Clifford Group, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 12, 2024), Clifford Group, LLC reported 74 stock positions worth $128.6 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 21.8% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 15.9%) and Vanguard Extended Market ETF (VXF, 6.5%). Compared with Q2 2024, it opened 4 new positions, sold out of 3, added to 21 and reduced 35. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +2%) and the biggest sale Vanguard Info Tech ETF (VGT, shares −27%).
- Most Recent 13F
- Q2 2026
- Location
- WAYLAND, MA
- CIK
- 0001965522
- Portfolio Value
- $128.6M (Q3 2024)
- SEC Filing
- 0001965522-24-000004 ↗ filed Nov 12, 2024
Holdings Value
Holdings 74 stocks · $128.6M
| VOO Vanguard S&P 500 ETF | 21.76% | 53,038 | $28.0M | Add +2.1% |
| SCHD Schwab US DVD Equity ETF | 15.89% | 241,721 | $20.4M | Reduce -0.3% |
| VXF Vanguard Extended Market ETF | 6.48% | 45,809 | $8.3M | Add +0.9% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 6.15% | 24,559 | $7.9M | Reduce -10.0% |
| EFV iShares MSCI Eafe Value ETF | 3.33% | 74,532 | $4.3M | Add +11.7% |
| MUB iShares National Muni Bond E | 3.12% | 36,953 | $4.0M | Reduce -6.9% |
| VGT Vanguard Info Tech ETF | 2.64% | 5,790 | $3.4M | Reduce -27.1% |
| MSFT Microsoft Corp. | 2.06% | 6,160 | $2.7M | Add +0.3% |
| AAPL Apple Inc. | 1.92% | 10,580 | $2.5M | Add +3.3% |
| IWF iShares Russell 1000 Growth | 1.88% | 6,433 | $2.4M | Reduce -1.0% |
| NVDA Nvidia Corp. | 1.85% | 19,586 | $2.4M | Add +0.2% |
| AMZN Amazon.com Inc. | 1.83% | 12,597 | $2.3M | Reduce -0.9% |
| SPIB SS SPDR P Int C Corp. ETF | 1.75% | 66,696 | $2.2M | Add +6.0% |
| SHM SS SPDR N Ice St Muni ETF | 1.60% | 42,714 | $2.1M | Reduce -3.5% |
| VMBS Vanguard Mortgage-Backed Sec | 1.43% | 38,850 | $1.8M | Add +0.3% |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | 1.40% | 61,809 | $1.8M | Reduce -10.0% |
| IWD iShares Russell 1000 Value E | 1.27% | 8,576 | $1.6M | Reduce -3.6% |
| GOOGL Alphabet Inc. Class A | 1.13% | 8,797 | $1.5M | Add +0.2% |
| META Meta Platforms Inc. Class A | 1.00% | 2,236 | $1.3M | Add +2.6% |
| JPM JPMorgan Chase & Co. | 0.93% | 5,694 | $1.2M | Reduce -1.4% |
| ADP Automatic Data Processing | 0.87% | 4,043 | $1.1M | No change |
| TSM Taiwan Semiconductor-SP ADR | 0.72% | 5,347 | $929K | Reduce -2.5% |
| UNH Unitedhealth Group Inc. | 0.67% | 1,469 | $859K | Reduce -0.8% |
| UNP Union Pacific Corp. | 0.65% | 3,366 | $830K | Add +0.2% |
| NEE Nextera Energy Inc. | 0.64% | 9,722 | $822K | Reduce -3.6% |
| ACN Accenture PLC Class A | 0.63% | 2,293 | $811K | Add +0.3% |
| PG The Procter & Gamble Co. | 0.60% | 4,461 | $773K | Reduce -1.1% |
| GOVT iShares US Treasury Bond ETF | 0.58% | 31,986 | $750K | Add +2.8% |
| HD Home Depot Inc. | 0.57% | 1,801 | $730K | Reduce -1.5% |
| MS Morgan Stanley | 0.54% | 6,652 | $693K | Reduce -4.8% |
| HLI Houlihan Lokey Inc. | 0.54% | 4,379 | $692K | Reduce -2.4% |
| VNQ Vanguard Real Estate ETF | 0.53% | 6,982 | $680K | Reduce -5.8% |
| AJG Arthur J Gallagher & Co. filed as GALLAGHER ARTHUR J & CO | 0.50% | 2,302 | $648K | Reduce -2.0% |
| ABT Abbott Laboratories | 0.50% | 5,644 | $643K | Reduce -1.9% |
| PLD Prologis Inc. | 0.49% | 4,952 | $625K | No change |
| CSCO Cisco Systems Inc. | 0.48% | 11,666 | $621K | Reduce -12.4% |
| PAYX Paychex Inc. | 0.48% | 4,598 | $617K | Reduce -0.5% |
| TGT Target Corp. | 0.47% | 3,849 | $600K | Reduce -0.2% |
