Clear Creek Financial Management, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 10, 2025), Clear Creek Financial Management, LLC reported 560 stock positions worth $1.2 billion. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 4.1% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 3.3%) and SS SPDR P Agg Bond ETF (SPAB, 2.7%). Compared with Q2 2025, it opened 57 new positions, sold out of 35, added to 241 and reduced 237. The biggest buy was iShares 0-5 Year Tips Bond E (STIP, shares +337%) and the biggest sale iShares MSCI Eafe ETF (EFA, shares −17%).
- Most Recent 13F
- Q2 2026
- Location
- SILVERDALE, WA
- CIK
- 0001784235
- Portfolio Value
- $1.2B (Q3 2025)
- SEC Filing
- 0001784235-25-000003 ↗ filed Nov 10, 2025
Holdings Value
Holdings 560 stocks · $1.2B
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.07% | 599,397 | $47.0M | Reduce -0.7% |
| IVV iShares Core S&P 500 ETF | 3.35% | 57,748 | $38.7M | Reduce -0.3% |
| SPAB SS SPDR P Agg Bond ETF | 2.67% | 1,193,784 | $30.9M | Add +8.8% |
| QQQ Invesco QQQ Trust Series 1 | 2.61% | 50,180 | $30.1M | Reduce -10.2% |
| SPYG SS SPDR P S&P 500 Growth ETF | 2.40% | 265,615 | $27.8M | Add +13.2% |
| EFA iShares MSCI Eafe ETF | 2.16% | 266,619 | $24.9M | Reduce -16.9% |
| EEM iShares MSCI Emerging Market | 2.06% | 444,941 | $23.8M | Reduce -3.4% |
| NVDA Nvidia Corp. | 1.87% | 115,692 | $21.6M | Add +0.8% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.67% | 348,005 | $19.3M | Add +2.8% |
| BALT Inn Defined Wealth Shield | 1.60% | 561,243 | $18.4M | Reduce -4.6% |
| AAPL Apple Inc. | 1.58% | 71,461 | $18.2M | Add +4.5% |
| MSFT Microsoft Corp. | 1.38% | 30,838 | $16.0M | Add +3.9% |
| BITB Bitwise Bitcoin ETF | 1.14% | 212,200 | $13.2M | Add +14.8% |
| SCHM Schwab US Mid Cap ETF | 1.13% | 438,306 | $13.0M | Add +17.1% |
| AMZN Amazon.com Inc. | 1.12% | 59,026 | $13.0M | Add +9.0% |
| IVW iShares S&P 500 Growth ETF | 1.10% | 105,617 | $12.7M | Reduce -17.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.95% | 16,515 | $11.0M | Add +18.9% |
| GLD SPDR Gold Shares | 0.89% | 28,889 | $10.3M | Add +82.4% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.85% | 107,123 | $9.8M | Add +70.0% |
| GOVT iShares US Treasury Bond ETF | 0.83% | 414,158 | $9.6M | Reduce -4.7% |
| FTSL First Trust Senior Loan ETF | 0.82% | 207,494 | $9.5M | Add +25.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.80% | 49,604 | $9.3M | Add +18.6% |
| SPMO Invesco S&P 500 Momentum ETF | 0.79% | 75,641 | $9.2M | Reduce -5.7% |
| DFAS Dimensional US Small Cap ETF | 0.76% | 128,785 | $8.8M | Add +66.2% |
| TSLA Tesla Inc. | 0.76% | 19,778 | $8.8M | Add +15.8% |
| HYLS FT Tactical High Yield ETF | 0.75% | 207,183 | $8.7M | Add +10.7% |
| IAU iShares Gold Trust | 0.71% | 112,268 | $8.2M | Add +26.7% |
| STIP iShares 0-5 Year Tips Bond E | 0.68% | 76,412 | $7.9M | Add +336.9% |
| IWM iShares Russell 2000 ETF | 0.65% | 31,250 | $7.6M | Add +5.2% |
| VOO Vanguard S&P 500 ETF | 0.65% | 12,260 | $7.5M | Add +20.1% |
| COWZ Pacer US Cash Cows 100 ETF | 0.65% | 130,559 | $7.5M | Reduce -2.8% |
