Carr Financial Group Corp
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 22, 2025), Carr Financial Group Corp reported 175 stock positions worth $305.2 million. Its top holding was Vanguard Total Bond Market (BND) at 7.8% of the portfolio, followed by JPMorgan Hedged Equity ETF (HELO, 7.3%) and Schwab US Large-Cap ETF (SCHX, 7.3%). Compared with Q4 2024, it opened 9 new positions, sold out of 14, added to 74 and reduced 81. The biggest buy was iShares 10-20 Year Treasury (TLH, shares +245%) and the biggest sale iShares 1-3 Year Treasury Bo (SHY, shares −75%).
- Most Recent 13F
- Q2 2026
- Location
- WORCESTER, MA
- CIK
- 0001931232
- Portfolio Value
- $305.2M (Q1 2025)
- SEC Filing
- 0001085146-25-002219 ↗ filed Apr 22, 2025
Holdings Value
Holdings 175 stocks · $305.2M
| BND Vanguard Total Bond Market | 7.82% | 324,991 | $23.9M | Add +5.3% |
| HELO JPMorgan Hedged Equity ETF | 7.33% | 374,679 | $22.4M | Add +4.3% |
| SCHX Schwab US Large-Cap ETF | 7.28% | 1,006,237 | $22.2M | Add +4.1% |
| VIG Vanguard Dividend Apprec ETF | 5.04% | 79,306 | $15.4M | Add +4.1% |
| VTI VG Morningstar TS MKT ETF-US | 4.52% | 50,229 | $13.8M | Reduce -5.8% |
| EMXC iShares MSCI Emr MRK Ex Chna | 3.62% | 200,381 | $11.0M | Reduce -2.5% |
| IQLT iShares MSCI International Q | 3.21% | 246,430 | $9.8M | Add +5.7% |
| IJH iShares Core S&P Midcap ETF | 3.17% | 165,588 | $9.7M | Add +0.3% |
| AVUV Avantis US Small Cap Value | 2.85% | 99,835 | $8.7M | Add +0.7% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 2.22% | 131,004 | $6.8M | Add +21.4% |
| QQQ Invesco QQQ Trust Series 1 | 2.20% | 14,302 | $6.7M | Reduce -1.3% |
| IBHE iShares Ibonds 2025 H/Y Inc. | 2.00% | 262,701 | $6.1M | Add +8.8% |
| GLD SPDR Gold Shares | 1.76% | 18,631 | $5.4M | Add +19.2% |
| USMV iShares MSCI USA Min Vol Fac | 1.73% | 56,408 | $5.3M | Add +50.5% |
| AAPL Apple Inc. | 1.44% | 19,840 | $4.4M | Reduce -9.9% |
| MSFT Microsoft Corp. | 1.34% | 10,875 | $4.1M | Reduce -8.7% |
| TLH iShares 10-20 Year Treasury | 1.28% | 37,606 | $3.9M | Add +244.8% |
| IEF iShares 7-10 Year Treasury B | 1.16% | 37,176 | $3.5M | Add +0.7% |
| ITOT iShares Core S&P Total U.S. | 1.13% | 28,305 | $3.5M | Reduce -0.8% |
| AMZN Amazon.com Inc. | 1.06% | 16,948 | $3.2M | Add +9.7% |
| NVDA Nvidia Corp. | 0.99% | 27,849 | $3.0M | Reduce -8.9% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.89% | 12,272 | $2.7M | Reduce -16.2% |
| SHY iShares 1-3 Year Treasury Bo | 0.89% | 32,710 | $2.7M | Reduce -74.8% |
| LLY Eli Lilly & Co. | 0.88% | 3,269 | $2.7M | Reduce -10.4% |
| QUAL iShares MSCI USA Quality Fac | 0.88% | 15,627 | $2.7M | Reduce -2.8% |
| BILS SS Spdrb B 3-12M T-Bill ETF | 0.86% | 26,499 | $2.6M | Add +3.8% |
| JEPI JPMorgan Equity Premium Inco | 0.76% | 40,483 | $2.3M | Add +20.3% |
| VEA Vanguard Ftse Developed ETF | 0.69% | 41,592 | $2.1M | Add +2.2% |
| VYM Vanguard High DVD Yield ETF | 0.69% | 16,335 | $2.1M | Add +1.3% |
| VSGX Vanguard ESG Intl Stock ETF | 0.69% | 35,591 | $2.1M | Add +0.6% |
