Canandaigua National Bank & Trust Co.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 7, 2025), Canandaigua National Bank & Trust Co. reported 322 stock positions worth $1.1 billion. Its top holding was iShares Core S&P U.S. Value (IUSV) at 7.4% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 5.3%) and Schwab Fndmn Intl LRG Co. ETF (FNDF, 4.0%). Compared with Q2 2025, it opened 22 new positions, sold out of 9, added to 77 and reduced 184. The biggest buy was SS SPDR P S&P 500 Growth ETF (SPYG, shares +1%) and the biggest sale Financial Institutions (FISI, shares −36%).
- Most Recent 13F
- Q2 2026
- Location
- CANANDAIGUA, NY
- CIK
- 0001074266
- Portfolio Value
- $1.1B (Q3 2025)
- SEC Filing
- 0001074266-25-000005 ↗ filed Oct 7, 2025
Holdings Value
Holdings 322 stocks · $1.1B
| IUSV iShares Core S&P U.S. Value | 7.36% | 837,230 | $83.7M | Add +2.2% |
| SPYG SS SPDR P S&P 500 Growth ETF | 5.30% | 576,979 | $60.3M | Add +0.9% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 3.97% | 1,051,290 | $45.2M | Add +0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 3.93% | 67,090 | $44.7M | Reduce -0.6% |
| MSFT Microsoft Corp. | 3.89% | 85,291 | $44.2M | Reduce -2.0% |
| MDYV SS SPDR S&P 400 MC Val ETF | 2.89% | 393,213 | $32.8M | Reduce -0.9% |
| AAPL Apple Inc. | 2.77% | 123,602 | $31.5M | Reduce -3.5% |
| JPM JPMorgan Chase & Co. | 2.41% | 86,984 | $27.4M | Reduce -2.3% |
| XOM Exxon Mobil Corp. | 2.17% | 218,394 | $24.6M | Reduce -1.5% |
| ORCL Oracle Corp. | 1.82% | 73,695 | $20.7M | Reduce -3.7% |
| SLYV SS SPDR S&P 600 SC Val ETF | 1.61% | 206,200 | $18.3M | Reduce -2.3% |
| JNJ Johnson & Johnson | 1.48% | 90,977 | $16.9M | Reduce -4.9% |
| EFA iShares MSCI Eafe ETF | 1.45% | 175,977 | $16.4M | Reduce -0.2% |
| RTX RTX Corp. | 1.35% | 92,021 | $15.4M | Reduce -2.6% |
| IWP iShares Russell Mid-Cap Grow | 1.12% | 89,663 | $12.8M | Add +6.9% |
| PG The Procter & Gamble Co. | 1.08% | 80,065 | $12.3M | Reduce -1.8% |
| NVDA Nvidia Corp. | 1.08% | 65,854 | $12.3M | Add +7.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.07% | 47,884 | $12.2M | Reduce -0.7% |
| GOOG Alphabet Inc. Class C | 1.06% | 49,296 | $12.0M | Reduce -2.7% |
| DEM Wisdomtree Emerging Markets | 0.99% | 243,658 | $11.2M | Add +0.8% |
| AMZN Amazon.com Inc. | 0.98% | 50,617 | $11.1M | Reduce -3.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.94% | 36,310 | $10.7M | Reduce -1.0% |
| MCD McDonald's Corp. | 0.88% | 32,965 | $10.0M | Reduce -1.8% |
| PEP Pepsico Inc. | 0.81% | 65,423 | $9.2M | Reduce -2.9% |
| CAT Caterpillar Inc. | 0.80% | 18,947 | $9.0M | Add +7.4% |
| MA Mastercard Inc. Class A | 0.75% | 14,967 | $8.5M | Reduce -1.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.75% | 30,041 | $8.5M | Reduce -1.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.73% | 13,902 | $8.3M | Reduce -3.0% |
| MRK Merck & Co. Inc. | 0.68% | 91,943 | $7.7M | Reduce -4.3% |