| SGOV iShares 0-3 Month Treasury B | 0.61% | 69,811 | $7.0M | Reduce -28.7% |
| CGGR Cap Group Growth Equity | 0.61% | 159,260 | $7.0M | Add +9.0% |
| LMBS First Trust Low Duration Opp | 0.61% | 140,391 | $7.0M | Add +13.9% |
| RSEE Rareview Systematic Equity filed as COLLABORATIVE INVESTMNT SER | 0.58% | 200,979 | $6.6M | Reduce -19.7% |
| VIG Vanguard Dividend Apprec ETF | 0.57% | 30,335 | $6.5M | Add +0.2% |
| FVD First Trust Value Line DVD | 0.55% | 137,513 | $6.4M | Reduce -8.1% |
| IEMG iShares Core MSCI Emerging | 0.54% | 94,492 | $6.2M | Add +7.2% |
| COST Costco Wholesale Corp. | 0.54% | 6,685 | $6.2M | Add +13.2% |
| JAAA Janus Henderson Aaa Clo ETF | 0.52% | 118,231 | $6.0M | Reduce -2.3% |
| SPHQ Invesco S&P 500 Quality ETF | 0.50% | 79,393 | $5.8M | Reduce -12.8% |
| TBIL F/M US Treasury 3 Month Bill | 0.50% | 116,006 | $5.8M | Add +400.2% |
| META Meta Platforms Inc. Class A | 0.49% | 7,626 | $5.6M | Add +19.3% |
| VIS Vanguard Industrials ETF | 0.46% | 18,020 | $5.3M | Add +64.9% |
| GFEB FT Vest US Equity Moderate B | 0.45% | 127,377 | $5.2M | Reduce -22.1% |
| JPM JPMorgan Chase & Co. | 0.43% | 15,634 | $4.9M | Reduce -0.4% |
| JPST JPMorgan Ultra-Short Income | 0.42% | 96,631 | $4.9M | Reduce -1.3% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.41% | 120,459 | $4.8M | Add +1.4% |
| VAW Vanguard Materials ETF | 0.41% | 22,990 | $4.7M | Add +76.7% |
| VEA Vanguard Ftse Developed ETF | 0.40% | 77,844 | $4.7M | Add +27.3% |
| MU Micron Technology Inc. | 0.40% | 27,786 | $4.6M | Reduce -8.4% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.39% | 107,230 | $4.5M | Add +3.8% |
| IAGG iShares Intl Aggregate Bond | 0.38% | 86,105 | $4.4M | Add +1.1% |
| VFH Vanguard Financials ETF | 0.38% | 33,491 | $4.4M | Add +62.4% |
| HELO JPMorgan Hedged Equity ETF | 0.38% | 67,274 | $4.4M | Add +1.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.37% | 13,126 | $4.3M | Add +1.1% |
| PXI Invesco Dorsey Wright Energy | 0.35% | 85,685 | $4.0M | Add +43.4% |
| GOOGL Alphabet Inc. Class A | 0.35% | 16,414 | $4.0M | Add +2.1% |
| ARCC Ares Capital Corp. | 0.34% | 190,769 | $3.9M | Reduce -0.4% |
| V Visa Inc. Class A | 0.34% | 11,380 | $3.9M | Reduce -0.2% |
| FTSM First Trust Enh Short Mat FD | 0.34% | 64,655 | $3.9M | Add +34.9% |
| SIXA Etc 6 Meridian Mega Cap Equi filed as EXCHANGE TRADED CONCEPTS TRU | 0.33% | 77,737 | $3.9M | Reduce -27.1% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.33% | 15,548 | $3.8M | Add +36.4% |
| QUAL iShares MSCI USA Quality Fac | 0.33% | 19,424 | $3.8M | Add +6.5% |
| IJR iShares Core S&P Small-Cap E | 0.33% | 31,713 | $3.8M | Add +45.7% |
| DGRW Wisdomtree U.S. Quality Divi | 0.33% | 42,197 | $3.8M | Add +6.6% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.32% | 80,058 | $3.7M | Add +5.6% |
| GOOG Alphabet Inc. Class C | 0.32% | 15,224 | $3.7M | Reduce -15.4% |
| RSP Invesco S&P 500 Equal Weight | 0.32% | 19,488 | $3.7M | Reduce -1.1% |
| QLTA iShares Aaa - A Rated Corpor | 0.31% | 74,944 | $3.6M | New |
| FTGC First Trust Global Tactical | 0.31% | 140,132 | $3.6M | Reduce -0.9% |
