Carter Financial, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 13, 2026), Carter Financial, LLC reported 28 stock positions worth $115.0 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 24.5% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 21.5%) and Cap Group Dividend Value (CGDV, 14.7%). Compared with Q4 2025, it opened 5 new positions, sold out of 1, added to 8 and reduced 5. The biggest buy was JPM Ultra-Short Muni Income (JMST, shares +270%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −5%).
- Most Recent 13F
- Q2 2026
- Location
- LA JOLLA, CA
- CIK
- 0002115533
- Portfolio Value
- $115.0M (Q1 2026)
- SEC Filing
- 0001172661-26-001814 ↗ filed May 13, 2026
Holdings Value
Holdings 28 stocks · $115.0M
| VUG Vanguard Mrngstar GR ETF-Sui | 24.53% | 64,574 | $28.2M | Add +1.5% |
| VTI VG Morningstar TS MKT ETF-US | 21.45% | 76,890 | $24.7M | Reduce -4.6% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 14.67% | 396,546 | $16.9M | Add +9.0% |
| LMBS First Trust Low Duration Opp | 10.35% | 238,837 | $11.9M | Add +14.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 9.07% | 53,159 | $10.4M | Reduce -2.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 5.03% | 22,096 | $5.8M | Reduce -0.9% |
| VNQ Vanguard Real Estate ETF | 2.41% | 31,197 | $2.8M | Reduce -10.8% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 1.75% | 39,509 | $2.0M | Add +269.5% |
| VOO Vanguard S&P 500 ETF | 1.29% | 2,478 | $1.5M | Add +99.8% |
| AAPL Apple Inc. | 1.28% | 5,801 | $1.5M | No change |
| JMUB JPMorgan Municipal ETF | 1.12% | 25,659 | $1.3M | Add +72.0% |
| VXUS Vanguard Total Intl Stock | 1.08% | 16,169 | $1.2M | No change |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.91% | 21,403 | $1.0M | Add +312.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.88% | 20,273 | $1.0M | Reduce -3.4% |
| CATH Global X S&P 500 Ca Val ETF | 0.52% | 7,593 | $593K | Add +0.5% |
| JPST JPMorgan Ultra-Short Income | 0.47% | 10,602 | $537K | New |
| V Visa Inc. Class A | 0.46% | 1,739 | $526K | No change |
| SRE Sempra | 0.34% | 4,076 | $396K | No change |
| SCHG Schwab US Large-Cap Growth | 0.30% | 11,834 | $345K | New |
| BIV Vanguard Intermediate-Term B | 0.29% | 4,294 | $331K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.29% | 689 | $330K | No change |
| SCHB Schwab US Broad Market ETF | 0.25% | 11,484 | $288K | No change |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 0.25% | 9,663 | $285K | No change |
| SCHD Schwab US DVD Equity ETF | 0.22% | 8,251 | $253K | New |
| SDVY First Trust Smid Cap Rising | 0.22% | 6,282 | $248K | New |
| BUFR FT Vest Lad Buffervetf-Usd I | 0.21% | 7,017 | $237K | No change |
| MSFT Microsoft Corp. | 0.20% | 634 | $235K | No change |
| CAT Caterpillar Inc. | 0.18% | 300 | $213K | New |
Portfolio Sells Q4 2025 → Q1 2026
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.6% | 21.45% | −2.39 |
| VNQ Vanguard Real Estate ETF | Reduce -10.8% | 2.41% | −0.32 |
| ISRG Intuitive Surgical Inc. | Sold out | 0.00% | −0.18 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.3% | 9.07% | −0.10 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -3.4% | 0.88% | −0.05 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.9% | 5.03% | −0.04 |
Portfolio Buys Q4 2025 → Q1 2026
| JMST JPM Ultra-Short Muni Income | Add +269.5% | 1.75% | +1.27 |
| LMBS First Trust Low Duration Opp | Add +14.9% | 10.35% | +1.18 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +312.9% | 0.91% | +0.70 |
| CGDV Cap Group Dividend Value | Add +9.0% | 14.67% | +0.66 |
| VOO Vanguard S&P 500 ETF | Add +99.8% | 1.29% | +0.60 |
| JPST JPMorgan Ultra-Short Income | New | 0.47% | +0.47 |
| JMUB JPMorgan Municipal ETF | Add +72.0% | 1.12% | +0.45 |
| SCHG Schwab US Large-Cap Growth | New | 0.30% | +0.30 |
| SCHD Schwab US DVD Equity ETF | New | 0.22% | +0.22 |
| SDVY First Trust Smid Cap Rising | New | 0.22% | +0.22 |
| CAT Caterpillar Inc. | New | 0.18% | +0.18 |
| CATH Global X S&P 500 Ca Val ETF | Add +0.5% | 0.52% | −0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +1.5% | 24.53% | −2.86 |