Clear Creek Financial Management, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 23, 2026), Clear Creek Financial Management, LLC reported 580 stock positions worth $1.2 billion. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 4.5% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 3.1%) and iShares MSCI Eafe ETF (EFA, 2.5%). Compared with Q3 2025, it opened 60 new positions, sold out of 40, added to 288 and reduced 200. The biggest buy was Vanguard 0-3M T-Bill ETF (VBIL, shares +336%) and the biggest sale SS SPDR P Agg Bond ETF (SPAB, shares −17%).
- Most Recent 13F
- Q2 2026
- Location
- SILVERDALE, WA
- CIK
- 0001784235
- Portfolio Value
- $1.2B (Q4 2025)
- SEC Filing
- 0001784235-26-000001 ↗ filed Jan 23, 2026
Holdings Value
Holdings 580 stocks · $1.2B
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.48% | 684,287 | $54.9M | Add +14.2% |
| IVV iShares Core S&P 500 ETF | 3.12% | 55,808 | $38.2M | Reduce -3.4% |
| EFA iShares MSCI Eafe ETF | 2.48% | 316,469 | $30.4M | Add +18.7% |
| QQQ Invesco QQQ Trust Series 1 | 2.46% | 49,031 | $30.1M | Reduce -2.3% |
| SPYG SS SPDR P S&P 500 Growth ETF | 2.34% | 268,270 | $28.6M | Add +1.0% |
| SPAB SS SPDR P Agg Bond ETF | 2.07% | 986,054 | $25.4M | Reduce -17.4% |
| EEM iShares MSCI Emerging Market | 1.78% | 399,405 | $21.9M | Reduce -10.2% |
| NVDA Nvidia Corp. | 1.71% | 112,608 | $21.0M | Reduce -2.7% |
| BALT Inn Defined Wealth Shield | 1.66% | 605,866 | $20.3M | Add +8.0% |
| AAPL Apple Inc. | 1.56% | 70,151 | $19.1M | Reduce -1.8% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.43% | 307,571 | $17.5M | Reduce -11.6% |
| MSFT Microsoft Corp. | 1.21% | 30,741 | $14.9M | Reduce -0.3% |
| LMBS First Trust Low Duration Opp | 1.20% | 293,949 | $14.7M | Add +109.4% |
| AMZN Amazon.com Inc. | 1.18% | 62,889 | $14.5M | Add +6.5% |
| GLD SPDR Gold Shares | 1.16% | 35,740 | $14.2M | Add +23.7% |
| IVW iShares S&P 500 Growth ETF | 1.10% | 109,758 | $13.5M | Add +3.9% |
| VBIL Vanguard 0-3M T-Bill ETF | 1.05% | 171,265 | $12.9M | Add +336.5% |
| SPMO Invesco S&P 500 Momentum ETF | 0.97% | 99,195 | $11.8M | Add +31.1% |
| DFAS Dimensional US Small Cap ETF | 0.91% | 160,312 | $11.2M | Add +24.5% |
| SCHM Schwab US Mid Cap ETF | 0.90% | 367,646 | $11.1M | Reduce -16.1% |
| FTSL First Trust Senior Loan ETF | 0.79% | 211,871 | $9.7M | Add +2.1% |
| MU Micron Technology Inc. | 0.79% | 33,985 | $9.7M | Add +22.3% |
| VOO Vanguard S&P 500 ETF | 0.78% | 15,157 | $9.5M | Add +23.6% |
| IAU iShares Gold Trust | 0.77% | 116,192 | $9.4M | Add +3.5% |
| STIP iShares 0-5 Year Tips Bond E | 0.75% | 90,106 | $9.2M | Add +17.9% |
| BITB Bitwise Bitcoin ETF | 0.75% | 193,511 | $9.2M | Reduce -8.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.75% | 48,071 | $9.2M | Reduce -3.1% |
| TSLA Tesla Inc. | 0.75% | 20,398 | $9.2M | Add +3.1% |
| HYLS FT Tactical High Yield ETF | 0.74% | 217,909 | $9.1M | Add +5.2% |
| GOVT iShares US Treasury Bond ETF | 0.74% | 393,318 | $9.1M | Reduce -5.0% |
| IWM iShares Russell 2000 ETF | 0.74% | 36,675 | $9.0M | Add +17.4% |
| SGOV iShares 0-3 Month Treasury B | 0.67% | 82,357 | $8.3M | Add +18.0% |
