Cahill Financial Advisors Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 18, 2026), Cahill Financial Advisors Inc. reported 281 stock positions worth $914.3 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 9.0% of the portfolio, followed by Vaneck Morningstar Wide Moat (MOAT, 5.2%) and Vanguard Mrngstr Val ETF-Aui (VTV, 5.2%). Compared with Q3 2025, it opened 3 new positions, sold out of 10, added to 119 and reduced 132. The biggest buy was Dimensional US Core Equity 2 (DFAC, shares +27%) and the biggest sale Wisdomtree U.S. Quality Divi (DGRW, shares −77%).
- Most Recent 13F
- Q2 2026
- Location
- EDINA, MN
- CIK
- 0001600327
- Portfolio Value
- $914.3M (Q4 2025)
- SEC Filing
- 0001600327-26-000003 ↗ filed Feb 18, 2026
Holdings Value
Holdings 281 stocks · $914.3M
| VUG Vanguard Mrngstar GR ETF-Sui | 8.96% | 455,261 | $82.0M | Add +191.8% |
| MOAT Vaneck Morningstar Wide Moat | 5.21% | 565,557 | $47.7M | Add +26.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 5.16% | 247,174 | $47.2M | Add +6.4% |
| VEA Vanguard Ftse Developed ETF | 4.58% | 669,988 | $41.9M | Add +14.9% |
| DFAC Dimensional US Core Equity 2 | 4.47% | 1,032,480 | $40.9M | Add +27.3% |
| BND Vanguard Total Bond Market | 3.70% | 601,222 | $33.8M | Add +44.7% |
| DFAX Dimensional World Ex US Core | 3.44% | 960,236 | $31.4M | Add +13.1% |
| IVW iShares S&P 500 Growth ETF | 3.27% | 242,530 | $29.9M | Reduce -3.5% |
| QUAL iShares MSCI USA Quality Fac | 2.62% | 120,607 | $24.0M | Add +10.5% |
| AAPL Apple Inc. | 2.47% | 83,235 | $22.6M | Reduce -0.4% |
| IVE iShares S&P 500 Value ETF | 2.43% | 104,567 | $22.2M | Reduce -0.3% |
| VIG Vanguard Dividend Apprec ETF | 2.00% | 83,148 | $18.3M | Reduce -4.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.90% | 34,595 | $17.4M | Reduce -5.0% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 1.87% | 577,499 | $17.1M | Reduce -3.6% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 1.86% | 853,852 | $17.0M | Add +32.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.71% | 53,990 | $15.7M | Add +104.7% |
| IYW iShares Ustechnology ETF | 1.51% | 69,262 | $13.8M | Reduce -0.4% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.41% | 284,332 | $12.9M | Add +7.1% |
| BSV Vanguard Short-Term Bond ETF | 1.23% | 142,762 | $11.3M | Add +0.0% |
| SCHG Schwab US Large-Cap Growth | 1.07% | 299,751 | $9.8M | Reduce -2.3% |
| SCHD Schwab US DVD Equity ETF | 1.03% | 343,149 | $9.4M | Add +12.5% |
| AVUV Avantis US Small Cap Value | 0.95% | 85,247 | $8.7M | Add +16.8% |
| SCHX Schwab US Large-Cap ETF | 0.89% | 300,798 | $8.1M | Reduce -5.8% |
| MINT PIMCO Enhanced Short Maturit | 0.85% | 77,379 | $7.8M | Add +35.2% |
| PKW Invesco Buyback Achievers Et | 0.70% | 47,721 | $6.4M | Reduce -0.9% |
| JEPI JPMorgan Equity Premium Inco | 0.62% | 99,716 | $5.7M | Reduce -0.3% |
| SCHV Schwab US Large-Cap Value | 0.61% | 189,046 | $5.6M | Add +2.1% |
| JMUB JPMorgan Municipal ETF | 0.60% | 108,977 | $5.5M | Add +44.3% |
| MSFT Microsoft Corp. | 0.60% | 11,282 | $5.5M | Reduce -1.6% |
| DGRW Wisdomtree U.S. Quality Divi | 0.58% | 59,260 | $5.3M | Reduce -77.1% |