| SUB iShares Short-Term National | 0.66% | 19,120 | $2.0M | Add +169.8% |
| HIMU iShares High Yild Muni A ETF | 0.61% | 37,645 | $1.9M | New |
| VCSH Vanguard S/T Corp. Bond ETF | 0.60% | 23,233 | $1.8M | Add +21.7% |
| QQQE Dirx Nasdaq-100EQ Wi ETF-Usd | 0.59% | 20,818 | $1.8M | Reduce -31.5% |
| IJR iShares Core S&P Small-Cap E | 0.59% | 17,189 | $1.8M | Reduce -27.2% |
| IXUS iShares Core Intl Stock ETF | 0.57% | 24,729 | $1.7M | Reduce -0.5% |
| AGG iShares Core U.S. Aggregate | 0.55% | 16,861 | $1.7M | Reduce -4.5% |
| IBHF iShares Ibond 2026 HY & Inc. | 0.54% | 70,819 | $1.6M | New |
| BRK.A Berkshire Hathaway Inc. Class A | 0.52% | 2 | $1.6M | No change |
| DGRO iShares Core Dividend Growth | 0.51% | 25,124 | $1.6M | Add +1.1% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.49% | 4,878 | $1.5M | Reduce -11.5% |
| JPM JPMorgan Chase & Co. | 0.49% | 6,057 | $1.5M | Add +7.3% |
| XLG Invesco S&P 500 Top 50 ETF | 0.48% | 32,105 | $1.5M | Reduce -24.7% |
| STIP iShares 0-5 Year Tips Bond E | 0.48% | 14,046 | $1.5M | Add +0.1% |
| FV First Trust DW Focus 5 Fund | 0.45% | 25,043 | $1.4M | Reduce -31.2% |
| EEMV iShares MSCI Emg MKT Min Vol | 0.43% | 22,491 | $1.3M | Reduce -27.7% |
| AXP American Express Co. | 0.42% | 4,757 | $1.3M | Reduce -6.0% |
| AMAT Applied Materials Inc. | 0.42% | 8,807 | $1.3M | Add +279.1% |
| RSP Invesco S&P 500 Equal Weight | 0.40% | 7,069 | $1.2M | Reduce -7.8% |
| GOOG Alphabet Inc. Class C | 0.39% | 7,579 | $1.2M | Reduce -6.7% |
| IUSV iShares Core S&P U.S. Value | 0.38% | 12,408 | $1.1M | Add +0.4% |
| PPA Invesco Aerospace & Defense | 0.37% | 9,597 | $1.1M | Reduce -0.3% |
| ABBV Abbvie Inc. | 0.36% | 5,212 | $1.1M | Add +3.1% |
| META Meta Platforms Inc. Class A | 0.35% | 1,854 | $1.1M | Reduce -8.7% |
| WMT Walmart Inc. | 0.35% | 12,118 | $1.1M | Add +10.2% |
| FLRN SS SPDR BB Ig Float RT ETF | 0.35% | 34,487 | $1.1M | Add +4.6% |
| HD Home Depot Inc. | 0.35% | 2,890 | $1.1M | Reduce -12.3% |
| CRM Salesforce Inc. | 0.34% | 3,912 | $1.0M | Reduce -10.0% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.34% | 24,614 | $1.0M | Add +19.9% |
| AVGO Broadcom Inc. | 0.33% | 6,049 | $1.0M | Reduce -0.7% |
| NOW ServiceNow Inc. | 0.32% | 1,220 | $971K | Reduce -15.6% |
| ESGD iShares Trust iShares ESG Aw | 0.31% | 11,627 | $950K | Reduce -26.1% |
| GOOGL Alphabet Inc. Class A | 0.31% | 6,086 | $941K | Reduce -0.3% |
| AMGN Amgen Inc. | 0.30% | 2,920 | $910K | Reduce -8.4% |
| NFLX Netflix Inc. | 0.29% | 954 | $890K | Reduce -7.3% |
| MA Mastercard Inc. Class A | 0.29% | 1,605 | $880K | Reduce -32.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.29% | 1,643 | $875K | Add +11.1% |
| MBB iShares MBS ETF | 0.27% | 8,707 | $817K | Add +27.2% |
| GBIL Goldman Sachs Access Treasur | 0.26% | 8,016 | $803K | Reduce -15.2% |
| UBER Uber Technologies Inc. | 0.26% | 10,908 | $795K | New |
| TSLA Tesla Inc. | 0.26% | 3,065 | $794K | Add +4.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.26% | 1,396 | $781K | Reduce -0.8% |
