Canandaigua National Bank & Trust Co.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 30, 2026), Canandaigua National Bank & Trust Co. reported 307 stock positions worth $1.1 billion. Its top holding was iShares Core S&P U.S. Value (IUSV) at 7.9% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 5.5%) and Schwab Fndmn Intl LRG Co. ETF (FNDF, 4.3%). Compared with Q3 2025, it opened 7 new positions, sold out of 22, added to 46 and reduced 217. The biggest buy was iShares Core S&P U.S. Value (IUSV, shares +3%) and the biggest sale Oracle (ORCL, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- CANANDAIGUA, NY
- CIK
- 0001074266
- Portfolio Value
- $1.1B (Q4 2025)
- SEC Filing
- 0001074266-26-000001 ↗ filed Jan 30, 2026
Holdings Value
Holdings 307 stocks · $1.1B
| IUSV iShares Core S&P U.S. Value | 7.94% | 863,837 | $88.6M | Add +3.2% |
| SPYG SS SPDR P S&P 500 Growth ETF | 5.54% | 579,137 | $61.8M | Add +0.4% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 4.29% | 1,057,708 | $47.8M | Add +0.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 3.94% | 64,519 | $44.0M | Reduce -3.8% |
| MSFT Microsoft Corp. | 3.36% | 77,460 | $37.5M | Reduce -9.2% |
| MDYV SS SPDR S&P 400 MC Val ETF | 3.09% | 406,771 | $34.4M | Add +3.5% |
| AAPL Apple Inc. | 2.86% | 117,325 | $31.9M | Reduce -5.1% |
| JPM JPMorgan Chase & Co. | 2.43% | 84,219 | $27.1M | Reduce -3.2% |
| XOM Exxon Mobil Corp. | 2.25% | 208,557 | $25.1M | Reduce -4.5% |
| SLYV SS SPDR S&P 600 SC Val ETF | 1.71% | 209,249 | $19.0M | Add +1.5% |
| JNJ Johnson & Johnson | 1.63% | 87,778 | $18.2M | Reduce -3.5% |
| EFA iShares MSCI Eafe ETF | 1.47% | 170,529 | $16.4M | Reduce -3.1% |
| RTX RTX Corp. | 1.46% | 88,951 | $16.3M | Reduce -3.3% |
| GOOG Alphabet Inc. Class C | 1.34% | 47,552 | $14.9M | Reduce -3.5% |
| ORCL Oracle Corp. | 1.25% | 71,344 | $13.9M | Reduce -3.2% |
| IWP iShares Russell Mid-Cap Grow | 1.15% | 93,677 | $12.8M | Add +4.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.08% | 46,835 | $12.1M | Reduce -2.2% |
| NVDA Nvidia Corp. | 1.06% | 63,655 | $11.9M | Reduce -3.3% |
| DEM Wisdomtree Emerging Markets | 1.05% | 251,601 | $11.8M | Add +3.3% |
| AMZN Amazon.com Inc. | 1.04% | 50,252 | $11.6M | Reduce -0.7% |
| PG The Procter & Gamble Co. | 1.01% | 79,015 | $11.3M | Reduce -1.3% |
| MCD McDonald's Corp. | 0.91% | 33,101 | $10.1M | Add +0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.90% | 34,772 | $10.1M | Reduce -4.2% |
| MRK Merck & Co. Inc. | 0.85% | 90,387 | $9.5M | Reduce -1.7% |
| LLY Eli Lilly & Co. | 0.84% | 8,708 | $9.4M | Reduce -3.2% |
| CAT Caterpillar Inc. | 0.82% | 15,952 | $9.1M | Reduce -15.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.79% | 29,650 | $8.8M | Reduce -1.3% |
| PEP Pepsico Inc. | 0.77% | 60,010 | $8.6M | Reduce -8.3% |
| MA Mastercard Inc. Class A | 0.74% | 14,453 | $8.3M | Reduce -3.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.70% | 12,715 | $7.8M | Reduce -8.5% |
