Cahill Financial Advisors Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Cahill Financial Advisors Inc. reported 288 stock positions worth $878.3 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 8.5% of the portfolio, followed by Vaneck Morningstar Wide Moat (MOAT, 5.0%) and Vanguard Mrngstr Val ETF-Aui (VTV, 4.9%). Compared with Q2 2025, it opened 21 new positions, sold out of 6, added to 139 and reduced 102. The biggest buy was Apple (AAPL, shares +3%) and the biggest sale Vanguard Short-Term Bond ETF (BSV, shares −7%).
- Most Recent 13F
- Q2 2026
- Location
- EDINA, MN
- CIK
- 0001600327
- Portfolio Value
- $878.3M (Q3 2025)
- SEC Filing
- 0001600327-25-000014 ↗ filed Nov 3, 2025
Holdings Value
Holdings 288 stocks · $878.3M
| VUG Vanguard Mrngstar GR ETF-Sui | 8.52% | 156,014 | $74.8M | Add +1.1% |
| MOAT Vaneck Morningstar Wide Moat | 5.03% | 445,550 | $44.2M | Reduce -0.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.93% | 232,227 | $43.3M | Add +1.7% |
| VEA Vanguard Ftse Developed ETF | 3.98% | 582,947 | $34.9M | Add +2.7% |
| DFAC Dimensional US Core Equity 2 | 3.56% | 811,232 | $31.3M | Add +11.8% |
| BND Vanguard Total Bond Market | 3.52% | 415,422 | $30.9M | Add +0.9% |
| IVW iShares S&P 500 Growth ETF | 3.45% | 251,223 | $30.3M | Reduce -3.1% |
| DFAX Dimensional World Ex US Core | 3.03% | 849,312 | $26.7M | Add +9.1% |
| DGRW Wisdomtree U.S. Quality Divi | 2.62% | 258,432 | $23.0M | Add +1.7% |
| IVE iShares S&P 500 Value ETF | 2.47% | 104,861 | $21.7M | Reduce -0.2% |
| AAPL Apple Inc. | 2.42% | 83,532 | $21.3M | Add +3.0% |
| QUAL iShares MSCI USA Quality Fac | 2.42% | 109,169 | $21.2M | Add +0.0% |
| VIG Vanguard Dividend Apprec ETF | 2.13% | 86,822 | $18.7M | Reduce -2.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.08% | 36,418 | $18.3M | Add +0.7% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 2.02% | 598,894 | $17.7M | Add +3.7% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 1.93% | 644,408 | $16.9M | Reduce -2.1% |
| IYW iShares Ustechnology ETF | 1.55% | 69,554 | $13.6M | Add +0.5% |
| IJH iShares Core S&P Midcap ETF | 1.31% | 175,792 | $11.5M | Add +1.1% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.30% | 265,415 | $11.4M | Add +0.4% |
| BSV Vanguard Short-Term Bond ETF | 1.28% | 142,736 | $11.3M | Reduce -7.1% |
| SCHG Schwab US Large-Cap Growth | 1.11% | 306,757 | $9.8M | Add +7.7% |
| SCHX Schwab US Large-Cap ETF | 0.96% | 319,235 | $8.4M | Reduce -8.5% |
| SCHD Schwab US DVD Equity ETF | 0.95% | 304,954 | $8.3M | Add +6.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.88% | 26,375 | $7.7M | Reduce -2.7% |
| AVUV Avantis US Small Cap Value | 0.83% | 72,959 | $7.3M | Add +7.4% |
| PKW Invesco Buyback Achievers Et | 0.73% | 48,158 | $6.4M | Reduce -1.2% |
| MSFT Microsoft Corp. | 0.68% | 11,463 | $5.9M | Add +2.0% |
| MINT PIMCO Enhanced Short Maturit | 0.66% | 57,236 | $5.8M | Add +14.8% |
| JEPI JPMorgan Equity Premium Inco | 0.65% | 100,047 | $5.7M | Reduce -4.5% |
| SCHV Schwab US Large-Cap Value | 0.61% | 185,104 | $5.4M | Add +0.6% |