| XLF SS Financial Select Sector | 0.23% | 14,397 | $717K | Add +11.9% |
| PNQI Invesco Nasdaq Internet ETF | 0.23% | 16,105 | $711K | Add +2.7% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.23% | 18,187 | $711K | Add +0.3% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.23% | 7,619 | $699K | Reduce -11.0% |
| PH Parker Hannifin Corp. | 0.22% | 1,127 | $685K | Reduce -4.6% |
| COST Costco Wholesale Corp. | 0.22% | 719 | $680K | Add +13.9% |
| LIN Linde PLC | 0.22% | 1,417 | $660K | Reduce -24.0% |
| LMT Lockheed Martin Corp. | 0.20% | 1,398 | $624K | Reduce -8.2% |
| PNC PNC Financial Services Group | 0.20% | 3,506 | $616K | Reduce -6.7% |
| JNJ Johnson & Johnson | 0.19% | 3,483 | $578K | Reduce -0.1% |
| PEP Pepsico Inc. | 0.19% | 3,812 | $572K | Reduce -10.3% |
| KRE SS SPDR S&P Regional Bank | 0.18% | 9,660 | $549K | Add +20.8% |
| XLE SS Energy Select Sector | 0.18% | 5,776 | $540K | Reduce -0.0% |
| GSK GSK PLC-Spon ADR | 0.18% | 13,855 | $537K | Reduce -13.5% |
| MRK Merck & Co. Inc. | 0.17% | 5,930 | $532K | Reduce -31.4% |
| EUSB Ishr ESG Advn Universal BD-$ | 0.17% | 12,224 | $530K | Reduce -0.0% |
| VZ Verizon Communications Inc. | 0.17% | 11,563 | $524K | Reduce -2.8% |
| ABT Abbott Laboratories | 0.16% | 3,789 | $503K | Reduce -0.3% |
| RTX RTX Corp. | 0.16% | 3,777 | $500K | Add +1.3% |
| BGRN iShares Usd Green Bond ETF | 0.16% | 10,471 | $496K | Add +0.7% |
| ETN Eaton Corp. PLC | 0.16% | 1,769 | $481K | No change |
| GILD Gilead Sciences Inc. | 0.15% | 4,178 | $468K | Reduce -26.1% |
| TSM Taiwan Semiconductor-SP ADR | 0.15% | 2,812 | $467K | Reduce -39.6% |
| BKNG Booking Holdings Inc. | 0.15% | 101 | $465K | Add +17.4% |
| ADBE Adobe Inc. | 0.15% | 1,211 | $464K | Reduce -18.6% |
| SNY Sanofi-ADR | 0.15% | 8,367 | $464K | Reduce -18.6% |
| SPMB SS SPDR P Mort Back Bond ETF | 0.15% | 20,435 | $451K | Reduce -18.5% |
| VCEB Vanguard ESG US Corp. Bond | 0.15% | 7,098 | $447K | Add +0.5% |
Portfolio Sells Q4 2024 → Q1 2025
| SHY iShares 1-3 Year Treasury Bo | Reduce -74.8% | 0.89% | −2.46 |
| TLT iShares 20+ Year Treasury BD | Sold out | 0.00% | −0.62 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -5.8% | 4.52% | −0.34 |
| NVDA Nvidia Corp. | Reduce -8.9% | 0.99% | −0.30 |
| AAPL Apple Inc. | Reduce -9.9% | 1.44% | −0.29 |
| IJR iShares Core S&P Small-Cap E | Reduce -27.2% | 0.59% | −0.27 |
| QQQE Dirx Nasdaq-100EQ Wi ETF-Usd | Reduce -31.5% | 0.59% | −0.26 |
| MSFT Microsoft Corp. | Reduce -8.7% | 1.34% | −0.24 |
| FV First Trust DW Focus 5 Fund | Reduce -31.2% | 0.45% | −0.23 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -16.2% | 0.89% | −0.21 |
| PFF iShares Preferred & Income S | Sold out | 0.00% | −0.20 |
| XLG Invesco S&P 500 Top 50 ETF | Reduce -24.7% | 0.48% | −0.19 |
| NOW ServiceNow Inc. | Reduce -15.6% | 0.32% | −0.16 |
| EEMV iShares MSCI Emg MKT Min Vol | Reduce -27.7% | 0.43% | −0.14 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -39.6% | 0.15% | −0.14 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -1.3% | 2.20% | −0.13 |