| GS Goldman Sachs Group Inc. | 0.66% | 8,408 | $7.4M | Reduce -2.8% |
| CVX Chevron Corp. | 0.66% | 48,454 | $7.4M | Reduce -1.6% |
| CSCO Cisco Systems Inc. | 0.60% | 86,665 | $6.7M | Reduce -2.5% |
| TLT iShares 20+ Year Treasury BD | 0.59% | 75,389 | $6.6M | Add +0.3% |
| ABBV Abbvie Inc. | 0.58% | 28,464 | $6.5M | Reduce -2.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.57% | 116,036 | $6.4M | Reduce -2.1% |
| NEE Nextera Energy Inc. | 0.57% | 79,073 | $6.3M | Reduce -1.1% |
| ABT Abbott Laboratories | 0.57% | 50,617 | $6.3M | Reduce -6.7% |
| KO The Coca-Cola Co. | 0.57% | 90,396 | $6.3M | Reduce -1.3% |
| PAYX Paychex Inc. | 0.54% | 53,864 | $6.0M | Reduce -3.2% |
| LMT Lockheed Martin Corp. | 0.54% | 12,431 | $6.0M | Add +0.6% |
| GOOGL Alphabet Inc. Class A | 0.53% | 18,977 | $5.9M | Reduce -2.6% |
| ITOT iShares Core S&P Total U.S. | 0.49% | 36,922 | $5.5M | Reduce -4.2% |
| NSC Norfolk Southern Corp. | 0.49% | 18,973 | $5.5M | Reduce -0.4% |
| STZ Constellation Brands Inc. Class A | 0.47% | 38,241 | $5.3M | Reduce -11.5% |
| BLK BlackRock Inc. | 0.47% | 4,921 | $5.3M | Reduce -2.3% |
| IWR iShares Russell Mid-Cap ETF | 0.45% | 51,683 | $5.0M | Reduce -4.4% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.44% | 31,947 | $4.9M | Reduce -2.7% |
| FISI Financial Institutions Inc. | 0.43% | 155,046 | $4.8M | Reduce -13.7% |
| HD Home Depot Inc. | 0.41% | 13,402 | $4.6M | Reduce -2.0% |
| WMT Walmart Inc. | 0.41% | 41,328 | $4.6M | Reduce -0.8% |
| GE General Electric filed as GE AEROSPACE | 0.38% | 13,916 | $4.3M | Reduce -26.7% |
| IWM iShares Russell 2000 ETF | 0.38% | 17,012 | $4.2M | Reduce -7.2% |
| AXP American Express Co. | 0.37% | 11,186 | $4.1M | Reduce -6.2% |
| PFE Pfizer Inc. | 0.37% | 165,575 | $4.1M | Reduce -12.9% |
| GD General Dynamics Corp. | 0.36% | 12,031 | $4.1M | Reduce -1.7% |
| MS Morgan Stanley | 0.36% | 22,731 | $4.0M | Reduce -3.1% |
| ACN Accenture PLC Class A | 0.35% | 14,601 | $3.9M | Add +4.6% |
| META Meta Platforms Inc. Class A | 0.34% | 5,778 | $3.8M | Reduce -1.9% |
| ZAUG Innov Eq Protect ETF - 1 Aug | 0.34% | 142,234 | $3.8M | No change |
| TT Trane Technologies PLC | 0.34% | 9,674 | $3.8M | No change |
| ADBE Adobe Inc. | 0.33% | 10,552 | $3.7M | Reduce -16.0% |
| ESGD iShares Trust iShares ESG Aw | 0.33% | 38,564 | $3.7M | Add +0.6% |
| AMGN Amgen Inc. | 0.32% | 10,999 | $3.6M | Reduce -4.1% |
| SDY SS SPDR S&P Dividend ETF | 0.32% | 25,846 | $3.6M | Reduce -3.3% |
| IWF iShares Russell 1000 Growth | 0.32% | 7,489 | $3.5M | Reduce -2.0% |
| SO The Southern Co. | 0.32% | 40,300 | $3.5M | Reduce -2.2% |
| CRM Salesforce Inc. | 0.31% | 13,078 | $3.5M | Add +9.2% |
| ZJUL Innovator Edp ETF 1 YR July | 0.31% | 118,204 | $3.4M | Reduce -4.8% |
| VNQ Vanguard Real Estate ETF | 0.31% | 38,681 | $3.4M | Reduce -7.7% |
| DE Deere & Co. | 0.30% | 7,267 | $3.4M | No change |
