Cerity Partners LLC
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 14, 2024), Cerity Partners LLC reported 2,282 stock positions worth $37.9 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 4.2% of the portfolio, followed by Microsoft (MSFT, 3.2%) and Apple (AAPL, 2.9%). Compared with Q4 2023, it opened 527 new positions, sold out of 90, added to 1,234 and reduced 423. The biggest buy was a new position in Amazon.com (AMZN) and the biggest sale Apple (AAPL, shares −31%).
- Most Recent 13F
- Q2 2026
- Location
- NEW YORK, NY
- CIK
- 0001566475
- Portfolio Value
- $37.9B (Q1 2024)
- SEC Filing
- 0001566475-24-000006 ↗ filed May 14, 2024
Holdings Value
Holdings 2,282 stocks · $37.9B
| VOO Vanguard S&P 500 ETF | 4.18% | 3,307,620 | $1.6B | Reduce -62.7% |
| MSFT Microsoft Corp. | 3.24% | 2,930,862 | $1.2B | Reduce -58.2% |
| AAPL Apple Inc. | 2.95% | 6,526,624 | $1.1B | Reduce -30.8% |
| PG The Procter & Gamble Co. | 2.69% | 6,279,249 | $1.0B | Add +2.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.56% | 2,050,041 | $968.0M | Reduce -76.9% |
| IVV iShares Core S&P 500 ETF | 2.40% | 1,730,555 | $908.9M | Add +1.0% |
| NVDA Nvidia Corp. | 1.84% | 773,047 | $698.1M | Reduce -40.4% |
| VEA Vanguard Ftse Developed ETF | 1.75% | 13,254,848 | $664.1M | Reduce -30.1% |
| IEFA iShares Core MSCI Eafe ETF | 1.56% | 8,021,580 | $592.5M | Add +6.8% |
| AMZN Amazon.com Inc. | 1.54% | 3,235,322 | $581.7M | New |
| CACC Credit Acceptance Corp. | 1.16% | 798,324 | $440.3M | Reduce -10.0% |
| LLY Eli Lilly & Co. | 1.12% | 547,270 | $425.1M | Reduce -6.1% |
| GOOGL Alphabet Inc. Class A | 1.04% | 2,586,073 | $392.2M | Reduce -36.6% |
| QUAL iShares MSCI USA Quality Fac | 1.03% | 2,362,940 | $388.3M | Reduce -0.7% |
| GOOG Alphabet Inc. Class C | 0.93% | 2,311,026 | $353.0M | Reduce -40.5% |
| SCHX Schwab US Large-Cap ETF | 0.90% | 5,475,303 | $339.7M | Reduce -80.7% |
| JPM JPMorgan Chase & Co. | 0.86% | 1,624,281 | $325.0M | Reduce -27.7% |
| IEI iShares 3-7 Year Treasury Bo | 0.76% | 2,471,772 | $286.3M | Add +10.9% |
| IWF iShares Russell 1000 Growth | 0.74% | 830,954 | $280.0M | Add +0.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.73% | 1,065,444 | $276.6M | Reduce -80.7% |
| META Meta Platforms Inc. Class A | 0.72% | 564,529 | $273.3M | Reduce -82.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.70% | 593,988 | $263.4M | Reduce -29.5% |
| HD Home Depot Inc. | 0.68% | 669,061 | $255.6M | Add +19.3% |
| ITOT iShares Core S&P Total U.S. | 0.67% | 2,204,720 | $254.2M | Reduce -2.3% |
| AVGO Broadcom Inc. | 0.66% | 187,295 | $248.2M | Add +19.5% |
| COST Costco Wholesale Corp. | 0.64% | 331,807 | $242.9M | Add +21.9% |
| MRK Merck & Co. Inc. | 0.63% | 1,807,002 | $238.6M | Add +49.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.60% | 545,946 | $228.0M | Reduce -52.1% |
| SPAB SS SPDR P Agg Bond ETF | 0.57% | 8,583,830 | $217.0M | Add +2.8% |
| JNJ Johnson & Johnson | 0.57% | 1,364,909 | $214.4M | Reduce -14.7% |
| V Visa Inc. Class A | 0.56% | 765,433 | $213.3M | Reduce -32.0% |
| IJR iShares Core S&P Small-Cap E | 0.53% | 1,802,281 | $199.0M | Add +14.7% |
| MTUM iShares MSCI USA Momentum Fa | 0.52% | 1,054,473 | $197.6M | Reduce -7.8% |