| CVX Chevron Corp. | 0.67% | 49,227 | $7.6M | Reduce -4.3% |
| ABT Abbott Laboratories | 0.64% | 54,263 | $7.3M | Reduce -4.1% |
| PAYX Paychex Inc. | 0.62% | 55,670 | $7.1M | Reduce -1.2% |
| GS Goldman Sachs Group Inc. | 0.61% | 8,651 | $6.9M | Reduce -1.8% |
| LLY Eli Lilly & Co. | 0.60% | 8,992 | $6.9M | Add +10.2% |
| ABBV Abbvie Inc. | 0.60% | 29,321 | $6.8M | Reduce -5.2% |
| TLT iShares 20+ Year Treasury BD | 0.59% | 75,174 | $6.7M | Reduce -7.1% |
| LMT Lockheed Martin Corp. | 0.54% | 12,353 | $6.2M | Reduce -0.6% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.54% | 118,573 | $6.1M | Reduce -0.3% |
| CSCO Cisco Systems Inc. | 0.54% | 88,891 | $6.1M | Reduce -1.2% |
| KO The Coca-Cola Co. | 0.53% | 91,612 | $6.1M | Reduce -5.4% |
| NEE Nextera Energy Inc. | 0.53% | 79,932 | $6.0M | Reduce -2.8% |
| BLK BlackRock Inc. | 0.52% | 5,039 | $5.9M | Add +16.9% |
| STZ Constellation Brands Inc. Class A | 0.51% | 43,194 | $5.8M | Add +0.8% |
| NSC Norfolk Southern Corp. | 0.50% | 19,043 | $5.7M | Reduce -2.9% |
| GE General Electric filed as GE AEROSPACE | 0.50% | 18,979 | $5.7M | Add +6.8% |
| ITOT iShares Core S&P Total U.S. | 0.49% | 38,538 | $5.6M | No change |
| HD Home Depot Inc. | 0.49% | 13,678 | $5.5M | Reduce -0.6% |
| IWR iShares Russell Mid-Cap ETF | 0.46% | 54,061 | $5.2M | Reduce -1.8% |
| FISI Financial Institutions Inc. | 0.43% | 179,723 | $4.9M | Reduce -35.8% |
| PFE Pfizer Inc. | 0.43% | 190,139 | $4.8M | Reduce -13.1% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.42% | 32,847 | $4.7M | Reduce -1.4% |
| GOOGL Alphabet Inc. Class A | 0.42% | 19,478 | $4.7M | Reduce -1.1% |
| IWM iShares Russell 2000 ETF | 0.39% | 18,322 | $4.4M | Reduce -0.4% |
| ADBE Adobe Inc. | 0.39% | 12,557 | $4.4M | Add +46.3% |
| META Meta Platforms Inc. Class A | 0.38% | 5,890 | $4.3M | Reduce -1.6% |
| WMT Walmart Inc. | 0.38% | 41,650 | $4.3M | Reduce -3.5% |
| GD General Dynamics Corp. | 0.37% | 12,235 | $4.2M | Reduce -1.8% |
| TT Trane Technologies PLC | 0.36% | 9,674 | $4.1M | Reduce -1.0% |
| AXP American Express Co. | 0.35% | 11,922 | $4.0M | Reduce -0.1% |
| SO The Southern Co. | 0.34% | 41,197 | $3.9M | Reduce -0.8% |
| VNQ Vanguard Real Estate ETF | 0.34% | 41,890 | $3.8M | Reduce -3.6% |
| ZAUG Innov Eq Protect ETF - 1 Aug | 0.33% | 142,234 | $3.8M | Add +168.3% |
| SDY SS SPDR S&P Dividend ETF | 0.33% | 26,725 | $3.7M | Reduce -1.6% |
| MS Morgan Stanley | 0.33% | 23,466 | $3.7M | Reduce -1.3% |
| IWF iShares Russell 1000 Growth | 0.32% | 7,643 | $3.6M | No change |
| ZJUL Innovator Edp ETF 1 YR July | 0.31% | 124,204 | $3.6M | Add +3.4% |
| ESGD iShares Trust iShares ESG Aw | 0.31% | 38,331 | $3.6M | Reduce -4.1% |
| TXN Texas Instruments Inc. | 0.31% | 18,930 | $3.5M | Reduce -3.0% |
| ACN Accenture PLC Class A | 0.30% | 13,956 | $3.4M | Add +0.3% |
| IVV iShares Core S&P 500 ETF | 0.30% | 5,124 | $3.4M | Reduce -2.3% |