| IVV iShares Core S&P 500 ETF | 0.60% | 7,866 | $5.3M | Add +64.3% |
| VWO Vanguard Ftse Emerging Marke | 0.57% | 93,219 | $5.1M | Reduce -2.1% |
| MEMS Matthews Em Discovery | 0.56% | 184,424 | $4.9M | Add +1.4% |
| PID Invesco International Divide | 0.54% | 223,562 | $4.8M | Reduce -1.5% |
| DTH Wisdomtree International Hig | 0.54% | 95,741 | $4.7M | Reduce -0.7% |
| EFV iShares MSCI Eafe Value ETF | 0.53% | 68,662 | $4.7M | Reduce -3.3% |
| SCHF Schwab Intl Equity ETF | 0.49% | 185,754 | $4.3M | Add +12.2% |
| GBIL Goldman Sachs Access Treasur | 0.48% | 41,981 | $4.2M | Add +64.2% |
| RUNN Running Oak Efficient GR ETF | 0.48% | 121,855 | $4.2M | Reduce -0.6% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.47% | 19,629 | $4.1M | Reduce -2.7% |
| DON Wisdomtree US Midcap Dividen | 0.46% | 77,142 | $4.0M | Add +1.2% |
| ASIA Matthews Pacific Tiger ETF | 0.46% | 120,871 | $4.0M | Reduce -0.5% |
| HDV iShares Core High Dividend E | 0.46% | 32,825 | $4.0M | Add +0.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.45% | 5,964 | $4.0M | Reduce -6.9% |
| SCHA Schwab US Small-Cap ETF | 0.44% | 139,514 | $3.9M | Reduce -3.1% |
| JMUB JPMorgan Municipal ETF | 0.43% | 75,545 | $3.8M | Add +67.9% |
| IWV iShares Russell 3000 ETF | 0.39% | 9,009 | $3.4M | Add +0.1% |
| VIGI Vanguard Int Div App Indx FD | 0.36% | 35,568 | $3.2M | Reduce -0.8% |
| IWM iShares Russell 2000 ETF | 0.34% | 12,502 | $3.0M | Add +1.6% |
| SPAB SS SPDR P Agg Bond ETF | 0.34% | 116,182 | $3.0M | Add +3.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.33% | 4,887 | $2.9M | Reduce -5.5% |
| VNQ Vanguard Real Estate ETF | 0.32% | 30,784 | $2.8M | Reduce -1.3% |
| IUSG iShares Core S&P U.S. Growth | 0.32% | 16,959 | $2.8M | Add +0.3% |
| IJR iShares Core S&P Small-Cap E | 0.32% | 23,447 | $2.8M | Reduce -1.4% |
| IWR iShares Russell Mid-Cap ETF | 0.31% | 28,291 | $2.7M | Add +4.8% |
| AMZN Amazon.com Inc. | 0.31% | 12,224 | $2.7M | Add +1.4% |
| NVDA Nvidia Corp. | 0.29% | 13,675 | $2.6M | Add +3.8% |
| EFG iShares MSCI Eafe Growth ETF | 0.29% | 22,329 | $2.5M | Add +0.8% |
| SCHY Schwab International DVD ETF | 0.29% | 89,734 | $2.5M | Add +12.8% |
| AOR iShares Core 60/40 Balanced | 0.28% | 38,439 | $2.5M | Add +0.1% |
| BIP Brookfield Infrastructure Pa | 0.28% | 75,000 | $2.5M | Reduce -0.8% |
| IWB iShares Russell 1000 ETF | 0.28% | 6,644 | $2.4M | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.27% | 7,305 | $2.4M | Reduce -4.3% |
| SEIM Sei Qim US Large Cap Momentu filed as SEI EXCHANGE TRADED FUNDS | 0.27% | 52,757 | $2.4M | Add +16.4% |
| SEIV Sei Qim US Large Cap Value A filed as SEI EXCHANGE TRADED FUNDS | 0.27% | 60,751 | $2.4M | Add +16.6% |
| DFAU Dimensional US Core Equity M | 0.27% | 51,072 | $2.3M | No change |
| IDOG Alps International Sector Di | 0.26% | 64,629 | $2.3M | Reduce -4.3% |
| MUB iShares National Muni Bond E | 0.26% | 21,345 | $2.3M | Add +122.4% |
| RSPH Invesco S&P 500 Equal Weight | 0.25% | 75,289 | $2.2M | Add +0.1% |
| IUSV iShares Core S&P U.S. Value | 0.25% | 21,976 | $2.2M | Add +0.3% |