| UNH Unitedhealth Group Inc. | 0.52% | 396,184 | $196.0M | Reduce -4.7% |
| IWB iShares Russell 1000 ETF | 0.51% | 676,854 | $195.0M | Reduce -4.0% |
| SHY iShares 1-3 Year Treasury Bo | 0.51% | 2,373,802 | $194.0M | Reduce -3.1% |
| IJH iShares Core S&P Midcap ETF | 0.51% | 3,174,970 | $192.8M | Reduce -41.8% |
| AGG iShares Core U.S. Aggregate | 0.49% | 1,891,632 | $185.0M | Add +51.4% |
| CVX Chevron Corp. | 0.47% | 1,112,766 | $176.6M | Reduce -26.1% |
| USMV iShares MSCI USA Min Vol Fac | 0.46% | 2,093,871 | $175.0M | Reduce -1.8% |
| MA Mastercard Inc. Class A | 0.46% | 363,758 | $174.3M | Add +10.8% |
| VGSH Vanguard Short-Term Treasury | 0.45% | 2,939,098 | $170.7M | Add +72.7% |
| JPST JPMorgan Ultra-Short Income | 0.45% | 3,351,073 | $169.1M | Reduce -26.0% |
| IEMG iShares Core MSCI Emerging | 0.44% | 3,243,708 | $167.2M | Add +1.6% |
| XOM Exxon Mobil Corp. | 0.44% | 1,416,476 | $165.4M | Reduce -9.9% |
| SCHP Schwab U.S. Tips ETF | 0.43% | 3,155,896 | $164.6M | Reduce -76.4% |
| ADBE Adobe Inc. | 0.43% | 322,245 | $162.6M | Add +27.4% |
| SCHM Schwab US Mid Cap ETF | 0.43% | 1,984,366 | $161.6M | Reduce -89.5% |
| IQLT iShares MSCI International Q | 0.42% | 4,031,813 | $159.9M | Add +131.0% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.42% | 3,130,598 | $157.8M | Add +8.6% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.41% | 3,097,153 | $155.2M | Add +0.3% |
| PEP Pepsico Inc. | 0.41% | 880,980 | $154.6M | Reduce -11.3% |
| RODM Hartford Multifact Dev MRKT | 0.38% | 5,077,342 | $142.2M | Reduce -36.6% |
| DFAC Dimensional US Core Equity 2 | 0.35% | 4,165,201 | $133.1M | Add +4.9% |
| ICSH iShares Ultra Short Duration | 0.35% | 2,627,845 | $132.9M | Reduce -28.3% |
| VGT Vanguard Info Tech ETF | 0.35% | 253,375 | $132.8M | Reduce -0.1% |
| IAU iShares Gold Trust | 0.34% | 3,039,470 | $128.5M | Reduce -1.1% |
| ABBV Abbvie Inc. | 0.34% | 707,055 | $127.3M | Reduce -26.9% |
| CSCO Cisco Systems Inc. | 0.33% | 2,507,036 | $124.6M | Add +11.1% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.33% | 1,228,204 | $124.5M | Add +11.7% |
| MCD McDonald's Corp. | 0.32% | 437,310 | $122.9M | Add +11.6% |
| ACN Accenture PLC Class A | 0.32% | 344,192 | $119.3M | Add +16.4% |
| IWM iShares Russell 2000 ETF | 0.31% | 563,974 | $118.5M | Reduce -37.4% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.31% | 957,464 | $116.8M | Add +29.0% |
| RSP Invesco S&P 500 Equal Weight | 0.31% | 691,796 | $116.5M | Add +177.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.31% | 466,576 | $116.2M | Reduce -92.5% |
| PANW Palo Alto Networks Inc. | 0.30% | 403,356 | $114.6M | Add +19.4% |
| BND Vanguard Total Bond Market | 0.30% | 1,571,843 | $113.6M | Add +12.8% |
| EFA iShares MSCI Eafe ETF | 0.30% | 1,426,019 | $112.8M | Reduce -37.7% |
| VEU Vanguard Ftse All-World Ex-U | 0.29% | 1,853,310 | $108.6M | Reduce -26.1% |
| CRM Salesforce Inc. | 0.29% | 360,429 | $108.6M | Reduce -89.7% |
| AMGN Amgen Inc. | 0.29% | 382,979 | $108.3M | Add +43.8% |
| ABT Abbott Laboratories | 0.28% | 961,678 | $107.9M | Reduce -9.5% |
| TMO Thermo Fisher Scientific Inc. | 0.28% | 179,783 | $104.5M | Add +24.0% |
| BLK BlackRock Finance Inc. | 0.27% | 126,059 | $104.0M | Add +6.7% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.27% | 2,704,788 | $102.6M | Add +27.9% |