| CRM Salesforce Inc. | Reduce -10.0% | 0.34% | −0.11 |
| AVGO Broadcom Inc. | Reduce -0.7% | 0.33% | −0.11 |
| ADSK Autodesk Inc. | Sold out | 0.00% | −0.11 |
| MA Mastercard Inc. Class A | Reduce -32.7% | 0.29% | −0.11 |
| ECL Ecolab Inc. | Reduce -62.7% | 0.07% | −0.10 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -11.5% | 0.49% | −0.10 |
| GOOG Alphabet Inc. Class C | Reduce -6.7% | 0.39% | −0.10 |
| ELV Elevance Health Inc. | Sold out | 0.00% | −0.10 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −0.10 |
| MRK Merck & Co. Inc. | Reduce -31.4% | 0.17% | −0.10 |
| BMY Bristol-Myers Squibb Co. | Sold out | 0.00% | −0.08 |
| AFL Aflac Inc. | Sold out | 0.00% | −0.08 |
| DKNG Draftkings Inc. Class A | Sold out | 0.00% | −0.08 |
| TGT Target Corp. | Reduce -33.8% | 0.09% | −0.08 |
| ROK Rockwell Automation Inc. | Sold out | 0.00% | −0.08 |
| MRVL Marvell Technology Inc. | Reduce -15.0% | 0.07% | −0.07 |
| AMD Advanced Micro Devices | Reduce -27.5% | 0.12% | −0.07 |
| SYY Sysco Corp. | Sold out | 0.00% | −0.07 |
| BLK BlackRock Inc. | Reduce -36.8% | 0.10% | −0.07 |
| ESGD iShares Trust iShares ESG Aw | Reduce -26.1% | 0.31% | −0.07 |
| NVO Novo-Nordisk A/S-Spons ADR | Sold out | 0.00% | −0.06 |
| WAB Wabtec Corp. | Sold out | 0.00% | −0.06 |
| DECK Deckers Outdoor Corp. | Sold out | 0.00% | −0.06 |
| TEL Te Connectivity PLC | Sold out | 0.00% | −0.06 |
| HD Home Depot Inc. | Reduce -12.3% | 0.35% | −0.06 |
| ADBE Adobe Inc. | Reduce -18.6% | 0.15% | −0.06 |
| GOOGL Alphabet Inc. Class A | Reduce -0.3% | 0.31% | −0.05 |
| NVS Novartis AG-Sponsored ADR | Reduce -44.6% | 0.11% | −0.05 |
| AXP American Express Co. | Reduce -6.0% | 0.42% | −0.05 |
| PSI Invesco Semiconductors ETF | Reduce -29.2% | 0.08% | −0.05 |
| PFE Pfizer Inc. | Reduce -30.0% | 0.10% | −0.04 |
| DHR Danaher Corp. | Reduce -31.7% | 0.07% | −0.04 |
| CDNS Cadence Design SYS Inc. | Reduce -18.0% | 0.09% | −0.04 |
| COF Capital One Financial Corp. | Reduce -32.5% | 0.08% | −0.03 |
Portfolio Buys Q4 2024 → Q1 2025
| TLH iShares 10-20 Year Treasury | Add +244.8% | 1.28% | +0.94 |
| BND Vanguard Total Bond Market | Add +5.3% | 7.82% | +0.85 |
| USMV iShares MSCI USA Min Vol Fac | Add +50.5% | 1.73% | +0.69 |
| HIMU iShares High Yild Muni A ETF | New | 0.61% | +0.61 |
| GLD SPDR Gold Shares | Add +19.2% | 1.76% | +0.57 |
| IBHF iShares Ibond 2026 HY & Inc. | New | 0.54% | +0.54 |
| IQLT iShares MSCI International Q | Add +5.7% | 3.21% | +0.48 |
| SUB iShares Short-Term National | Add +169.8% | 0.66% | +0.43 |
| VIG Vanguard Dividend Apprec ETF | Add +4.1% | 5.04% | +0.35 |
| HELO JPMorgan Hedged Equity ETF | Add +4.3% | 7.33% | +0.32 |
| JEPQ JPM Nasdaq Equity Premium | Add +21.4% | 2.22% | +0.31 |
| AMAT Applied Materials Inc. | Add +279.1% | 0.42% | +0.30 |
| UBER Uber Technologies Inc. | New | 0.26% | +0.26 |
| IBHE iShares Ibonds 2025 H/Y Inc. | Add +8.8% | 2.00% | +0.24 |
| SCHX Schwab US Large-Cap ETF | Add +4.1% | 7.28% | +0.24 |