| DTH Wisdomtree International Hig | 0.56% | 99,020 | $5.1M | Add +3.4% |
| EFV iShares MSCI Eafe Value ETF | 0.55% | 70,189 | $5.0M | Add +2.2% |
| PID Invesco International Divide | 0.53% | 221,334 | $4.9M | Reduce -1.0% |
| MEMS Matthews Em Discovery | 0.53% | 188,548 | $4.8M | Add +2.2% |
| VWO Vanguard Ftse Emerging Marke | 0.52% | 88,235 | $4.7M | Reduce -5.3% |
| IVV iShares Core S&P 500 ETF | 0.52% | 6,915 | $4.7M | Reduce -12.1% |
| SCHF Schwab Intl Equity ETF | 0.51% | 192,341 | $4.6M | Add +3.5% |
| GBIL Goldman Sachs Access Treasur | 0.50% | 45,923 | $4.6M | Add +9.4% |
| DON Wisdomtree US Midcap Dividen | 0.48% | 85,752 | $4.4M | Add +11.2% |
| RUNN Running Oak Efficient GR ETF | 0.47% | 127,940 | $4.3M | Add +5.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.46% | 19,886 | $4.2M | Add +1.3% |
| ASIA Matthews Pacific Tiger ETF | 0.45% | 121,716 | $4.2M | Add +0.7% |
| HDV iShares Core High Dividend E | 0.43% | 32,501 | $4.0M | Reduce -1.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.42% | 5,687 | $3.9M | Reduce -4.6% |
| SCHA Schwab US Small-Cap ETF | 0.41% | 132,523 | $3.8M | Reduce -5.0% |
| IJH iShares Core S&P Midcap ETF | 0.40% | 55,760 | $3.7M | Reduce -68.3% |
| SCHZ Schwab US Aggregate Bond ETF | 0.40% | 157,241 | $3.7M | Add +99.3% |
| IWV iShares Russell 3000 ETF | 0.38% | 9,023 | $3.5M | Add +0.2% |
| SCHY Schwab International DVD ETF | 0.38% | 115,031 | $3.4M | Add +28.2% |
| VIGI Vanguard Int Div App Indx FD | 0.36% | 35,858 | $3.3M | Add +0.8% |
| SPAB SS SPDR P Agg Bond ETF | 0.35% | 123,182 | $3.2M | Add +6.0% |
| IWM iShares Russell 2000 ETF | 0.34% | 12,552 | $3.1M | Add +0.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.33% | 4,885 | $3.0M | Reduce -0.0% |
| IUSG iShares Core S&P U.S. Growth | 0.31% | 16,961 | $2.8M | Add +0.0% |
| AMZN Amazon.com Inc. | 0.31% | 12,303 | $2.8M | Add +0.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.29% | 8,034 | $2.7M | Add +10.0% |
| IJR iShares Core S&P Small-Cap E | 0.29% | 22,346 | $2.7M | Reduce -4.7% |
| VNQ Vanguard Real Estate ETF | 0.29% | 29,887 | $2.6M | Reduce -2.9% |
| IWR iShares Russell Mid-Cap ETF | 0.29% | 27,464 | $2.6M | Reduce -2.9% |
| MUB iShares National Muni Bond E | 0.29% | 24,500 | $2.6M | Add +14.8% |
| EFG iShares MSCI Eafe Growth ETF | 0.28% | 22,450 | $2.6M | Add +0.5% |
| IDOG Alps International Sector Di | 0.28% | 66,117 | $2.5M | Add +2.3% |
| BIP Brookfield Infrastructure Pa | 0.28% | 73,352 | $2.5M | Reduce -2.2% |
| AOR iShares Core 60/40 Balanced | 0.27% | 38,397 | $2.5M | Reduce -0.1% |
| IWB iShares Russell 1000 ETF | 0.27% | 6,644 | $2.5M | No change |
| RSPH Invesco S&P 500 Equal Weight | 0.26% | 75,380 | $2.4M | Add +0.1% |
| DFAU Dimensional US Core Equity M | 0.26% | 51,072 | $2.4M | No change |
| DFIC Dimensional International Co. | 0.26% | 67,807 | $2.3M | Add +7.2% |
| NVDA Nvidia Corp. | 0.25% | 12,421 | $2.3M | Reduce -9.2% |
| IUSV iShares Core S&P U.S. Value | 0.25% | 22,016 | $2.3M | Add +0.2% |
| JPM JPMorgan Chase & Co. | 0.24% | 6,865 | $2.2M | Reduce -0.7% |
| MMM 3M Co. | 0.24% | 13,455 | $2.2M | Add +2.3% |
