Carr Financial Group Corp
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 15, 2025), Carr Financial Group Corp reported 187 stock positions worth $338.9 million. Its top holding was Vanguard Total Bond Market (BND) at 7.3% of the portfolio, followed by iShares MSCI International Q (IQLT, 6.3%) and Schwab US Large-Cap ETF (SCHX, 6.0%). Compared with Q1 2025, it opened 22 new positions, sold out of 10, added to 96 and reduced 47. The biggest buy was iShares MSCI International Q (IQLT, shares +100%) and the biggest sale JPMorgan Hedged Equity ETF (HELO, shares −31%).
- Most Recent 13F
- Q2 2026
- Location
- WORCESTER, MA
- CIK
- 0001931232
- Portfolio Value
- $338.9M (Q2 2025)
- SEC Filing
- 0001085146-25-003866 ↗ filed Jul 15, 2025
Holdings Value
Holdings 187 stocks · $338.9M
| BND Vanguard Total Bond Market | 7.34% | 337,903 | $24.9M | Add +4.0% |
| IQLT iShares MSCI International Q | 6.28% | 492,679 | $21.3M | Add +99.9% |
| SCHX Schwab US Large-Cap ETF | 6.04% | 837,468 | $20.5M | Reduce -16.8% |
| VIG Vanguard Dividend Apprec ETF | 4.96% | 82,138 | $16.8M | Add +3.6% |
| HELO JPMorgan Hedged Equity ETF | 4.75% | 257,354 | $16.1M | Reduce -31.3% |
| EMXC iShares MSCI Emr MRK Ex Chna | 4.49% | 241,130 | $15.2M | Add +20.3% |
| VTI VG Morningstar TS MKT ETF-US | 4.40% | 49,049 | $14.9M | Reduce -2.4% |
| IJH iShares Core S&P Midcap ETF | 3.96% | 216,285 | $13.4M | Add +30.6% |
| QQQ Invesco QQQ Trust Series 1 | 2.85% | 17,512 | $9.7M | Add +22.4% |
| AVUV Avantis US Small Cap Value | 2.43% | 90,264 | $8.2M | Reduce -9.6% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 1.92% | 119,665 | $6.5M | Reduce -8.7% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 1.63% | 15,090 | $5.5M | Add +209.3% |
| GLD SPDR Gold Shares | 1.60% | 17,808 | $5.4M | Reduce -4.4% |
| MSFT Microsoft Corp. | 1.58% | 10,786 | $5.4M | Reduce -0.8% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 1.50% | 55,579 | $5.1M | Add +629.5% |
| NVDA Nvidia Corp. | 1.48% | 31,795 | $5.0M | Add +14.2% |
| USMV iShares MSCI USA Min Vol Fac | 1.32% | 47,480 | $4.5M | Reduce -15.8% |
| AMZN Amazon.com Inc. | 1.22% | 18,845 | $4.1M | Add +11.2% |
| ITOT iShares Core S&P Total U.S. | 1.16% | 29,215 | $3.9M | Add +3.2% |
| AAPL Apple Inc. | 1.15% | 19,012 | $3.9M | Reduce -4.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.10% | 15,742 | $3.7M | Add +28.3% |
| TLH iShares 10-20 Year Treasury | 1.07% | 35,551 | $3.6M | Reduce -5.5% |
| IBHE iShares Ibonds 2025 H/Y Inc. | 1.05% | 153,703 | $3.6M | Reduce -41.5% |
| SHY iShares 1-3 Year Treasury Bo | 0.90% | 36,607 | $3.0M | Add +11.9% |
| QUAL iShares MSCI USA Quality Fac | 0.81% | 15,036 | $2.7M | Reduce -3.8% |
| LLY Eli Lilly & Co. | 0.77% | 3,344 | $2.6M | Add +2.3% |
| BILS SS Spdrb B 3-12M T-Bill ETF | 0.75% | 25,554 | $2.5M | Reduce -3.6% |
| JEPI JPMorgan Equity Premium Inco | 0.74% | 43,840 | $2.5M | Add +8.3% |
| VEA Vanguard Ftse Developed ETF | 0.71% | 42,111 | $2.4M | Add +1.3% |