| AVGO Broadcom Inc. | 0.29% | 9,412 | $3.3M | Reduce -3.8% |
| BA The Boeing Co. | 0.29% | 15,001 | $3.3M | Add +3.9% |
| TXN Texas Instruments Inc. | 0.29% | 18,538 | $3.2M | Reduce -2.1% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.29% | 6,668 | $3.2M | Reduce -1.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.29% | 6,357 | $3.2M | Reduce -4.1% |
| VWO Vanguard Ftse Emerging Marke | 0.28% | 58,071 | $3.1M | Reduce -1.8% |
| LOW Lowe's Cos Inc. | 0.28% | 12,731 | $3.1M | Reduce -5.4% |
| DLR Digital Realty Trust Inc. | 0.27% | 19,261 | $3.0M | Reduce -1.9% |
| IVV iShares Core S&P 500 ETF | 0.27% | 4,319 | $3.0M | Reduce -15.7% |
| AFL Aflac Inc. | 0.26% | 26,713 | $2.9M | Reduce -0.3% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.26% | 25,819 | $2.9M | Reduce -3.3% |
| PFF iShares Preferred & Income S | 0.26% | 93,768 | $2.9M | Add +46.3% |
| CVS CVS Health Corp. | 0.26% | 36,181 | $2.9M | Reduce -1.0% |
| CARR Carrier Global Corp. | 0.26% | 53,987 | $2.9M | Reduce -1.6% |
| SCHW Schwab (charles) Corp. | 0.26% | 28,503 | $2.8M | Reduce -2.7% |
| VOO Vanguard S&P 500 ETF | 0.25% | 4,514 | $2.8M | Add +3.0% |
| NOV Nov Inc. | 0.24% | 172,291 | $2.7M | Reduce -3.6% |
| SYK Stryker Corp. | 0.24% | 7,591 | $2.7M | Reduce -5.5% |
| TMO Thermo Fisher Scientific Inc. | 0.24% | 4,596 | $2.7M | Reduce -5.0% |
| V Visa Inc. Class A | 0.23% | 7,472 | $2.6M | Reduce -1.3% |
| CI The Cigna Group | 0.23% | 9,304 | $2.6M | Reduce -9.9% |
| IJH iShares Core S&P Midcap ETF | 0.22% | 37,733 | $2.5M | Reduce -0.8% |
| ETN Eaton Corp. PLC | 0.22% | 7,792 | $2.5M | Reduce -3.2% |
| UPS United Parcel Service Class B | 0.22% | 24,421 | $2.4M | Reduce -22.4% |
| TRV The Travelers Cos Inc. | 0.22% | 8,347 | $2.4M | Reduce -3.0% |
| COP Conocophillips | 0.22% | 25,785 | $2.4M | Reduce -6.2% |
| HON Honeywell International Inc. | 0.21% | 12,071 | $2.4M | Add +0.1% |
| IWD iShares Russell 1000 Value E | 0.20% | 10,822 | $2.3M | Reduce -2.6% |
| SLB SLB Ltd. filed as SLB LIMITED | 0.20% | 58,856 | $2.3M | Reduce -11.8% |
Portfolio Sells Q3 2025 → Q4 2025
| ORCL Oracle Corp. | Reduce -3.2% | 1.25% | −0.58 |
| MSFT Microsoft Corp. | Reduce -9.2% | 3.36% | −0.53 |
| PH Parker Hannifin Corp. | Sold out | 0.00% | −0.24 |
| Soper Company Common | Sold out | 0.00% | −0.24 |
| LIN Linde PLC | Reduce -44.7% | 0.13% | −0.13 |
| DD Dupont DE Nemours Inc. | Reduce -29.4% | 0.07% | −0.12 |
| GE General Electric | Reduce -26.7% | 0.38% | −0.12 |
| PAYX Paychex Inc. | Reduce -3.2% | 0.54% | −0.08 |
| HD Home Depot Inc. | Reduce -2.0% | 0.41% | −0.07 |
| ABT Abbott Laboratories | Reduce -6.7% | 0.57% | −0.07 |
| PG The Procter & Gamble Co. | Reduce -1.3% | 1.01% | −0.07 |
| ADBE Adobe Inc. | Reduce -16.0% | 0.33% | −0.06 |
| NFLX Netflix Inc. | Reduce -64.5% | 0.02% | −0.06 |
| PFE Pfizer Inc. | Reduce -12.9% | 0.37% | −0.06 |
| K Kellanova | Sold out | 0.00% | −0.05 |