| JPM JPMorgan Chase & Co. | 0.25% | 6,915 | $2.2M | Add +0.5% |
| DFIC Dimensional International Co. | 0.24% | 63,256 | $2.1M | No change |
| MMM 3M Co. | 0.23% | 13,153 | $2.0M | Reduce -10.7% |
| RSP Invesco S&P 500 Equal Weight | 0.23% | 10,674 | $2.0M | Reduce -22.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.23% | 23,086 | $2.0M | Add +18.7% |
| RCL Royal Caribbean Cruises Ltd. | 0.22% | 6,064 | $2.0M | Reduce -10.4% |
| MA Mastercard Inc. Class A | 0.22% | 3,415 | $1.9M | Reduce -1.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.22% | 7,598 | $1.9M | Reduce -4.5% |
| EFA iShares MSCI Eafe ETF | 0.22% | 20,689 | $1.9M | Reduce -4.0% |
| USFR Wisdomtree Floating Rate Tre | 0.22% | 38,246 | $1.9M | Reduce -1.0% |
| SCHZ Schwab US Aggregate Bond ETF | 0.21% | 78,918 | $1.9M | Add +119.4% |
| DES Wisdomtree US Smallcap Divid | 0.21% | 54,912 | $1.8M | Add +1.1% |
| VGT Vanguard Info Tech ETF | 0.21% | 2,463 | $1.8M | Reduce -3.3% |
| SCHM Schwab US Mid Cap ETF | 0.20% | 59,064 | $1.8M | Reduce -1.3% |
| V Visa Inc. Class A | 0.19% | 5,005 | $1.7M | Add +15.7% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.19% | 5,690 | $1.7M | Reduce -0.3% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.19% | 46,252 | $1.7M | No change |
| UNH Unitedhealth Group Inc. | 0.19% | 4,805 | $1.7M | Add +3.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.17% | 30,461 | $1.5M | Add +17.1% |
| VOO Vanguard S&P 500 ETF | 0.17% | 2,476 | $1.5M | Add +1.7% |
| DFSU Dimensional US Sus CORE1 ETF | 0.17% | 35,228 | $1.5M | Add +2.5% |
| WFC Wells Fargo & Co. | 0.17% | 17,760 | $1.5M | Add +96.2% |
| LMT Lockheed Martin Corp. | 0.17% | 2,967 | $1.5M | Add +13.4% |
| IHE iShares US Pharmaceuticals E | 0.17% | 20,254 | $1.5M | Add +0.2% |
| ITOT iShares Core S&P Total U.S. | 0.16% | 9,929 | $1.4M | Add +0.1% |
| ESGV Vanguard ESG US Stock ETF | 0.16% | 11,996 | $1.4M | No change |
| RSPT Invesco S&P 500 Equal Weight | 0.16% | 31,003 | $1.4M | Reduce -2.2% |
| NOG Northern Oil and Gas Inc. | 0.16% | 54,947 | $1.4M | No change |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.15% | 43,247 | $1.3M | Add +6.5% |
| RTX RTX Corp. | 0.15% | 7,941 | $1.3M | Add +6.9% |
Portfolio Sells Q2 2025 → Q3 2025
| BSV Vanguard Short-Term Bond ETF | Reduce -7.1% | 1.28% | −0.22 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -0.7% | 5.03% | −0.20 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.2% | 2.13% | −0.12 |
| SCHX Schwab US Large-Cap ETF | Reduce -8.5% | 0.96% | −0.10 |
| IVW iShares S&P 500 Growth ETF | Reduce -3.1% | 3.45% | −0.09 |
| JEPI JPMorgan Equity Premium Inco | Reduce -4.5% | 0.65% | −0.09 |
| IVE iShares S&P 500 Value ETF | Reduce -0.2% | 2.47% | −0.08 |
| RSP Invesco S&P 500 Equal Weight | Reduce -22.1% | 0.23% | −0.08 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Reduce -2.1% | 1.93% | −0.08 |
| COWZ Pacer US Cash Cows 100 ETF | Sold out | 0.00% | −0.06 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.7% | 0.88% | −0.06 |