| COR Cencora Inc. | 0.45% | 2,566 | $578K | Reduce -1.4% |
| PSX Phillips 66 | 0.44% | 4,309 | $566K | Add +5.9% |
| TEL Te Connectivity PLC | 0.44% | 3,750 | $566K | Reduce -3.8% |
| V Visa Inc. Class A | 0.42% | 1,968 | $541K | Reduce -2.7% |
| NSP Insperity Inc. | 0.41% | 5,944 | $523K | No change |
| PEP Pepsico Inc. | 0.37% | 2,824 | $480K | Reduce -24.6% |
| IFRA iShares US Infrastructure | 0.36% | 9,880 | $464K | Add +3.5% |
| COST Costco Wholesale Corp. | 0.36% | 519 | $461K | Reduce -5.0% |
| GOOG Alphabet Inc. Class C | 0.34% | 2,639 | $441K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.34% | 755 | $433K | Add +44.4% |
| AVGO Broadcom Inc. | 0.34% | 2,509 | $433K | Add +18.4% |
| ADM Archer-Daniels-Midland Co. | 0.34% | 7,214 | $431K | Add +6.5% |
| LLY Eli Lilly & Co. | 0.33% | 485 | $430K | No change |
| ADI Analog Devices Inc. | 0.31% | 1,713 | $394K | No change |
| ETN Eaton Corp. PLC | 0.29% | 1,130 | $375K | No change |
| ORCL Oracle Corp. | 0.29% | 2,189 | $373K | Add +0.1% |
| IUSV iShares Core S&P U.S. Value | 0.28% | 3,819 | $365K | No change |
| DHR Danaher Corp. | 0.27% | 1,261 | $351K | Reduce -3.5% |
| GS Goldman Sachs Group Inc. | 0.27% | 691 | $342K | No change |
| UPS United Parcel Service Class B | 0.26% | 2,463 | $336K | Reduce -36.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.25% | 1,374 | $326K | No change |
| HYMB SS SPDR N Ice HY Muni ETF | 0.24% | 11,872 | $312K | Reduce -0.5% |
| AXP American Express Co. | 0.24% | 1,136 | $308K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.24% | 666 | $307K | No change |
| TMO Thermo Fisher Scientific Inc. | 0.24% | 492 | $304K | Reduce -5.0% |
| HON Honeywell International Inc. | 0.22% | 1,373 | $284K | Reduce -4.0% |
| CRM Salesforce Inc. | 0.21% | 977 | $267K | Add +2.1% |
| AON Aon PLC Class A | 0.19% | 710 | $246K | No change |
| PINS Pinterest Inc. Class A | 0.19% | 7,477 | $242K | New |
| DE Deere & Co. | 0.19% | 578 | $241K | Add +2.1% |
| BLK BlackRock Finance Inc. | 0.18% | 250 | $238K | Reduce -4.6% |
| WMT Walmart Inc. | 0.18% | 2,833 | $229K | New |
| HLT Hilton Worldwide Holdings Inc. | 0.17% | 940 | $217K | Reduce -4.9% |
| VT Vanguard Tot World STK ETF | 0.17% | 1,793 | $215K | No change |
| TSLA Tesla Inc. | 0.17% | 817 | $214K | New |
| TDG Transdigm Group Inc. | 0.16% | 142 | $203K | New |
Portfolio Sells Q2 2024 → Q3 2024
| VGT Vanguard Info Tech ETF | Reduce -27.1% | 2.64% | −1.06 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -10.0% | 6.15% | −0.77 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.36 |
| MUB iShares National Muni Bond E | Reduce -6.9% | 3.12% | −0.29 |
| MNDY Monday.com Ltd. | Sold out | 0.00% | −0.22 |
| UPS United Parcel Service Class B | Reduce -36.6% | 0.26% | −0.17 |
| MCHP Microchip Technology Inc. | Sold out | 0.00% | −0.16 |
| AMZN Amazon.com Inc. | Reduce -0.9% | 1.83% | −0.16 |
| PEP Pepsico Inc. | Reduce -24.6% | 0.37% | −0.13 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Reduce -10.0% | 1.40% | −0.11 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -3.5% | 1.60% | −0.09 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -2.5% | 0.72% | −0.05 |
| IWF iShares Russell 1000 Growth | Reduce -1.0% | 1.88% | −0.03 |
| TEL Te Connectivity PLC | Reduce -3.8% | 0.44% | −0.03 |
| CSCO Cisco Systems Inc. | Reduce -12.4% | 0.48% | −0.03 |