| ITW Illinois Tool Works | Reduce -35.4% | 0.08% | −0.05 |
| FAST Fastenal Co. | Reduce -41.8% | 0.05% | −0.05 |
| SPGI S&P Global Inc. | Reduce -42.6% | 0.08% | −0.05 |
| BLK BlackRock Inc. | Reduce -2.3% | 0.47% | −0.04 |
| CMG Chipotle Mexican Grill Inc. | Reduce -45.1% | 0.05% | −0.04 |
| ORLY O'reilly Automotive Inc. | Reduce -16.0% | 0.11% | −0.04 |
| ETN Eaton Corp. PLC | Reduce -3.2% | 0.22% | −0.04 |
| MSCI MSCI Inc. | Reduce -24.8% | 0.14% | −0.04 |
| STZ Constellation Brands Inc. Class A | Reduce -11.5% | 0.47% | −0.04 |
| META Meta Platforms Inc. Class A | Reduce -1.9% | 0.34% | −0.04 |
| PCG P G & E Corp. | Reduce -69.2% | 0.02% | −0.04 |
| WDAY Workday Inc. Class A | Sold out | 0.00% | −0.04 |
| IVV iShares Core S&P 500 ETF | Reduce -15.7% | 0.27% | −0.04 |
| PEP Pepsico Inc. | Reduce -8.3% | 0.77% | −0.04 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -8.5% | 0.70% | −0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -4.2% | 0.90% | −0.03 |
| CI The Cigna Group | Reduce -9.9% | 0.23% | −0.03 |
| CARR Carrier Global Corp. | Reduce -1.6% | 0.26% | −0.03 |
| EME Emcor Group Inc. | Reduce -45.6% | 0.04% | −0.03 |
| DLR Digital Realty Trust Inc. | Reduce -1.9% | 0.27% | −0.03 |
| VNQ Vanguard Real Estate ETF | Reduce -7.7% | 0.31% | −0.03 |
| AMT American Tower Corp. | Reduce -7.9% | 0.17% | −0.03 |
| VBIL Vanguard 0-3M T-Bill ETF | Sold out | 0.00% | −0.03 |
| SO The Southern Co. | Reduce -2.2% | 0.32% | −0.03 |
| SAP Sap SE-Sponsored ADR | Reduce -17.5% | 0.09% | −0.03 |
| TMUS T-Mobile US Inc. | Reduce -5.6% | 0.12% | −0.03 |
| ADP Automatic Data Processing | Reduce -3.2% | 0.17% | −0.03 |
| MDLZ Mondelez International Inc. Class A | Reduce -3.5% | 0.14% | −0.02 |
| UL Unilever PLC | Sold out | 0.00% | −0.02 |
| EMN Eastman Chemical Co. | Reduce -33.5% | 0.05% | −0.02 |
| KVUE Kenvue Inc. | Sold out | 0.00% | −0.02 |
| APD Air Products & Chemicals Inc. | Reduce -13.1% | 0.09% | −0.02 |
| LRN Stride Inc. | Sold out | 0.00% | −0.02 |
| TPR Tapestry Inc. | Sold out | 0.00% | −0.02 |
| AME Ametek Inc. | Reduce -49.1% | 0.03% | −0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| IUSV iShares Core S&P U.S. Value | Add +3.2% | 7.94% | +0.58 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +0.6% | 4.29% | +0.31 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +0.4% | 5.54% | +0.23 |
| MDYV SS SPDR S&P 400 MC Val ETF | Add +3.5% | 3.09% | +0.20 |
| SLYV SS SPDR S&P 600 SC Val ETF | Add +1.5% | 1.71% | +0.10 |
| PFF iShares Preferred & Income S | Add +46.3% | 0.26% | +0.08 |
| DEM Wisdomtree Emerging Markets | Add +3.3% | 1.05% | +0.07 |
| EFX Equifax Inc. | New | 0.07% | +0.07 |
| AMD Advanced Micro Devices | Add +10.9% | 0.20% | +0.06 |
| ISRG Intuitive Surgical Inc. | Add +140.1% | 0.09% | +0.06 |
| CRM Salesforce Inc. | Add +9.2% | 0.31% | +0.06 |
| ACN Accenture PLC Class A | Add +4.6% | 0.35% | +0.05 |