| SEIM Sei Qim US Large Cap Momentu filed as SEI EXCHANGE TRADED FUNDS | 0.23% | 46,586 | $2.1M | Reduce -11.7% |
| SEIV Sei Qim US Large Cap Value A filed as SEI EXCHANGE TRADED FUNDS | 0.23% | 51,602 | $2.1M | Reduce -15.1% |
| RSP Invesco S&P 500 Equal Weight | 0.22% | 10,501 | $2.0M | Reduce -1.6% |
| EFA iShares MSCI Eafe ETF | 0.22% | 20,817 | $2.0M | Add +0.6% |
| MA Mastercard Inc. Class A | 0.21% | 3,405 | $1.9M | Reduce -0.3% |
| DES Wisdomtree US Smallcap Divid | 0.21% | 57,995 | $1.9M | Add +5.6% |
| USFR Wisdomtree Floating Rate Tre | 0.21% | 38,021 | $1.9M | Reduce -0.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.21% | 7,334 | $1.9M | Reduce -3.5% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.20% | 37,160 | $1.9M | Add +22.0% |
| VGT Vanguard Info Tech ETF | 0.20% | 2,424 | $1.8M | Reduce -1.6% |
| V Visa Inc. Class A | 0.19% | 4,984 | $1.7M | Reduce -0.4% |
| IEFA iShares Core MSCI Eafe ETF | 0.19% | 19,483 | $1.7M | Reduce -15.6% |
| IHE iShares US Pharmaceuticals E | 0.19% | 20,309 | $1.7M | Add +0.3% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.19% | 46,948 | $1.7M | Add +1.5% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.18% | 5,589 | $1.7M | Reduce -1.8% |
| WFC Wells Fargo & Co. | 0.18% | 17,374 | $1.6M | Reduce -2.2% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.18% | 50,982 | $1.6M | Add +17.9% |
| SCHM Schwab US Mid Cap ETF | 0.17% | 52,990 | $1.6M | Reduce -10.3% |
| UNH Unitedhealth Group Inc. | 0.17% | 4,811 | $1.6M | Add +0.1% |
| RCL Royal Caribbean Cruises Ltd. | 0.17% | 5,564 | $1.6M | Reduce -8.3% |
| VOO Vanguard S&P 500 ETF | 0.17% | 2,443 | $1.5M | Reduce -1.3% |
| GOOG Alphabet Inc. Class C | 0.17% | 4,878 | $1.5M | Reduce -1.4% |
| DFSU Dimensional US Sus CORE1 ETF | 0.16% | 34,417 | $1.5M | Reduce -2.3% |
| USB US Bancorp | 0.16% | 27,593 | $1.5M | Add +1.3% |
| ITOT iShares Core S&P Total U.S. | 0.16% | 9,882 | $1.5M | Reduce -0.5% |
| LMT Lockheed Martin Corp. | 0.15% | 2,859 | $1.4M | Reduce -3.6% |
| RSPT Invesco S&P 500 Equal Weight | 0.15% | 30,321 | $1.4M | Reduce -2.2% |
| JPST JPMorgan Ultra-Short Income | 0.15% | 27,140 | $1.4M | Add +48.4% |
Portfolio Sells Q3 2025 → Q4 2025
| DGRW Wisdomtree U.S. Quality Divi | Reduce -77.1% | 0.58% | −2.04 |
| IJH iShares Core S&P Midcap ETF | Reduce -68.3% | 0.40% | −0.90 |
| IVW iShares S&P 500 Growth ETF | Reduce -3.5% | 3.27% | −0.18 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -5.0% | 1.90% | −0.18 |
| CGXU Cap Group Intl Focus | Reduce -3.6% | 1.87% | −0.15 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.2% | 2.00% | −0.13 |
| IVV iShares Core S&P 500 ETF | Reduce -12.1% | 0.52% | −0.08 |
| MSFT Microsoft Corp. | Reduce -1.6% | 0.60% | −0.08 |
| SCHX Schwab US Large-Cap ETF | Reduce -5.8% | 0.89% | −0.07 |
| HELO JPMorgan Hedged Equity ETF | Reduce -42.9% | 0.08% | −0.06 |
| VWO Vanguard Ftse Emerging Marke | Reduce -5.3% | 0.52% | −0.06 |
| RCL Royal Caribbean Cruises Ltd. | Reduce -8.3% | 0.17% | −0.05 |
| SCHG Schwab US Large-Cap Growth | Reduce -2.3% | 1.07% | −0.04 |