| VSGX Vanguard ESG Intl Stock ETF | 0.69% | 35,941 | $2.4M | Add +1.0% |
| SUB iShares Short-Term National | 0.61% | 19,462 | $2.1M | Add +1.8% |
| VYM Vanguard High DVD Yield ETF | 0.61% | 15,485 | $2.1M | Reduce -5.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.59% | 25,209 | $2.0M | Add +8.5% |
| IXUS iShares Core Intl Stock ETF | 0.58% | 25,341 | $2.0M | Add +2.5% |
| IBHF iShares Ibond 2026 HY & Inc. | 0.57% | 83,323 | $1.9M | Add +17.7% |
| QQQE Dirx Nasdaq-100EQ Wi ETF-Usd | 0.54% | 18,518 | $1.8M | Reduce -11.1% |
| JPM JPMorgan Chase & Co. | 0.50% | 5,901 | $1.7M | Reduce -2.6% |
| AVGO Broadcom Inc. | 0.50% | 6,166 | $1.7M | Add +1.9% |
| DGRO iShares Core Dividend Growth | 0.50% | 26,381 | $1.7M | Add +5.0% |
| AMAT Applied Materials Inc. | 0.49% | 8,997 | $1.6M | Add +2.2% |
| AGG iShares Core U.S. Aggregate | 0.48% | 16,491 | $1.6M | Reduce -2.2% |
| GOOG Alphabet Inc. Class C | 0.47% | 9,063 | $1.6M | Add +19.6% |
| AXP American Express Co. | 0.45% | 4,787 | $1.5M | Add +0.6% |
| STIP iShares 0-5 Year Tips Bond E | 0.44% | 14,545 | $1.5M | Add +3.5% |
| META Meta Platforms Inc. Class A | 0.43% | 1,984 | $1.5M | Add +7.0% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.43% | 2 | $1.5M | No change |
| EEMV iShares MSCI Emg MKT Min Vol | 0.42% | 22,720 | $1.4M | Add +1.0% |
| BSX Boston Scientific Corp. | 0.40% | 12,473 | $1.3M | New |
| PPA Invesco Aerospace & Defense | 0.39% | 9,352 | $1.3M | Reduce -2.5% |
| NFLX Netflix Inc. | 0.39% | 984 | $1.3M | Add +3.1% |
| SHYG iShares 0-5 YR HY Corp. Bond | 0.35% | 27,805 | $1.2M | Add +13.0% |
| IJR iShares Core S&P Small-Cap E | 0.35% | 10,931 | $1.2M | Reduce -36.4% |
| IUSV iShares Core S&P U.S. Value | 0.35% | 12,466 | $1.2M | Add +0.5% |
| PNQI Invesco Nasdaq Internet ETF | 0.35% | 22,454 | $1.2M | Add +39.4% |
| WMT Walmart Inc. | 0.33% | 11,472 | $1.1M | Reduce -5.3% |
| XLF SS Financial Select Sector | 0.33% | 21,413 | $1.1M | Add +48.7% |
| HIMU iShares High Yild Muni A ETF | 0.33% | 23,017 | $1.1M | Reduce -38.9% |
| GOOGL Alphabet Inc. Class A | 0.32% | 6,104 | $1.1M | Add +0.3% |
| NOW ServiceNow Inc. | 0.32% | 1,041 | $1.1M | Reduce -14.7% |
| CRM Salesforce Inc. | 0.31% | 3,912 | $1.1M | No change |
| ESGD iShares Trust iShares ESG Aw | 0.31% | 11,842 | $1.1M | Add +1.9% |
| MUB iShares National Muni Bond E | 0.31% | 10,000 | $1.0M | New |
| FLRN SS SPDR BB Ig Float RT ETF | 0.30% | 32,912 | $1.0M | Reduce -4.6% |
| AMD Advanced Micro Devices | 0.30% | 7,132 | $1.0M | Add +92.5% |
| HD Home Depot Inc. | 0.30% | 2,728 | $1.0M | Reduce -5.6% |
| ABBV Abbvie Inc. | 0.29% | 5,252 | $975K | Add +0.8% |
| MA Mastercard Inc. Class A | 0.27% | 1,654 | $930K | Add +3.0% |
| UBER Uber Technologies Inc. | 0.26% | 9,301 | $868K | Reduce -14.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.25% | 1,711 | $831K | Add +4.1% |
| AMGN Amgen Inc. | 0.24% | 2,971 | $830K | Add +1.8% |