| FMAR FT Vest US Equity Buffer ETF | 0.30% | 74,302 | $3.4M | Reduce -12.1% |
| AIQ Global X Art Intel & Tech | 0.30% | 69,723 | $3.4M | Add +6.9% |
| EMB iShares JP Morgan Usd Emergi | 0.30% | 36,035 | $3.4M | Add +30.1% |
| PLTR Palantir Technologies Inc. Class A | 0.30% | 18,780 | $3.4M | Reduce -3.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.30% | 7,129 | $3.4M | Add +0.4% |
| CTA Simplify Managed Futures St | 0.30% | 121,958 | $3.4M | Reduce -3.2% |
| LLY Eli Lilly & Co. | 0.30% | 4,467 | $3.4M | Reduce -3.8% |
| ETHW Bitwise Ethereum ETF | 0.29% | 114,202 | $3.4M | Add +38.0% |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.29% | 95,880 | $3.3M | Add +6.6% |
| YSEP FT VST Int Eq MB ETF-Usd Inc. | 0.29% | 130,481 | $3.3M | Reduce -0.5% |
| FBCG Fidelity Blue Chip Grow ETF | 0.28% | 59,738 | $3.2M | Add +7.2% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.28% | 53,710 | $3.2M | Add +5.4% |
| AIRR First Trust Rba American Ind | 0.27% | 32,748 | $3.2M | Add +36.2% |
| BKLN Invesco Senior Loan ETF | 0.27% | 148,902 | $3.1M | Add +61.8% |
| FTCS First Trust Capital Strength | 0.27% | 33,270 | $3.1M | Add +3.1% |
| UTES Virtus Reaves Utilities ETF | 0.27% | 37,071 | $3.1M | Reduce -2.4% |
| SRLN SS Blackstone Sr Loan ETF | 0.27% | 73,979 | $3.1M | Add +64.4% |
| HOOD Robinhood Markets Inc. Class A | 0.27% | 21,385 | $3.1M | Add +9.6% |
| AVDE Avantis International Equity | 0.26% | 38,480 | $3.0M | Add +183.7% |
| HERD Pacer Cash Cows Fund of Fund | 0.26% | 71,143 | $3.0M | Add +11.6% |
| AVGO Broadcom Inc. | 0.26% | 9,089 | $3.0M | Add +8.6% |
| QQEW First TR Nasdaq-100 Sel Eq | 0.26% | 21,232 | $3.0M | Reduce -1.5% |
| NOVM FT Vest US Eq Max Buf Nov | 0.26% | 92,959 | $3.0M | Reduce -1.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.26% | 10,102 | $3.0M | Add +20.5% |
| VBIL Vanguard 0-3M T-Bill ETF | 0.26% | 39,240 | $3.0M | Add +99.2% |
| XLI SS Industrial Select Sector | 0.24% | 18,177 | $2.8M | New |
| QMMY FT NDQ100 Mod Buff ETF - May | 0.24% | 113,078 | $2.8M | Reduce -0.7% |
| QQQM Invesco Nasdaq 100 ETF | 0.23% | 10,671 | $2.6M | Add +0.7% |
| FRDM Freedom 100 Emeging MRKT ETF | 0.23% | 59,051 | $2.6M | Reduce -0.2% |
Portfolio Sells Q2 2025 → Q3 2025
| EFA iShares MSCI Eafe ETF | Reduce -16.9% | 2.16% | −0.57 |
| RSPN Invesco S&P 500 Equal Weight | Reduce -61.1% | 0.22% | −0.37 |
| SPLV Invesco S&P 500 Low Volatili | Sold out | 0.00% | −0.36 |
| SGOV iShares 0-3 Month Treasury B | Reduce -28.7% | 0.61% | −0.33 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -73.6% | 0.11% | −0.32 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -10.2% | 2.61% | −0.32 |
| IYR iShares US Real Estate ETF | Reduce -84.8% | 0.05% | −0.30 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -60.3% | 0.17% | −0.30 |
| IXUS iShares Core Intl Stock ETF | Sold out | 0.00% | −0.27 |
| IVW iShares S&P 500 Growth ETF | Reduce -17.3% | 1.10% | −0.23 |
| EDV Vanguard Extended Dur Treas | Reduce -57.8% | 0.13% | −0.20 |
| BALT Inn Defined Wealth Shield | Reduce -4.6% | 1.60% | −0.20 |
| VGLT Vanguard Long-Term Treasury | Reduce -54.4% | 0.13% | −0.18 |