| UNP Union Pacific Corp. | 0.27% | 413,295 | $101.5M | Reduce -63.9% |
| DFUV Dimensional US Marketwide Va | 0.27% | 2,471,525 | $101.1M | Add +1.6% |
| VIG Vanguard Dividend Apprec ETF | 0.26% | 547,080 | $99.5M | Add +0.1% |
| WMT Walmart Inc. | 0.26% | 1,625,181 | $97.9M | New |
| VWO Vanguard Ftse Emerging Marke | 0.26% | 2,339,538 | $97.7M | Reduce -46.9% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.26% | 340,816 | $97.7M | Add +8.1% |
| AMD Advanced Micro Devices | 0.25% | 528,956 | $95.5M | Add +12.7% |
| SCHA Schwab US Small-Cap ETF | 0.25% | 1,911,857 | $94.1M | Reduce -88.6% |
| ORCL Oracle Corp. | 0.25% | 749,420 | $93.9M | Reduce -15.3% |
| INTU Intuit Inc. | 0.24% | 142,461 | $92.6M | Add +17.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.24% | 1,198,159 | $92.5M | Add +2.8% |
| AVEM Avantis Emerging Markets Eq | 0.24% | 1,585,100 | $91.9M | Reduce -2.0% |
| HON Honeywell International Inc. | 0.24% | 445,117 | $91.1M | Add +28.3% |
| SCHD Schwab US DVD Equity ETF | 0.24% | 1,124,400 | $90.6M | Reduce -0.6% |
| IGM iShares Expanded Tech Sector | 0.24% | 1,043,475 | $89.9M | Reduce -1.8% |
| VXF Vanguard Extended Market ETF | 0.24% | 525,195 | $89.5M | Reduce -73.3% |
| HTO H2O America filed as SJW GROUP | 0.23% | 1,559,769 | $88.3M | Reduce -3.1% |
| SKOR NT Crdscr US Corp. BD ETF | 0.23% | 1,832,843 | $87.6M | Reduce -1.7% |
| USVM Victoryshares US Small Mid C | 0.23% | 1,073,186 | $86.3M | Reduce -4.3% |
| SCHF Schwab Intl Equity ETF | 0.23% | 2,203,850 | $86.0M | Reduce -92.5% |
| CVS CVS Health Corp. | 0.23% | 1,073,401 | $85.6M | Add +13.0% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.22% | 653,319 | $83.9M | Add +73.3% |
| DHR Danaher Corp. | 0.22% | 334,142 | $83.4M | Add +26.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.22% | 504,537 | $82.1M | Reduce -17.9% |
Other holdings (2): bonds, preferreds, convertibles and warrants · $369K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | 299 | $364K | Add +11.6% |
| SSTPW SYSTEM1 Inc.-CW | *W EXP 01/27/202 | 35,000 | $5K | No change |
Total filed on the 13F, all lines: $37.9B.
Portfolio Sells Q4 2023 → Q1 2024
| AAPL Apple Inc. | Reduce -30.8% | 2.95% | −0.71 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -76.9% | 2.56% | −0.43 |
| CACC Credit Acceptance Corp. | Reduce -10.0% | 1.16% | −0.42 |
| VEA Vanguard Ftse Developed ETF | Reduce -30.1% | 1.75% | −0.38 |
| RODM Hartford Multifact Dev MRKT | Reduce -36.6% | 0.38% | −0.36 |
| JPST JPMorgan Ultra-Short Income | Reduce -26.0% | 0.45% | −0.32 |
| ICSH iShares Ultra Short Duration | Reduce -28.3% | 0.35% | −0.27 |
| UNH Unitedhealth Group Inc. | Reduce -4.7% | 0.52% | −0.21 |
| SGOV iShares 0-3 Month Treasury B | Reduce -39.2% | 0.15% | −0.16 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -3.1% | 0.51% | −0.16 |
| XLE SS Energy Select Sector | Reduce -41.1% | 0.16% | −0.15 |
| QUAL iShares MSCI USA Quality Fac | Reduce -0.7% | 1.03% | −0.15 |
| ITOT iShares Core S&P Total U.S. | Reduce -2.3% | 0.67% | −0.12 |
| HTO H2O America | Reduce -3.1% | 0.23% | −0.12 |
| SCHP Schwab U.S. Tips ETF | Reduce -76.4% | 0.43% | −0.12 |