| HON Honeywell International Inc. | Reduce -4.0% | 0.22% | −0.03 |
| COR Cencora Inc. | Reduce -1.4% | 0.45% | −0.02 |
| COST Costco Wholesale Corp. | Reduce -5.0% | 0.36% | −0.02 |
| MS Morgan Stanley | Reduce -4.8% | 0.54% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -1.4% | 0.93% | −0.01 |
| V Visa Inc. Class A | Reduce -2.7% | 0.42% | −0.01 |
| HLT Hilton Worldwide Holdings Inc. | Reduce -4.9% | 0.17% | −0.01 |
| HYMB SS SPDR N Ice HY Muni ETF | Reduce -0.5% | 0.24% | −0.00 |
| PG The Procter & Gamble Co. | Reduce -1.1% | 0.60% | +0.00 |
| TGT Target Corp. | Reduce -0.2% | 0.47% | +0.01 |
| TMO Thermo Fisher Scientific Inc. | Reduce -5.0% | 0.24% | +0.01 |
| DHR Danaher Corp. | Reduce -3.5% | 0.27% | +0.01 |
| AJG Arthur J Gallagher & Co. | Reduce -2.0% | 0.50% | +0.01 |
| IWD iShares Russell 1000 Value E | Reduce -3.6% | 1.27% | +0.01 |
| ABT Abbott Laboratories | Reduce -1.9% | 0.50% | +0.02 |
| BLK BlackRock Finance Inc. | Reduce -4.6% | 0.18% | +0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -5.8% | 0.53% | +0.03 |
| PAYX Paychex Inc. | Reduce -0.5% | 0.48% | +0.04 |
| HLI Houlihan Lokey Inc. | Reduce -2.4% | 0.54% | +0.05 |
| UNH Unitedhealth Group Inc. | Reduce -0.8% | 0.67% | +0.06 |
| HD Home Depot Inc. | Reduce -1.5% | 0.57% | +0.06 |
| NEE Nextera Energy Inc. | Reduce -3.6% | 0.64% | +0.06 |
| SCHD Schwab US DVD Equity ETF | Reduce -0.3% | 15.89% | +0.66 |
Portfolio Buys Q2 2024 → Q3 2024
| VOO Vanguard S&P 500 ETF | Add +2.1% | 21.76% | +0.78 |
| EFV iShares MSCI Eafe Value ETF | Add +11.7% | 3.33% | +0.48 |
| VXF Vanguard Extended Market ETF | Add +0.9% | 6.48% | +0.29 |
| PINS Pinterest Inc. Class A | New | 0.19% | +0.19 |
| WMT Walmart Inc. | New | 0.18% | +0.18 |
| AAPL Apple Inc. | Add +3.3% | 1.92% | +0.18 |
| TSLA Tesla Inc. | New | 0.17% | +0.17 |
| TDG Transdigm Group Inc. | New | 0.16% | +0.16 |
| META Meta Platforms Inc. Class A | Add +2.6% | 1.00% | +0.11 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +44.4% | 0.34% | +0.11 |
| SPIB SS SPDR P Int C Corp. ETF | Add +6.0% | 1.75% | +0.09 |
| ACN Accenture PLC Class A | Add +0.3% | 0.63% | +0.07 |
| AVGO Broadcom Inc. | Add +18.4% | 0.34% | +0.06 |
| ORCL Oracle Corp. | Add +0.1% | 0.29% | +0.04 |
| IFRA iShares US Infrastructure | Add +3.5% | 0.36% | +0.04 |
| UNP Union Pacific Corp. | Add +0.2% | 0.65% | +0.03 |
| DE Deere & Co. | Add +2.1% | 0.19% | +0.02 |
| GOVT iShares US Treasury Bond ETF | Add +2.8% | 0.58% | +0.02 |
| CRM Salesforce Inc. | Add +2.1% | 0.21% | +0.01 |
| VMBS Vanguard Mortgage-Backed Sec | Add +0.3% | 1.43% | +0.01 |
| ADM Archer-Daniels-Midland Co. | Add +6.5% | 0.34% | +0.00 |
| PSX Phillips 66 | Add +5.9% | 0.44% | −0.02 |
| NVDA Nvidia Corp. | Add +0.2% | 1.85% | −0.10 |
| MSFT Microsoft Corp. | Add +0.3% | 2.06% | −0.16 |
| GOOGL Alphabet Inc. Class A | Add +0.2% | 1.13% | −0.16 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $144.6M | VOO, MGK, LSGR, EFV, VGT |
| Q1 2026 | 80 | $129.8M | VOO, MGK, LSGR, EFV, VXF |
| Q4 2025 | 76 | $129.5M | VOO, MGK, VXF, EFV, VGT |
| Q3 2025 | 81 | $128.4M | VOO, VXF, MGK, EFV, VGT |
| Q2 2025 | 83 | $121.7M | VOO, MGK, VXF, EFV, MUB |
| Q1 2025 | 76 | $107.0M | VOO, VXF, MGK, EFV, MUB |
| Q4 2024 | 75 | $131.2M | VOO, SCHD, VXF, MGK, EFV |
| Q3 2024 | 74 | $128.6M | VOO, SCHD, VXF, MGK, EFV |
| Q2 2024 | 73 | $123.9M | VOO, SCHD, MGK, VXF, VGT |
| Q1 2024 | 71 | $121.1M | VOO, SCHD, VXF, EFV, MUB |