| GFEB FT Vest US Equity Moderate B | Reduce -22.1% | 0.45% | −0.16 |
| SIXA Etc 6 Meridian Mega Cap Equi | Reduce -27.1% | 0.33% | −0.16 |
| SH Proshares Short S&P500 | Reduce -66.1% | 0.06% | −0.15 |
| RSEE Rareview Systematic Equity | Reduce -19.7% | 0.58% | −0.15 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -47.5% | 0.13% | −0.14 |
| GOVT iShares US Treasury Bond ETF | Reduce -4.7% | 0.83% | −0.12 |
| TLH iShares 10-20 Year Treasury | Reduce -52.7% | 0.09% | −0.11 |
| SPHQ Invesco S&P 500 Quality ETF | Reduce -12.8% | 0.50% | −0.11 |
| MISL First Trust Indxx Aero & Def | Reduce -66.3% | 0.06% | −0.11 |
| IWO iShares Russell 2000 Growth | Sold out | 0.00% | −0.11 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -0.7% | 4.07% | −0.11 |
| LDUR PIMCO Enhanced Low Duration | Reduce -37.0% | 0.14% | −0.10 |
| FMAY FT Vest US Equity Buffer ETF | Reduce -40.1% | 0.12% | −0.09 |
| IDMO Invesco S&P International DE | Reduce -25.8% | 0.22% | −0.09 |
| SCHQ Schwab Long-Term US Treasury | Reduce -48.7% | 0.08% | −0.09 |
| FVD First Trust Value Line DVD | Reduce -8.1% | 0.55% | −0.09 |
| DJAN FT Vest U.S. Equity Deep Buf | Reduce -34.6% | 0.13% | −0.08 |
| IVV iShares Core S&P 500 ETF | Reduce -0.3% | 3.35% | −0.07 |
| SPMO Invesco S&P 500 Momentum ETF | Reduce -5.7% | 0.79% | −0.07 |
| ESGU iShares ESG Aware MSCI USA | Reduce -37.0% | 0.11% | −0.07 |
| JAAA Janus Henderson Aaa Clo ETF | Reduce -2.3% | 0.52% | −0.06 |
| XLP SS Consumer Staples Sel Sect | Reduce -27.0% | 0.12% | −0.06 |
| ARCC Ares Capital Corp. | Reduce -0.4% | 0.34% | −0.06 |
| FMAR FT Vest US Equity Buffer ETF | Reduce -12.1% | 0.30% | −0.06 |
| EEM iShares MSCI Emerging Market | Reduce -3.4% | 2.06% | −0.06 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -33.3% | 0.09% | −0.06 |
| CVX Chevron Corp. | Reduce -19.0% | 0.22% | −0.06 |
| TTD Trade Desk Inc./the Class A | Sold out | 0.00% | −0.06 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -2.8% | 0.65% | −0.05 |
| AMD Advanced Micro Devices | Reduce -30.5% | 0.13% | −0.05 |
| XLV SS Health Care Select Sector | Reduce -18.8% | 0.16% | −0.05 |
| STM Stmicroelectronics NV-NY SHS | Sold out | 0.00% | −0.05 |
| LLY Eli Lilly & Co. | Reduce -3.8% | 0.30% | −0.05 |
| V Visa Inc. Class A | Reduce -0.2% | 0.34% | −0.05 |
| NFLX Netflix Inc. | Reduce -0.4% | 0.21% | −0.05 |
| JPST JPMorgan Ultra-Short Income | Reduce -1.3% | 0.42% | −0.05 |
| DDEC FT Vest U.S. Equity Deep Buf | Reduce -23.1% | 0.13% | −0.05 |
Portfolio Buys Q2 2025 → Q3 2025
| STIP iShares 0-5 Year Tips Bond E | Add +336.9% | 0.68% | +0.51 |
| GLD SPDR Gold Shares | Add +82.4% | 0.89% | +0.43 |
| TBIL F/M US Treasury 3 Month Bill | Add +400.2% | 0.50% | +0.39 |
| QLTA iShares Aaa - A Rated Corpor | New | 0.31% | +0.31 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +70.0% | 0.85% | +0.30 |
| DFAS Dimensional US Small Cap ETF | Add +66.2% | 0.76% | +0.29 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +13.2% | 2.40% | +0.28 |
| TSLA Tesla Inc. | Add +15.8% | 0.76% | +0.25 |
| XLI SS Industrial Select Sector | New | 0.24% | +0.24 |
| AAPL Apple Inc. | Add +4.5% | 1.58% | +0.24 |
