1.0% |
| DFUV Dimensional US Marketwide Va | 0.20% | 18,641 | $868K | No change |
| DFSB Dim GLB Sustain Fix Inc. ETF | 0.18% | 15,363 | $796K | Add +4.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.16% | 1,136 | $698K | Reduce -3.1% |
| AMZN Amazon.com Inc. | 0.15% | 2,888 | $667K | Reduce -14.6% |
| LLY Eli Lilly & Co. | 0.14% | 584 | $627K | Reduce -1.4% |
| CVX Chevron Corp. | 0.12% | 3,594 | $548K | Reduce -4.5% |
| MSFT Microsoft Corp. | 0.12% | 1,090 | $527K | Reduce -10.1% |
| DFSE Dimensional Em Sus CORE1 ETF | 0.12% | 12,528 | $520K | Reduce -13.4% |
| MAGS Roundhill Magnificent Seven | 0.09% | 5,825 | $384K | No change |
| AMAT Applied Materials Inc. | 0.08% | 1,419 | $365K | Reduce -1.3% |
| WMT Walmart Inc. | 0.08% | 3,056 | $340K | Reduce -1.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.08% | 1,728 | $330K | No change |
| CSCO Cisco Systems Inc. | 0.07% | 4,242 | $327K | Reduce -0.9% |
| WFC Wells Fargo & Co. | 0.07% | 3,505 | $327K | Reduce -0.9% |
| KLAC KLA Corp. | 0.07% | 268 | $325K | No change |
| EXPO Exponent Inc. | 0.07% | 4,666 | $324K | Reduce -0.5% |
| VEA Vanguard Ftse Developed ETF | 0.07% | 5,153 | $322K | No change |
| VXUS Vanguard Total Intl Stock | 0.07% | 4,215 | $318K | No change |
| META Meta Platforms Inc. Class A | 0.07% | 472 | $312K | Reduce -4.7% |
| GOOGL Alphabet Inc. Class A | 0.07% | 973 | $305K | Reduce -34.1% |
| MU Micron Technology Inc. | 0.07% | 1,020 | $291K | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.07% | 425 | $290K | Reduce -0.2% |
| INTU Intuit Inc. | 0.06% | 412 | $273K | No change |
| XOM Exxon Mobil Corp. | 0.06% | 2,152 | $259K | Reduce -1.9% |
| AMD Advanced Micro Devices | 0.06% | 1,188 | $254K | New |
| TD Toronto-Dominion Bank | 0.06% | 2,680 | $252K | Reduce -2.7% |
| QCOM Qualcomm Inc. | 0.06% | 1,453 | $249K | Reduce -24.1% |
| SPTS SS SPDR P St Term TSY ETF | 0.05% | 7,796 | $228K | No change |
| AVBH Avidbank Holdings Inc. | 0.05% | 8,484 | $225K | No change |
| COST Costco Wholesale Corp. | 0.05% | 261 | $225K | Reduce -8.1% |
| NFLX Netflix Inc. | 0.05% | 2,400 | $225K | Reduce -1.6% |
| PCG P G & E Corp. | 0.05% | 13,731 | $221K | No change |
| SBUX Starbucks Corp. | 0.05% | 2,599 | $219K | No change |
| USB US Bancorp | 0.05% | 4,088 | $218K | New |
| IWV iShares Russell 3000 ETF | 0.05% | 551 | $213K | No change |
| PHG Koninklijke Philips NVR- NY | 0.05% | 7,752 | $210K | No change |
| JPM JPMorgan Chase & Co. | 0.05% | 633 | $204K | Reduce -6.2% |
| LRCX Lam Research Corp. | 0.05% | 1,173 | $201K | New |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.05% | 19,059 | $198K | Add +5.2% |
Portfolio Sells Q3 2025 → Q4 2025
| EBI Longview Advantage ETF | Reduce -0.7% | 7.51% | −0.14 |
| IWF iShares Russell 1000 Growth | Sold out | 0.00% | −0.12 |
| ES Eversource Energy | Reduce -18.4% | 0.24% | −0.08 |
| DFSU Dimensional US Sus CORE1 ETF | Reduce -10.4% | 0.55% | −0.08 |
| ITOT iShares Core S&P Total U.S. | Sold out | 0.00% | −0.06 |
| DUHP Dimensional US High Profi Et | Reduce -1.6% | 1.16% | −0.06 |
| VGUS Vanguard Ultra SHRT Treasury | Sold out | 0.00% | −0.05 |
| MSFT Microsoft Corp. | Reduce -10.1% | 0.12% | −0.03 |
| DFSV Dimensional US Small Cap Val | Reduce -2.6% | 0.75% | −0.03 |
| DFEM Dimensional Emrg MRKT Core | Reduce -1.4% | 0.97% | −0.03 |
| AMZN Amazon.com Inc. | Reduce -14.6% | 0.15% | −0.02 |
| DFAT Dimensional US Target Value | Reduce -6.7% | 0.25% | −0.02 |
| DFSE Dimensional Em Sus CORE1 ETF | Reduce -13.4% | 0.12% | −0.02 |
