Brightwater Advisory LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 5, 2025), Brightwater Advisory LLC reported 58 stock positions worth $127.6 million. Its top holding was Schwab Intl Equity ETF (SCHF) at 7.5% of the portfolio, followed by Schwab U.S. Tips ETF (SCHP, 7.0%) and SS SPDR S&P 500 ETF Trust-US (SPY, 6.3%). Compared with Q3 2024, it sold out of 2, added to 11 and reduced 40. The biggest buy was Schwab U.S. Tips ETF (SCHP, shares +4%) and the biggest sale Wisdomtree International Equ (DWM, shares −48%).
- Most Recent 13F
- Q2 2026
- Location
- TAMPA, FL
- CIK
- 0002034566
- Portfolio Value
- $127.6M (Q4 2024)
- SEC Filing
- 0002034566-25-000001 ↗ filed Feb 5, 2025
Holdings Value
Holdings 58 stocks · $127.6M
| SCHF Schwab Intl Equity ETF | 7.45% | 513,752 | $9.5M | Reduce -1.9% |
| SCHP Schwab U.S. Tips ETF | 7.02% | 346,790 | $9.0M | Add +3.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 6.30% | 13,706 | $8.0M | Reduce -3.7% |
| FNDB Schwab Fndmntl US BRD Mr ETF | 5.52% | 302,913 | $7.0M | Reduce -5.8% |
| VIG Vanguard Dividend Apprec ETF | 4.78% | 31,136 | $6.1M | Reduce -9.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 4.55% | 24,166 | $5.8M | Reduce -2.8% |
| TIP iShares Tips Bond ETF | 4.35% | 52,056 | $5.5M | No change |
| IWD iShares Russell 1000 Value E | 4.29% | 29,545 | $5.5M | Reduce -0.6% |
| SCHB Schwab US Broad Market ETF | 4.27% | 240,156 | $5.5M | Reduce -7.7% |
| FNDA Schwab Fndmntl US SM Co. ETF | 3.56% | 152,789 | $4.5M | Reduce -5.2% |
| IJK iShares S&P Mid-Cap 400 Grow | 3.49% | 48,961 | $4.5M | Reduce -1.1% |
| TFPN Blueprint Chspk Ma Trend ETF | 3.46% | 177,907 | $4.4M | Add +5.0% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 3.39% | 162,458 | $4.3M | Reduce -5.1% |
| IJJ iShares S&P Mid-Cap 400 Valu | 3.30% | 33,645 | $4.2M | Reduce -0.5% |
| AFL Aflac Inc. | 2.71% | 33,367 | $3.5M | Reduce -1.2% |
| IWF iShares Russell 1000 Growth | 2.67% | 8,479 | $3.4M | Reduce -4.8% |
| RSP Invesco S&P 500 Equal Weight | 2.35% | 17,093 | $3.0M | Reduce -6.2% |
| VWO Vanguard Ftse Emerging Marke | 2.16% | 62,667 | $2.8M | Reduce -2.1% |
| AAPL Apple Inc. | 2.00% | 10,199 | $2.6M | Reduce -5.7% |
| CGV Conductor Global Eq Val ETF | 1.87% | 190,017 | $2.4M | Add +25.5% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.73% | 66,298 | $2.2M | Add +0.2% |
| IJH iShares Core S&P Midcap ETF | 1.57% | 32,162 | $2.0M | Reduce -1.6% |
| EFA iShares MSCI Eafe ETF | 1.49% | 25,157 | $1.9M | Add +0.3% |
| ACWX iShares MSCI Acwi Ex US ETF | 1.30% | 31,815 | $1.7M | Reduce -2.8% |
| SHY iShares 1-3 Year Treasury Bo | 1.05% | 16,353 | $1.3M | Reduce -0.6% |
| MSFT Microsoft Corp. | 0.99% | 2,987 | $1.3M | Reduce -5.9% |
| VT Vanguard Tot World STK ETF | 0.75% | 8,137 | $956K | Reduce -2.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.75% | 3,294 | $955K | Reduce -3.0% |
| NVDA Nvidia Corp. | 0.64% | 6,123 | $822K | Reduce -10.1% |
| DWM Wisdomtree International Equ | 0.61% | 14,871 | $784K | Reduce -48.4% |
