Brightwater Advisory LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 7, 2025), Brightwater Advisory LLC reported 59 stock positions worth $145.6 million. Its top holding was Schwab Intl Equity ETF (SCHF) at 8.7% of the portfolio, followed by Schwab U.S. Tips ETF (SCHP, 6.6%) and SS SPDR S&P 500 ETF Trust-US (SPY, 5.9%). Compared with Q2 2025, it sold out of 2, added to 16 and reduced 31. The biggest buy was Apple (AAPL, shares +7%) and the biggest sale Schwab U.S. Tips ETF (SCHP, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- TAMPA, FL
- CIK
- 0002034566
- Portfolio Value
- $145.6M (Q3 2025)
- SEC Filing
- 0002034566-25-000008 ↗ filed Nov 7, 2025
Holdings Value
Holdings 59 stocks · $145.6M
| SCHF Schwab Intl Equity ETF | 8.67% | 542,065 | $12.6M | Add +1.0% |
| SCHP Schwab U.S. Tips ETF | 6.56% | 354,285 | $9.5M | Reduce -3.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 5.93% | 12,963 | $8.6M | Reduce -2.8% |
| SCHB Schwab US Broad Market ETF | 5.78% | 327,186 | $8.4M | Reduce -4.4% |
| FNDB Schwab Fndmntl US BRD Mr ETF | 5.02% | 284,221 | $7.3M | Reduce -2.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 4.32% | 24,766 | $6.3M | Reduce -1.7% |
| VIG Vanguard Dividend Apprec ETF | 4.30% | 28,998 | $6.3M | Reduce -3.2% |
| IWD iShares Russell 1000 Value E | 3.95% | 28,246 | $5.8M | Reduce -2.4% |
| TIP iShares Tips Bond ETF | 3.93% | 51,505 | $5.7M | Reduce -1.0% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 3.67% | 160,081 | $5.3M | Reduce -0.6% |
| TFPN Blueprint Chspk Ma Trend ETF | 3.43% | 201,116 | $5.0M | Add +4.4% |
| IJK iShares S&P Mid-Cap 400 Grow | 3.05% | 46,293 | $4.4M | Reduce -2.0% |
| FNDA Schwab Fndmntl US SM Co. ETF | 2.99% | 139,693 | $4.4M | Reduce -5.3% |
| IJJ iShares S&P Mid-Cap 400 Valu | 2.95% | 33,065 | $4.3M | Reduce -1.0% |
| IWF iShares Russell 1000 Growth | 2.56% | 7,964 | $3.7M | Reduce -3.9% |
| CGV Conductor Global Eq Val ETF | 2.27% | 225,600 | $3.3M | Add +4.8% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 2.25% | 76,363 | $3.3M | Add +2.9% |
| VWO Vanguard Ftse Emerging Marke | 2.17% | 58,394 | $3.2M | Reduce -1.4% |
| ACWX iShares MSCI Acwi Ex US ETF | 2.17% | 48,659 | $3.2M | Add +1.0% |
| RSP Invesco S&P 500 Equal Weight | 2.13% | 16,349 | $3.1M | Reduce -2.7% |
| AFL Aflac Inc. | 2.06% | 26,792 | $3.0M | Reduce -6.9% |
| IJH iShares Core S&P Midcap ETF | 1.82% | 40,545 | $2.6M | Add +1.7% |
| AAPL Apple Inc. | 1.74% | 9,953 | $2.5M | Add +6.5% |
| EFA iShares MSCI Eafe ETF | 1.44% | 22,525 | $2.1M | Reduce -1.2% |
| VONV Vanguard Russell 1000 Value | 1.05% | 17,136 | $1.5M | Add +3.5% |
| MSFT Microsoft Corp. | 1.01% | 2,840 | $1.5M | Reduce -0.3% |
| VTI VG Morningstar TS MKT ETF-US | 1.00% | 4,458 | $1.5M | Reduce -1.8% |
| SHY iShares 1-3 Year Treasury Bo | 0.91% | 15,942 | $1.3M | Reduce -0.1% |
| VT Vanguard Tot World STK ETF | 0.71% | 7,555 | $1.0M | Reduce -4.2% |
| NVDA Nvidia Corp. | 0.64% | 4,984 | $930K | No change |