| CGGR Cap Group Growth Equity | 0.62% | 171,937 | $7.6M | Add +8.0% |
| COWZ Pacer US Cash Cows 100 ETF | 0.59% | 120,682 | $7.3M | Reduce -7.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.58% | 10,444 | $7.1M | Reduce -36.8% |
| TBIL F/M US Treasury 3 Month Bill | 0.58% | 142,242 | $7.1M | Add +22.6% |
| IEMG iShares Core MSCI Emerging | 0.58% | 105,425 | $7.1M | Add +11.6% |
| VIG Vanguard Dividend Apprec ETF | 0.57% | 31,778 | $7.0M | Add +4.8% |
| RSEE Rareview Systematic Equity filed as COLLABORATIVE INVESTMNT SER | 0.55% | 197,314 | $6.8M | Reduce -1.8% |
| VIS Vanguard Industrials ETF | 0.52% | 21,396 | $6.4M | Add +18.7% |
| JAAA Janus Henderson Aaa Clo ETF | 0.50% | 121,346 | $6.1M | Add +2.6% |
| VAW Vanguard Materials ETF | 0.49% | 29,193 | $6.1M | Add +27.0% |
| FTSM First Trust Enh Short Mat FD | 0.49% | 100,576 | $6.0M | Add +55.6% |
| COST Costco Wholesale Corp. | 0.49% | 6,909 | $6.0M | Add +3.4% |
| META Meta Platforms Inc. Class A | 0.48% | 8,944 | $5.9M | Add +17.3% |
| SPHQ Invesco S&P 500 Quality ETF | 0.47% | 76,228 | $5.7M | Reduce -4.0% |
| FVD First Trust Value Line DVD | 0.45% | 120,885 | $5.6M | Reduce -12.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.44% | 15,971 | $5.4M | Add +21.7% |
| GOOGL Alphabet Inc. Class A | 0.43% | 16,889 | $5.3M | Add +2.9% |
| VFH Vanguard Financials ETF | 0.43% | 39,434 | $5.3M | Add +17.8% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.42% | 128,681 | $5.2M | Add +6.8% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.42% | 55,999 | $5.1M | Reduce -47.7% |
| VEA Vanguard Ftse Developed ETF | 0.41% | 80,938 | $5.1M | Add +4.0% |
| JPM JPMorgan Chase & Co. | 0.41% | 15,554 | $5.0M | Reduce -0.5% |
| LLY Eli Lilly & Co. | 0.40% | 4,545 | $4.9M | Add +1.8% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.39% | 19,256 | $4.8M | Add +23.9% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.39% | 110,827 | $4.8M | Add +3.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.36% | 15,365 | $4.5M | Add +52.1% |
| GFEB FT Vest US Equity Moderate B | 0.36% | 105,019 | $4.4M | Reduce -17.6% |
| DGRW Wisdomtree U.S. Quality Divi | 0.34% | 46,853 | $4.2M | Add +11.0% |
| IAGG iShares Intl Aggregate Bond | 0.34% | 82,985 | $4.2M | Reduce -3.6% |
| V Visa Inc. Class A | 0.33% | 11,697 | $4.1M | Add +2.8% |
| USFR Wisdomtree Floating Rate Tre | 0.33% | 80,820 | $4.1M | New |
| GOOG Alphabet Inc. Class C | 0.33% | 12,762 | $4.0M | Reduce -16.2% |
| IJR iShares Core S&P Small-Cap E | 0.32% | 32,672 | $3.9M | Add +3.0% |
| ARCC Ares Capital Corp. | 0.32% | 193,377 | $3.9M | Add +1.4% |
| SIL Global X Silver Miners ETF | 0.31% | 45,758 | $3.8M | New |
| QUAL iShares MSCI USA Quality Fac | 0.31% | 19,105 | $3.8M | Reduce -1.6% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.31% | 80,533 | $3.7M | Add +0.6% |
| AIRR First Trust Rba American Ind | 0.30% | 37,795 | $3.7M | Add +15.4% |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.30% | 104,846 | $3.7M | Add +9.3% |
| VWO Vanguard Ftse Emerging Marke | 0.30% | 68,866 | $3.7M | New |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.30% | 7,535 | $3.7M | Add +5.7% |