| JEPI JPMorgan Equity Premium Inco | Add +20.3% | 0.76% | +0.15 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +21.7% | 0.60% | +0.13 |
| VRTX Vertex Pharmaceuticals Inc. | New | 0.10% | +0.10 |
| IEF iShares 7-10 Year Treasury B | Add +0.7% | 1.16% | +0.09 |
| VEA Vanguard Ftse Developed ETF | Add +2.2% | 0.69% | +0.08 |
| XOM Exxon Mobil Corp. | New | 0.08% | +0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +11.1% | 0.29% | +0.08 |
| ABBV Abbvie Inc. | Add +3.1% | 0.36% | +0.08 |
| CI The Cigna Group | New | 0.07% | +0.07 |
| MBB iShares MBS ETF | Add +27.2% | 0.27% | +0.07 |
| NOC Northrop Grumman Corp. | New | 0.07% | +0.07 |
| UNP Union Pacific Corp. | New | 0.07% | +0.07 |
| BILS SS Spdrb B 3-12M T-Bill ETF | Add +3.8% | 0.86% | +0.07 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +19.9% | 0.34% | +0.07 |
| SPOT Spotify Technology SA | New | 0.07% | +0.07 |
| JPM JPMorgan Chase & Co. | Add +7.3% | 0.49% | +0.06 |
| VSGX Vanguard ESG Intl Stock ETF | Add +0.6% | 0.69% | +0.06 |
| VYM Vanguard High DVD Yield ETF | Add +1.3% | 0.69% | +0.04 |
| COST Costco Wholesale Corp. | Add +13.9% | 0.22% | +0.04 |
| XLF SS Financial Select Sector | Add +11.9% | 0.23% | +0.04 |
| WMT Walmart Inc. | Add +10.2% | 0.35% | +0.04 |
| STIP iShares 0-5 Year Tips Bond E | Add +0.1% | 0.48% | +0.03 |
| FLRN SS SPDR BB Ig Float RT ETF | Add +4.6% | 0.35% | +0.03 |
| DGRO iShares Core Dividend Growth | Add +1.1% | 0.51% | +0.03 |
| RTX RTX Corp. | Add +1.3% | 0.16% | +0.03 |
| KRE SS SPDR S&P Regional Bank | Add +20.8% | 0.18% | +0.03 |
| ROP Roper Technologies Inc. | Add +8.8% | 0.12% | +0.03 |
| KBWP Invesco KBW Property & Casua | Add +17.8% | 0.11% | +0.03 |
| IBM Intl Business Machines Corp. | Add +4.1% | 0.14% | +0.03 |
| DE Deere & Co. | Add +12.2% | 0.10% | +0.02 |
| KO The Coca-Cola Co. | Add +8.1% | 0.09% | +0.02 |
| BKNG Booking Holdings Inc. | Add +17.4% | 0.15% | +0.02 |
| CSCO Cisco Systems Inc. | Add +5.3% | 0.14% | +0.02 |
| PG The Procter & Gamble Co. | Add +7.9% | 0.14% | +0.02 |
| NGG National Grid PLC-SP ADR | Add +1.4% | 0.12% | +0.02 |
Options Activity Q4 2024 → Q1 2025
| QQQ Invesco QQQ Trust Series 1 | put | Sold out | 6,500 | $3.3Mbefore exit |
| NOW ServiceNow Inc. | put | Sold out | 400 | $424Kbefore exit |
| META Meta Platforms Inc. Class A | put | Sold out | 500 | $293Kbefore exit |
| AAPL Apple Inc. | put | Sold out | 500 | $125Kbefore exit |
| NVDA Nvidia Corp. | call | Sold out | 100 | $13Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 182 | $434.4M | BND, VIG, EMXC, IQLT, HELO |
| Q1 2026 | 174 | $379.1M | BND, EMXC, IQLT, VIG, GLD |
| Q4 2025 | 179 | $375.5M | BND, VIG, IQLT, EMXC, GLD |
| Q3 2025 | 188 | $364.2M | BND, VIG, IQLT, EMXC, VTI |
| Q2 2025 | 187 | $338.9M | BND, IQLT, SCHX, VIG, HELO |
| Q1 2025 | 175 | $305.2M | BND, HELO, SCHX, VIG, VTI |
| Q4 2024 | 180 | $318.2M | SCHX, HELO, BND, VTI, VIG |
| Q3 2024 | 194 | $335.2M | BND, SCHX, VIG, EMXC, VTI |
| Q2 2024 | 185 | $314.4M | BND, SCHX, VIG, VTI, QQQE |
| Q1 2024 | 179 | $300.5M | BND, SCHX, VIG, QQQE, EMXC |