| ORCL Oracle Corp. | Reduce -0.6% | 0.09% | −0.04 |
| SLYG SS SPDR S&P 600 SC GR ETF | Sold out | 0.00% | −0.04 |
| IVE iShares S&P 500 Value ETF | Reduce -0.3% | 2.43% | −0.04 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -15.6% | 0.19% | −0.04 |
| IYW iShares Ustechnology ETF | Reduce -0.4% | 1.51% | −0.04 |
| SEIM Sei Qim US Large Cap Momentu | Reduce -11.7% | 0.23% | −0.04 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Sold out | 0.00% | −0.04 |
| NVDA Nvidia Corp. | Reduce -9.2% | 0.25% | −0.04 |
| PTY PIMCO Corporate & Income Opp | Reduce -31.9% | 0.05% | −0.04 |
| NOBL Proshares S&P 500 Dividend A | Sold out | 0.00% | −0.04 |
| SEIV Sei Qim US Large Cap Value A | Reduce -15.1% | 0.23% | −0.03 |
| BA The Boeing Co. | Sold out | 0.00% | −0.03 |
| VNQ Vanguard Real Estate ETF | Reduce -2.9% | 0.29% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -5.0% | 0.41% | −0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -4.6% | 0.42% | −0.03 |
| DLS Wisdomtree Intl S/C DVD Fund | Reduce -36.3% | 0.05% | −0.03 |
| PFE Pfizer Inc. | Reduce -37.7% | 0.04% | −0.03 |
| BDX Becton Dickinson and Co. | Sold out | 0.00% | −0.03 |
| JEPI JPMorgan Equity Premium Inco | Reduce -0.3% | 0.62% | −0.03 |
| PKW Invesco Buyback Achievers Et | Reduce -0.9% | 0.70% | −0.03 |
| HDV iShares Core High Dividend E | Reduce -1.0% | 0.43% | −0.03 |
| SCHM Schwab US Mid Cap ETF | Reduce -10.3% | 0.17% | −0.03 |
| MPC Marathon Petroleum Corp. | Sold out | 0.00% | −0.02 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -27.0% | 0.06% | −0.02 |
| TXN Texas Instruments Inc. | Sold out | 0.00% | −0.02 |
| SCHB Schwab US Broad Market ETF | Reduce -18.1% | 0.10% | −0.02 |
| HRB H&R Block Inc. | Sold out | 0.00% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -4.7% | 0.29% | −0.02 |
| PSX Phillips 66 | Sold out | 0.00% | −0.02 |
| IWR iShares Russell Mid-Cap ETF | Reduce -2.9% | 0.29% | −0.02 |
| TFLO iShares Treasury Floating Ra | Reduce -30.7% | 0.04% | −0.02 |
| HD Home Depot Inc. | Reduce -0.9% | 0.09% | −0.02 |
| SEIQ Sei Qim US Large Cap Quality | Reduce -10.8% | 0.11% | −0.02 |
| LMT Lockheed Martin Corp. | Reduce -3.6% | 0.15% | −0.02 |
| HON Honeywell International Inc. | Reduce -3.3% | 0.11% | −0.02 |
| IGV iShares Expanded Tech-Softwa | Reduce -0.2% | 0.10% | −0.01 |
| FDN First Trust DJ Internet Ind | Reduce -2.6% | 0.12% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| DFAC Dimensional US Core Equity 2 | Add +27.3% | 4.47% | +0.91 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +104.7% | 1.71% | +0.83 |
| VEA Vanguard Ftse Developed ETF | Add +14.9% | 4.58% | +0.60 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +191.8% | 8.96% | +0.45 |
| DFAX Dimensional World Ex US Core | Add +13.1% | 3.44% | +0.40 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +6.4% | 5.16% | +0.23 |
| QUAL iShares MSCI USA Quality Fac | Add +10.5% | 2.62% | +0.20 |
| MINT PIMCO Enhanced Short Maturit | Add +35.2% | 0.85% | +0.19 |
| SCHZ Schwab US Aggregate Bond ETF | Add +99.3% | 0.40% | +0.19 |
| MOAT Vaneck Morningstar Wide Moat | Add +26.9% | 5.21% | +0.18 |