| TSLA Tesla Inc. | Reduce -0.9% | 0.46% | −0.02 |
| QCOM Qualcomm Inc. | Reduce -24.1% | 0.06% | −0.02 |
| DFSI Dimensional Int Sus COR1 ETF | Reduce -7.0% | 0.26% | −0.02 |
| NFLX Netflix Inc. | Reduce -1.6% | 0.05% | −0.02 |
| GOOGL Alphabet Inc. Class A | Reduce -34.1% | 0.07% | −0.02 |
| DIHP Dimensional International Hi | Reduce -1.1% | 1.20% | −0.02 |
| META Meta Platforms Inc. Class A | Reduce -4.7% | 0.07% | −0.02 |
| CVX Chevron Corp. | Reduce -4.5% | 0.12% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.0% | 0.21% | −0.01 |
| COST Costco Wholesale Corp. | Reduce -8.1% | 0.05% | −0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -3.1% | 0.16% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -6.2% | 0.05% | −0.00 |
| EXPO Exponent Inc. | Reduce -0.5% | 0.07% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.2% | 0.07% | −0.00 |
| XOM Exxon Mobil Corp. | Reduce -1.9% | 0.06% | +0.00 |
| WMT Walmart Inc. | Reduce -1.5% | 0.08% | +0.00 |
| WFC Wells Fargo & Co. | Reduce -0.9% | 0.07% | +0.00 |
| CSCO Cisco Systems Inc. | Reduce -0.9% | 0.07% | +0.00 |
| TD Toronto-Dominion Bank | Reduce -2.7% | 0.06% | +0.01 |
| JNJ Johnson & Johnson | Reduce -5.3% | 0.43% | +0.01 |
| DISV Dimensional International SM | Reduce -1.4% | 1.45% | +0.01 |
| AMAT Applied Materials Inc. | Reduce -1.3% | 0.08% | +0.01 |
| LLY Eli Lilly & Co. | Reduce -1.4% | 0.14% | +0.04 |
| AAPL Apple Inc. | Reduce -0.5% | 8.19% | +0.14 |
| GOOG Alphabet Inc. Class C | Reduce -1.2% | 1.15% | +0.21 |
Portfolio Buys Q3 2025 → Q4 2025
| AVUV Avantis US Small Cap Value | Add +5.9% | 3.73% | +0.14 |
| DFAX Dimensional World Ex US Core | Add +1.1% | 13.59% | +0.13 |
| CGDV Cap Group Dividend Value | Add +5.5% | 2.34% | +0.11 |
| BIV Vanguard Intermediate-Term B | Add +5.6% | 8.26% | +0.07 |
| MU Micron Technology Inc. | New | 0.07% | +0.07 |
| AMD Advanced Micro Devices | New | 0.06% | +0.06 |
| USB US Bancorp | New | 0.05% | +0.05 |
| NVDA Nvidia Corp. | Add +17.8% | 0.43% | +0.05 |
| BSV Vanguard Short-Term Bond ETF | Add +5.5% | 4.94% | +0.05 |
| DFSD Dimensional Short Duration | Add +22.2% | 0.33% | +0.05 |
| LRCX Lam Research Corp. | New | 0.05% | +0.05 |
| VCIT Vanguard Int-Term Corporate | Add +8.7% | 1.04% | +0.04 |
| AVEM Avantis Emerging Markets Eq | Add +3.0% | 1.91% | +0.02 |
| VCEB Vanguard ESG US Corp. Bond | Add +7.9% | 0.36% | +0.01 |
| VGSR Vert GLB Sust Re ETF | Add +5.2% | 0.05% | −0.00 |
| DFSB Dim GLB Sustain Fix Inc. ETF | Add +4.9% | 0.18% | −0.00 |
| VOO Vanguard S&P 500 ETF | Add +0.0% | 0.40% | −0.01 |
| VBIL Vanguard 0-3M T-Bill ETF | Add +1.8% | 0.36% | −0.01 |
| CGGR Cap Group Growth Equity | Add +2.2% | 2.09% | −0.02 |
| CGXU Cap Group Intl Focus | Add +3.9% | 3.74% | −0.03 |
| AVRE Avantis Real Estate ETF | Add +4.7% | 3.29% | −0.06 |
| DFAC Dimensional US Core Equity 2 | Add +0.9% | 25.29% | −0.22 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $565.3M | DFAC, DFAX, VBIL, AAPL, BIV |
| Q1 2026 | 85 | $509.8M | DFAC, DFAX, VBIL, AAPL, BIV |
| Q4 2025 | 70 | $438.6M | DFAC, DFAX, BIV, AAPL, EBI |
| Q3 2025 | 69 | $420.0M | DFAC, DFAX, BIV, AAPL, EBI |
| Q2 2025 | 63 | $390.4M | DFAC, DFAX, BIV, EBI, AAPL |
| Q1 2025 | 61 | $356.4M | DFAC, DFAX, AAPL, BIV, EBI |
| Q4 2024 | 68 | $363.0M | DFAC, AAPL, DFAX, BIV, BSV |
| Q3 2024 | 63 | $338.4M | DFAC, AAPL, DUHP, DFAX, DFSV |
| Q2 2024 | 61 | $313.8M | DFAC, AAPL, DUHP, DFAX, DFSV |
| Q1 2024 | 63 | $307.0M | DFAC, AAPL, DUHP, DFAX, DFSV |