| VONV Vanguard Russell 1000 Value | 0.57% | 9,027 | $733K | Add +4.3% |
| IJR iShares Core S&P Small-Cap E | 0.54% | 5,958 | $686K | Reduce -1.5% |
| XLF SS Financial Select Sector | 0.50% | 13,104 | $633K | Reduce -14.1% |
| XOM Exxon Mobil Corp. | 0.47% | 5,627 | $605K | No change |
| JPM JPMorgan Chase & Co. | 0.45% | 2,400 | $575K | Reduce -3.1% |
| PFF iShares Preferred & Income S | 0.44% | 18,042 | $567K | Add +15.3% |
| ITB iShares U.S. Home Constructi | 0.43% | 5,365 | $555K | Reduce -5.9% |
| JMOM JPMorgan US Momentum Factor | 0.43% | 9,495 | $553K | Reduce -15.2% |
| AMZN Amazon.com Inc. | 0.43% | 2,507 | $550K | Reduce -10.2% |
| JNJ Johnson & Johnson | 0.42% | 3,713 | $537K | No change |
| HD Home Depot Inc. | 0.41% | 1,340 | $521K | Reduce -5.4% |
| ACWI iShares MSCI Acwi ETF | 0.40% | 4,340 | $510K | Reduce -39.5% |
| XSVM Invesco S&P Smallcap Value W | 0.36% | 8,388 | $457K | Reduce -3.4% |
| MDY State Street SPDR S&P Midcap | 0.35% | 785 | $447K | No change |
| VYM Vanguard High DVD Yield ETF | 0.34% | 3,423 | $437K | Reduce -21.9% |
| GOOG Alphabet Inc. Class C | 0.34% | 2,291 | $436K | Reduce -3.7% |
| GOOGL Alphabet Inc. Class A | 0.34% | 2,276 | $431K | Reduce -2.1% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.31% | 1,968 | $390K | Reduce -3.5% |
| KO The Coca-Cola Co. | 0.28% | 5,763 | $359K | Add +0.0% |
| CAT Caterpillar Inc. | 0.24% | 840 | $305K | Add +0.1% |
| CSCO Cisco Systems Inc. | 0.23% | 4,861 | $288K | Reduce -3.4% |
| VEU Vanguard Ftse All-World Ex-U | 0.22% | 4,808 | $276K | Reduce -5.7% |
| BRO Brown & Brown Inc. | 0.21% | 2,662 | $272K | No change |
| AEE Ameren Corporation | 0.21% | 3,000 | $267K | No change |
| MDT Medtronic PLC | 0.20% | 3,241 | $259K | Add +403.3% |
| SCHG Schwab US Large-Cap Growth | 0.19% | 8,721 | $243K | Reduce -4.1% |
| BIV Vanguard Intermediate-Term B | 0.17% | 2,978 | $223K | Add +1.3% |
| CWK Cushman & Wakefield UK Holdc | 0.13% | 12,500 | $164K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| DWM Wisdomtree International Equ | Reduce -48.4% | 0.61% | −0.61 |
| SCHF Schwab Intl Equity ETF | Reduce -1.9% | 7.45% | −0.47 |
| ILCB iShares Morningstar U.S. Equ | Sold out | 0.00% | −0.43 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -5.1% | 3.39% | −0.28 |
| GMOM Cambria Global Momentum ETF | Sold out | 0.00% | −0.25 |
| VIG Vanguard Dividend Apprec ETF | Reduce -9.8% | 4.78% | −0.25 |
| ACWI iShares MSCI Acwi ETF | Reduce -39.5% | 0.40% | −0.23 |
| ITB iShares U.S. Home Constructi | Reduce -5.9% | 0.43% | −0.10 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.1% | 2.16% | −0.09 |
| ACWX iShares MSCI Acwi Ex US ETF | Reduce -2.8% | 1.30% | −0.08 |
| AFL Aflac Inc. | Reduce -1.2% | 2.71% | −0.07 |
| VYM Vanguard High DVD Yield ETF | Reduce -21.9% | 0.34% | −0.07 |
| RSP Invesco S&P 500 Equal Weight | Reduce -6.2% | 2.35% | −0.05 |
| JMOM JPMorgan US Momentum Factor | Reduce -15.2% | 0.43% | −0.04 |
| FNDB Schwab Fndmntl US BRD Mr ETF | Reduce -5.8% | 5.52% | −0.03 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -5.7% | 0.22% | −0.02 |