| FBCG Fidelity Blue Chip Grow ETF | 0.29% | 65,598 | $3.6M | Add +9.8% |
| AVGO Broadcom Inc. | 0.28% | 10,064 | $3.5M | Add +10.7% |
| JPST JPMorgan Ultra-Short Income | 0.28% | 68,512 | $3.5M | Reduce -29.1% |
| YSEP FT VST Int Eq MB ETF-Usd Inc. | 0.28% | 132,617 | $3.5M | Add +1.6% |
| SIXA Etc 6 Meridian Mega Cap Equi filed as EXCHANGE TRADED CONCEPTS TRU | 0.28% | 69,085 | $3.4M | Reduce -11.1% |
| RSP Invesco S&P 500 Equal Weight | 0.28% | 17,931 | $3.4M | Reduce -8.0% |
| XLI SS Industrial Select Sector | 0.28% | 21,897 | $3.4M | Add +20.5% |
| CTA Simplify Managed Futures St | 0.28% | 124,028 | $3.4M | Add +1.7% |
| TOPT iShares Top 20 US Stocks ETF | 0.27% | 107,486 | $3.4M | Add +70.2% |
| AVDE Avantis International Equity | 0.27% | 40,564 | $3.3M | Add +5.4% |
| FTGC First Trust Global Tactical | 0.27% | 142,477 | $3.3M | Add +1.7% |
| BBUS JPMorgan Betabuilders US Equ | 0.27% | 26,742 | $3.3M | Add +41.4% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.27% | 54,120 | $3.3M | Add +0.8% |
| PLTR Palantir Technologies Inc. Class A | 0.27% | 18,483 | $3.3M | Reduce -1.6% |
| AIQ Global X Art Intel & Tech | 0.27% | 64,267 | $3.3M | Reduce -7.8% |
| FTCS First Trust Capital Strength | 0.27% | 35,228 | $3.3M | Add +5.9% |
| FMAR FT Vest US Equity Buffer ETF | 0.26% | 67,292 | $3.2M | Reduce -9.4% |
| HERD Pacer Cash Cows Fund of Fund | 0.26% | 73,490 | $3.2M | Add +3.3% |
| EMB iShares JP Morgan Usd Emergi | 0.26% | 33,059 | $3.2M | Reduce -8.3% |
| QLTA iShares Aaa - A Rated Corpor | 0.26% | 66,015 | $3.2M | Reduce -11.9% |
| ETHW Bitwise Ethereum ETF | 0.26% | 148,540 | $3.2M | Add +30.1% |
| HELO JPMorgan Hedged Equity ETF | 0.25% | 45,422 | $3.0M | Reduce -32.5% |
| FRDM Freedom 100 Emeging MRKT ETF | 0.24% | 58,372 | $3.0M | Reduce -1.1% |
| UTES Virtus Reaves Utilities ETF | 0.24% | 37,730 | $3.0M | Add +1.8% |
| XLG Invesco S&P 500 Top 50 ETF | 0.24% | 50,080 | $3.0M | Add +15.7% |
| QQEW First TR Nasdaq-100 Sel Eq | 0.24% | 20,500 | $2.9M | Reduce -3.5% |
| NOVM FT Vest US Eq Max Buf Nov | 0.23% | 85,401 | $2.8M | Reduce -8.1% |
Options reported separately and not counted above: IBIT calls ($11K).
Portfolio Sells Q3 2025 → Q4 2025
| SPAB SS SPDR P Agg Bond ETF | Reduce -17.4% | 2.07% | −0.60 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -47.7% | 0.42% | −0.43 |
| BITB Bitwise Bitcoin ETF | Reduce -8.8% | 0.75% | −0.39 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -36.8% | 0.58% | −0.37 |
| PXI Invesco Dorsey Wright Energy | Reduce -94.3% | 0.02% | −0.33 |
| EEM iShares MSCI Emerging Market | Reduce -10.2% | 1.78% | −0.28 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -11.6% | 1.43% | −0.24 |
| IVV iShares Core S&P 500 ETF | Reduce -3.4% | 3.12% | −0.23 |
| SCHM Schwab US Mid Cap ETF | Reduce -16.1% | 0.90% | −0.22 |
| HOOD Robinhood Markets Inc. Class A | Reduce -78.3% | 0.04% | −0.22 |
| IDYN iShares Inte Equ Fac R A ETF | Sold out | 0.00% | −0.20 |
| MSFT Microsoft Corp. | Reduce -0.3% | 1.21% | −0.17 |
| XPHDX Pioneer Floating Rate Fund | Sold out | 0.00% | −0.17 |