| VWO Vanguard Ftse Emerging Marke | Reduce -46.9% | 0.26% | −0.11 |
| IWB iShares Russell 1000 ETF | Reduce -4.0% | 0.51% | −0.10 |
| SCHX Schwab US Large-Cap ETF | Reduce -80.7% | 0.90% | −0.10 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -1.8% | 0.46% | −0.09 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -17.9% | 0.22% | −0.09 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -29.5% | 0.70% | −0.09 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -80.7% | 0.73% | −0.08 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -7.8% | 0.52% | −0.08 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -20.9% | 0.12% | −0.07 |
| VONE Vanguard Russell 1000 | Reduce -20.8% | 0.16% | −0.07 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -92.5% | 0.31% | −0.07 |
| SKOR NT Crdscr US Corp. BD ETF | Reduce -1.7% | 0.23% | −0.07 |
| ANGL Vaneck Fallen Angel High YLD | Reduce -5.3% | 0.21% | −0.07 |
| GLD SPDR Gold Shares | Reduce -10.9% | 0.21% | −0.07 |
| IJH iShares Core S&P Midcap ETF | Reduce -41.8% | 0.51% | −0.07 |
| AVEM Avantis Emerging Markets Eq | Reduce -2.0% | 0.24% | −0.06 |
| IAU iShares Gold Trust | Reduce -1.1% | 0.34% | −0.06 |
| NKE Nike Inc. Class B | Reduce -4.9% | 0.11% | −0.06 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -95.8% | 0.14% | −0.06 |
| XLI SS Industrial Select Sector | Reduce -38.7% | 0.07% | −0.06 |
| VGT Vanguard Info Tech ETF | Reduce -0.1% | 0.35% | −0.06 |
| IWM iShares Russell 2000 ETF | Reduce -37.4% | 0.31% | −0.06 |
| SCHM Schwab US Mid Cap ETF | Reduce -89.5% | 0.43% | −0.06 |
| IEF iShares 7-10 Year Treasury B | Reduce -0.9% | 0.19% | −0.06 |
| JNJ Johnson & Johnson | Reduce -14.7% | 0.57% | −0.06 |
| VNQ Vanguard Real Estate ETF | Reduce -83.3% | 0.17% | −0.06 |
| SPTS SS SPDR P St Term TSY ETF | Reduce -3.3% | 0.19% | −0.06 |
| BA The Boeing Co. | Reduce -81.0% | 0.06% | −0.05 |
| VYM Vanguard High DVD Yield ETF | Reduce -11.6% | 0.15% | −0.05 |
| SCHD Schwab US DVD Equity ETF | Reduce -0.6% | 0.24% | −0.05 |
| USVM Victoryshares US Small Mid C | Reduce -4.3% | 0.23% | −0.05 |
| IQV Iqvia Holdings Inc. | Reduce -6.1% | 0.20% | −0.05 |
| EFA iShares MSCI Eafe ETF | Reduce -37.7% | 0.30% | −0.05 |
| SWAN Amplify Blckswn Grow Trsry | Reduce -4.5% | 0.17% | −0.05 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -26.1% | 0.29% | −0.05 |
Portfolio Buys Q4 2023 → Q1 2024
| AMZN Amazon.com Inc. | New | 1.54% | +1.54 |
| WMT Walmart Inc. | New | 0.26% | +0.26 |
| IQLT iShares MSCI International Q | Add +131.0% | 0.42% | +0.20 |
| MRK Merck & Co. Inc. | Add +49.3% | 0.63% | +0.19 |
| RSP Invesco S&P 500 Equal Weight | Add +177.9% | 0.31% | +0.18 |
| RTX RTX Corp. | New | 0.14% | +0.14 |
| GE General Electric | New | 0.12% | +0.12 |
| VGSH Vanguard Short-Term Treasury | Add +72.7% | 0.45% | +0.12 |
| AGO Assured Guaranty Ltd. | New | 0.11% | +0.11 |
| TDW Tidewater Inc. | Add +120.5% | 0.19% | +0.10 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +895.6% | 0.11% | +0.10 |
| NVO Novo-Nordisk A/S-Spons ADR | Add +73.3% | 0.22% | +0.09 |
| DIS The Walt Disney Co. | Add +29.0% | 0.31% | +0.08 |
| GS Goldman Sachs Group Inc. | New | 0.08% | +0.08 |
| CRWD CrowdStrike Holdings Inc. Class A | Add +72.8% | 0.19% | +0.08 |