| DWM Wisdomtree International Equ | 0.53% | 11,666 | $773K | Reduce -3.0% |
| XSVM Invesco S&P Smallcap Value W | 0.51% | 13,034 | $736K | Add +0.6% |
| MDY State Street SPDR S&P Midcap | 0.49% | 1,198 | $714K | No change |
| IJR iShares Core S&P Small-Cap E | 0.48% | 5,881 | $699K | Reduce -1.3% |
| JNJ Johnson & Johnson | 0.47% | 3,656 | $678K | No change |
| JPM JPMorgan Chase & Co. | 0.46% | 2,106 | $664K | Reduce -4.7% |
| AMZN Amazon.com Inc. | 0.45% | 3,016 | $662K | Add +42.5% |
| XLF SS Financial Select Sector | 0.44% | 11,893 | $641K | Reduce -0.3% |
| XOM Exxon Mobil Corp. | 0.44% | 5,640 | $636K | No change |
| HD Home Depot Inc. | 0.41% | 1,483 | $601K | Add +3.6% |
| ACWI iShares MSCI Acwi ETF | 0.40% | 4,239 | $586K | Add +0.6% |
| GOOGL Alphabet Inc. Class A | 0.40% | 2,383 | $579K | Add +14.8% |
| ITB iShares U.S. Home Constructi | 0.40% | 5,365 | $575K | No change |
| ILCB iShares Morningstar U.S. Equ | 0.38% | 5,957 | $551K | Reduce -13.5% |
| JMOM JPMorgan US Momentum Factor | 0.35% | 7,567 | $514K | Reduce -1.4% |
| GOOG Alphabet Inc. Class C | 0.33% | 1,983 | $483K | Reduce -2.6% |
| VYM Vanguard High DVD Yield ETF | 0.26% | 2,674 | $377K | Reduce -1.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.25% | 1,778 | $371K | Reduce -4.2% |
| KO The Coca-Cola Co. | 0.23% | 5,117 | $339K | Reduce -5.3% |
| VEU Vanguard Ftse All-World Ex-U | 0.23% | 4,612 | $329K | No change |
| AEE Ameren Corporation | 0.21% | 3,000 | $313K | No change |
| CSCO Cisco Systems Inc. | 0.21% | 4,475 | $306K | No change |
| GLD SPDR Gold Shares | 0.21% | 855 | $304K | No change |
| SCHG Schwab US Large-Cap Growth | 0.20% | 9,258 | $295K | Add +1.7% |
| CAT Caterpillar Inc. | 0.20% | 610 | $291K | Add +0.2% |
| VEA Vanguard Ftse Developed ETF | 0.20% | 4,747 | $284K | No change |
| IEI iShares 3-7 Year Treasury Bo | 0.19% | 2,267 | $271K | Add +0.3% |
| BIV Vanguard Intermediate-Term B | 0.16% | 2,988 | $233K | No change |
| MDT Medtronic PLC | 0.04% | 583 | $56K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| SCHP Schwab U.S. Tips ETF | Reduce -3.2% | 6.56% | −0.47 |
| PGX Invesco Preferred ETF | Sold out | 0.00% | −0.38 |
| TIP iShares Tips Bond ETF | Reduce -1.0% | 3.93% | −0.18 |
| AFL Aflac Inc. | Reduce -6.9% | 2.06% | −0.13 |
| VIG Vanguard Dividend Apprec ETF | Reduce -3.2% | 4.30% | −0.11 |
| CWK Cushman & Wakefield UK Holdc | Sold out | 0.00% | −0.10 |
| IWD iShares Russell 1000 Value E | Reduce -2.4% | 3.95% | −0.09 |
| SCHB Schwab US Broad Market ETF | Reduce -4.4% | 5.78% | −0.09 |
| RSP Invesco S&P 500 Equal Weight | Reduce -2.7% | 2.13% | −0.07 |
| FNDA Schwab Fndmntl US SM Co. ETF | Reduce -5.3% | 2.99% | −0.05 |
| ILCB iShares Morningstar U.S. Equ | Reduce -13.5% | 0.38% | −0.05 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -0.1% | 0.91% | −0.04 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -2.0% | 3.05% | −0.04 |