| IDYN iShares Inte Equ Fac R A ETF | New | 0.20% | +0.20 |
| IAU iShares Gold Trust | Add +26.7% | 0.71% | +0.18 |
| VIS Vanguard Industrials ETF | Add +64.9% | 0.46% | +0.17 |
| AVDE Avantis International Equity | Add +183.7% | 0.26% | +0.17 |
| VAW Vanguard Materials ETF | Add +76.7% | 0.41% | +0.17 |
| ETHW Bitwise Ethereum ETF | Add +38.0% | 0.29% | +0.15 |
| NVDA Nvidia Corp. | Add +0.8% | 1.87% | +0.14 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +18.9% | 0.95% | +0.14 |
| VFH Vanguard Financials ETF | Add +62.4% | 0.38% | +0.13 |
| SCHM Schwab US Mid Cap ETF | Add +17.1% | 1.13% | +0.13 |
| SPDW Ste STR SPDR PT DW Eu ETF | New | 0.12% | +0.12 |
| VBIL Vanguard 0-3M T-Bill ETF | Add +99.2% | 0.26% | +0.12 |
| BITB Bitwise Bitcoin ETF | Add +14.8% | 1.14% | +0.11 |
| DFAE Dimensional Emerging Core Eq | New | 0.11% | +0.11 |
| NBIS Nebius Group NV | New | 0.11% | +0.11 |
| PXI Invesco Dorsey Wright Energy | Add +43.4% | 0.35% | +0.10 |
| IJH iShares Core S&P Midcap ETF | Add +112.5% | 0.20% | +0.10 |
| ITA iShares U.S. Aerospace & Def | New | 0.10% | +0.10 |
| FTSL First Trust Senior Loan ETF | Add +25.5% | 0.82% | +0.10 |
| IJR iShares Core S&P Small-Cap E | Add +45.7% | 0.33% | +0.10 |
| VOO Vanguard S&P 500 ETF | Add +20.1% | 0.65% | +0.10 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +18.6% | 0.80% | +0.10 |
| HOOD Robinhood Markets Inc. Class A | Add +9.6% | 0.27% | +0.09 |
| SRLN SS Blackstone Sr Loan ETF | Add +64.4% | 0.27% | +0.09 |
| AIRR First Trust Rba American Ind | Add +36.2% | 0.27% | +0.09 |
| BKLN Invesco Senior Loan ETF | Add +61.8% | 0.27% | +0.09 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +36.4% | 0.33% | +0.08 |
| UNH Unitedhealth Group Inc. | Add +124.2% | 0.15% | +0.08 |
| ECG Everus Construction Group | New | 0.08% | +0.08 |
| ARKF ARK Blockchain & Fintech Inn | New | 0.08% | +0.08 |
| SCHG Schwab US Large-Cap Growth | Add +66.9% | 0.19% | +0.08 |
| GOOGL Alphabet Inc. Class A | Add +2.1% | 0.35% | +0.08 |
| VEA Vanguard Ftse Developed ETF | Add +27.3% | 0.40% | +0.07 |
| IYZ iShares US Telecommunication | New | 0.07% | +0.07 |
| FTSM First Trust Enh Short Mat FD | Add +34.9% | 0.34% | +0.06 |
| AVEM Avantis Emerging Markets Eq | Add +105.5% | 0.11% | +0.06 |
| JPIB JPMorgan Intl BND ETF | New | 0.06% | +0.06 |
| IYW iShares Ustechnology ETF | Add +32.2% | 0.20% | +0.05 |
| EMB iShares JP Morgan Usd Emergi | Add +30.1% | 0.30% | +0.05 |
| MUB iShares National Muni Bond E | New | 0.05% | +0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 642 | $1.6B | SPYM, MU, SPYG, IVV, SPAB |
| Q1 2026 | 608 | $1.3B | SPYM, USFR, IVV, SPYG, EFA |
| Q4 2025 | 580 | $1.2B | SPYM, IVV, EFA, QQQ, SPYG |
| Q3 2025 | 560 | $1.2B | SPYM, IVV, SPAB, QQQ, SPYG |
| Q2 2025 | 538 | $1.1B | SPYM, IVV, QQQ, EFA, SPAB |
| Q1 2025 | 519 | $964.7M | SPYM, IVW, SPAB, IVV, DIA |
| Q4 2024 | 468 | $925.2M | SPYM, IVV, IVW, SPYG, SPAB |
| Q3 2024 | 458 | $883.4M | SPYM, BIL, IVV, QQQ, SPAB |
| Q2 2024 | 446 | $825.2M | SPYM, QQQ, IVV, IVW, SPYG |
| Q1 2024 | 420 | $781.4M | SPYM, IVV, QQQ, IVW, SPAB |