| COIN Coinbase Global Inc. Class A | Reduce -68.6% | 0.04% | −0.17 |
| NVDA Nvidia Corp. | Reduce -2.7% | 1.71% | −0.16 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -2.3% | 2.46% | −0.15 |
| RKLB Rocket Lab Corp. | Reduce -88.0% | 0.03% | −0.14 |
| JPST JPMorgan Ultra-Short Income | Reduce -29.1% | 0.28% | −0.14 |
| VGLT Vanguard Long-Term Treasury | Sold out | 0.00% | −0.13 |
| HELO JPMorgan Hedged Equity ETF | Reduce -32.5% | 0.25% | −0.13 |
| EDV Vanguard Extended Dur Treas | Sold out | 0.00% | −0.13 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -81.9% | 0.02% | −0.11 |
| DJAN FT Vest U.S. Equity Deep Buf | Reduce -84.7% | 0.02% | −0.11 |
| KNG FT Vest S&P 500 DVD Arst TRG | Reduce -75.9% | 0.03% | −0.10 |
| FVD First Trust Value Line DVD | Reduce -12.1% | 0.45% | −0.10 |
| LDUR PIMCO Enhanced Low Duration | Reduce -65.2% | 0.05% | −0.09 |
| GFEB FT Vest US Equity Moderate B | Reduce -17.6% | 0.36% | −0.09 |
| GOVT iShares US Treasury Bond ETF | Reduce -5.0% | 0.74% | −0.09 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Sold out | 0.00% | −0.09 |
| TLH iShares 10-20 Year Treasury | Sold out | 0.00% | −0.09 |
| XLP SS Consumer Staples Sel Sect | Reduce -69.9% | 0.03% | −0.08 |
| SCHQ Schwab Long-Term US Treasury | Sold out | 0.00% | −0.08 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -42.6% | 0.09% | −0.08 |
| DDEC FT Vest U.S. Equity Deep Buf | Reduce -57.9% | 0.05% | −0.08 |
| CVSA Covista Inc. | Reduce -2.1% | 0.12% | −0.07 |
| XLV SS Health Care Select Sector | Reduce -45.1% | 0.09% | −0.07 |
| UCON First Trust Smith Unconstrai | Reduce -70.5% | 0.03% | −0.07 |
| SH Proshares Short S&P500 | Sold out | 0.00% | −0.06 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -7.6% | 0.59% | −0.06 |
| MGNI Magnite Inc. | Sold out | 0.00% | −0.06 |
| QLTA iShares Aaa - A Rated Corpor | Reduce -11.9% | 0.26% | −0.06 |
| QYLD Global X Nasd 100 Cov Call | Sold out | 0.00% | −0.06 |
| SIXA Etc 6 Meridian Mega Cap Equi | Reduce -11.1% | 0.28% | −0.05 |
| IDMO Invesco S&P International DE | Reduce -21.4% | 0.17% | −0.05 |
| SRLN SS Blackstone Sr Loan ETF | Reduce -14.3% | 0.21% | −0.05 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -3.1% | 0.75% | −0.05 |
| UMH Umh Properties Inc. | Sold out | 0.00% | −0.05 |
| VWOB Vanguard Emerg MKTS Gov BND | Sold out | 0.00% | −0.05 |
| ENVX Enovix Corp. | Reduce -82.4% | 0.01% | −0.04 |
| BKLN Invesco Senior Loan ETF | Reduce -11.2% | 0.23% | −0.04 |
Portfolio Buys Q3 2025 → Q4 2025
| VBIL Vanguard 0-3M T-Bill ETF | Add +336.5% | 1.05% | +0.80 |
| LMBS First Trust Low Duration Opp | Add +109.4% | 1.20% | +0.59 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +14.2% | 4.48% | +0.41 |
| MU Micron Technology Inc. | Add +22.3% | 0.79% | +0.39 |
| USFR Wisdomtree Floating Rate Tre | New | 0.33% | +0.33 |
| EFA iShares MSCI Eafe ETF | Add +18.7% | 2.48% | +0.32 |
| SIL Global X Silver Miners ETF | New | 0.31% | +0.31 |
| VWO Vanguard Ftse Emerging Marke | New | 0.30% | +0.30 |
| GLD SPDR Gold Shares | Add +23.7% | 1.16% | +0.27 |
| NXT Nextpower Inc. | New | 0.22% | +0.22 |
| COPX Global X Copper Miners ETF | New | 0.20% | +0.20 |