| CMI Cummins Inc. | Add +8.8% | 0.19% | +0.05 |
| ZNOV Invtr Equ DE PR ETF - 1 YR N | New | 0.05% | +0.05 |
| AZN Astrazeneca PLC-Spons ADR | Add +7.2% | 0.18% | +0.04 |
| HCA HCA Healthcare Inc. | Add +6.2% | 0.20% | +0.03 |
| WFC Wells Fargo & Co. | Add +5.5% | 0.18% | +0.03 |
| IWP iShares Russell Mid-Cap Grow | Add +4.5% | 1.15% | +0.03 |
| MCD McDonald's Corp. | Add +0.4% | 0.91% | +0.03 |
| TSEM Tower Semiconductor Ltd. | New | 0.02% | +0.02 |
| KMB Kimberly-Clark Corp. | Add +42.6% | 0.15% | +0.02 |
| WAT Waters Corp. | New | 0.02% | +0.02 |
| ZDEK Inno Equ Def Pro ETF - 1 DE | New | 0.02% | +0.02 |
| FCX Freeport-McMoran Inc. | New | 0.02% | +0.02 |
| ZOCT Inr Eqty Def P ETF - 1 Y Oc | Add +27.3% | 0.08% | +0.02 |
| CSL Carlisle Cos Inc. | Add +15.2% | 0.15% | +0.02 |
| ONTO Onto Innovation Inc. | New | 0.02% | +0.02 |
| BA The Boeing Co. | Add +3.9% | 0.29% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +3.0% | 0.25% | +0.02 |
| ESGD iShares Trust iShares ESG Aw | Add +0.6% | 0.33% | +0.02 |
| NULV Nuveen ESG Large-Cap Val ETF | Add +1.8% | 0.19% | +0.01 |
| NUE Nucor Corp. | Add +9.6% | 0.03% | +0.01 |
| VYM Vanguard High DVD Yield ETF | Add +15.0% | 0.05% | +0.01 |
| IEFA iShares Core MSCI Eafe ETF | Add +1.4% | 0.13% | +0.01 |
| MRSH Marsh & McLennan Cos | Add +14.5% | 0.09% | +0.01 |
| NUMV Nuveen ESG Mid-Cap Value ETF | Add +1.0% | 0.17% | +0.01 |
| DVY iShares Select Dividend ETF | Add +1.1% | 0.20% | +0.00 |
| NOW ServiceNow Inc. | Add +22.4% | 0.10% | +0.00 |
| GRNB Vaneck Green Bond ETF | Add +2.9% | 0.08% | +0.00 |
| IEMG iShares Core MSCI Emerging | Add +0.2% | 0.09% | +0.00 |
| IWO iShares Russell 2000 Growth | Add +0.1% | 0.09% | +0.00 |
| ECL Ecolab Inc. | Add +11.4% | 0.03% | +0.00 |
| IWN iShares Russell 2000 Value E | Add +0.1% | 0.05% | +0.00 |
| IJR iShares Core S&P Small-Cap E | Add +3.3% | 0.03% | +0.00 |
| ICSH iShares Ultra Short Duration | Add +1.6% | 0.05% | +0.00 |
| NUMG Nuveen ESG Mid-Cap Grow ETF | Add +3.6% | 0.04% | +0.00 |
| VOOG Vanguard S&P 500 Growth ETF | Add +0.2% | 0.04% | +0.00 |
| SCHP Schwab U.S. Tips ETF | Add +0.1% | 0.03% | +0.00 |
| TLT iShares 20+ Year Treasury BD | Add +0.3% | 0.59% | −0.00 |
| LMT Lockheed Martin Corp. | Add +0.6% | 0.54% | −0.00 |
Notes & Other Activity Q3 2025 → Q4 2025
| FINANCIAL INSTITUTIONS I (FISI 8.48 PERP B-1) | Pfd Stk | Sold out | 11,177 | $1.4Mbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 305 | $1.2B | IUSV, SPYG, FNDF, SPY, MDYV |
| Q4 2025 | 307 | $1.1B | IUSV, SPYG, FNDF, SPY, MSFT |
| Q3 2025 | 322 | $1.1B | IUSV, SPYG, FNDF, SPY, MSFT |
| Q2 2025 | 309 | $1.1B | IUSV, SPYG, MSFT, FNDF, SPY |
| Q1 2025 | 303 | $999.5M | IUSV, SPYG, SPY, FNDF, MSFT |
| Q4 2024 | 323 | $1.0B | IUSV, SPYG, SPY, MSFT, AAPL |
| Q3 2024 | 334 | $1.0B | IUSV, SPYG, SPY, MSFT, AAPL |
| Q2 2024 | 301 | $919.0M | IUSV, MSFT, SPY, SPYG, AAPL |
| Q1 2024 | 264 | $674.4M | MSFT, FPNIX, AAPL, XOM, JPM |