| HELO JPMorgan Hedged Equity ETF | Reduce -23.0% | 0.13% | −0.05 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -35.4% | 0.08% | −0.05 |
| MMM 3M Co. | Reduce -10.7% | 0.23% | −0.05 |
| IBM Intl Business Machines Corp. | Reduce -19.3% | 0.11% | −0.04 |
| FLTB Fidelity Ltd. TRM BND ETF | Reduce -36.3% | 0.06% | −0.04 |
| AVLV Avantis US Large Cap Value | Sold out | 0.00% | −0.04 |
| RCL Royal Caribbean Cruises Ltd. | Reduce -10.4% | 0.22% | −0.04 |
| RUNN Running Oak Efficient GR ETF | Reduce -0.6% | 0.48% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -6.9% | 0.45% | −0.04 |
| VIGI Vanguard Int Div App Indx FD | Reduce -0.8% | 0.36% | −0.04 |
| PID Invesco International Divide | Reduce -1.5% | 0.54% | −0.04 |
| SCHH Schwab US REIT ETF | Reduce -43.9% | 0.04% | −0.03 |
| BIP Brookfield Infrastructure Pa | Reduce -0.8% | 0.28% | −0.03 |
| DOW Dow Inc. | Sold out | 0.00% | −0.03 |
| EFV iShares MSCI Eafe Value ETF | Reduce -3.3% | 0.53% | −0.03 |
| KMI Kinder Morgan Inc. | Reduce -9.5% | 0.11% | −0.03 |
| FELG Fidelity Enh LRG Cap GWTH | Sold out | 0.00% | −0.03 |
| HON Honeywell International Inc. | Reduce -0.4% | 0.12% | −0.03 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.03 |
| F Ford Motor Co. | Reduce -42.6% | 0.03% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -1.3% | 0.32% | −0.02 |
| VRT Vertiv Holdings Co. Class A | Reduce -47.6% | 0.03% | −0.02 |
| IDOG Alps International Sector Di | Reduce -4.3% | 0.26% | −0.02 |
| USFR Wisdomtree Floating Rate Tre | Reduce -1.0% | 0.22% | −0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -2.7% | 0.47% | −0.02 |
| PKW Invesco Buyback Achievers Et | Reduce -1.2% | 0.73% | −0.02 |
| VUSB Vanguard Ultra Short Bond Et | Reduce -5.4% | 0.14% | −0.02 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -5.5% | 0.33% | −0.02 |
| MA Mastercard Inc. Class A | Reduce -1.1% | 0.22% | −0.02 |
| VFH Vanguard Financials ETF | Reduce -12.4% | 0.09% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -4.0% | 0.22% | −0.02 |
| SDOG Alps Sector Dividend Dogs | Reduce -11.3% | 0.11% | −0.02 |
| TFLO iShares Treasury Floating Ra | Reduce -15.4% | 0.06% | −0.02 |
| DTH Wisdomtree International Hig | Reduce -0.7% | 0.54% | −0.02 |
| PTY PIMCO Corporate & Income Opp | Reduce -11.1% | 0.09% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.3% | 0.27% | −0.01 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -19.9% | 0.05% | −0.01 |
| TYG Tortoise Energy Infrastruct | Reduce -3.0% | 0.10% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -5.0% | 0.15% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| AAPL Apple Inc. | Add +3.0% | 2.42% | +0.36 |
| DFAC Dimensional US Core Equity 2 | Add +11.8% | 3.56% | +0.33 |
| IVV iShares Core S&P 500 ETF | Add +64.3% | 0.60% | +0.23 |
| DFAX Dimensional World Ex US Core | Add +9.1% | 3.03% | +0.20 |
| GBIL Goldman Sachs Access Treasur | Add +64.2% | 0.48% | +0.16 |
| JMUB JPMorgan Municipal ETF | Add +67.9% | 0.43% | +0.16 |
| GEW Cambria Global Ew ETF | New | 0.15% | +0.15 |
| MUB iShares National Muni Bond E | Add +122.4% | 0.26% | +0.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +1.1% | 8.52% | +0.12 |