| MBB iShares MBS ETF | 0.24% | 8,799 | $826K | Add +1.1% |
| EFAV iShares MSCI Eafe Min Vol Fa | 0.24% | 9,654 | $812K | New |
| PH Parker Hannifin Corp. | 0.24% | 1,155 | $807K | Add +2.5% |
| TSLA Tesla Inc. | 0.24% | 2,514 | $799K | Reduce -18.0% |
| COST Costco Wholesale Corp. | 0.24% | 806 | $798K | Add +12.1% |
| RSP Invesco S&P 500 Equal Weight | 0.23% | 4,295 | $781K | Reduce -39.2% |
| GBIL Goldman Sachs Access Treasur | 0.23% | 7,648 | $766K | Reduce -4.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.22% | 1,212 | $749K | Reduce -13.2% |
| FV First Trust DW Focus 5 Fund | 0.20% | 11,543 | $684K | Reduce -53.9% |
| ASML ASML Holding NV-NY Reg SHS | 0.20% | 833 | $668K | Add +25.4% |
| LIN Linde PLC | 0.20% | 1,421 | $667K | Add +0.3% |
| PNC PNC Financial Services Group | 0.19% | 3,525 | $657K | Add +0.5% |
| LMT Lockheed Martin Corp. | 0.19% | 1,404 | $650K | Add +0.4% |
| TSM Taiwan Semiconductor-SP ADR | 0.19% | 2,827 | $640K | Add +0.5% |
| ETN Eaton Corp. PLC | 0.19% | 1,769 | $632K | No change |
| ANET Arista Networks Inc. | 0.18% | 6,091 | $623K | New |
| BKNG Booking Holdings Inc. | 0.17% | 101 | $585K | No change |
| KBWP Invesco KBW Property & Casua | 0.16% | 4,548 | $559K | Add +73.7% |
| RTX RTX Corp. | 0.16% | 3,764 | $550K | Reduce -0.3% |
| PWR Quanta Services Inc. | 0.16% | 1,445 | $546K | Add +5.5% |
| GSK GSK PLC-Spon ADR | 0.16% | 14,019 | $538K | Add +1.2% |
| JNJ Johnson & Johnson | 0.16% | 3,503 | $535K | Add +0.6% |
| LRCX Lam Research Corp. | 0.16% | 5,437 | $529K | Add +0.3% |
| ABT Abbott Laboratories | 0.15% | 3,804 | $517K | Add +0.4% |
| PEP Pepsico Inc. | 0.15% | 3,848 | $508K | Add +0.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.15% | 1,683 | $496K | Add +0.8% |
| CSCO Cisco Systems Inc. | 0.15% | 7,090 | $492K | Add +0.4% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.14% | 10,386 | $491K | Add +0.1% |
| PANW Palo Alto Networks Inc. | 0.14% | 2,394 | $490K | Add +48.0% |
| GILD Gilead Sciences Inc. | 0.14% | 4,206 | $466K | Add +0.7% |
Portfolio Sells Q1 2025 → Q2 2025
| HELO JPMorgan Hedged Equity ETF | Reduce -31.3% | 4.75% | −2.58 |
| SCHX Schwab US Large-Cap ETF | Reduce -16.8% | 6.04% | −1.24 |
| IEF iShares 7-10 Year Treasury B | Reduce -93.7% | 0.07% | −1.10 |
| IBHE iShares Ibonds 2025 H/Y Inc. | Reduce -41.5% | 1.05% | −0.95 |
| AVUV Avantis US Small Cap Value | Reduce -9.6% | 2.43% | −0.43 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -15.8% | 1.32% | −0.42 |
| XLG Invesco S&P 500 Top 50 ETF | Reduce -73.7% | 0.13% | −0.35 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -8.7% | 1.92% | −0.30 |
| AAPL Apple Inc. | Reduce -4.2% | 1.15% | −0.29 |
| HIMU iShares High Yild Muni A ETF | Reduce -38.9% | 0.33% | −0.28 |
| FV First Trust DW Focus 5 Fund | Reduce -53.9% | 0.20% | −0.25 |
| IJR iShares Core S&P Small-Cap E | Reduce -36.4% | 0.35% | −0.24 |
| XJH Ishare ESG SS S&P Midcap ETF | Sold out | 0.00% | −0.23 |