| KO The Coca-Cola Co. | Reduce -5.3% | 0.23% | −0.04 |
| IJJ iShares S&P Mid-Cap 400 Valu | Reduce -1.0% | 2.95% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -1.2% | 1.44% | −0.02 |
| DWM Wisdomtree International Equ | Reduce -3.0% | 0.53% | −0.02 |
| VT Vanguard Tot World STK ETF | Reduce -4.2% | 0.71% | −0.01 |
| XLF SS Financial Select Sector | Reduce -0.3% | 0.44% | −0.01 |
| MSFT Microsoft Corp. | Reduce -0.3% | 1.01% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -4.2% | 0.25% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -4.7% | 0.46% | −0.00 |
| JMOM JPMorgan US Momentum Factor | Reduce -1.4% | 0.35% | −0.00 |
| VYM Vanguard High DVD Yield ETF | Reduce -1.2% | 0.26% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.8% | 5.93% | +0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -1.3% | 0.48% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.8% | 1.00% | +0.01 |
| FNDB Schwab Fndmntl US BRD Mr ETF | Reduce -2.1% | 5.02% | +0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.7% | 4.32% | +0.03 |
| IWF iShares Russell 1000 Growth | Reduce -3.9% | 2.56% | +0.03 |
| VWO Vanguard Ftse Emerging Marke | Reduce -1.4% | 2.17% | +0.07 |
| GOOG Alphabet Inc. Class C | Reduce -2.6% | 0.33% | +0.07 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -0.6% | 3.67% | +0.18 |
Portfolio Buys Q2 2025 → Q3 2025
| AAPL Apple Inc. | Add +6.5% | 1.74% | +0.36 |
| TFPN Blueprint Chspk Ma Trend ETF | Add +4.4% | 3.43% | +0.25 |
| CGV Conductor Global Eq Val ETF | Add +4.8% | 2.27% | +0.15 |
| SCHF Schwab Intl Equity ETF | Add +1.0% | 8.67% | +0.14 |
| GOOGL Alphabet Inc. Class A | Add +14.8% | 0.40% | +0.13 |
| AMZN Amazon.com Inc. | Add +42.5% | 0.45% | +0.12 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +2.9% | 2.25% | +0.12 |
| ACWX iShares MSCI Acwi Ex US ETF | Add +1.0% | 2.17% | +0.06 |
| IJH iShares Core S&P Midcap ETF | Add +1.7% | 1.82% | +0.04 |
| VONV Vanguard Russell 1000 Value | Add +3.5% | 1.05% | +0.04 |
| HD Home Depot Inc. | Add +3.6% | 0.41% | +0.04 |
| CAT Caterpillar Inc. | Add +0.2% | 0.20% | +0.03 |
| XSVM Invesco S&P Smallcap Value W | Add +0.6% | 0.51% | +0.02 |
| ACWI iShares MSCI Acwi ETF | Add +0.6% | 0.40% | +0.01 |
| SCHG Schwab US Large-Cap Growth | Add +1.7% | 0.20% | +0.01 |
| IEI iShares 3-7 Year Treasury Bo | Add +0.3% | 0.19% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 59 | $158.3M | SCHF, SCHP, SCHB, SPY, FNDB |
| Q1 2026 | 60 | $151.2M | SCHF, SCHP, SCHB, SPY, FNDB |
| Q4 2025 | 59 | $148.0M | SCHF, SCHP, SPY, SCHB, FNDB |
| Q3 2025 | 59 | $145.6M | SCHF, SCHP, SPY, SCHB, FNDB |
| Q2 2025Amended | 61 | $139.1M | SCHF, SCHP, SPY, SCHB, FNDB |
| Q1 2025Amended | 60 | $126.4M | SCHF, SCHP, SPY, FNDB, VIG |
| Q4 2024 | 58 | $127.6M | SCHF, SCHP, SPY, FNDB, VIG |
| Q3 2024 | 60 | $135.9M | SCHF, SCHP, SPY, FNDB, VIG |
| Q2 2024 | 62 | $129.5M | SCHF, SCHP, SPY, FNDB, VIG |
| Q1 2024 | 56 | $124.5M | SCHF, FNDB, SPY, VIG, SCHP |