| BND Vanguard Total Bond Market | Add +44.7% | 3.70% | +0.18 |
| JMUB JPMorgan Municipal ETF | Add +44.3% | 0.60% | +0.17 |
| AVUV Avantis US Small Cap Value | Add +16.8% | 0.95% | +0.12 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +7.1% | 1.41% | +0.11 |
| USRT iShares Core US REIT ETF | New | 0.09% | +0.09 |
| SCHY Schwab International DVD ETF | Add +28.2% | 0.38% | +0.09 |
| SCHD Schwab US DVD Equity ETF | Add +12.5% | 1.03% | +0.08 |
| JPIB JPMorgan Intl BND ETF | Add +165.2% | 0.09% | +0.06 |
| HIMU iShares High Yild Muni A ETF | Add +56.0% | 0.15% | +0.05 |
| JPST JPMorgan Ultra-Short Income | Add +48.4% | 0.15% | +0.04 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +22.0% | 0.20% | +0.03 |
| JNJ Johnson & Johnson | Add +26.1% | 0.12% | +0.03 |
| VBIL Vanguard 0-3M T-Bill ETF | New | 0.03% | +0.03 |
| MUB iShares National Muni Bond E | Add +14.8% | 0.29% | +0.03 |
| DWM Wisdomtree International Equ | New | 0.03% | +0.03 |
| VXUS Vanguard Total Intl Stock | Add +46.4% | 0.08% | +0.03 |
| JCPB JPMorgan Core Plus Bond ETF | Add +111.3% | 0.05% | +0.03 |
| DON Wisdomtree US Midcap Dividen | Add +11.2% | 0.48% | +0.02 |
| DTH Wisdomtree International Hig | Add +3.4% | 0.56% | +0.02 |
| GBIL Goldman Sachs Access Treasur | Add +9.4% | 0.50% | +0.02 |
| FNDA Schwab Fndmntl US SM Co. ETF | Add +17.9% | 0.18% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +10.0% | 0.29% | +0.02 |
| IHE iShares US Pharmaceuticals E | Add +0.3% | 0.19% | +0.02 |
| IDV iShares International Select | Add +22.2% | 0.09% | +0.02 |
| DFIC Dimensional International Co. | Add +7.2% | 0.26% | +0.02 |
| GIS General Mills Inc. | Add +63.6% | 0.06% | +0.02 |
| EFV iShares MSCI Eafe Value ETF | Add +2.2% | 0.55% | +0.02 |
| VYM Vanguard High DVD Yield ETF | Add +20.2% | 0.12% | +0.02 |
| IDOG Alps International Sector Di | Add +2.3% | 0.28% | +0.02 |
| SCHF Schwab Intl Equity ETF | Add +3.5% | 0.51% | +0.01 |
| SHY iShares 1-3 Year Treasury Bo | Add +36.2% | 0.05% | +0.01 |
| AMLP Alerian MLP ETF | Add +38.9% | 0.05% | +0.01 |
| USB US Bancorp | Add +1.3% | 0.16% | +0.01 |
| RSPH Invesco S&P 500 Equal Weight | Add +0.1% | 0.26% | +0.01 |
| TGT Target Corp. | Add +5.0% | 0.11% | +0.01 |
| CHRW C.H. Robinson Worldwide Inc. | Add +0.8% | 0.07% | +0.01 |
| ACN Accenture PLC Class A | Add +21.9% | 0.04% | +0.01 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +44.3% | 0.03% | +0.01 |
| STX Seagate Technology Holdings | Add +0.9% | 0.07% | +0.01 |
| JMST JPM Ultra-Short Muni Income | Add +10.7% | 0.11% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 296 | $1.0B | VUG, VTV, DFAC, MOAT, VEA |
| Q1 2026 | 286 | $923.9M | VUG, VTV, MOAT, DFAC, VEA |
| Q4 2025 | 281 | $914.3M | VUG, MOAT, VTV, VEA, DFAC |
| Q3 2025 | 288 | $878.3M | VUG, MOAT, VTV, VEA, DFAC |
| Q2 2025 | 273 | $805.7M | VUG, MOAT, VTV, VEA, BND |
| Q1 2025 | 266 | $735.8M | VUG, MOAT, VTV, BND, VEA |
| Q4 2024 | 262 | $737.8M | VUG, MOAT, IVE, IVW, VEA |
| Q3 2024 | 253 | $731.2M | VUG, MOAT, IVE, VEA, IVW |
| Q2 2024 | 261 | $730.1M | VUG, MOAT, IVE, FNDX, IVW |
| Q1 2024 | 259 | $733.1M | MOAT, VUG, IVE, FNDX, IVW |