| TLH iShares 10-20 Year Treasury | Reduce -5.5% | 1.07% | −0.21 |
| KRE SS SPDR S&P Regional Bank | Sold out | 0.00% | −0.18 |
| EUSB Ishr ESG Advn Universal BD-$ | Sold out | 0.00% | −0.17 |
| RSP Invesco S&P 500 Equal Weight | Reduce -39.2% | 0.23% | −0.17 |
| BGRN iShares Usd Green Bond ETF | Sold out | 0.00% | −0.16 |
| GLD SPDR Gold Shares | Reduce -4.4% | 1.60% | −0.16 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.4% | 4.40% | −0.12 |
| BILS SS Spdrb B 3-12M T-Bill ETF | Reduce -3.6% | 0.75% | −0.11 |
| PTF Invesco Dorsey Wright Tech | Sold out | 0.00% | −0.08 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.08 |
| VYM Vanguard High DVD Yield ETF | Reduce -5.2% | 0.61% | −0.08 |
| PSI Invesco Semiconductors ETF | Sold out | 0.00% | −0.08 |
| XLE SS Energy Select Sector | Reduce -28.3% | 0.10% | −0.07 |
| NOC Northrop Grumman Corp. | Sold out | 0.00% | −0.07 |
| UNP Union Pacific Corp. | Sold out | 0.00% | −0.07 |
| MRVL Marvell Technology Inc. | Sold out | 0.00% | −0.07 |
| QUAL iShares MSCI USA Quality Fac | Reduce -3.8% | 0.81% | −0.06 |
| AGG iShares Core U.S. Aggregate | Reduce -2.2% | 0.48% | −0.06 |
| QQQE Dirx Nasdaq-100EQ Wi ETF-Usd | Reduce -11.1% | 0.54% | −0.06 |
| VZ Verizon Communications Inc. | Reduce -20.1% | 0.12% | −0.05 |
| HD Home Depot Inc. | Reduce -5.6% | 0.30% | −0.05 |
| FLRN SS SPDR BB Ig Float RT ETF | Reduce -4.6% | 0.30% | −0.05 |
| MRK Merck & Co. Inc. | Reduce -6.8% | 0.13% | −0.05 |
| GBIL Goldman Sachs Access Treasur | Reduce -4.6% | 0.23% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -13.2% | 0.22% | −0.03 |
| PKB Invesco Building & Construct | Reduce -30.7% | 0.09% | −0.03 |
| ADBE Adobe Inc. | Reduce -11.0% | 0.12% | −0.03 |
| VRTX Vertex Pharmaceuticals Inc. | Reduce -13.2% | 0.07% | −0.03 |
| TSLA Tesla Inc. | Reduce -18.0% | 0.24% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -0.5% | 0.12% | −0.02 |
| SPMB SS SPDR P Mort Back Bond ETF | Reduce -6.5% | 0.12% | −0.02 |
| PFE Pfizer Inc. | Reduce -10.0% | 0.08% | −0.02 |
| MMM 3M Co. | Reduce -12.0% | 0.10% | −0.02 |
| ADP Automatic Data Processing | Reduce -18.0% | 0.06% | −0.02 |
| WELL Welltower Inc. | Reduce -12.0% | 0.08% | −0.02 |
| UL Unilever PLC | Reduce -15.3% | 0.07% | −0.02 |
| WMT Walmart Inc. | Reduce -5.3% | 0.33% | −0.02 |
Portfolio Buys Q1 2025 → Q2 2025
| IQLT iShares MSCI International Q | Add +99.9% | 6.28% | +3.08 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +629.5% | 1.50% | +1.28 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +209.3% | 1.63% | +1.14 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +20.3% | 4.49% | +0.88 |
| IJH iShares Core S&P Midcap ETF | Add +30.6% | 3.96% | +0.79 |
| QQQ Invesco QQQ Trust Series 1 | Add +22.4% | 2.85% | +0.65 |
| NVDA Nvidia Corp. | Add +14.2% | 1.48% | +0.49 |
| BSX Boston Scientific Corp. | New | 0.40% | +0.40 |
| MUB iShares National Muni Bond E | New | 0.31% | +0.31 |