| DLR Digital Realty Trust Inc. | 0.30% | 19,636 | $3.4M | Reduce -0.8% |
| LOW Lowe's Cos Inc. | 0.30% | 13,456 | $3.4M | Reduce -2.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.29% | 6,627 | $3.3M | Reduce -4.7% |
| DE Deere & Co. | 0.29% | 7,267 | $3.3M | Reduce -0.6% |
| CARR Carrier Global Corp. | 0.29% | 54,841 | $3.3M | Reduce -1.7% |
| AMGN Amgen Inc. | 0.28% | 11,471 | $3.2M | Reduce -6.2% |
| AVGO Broadcom Inc. | 0.28% | 9,783 | $3.2M | Add +67.3% |
| VWO Vanguard Ftse Emerging Marke | 0.28% | 59,162 | $3.2M | Reduce -2.9% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.27% | 6,737 | $3.1M | Reduce -9.6% |
| BA The Boeing Co. | 0.27% | 14,441 | $3.1M | Reduce -2.3% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.27% | 26,711 | $3.1M | Reduce -6.4% |
| ETN Eaton Corp. PLC | 0.27% | 8,051 | $3.0M | Add +0.9% |
| AFL Aflac Inc. | 0.26% | 26,780 | $3.0M | Reduce -3.8% |
| CI The Cigna Group | 0.26% | 10,331 | $3.0M | Add +4.2% |
| LIN Linde PLC | 0.26% | 6,256 | $3.0M | Reduce -18.0% |
| SYK Stryker Corp. | 0.26% | 8,036 | $3.0M | Reduce -3.2% |
| CRM Salesforce Inc. | 0.25% | 11,975 | $2.8M | Add +5.0% |
| SCHW Schwab (charles) Corp. | 0.25% | 29,292 | $2.8M | Reduce -0.7% |
| PH Parker Hannifin Corp. | 0.24% | 3,660 | $2.8M | Add +0.1% |
| CVS CVS Health Corp. | 0.24% | 36,532 | $2.8M | Reduce -2.9% |
| VOO Vanguard S&P 500 ETF | 0.24% | 4,384 | $2.7M | No change |
| Soper Company Common | 0.24% | 303 | $2.7M | No change |
| UPS United Parcel Service Class B | 0.23% | 31,450 | $2.6M | Add +51.1% |
| COP Conocophillips | 0.23% | 27,499 | $2.6M | Reduce -1.4% |
| V Visa Inc. Class A | 0.23% | 7,571 | $2.6M | Reduce -14.0% |
| HON Honeywell International Inc. | 0.22% | 12,054 | $2.5M | Add +0.3% |
| IJH iShares Core S&P Midcap ETF | 0.22% | 38,035 | $2.5M | Reduce -0.1% |
| TRV The Travelers Cos Inc. | 0.21% | 8,610 | $2.4M | Reduce -9.3% |
| DUK Duke Energy Corp. | 0.21% | 19,391 | $2.4M | Add +0.0% |
| NOV Nov Inc. | 0.21% | 178,816 | $2.4M | Add +76.7% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $1.4M (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| FINANCIAL INSTITUTIONS I (FISI 8.48 PERP B-1) | Pfd Stk | 11,177 | $1.4M | Reduce -66.3% |
Total filed on the 13F, all lines: $1.1B.
Portfolio Sells Q2 2025 → Q3 2025
| FISI Financial Institutions Inc. | Reduce -35.8% | 0.43% | −0.24 |
| PAYX Paychex Inc. | Reduce -1.2% | 0.62% | −0.14 |
| MSFT Microsoft Corp. | Reduce -2.0% | 3.89% | −0.14 |
| PG The Procter & Gamble Co. | Reduce -1.8% | 1.08% | −0.12 |
| KO The Coca-Cola Co. | Reduce -5.4% | 0.53% | −0.10 |
| AMZN Amazon.com Inc. | Reduce -3.8% | 0.98% | −0.10 |
| CARR Carrier Global Corp. | Reduce -1.7% | 0.29% | −0.09 |
| IBM Intl Business Machines Corp. | Reduce -1.1% | 0.75% | −0.09 |
| ABT Abbott Laboratories | Reduce -4.1% | 0.64% | −0.08 |
| TLT iShares 20+ Year Treasury BD | Reduce -7.1% | 0.59% | −0.07 |
| LIN Linde PLC | Reduce -18.0% | 0.26% | −0.07 |