| SCHZ Schwab US Aggregate Bond ETF | Add +119.4% | 0.21% | +0.11 |
| EMR Emerson Electric Co. | New | 0.09% | +0.09 |
| SCHG Schwab US Large-Cap Growth | Add +7.7% | 1.11% | +0.08 |
| WFC Wells Fargo & Co. | Add +96.2% | 0.17% | +0.08 |
| CGXU Cap Group Intl Focus | Add +3.7% | 2.02% | +0.07 |
| DFUV Dimensional US Marketwide Va | New | 0.07% | +0.07 |
| IYW iShares Ustechnology ETF | Add +0.5% | 1.55% | +0.06 |
| JMST JPM Ultra-Short Muni Income | Add +156.6% | 0.11% | +0.06 |
| AVUV Avantis US Small Cap Value | Add +7.4% | 0.83% | +0.06 |
| IWP iShares Russell Mid-Cap Grow | New | 0.06% | +0.06 |
| ORCL Oracle Corp. | Add +34.9% | 0.13% | +0.05 |
| SHY iShares 1-3 Year Treasury Bo | New | 0.04% | +0.04 |
| SLYG SS SPDR S&P 600 SC GR ETF | New | 0.04% | +0.04 |
| SEIV Sei Qim US Large Cap Value A | Add +16.6% | 0.27% | +0.04 |
| SCHF Schwab Intl Equity ETF | Add +12.2% | 0.49% | +0.04 |
| JPIB JPMorgan Intl BND ETF | New | 0.04% | +0.04 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | New | 0.04% | +0.04 |
| SEIM Sei Qim US Large Cap Momentu | Add +16.4% | 0.27% | +0.04 |
| MINT PIMCO Enhanced Short Maturit | Add +14.8% | 0.66% | +0.03 |
| AMGN Amgen Inc. | New | 0.03% | +0.03 |
| NVDA Nvidia Corp. | Add +3.8% | 0.29% | +0.03 |
| AVEM Avantis Emerging Markets Eq | New | 0.03% | +0.03 |
| IEFA iShares Core MSCI Eafe ETF | Add +18.7% | 0.23% | +0.03 |
| JCPB JPMorgan Core Plus Bond ETF | New | 0.03% | +0.03 |
| HIMU iShares High Yild Muni A ETF | Add +43.8% | 0.10% | +0.03 |
| AGG iShares Core U.S. Aggregate | New | 0.02% | +0.02 |
| MPC Marathon Petroleum Corp. | New | 0.02% | +0.02 |
| IWF iShares Russell 1000 Growth | New | 0.02% | +0.02 |
| JPST JPMorgan Ultra-Short Income | Add +41.0% | 0.11% | +0.02 |
| JNJ Johnson & Johnson | Add +23.9% | 0.09% | +0.02 |
| EQAL Invesco Russell 1000 Equal W | New | 0.02% | +0.02 |
| PSX Phillips 66 | New | 0.02% | +0.02 |
| SMH Vaneck Semiconductor ETF | New | 0.02% | +0.02 |
| EEM iShares MSCI Emerging Market | New | 0.02% | +0.02 |
| SHYG iShares 0-5 YR HY Corp. Bond | New | 0.02% | +0.02 |
| LMT Lockheed Martin Corp. | Add +13.4% | 0.17% | +0.02 |
| SEIQ Sei Qim US Large Cap Quality | Add +20.9% | 0.13% | +0.02 |
| RTX RTX Corp. | Add +6.9% | 0.15% | +0.02 |
| ABBV Abbvie Inc. | Add +8.2% | 0.08% | +0.02 |
| SCHY Schwab International DVD ETF | Add +12.8% | 0.29% | +0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +17.1% | 0.17% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 296 | $1.0B | VUG, VTV, DFAC, MOAT, VEA |
| Q1 2026 | 286 | $923.9M | VUG, VTV, MOAT, DFAC, VEA |
| Q4 2025 | 281 | $914.3M | VUG, MOAT, VTV, VEA, DFAC |
| Q3 2025 | 288 | $878.3M | VUG, MOAT, VTV, VEA, DFAC |
| Q2 2025 | 273 | $805.7M | VUG, MOAT, VTV, VEA, BND |
| Q1 2025 | 266 | $735.8M | VUG, MOAT, VTV, BND, VEA |
| Q4 2024 | 262 | $737.8M | VUG, MOAT, IVE, IVW, VEA |
| Q3 2024 | 253 | $731.2M | VUG, MOAT, IVE, VEA, IVW |
| Q2 2024 | 261 | $730.1M | VUG, MOAT, IVE, FNDX, IVW |
| Q1 2024 | 259 | $733.1M | MOAT, VUG, IVE, FNDX, IVW |