| EFAV iShares MSCI Eafe Min Vol Fa | New | 0.24% | +0.24 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +28.3% | 1.10% | +0.21 |
| ANET Arista Networks Inc. | New | 0.18% | +0.18 |
| AMD Advanced Micro Devices | Add +92.5% | 0.30% | +0.17 |
| AVGO Broadcom Inc. | Add +1.9% | 0.50% | +0.17 |
| AMZN Amazon.com Inc. | Add +11.2% | 1.22% | +0.16 |
| PNQI Invesco Nasdaq Internet ETF | Add +39.4% | 0.35% | +0.11 |
| ORCL Oracle Corp. | New | 0.11% | +0.11 |
| TTD Trade Desk Inc./the Class A | New | 0.11% | +0.11 |
| WINN Harbor Long-Term Growers ETF | New | 0.10% | +0.10 |
| NFLX Netflix Inc. | Add +3.1% | 0.39% | +0.10 |
| XLF SS Financial Select Sector | Add +48.7% | 0.33% | +0.10 |
| TSLL Dirx DLY Tsla Bul 2X ETF-Aui | New | 0.09% | +0.09 |
| GS Goldman Sachs Group Inc. | New | 0.09% | +0.09 |
| GE General Electric | New | 0.09% | +0.09 |
| GOOG Alphabet Inc. Class C | Add +19.6% | 0.47% | +0.09 |
| META Meta Platforms Inc. Class A | Add +7.0% | 0.43% | +0.08 |
| SMH Vaneck Semiconductor ETF | New | 0.07% | +0.07 |
| MO Altria Group Inc. | New | 0.07% | +0.07 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | New | 0.07% | +0.07 |
| WMB Williams Cos Inc. | New | 0.07% | +0.07 |
| AMAT Applied Materials Inc. | Add +2.2% | 0.49% | +0.07 |
| WAB Wabtec Corp. | New | 0.07% | +0.07 |
| ROK Rockwell Automation Inc. | New | 0.07% | +0.07 |
| RCL Royal Caribbean Cruises Ltd. | New | 0.07% | +0.07 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.06% | +0.06 |
| ICE Intercontinental Exchange Inc. | New | 0.06% | +0.06 |
| VOO Vanguard S&P 500 ETF | New | 0.06% | +0.06 |
| DELL Dell Technologies -C | New | 0.06% | +0.06 |
| KBWP Invesco KBW Property & Casua | Add +73.7% | 0.16% | +0.06 |
| PANW Palo Alto Networks Inc. | Add +48.0% | 0.14% | +0.05 |
| ASML ASML Holding NV-NY Reg SHS | Add +25.4% | 0.20% | +0.05 |
| PWR Quanta Services Inc. | Add +5.5% | 0.16% | +0.05 |
| TSM Taiwan Semiconductor-SP ADR | Add +0.5% | 0.19% | +0.04 |
| ITOT iShares Core S&P Total U.S. | Add +3.2% | 1.16% | +0.03 |
| IBHF iShares Ibond 2026 HY & Inc. | Add +17.7% | 0.57% | +0.03 |
| AXP American Express Co. | Add +0.6% | 0.45% | +0.03 |
| LRCX Lam Research Corp. | Add +0.3% | 0.16% | +0.03 |
| TXN Texas Instruments Inc. | Add +11.6% | 0.12% | +0.02 |
| PLUG Plug Power Inc. | New | 0.02% | +0.02 |
| VEA Vanguard Ftse Developed ETF | Add +1.3% | 0.71% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 182 | $434.4M | BND, VIG, EMXC, IQLT, HELO |
| Q1 2026 | 174 | $379.1M | BND, EMXC, IQLT, VIG, GLD |
| Q4 2025 | 179 | $375.5M | BND, VIG, IQLT, EMXC, GLD |
| Q3 2025 | 188 | $364.2M | BND, VIG, IQLT, EMXC, VTI |
| Q2 2025 | 187 | $338.9M | BND, IQLT, SCHX, VIG, HELO |
| Q1 2025 | 175 | $305.2M | BND, HELO, SCHX, VIG, VTI |
| Q4 2024 | 180 | $318.2M | SCHX, HELO, BND, VTI, VIG |
| Q3 2024 | 194 | $335.2M | BND, SCHX, VIG, EMXC, VTI |
| Q2 2024 | 185 | $314.4M | BND, SCHX, VIG, VTI, QQQE |
| Q1 2024 | 179 | $300.5M | BND, SCHX, VIG, QQQE, EMXC |