| TPG TPG Inc. | New | 0.08% | +0.08 |
| AGG iShares Core U.S. Aggregate | Add +51.4% | 0.49% | +0.07 |
| AVGO Broadcom Inc. | Add +19.5% | 0.66% | +0.07 |
| MMM 3M Co. | Add +123.5% | 0.17% | +0.07 |
| BP BP PLC-Spons ADR | Add +321.8% | 0.09% | +0.07 |
| C Citigroup Inc. | Add +158.3% | 0.11% | +0.07 |
| AMAT Applied Materials Inc. | Add +98.3% | 0.13% | +0.07 |
| QCOM Qualcomm Inc. | Add +62.4% | 0.19% | +0.06 |
| NFLX Netflix Inc. | Add +125.7% | 0.12% | +0.06 |
| AMP Ameriprise Financial Inc. | Add +185.6% | 0.10% | +0.06 |
| BMY Bristol-Myers Squibb Co. | Add +135.1% | 0.12% | +0.06 |
| ALGN Align Technology Inc. | Add +68.8% | 0.15% | +0.05 |
| WFC Wells Fargo & Co. | Add +82.5% | 0.13% | +0.05 |
| SNPS Synopsys Inc. | Add +432.2% | 0.06% | +0.05 |
| CASY Casey's General Stores Inc. | Add +6219.7% | 0.05% | +0.05 |
| IWV iShares Russell 3000 ETF | Add +120.4% | 0.10% | +0.05 |
| PTEN Patterson-Uti Energy Inc. | New | 0.05% | +0.05 |
| ASML ASML Holding NV-NY Reg SHS | Add +71.8% | 0.10% | +0.04 |
| PH Parker Hannifin Corp. | Add +141.3% | 0.08% | +0.04 |
| SPGI S&P Global Inc. | Add +71.2% | 0.18% | +0.04 |
| MLM Martin Marietta Materials | Add +555.4% | 0.05% | +0.04 |
| GSK GSK PLC-Spon ADR | Add +319.6% | 0.06% | +0.04 |
| MEDP Medpace Holdings Inc. | Add +1542.7% | 0.04% | +0.04 |
| LIN Linde PLC | Add +43.5% | 0.19% | +0.04 |
| COST Costco Wholesale Corp. | Add +21.9% | 0.64% | +0.04 |
| TT Trane Technologies PLC | Add +148.4% | 0.07% | +0.04 |
| CB Chubb Ltd. | Add +42.9% | 0.17% | +0.04 |
| CORT Corcept Therapeutics Inc. | Add +812.5% | 0.04% | +0.04 |
| VRTX Vertex Pharmaceuticals Inc. | Add +48.8% | 0.21% | +0.04 |
| LEN Lennar Corp. Class A | Add +539.1% | 0.04% | +0.04 |
| BLDR Builders Firstsource Inc. | Add +42.9% | 0.12% | +0.04 |
| FTI Technipfmc PLC | Add +156.9% | 0.06% | +0.03 |
| MBI Mbia Inc. | New | 0.03% | +0.03 |
| BAC Bank of America Corp. | Add +27.9% | 0.27% | +0.03 |
| TTEK Tetra Tech Inc. | Add +85.7% | 0.09% | +0.03 |
Options Activity Q4 2023 → Q1 2024
| AMZN Amazon.com Inc. | put | Sold out | 7,012,575 | $386.3Mbefore exit |
| WMT Walmart Inc. | call | Sold out | 2,979,339 | $77.2Mbefore exit |
| RTX RTX Corp. | call | Sold out | 779,543 | $45.4Mbefore exit |
| GS Goldman Sachs Group Inc. | call | Sold out | 53,160 | $20.5Mbefore exit |
| GE General Electric | put | Sold out | 153,548 | $19.6Mbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q4 2023 → Q1 2024
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | Add +11.6% | 299 | $364K |
| HTZWW Hertz Global Hldgs Inc. -CW51 | *W EXP 06/30/205 | Sold out | 27,937 | $153Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 3,261 | $82.4B | VOO, AAPL, NVDA, IVV, SPY |
| Q1 2026 | 3,073 | $70.5B | VOO, AAPL, NVDA, IVV, MSFT |
| Q4 2025 | 2,834 | $68.6B | VOO, AAPL, NVDA, MSFT, IVV |
| Q3 2025 | 2,734 | $61.7B | VOO, AAPL, NVDA, MSFT, IVV |
| Q2 2025 | 2,624 | $56.0B | VOO, MSFT, AAPL, NVDA, IVV |
| Q1 2025 | 2,464 | $48.7B | VOO, AAPL, MSFT, NVDA, IVV |
| Q4 2024 | 2,412 | $46.1B | VOO, AAPL, MSFT, NVDA, SPY |
| Q3 2024 | 2,522 | $45.2B | VOO, AAPL, MSFT, SPY, PG |
| Q2 2024 | 2,217 | $36.8B | VOO, AAPL, MSFT, PG, IVV |
| Q1 2024 | 2,282 | $37.9B | VOO, MSFT, AAPL, PG, SPY |