| SHLD Global X Defense Tech ETF | New | 0.19% | +0.19 |
| JSCP JPMorgan Short Duration Core | New | 0.18% | +0.18 |
| AKRE Akre Focus ETF | New | 0.17% | +0.17 |
| SPMO Invesco S&P 500 Momentum ETF | Add +31.1% | 0.97% | +0.17 |
| FTSM First Trust Enh Short Mat FD | Add +55.6% | 0.49% | +0.16 |
| DFAS Dimensional US Small Cap ETF | Add +24.5% | 0.91% | +0.15 |
| BUFR FT Vest Lad Buffervetf-Usd I | Add +226.5% | 0.20% | +0.14 |
| IXUS iShares Core Intl Stock ETF | New | 0.13% | +0.13 |
| VOO Vanguard S&P 500 ETF | Add +23.6% | 0.78% | +0.13 |
| TOPT iShares Top 20 US Stocks ETF | Add +70.2% | 0.27% | +0.11 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +52.1% | 0.36% | +0.11 |
| LLY Eli Lilly & Co. | Add +1.8% | 0.40% | +0.10 |
| GRNY Fundstr Gran SH US LRG Cap | New | 0.10% | +0.10 |
| VAW Vanguard Materials ETF | Add +27.0% | 0.49% | +0.09 |
| GOOGL Alphabet Inc. Class A | Add +2.9% | 0.43% | +0.09 |
| SHW The Sherwin-Williams Co. | New | 0.08% | +0.08 |
| IWM iShares Russell 2000 ETF | Add +17.4% | 0.74% | +0.08 |
| SNTH MRP Synthequity ETF | New | 0.08% | +0.08 |
| TBIL F/M US Treasury 3 Month Bill | Add +22.6% | 0.58% | +0.08 |
| UNG US Natural Gas Fund LP | New | 0.07% | +0.07 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +65.3% | 0.19% | +0.07 |
| AVUV Avantis US Small Cap Value | Add +87.0% | 0.16% | +0.07 |
| BBUS JPMorgan Betabuilders US Equ | Add +41.4% | 0.27% | +0.07 |
| SLV iShares Silver Trust | Add +6.4% | 0.20% | +0.07 |
| DFAE Dimensional Emerging Core Eq | Add +66.9% | 0.18% | +0.07 |
| DUHP Dimensional US High Profi Et | Add +68.7% | 0.18% | +0.07 |
| STIP iShares 0-5 Year Tips Bond E | Add +17.9% | 0.75% | +0.07 |
| NVO Novo-Nordisk A/S-Spons ADR | New | 0.07% | +0.07 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +23.9% | 0.39% | +0.07 |
| SGOV iShares 0-3 Month Treasury B | Add +18.0% | 0.67% | +0.07 |
| LONZ PIMCO Senior Loan Active ETF | Add +258.5% | 0.09% | +0.06 |
| VTI VG Morningstar TS MKT ETF-US | Add +21.7% | 0.44% | +0.06 |
| FLBL Franklin Senior Loan ETF | New | 0.06% | +0.06 |
| AMZN Amazon.com Inc. | Add +6.5% | 1.18% | +0.06 |
| IAU iShares Gold Trust | Add +3.5% | 0.77% | +0.06 |
| BALT Inn Defined Wealth Shield | Add +8.0% | 1.66% | +0.06 |
| GCOW Pacer Global Cash Cows Divid | Add +100.2% | 0.12% | +0.06 |
| VIS Vanguard Industrials ETF | Add +18.7% | 0.52% | +0.06 |
| FSEP FT Vest U.S. Equity Buffer E | Add +231.9% | 0.08% | +0.06 |
Options Activity Q3 2025 → Q4 2025
| IBIT iShares Bitcoin Trust ETF | call | New | 19,600 | $11K |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 642 | $1.6B | SPYM, MU, SPYG, IVV, SPAB |
| Q1 2026 | 608 | $1.3B | SPYM, USFR, IVV, SPYG, EFA |
| Q4 2025 | 580 | $1.2B | SPYM, IVV, EFA, QQQ, SPYG |
| Q3 2025 | 560 | $1.2B | SPYM, IVV, SPAB, QQQ, SPYG |
| Q2 2025 | 538 | $1.1B | SPYM, IVV, QQQ, EFA, SPAB |
| Q1 2025 | 519 | $964.7M | SPYM, IVW, SPAB, IVV, DIA |
| Q4 2024 | 468 | $925.2M | SPYM, IVV, IVW, SPYG, SPAB |
| Q3 2024 | 458 | $883.4M | SPYM, BIL, IVV, QQQ, SPAB |
| Q2 2024 | 446 | $825.2M | SPYM, QQQ, IVV, IVW, SPYG |
| Q1 2024 | 420 | $781.4M | SPYM, IVV, QQQ, IVW, SPAB |