| TXN Texas Instruments Inc. | Reduce -3.0% | 0.31% | −0.07 |
| PFE Pfizer Inc. | Reduce -13.1% | 0.43% | −0.07 |
| V Visa Inc. Class A | Reduce -14.0% | 0.23% | −0.06 |
| DIS The Walt Disney Co. | Reduce -6.4% | 0.27% | −0.06 |
| XOM Exxon Mobil Corp. | Reduce -1.5% | 2.17% | −0.06 |
| TMO Thermo Fisher Scientific Inc. | Reduce -29.8% | 0.21% | −0.05 |
| DE Deere & Co. | Reduce -0.6% | 0.29% | −0.05 |
| NFLX Netflix Inc. | Reduce -25.9% | 0.08% | −0.05 |
| MA Mastercard Inc. Class A | Reduce -1.8% | 0.75% | −0.05 |
| CSCO Cisco Systems Inc. | Reduce -1.2% | 0.54% | −0.04 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -0.9% | 2.89% | −0.04 |
| SYK Stryker Corp. | Reduce -3.2% | 0.26% | −0.04 |
| EMN Eastman Chemical Co. | Reduce -18.9% | 0.08% | −0.04 |
| DRI Darden Restaurants Inc. | Reduce -3.9% | 0.15% | −0.04 |
| VTIP Vanguard Short-Term Tips | Sold out | 0.00% | −0.04 |
| KVUE Kenvue Inc. | Reduce -49.2% | 0.02% | −0.04 |
| TT Trane Technologies PLC | Reduce -1.0% | 0.36% | −0.04 |
| MKC McCormick & Co.-Non VTG SHRS | Reduce -51.7% | 0.02% | −0.03 |
| CMCSA Comcast Corp. Class A | Reduce -17.6% | 0.07% | −0.03 |
| MMM 3M Co. | Reduce -12.1% | 0.19% | −0.03 |
| AMGN Amgen Inc. | Reduce -6.2% | 0.28% | −0.03 |
| ABNB Airbnb Inc. Class A | Reduce -36.6% | 0.04% | −0.03 |
| IT Gartner Inc. | Sold out | 0.00% | −0.03 |
| OTIS Otis Worldwide Corp. | Reduce -1.7% | 0.19% | −0.03 |
| SAP Sap SE-Sponsored ADR | Reduce -4.9% | 0.11% | −0.03 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -9.6% | 0.27% | −0.03 |
| META Meta Platforms Inc. Class A | Reduce -1.6% | 0.38% | −0.03 |
| MCD McDonald's Corp. | Reduce -1.8% | 0.88% | −0.03 |
| WDAY Workday Inc. Class A | Reduce -41.1% | 0.04% | −0.03 |
| MDLZ Mondelez International Inc. Class A | Reduce -2.8% | 0.16% | −0.03 |
| MRK Merck & Co. Inc. | Reduce -4.3% | 0.68% | −0.03 |
| PNC PNC Financial Services Group | Sold out | 0.00% | −0.03 |
| KMB Kimberly-Clark Corp. | Reduce -8.1% | 0.13% | −0.02 |
| VZ Verizon Communications Inc. | Reduce -7.1% | 0.21% | −0.02 |
| SPGI S&P Global Inc. | Reduce -4.4% | 0.12% | −0.02 |
| TRV The Travelers Cos Inc. | Reduce -9.3% | 0.21% | −0.02 |
| PYPL PayPal Holdings Inc. | Reduce -3.4% | 0.11% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -3.6% | 0.34% | −0.02 |
| DLR Digital Realty Trust Inc. | Reduce -0.8% | 0.30% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| SPYG SS SPDR P S&P 500 Growth ETF | Add +0.9% | 5.30% | +0.24 |
| ZAUG Innov Eq Protect ETF - 1 Aug | Add +168.3% | 0.33% | +0.20 |
| NVDA Nvidia Corp. | Add +7.8% | 1.08% | +0.18 |
| CAT Caterpillar Inc. | Add +7.4% | 0.80% | +0.16 |
| IUSV iShares Core S&P U.S. Value | Add +2.2% | 7.36% | +0.16 |
| AVGO Broadcom Inc. | Add +67.3% | 0.28% | +0.13 |
| BLK BlackRock Inc. | Add +16.9% | 0.52% | +0.10 |
| NOV Nov Inc. | Add +76.7% | 0.21% | +0.09 |