| MSFT Microsoft Corp. | Reduce -5.9% | 0.99% | −0.02 |
| HD Home Depot Inc. | Reduce -5.4% | 0.41% | −0.01 |
| XLF SS Financial Select Sector | Reduce -14.1% | 0.50% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -3.5% | 0.31% | +0.00 |
| XSVM Invesco S&P Smallcap Value W | Reduce -3.4% | 0.36% | +0.01 |
| VT Vanguard Tot World STK ETF | Reduce -2.5% | 0.75% | +0.01 |
| SCHG Schwab US Large-Cap Growth | Reduce -4.1% | 0.19% | +0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -1.5% | 0.54% | +0.02 |
| FNDA Schwab Fndmntl US SM Co. ETF | Reduce -5.2% | 3.56% | +0.02 |
| CSCO Cisco Systems Inc. | Reduce -3.4% | 0.23% | +0.03 |
| SCHB Schwab US Broad Market ETF | Reduce -7.7% | 4.27% | +0.03 |
| NVDA Nvidia Corp. | Reduce -10.1% | 0.64% | +0.04 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -3.0% | 0.75% | +0.04 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -0.6% | 1.05% | +0.04 |
| AMZN Amazon.com Inc. | Reduce -10.2% | 0.43% | +0.05 |
| GOOG Alphabet Inc. Class C | Reduce -3.7% | 0.34% | +0.05 |
| GOOGL Alphabet Inc. Class A | Reduce -2.1% | 0.34% | +0.05 |
| JPM JPMorgan Chase & Co. | Reduce -3.1% | 0.45% | +0.07 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.6% | 1.57% | +0.07 |
| IWD iShares Russell 1000 Value E | Reduce -0.6% | 4.29% | +0.14 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -1.1% | 3.49% | +0.14 |
| AAPL Apple Inc. | Reduce -5.7% | 2.00% | +0.15 |
| IWF iShares Russell 1000 Growth | Reduce -4.8% | 2.67% | +0.21 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -2.8% | 4.55% | +0.21 |
| IJJ iShares S&P Mid-Cap 400 Valu | Reduce -0.5% | 3.30% | +0.22 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.7% | 6.30% | +0.29 |
Portfolio Buys Q3 2024 → Q4 2024
| SCHP Schwab U.S. Tips ETF | Add +3.5% | 7.02% | +0.41 |
| TFPN Blueprint Chspk Ma Trend ETF | Add +5.0% | 3.46% | +0.37 |
| CGV Conductor Global Eq Val ETF | Add +25.5% | 1.87% | +0.36 |
| PFF iShares Preferred & Income S | Add +15.3% | 0.44% | +0.06 |
| VONV Vanguard Russell 1000 Value | Add +4.3% | 0.57% | +0.04 |
| BIV Vanguard Intermediate-Term B | Add +1.3% | 0.17% | +0.00 |
| CAT Caterpillar Inc. | Add +0.1% | 0.24% | −0.00 |
| MDT Medtronic PLC | Add +403.3% | 0.20% | −0.01 |
| KO The Coca-Cola Co. | Add +0.0% | 0.28% | −0.02 |
| EFA iShares MSCI Eafe ETF | Add +0.3% | 1.49% | −0.05 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +0.2% | 1.73% | −0.09 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 59 | $158.3M | SCHF, SCHP, SCHB, SPY, FNDB |
| Q1 2026 | 60 | $151.2M | SCHF, SCHP, SCHB, SPY, FNDB |
| Q4 2025 | 59 | $148.0M | SCHF, SCHP, SPY, SCHB, FNDB |
| Q3 2025 | 59 | $145.6M | SCHF, SCHP, SPY, SCHB, FNDB |
| Q2 2025Amended | 61 | $139.1M | SCHF, SCHP, SPY, SCHB, FNDB |
| Q1 2025Amended | 60 | $126.4M | SCHF, SCHP, SPY, FNDB, VIG |
| Q4 2024 | 58 | $127.6M | SCHF, SCHP, SPY, FNDB, VIG |
| Q3 2024 | 60 | $135.9M | SCHF, SCHP, SPY, FNDB, VIG |
| Q2 2024 | 62 | $129.5M | SCHF, SCHP, SPY, FNDB, VIG |
| Q1 2024 | 56 | $124.5M | SCHF, FNDB, SPY, VIG, SCHP |