| ADBE Adobe Inc. | Add +46.3% | 0.39% | +0.08 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +0.4% | 3.97% | +0.08 |
| GE General Electric | Add +6.8% | 0.50% | +0.08 |
| SNPS Synopsys Inc. | New | 0.05% | +0.05 |
| ELV Elevance Health Inc. | New | 0.05% | +0.05 |
| GLW Corning Inc. | Add +2.0% | 0.14% | +0.05 |
| BSX Boston Scientific Corp. | New | 0.04% | +0.04 |
| IWP iShares Russell Mid-Cap Grow | Add +6.9% | 1.12% | +0.04 |
| INTU Intuit Inc. | New | 0.04% | +0.04 |
| UPS United Parcel Service Class B | Add +51.1% | 0.23% | +0.04 |
| UBER Uber Technologies Inc. | New | 0.03% | +0.03 |
| CMI Cummins Inc. | Add +6.3% | 0.14% | +0.03 |
| GEV GE Vernova Inc. | Add +13.3% | 0.15% | +0.03 |
| VBIL Vanguard 0-3M T-Bill ETF | New | 0.03% | +0.03 |
| NUE Nucor Corp. | New | 0.02% | +0.02 |
| GLD SPDR Gold Shares | New | 0.02% | +0.02 |
| GEHC GE Healthcare Technology | New | 0.02% | +0.02 |
| CMC Commercial Metals Co. | New | 0.02% | +0.02 |
| BX Blackstone Inc. | New | 0.02% | +0.02 |
| OSIS Osi Systems Inc. | New | 0.02% | +0.02 |
| LYTS Lsi Industries Inc. | New | 0.02% | +0.02 |
| WBS Webster Financial Corp. | New | 0.02% | +0.02 |
| WFC Wells Fargo & Co. | Add +15.0% | 0.15% | +0.02 |
| NFG National Fuel Gas Co. | New | 0.02% | +0.02 |
| IPAC iShares Core MSCI Pacific Et | New | 0.02% | +0.02 |
| XYL Xylem Inc. | New | 0.02% | +0.02 |
| GVA Granite Construction Inc. | New | 0.02% | +0.02 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 0.02% | +0.02 |
| ZBH Zimmer Biomet Holdings Inc. | New | 0.02% | +0.02 |
| MTB M & T Bank Corp. | New | 0.02% | +0.02 |
| KSEP Inv US SML Cap P B ETF - Sep | Add +9.8% | 0.17% | +0.02 |
| AMD Advanced Micro Devices | Add +6.7% | 0.13% | +0.02 |
| MAR Marriott International Class A | Add +30.9% | 0.10% | +0.02 |
| LLY Eli Lilly & Co. | Add +10.2% | 0.60% | +0.01 |
| HCA HCA Healthcare Inc. | Add +2.3% | 0.17% | +0.01 |
| TSLA Tesla Inc. | Add +1.8% | 0.05% | +0.01 |
| SLB SLB Ltd. | Add +10.0% | 0.20% | +0.01 |
| KLAC KLA Corp. | Add +1.2% | 0.08% | +0.01 |
| PRTXX T Rowe PR US Treas MNY-Inv | New | 0.01% | +0.01 |
| AZN Astrazeneca PLC-Spons ADR | Add +4.0% | 0.14% | +0.01 |
| ENB Enbridge Inc. | Add +2.7% | 0.11% | +0.01 |
| DVY iShares Select Dividend ETF | Add +2.9% | 0.20% | +0.01 |
Notes & Other Activity Q2 2025 → Q3 2025
| FINANCIAL INSTITUTIONS I (FISI 8.48 PERP B-1) | Pfd Stk | Reduce -66.3% | 11,177 | $1.4M |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 305 | $1.2B | IUSV, SPYG, FNDF, SPY, MDYV |
| Q4 2025 | 307 | $1.1B | IUSV, SPYG, FNDF, SPY, MSFT |
| Q3 2025 | 322 | $1.1B | IUSV, SPYG, FNDF, SPY, MSFT |
| Q2 2025 | 309 | $1.1B | IUSV, SPYG, MSFT, FNDF, SPY |
| Q1 2025 | 303 | $999.5M | IUSV, SPYG, SPY, FNDF, MSFT |
| Q4 2024 | 323 | $1.0B | IUSV, SPYG, SPY, MSFT, AAPL |
| Q3 2024 | 334 | $1.0B | IUSV, SPYG, SPY, MSFT, AAPL |
| Q2 2024 | 301 | $919.0M | IUSV, MSFT, SPY, SPYG, AAPL |
| Q1 2024 | 264 | $674.4M | MSFT, FPNIX, AAPL, XOM, JPM |